A company must repay the bank a single payment of $20,000 cash in 3 years for a loan it entered into. The loan is at 8% interest compounded annually. The present value of 1 (single sum) at 8% for 3 years is 0.7938. The present value of an annuity (series of payments) at 8% for 3 years is 2.5771. The present value of the loan (rounded) is:
Answers
Answer:
The present value of the loan is $15,877
Explanation:
Solution
Given that:
A company must pay back the bank a single payment of =$20,000
The loan of interest = 8%
Present value of 1 = 8% for 3 years (0.7938)
Present value of annuity = 8% for 3 years (2.5771
Now,
We solve for the loan present value
which is,
$20,000 * 0.7938 =$15, 877
For the annuity (series of payment) = $20,000 * 2.5771
= $51,542
Related Questions
þne day, on his way back from selling his blood, Paul fell asleep and crashed his car into a light
pole. The car was repairable but the charges for parts and labor totalled more than $4,000.
Should he have to pay sales tax on this whole amount? Why or why not?
Answers
The Porter Beverage Factory owns a building for its operations. Porter uses only half of the building and is considering two options for the unused space. The Popcorn Store would like to purchase the half of the building that is not being used for $614,000. A 5% commission would have to be paid at the time of purchase. The Porter Beverage would like to lease the half of the building for the next 5 years at $162,100 each year. Porter would have to continue paying $33,600 of property taxes each year and $6,400 of yearly insurance on the property, according to the proposed lease agreement. Determine the differential income or loss from the lease alternative. Enter a loss as a negative number.
Answers
Answer:
The Porter Beverage FActory
Differential income from the lease alternative is:
= $27,200.
Explanation:
a) Data and Calculations:
Alternative Alternative
1 Sale 2 Lease
Income:
Sales proceeds $614,000
Lease receipts $810,500
5% commission (30,700)
Property taxes each year (168,000)
Annual insurance (32,000)
Income (loss) $583,300 $610,500
Differential income = $27,200 ($610,500 - $583,300)
b) The above differential income does not take in account the time value of money. In addition, it does not consider future streams of income that can be received when the building is either leased out to another entity or sold.
True or False? A job interview is only for the business to find out about your skills and abilities. Question 15 options: True False
Answers
Answer: False
Explanation: Job interviews and used to get to know you as person as well and in you’re a good for for the job. Not just skills and abilities.
During the liquidation process, the partnership will focus on terminal activities
Answers
Answer:
such as selling its remaining assets, paying off any outstanding debts or liabilities, and distributing any remaining profits to the partners according to their ownership percentage. The partnership may also need to file final tax returns and notify any creditors or business partners of its dissolution. It is important for partners to carefully follow the legal procedures and requirements for liquidating a partnership to avoid any future legal or financial issues.
Why supply of agricultural products tends to be more inelastic than a supply of manufactured products
Answers
Agricultural products have a more rigid supply since they are perishable. Before it spoils, everything that is created must also be offered at the same price. Agri-products also have a lengthy gestation time. It is therefore difficult to modify supply.
Why is the supply of some goods price-inelastic?Products with fewer near alternatives typically experience price inelasticity, giving consumers less options. Since these items are typically requirements that people cannot live without, their needs do not change.
What does agriculture's flexibility of production mean?The Cobb Douglas function was used to calculate the elasticity of production, which corresponds to the extent of response of the result to a unit change in the input used. Direct elasticities of supply made up the Cobb Douglas function's independent variable (Xi) coefficients.
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NEED HELP ASAP!! 30 points AND I WILL MARK YOU BRAINLIEST!!
1. Based on your knowledge of the Stock Market; how do stocks represent ownership in a company, and what determines the price of a stock?
2. Considering your previous knowledge of investing; please name three notable forms of investing money and construct a comparison of how they differ from each other.
