1- your FICO credit score based on which of these (there can be more than one right than one right answer )


A) how much money you owe

B) whether you've plaid on time or late

C) how long new credit you have

E) whether you asked for new credit recently


2- Your FICO credit score calculated on which of these (there can be more than one right answer)


A) Payment History

B) amounts owed

C) length of credit history

D) New Credit

E) Credit Mix


3- How long does a bankruptcy stay on your credit?


4- What should you do if you find something incorrect on your credit report?


5- You are entitled to two free credit reports per year per bureau

true or false


6- If you find something in error on your report and you report it in writing to the bureau, what must they do?


7- What is a credit freeze?


8- Does your age factor into your credit score

yes or No
9- Does your marital status factor into your credit score

yes or No


10- what is a mix of Credit mean?


11- At what percentage of credit card usage, does it start affecting your score in a negative way?

Explanation:

Suppose that in April 2023, policymakers undertake the type of policy that is necessary to bring the economy back to the natural level of output, given the scenario just described. In June 2023, exports decrease because Japan implements trade restrictions on goods. Because of the LAGS associated with implementing monetary and fiscal policy, the impact of the policymakers' stabilization policy will likely to push the economy below the poverty line once the effects of the policy are fully realized.

When a certain level of taxation, restrictions, interest rates and barriers are imparted on trade deals and activities by the government then it is called economic policy.

The correct answer for the blanks are:

Blank 1:  LAGS

Blank 2: to push the economy below the poverty line

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Option a is Correct. Consider that you produce costumes. In order to have adequate inventory to fulfill demand in October, In this case, you would be utilizing the Level method to satisfy consumer demand.

You have been creating more products than necessary over the summer. Business-level strategies look at how businesses compete in a certain sector. Executives at companies decide if their source of competitive advantage is based on pricing or distinctiveness, and whether their operational focus is on a wide or narrow market, which results in the development of such strategies.

The corporate level, the business level, and the functional level are the three levels at which strategy can be created. The corporate level is where your organization's overall strategy is developed. Corporate strategy involves choices.

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Note that with respect to the deposite, it will take approximately 8.19 years for the account to reach $270,000.

To determine how   many years it will take for the account to reach $270,000,we can use the future value of an annuity formula.

The formula is -  

FV = P  x  [(1 + r)ⁿ⁻¹] / r

Where -  

FV = Future value ($270,000)

P = Annual deposit ($6,000)

r = Interest rate per period (13% or 0.13)

n = Number of periods (number of years)

We need to solve for n, so we can rearrange the formula as -  

n = log((FV  x  r / P) + 1) / log(1 + r)

Plugging in the values -  

n = log((270000  x  0.13 / 6000) + 1) / log(1 + 0.13)

Using a calculator, we find that n is approximately 8.19.

thus, it is corect to state that, it will take approximately 8.19 years for the account to reach $270,000.

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Answer:

insurable interest

Explanation:

A policyholder must have an insurable interest in what is being insured, meaning that the policyholder must be the one at risk to suffer an economic loss.

The term Economics is the study of scarcity and its inferences for the use of resources, manufacture of goods and services, growth of production and welfare over time, and a great diverseness of other complex issues of vital concern to society.

Before the insurance company will settle a claim, economics the policyholder must pay a certain sum out of cash. Deductibles act as a disincentive to numerous small, unimportant claims. Depending on the insurer and the kind of coverage, deductibles may be applied per policy or per claim economics

Therefore,  The policyholder must be the one at risk to suffer an economic loss.

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Answer:

Ethical dilemma

Explanation:

Answer:

The correct answer is D. Retail.

Explanation:

Retail is the sale to the final consumer of goods and services. It is a sector formed by different branches (such as the food industry, the fashion industry, the home industry, etc.), which constitutes the last link in the supply chain that goes from the manufacturer to the consumer, it is In other words, it is the culmination of the process of production of goods and services, when they reach the consumer. This sale is usually carried out in stores, supermarkets, pharmacies, internet platforms and any other place where goods and services can be offered to final recipients.

