1.1 Analyse the strategy of your department organisation ( Analyse the vision, Mission, Strategic objectives)

Compensation Fund STRATEGIC OVERVIEW
1. Vision
To be a world class provider of sustainable compensation for occupational injuries and diseases, rehabilitation
and reintegration services.
2. Mission
• To provide efficient, quality, client-centric and accessible COID services.
• To sustain financial viability.
• To ensure an organisation which takes care of the needs of its staff for effective service delivery.
3. Values
We shall adhere to the following values:
• Respect: We will treat our customers and colleagues with respect.
• Excellence: We execute our duties with dedication and fortitude.
• Sinobuntu: Treat each other and clients with dignity and care.
• Pride: We model highest standards of personal and professional behaviour.
• Integrity: Communicate openly and honestly with relationship based on trust.
• Client-centric by Providing excellent & world class service to all.
4. Situational Analysis
The situational analysis was done using the PESTEL Model. Based on the discussions of the situational analysis
under Sections 5 and 6 below, the following are major challenges affecting performance of the Fund:
i. Weak internal control environment due to ICT system inefficiencies and skills levels;
ii. Poor compliance levels by employers affecting collection levels and claims processing;
iii. Inefficient business processes and operating model;
iv. Fraud syndicates who prey on the inefficiencies of the Fund; and
v. Inability to attract the requires skills and expertise.
vi.The unexpected developments caused by the COVID pandemic has necessitated the need to change the APP for 2020 - 2021 as some of the approached and strategy may have to change.
As remedial actions to the above challenges, the following key activities will be implemented during the MTSF period:
i) The CF Action Plans currently being implemented to address the root causes of the inefficiencies
and weaknesses in the control environment;
i. The implementation of the CF Action Plan aimed at correcting findings and weaknesses identified by
the Assurance bodies (AGSA and Internal Audit);
ii. The Strategic and Operational Risk Registers reviewed with mitigation actions being incorporated in activities and processes of the Fund; and
iii. The Annual Operational Plans reviewed to ensure the performance environment is well managed and improved.

1.2 Communicate the departmental strategy to your division (Sub Directorate)

Sub directorate : Medical Claims

Purpose : To manage the processing of medical claims and the administration of medical tariffs.

1.3 Aligning your sub directorate with the departments strategy

The selling price of the price that is offered to the buyer of the goods. The selling price of the car should be $75,000.

The selling price is the ultimate value of the goods the seller is willing to offer to the buyer at the time of sale. It is determined by adding up the profit margin to the actual cost of the goods.

The computation of the selling price of the car:

Given,

\(\begin{aligned}\text{Selling Price}&=\text{Cost Price}+\text{Margin}\\&=\$60,000+(\$60,000\times25\%)\\&=\$60,000+\$15,000\\&=\$75,000\end{aligned}\)

Therefore, if Sherry wants to make 25% on the sale of each car then the car must be sold at $75,000 each.

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The correct answer is 'the smaller the increase in real GDP'.

The supply curve is based on the law of supply, which asserts that, under ceteris paribus conditions, the volume of products provided rises as their prices rise, meaning that the elements' influencing factors remain constant. As product pricing and supply quantities are directly proportionate to one another, the curve often travels higher and to the right. The curves would be considerably impacted by even the smallest change in the variables, shifting the supply curve. Labor productivity, input costs, technology, producer expectations, governmental actions, and the quantity of producers all affect how it would appear.

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Answer:

i thinks its 1 year huhuhuh

The reason that is not a good reason to form a family partnership is: no gift tax is due on the transfer.

Forming a family partnership can be an effective way to manage and transfer family assets, but it's important to understand the reasons and implications behind such a decision. While the other three options provided (non-voting interests, maintaining operational control, and income shifting) can be valid reasons for forming a family partnership, the statement "no gift tax is due on the transfer" is not a sufficient reason on its own. The formation of a family partnership should not solely be motivated by avoiding gift taxes. While transferring assets through a family partnership may have gift tax benefits, the primary focus should be on the operational and strategic aspects of the partnership, such as maintaining control, succession planning, and tax efficiency.

Family partnerships are typically formed to facilitate effective management and control of family-owned assets, provide a framework for generational transfers, and ensure continuity in the family business or wealth management. Non-voting interests can be given to younger family members to gradually involve them in the partnership's operations while maintaining control with the older generation. A buy-sell agreement can help establish a mechanism for the smooth transition of ownership within the family. Income shifting to lower-tax-rate individuals can be achieved through proper tax planning and structuring.

