A broker who is not a realtor desires to establish her agency relationships with buyer-clients through written contracts. A Texas lawyer should draft a contract form at the broker's request.
If a buyer ultimately submits an offer on a property with a different agency, a "buyer's representation agreement" or "buyer's agent agreement" might assure that at least some money is made to the agent. The may occur after the initial realtor has expended a significant amount of time, energy, and money assisting that buyer in obtaining the home of their desires. Having an exclusive contract with a real estate agent in place can be advantageous for everyone involved, especially if you utilize these suggestions to negotiate the conditions to your best advantage.
Your expectations and your mutual understanding can be stated in black and white. The buyer might then phone their agent in a fit of ecstasy to announce they have made up their minds about a property they had previously viewed with them and have signed a contract to buy the home there and then, without consulting or getting any help from their agent. This is fantastic for the buyer. For the agent who has put in months of labor without pay, it's not so fantastic.
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You need a new computer, and you will need a loan in order to buy one. Which lender is most likely to charge you the highest interest rate on your loan?
A. finance company
B. savings and loan association
C. credit union
D. savings bank
Savings and loan association is the lender is most likely to charge you the highest interest rate on your loan. Hence, option B is correct.
What is the main purpose of a savings and loan association?Building Societies or Savings and Loan Associations perform the same fundamental duties by gathering funds from the general public and using those savings to fund mortgage loans for residential real estate.
The S&L crisis may have caused the banking sector to collapse with the greatest degree since the Great Depression. By 1989, more than 1,000 S&Ls had failed nationwide, thus destroying one of the most reliable sources of house mortgages.
In that they provide many of the same services, including banking and mortgage financing, savings and loan associations function similarly to banks and credit unions. Savings and loan organizations, however, prioritize savings and mortgages more.
Thus, option B is correct.
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The difference between who you
are and who you want to be is
what you do.
Pahraphrase the quote and explain what this quote means
Answer:
a quote is the authors exact words
Explanation:
Sam is getting his bachelor's degree. During some of his course work, he honed his research skills and learned to exhibit confidence while presenting to an audience. Which career has Sam most likely been preparing for?
Printing Technology
Telecommunications
Performing Arts
Journalism
Answer:
Journalism
Explanation:
Answer:
journalism
Explanation:
Which margin is at the very bottom of the page when printing worksheets?
top margin
bottom margin
header margin
footer margin
Answer:
Footer Margin
Explanation:
Just took this :)
Answer:
Footer Margin
Explanation:
this graph shows the marginal cost of producing each bike. select the correct answer from the options available. based on this graph which bike has a marginal cost of 20 dollars?
Note that the bike that has a marginal cost of $20 is bike 4.
What is marginal cost?The change in total cost when output is raised by one unit is referred to as the marginal cost.
When the marginal cost equals the marginal income, output is maximized. The marginal cost of making bike 4 is $20 if $20 is traced to the vertical axis.
For example, if the total cost of two pieces of production is $20 and the total cost of three units is $30. The marginal cost of making three units is ten. (30 - twenty) / three.
Thus, the correct answer is Bike 4.
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A typical company will lose approximately what percent of its customers every year? A) 5 to 10. B) 15 to 20. C) 25 to 30. D) 35 to 40. E) 45 to 50.
A typical company can expect to lose around 15 to 20 percent of its customers every year due to various reasons such as competition, changes in customer needs, and dissatisfaction with the company's products or services, option B. However, it is common for businesses to experience some level of customer attrition over time.
Among the options provided, 15 to 20 percent is often considered a reasonable estimate for the annual customer churn rate for many industries. This means that a typical company might expect to lose around 15 to 20 percent of its customer base each year.
It's worth noting that this is a general approximation and may not be applicable to every company or industry. Some businesses may experience higher or lower customer turnover rates based on their specific circumstances. Additionally, effective customer retention strategies can help reduce customer attrition and increase customer loyalty.
Therefore, the correct option is B) 15 to 20 percent.
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Although channels of distribution allow consumers and industrial users access to products from all over the world, they do not guarantee that consumers will be able to purchase anything they want. Tiny time they want. Certain products may only be available in limited supplies. Because of supply and demand, channel members may be able to charge higher prices for coveted products. This may be fine for a designer handbag, but what if the product is more basic, like fresh water or medical supplies? Or, let's say there is a hurricane or tornado in a certain part of the country, and many people need to repair their homes and roofs. Is it OK for channel members to mark up hardware products during this time to make a bigger profit?
