1st to answer gets Brainliest

Which of the following can help consumers with excessive debt negotiate with lenders to reduce interest rates and fees

A.Bankruptcy lawyer

B.Credit counseling service

C.Federal trade commission

D.Financial protection bureau

1st To Answer Gets Brainliest Which Of The Following Can Help Consumers With Excessive Debt Negotiate

Answers

Answer 1

Answer:

B.Credit counseling service

Explanation:

Credit counseling services involves engaging a credit counselor to pay off unsecured debts through a debt management plan. Credit counselors offer various services, including providing basic money management advice and setting up debt repayment plans.

Credit counseling simplifies the repayment process. Debt payment becomes easy and manageable.  Credit counselors may negotiate lower interest rates and reduced monthly payments with creditors, which saves money.


Related Questions

An employee authorized to sign cheques should not record cash payment transactions. sales transactions. mail receipts. owner cash contributions. The entry to replenish a petty cash fund includes a credit to Petty Cash. O Cash. Postage Expense. O Freight Out.

Answers

An employee authorized to sign cheques should not record cash payment transactions, sales transactions, mail receipts, or owner cash contributions. The entry to replenish a petty cash fund includes a credit to Petty Cash. Option D is the correct answer.

When an employee is authorized to sign cheques, their role is typically limited to financial transactions involving cheques. Recording cash payment transactions, sales transactions, mail receipts, or owner cash contributions should be handled by other employees or departments to ensure proper segregation of duties and internal controls.

The entry to replenish a petty cash fund involves increasing the balance of the petty cash account, which is recorded as a debit. Therefore, the credit entry in the transaction would be to the expense or account that is being reimbursed from the petty cash fund, such as Postage Expense or Freight Out.

Option D is the correct answer.

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To re-enter the u. S. , your dissa re-entry signature must have been issued within how many months within the re-entry?.

Answers

To re-enter the US, your Unites States Visa re-entry signature must have been issued within 12 months

The United States Visa provides legal entry into the country and laws and regulations around immigration govern how long a person can remain in the country legally.

The rules can be different depending on your nationality, legal status in the US, immigration process status, etc.

However, for someone who is studying in the United States on a Student Visa, The I-20/DS-2109 re-entry signature must be issued within 12 months.

If for any reason, they enter the United States after these 12 months have passed, they would need a new travel signature for valid entry.

Most students will need to submit a new application for an I-20 request form for a new travel signature.

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I need help asap
What are the four function of a sale staff???

Answers

A sales staff's four roles include preparing sales plans, prospecting, researching, and dealing with sales issues.

What do the employees in the sales office do?

A company's products and services are sold by a sales department. The department has a sales team that works together to make sales, make more money, and build and keep relationships with customers to get them to buy again and stay loyal to the brand. As a result, sales representatives are the ones who actually interact with customers and persuade them to sign the contract. As a result, the department most directly responsible for actually interacting with the customer in person is the sales function.

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From each paycheck of your afterschool job, you’re able to save $45 toward the coat. You get paid twice a month. How many months will it take you to save enough money to buy your North Face jacket.

Answers

Answer:4

Explanation:The total in 4 months would equal 360

4 months will it take you to save enough money to buy your North Face jacket.

Saving per month based problem;

What information do we have?

Amount save per paycheck = $45

Amount of jacket = 350 (Missing data)

Amount save per month = 2 × Amount save per paycheck

Amount save per month = 2 × 45

Amount save per month = $90

Number of months need = 350 / 90

Number of months need = 3.88

Number of months need = 4 months

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________ is a global marketing strategy that requires active ownership (either a controlling interest or large minority interest) of a foreign company or overseas manufacturing or marketing facilities. Group of answer choices market grouping export subsidizing direct foreign investment licensing import brokering'

Answers

Answer:

Direct foreign investment

Based on marketing strategy, Direct foreign investment is a global marketing strategy that requires active ownership (either a controlling interest or large minority interest) of a foreign company or overseas manufacturing or marketing facilities.