Answer:

The NPV is a negative which means leasing the machine is a better option. (THERE ARE 2 EXPLANATIONS) BUT BOTH ANSWERS ARE CORRECT!!!

Explanation:

Explanation ONE :

To find the NPV of purchasing the new machine, we need to calculate the cash flows associated with this option:

Year 0: Initial cash outflow of $45,000

Years 1-5: Annual cash inflows of $4,100

Total cash inflows: $4,100 x 5 = $20,500

To calculate the present value of these cash flows, we need to discount them by the firm's cost of capital. Since the problem does not provide a cost of equity, we will assume that the firm's cost of capital is equal to the before tax cost of debt, which is 10%. Using a financial calculator or spreadsheet, we can calculate the present value of the cash inflows as:

PV = $4,100 x (1 - 1/1.1^5) / 0.1 = $16,228.24

The NPV of purchasing the new machine is:

NPV = PV of cash inflows - initial cash outflow

NPV = $16,228.24 - $45,000

NPV = -$28,771.76

This negative NPV means that purchasing the new machine is not a good investment for Ringo Manufacturing. It would cost the firm more in present value terms than it would save in operating costs.

Now let's calculate the net present value of leasing the machine:

Year 0: Initial cash outflow of $0 (since the first payment is due in 1 year)

Years 1-5: Annual cash outflows of $3,400

Total cash outflows: $3,400 x 5 = $17,000

To calculate the present value of these cash outflows, we again use the firm's cost of capital of 10%. Using a financial calculator or spreadsheet, we can calculate the present value of the cash outflows as:

PV = $3,400 x (1 - 1/1.1^5) / 0.1 = $13,568.24

The NPV of leasing the machine is:

NPV = -initial cash outflow + PV of cash outflows

NPV = -$0 + $13,568.24

NPV = $13,568.24

This positive NPV means that leasing the machine is a better option for Ringo Manufacturing than purchasing it. The firm would save money in present value terms by leasing instead of buying.

Explanation TWO:

To calculate the Net Present Value (NPV) of purchasing the new machine, we need to calculate the present value of all cash inflows and cash outflows associated with the purchase.

First, let's calculate the present value of the savings the machine is expected to generate:

PV of savings = $4,100 / (1 + r) + $4,100 / (1 + r)^2 + $4,100 / (1 + r)^3 + $4,100 / (1 + r)^4 + $4,100 / (1 + r)^5

where r is the discount rate.

Assuming a discount rate of 10%, we can calculate the present value of savings as:

PV of savings = $4,100 / (1 + 0.1) + $4,100 / (1 + 0.1)^2 + $4,100 / (1 + 0.1)^3 + $4,100 / (1 + 0.1)^4 + $4,100 / (1 + 0.1)^5 = $16,145.58

Next, let's calculate the present value of the cost of purchasing the machine:

PV of cost = -$45,000 / (1 + r) + 0 / (1 + r)^2 + 0 / (1 + r)^3 + 0 / (1 + r)^4 + 0 / (1 + r)^5

Since the machine can be depreciated on a straight-line basis to a zero salvage value over its life, the salvage value is zero. Therefore, we have zero salvage value at the end of the fifth year.

The present value of the cost of purchasing the machine can be calculated as:

PV of cost = -$45,000 / (1 + 0.1) + 0 / (1 + 0.1)^2 + 0 / (1 + 0.1)^3 + 0 / (1 + 0.1)^4 + 0 / (1 + 0.1)^5 = -$30,689.66

Lastly, we need to calculate the tax shield associated with depreciation. Since the machine is being depreciated on a straight-line basis, the annual depreciation expense is:

Annual depreciation expense = $45,000 / 5 = $9,000

The tax shield associated with depreciation can be calculated as:

Tax shield = Annual depreciation expense x Tax rate = $9,000 x 0.20 = $1,800

To calculate the present value of the tax shield, we need to determine the tax shield in each year, and discount it to the present value using the same discount rate.

