a client sells $28,000 of various stocks and wishes to use the proceeds to buy a mutual fund that has breakpoints at $5,000 intervals. what must the registered representative do?

Answers

Answer 1

The answer is Explain to the client that investing an additional $2,000 will provide the benefit of a breakpoint.

What is a Breakpoint?

The sum of money required to buy shares in a load mutual fund that entitles the investor to a lower sales charge is known as the breakpoint. Breakpoints give investors a discount in exchange for making bigger bets. Either a lump sum payment or spaced instalments over a predetermined time period may be used to fund the purchase. A letter of intent must be used to support the latter type of investment acquisition in a fund (LOI).

What Is a Breakpoint Sale?

A breakpoint sale is when a mutual fund is sold for a certain sum to enable the fundholder to switch into a lower sales fee tier.

Based on investment breakpoint levels selected by the fund company, breakpoint sales offer fee reductions to investors.Because of accumulation advantages, an investor's sales fee from a breakpoint schedule can be calculated depending on their whole fund investment.Breakpoint discounts frequently start at $25,000 and go up in increments until they reach a maximum amount.It is against the law to credit consumers for breakpoint discounts or to make breakpoint transactions that are slightly below levels that would qualify.

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Related Questions

what is horizontal filling?​

Answers

In horizontal filling, documents are placed in a horizontal position, one on the top of another in order of date and the latest document is kept on the top. The best example of horizontal filing is flat files and arch lever file.

According to the unit, what percentage of shoppers used a coupon in 2012?

A. 78%

B. 85%

C. 93%

D. 100%

Answers

today's world, 96% of consumers have used a coupon in the past 90 days. JC Penney tried to break consumers of the coupon habit in 2012 and quickly saw a 23% drop in sales for the first three quarters of 2012. If JC Penney couldn't change people's shopping behavior, you probably can't either.n: so i guess its c

Answer:

78%

Explanation:

I take nutrition and wellness, and this was the correct answer for me. Just took the test as well :P

Have you ever bought something you thought would make you happy, but in the end it didn't?

Answers

Answer:

ummmmmmmmmm yea, but it's all cool now hbu

the (the rate banks charge their best customers) closely follows the rate that the fed adjusts by using open market operations.

Answers

'The Prime rate closely follows the rate that the fed adjusts by using open market operations.

Marketing Operations is the function that oversees an organization's marketing programs, campaign planning, and annual strategic planning activities. Other responsibilities include technology and performance measurement, and reporting and data analysis.

Central banks conduct open market operations to regulate the money supply in the economy. For example, in India, open market operations are conducted by the Reserve Bank of India or RBI.

Open market operations (OMOs) — the buying and selling of securities on the open market by central banks — are an important tool used by the Federal Reserve in conducting monetary policy. Short-term targets for open market operations are set by the Federal Open Market Committee (FOMC).

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Use what you have learned about long-term investments to answer these questions. Long-term investments tie up money for. One reason why individuals focus on long-term investments is to save for. A(n) allows both employees and employers to contribute to a retirement plan.

Answers

Answer:

With Merrill, you determine the level of guidance we provide. Depending on your comfort level, you may choose to invest solely online, or you may want the added advice of an advisor. Use the chart to help you decide.

Online

Tools and an investment strategy aligned to your goal

Online with an advisor

One-on-one help to define and pursue your goal

Explanation:

pls points

1. more than one year

2. retirement

3. 401(k)

Explanation:

ON EDGE

What are the main roles of a central bank?

Answers

Conducting monetary policy to attain price stability low and stable inflation and assist in managing economic fluctuations is a crucial function of central banks. Recent years have seen significant changes to the policy frameworks within which central banks operate.

Globally, central banks are charged with a number of significant duties.  Central banks produce money, which is subsequently used by individuals, households, and corporations to conduct transactions and, essentially, track where money is being spent. Additionally, central banks are responsible for ensuring the stability of the financial systems in their respective economies. To do this, they must continuously monitor lending standards throughout the economy and guarantee that credit is available when needed. In that situation, they also serve as the government and commercial banks.

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not answered question workspace check my work list six reasons why a bank may dishonor a check.

Answers

Answer:

•Account Concerns. If you have insufficient funds in your account to pay someone, don't write a cheque. ...