Direct Foreign Investment is a business strategy carried out with long-term investment decisions. Its purpose is to expand the opportunity to earn more profits.

Various types of Direct Foreign Investment

There are three (3) direct foreign investments, which include:

Horizontal FDIVertical FDIConglomerate FDI

Hence, in this case, it is concluded that the correct answer is Direct Foreign Investment.

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29.What are some potential difficulties that you might encounter when doing business in the Chinese market?
30.What actions could your company take to help improve your opportunities for success?

Answers

Cultural Problem.
Adaptation and localization of Business.
Intellectual Property Right (IPR)
Logistics Challenge.
Build Trust.
Sales & Distribution.
Increasingly competitive market.
Fake marketing challenge.

2. The first draft of the project charter is as follows:
Project Manager
Project Sponsor
Start Date
Project Mission
PROJECT CHARTER
Annual Clothing Drive
Talar Adams
Activities Committee
April 21
Deliver clothes to local shelters
a. Does this charter contain enough information for Talar to get started? Why or why
not?

2. The first draft of the project charter is as follows:Project ManagerProject SponsorStart DateProject

Answers

Answer:

The charter provides some basic information about the project, such as the project manager, sponsor, start date, and mission. However, it does not provide enough details about the project's scope, objectives, budget, timeline, stakeholders, and risks. Talar needs more information to understand the project's requirements, constraints, and expectations. She also needs to define the project's deliverables, milestones, and success criteria. Without a clear and comprehensive project charter, Talar may face difficulties in planning, executing, and controlling the project, as well as communicating with stakeholders and managing their expectations. Therefore, Talar should revise the project charter to include all the necessary information and obtain approval from the project sponsor before proceeding with the project.

It is useful for a new venture to think about its position at both the​ _____ level and the product or service level

Answers

It is useful for a new venture to think about its position at both the business level and the product or service level.

At the business level, a new venture needs to think about its overall strategy, including its mission, goals, target market, and competitive advantage. This involves identifying the unique value that the venture brings to the market and how it plans to differentiate itself from competitors.

At the product or service level, a new venture needs to think about the specific features and benefits of its offerings, as well as how they meet the needs of its target customers.

By thinking about both levels, a new venture can create a strong overall strategy while ensuring that its products or services are aligned with its business goals and provide value to its customers.

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Witch method of commuting is most likely to reduce your need to go to the gym or get a treadmill

Answers

Answer:

Walking or using of bicycle

Explanation:

Use of legs are needed in both method of commuting. Leg muscles will be worked up and it also produces sweat that is equivalent to gym exercise

A disadvantage of extending credit to customers is that the cost may ______ the additional sales revenue received through credit transactions.

Answers

The disadvantage of extending credit to customers is that the cost may exceed the additional sales revenue received through credit transactions. hence, Option C is the correct statement.

What do you mean by extending credit to customers?

The method of extending credit to customers permits them to buy items and services and pay for them later on. Offering credit is usually a win-win for each trader and buyer.

Customers have greater buying strength and have a tendency to shop for greater in the event that they are not restrained to the cash they have got at the time of the sale.

The missing information from the above question is given below:

increase

be less than

exceed

Thus, The disadvantage of extending credit to customers is that the cost may exceed the additional sales revenue received through credit transactions. hence, Option C is the correct statement.

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a leader should provide structure when establishing a constructive climate. TRUE/FALSE?

Answers

The given statement is True, a leader should provide structure when establishing a constructive climate. A constructive climate is a work environment in which everyone is happy to work together to achieve shared objectives.

In such a situation, the atmosphere is positive, and all members of the team or group feel comfortable and encouraged to give their best efforts. A leader can encourage a constructive climate in many ways, including by providing support, inspiration, and motivation to team members, as well as by setting a positive example. However, one of the most critical methods a leader can use to create a constructive climate is by establishing structure.