Year 1 tax shield = $1,800 / (1 + 0.1) = $1,636.36

Year 2 tax shield = $1,800 / (1 + 0.1)^2 = $1,487.07

Year 3 tax shield = $1,800 / (1 + 0.1)^3 = $1,351.88

Year 4 tax shield = $1,800 / (1 + 0.1)^4 = $1,229.89

Year 5 tax shield = $1,800 / (1 + 0.1)^5 = $1,120.81

Total present value of tax shield = $1,636.36 + $1,487.07 + $1,351.88 + $1,229.89 + $1,120.81 = $7,826.01

Therefore, the net present value (NPV) of purchasing the new machine can be calculated as:

NPV = PV of savings + PV of tax shield + PV of cost = $16,145.58 + $7,826.01 - $30,689.66 = -$6,718.07

Since the NPV is negative, purchasing the new machine would not be a profitable investment. The company should consider leasing the machine instead.

Answer:

airbnb is a good example.

Explanation:

it is a process of trying to sell something.

Yes, corporations can be held liable for crimes they commit, both in the past and present, through various laws and regulations. White collar crimes are non-violent, financially motivated crimes, usually committed by business professionals. RICO, the Racketeer Influenced and Corrupt Organizations Act, targets organized crime and its participants.

Three differences between the civil justice system and the criminal justice system are:

1) Civil cases address disputes between individuals or organizations, while criminal cases address violations of the law;

2) Civil cases require a lower burden of proof (preponderance of the evidence) compared to criminal cases (beyond a reasonable doubt);

3) Civil cases may result in monetary compensation, whereas criminal cases may lead to imprisonment or fines.
Four Amendments protecting businesses charged with crimes are the 4th, 5th, 6th, and 8th Amendments.

The 4th Amendment protects against unreasonable searches and seizures, while the 5th Amendment safeguards against self-incrimination and double jeopardy.

The 6th Amendment ensures the right to a speedy trial, an impartial jury, and legal representation. The 8th Amendment prohibits excessive fines and cruel and unusual punishment.

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Explanation:

Toyota's marketing mix 4ps determines that company's strategies for its product mix place or distributation marketing communications or proof emotional mix and pricing its current global sir says partly indicates Toyota's effectiveness and implementing its marketing mix

Answer:

If quantity demanded is completely unresponsive to changes in price, demand is Perfectly inelastic.

Explanation:

Perfectly inelastic demand means that quantity demanded remains the same when price increases or decreases. Consumers are completely unresponsive to changes in price.

I hope it's helpful

The government database that one would search to discover if the business name one select is available would be option C. U.S. Patent and Trademark Office (USPTO).

The USPTO ensures a database of registered trademarks and pending trademark applications. You can search this database to see if your desired business name is already registered as a trademark.

One should also note that registering a business name and registering a trademark are two separate processes, but they can overlap. It's key to ensure that one's desired business name does not infringe on any existing trademarks to avoid legal issues in the future.

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Answer:greenwich company

Explanation:

Hii :))

Investment Mathematics is a book which provides an introductory analysis of investments from a quantitative viewpoint, drawing together many of the tools and techniques required by investment professionals.

Answer:

so its increased profits

Answer:

monthly data series in a GDP

Explanation:

A GDP is defined as the actual domestically manufactured or produced products or the services provided in a financial year which describes or estimates the financial status or economic status of a country. GDP stands for Gross domestic product.

By analyzing the monthly data series of goods or services produced one can predict the real GDP of a country to be. One can use the monthly observations of the employment, unit auto as well as truck sales, sousing starts, retail sales, trade, automobile inventories, manufacturing, shipment of machinery and equipment, index of the industrial production, etc. to predict the GDP growth or get an idea of the GDP figures that are going to show the robust growth of the economy.

Journal Entry:

Date: [First year-end date]

The amortization expense for the first year is $120,000.

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Out of the given answer choices, the interest rate that Amelia needs to earn to double her money in twelve years is 16.6 percent.

To find out how much interest Amelia needs to earn to double her money in twelve years, we need to use the compound interest formula.