•Your Signature Doesn't Match. ...

•Check Date. ...

•Unclear Value. ...

•Damage. ...

•Excess Writing.

Explain two ways in which mohammad could increase added value

Answers

The 2 ways in which where Mohammed could increase the added value of his company includes:

He could introduce new products and could modernize appearance and equipment in his coffee shop.He could start making cakes and pastries for special occasions like birthdays and weddings.

What is an Added value?

It refers to the profit that stays in the company as a difference between the total amount earned from sales and the total amount spent for production.

If such company's expenses for each product or service are higher then its price, then it is not going to have any added value. For instance, when  company sells postcards for 5 dollars. In the same time, costs for making one postcard are 3 dollar. Added value = = 5 dollar - 3 dollar = 2 dollar.

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Katherine invests $7,770 in a six-month money market account giving 5.8% simple annual interest and $12,500 in a three-year cd giving 7.25% simple annual interest. assuming that katherine does not reinvest or renew these investments, how much money will she have when both investments reach maturity, to the nearest dollar? a. $2,944 b. $15,219 c. $23,214 d. $30,886 please select the best answer from the choices provided a b c d

Answers

Katherine will have $23214 to the nearest dollar from both investments by Simple interest assuming that Katherine does not reinvest or renew these investments.

Simple interest = Principal * Time * rate

Money Market Account

Simple interest = 7770 *5.8/100 *6/12 = 7770 * 0.058 * 0.5 = $225.33

So, at maturity, she will receive $7770 + $225.33 = $7995.33.

CD account

12500* 0.0725 *3 = $2718.75 = simple interest

At the end of the period, she receives: $12500 + $2718.75 = $15218.75

At maturity, the total amount she receives from both investments is: $15218.75 + $7995.33 = $23214.08

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Answer:

so its c

Explanation:

A new business is likely to need what bank service(s)? *

Answers

Answer:

Checking Account tell me if i'm wrong

Explanation:

What Economic Issue arises in this graphic due to the Max Price being below Equilibrium?

Answers

As u asked in ur question which food we should have before exercise : ANSWER is - Option (B)

cross check if u have doubt it's correct..

Which of the following would not be considered a consumer perception factor that good sport marketers work to control?a) scarcity of ticketsb) venue cleanlinessc) team success and winning percentaged) fan exposure to violence

Answers

Examples of sports marketing strategies include: ticket scarcity; venue cleanliness; and exposure to violence. Possible reasons why people would buy sports.

What does marketing mean in reality?

The process of generating, conveying, delivering, and trading offerings that are beneficial to customers, clients, partners, and society at large as a whole is known as marketing.

The basic goal of marketing is to attract consumers and pique their interest in a company's goods or services. This is accomplished by market research, analysis, and by taking into account the preferences of a business' ideal clients and luring them in with messaging that would be instructive and beneficial to the target audience.

Customer after-sales assistance is a crucial component of marketing management since it helps businesses retain clients, foster brand loyalty, and improve their reputation.

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whether you are making your own decisions or have professional help, you must consider the tax consequences of selling your investments. group startstrue or false

Answers

The statement, "Whether you are making investment decisions on your own or with the help of a professional, it is important to consider the tax implications of selling your investments." is false.

Selling an investment can trigger capital gains or losses, which can have significant tax consequences. Capital gains are taxed at different rates depending on the length of time you held the investment, and capital losses can be used to offset gains in other investments.

It is also important to consider the tax implications of selling investments held in tax-advantaged accounts such as IRAs or 401(k)s, as early withdrawals may result in penalties and taxes.

Therefore, before making any investment decisions or selling investments, it is recommended that you consult with a tax professional to fully understand the potential tax consequences and how they may impact your financial goals.

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Disadvantages of choosing a job that is extremely popular or in demand

Answers

The disadvantage of choosing a job that is very popular or a job that is in high demand is that after a while such a job may become saturated or it would become monotonous.

What is a high demand job?

This is the term that is used to refer to a job that the people that wpould employ labor are constantly in need of. Such a job is one that would require the people that have the qualification to opt in and get the places and the roles that they are to fill.

The issues that may arise from such a job that is in high demand is that after a period, such a job may have a lot of persons that would want to fulfil the role.

The number of qualified persons may become more than the job that is available for the people to do in the long run.