When establishing a constructive climate, a leader should provide structure because structure provides a framework for tasks to be accomplished, goals to be set and met, and policies to be enforced. A leader who provides structure in a positive and constructive manner will help team members feel less stressed, more organized, and more able to focus on the task at hand.

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JT Engineering holds 400 RL Enterprises bonds. The bonds pay $2,000 interest each January and will mature on January 1, 2021. The bonds are classified as available-for-sale and JT sells them on October 1, 2020. If the bond discount amortization for a year was $890, how should JT determine the 2020 discount amortization for the bonds?

Answers

Answer:

(9/12*890)

Explanation:

The 9/12 would come from the bond not being sold until October (the 9th month). The bond has 3 more months until maturity. We know the bond discount amortization for a year is $890, so multiplying that by 9/12 will give the 2020 discount amortization.

Instead of spending the weekend working on the research paper due at the end of next week sam decided to spend the weekend going out to have fun with friends according to freudian theory which system dominated in sams decisions

Answers

Answer:

the id

Explanation:

In simple words, the id can be understood as the root of all psychological bravery, as per Freud 's philosophy, rendering it the essential component of identity. The ID is motivated by the concept of immediate satisfaction of all wishes, desires and desires. If these needs are not immediately fulfilled, the effect is a state of discomfort or stress.

Thus, from the above we can conclude that the correct answer is the id.

Ricardo wants to rent a personal watercraft for a beach party. Wavy Dave's charges $17. 50 per hour plus a $20 fuel fee. Sun'N'Fun charges $15. 00 per hour plus a $30 fuel fee. After how many hours will Sun'N'Fun be cheaper than Wavy Dave's?.

Answers

Answer:

5 hours

Explanation:

(h = hour)

Wavy Dave's:

h1=20 + 17.50= 37.50

h2= 20 + 17.50 + 17.50 = 55

h3= 20 + 17.50 + 17.50 + 17.50 = 72.50

h4 = 20 + 17.50 + 17.50 + 17.50 + 17.50 = 90

h5= 20 + 17.50 + 17.50 + 17.50 + 17.50 + 17.50 = 107.50

Sun'N'Fun:

h1= 30 + 15 = 45

h2= 30 + 15 + 15 = 60

h3= 30 + 15 + 15 + 15 = 75

h4= 30 + 15 + 15 + 15 + 15 = 90

h5= 30 + 15 + 15 + 15 + 15 + 15 = 105

What does Net price means in buo

Answers

The net price in biology is the product you got just minusing the cost

So let's say you have 2 Adenosine Triphosphate then it will be used to create 4 ATPs.

4
Swifty Company buys merchandise on account from Oriole Company. The selling price of the goods is $1.530, and the cost of the goods is $1.140. Both companies use perpetual inventory systems. Journaliz

Answers

The journal entry for Swifty Company buys merchandise on account from Oriole Company, where the selling price of the goods is $1.530 and the cost of the goods is $1.140 and both companies use perpetual inventory systems is given below:

Journal EntryDateAccounts and ExplanationDebitCreditMerchandise Inventory (Cost of goods)1.140Accounts Payable - Oriole Company1.140(To record purchase of merchandise on account at the cost price)Accounts Payable - Oriole Company1.530Merchandise Inventory (Selling price of goods)1.530(To record purchase of merchandise on account at the selling price)Note: Here the Merchandise Inventory is debited at the cost price as the company uses the perpetual inventory system.

On the other hand, Accounts Payable - Oriole Company is credited at the cost price, and Merchandise Inventory is credited at the selling price as it was sold at the selling price.Here, the net effect of the journal entry on Swifty Company is an increase in accounts payable by $1.140 and an increase in merchandise inventory by $1.530.