Answer:
We can more easily obtain products from all over the world. Channels of distribution allow consumers, industrial users, producers, and other channel intermediaries to save time and money. They also allow us to more easily obtain products from all over the world, since we do not have to travel and search for each individual item we wish to purchase.
The balance on a credit card, that charges a 20%
APR interest rate, over a 1 month period is given in
the following table:
Days 1-5: $200 (initial balance)
Days 6-20: $350 ($150 purchase)
Days 21-30: $150 ($200 payment)
What is the finance charge, on the average daily
balance, for this card over this 1 month period?
finance charge = $ [?]
Round to the nearest hundredth.
Enter
The balance on a credit card, that charges a 20% APR interest rate, the Finance charge is given as
$4.3055
This is further explained below.
What is the APR interest rate?Generally, The interest rate that is applied to a loan, mortgage loan, credit card, etc. is referred to as an annual percentage rate of charge, which sometimes corresponds to a nominal APR and sometimes corresponds to an effective APR.
The annual percentage rate of charge is the interest rate for the entire year, as opposed to just a monthly fee or rate. It is a fee for financing that is presented in the form of an annual rate.
Interest rate APR = 12%
Average balance = ((200*5)+(350*15)+(150*10))/30
Average balance = $258.33
Average balance*APR/12
Finance charge =\(\frac{258.33*20 \%}{12 }\)
Finance charge = $4.3055
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The ____________ process includes all of the activities involved in buying or acquiring materials, externally, such as raw materials needed to make products
The procurement process includes all of the activities involved in buying or acquiring materials, externally, such as raw materials needed to make products.
The procurement process is defined as the process of purchasing goods or services from an external supplier. It involves all of the steps required to acquire materials and services for a company or organization's operations.
This includes sourcing suppliers, negotiating prices and contracts, placing purchase orders, tracking and monitoring deliveries, and managing supplier relationships. Procurement is an important function for any business as it is responsible for acquiring the resources necessary to produce products or deliver services.
Procurement is the process of purchasing goods or services from an external supplier and it includes all of the activities involved in buying or acquiring materials externally, such as raw materials needed to make products.
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The subject line in an email helps the recipient decide which messages to read and ______________ to read them.
Answer:
Is it The email subject line helps recipients decide which messages to read and when to read them
Explanation:
It makes the most sense
What is profit in an economic system?
A. Profit is the investment a producer makes in the economy to achieve financial gain.
B. Profit is the net change in the value of the economy due to an exchange.
C. Profit is the financial gain resulting from an exchange.
D. Profit is the investment a consumer makes in the economy to achieve financial gain.
Answer:
I think D is correct answer
The profit in the economic system is the investment made by the consumer for accomplishing the financial gain.
The information related to the profit is as follows:
It is the surplus that comes after deducting the cost from the revenue made. It is the investment that should be made by the consumer for attaining financial gain.Therefore all the other options are incorrect.
Thus we can conclude that profit in the economic system is the investment made by the consumer for accomplishing the financial gain.
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4. a prospective car buyer can choose between a fixed or a variable interest rate and can also choose a payment period of 36 months, 48 months, or 60 months. how many total outcomes are possible? what are these outcomes?
There are a total of 12 possible outcomes for a prospective car buyer choosing between a fixed or variable interest rate and selecting a payment period of 36, 48, or 60 months.
To calculate the total number of outcomes, we need to consider the number of choices available for each decision and multiply them together.
For the interest rate, the buyer can choose between fixed or variable, so there are 2 options.
For the payment period, the buyer can choose between 36, 48, or 60 months, so there are 3 options.
To calculate the total outcomes, we multiply the number of options for each decision: 2 options for the interest rate multiplied by 3 options for the payment period gives us 6 outcomes.
However, since there are 2 options for the interest rate and 3 options for the payment period, we need to multiply these numbers together: 2 options multiplied by 3 options equals 6 outcomes.
Therefore, the total number of outcomes is 2 options for the interest rate multiplied by 3 options for the payment period, which equals 6 outcomes.