Hence this is a disadvantage. Therefore I would conclude by saying that the disadvantage of choosing a highly popular job is that the number of persons that are willing to fulfil the role may exceed the job overtime.

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A supplier is entering into a contract with a manufacturer to deliver a machine in no later than 8 weeks from now. Due to uncertainty in availability of parts for the machine, the supplier is not sure when it will be able to deliver the machine. Also, when the machine is delivered, there is a chance that the manufacturer will judge it as being of inferior quality. The supplier estimates the probability distribution of the time it takes to deliver the machine is given as below.
Independently of this the company estimates that the probability of rejection due to inferior quality 0.15. If the machine is delivered at a least a week ahead of time and the manufacturer judges the quality to be inferior, the supplier will have time to fix the problem (with certainty) and still meet the deadline. However, if the delivery is late, or if it is exactly on time but of inferior quality, the manufacturer will not pay up.
The supplier expects the cost of manufacturing the machine to be $45,000. This is a sunk cost that will be incurred regardless of the timing or the quality of the machine. The supplier also estimates that the cost to fix an inferior machine depends on the number of weeks left to fix it: $7500 if there are three weeks left, $10,000 if there are two weeks left, and $15,000 if there is one week left. The manufacturer will pay $70,000 for a machine of sufficient quality delivered on time, but it will pay nothing otherwise.
Find the distribution of profit or loss for the supplier. Then find the mean and standard deviation of this distribution. Do you think the supplier should sign the contract?

Answers

Based on the analysis, the distribution of profit or loss for the supplier is highly uncertain. However, the expected profit is negative, indicating a potential loss. Considering the risks involved and the estimated mean and standard deviation of the profit distribution, it would be advisable for the supplier not to sign the contract.

To determine the distribution of profit or loss for the supplier, we need to consider various factors. First, we have the uncertainty in the delivery time of the machine, represented by a probability distribution. The supplier's estimation of this distribution indicates that there is no guarantee the machine will be delivered within the desired timeframe.

Next, we have the probability of the manufacturer rejecting the machine due to inferior quality, which is estimated at 0.15. If the machine is delivered at least a week ahead of time and judged as inferior, the supplier can fix it within the remaining time and still meet the deadline. However, if the delivery is late or on time but of inferior quality, the manufacturer will not pay.

Considering these factors, the supplier's profit or loss will depend on the following scenarios: (1) early delivery and judged as inferior (2) early delivery and judged as sufficient quality (3) late delivery or on-time delivery with inferior quality.

In scenario (1), the supplier can fix the machine, incurring an additional cost based on the number of weeks left to fix it. In scenario (2), the supplier receives the payment from the manufacturer. However, in scenario (3), the supplier incurs a loss as no payment is received.

By considering the probabilities and associated costs, we can calculate the expected profit or loss for each scenario and combine them using the probability distribution of the delivery time.

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who can citizens contact if they believe their property taxes are too high?

Answers

When property taxes are too high, the citizens can contact their local county assessor.

A local county assessor is a person that values the price of price of taxes or property taxes. He/she has the power to determine the amount of property taxes that individuals in a town will pay as tax for their property.

When individuals feel that a pay  very high amount of amount of money as property tax, they should immediately contact the local county assessor to lay their complaint.

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Name a form of ownership that is represented by South African broadcasting corporation (SABC) and outline four characteristics of this form of ownership

Answers

Answer:

State ownership

Explanation:

State ownership, or government ownership, or public ownership, is a form of ownership were the government owns or partly owns as well has control over a business with the revenue from the business or establishment being added as benefits accruable to the welfare of the public

The characteristics of a state ownership are;

1) State ownership means that the government is the owner, or part owner of the establishment, where part ownership belongs to the public

2) The main purpose of a state owned business is not to make profit, but rather to provide public welfare, that benefits the residents of the country

3) The profits from the business are entered into the treasury of the state and are used to carry out public welfare projects

4) The employees of the government are the managers of the establishment which is subject to bureaucracy, and the business is operated with a state selected board of directors

5) The government determines the manner of stability present in the business, as well as the winding up of state owned businesses that have no function

6) The state owned business is operated by the laws and policy if the business and it is therefore recognized as an autonomous body

All of the following describe blockchain: Multiple select question. blockchain cannot verify and facilitate Bitcoin transactions blockchain makes it more difficult for the ledger to be modified blockchain is continuously and simultaneously updated and verified blockchain is a less secure type of accounting ledger

Answers

The blockchain can be very precisely described by the statement that blockchain is continuously and simultaneously updated and verified. Third option is correct.