3. You have just received your paycheck from Chick-Fil-A. You go to the bank to deposit your check in the amount of $120.00 to your bank account. The teller issues you a deposit slip. Upon leaving the bank, you go to Target. There you see a pair of jeans you like on sale for $30.00 from the usual $40.00. You decide it’s a great deal and purchase the jeans. You give the cashier your debit card to pay for the purchase and the jeans become yours. Using this scenario, please discuss how the three uses of money are being utilized. Please be specific about each use and which step in this scenario represents each use.
Answers
Answer:
1. Stocks are held by equity owners. The equity owners are the common stockholders and the preferred stockholders, who have some preference over the common stockholders. Because of this preference which reduces their risk exposure, preferred stockholders are regarded as part-owners, leaving the common stockholders to be the ultimate, risk-bearing owners. Therefore, their level of participation in the distribution of profits is higher than the preferred stockholders.
Another way to differentiate stockholders as owners of a company is to look at debt holders. These are regarded as creditors to the company. They finance the company for some fixed interest. They do not participate in profit sharing. They are different from the stockholders, who may be preferred stockholders or common stockholders.
1b. The price of a stock is initially fixed by the company when the par or stated price is determined. When the stock goes public and issued in the stock exchange, the price is then determined by the market forces of supply and demand. The stock price can also be determined by the book value of the company divided by the outstanding shares.
2. Three notable forms of investing money are:
a) Buying a company's stocks
b) Investing in bonds
c) Investing in Government-backed treasury bills or bank savings
b) Comparison
Stocks Bonds Treasury/Savings
1. Term period Permanent Long-term Short-term
2. Returns Dividend /capital Fixed interest Fixed interest
appreciation
3. Risk profile High Limited Low
3. The three uses of money:
a. To pay and receive wages: Chick-Fil-A, where you work give you your paycheck in the amount of $120.00. There is an exchange with cash for labor.
b. To save in the bank: You deposit your check in the bank and the bank credits your debit card account in the sum of $120. There is an exchange with cash for a debit card. The debit card is equivalent to the cash in bank deposit.
c. To pay for goods and services: You buy the pair of jeans for $30 using your debit card, which the cashier debits accordingly. There is an exchange of cash for the jeans.
Explanation:
Money is a means of exchange for goods and services. It can also be invested in stocks, bonds, or savings to earn some form of interests.
The Department of Defense uses an area cost factor (ACF) to compensate for variations in construction costs in different parts of the country and world. If a cold storage warehouse cost $1,050,000 in Rapid City, South Dakota, where the ACF is 0.91, and the cost of a similar facility built in Andros Island, The Bahamas, is $2,500,000, what is the ACF for Andros Island
Answers
Answer: 2.16
Explanation:
Cost at B = Cost at A * (Cost index of B / Cost index of A)
Cost at A = $1,050,000 Rapid City
Cost at B = $2,500,000 Andros Island
Cost index at A = ACF of 0.91
Cost index at B = ?
2,500,000 = 1,050,000 * (Andros ACF / 0.91)
2,500,000 * 0.91 = 1,050,000 * Andros ACF
Andros ACF = (2,500,000 * 0.91) / 1,050,000
Andros ACF = 2.16
you lose your job as a result you purchase more campbell’s soup. This inflation shows that you considered campbells soup to be a
Answers
The increased purchase of Campbell's soup after losing a job reflects considering it as a reliable option during inflationary times.
The decision to purchase more Campbell's soup in response to losing a job can be attributed to the concept of inflation. Inflation refers to the general increase in prices of goods and services over time, resulting in the eroding purchasing power of money.When facing a loss of income or job insecurity, individuals often seek to maximize the value of their money by purchasing goods that they perceive as having stable or increasing value. In this case, the individual may consider Campbell's Soup as a reliable choice due to its reputation, long-standing presence in the market, and the perception that its value will hold or increase even during inflationary periods. Therefore, purchasing Campbell's soup can be seen as a strategy to protect against the eroding effects of inflation and maintain some level of stability in uncertain times.For more such questions on Inflationary:
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When companies have large amounts of fixed manufacturing overhead, total manufacturing overhead costs tend to ___ .Reltively ConstantIncreaseDecreaseAbsorption costing
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When companies have large amounts of fixed manufacturing overhead, total manufacturing overhead costs tend to remain relatively constant
Rent, property taxes, insurance, and some plant staff wages are examples of fixed manufacturing overhead costs that do not fluctuate while production volume changes. These costs are fixed, so even when production volume changes, they usually stay fairly consistent. For instance, even if a company expands or decreases its production levels, the overall manufacturing overhead expenses won't change considerably if it has a high proportion of fixed manufacturing overhead.