Since there are 6 different interest rate and payment period combinations, each of them can be considered as an outcome. So, the total number of outcomes is 6.
A prospective car buyer choosing between a fixed or variable interest rate and selecting a payment period of 36, 48, or 60 months has a total of 12 possible outcomes.
These outcomes represent the different combinations of interest rates and payment periods available to the buyer.
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A common procedure for measuring the velocity of an airstream involves
One of the most common procedures for measuring the velocity of an airstream is the pitot-static tube.
It comprises two hoses that are connected to a manometer or a pressure gauge. The pitot tube points into the airstream perpendicular to the flow direction, whereas the static tube is located perpendicular to the flow direction. The difference in pressure between the two tubes determines the velocity of the airstream.
The velocity can be computed using Bernoulli's equation, which states that a stream's total energy, comprising kinetic, potential, and pressure energy, is conserved when the stream moves along a streamline. The sum of static and dynamic pressure is referred to as the total pressure.
The pitot tube indicates the total pressure of the airstream, whereas the static tube indicates the static pressure of the airstream. The total pressure minus the static pressure results in the dynamic pressure, which represents the kinetic energy of the airstream. The dynamic pressure can be used to calculate the velocity of the airstream.
Overall, the pitot-static tube is a common and straightforward technique for measuring the velocity of an airstream.
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Mexico, Brazil, and Argentina all have __________ development.
A.
high
B.
medium or average
C.
low
D.
very low
Please select the best answer from the choices provided
A
B
C
D
Answer:
Hey Friend.....
Explanation:
This is ur answer....
A. HighHope it helps!
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On June 1 of Year 1, a company paid $2,400 cash to rent office space for one year beginning immediately. Based solely on this information, how this transaction would affect the Year 2 financial statements? Assume that the company's accounting year is same as the calender year. (Select all that apply.)
With an assumption that the company's accounting year is same as the calender year, the income statement would show $1,000 of rent expense.
What is an income statement?An income statement refers to a financial statement that shows a firm's income and expenditures for an accounting year.
Rent expenses = $2,400 prepaid rent / 12 months
Rent expenses = $200 per month
Rent expenses = $200 rent expense per month x 5 months (in Year 2)
Rent expenses = $1,000 rent expense
In conclusion, with an assumption that the company's accounting year is same as the calendar year, the income statement would show $1,000 of rent expense.
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With the aid of examples discuss the 8 M's of operations
management
The 8 Ms of operations management are: Manpower; Machinery ;Methods ;Materials; Measurement; Mother Nature; Money; Management System.
The 8 Ms of operations management are often used by businesses to develop efficient and effective processes. These 8 Ms of operations management can help businesses identify the critical factors in their operations to help them become more efficient.
Manpower: Manpower refers to the personnel needed to produce a product or perform a service. This M looks at the skill, knowledge, and attitude of the workers.
Machinery: Machinery refers to the equipment used in the production process. This M looks at how well equipment is maintained, what kind of equipment is used, and how often the equipment needs to be replaced.
Methods: Methods refer to the procedures used to produce a product or perform a service. This M looks at how well the procedures are followed and if there are any areas that need to be changed.
Materials: Materials refer to the inputs used to produce a product or perform a service. This M looks at the quality and availability of the materials used.
Measurement: Measurement refers to the metrics used to assess the quality of the product or service. This M looks at how well the product or service meets the customer’s needs.
Mother Nature: Mother Nature refers to the environmental factors that affect the production process. This M looks at how well the production process is able to handle natural disasters, climate change, and other environmental factors.
Money: Money refers to the financial resources needed to produce a product or perform a service. This M looks at the costs of production and how the business can save money.
Management System: Management system refers to the process of managing the production process. This M looks at how well the production process is managed and if there are any areas that need to be changed.
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You estimate your monthly mortgage principal and interest will be $1,000, property taxes will be $160 per month, and homeowners insurance will be $50 per month. If your gross monthly income is $4,000 per month and your tax rate is 20 percent, what is your mortgage debt service ratio?
In other words, for every $1.00 of gross monthly income, you spend $1.22 on your mortgage payment, property taxes, and homeowners insurance.