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if i get 16 brainlest ill give u guys 136 points

Answers

Answer:

you get brainlyist by answering questions. not making them

Answer:

ill give u brainlest tete

Explanation:

On january 1, 2024, a company began construction of a new warehouse. the building was finished and ready for use on september 30, 2025. expenditures on the project were as follows: january 1, 2024 $ 323,000 september 1, 2024 $ 483,000 december 31, 2024 $ 483,000 march 31, 2025 $ 483,000 september 30, 2025 $ 323,000 the company had $6,100,000 in 15% bonds outstanding through both years. capitalized interest in 2024 was:

Answers

In this case, the capitalized interest for 2024 is $202,250. In the case of the aforementioned company, the total cost of the project was $2,235,000, with $323,000 of that amount due on January 1, 2024. The remaining balance of the project was financed by borrowing $6,100,000, which was the amount of bonds the company had in both years of excellent results.

The interest on the bonds was 15%, so the capitalized interest for 2024 is calculated by multiplying the total cost of the project by the annual interest rate and then dividing the result by the total number of days in the year. Capitalized interest is interest that is added to the cost of the project and is considered a capital expenditure rather than an expense. This is done when the company has borrowed to finance the project and the interest cost is part of the total cost of the project.

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Checking a credit report is a good way to

know whether credit is improving.
reduce the amount of money owed.
determine which debts to pay off.
decrease interest payments.

Answers

I think its A cuz its about good or bad credit all the time

Checking a credit report is a good way to know whether credit is improving.

What is a credit report?

A credit report refers to a statement that has information about your credit activity and current credit situation such as loan paying history and the other status of your credit accounts.

A credit report contains personal information, credit account history, credit inquiries and public records. This information is reported by your lenders and creditors to the credit bureaus. Your credit report can be used in a variety of situations, from getting a credit card to buying a house or even applying for a job.

Why is checking a credit report important?

Checking your credit history is a good way to know whether credit is improving. It also helps you in understanding your current credit position.

Thus, regularly checking your credit reports can help you be more aware of what lenders may see and it can also help you detect any inaccurate or incomplete information.

Hence, option A is correct.

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Why is it important to demonstrate a positive work attitude in the workplace?

O to be seen as trustworthy and reliable

O to be seen as coachable and flexible

O to be seen as willing to delegate tasks

O to be seen as easily persuadable

Answers

Answer:

the first one

Explanation:

if you aren't trustworthy you might not get as many opportunities in your workplace

Freda is a cash basis taxpayer. In 2019, she negotiated her salary for 2020. Her employer offered to pay her $21,000 per month in 2020 for a total of $252,000. Freda countered that she would accept $10,000 each month for the 12 months in 2020 and the remaining $132,000 in January 2021. The employer accepted Freda’s terms for 2020 and 2021. a. Did Freda actually or constructively receive $252,000 in 2020? b. What could explain Freda’s willingness to spread her salary over a longer period of time? c. In December 2020, after Freda had earned the right to collect the $132,000 in 2020, the employer offered $133,000 to Freda at that time, rather than $132,00

Answers

Answer:

A. N0

B. She may likely bargain for the payments that was reason been that she expects the payments to be in a lower marginal tax bracket in 2021

C. NO

Explanation:

a. No .Based on the information given the amount of $252,000 was NOT constructively received in the year 2020 reason been that She has the amount of $132,000 which is a deferred income amount that

is not constructively received in 2019 and the reason why the amount was not received was because been under the main contract terms she did not have the sole right to receive the income in the year 2020.

b. Freda's willingness to spread her salary over a longer period of time may be due to the fact that She may likely bargain for the payments reason been that she expects the payments to be in a lower marginal tax bracket in the year 2021

c. Based on the information given she is NOT in constructive receipt of the income in the year 2020.

state any five occupations in public service sector ?

Answers

Answer:

Government Education Health care Protective services (police officer, firefighter,etc.)Communty services (social workers, disability services workers, etc.)

Which of the following increases liabilities but not assets? a. Taking out a loan to buy a new car b. Taking out a loan to go on vacation c. Using a credit card to buy a computer d. Paying off a student loan Please select the best answer from the choices provided A B C D

Answers

Answer:

Taking out a loan to go on vacation

Explanation:

Liabilities are money owed to other people. They include debts, loans, or other obligations that a person or business is expected to pay.  Taking up loans increases liabilities. A loan to expand a business either by increasing inventory or equipment add to both assets liabilities.  