Accordingly, the overhead expenses per unit of production will go down as production volume goes up and up if production volume goes down. Large volumes of fixed production overhead are a problem for many businesses. Because of this, even though the volume of units they manufacture can vary greatly, their overall manufacturing overhead costs tend to stay fairly stable over time. The average price per unit will therefore change from one period to the next.
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Depreciation by Two Methods
A storage tank acquired at the beginning of the fiscal year at a cost of $80,000 has an estimated residual value of $4,800 and an estimated useful life of four years.
a. Determine the amount of annual depreciation by the straight-line method.
$fill in the blank 1
b. Determine the amount of depreciation for the first and second years computed by the double-declining-balance method. Do not round the double-declining balance rate. If required, round your answers to the nearest dollar.
Depreciation
Year 1 $fill in the blank 2
Year 2 $fill in the blank 3
Answers
The amount of annual depreciation by the straight-line method is $18,800.
Annual depreciationa. Annual depreciation
Annual depreciation=[($80,000 - $4,800) ÷ 4]
Annual depreciation=$18,800
b. Annual depreciation
Year 1 Annual depreciation= 10% × $80,000
Year 1 Annual depreciation = $8,000
Year 2 Annual depreciation= 10% × ($75,000 - $7,500)
Year 2 Annual depreciation = $7,520
Therefore the amount of annual depreciation by the straight-line method is $18,800.
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List and explain 2 non verbal behaviors that employees should be aware of when in virtual meetings.
Answers
Looking around- might be losing focus of the presenter
A company's image and reputation, how the outside world sees the product or company, is also called the company's
A. value proposition.
B. brand
C.logo
D.inventory
Answers
The goal of the review in a business presentation is to Multiple choice question. compel audience members to consider taking specific actions. lead audience members in participating in a dramatic demonstration. tie together the meaning of any visual aids used in the presentation. provide a brief evaluation of the speaker's reaction to audience members.
Answers
Answer:
provide a brief evaluation of the speaker's reaction to audience members.
Explanation:
In a business presentation review, the main objective is to provide a brief assessment of the speaker's reaction to audience members, that is, the objective is to share with the members of that company how business was conducted, what efforts were achieved and how company is moving into the market. Sharing a brief assessment of the speaker's reaction with members helps to create a sense of belonging to the company, identification of members and satisfaction with the results achieved, thus increasing reliability and appreciation at work, strengthening integration, productivity and organizational culture.
Which of the following best explains why a country might specialize in the production of a good?
O Consumers in the country only demand a single good.
O The country believes it is generally better to do one thing really well than multiple things.
The country cannot produce other goods and services.
Specialization allows the country to exchange for more of other goods than it could produce.
Answers
The best explanation for why a country might specialize in the production of a good is specialization allows the country to exchange for more of other goods than it could produce (option D).
Specialization in the production of a particular good enables a country to take advantage of its available resources, labor, and technology to produce that good more efficiently and at a lower cost compared to other countries. As a result, the country can sell its specialized good to other countries in exchange for other goods that it needs but cannot efficiently produce on its own.
For example, if a country specializes in the production of coffee, it can produce coffee beans at a lower cost and higher quality than other countries due to its favorable climate and available resources. The country can then trade its coffee for other goods that it cannot produce as efficiently, such as electronics or machinery.
Specialization also leads to increased productivity and efficiency, as workers can focus on producing a specific good and become highly skilled in that area. This can lead to technological advancements and innovations, which can further improve production efficiency and competitiveness in the global market.