In summary, forming a family partnership should be based on the strategic and operational needs of the family, rather than solely focusing on avoiding gift taxes. Gift tax implications should be considered as part of a comprehensive approach to family wealth and business management.

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To examine the weekly payroll of all employees, one would look at the: d. payroll register.

The payroll register is a book or record that is used to fill in the details of all the employees and their payment logs. A record of this register is often kept in good condition in case of any future discrepancies that will have to be resolved.

A person who wants to examine the weekly payroll of all employees in an organization must be able to look at the payroll register to know what is obtainable. There, he would find the names of the employees, their job roles and payment record.

Options:

a. W-4

b. employee earnings record

c. W-2

d. payroll register.

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One good that someone might buy less of if their income increases is generic or store-brand products.

As the incomes of people increase, they may have a greater ability to afford "brand-name" products, which are more expensive than their generic counterparts.

Some people associate brand-name products with higher quality or prestige, and may be willing to pay more for them as their income rises.

As a result, they may choose to buy fewer "generic" or store-brand products, which are typically less expensive than brand-name items.

This may not be true for all individuals, as people "spending-habits" can vary based on a wide range of factors, including personal values, cultural background, and regional differences.

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Before taking the exam to receive CPA certification, a person must complete at least 120 credit hours of postsecondary education.

The CPA certification means the certified public accountant certification which is a designation given to those who meet education and experience requirements and pass an exam.

Hence, the requirement to take the exam to receive CPA certification, a person must complete at least 120 credit hours of postsecondary education.

Therefore, the Option D is correct.

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When making decisions, managers are often faced with a conflict between what is beneficial for the firm in the short-term and what is beneficial for both the firm and society in the long-term.

This conflict arises because the actions that benefit the firm in the short-term may not necessarily align with the interests of society as a whole, which can lead to negative consequences for both the company and society in the long-term.

To address this conflict, a firm must adopt a long-term orientation and consider the broader social and environmental impacts of its decisions. This means looking beyond immediate financial gains and recognizing that actions taken today can have far-reaching implications for the company's reputation, customer loyalty, employee morale, and overall sustainability.

Firms that prioritize social responsibility and sustainable business practices are more likely to build strong relationships with stakeholders, including customers, employees, investors, and regulators. They are also better equipped to weather economic downturns and other disruptions, as they have diversified their risk and invested in building resilient supply chains and communities.

Ultimately, the key to addressing the conflict between short-term gains and long-term benefits is a commitment to corporate social responsibility (CSR) and sustainable business practices. By prioritizing the needs of society and the environment alongside those of shareholders, firms can create value for all stakeholders over the long-term, ensuring their continued success and impact.

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Answer:

B.) Disaffirm

Explanation:

I just took it and got it correct

Answer:

B

Explanation: I just took it

All national banks, federal savings associations, and federal branches and agencies of foreign banks are regulated, governed, and overseen by the OCC. The U.S. Department of the Treasury's OCC is a stand-alone bureau.

National banks are governed by the Office of the Comptroller of the Currency, but they are required to be members of the Federal Reserve System (OCC). Because it is the federal regulator for bank holding corporations, the Federal Reserve oversees and controls a number of significant banking institutions (BHCs).

The OCC works to make sure that national banks and federal savings organizations run safely and soundly, offer equitable access to financial services, treat customers fairly, and adhere to all applicable laws and regulations.

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Answer:

$71.01

Explanation:

An average is a number expressing the central or typical value in a set of data, in particular the mode, median, or (most commonly) the mean, which is calculated by dividing the sum of the values in the set by their number.

Given

September, $28.95;

October, $46.15;

November, $68.46;

December, $109.34;

January, $115.26;

February, $94.19;

March $75.66;

April, $51.97; and

May, $49.16.

Step two:

Total amount= 28.95+46.15+68.46+109.34+115.26+94.19+75.66+51.97+49.16= 639.14

Total number of monts= 9

Average= 639.14/9

Average= $71.01

Falling inventories indicate "negative" unplanned inventory investment and a "growing" economy.

When inventories are falling, it means that the rate of production is exceeding the rate of sales, resulting in a decrease in inventory levels.

This negative unplanned inventory investment occurs when businesses are producing more goods than they can sell. It suggests that demand for products is increasing, leading to a growing economy.