A vacation is not an asset. A loan to finance a vacation will only add to liabilities. Paying off a student loan reduces liabilities.  Any debt to purchase a car or a computer increases assets and liabilities since the two are assets.

Answer:

taking out a loan on vacation

Explanation:

Serena has been waiting for Hamilton to come to her local theater. When it finally does come, tickets cost $60. Serena's reservation price is $75. But when Serena tries to buy a ticket, they are sold out. Serena decides to try to buy a ticket from a scalper (a person who purchased extra tickets at the box office with the intent to resell them at a higher price). If Serena finds someone who is willing to sell her a ticket for $70, she should

Answers

Serena should buy the ticket for $70.


Explanation:

Serena's reservation price is the maximum amount she is willing to pay for a ticket to see Hamilton, which is $75. However, when she tries to buy a ticket at the box office, they are sold out, which means that the only option left for her is to buy a ticket from a scalper. The scalper is offering to sell her a ticket for $70, which is less than her reservation price of $75. Therefore, buying the ticket for $70 is still worth it for Serena since it is less than her maximum willingness to pay.

Help ASAP!!!! most possible answer

Help ASAP!!!! most possible answer

Answers

a hope this helps!!!!

Answer:

The administration prosses a public and and AVAILIBLE TO ANYONE to review.

Explanation:

That is the most open administration because its available to anyone-(the public).

would anyone like to ............ watch anime

Answers

Answer:

aot

Explanation:

last episode soon

Which two factors should most influence design choices when working on a project for a client? (Choose two)
(A. Design Trends
B. Client Goals
C. Season Design Trends
D. Target Audience
E. Designer's Personal Style)

Answers

Answer:

B. Client Goals

D. Target Audience

Explanation:

Taxes on cigarettes are designed to a. lower the price to reflect their true benefits b . encourage farmers to grow more tobacco . raise the price to reflect their true costs d. restrict sales to government-owned stores

Answers

Answer:

c

Explanation:

A tax is a compulsory sum levied by the government or an agency of the government on goods and services. Taxes increases the price of a good. the aim of tax on cigarettes is to increase the price of cigarettes. this should discourage consumption of cigarettes. taxes on cigarette reflect the true cost of consuming cigarettes

What is the dollar value of the total surplus (= producer surplus consumer surplus) when the allocatively efficient output level is produced?

Answers

The dollar value of the total surplus (producer surplus plus consumer surplus) when the allocatively efficient output level Q1 is being produced is to calculate total surplus, we use the following formula for the area of a triangle:

Area = ½ × Base × Height.

The area between the demand curve and the supply curve for the quantity ranging from 0 to 20 is the total economic surplus.

This is a triangle with a base that is the price difference at Q = 0, of points a and c (110 - 10), and a height of 20 (the number of units purchased in equilibrium).

Using these values, we have a total surplus of $1000. The consumer surplus is the area between the demand curve and the equilibrium price line.

Here we have a base that is the price difference between the demand schedule price at Q = 0, which is $110, and the equilibrium price of $50.

The height of the triangle is once again 20 (the number of units purchased in equilibrium). Using these values, we have a consumer surplus of $600.

What is a consumer surplus?

Consumers surplus is a measure of consumer welfare. Consumers surplus means the excess of social valuation of product over the price actually paid. Consumers surplus is determined by the area of a triangle below a demand curve and above the observed price.

Therefore, the dollar value of the total surplus is $600.

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example of opportunity cost atlist 3 example​

Answers

Answer:

Someone gives up going to see a movie to study for a test in order to get a good grade. The opportunity cost is the cost of the movie and the enjoyment of seeing it.

At the ice cream parlor, you have to choose between rocky road and strawberry. When you choose the rocky road, the opportunity cost is the enjoyment of the strawberry.

A player attends baseball training to be a better player instead of taking a vacation. The opportunity cost was the vacation.

I hope i helped! xoxo

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