What is mortgage payment?Mortgage payment is the payment made by a borrower to a lender in order to pay off a loan taken out to purchase a home. The payment consists of both principal and interest and is usually paid monthly. The principal is the amount of the loan borrowed, and the interest is the cost of borrowing that money over the life of the loan. The mortgage payment also includes taxes, insurance, and any other related fees. The amount of the mortgage payment is based on the size of the loan, the interest rate, and the loan term.
Mortgage debt service ratio = (Monthly Mortgage Principal + Interest + Property Taxes + Homeowners Insurance) / Gross Monthly Income
Mortgage debt service ratio = ($1,000 + $160 + $50) / $4,000
Mortgage debt service ratio = 1.22
In other words, for every $1.00 of gross monthly income, you spend $1.22 on your mortgage payment, property taxes, and homeowners insurance.
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Select all that apply Review the following statements and select the ones which accurately describe a Petty Cash fund. Select all answers which apply. Multiple select question. It is established to pay for small payments like postage, shipping fees, etc. It is used to avoid the time and cost of writing checks for small amounts. It is an account used to record small sales amounts. It is an expense reported on the income statement. It is an asset reported on the balance sheet.
Answer:
It is established to pay for small payments like postage, shipping fees, etc.
It is an asset reported on the balance sheet.
It is used to avoid the time and cost of writing checks for small amounts
Explanation:
A Petty Cash is simply any amount of cash kept on hand and used for making small payments. It is usually placed on the asset account and it account also increases on the debit side and decreases on the credit side.
The Petty Cash fund is set up with the use of the following:
1. Date
2. Debit
3. Credit
4. Source Document
Businesses promote use of Petty Cash funds due to it having some small payments for which writing a check is not time or cost effective. It is increase by replacimg or putting more money back in the petty cash box. Before putting money, an evidence of the fund being put in to the box must be complete.
Answer:
It is established to pay for small payments like low-cost supplies and shipping fees, etc.
It is an asset reported on the balance sheet.
Explanation:
first answer is incorrect
What is the marginal revenue and marginal cost for this diagram?
What type of market is this? Explain your answer
Marginal revenue :
2060120200300420560Marginal cost :
108210192640It is a Monopolistic market structure because marginal revenue is greater than the marginal cost.
Marginal Revenue is the increase in the revenue by selling one extra product in the market. It is calculated by the Change in revenue divided by the change in output.
Marginal cost is the change in cost by producing one extra unit of output. It is calculated by a change in cost divided by the change in units.
Monopolistic market structure is where there are multiple companies producing similar products in the market.Example for monopolistic structure can be a grocery store.
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production... based on a predicted level of production and sales of 38,000 units, a company anticipates total contribution margin of $106,400, fixed costs of $38,000, and income of $68,400. based on this information, the budgeted income for 35,000 units would be:
According to this data, the budgeted revenue for 35,000 units would be $60,000.
How much is the projected income?A budgeted income statement includes an estimate of the revenue, costs, and profit for a specific time period. This financial report, also referred to as a profit and loss forecast, is based on expectations rather than on past financial information. In general, it takes into account a company's past financial performance as well as its annual budget.
The entire revenues for the budget period must be subtracted from the total cost of products sold and operating expenses for the budgetary period. This determines the budgeted operational revenue.
Computing the unit contribution margin as:
Unit contribution margin = Total Contribution margin / Units of sales
= $106,400 / 38,000
= $2.80
The budgeted operating income for the 35,000 units is computed as:
Budgeted operating income =( Number of units × Unit contribution margin) - Fixed Cost
= (35,000 × $2.80) - $38,000
= $98,000 - $38,000
= $60,000
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Assume you are not part of an e-commerce project team at your organization, yet they seek your inputs because you are very knowledgeable in the area of consumer behavior. you are known as the:__________
Assuming you are not part of an e-commerce project team at your organization, yet they seek your input because you are very knowledgeable in the area of consumer behavior, you are known as the "subject matter expert" or SME.
Generally speaking, the SME is accountable for making sure that the facts and details are accurate so that the project's or program's deliverable(s) will satisfy the needs of the stakeholders, laws, regulations, standards, and best practices.
An "SME," or subject matter expert, is a person with specialized abilities or knowledge on a given task or subject. When creating learning programs, instructional designers heavily rely on SMEs to gather intelligence.
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Why are firms in an oligopoly less independent in setting prices than firms in monopolistic competition?