In a growing economy, consumer spending and business activity are typically strong, leading to increased sales.

As sales increase, businesses may deplete their inventories faster than anticipated, resulting in falling inventory levels. This signals a positive economic outlook and indicates that businesses are responding to higher demand by reducing their inventories to meet customer needs.

Therefore, falling inventories indicate negative unplanned inventory investment and a growing economy.

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The blanks in the financial statement can be filled such that :

FCFO, FCFI, and FCFF are all financial metrics used to evaluate the financial performance and cash flow of a company. They represent different types of free cash flow, which is the cash that a company generates from its operations after accounting for capital expenditures.

FCFO :

=  -70 + 40

= - $ 30

FCFI :

= 150 - 87

= $ 63

FCFF :

= 80 - 44 + 200 - 54 - 97

= $ 85

The total FCF :

= 63 + 85 - 30

= $ 118

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The graduation rate shows how long the average student takes to earn a degree and this can be helpful in determining the return on investment at different institutions.

A graduation rate is an indicator of the proportion of students who started in the same batch and completed their studies in six years for four-year programs or three years for two-year programs. This statistic reveals the proportion of students who enrol who eventually complete their degrees. By using an annual cohort of students or, for underage students with disabilities, by the age of 21, the graduation rate is calculated as the proportion of students who graduated from high school within four years of their first admission into the ninth grade. Graduation rates of 90% are frequently maintained by elite universities. As an illustration, Harvard's graduation rate is 98%, whereas Yale's is 97%.

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Answer:

2，4，6

Explanation:

Answer:

2，4，6

Explanation:

After sixteen years Olivia will have (C) $11,090.

Bank interest is a fee paid when paying for services for borrowing money provided by the bank within a certain period of time. Interest is determined by a percentage of the total deposit or loan amount.

Bank interest is divided into credit interest rates and savings interest rates. The loan interest rate is a certain price that the customer must pay to the bank in return for the loan obtained. While the savings interest rate is a certain amount paid by the bank to customers in return for their savings.

Bank interest has its own functions and benefits. For banks, interest is a source of income for banks. For example, when a bank offers assistance in the form of credit that can be borrowed with terms and conditions that apply to customers. The borrowed loan will be returned to the bank in monthly installments plus the interest rate agreed by both parties during the loan agreement. So, interest from credit installments can be a net input for banks.

The calculation is:

A = \({P(1+R)}^T\)

A = 6952 x (1 + 3.72%)^16

A = $11 089.83

A = $11 090

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Answer:

to write action plan you need to make an action

The local business group is an example of an interest aggregation. According to Almond, Powell, Dalton, and Strom, interest aggregation is the process through which the political demands of many groups and individuals are merged into policy plans.

Special interest groups known as "business interest groups" represent the interests of businesses or entire industries through associations and organisations. The National Association of Home Builders, the U.S. Chamber of Commerce, and the Better Business Bureau are a few examples (NAHB). A group of individuals without any other relationship to one another who just happen to be in the same area at the same time is known as an  interest aggregation.

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1. The adjusting entry is

December 31, 2021 Bad Debt Expense 9,250
Allowance for Uncollectible Accounts 9,250

2. a. The write-off of accounts receivable is

December 31, 2022 Allowance for Uncollectible Accounts 8,325
Accounts Receivable 8,325

b. The balance of Allowance for Uncollectible Accounts

Beginning Balance in 2022 = $9,250
Ending Balance in 2022 = $925

3. a. The write-off of accounts receivable is

December 31, 2022 Allowance for Uncollectible Accounts 13,320

Accounts Receivable 13,320

b. The balance of Allowance for Uncollectible Accounts

Beginning Balance in 2022 = $9,250
Ending Balance in 2022 = $9,250 - $13,320 (write-off in 2022) = -$4,070

1. The adjusting entry for uncollectible accounts on December 31, 2021 is as follows:
Date General Journal Debit Credit
December 31, 2021 Bad Debt Expense 9,250
Allowance for Uncollectible Accounts 9,250

Calculation:
Uncollected accounts = $134,000 - $97,000 = $37,000
Estimated uncollectible accounts = $37,000 x 25% = $9,250

2-a. The write-off of accounts receivable in 2022 is as follows:
Date General Journal Debit Credit
December 31, 2022 Allowance for Uncollectible Accounts 8,325
Accounts Receivable 8,325