A specific type of shared database called a "blockchain" differs from other databases in that it stores data in blocks that are linked together via encryption.

Although a ledger has historically been the most widely utilized use for transactions, a blockchain may be used to store a variety of different types of data.

They serve an essential role in maintaining a secure and decentralized record of transactions in bitcoin systems, but they are utilized in a variety of other systems as well.

Thus, third option is correct.

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Which of the following is the best way to help build your self-esteem?
OA. Adapt.
B. Be critical.
C. Speak clearly
D. Know your abilities.

Answers

Answer:

The correct answer is D. Know your abilities.

Explanation

Self-esteem is the feeling that makes people worry about themselves and arouses the feeling of self-preservation; this is related to the way we value ourselves and we feel confident about our abilities, personality, and attributes. Due to this, one of the first steps to build or improve self-esteem is to know yourself and appreciate positive aspects such as attributes, strengths, talents, abilities, etc. Also, it is important to recognize negative aspects but to avoid focusing on these. As a result, you can understand your own value and appreciate or love yourself for this. So, the correct answer is A. Know your abilities.

Answer:

D

Explanation:

To know your abilities so you will know what you can do

You open a new bank account at Eastside Savings. You see FDIC stickers around the bank, and the teller specifically mentions that Eastside
Savings is "FDIC Insured". A few months later, you hear on the radio that Eastside Savings is struggling to stay in business. Your savings balance
Is $500. What would happen to that money if Eastside Savings failed?

A.You could lose $250 since FDIC Insurance only covers 50% of the money you have deposited.
B.You would lose all of your money.
C.You would receive $250,000 since FDIC Insurance provides each account at the bank with $250,000 regardless of how much they
have deposited
D.You would receive all the money you have deposited at Eastside Savings since FDIC insurance covers accounts up to $250,000.

Answers

Answer:

The correct option is D. You would receive all the money you have deposited at Eastside Savings since FDIC insurance covers accounts up to $250,000.

Explanation:

Based on the information given what would happen to that money in a situation where Eastside Savings failed is that such individual would receive all the money he/she have deposited at Eastside Savings reason been that FDIC which is fully known as FEDERAL DEPOSIT INSURANCE CORPORATE insurance covers accounts up to the amount of $250,000 and Secondly Eastside Savings is "FDIC Insured".

Apnex, Inc., is a biotechnology firm that is about to announce the results of its clinical trials of a potential new cancer drug. If the trials areâ successful, Apnex stock will be worth per share. If the trials areâ unsuccessful, Apnex stock will be worth per share. Suppose that the morning before the announcement isâ scheduled, Apnex shares are trading for per share. a. Based on the current shareâ price, what sort of expectations do investors seem to have about the success of theâ trials? b. Suppose hedge fund manager Paul Kliner has hired several prominent research scientists to examine the public data on the drug and make their own assessment of theâ drug's promise. Wouldâ Kliner's fund be likely to profit by trading the stock in the hours prior to theâ announcement? c. Which factors would limit the ability ofâ Kliner's fund to profit on itsâ information?

Answers

Based on the current share price, the expectation that investors seem to have about the success of the trials is that the market share seems to assess a somewhat greater than 50% chance of success.

If the hedge fund manager hires research scientists to examine the public data on the drug, Kilner's fund will likely profit, if they have better information than other investors.

Lastly, the factor that can limit the ability of Kilner's fund to profit on its information will be that the market may be illiquid and thereby no one wants to trade with them.

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Which are affected by the factors of production? Choose three answers.

the demand of the item
the availability of the item
the cost of the item
the quality of the item
the popularity of the item

Answers

Answer:

A.)- the demand of the item

C.)- the cost of the item (some factors are more expensive and rare than other)

D.)- the quality of the item

Explanation:

Answer:

A. the demand of the item

C. the cost of the item

D. the quality of the item

Explanation:

Energy Drink, Inc. has decided to launch a new energy drink that will have the fewest calories among its competitors. To understand the market potential for the new drink and the demographics and attitudes of consumers who are likely to buy the product, Energy Drink, Inc should most likely use which of the following marketing research options?
a. archival research.
b. causal research.
c. descriptive research.
d. exploratory research.