This formula is used to determine the future value of an investment based on the principal, the interest rate, the number of compounding periods, and the time involved.
The formula is as follows: FV = PV x (1 + r/n)^(n*t)where FV = future value, PV = present value (the amount of money Amelia currently has), r = annual interest rate, n = number of times the interest is compounded per year, and t = time in years.

To double her money, Amelia needs to have a future value that is twice her present value. Therefore, we can set FV = 2PV and solve for r.

2PV = PV x (1 + r/n)^(n*t)Dividing both sides by PV, we get:2 = (1 + r/n)^(n*t)

Taking the natural logarithm of both sides, we get: ln(2) = ln[(1 + r/n)^(n*t)]

Using the power rule of logarithms, we can simplify the right side of the equation to ln(2) = (n*t) ln(1 + r/n)

Dividing both sides by (n*t), we get:ln(2) / (n*t) = ln(1 + r/n)

Finally, we can solve for r by raising both sides as the power of e: e^(ln(2) / (n*t)) = 1 + r/n

Subtracting 1 from both sides and multiplying by n, we get:r = n x (e^(ln(2) / (n*t)) - 1)

Plugging in the values given, we get:r = n x (e^(ln(2) / (n*12)) - 1)

We don't know the value of n, so we can try each of the answer choices to see which one gives us a value of r that works.

Using a financial calculator or a spreadsheet program like Excel, we can calculate the values of r for each interest rate.

Using 12 percent: r = 1 x (e^(ln(2) / (1*12)) - 1) = 0.0956 or 9.56 percent

Using 16.6 percent: r = 1 x (e^(ln(2) / (1*12)) - 1) = 0.1407 or 14.07 percent

Using 6 percent: r = 1 x (e^(ln(2) / (1*12)) - 1) = 0.0488 or 4.88 percent

Using 10 percent: r = 1 x (e^(ln(2) / (1*12)) - 1) = 0.0794 or 7.94 percent

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Answer:

55%?

Explanation:

Im not sure, i did some research on it and most of it was saying 50-70 percentage

Answer is given below

Explanation:

type of cash flow activity

a. Redeemed bonds   ---------------Fiancing

b Issued preferred stock -----------Fiancing

c. Paid cash dividends --------------Fiancing

d. Net income --------------------------Operating

e. Sold equipment --------------------Investing

f. Purchased treasury stock -------Fiancing

g. Purchased patents ----------------Investing

h. Purchased buildings -------------Investing

i. Sold long-term investments ----Investing

j. Issued bonds ------------------------Fiancing

k. Issued common stock -----------Fiancing

A general view from the leadership, internal and external communication with stakeholders has been provided

Leadership:

Efficient leadership necessitates setting a definitive vision, encouraging and motivating personnel, and making judicious decisions when required. A successful leader should succinctly verbalize the vision and objectives of the organization and guarantee that employees comprehend their positions in attaining those aims.

Interior communication with stakeholders pertains to communication within an institution with staff, superior executives, and additional internal stakeholders. Successful internal communication can facilitate aligning the visions and aspirations of the corporation and guaranteeing that everybody is progressing towards common ambitions.

External communication with stakeholders:

External communication with stakeholders alludes to communication with purchasers, vendors, financiers, and other external parties. Effective external communication can promote constructing associations with these stakeholders, embellish the standing of the establishment, and elevate customer gratification.

Certain obstructions to productive communication can affect the capability of leaders to communicate effectively with stakeholders. These impediments involve speakers barriers, cultural differences, physical detachment, and technological issues. Other hindrances consist of inadequate trust, deficient listening aptitudes, and indefinite or ephemeral messages.

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Answer:

As your level of education increases,your income potentially also increases

Answer:

you would need to turn into the left lane to be able to take a right turn

Explanation:

Hope this helps

The net cost of the item, after applying the series trade discount, is $63.41.

To calculate the net cost of the item, we need to apply the series trade discount provided. The series trade discount is given as 10/10/19, which means there are three successive discounts applied.

Let's break down the discounts:

To find the net cost, we need to calculate the price after each discount.