Firms in an oligopoly are less independent in setting prices compared to firms in monopolistic competition due to the nature of market structure and the presence of interdependence among oligopolistic firms.
In an oligopoly, there are only a few dominant firms that control a significant portion of the market. As a result, the actions and decisions of one firm can have a substantial impact on the other firms in the industry. This interdependence creates a situation where firms need to consider the potential reactions of their competitors when making pricing decisions. In contrast, firms in monopolistic competition operate in a market with a larger number of competitors. Each firm in monopolistic competition has a relatively smaller market share and can have more control over its pricing decisions without significantly affecting the actions of other firms.
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What is the economic importance of fish farming in Nepal?
4. How do dependent tasks differ from primary tasks?
Answer:
The answer is below
Explanation:
Dependent task is a term used to describe a type of task that is associated with the main or independent task under a particular scope of work. It is usually a sub-task of the whole task that needs to be executed.
On the other hand, a Primary task is a term used to describe a type of task that takes the center stage or the major task with priority. It takes the largest or most resources in its execution.
why chinese companies are investing billions in mexico
Chinese companies are investing billions in Mexico to access the Mexican market and to take advantage of lower production costs.
Mexico is an attractive destination for Chinese companies because of its large population, relatively low labor costs, and proximity to the United States.
Additionally, Mexico has a number of free trade agreements in place with other countries, making it easier for Chinese companies to export their products.
By investing in Mexico, Chinese companies gain access to a large and growing market, while at the same time reducing their production costs.
The investments are also helping to create jobs and boost the Mexican economy. Mexico is becoming an increasingly attractive option for Chinese companies looking to expand their reach and boost their profits.
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Select the correct answers from each drop-down menu. phillip purchased a machine for his business last year. it cost $50,000. the machine required a skilled operator, who was a worker earning $2,000 per month. how will phillip treat the cost of the machine and the wages of the skilled operator in his books of accounts? in his books of accounts, phillip will record the machine as a(n) and the wages paid to the skilled operator as a(n) .
Philip will treat the cost of machine as an asset, and the wages paid to the skilled operator will be treated as an expense.
What is the difference between an asset and an expense?An asset is referred to as such utility, whether tangible or intangible, which owned and controlled solely by a business organization in the normal course of business.
An expense, on the other hand, is regarded as the payments which are made for ensuring normal and smooth functioning of the business operations in a firm.
Some examples of assets are plant and machinery, goodwill, patents, land, building, and such others. While the examples of expenses include rent, salaries and wages.
Hence, the difference between an asset and an expense is given.
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Answer:
asset
expense
Explanation:
Producer/consumer threads can suffer from synchronization problems.
Yes, producer/consumer threads can suffer from synchronization problems. The producer/consumer problem is a classic example of synchronization problems in concurrent programming.
To solve the synchronization problems, we can use synchronization primitives such as semaphores and locks. A semaphore is a synchronization primitive that is used to control access to a shared resource by multiple threads.
A lock is a synchronization primitive that is used to ensure that only one thread can access a shared resource at a time. By using these synchronization primitives, we can ensure that the producer thread and the consumer thread can access the buffer in a synchronized manner, thereby avoiding synchronization problems.
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if the availability of a physical commodity over the period of a futures contract has value to users of the commodity, the commodity is said to provide:
If the availability of a physical commodity over the period of a futures contract has value to users of the commodity the commodity is said to provide hedging benefits or hedging value.
Hedging benefits refer to the advantage gained by market participants who use futures contracts to manage their exposure to price fluctuations in the physical commodity.
By entering into a futures contract users can lock in a future price for the commodity which provides stability & certainty in their procurement or supply chain management.
This hedging value allows users to mitigate the risks associated with price volatility & ensure a reliable supply of the commodity at a predetermined price thereby supporting their operational efficiency & financial planning.
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Which two of the following are long-term sources, of finance?
A- Interest rates
B- Venture capital
C- Trade credit
D- Share capital
E- Start up costs
Answer:
the answer is B and D
Which professional helps individuals and families minimize risk?
Answer:
insurance agent.
the career profession who would help individual and families to manage and minimise risk would be insurance agent.
Explanation:
insurance is a field that manages protection from financial loss thus risk to it iwould be a component that they manage. insurance insurance agent would recommend the best product for individual and families according to their lifestyle and age