2-b. The balance of Allowance for Uncollectible Accounts at the end of 2022 (before adjustment in 2022) is as follows:
Beginning Balance in 2022 = $9,250 (from the adjusting entry in 2021)
Ending Balance in 2022 = $9,250 - $8,325 (write-off in 2022) = $925

3-a. The write-off of accounts receivable in 2022 with actual write-offs of $13,320 is as follows:
Date General Journal Debit Credit
December 31, 2022 Allowance for Uncollectible Accounts 13,320
Accounts Receivable 13,320

3-b. The balance of Allowance for Uncollectible Accounts at the end of 2022 (before adjustment in 2022) with actual write-offs of $13,320 is as follows:
Beginning Balance in 2022 = $9,250 (from the adjusting entry in 2021)
Ending Balance in 2022 = $9,250 - $13,320 (write-off in 2022) = -$4,070 (debit balance)

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Answer: The answer is Business Dictionary defines operational excellence as, “A philosophy of the workplace where problem-solving, teamwork, and leadership results in the ongoing improvement in an organization.

Explanation:

The business dictionary refers to a long-term approach that favors quality and capabilities over short-term financial goals.

Business Dictionary is defined as a free, easy-to-use business vocabulary with over 30,000 definitions covering a wide range of key business issues such as entrepreneurship, management, small company, economics, human resources, recruiting, and corporate strategy.

A long-term approach that prioritizes quality and capability over short-term financial aims, Because your readers may have their own interpretation of the words, or may not be familiar with them at all, the “Definitions of Terms” section guarantees that they comprehend the components of your research in the manner in which you will deliver them.

Therefore, it is a business dictionary.

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Rivalry means that the purchase and consumption of a good make the purchase and consumption of that good unavailable to another person.

A good is said to be rivalrous or in a rival state if its consumption by any particular consumer will prevent simultaneous consumption by many other consumers, or if the primary consumption by one person makes a reduction in the ability of another party for consuming it.

Most tangible goods are considered as both durable as well as non-durable ones and are called rival goods. When we take the case of the hammer, it is considered as a durable type of rival good. The use of the hammer by one person presents a specific barrier to others who desire to use at the same time that particular hammer. Generally, the first user does not want to  "use up" the hammer, which means that some rival types of goods can also still be shared according to time.

In economics, a particular good is once said to be a rival one if its consumption by any one consumer makes prevention in simultaneous consumption which is done by other consumers or it is considered as if consumption by one party makes a reduction in the ability of another party for the consuming purpose. A good is said to be non-rivalrous if, for any special level of production, the cost of providing it to an additional individual will be zero. A good is in an "inclusive" state if each person can benefit more from it when other people start to consume it.

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The statement "Maximum profit can occur when marginal profit is zero" is not entirely true. The correct answer is False.

Marginal profit refers to the additional profit a company generates by producing one more unit of a product or providing one more service. Marginal profit is zero when the total cost of producing an additional unit of a product equals the total revenue earned from selling that unit of the product. The additional benefit that a company would get from producing one more unit would be equal to the additional cost of producing one more unit. Hence, the profit would not increase or decrease.

At that stage, the company is operating at the highest point of its production efficiency and producing beyond this point would result in decreasing profits. Therefore, at this point, the firm has reached its optimal capacity.

The maximum profit is obtained when the marginal cost is equal to marginal revenue. Therefore, the statement "Maximum profit can occur when marginal profit is zero" is not entirely true.

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Explanation:

\( 1a)\frac{(2000 \times 10 \times 5) + (3000 \times 5 \times 6.5)}{100 + 100 } \\ = \frac{100000 + 97500}{100 + 100} \\ = 1000 + 975 + 1500 + 800 \\ 4275\)

Answer:

Q3: 10,290

Explanation:

Although "52Perceptions" has some valid points and I'm going to touch base on them but the single most important event was 9/11. Those attacks led up to what is now going on (but not yet called), World War III. These wars; Afghanistan, Iraq, Gaza, U.K., Georgia, Chechnya, etc. etc. are all about the spread of Islam. In fact, there are over 74 major conflicts around the world at this time and Islam is at the center of each and every one of them. We hear the stories of the women in African countries, who got their breast cut off, or people get their hands or legs cut off. I have studied Islam for many years, and I am going to provide some links of videos for you to review. But some basic history to begin with. Islam is not a religion; it is a 100% way of life. Religion is only one aspect of it, and most westerners don't understand that which is why they always call it a religion. Muslims (those that practice Islam and believe in their god Allah) have the Islamic duty to usher in the Dar-El-Salam (The house of peace). This is only established when everybody is a Muslim. 100% of the population, Islam is now expanding once again. 9/11/1682 is when the last expansion was stopped, at the battle of Vienna. 9/11/2001 was when the expansion started again. The date is believe to have been selected intentionally. Now, about the Federal Reserve. The Federal Reserve is responsible for a lot of the Tyranny going on in the U.S. but they are also mostly responsible for the wealth this country has. The Federal Reserve is estimated to process 1 Quadrillion dollars of the world’s money, every single day. Can you imagine that kind of financial power in another country? The United States would have lost its Super Power status a long time ago. The Federal Reserve (A private organization) is in effect a credit card to the United States government. The U.S. borrows money, and the Federal Reserve is given some more options and abilities to make more money. It is a win / win in that situation. Congress could revoke the abilities of the Federal Reserve with the stroke of a pen, but the Federal Reserve would just leave and go to another country, or it would cease to exist, and another country such as China would establish one, and that would be the end of our financial power. See the problem? Additionally, the Federal Reserve is made up of other banks, two of which were Fanny mae and Freddy Mac (spellings). The Federal Reserve is a necessary evil, in order for the U.S. to stay on top, and to correct the financial problems which Congress started. Here is how it ties into World War III. Starting back in the 70's during the Carter Administration, the middleastern cult "Islam" began to grow exponentially. Muslims will tell you it is peaceful, and just a faith, and that it integrates well in the west, but one only needs to look at Afghanistan, Syria, Iran, Iraq, Saudi Arabia, etc. etc. and see how ways of life there have changed since they have become such high percentage of Islam, but I digress. Many of those banks that make up the Federal Reserve are owned by Islamic leaders. In fact, Arab countries own about 15% of all the banks in the U.S. and that is 15% of the board members on those banks. The decision makers. That is just the tip of the iceberg. But if I go on, and you review the videos below, you will learn that Islam is a greater threat to the world than the NAZI's or the Communist. President Bush said it right when he said it's a different kind of war. It uses Political warfare, social warfare, economic and media warfare, and of course conventional and information warfare. The war on terror is the war on Islam, and that is exactly what it should be. The scope of it indicates that it is already a world war, but will not be called that for maybe another five years. Iran and Syria are inevitable in the near future. And those wars will not just be fought over seas. We have large Muslim populations here as well. It's not about oil. Oil is a piece on the chess board as is the Federal Reserve, but the war is over our freedom, our way of life which is threatened by Islam. Oil and the Federal Reserve all depend on us winning that world war. If you invent a new product and you think the oil companies will stand in the way, all you have to do is find a way to make it profitable for them also, and you are sure to succeed. That is the situation they are in now. They cannot make a profit if the war is lost.

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Based on standard practices, the socially optimal quantity of pollution is "the quantity whose marginal social cost equals the marginal social benefit."

The socially optimal quantity is the term used to describe output quantity that reveals equilibrium between the costs and benefits of social conditions.

Therefore when the quantity of pollution whose marginal social cost equals the marginal social benefit occurs, this is a socially optimal quantity of pollution.

Hence, in this case, it is concluded that the correct answer is the quantity whose marginal social cost equals the marginal social benefit.

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The correct option is C, 30 second is an elevator pitch.

An elevator pitch is a concise and compelling summary of a business idea, product, or service that is designed to spark interest and capture attention. It is called an elevator pitch because it should be able to be delivered in the time it takes to ride an elevator with a potential investor or customer.

An effective elevator pitch should convey the passion and excitement of the entrepreneur, and demonstrate an understanding of the target market and competitors. It is a critical tool for entrepreneurs, as it can be used in networking events, meetings, and presentations to get buy-in from stakeholders and generate interest in the business.A well-crafted elevator pitch should convey the key benefits and unique selling points of the offering and leave a memorable impression on the listener.

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Grisaffe and Nguyen (2011) found that consumers who are emotionally attached to a brand tend to demonstrate brand loyalty. Emotional brand attachment fosters a deeper connection between consumers and the brand, leading to a greater likelihood of repeat purchases and sustained support over time.