Step 1: Apply the first discount of 10%

List price - (10% of list price)

List price - (10/100 * List price)

List price - 0.1 *

List price = 0.9 * List price

Step 2: Apply the second discount of 10%

0.9 * List price - (10% of 0.9 * List price)

0.9 * List price - (10/100 * 0.9 * List price)

0.9 * List price - 0.09 * List price

0.81 * List price

Step 3: Apply the third discount of 19%

0.81 * List price - (19% of 0.81 * List price)  

0.81 * List price - (19/100 * 0.81 * List price)

0.81 * List price - 0.1539 * List price

0.6561 * List price

Now, to find the net cost, we multiply the list price by the result of the series of discounts:

Net cost = List price * 0.6561

Given that the list price is $96.60, we can calculate the net cost:

Net cost = $96.60 * 0.6561

Calculating this, we find:

Net cost = $63.41 (rounded to the nearest cent)

Therefore, the net cost of the item, after applying the series trade discount, is $63.41.

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Before starting a shop that specializes in traditional Indian apparel, Nancy Patel is conducting research. must research demographics in order to find her target market.

Demography is a statistical field that examines human demographics. Population size, composition, and mobility are all factors that are studied in demography as they relate to time and space. It applies methods from many academic fields, including sociology, anthropology, and economics. Demography is a tool that governments and businesses can use to analyze and predict population-related economic, cultural, and economic phenomena.

The earliest renowned demographers, such John Graunt of a United Kingdom, didn't emerge until the 16th century, while basic demographic studies, such as censuses, were conducted as far back as 6,000 decades ago in the ancient world. The early statistical research's main focus was mortality

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There are several ways you can support employee development: individual coaching, workshops, courses, seminars, shadowing or mentoring, or even just increasing their responsibilities. Offering these opportunities will give employees additional skills that allow them to improve their efficiency and productivity.

Based on the ownership interest of Putnam Company in Swaraj Company, Putnam Company’s equity in net income for 2020 is $4,340,000.

The noncontrolling interest in net income is $1,060,000.

= Share of reported income - Share of amortization of identifiable intangibles + Share of loss of land - Share of Unconfirmed Profit on inventory + Share of Confirmed profit on inventory as of 2020 + Gain on equipment sale

= (80% x 7,000,000) - (80% x 1,750,000) + (80% x 300,000) - (80% x 600,000) + (80% x 350,000) + 100,000

= $4,340,000

This can be found as:

= Total net income - Putnam company share

= Reported income - Amortization of identifiable intangibles + Loss of land -Unconfirmed Profit on inventory + Confirmed profit on inventory as of 2020 + Gain on equipment sale - Putnam company share

= 7,000,000 - 1,750,000 + 300,000 - 600,000 + 350,000 + 100,000 - 4,340,000

= $1,060,000

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The optimal order quantity is 3.67, which should be rounded up to 4.

To solve the newsvendor problem, we need to find the optimal order quantity that maximizes the expected profit.

The expected profit can be calculated as follows

Expected Profit = (Revenue - Cost) × Probability

Revenue = min(Demand, Order Quantity) × Selling Price

Cost = Order Quantity × Purchase Cost - max(0, Order Quantity - Demand) × Salvage Value

where Demand is a random variable with the given probabilities and values.

To find the optimal order quantity, we need to find the value of Q that maximizes the expected profit. We can use calculus to find the maximum point of the profit function.

The profit function is given by

Profit = (min(Q, D) × p - Q × c - max(0, Q - D) × v) × P(D)

where P(D) is the probability of demand being equal to D.

Taking the derivative of the profit function with respect to Q, we get

dProfit/dQ = (p - c) × P(min(Q, D) = Q) - v × P(max(Q, D) = Q)

Setting the derivative to zero, we get

(p - c) × P(min(Q, D) = Q) - v × P(max(Q, D) = Q) = 0

Solving for Q, we get

Q* = min(D, Q*) + v / (p - c) × (P(max(Q*, D) = Q*) - P(min(Q*, D) = Q*))

Using the given values, we can calculate the optimal order quantity as follows

Q* = 3 + 4 / (28 - 12) × (0.16 - 0.24) = 3.67

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