Answers

Answer:

d. exploratory research.

Explanation:

Exploratory work is undertaken to reach out the details that have not been examined in depth in the history about the issue. It is widely used in marketing to assess the product's market value to determine the age, disposition as well as other characteristics of the likely customers.

Therefore the correct option is d as it represents the exploratory research.

In all business messages, communicators should ideally Multiple Choice slant facts to their benefit. avoid the other-oriented approach effectively use either/or arguments appropriately exaggerate facts. project positivity.

Answers

In all business messages, communicators should ideally c. effectively use either/or arguments appropriately.

Business messaging describes a range of platforms via which customers and enterprises can communicate.  People are more likely to read and respond to messages they believe are relevant to them and their issues. Planning is the essential first phase in the writing process because it allows the writer to start considering how the finished result will be made and assessed. It's the first step in proving dependability and accountability as a writer.

Presenting pertinent data and information in a logical and convincing way while taking the audience's interests and requirements into account is a typical component of effective corporate communication. While either/or arguments can be employed to highlight options or alternatives, care must be taken to avoid using them in a manipulative or excessively divisive manner.

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Complete Question:

In all business messages, communicators should ideally:

a. plant facts to their benefit.

b. avoid the other-oriented approach

c. effectively use either/or arguments appropriately

d. exaggerate facts. project positivity.

Do you think horticulture is a good business? Why? Or why not?

Answers

Answer:

As you can see, there are lots of reasons that working in horticulture is the best. The jobs are diverse and often quite dynamic and there is really something for everyone. Anyone who loves plants that is. Horticulture is a massive field and is simply defined as the study and practice of plants care and culture.

Explanation:

I hope it helps..

an 8 percent, semiannual coupon bond has a face value of $1,000 and a current market value of $1,030. what is the current yield?

Answers

An 8 percent, semiannual coupon bond with a $1,000 face value currently trades for $1,030. 7.77% is the current yield.

What is the investment current yield?

The proportion, expressed as a percentage, between the interest rate payable on a bond and its real market value. A bond with a current yield of 8%, for instance, would have a current market price of $1,000 and pay $80 annually.

By dividing the annual coupon payment by the bond's current market value, the current yield of a bond is determined.

Why is current yield so crucial?

The return on a bond investment for the following year is measured by the current yield. It also represents a ratio between the bond's current price and its coupon rate. As a result, it indicates the potential return on investment from coupon payments assuming the bond's market.

Given:

Face value = $1,000

Coupon rate: 8%

Coupon frequency: Semi-annually

Annual coupon payment = Coupon rate * Face value

                                          = 0.08 * $1000

                                          = $80

Current Yield   = Annual Coupon Payment / Current Market Price

                        = $80 / $1,030

                        = 7.77 %

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The marketing concept is all about meeting the consumer's_____. Choose the best answer.

A) needs
B) Wants
C) Expectations
D) None of the above

Answers

Well it’s either wants or needs, cause I know it’s both of them but I’m not sure what your teacher wants.

A recent estimate put the cost of unmitigated climate change at _____% of world gross domestic product by 2100.

Answers

20% of world gross domestic product by 2100.This measurement is frequently changed before it can be trusted as an indicator because of how complicated and subjective it is.

What  is  Gross domestic Product?

Gross domestic product (GDP) is a monetary indicator of the total market value of all the final commodities and services that nations generate and sell over a given time period. This measurement is frequently changed before it can be trusted as an indicator because of how complicated and subjective it is.

GDP calculates the monetary value of the final goods and service those purchased by the consumer produced in a nation during a specific time period (say a quarter or a year). It accounts for all the output produced inside a nation's boundaries.

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When a consumer is comparing the cost and benefits of substitutes items, he or she is developing a

Answers

When a consumer is comparing the cost and benefits of substitute items, he or she is developing a Product Alternative Evaluation.