In conclusion, specialization allows a country to leverage its strengths in the production of a specific good, trade it for other goods it needs, and increase productivity and competitiveness.
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TIME REMAINING
53:22
Which of these is a banking activity of the Fed?
printing money
regulating securities markets
storing money for banks
funding government programs
Answers
Answer:
C
Explanation:
Answer:
C
Explanation:
Wholemark is an Internet order business that sells one popular New Year greeting card once a year. The cost of the paper on which the card is printed is $0.40 per card, and the cost of printing is $0.10 per card. The company receives $3.75 per card sold. Since the cards have the current year printed on them, unsold cards have no salvage value. Their customers are from the four areas: Los Angeles, Santa Monica, Hollywood, and Pasadena. Based on past data, the number of customers from each of the four regions is normally distributed with mean 2,300 and standard deviation 200. (Assume these four are independent.)
What is the optimal production quantity for the card?
Answers
Answer:
≈ 9644 quantity of card
Explanation:
given data:
n = 4 regions/areas
mean demand = 2300
standard deviation = 200
cost of card (c) = $0.5
selling price (p) = $3.75
salvage value of card ( v ) = $ 0
The optimal production quantity for the card can be calculated using this formula below
= u + z (0.8667 ) * б
= 9200 + 1.110926 * 400
≈ 9644 quantity of card
First we have to find u
u = n * mean demand
= 4 * 2300 = 9200
next we find the value of Z
Z = ( \(\frac{p-c}{p-v}\) )
= ( 3.75 - 0.5 ) / 3.75 = 0.8667
Z( 0.8667 ) = 1.110926 ( using excel formula : NORMSINV (0.8667 )
next we find б
б = 200\(\sqrt{n}\) = 400
In Western culture, when you borrow ideas and words from other sources, you must cite them properly. Well-documented data from solid sources will help reinforce your professional credibility. Familiarize yourself with the kinds of materials and sources you need to document in business writing. Also, develop good research habits, and be aware of when and how to use quotations. Complete the following sentence.
It is important to document report data properly in order to:_________
Answers
Answer:
help reinforce your professional credibility.
It is important to document report data properly in order to help reinforce your professional credibility.
What is professional credibility?Esty, honesty, trustworthiness, and other qualities that make you who you are. Your education, experience, performance, and proven professional progress all contribute to your professional reputation.
Professional recognition is crucial because it increases our reputation and fosters confidence among the individuals we work with. Personal qualities that characterize you as a person, such as honesty, integrity, and trustworthiness, make up your personal credibility.
Your education, experience, performance, and clearly established professional job history and progression all contribute to your professional reputation.
Thus, to help reinforce your professional credibility.
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The ability to think strategically is a critical element for any organization to compete successfully and build the necessary competitive advantage needed for sustained superior performance. Managers and business leaders will be asked to make critical business decisions that will determine the future of the organization. Discuss how the business simulation will contribute to the development of these skills. What value can a new employee with the ability to think strategically bring to an organization? How do you intend to develop these skills over the length of the class?
Answers
Answer:
Answer 1:
A business reenactment is a domain that demonstrates sensible serious circumstances to pioneers in a setting where they stand up to jobs and have introduction to the all display. Members settle on choice without genuine dangers, giving them an encounter of basic interdependencies, to implement best practices, and test the devices they can representative to increase their organization's key execution pointers.
They are a magnificent instrument for incite instinct about cooperation’s among the factors that direct hierarchical presentation, additionally give a organized composite condition inside which pioneers can test, without chance and to comprehend cause-impact communications among factors. The bit of leeway with deference genuine world is they can attempt again in the event that they committed errors the first run through
Answer 2:
Extraordinary worth. Think deliberately is a key ability so as to increment authoritative execution, this capacity give a significant device to bargain settle on choices process every day, on the grounds that individuals can envision impacts of their own decisions in a sensible degree. It is definitely an important condition for advancement of developing pioneers.
Answer 3:
The thought is to manufacture huge mental models that fill in as a structure to effectively confront future circumstances.