In their study conducted in 2011, Grisaffe and Nguyen examined the relationship between emotional brand attachment and brand loyalty among consumers. Their findings indicated that consumers who had a strong emotional attachment to a particular brand were more likely to exhibit brand loyalty.

Brand attachment refers to the emotional connection that consumers develop with a brand, often driven by positive experiences, personal values, and a sense of identity. This emotional attachment fosters a deeper relationship between the consumer and the brand, leading to increased brand loyalty. Brand loyalty, on the other hand, refers to the tendency of consumers to consistently purchase and support a specific brand over time.

The study suggests that emotional brand attachment plays a crucial role in developing and maintaining brand loyalty. When consumers feel emotionally connected to a brand, they are more likely to choose that brand repeatedly, even in the face of competitive alternatives. This emotional bond creates a sense of trust, satisfaction, and identification with the brand, which encourages ongoing patronage.

In summary, the study by Grisaffe and Nguyen supports the notion that emotional brand attachment positively influences brand loyalty. Consumers who form strong emotional connections with a brand are more inclined to remain loyal to that brand, resulting in sustained support and repeat purchases.

Final solution: Grisaffe and Nguyen (2011) found that consumers who are emotionally attached to a brand tend to demonstrate brand loyalty. Emotional brand attachment fosters a deeper connection between consumers and the brand, leading to a greater likelihood of repeat purchases and sustained support over time.

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Consumers who have an emotional attachment to a brand are more likely to demonstrate brand loyalty. This means that when consumers feel a strong emotional connection to a brand, they are more likely to continue purchasing and supporting that brand over time.

To understand this concept better, let's break it down into steps:

1. Emotional attachment to a brand: Consumers who are emotionally attached to a brand have a deep connection and positive feelings towards it. This emotional attachment can be formed through various factors such as positive experiences, brand personality, shared values, or even nostalgia.

2. Brand loyalty: Brand loyalty refers to the tendency of consumers to repeatedly choose and advocate for a specific brand. It involves a consistent pattern of purchasing behavior and a willingness to recommend the brand to others.

3. The link between emotional attachment and brand loyalty: The study conducted by Grisaffe and Nguyen (2011) suggests that consumers who have an emotional attachment to a brand are more likely to demonstrate brand loyalty. This means that when consumers feel a strong emotional connection to a brand, they are more inclined to continue purchasing products or services from that brand rather than switching to competitors.

4. Examples: To illustrate this concept, let's consider an example. Imagine a consumer who has been using a particular brand of sneakers for years. They have positive memories associated with the brand, and they feel a sense of loyalty towards it. Even when there are other similar brands available in the market, they choose to stick with their preferred brand because of the emotional attachment they have developed.

In summary, the study conducted by Grisaffe and Nguyen (2011) found that consumers who are emotionally attached to a brand are more likely to demonstrate brand loyalty. This suggests that building emotional connections with consumers can be an effective strategy for brands to cultivate long-term customer loyalty.

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Answer: context

Explanation:

The factor that has most likely influenced Downing's perception of Law is context.

Context refers to the situation for the occurence of a event. It's vital to look at the circumstances that were present at the time of the behavior of a person when attempting to understand the person's behavior.

Assuming both of them were part of team meetings where almost all member gave their own suggestions, then Law would not have drawn as much attention from Downing.

Answer:

The A. Personal balance statement is an assessment of what you own and what you owe

Explanation:

The reason behind this is that first, the cash flow statement pictures the flux of cash from arrival to departure. The budget statement lets us know the income and the payments pre-planned for a certain project. But they don't reveal the reality, it is just an estimate. Now, the liability statement only provides us information about our expenses. While the personal balance statement lets us know our cash, our accounts receivable, our debt, and our accounts payable. So, it provides us a whole picture of our financial status.

Answer:

A. Personal Balance statement

Explanation:

A personal balance statement outlines all of your assets and liabilities.

Answer : Monopolistic competition

Answer:

Monopolistic Competition

Explanation:

In a monopolistic competitive market, there are large numbers of sellers who do not sell identical products instead they sell differential products. They compete with each other at a competitive price. The products could be differentiated in many ways including quality, style, location and even brand name. Since they compete at a competitive price, if there is a substantial rise in the price of any of the products, the buyers could quickly shift from one product to another. The most crucial factor behind product differentiation is because of geographical factors. Under a monopolistic competitive market, the sellers do not have any influence over customer loyalty and limited control over the price.