Product Alternative Evaluation is a crucial step in the consumer decision-making process. During this stage, consumers compare different products or services to determine which one best meets their needs. In this case, the consumer is comparing substitute items, which are products or services that can be used in place of one another. By comparing the cost and benefits of substitute items, the consumer can evaluate which one provides the best value and is the most suitable for their needs.

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Before you move forward, summarize the changes you will need to make to your new budget. Describe these changes in at least two sentences.

Answers

Answer: yes

Explanation:

The right answer on edge is: I need to change my budget so that I save at least $300 per month. Over twelve months, this will increase my savings by $3,600. I also need to change my budget to save for a new computer, so I need to save an extra $100 a month for that. In total, I need to save $400 a month.

Answer:

The right answer on edge is: I need to change my budget so that I save at least $300 per month. Over twelve months, this will increase my savings by $3,600. I also need to change my budget to save for a new computer, so I need to save an extra $100 a month for that. In total, I need to save $400 a month.

Explanation: I just did the test an got a 100

Other Questions
Study on 27 students of Class-7 revealed the following about their device ownership: No Device 2 students, Only PC - 5 students, Only Smartphone - 12 students, and Both PC & Phone 8 students. Data from other classes show the following ratios of device ownership: No Device - 20% students, Only PC - 34% students, Only Smartphone 34% students, Both PC & Phone 12% students. Determine, at a 0.01 significance level, whether or not the device ownership of the students of Class-7 matches the ratio of other classes. [Hint: Here, n = 27. Follow the procedure of the goodness-of-fit test.] - why did nixon establish a relationship with china? question 17 options: he expected to achieve economic gains through trade with the capitalist chinese government. the military needed to purchase chinese ammunition following the vietnam war. he thought that improved relations with china would improve relations with the soviet union. the un security council had asked him to do this. x^2+10x+_?complete the square On May 1, 2020, Blue Co. purchased $1,200,000, 9% bonds at 97. The bonds mature on April 30, 2025. The bonds were added to Blue's available-for-sale portfolio. The entry to record the purchase of the bonds is:a. Debt Investments $1,200,000Cash $1,200,000b. Debt Investments $1,092,000Interest Receivable $108,000Cash $1,200,000c. Debt Investments $1,164,000Cash $1,164,000d. Debt Investments $1,200,000Discount on Debt Investments $36,000Cash $1,164,000 Suppose you wanted to find out whether there had been astatistically significant change in three types of books(classified as romance, crime and science fiction) sold by twoshops. What test would y Which statement about legislative courts is false?Select the answer that best completes the sentence.A Legislative courts have narrow jurisdictionsB.Federal judges for legislative courts do not serve life termsc.Congress created the legislative courts to help it exercise its powersD. Legislative courts are governed by Article Ill of the Constitution Find the distance from point (-4,4) to the line y = -2x + 1 Jetia mixes 5 parts cranberry juice with 8 parts apple juice to make 177 cups of Ana and dina are roommates. they spend most of their time studying (of course), but they leave some time for their favorite activities: making pizza and brewing root beer. ana takes 3 hours to brew a gallon of root beer and 2 hours to make a pizza. dina takes 7 hours to brew a gallon of root beer and 5 hours to make a pizza. ana's opportunity cost of making a pizza is of root beer, and dina's opportunity cost of making a pizza is of root beer. has an absolute advantage in making pizza, and has a comparative advantage in making pizza. if ana and dina trade foods with each other, will trade away pizza in exchange for root beer. the price of pizza can be expressed in terms of gallons of root beer. the highest price at which pizza can be traded that would make both roommates better off is of root beer, and the lowest price that makes both roommates better off is of root beer per pizza. Correct the sentence. Write the whole sentence again. (Pay attention to the reporting verb).My boss said me that we would have to work late today. !! HELP ME PLEASE!!*click the image*What is the solution to the equation below? Which of these statements is true of a home mortgage a life estate is a persons present right to property ownership and possession in the future. T/F? List the problems faced by the developer while localizing the games. were there problems with translation or social sensitivity? intersectionality explains that people do not fit into only one category but are the result of a summation of individual and cultural backgrounds and experiences. T/F Choose the correct drug to complete the sentence unlike compact bone, spongy bone resembles a network of bony struts separated by spaces that are normally filled with __________. When I do not get a perfect score on my test, I feel __________. what is the domain of f(x)=5^x? Please give me the correct answer