This incentive contract is based on a target price of $260,000 withexpected costs of $240,000 and target incentive of $5,000.Thecontract specifies a share ratio of 80/20. If the actual cost is $249,000, what is the seller's final fee?A.$5,000,B.$13,800,C.$11,000,D.$7,200
Answers
The seller's final fee is $7,200. which is option D. based on the incentive contract.
The seller's final fee can be calculated by subtracting the target cost from the actual cost and multiplying it by the share ratio.
First, let's calculate the difference between the actual cost and the target cost:
Actual cost - Target cost = $249,000 - $240,000 = $9,000
Next, we multiply the difference by the share ratio:
$9,000 * (80/100) = $7,200
Therefore, the seller's final fee is $7,200.
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Aster Inc. uses the LIFO method for calculating its cost of goods sold and inventory. What was the total cost of goods sold on January 27th?
Answers
Answer:
The answer is 7,000
Explanation:I got it right on Plato/edmentum
According to the above material, there exist large differences between economic growth rate using traditional expenditure approach and the satellite night-light data. How do you evaluate the night-light data method? and can you identify several reasons why there exists such differences?
Answers
The use of satellite night-light data as a method to evaluate economic growth has both strengths and limitations. Reasons for Differences between Traditional Expenditure Approach and Night-light Data: Informal Economy, Data Limitations, Urbanization Bias and Structural Changes.
Here is an evaluation of the night-light data method and several reasons for the differences observed between the traditional expenditure approach and the night-light data:
Evaluation of the Night-light Data Method:
Objective and Timely: Satellite night-light data provides an objective and timely measure of economic activity. Wide Coverage: Night-light data can cover large geographical areas, including remote and inaccessible regions. Granularity: The data can be analyzed at a fine-grained level, allowing for detailed spatial analysis of economic patterns. This can help identify pockets of growth and disparities within regions.Reasons for Differences between Traditional Expenditure Approach and Night-light Data:
Informal Economy: The traditional expenditure approach relies on official economic data, which may not fully capture the informal sector. Data Limitations: Night-light data has its limitations. It primarily measures economic activity related to lighting, which may not capture other dimensions of economic growth such as services or knowledge-based industries. Urbanization Bias: Night-light data tends to be more representative of urban areas with higher population density and greater access to electricity. Structural Changes: The traditional expenditure approach focuses on consumption and investment, while night-light data primarily captures the energy consumption associated with lighting.For such more question on economic:
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Use the following to answer question 22: Fleeting Moscow Nights currently manufactures vodka as its main product. The costs per unit are as follows: Direct materials and direct labor $33 Variable overhead Fixed overhead Total 22. Fleeting Moscow Nights Inc has contacted Old Prof Mullen with an offer to sell him 5,000 bottles of premium KGB vodka for $54 each. If that Sly Old Prof makes his own KGB vodka, variable costs are $48 per unit (DM and DL = $33 and VOH = $15). Fixed costs are $24 per unit; however, $15 per unit is unavoidable. Should the Old Prof make or buy the vodka?
A) Buy; savings = $45,000
B) Buy; savings = $15,000
C) Make; savings = $30,000
D) Make; savings = $15,000
Answers
Answer:
hihihihihihi ola oal oaad
Greg got in over his head and kept buying things on his credit card that he couldn’t really afford. He ended up not being able to make payments on his card. What will happen because Greg failed to pay on his account?
Answers
Answer:
His account will be in default.
Explanation:
Defaulting on a loan means you've stopped making payments as agreed. How delinquent an account must become to be considered in default depends on the lender and the type of account.
Answer:
If you do not pay your credit card bill, you will have to pay late fees, have your interest rate increased, and it will damage your credit score.
Explanation:
Your debt could be sold to a collection agency and the collector of your debt could even sue you. You could even have your wages garnished.
how important is it to be inclusive of language that is not standardized?
Answers
Answer:
Inclusive language seeks to treat all people with respect, dignity, and impartiality.
Explanation:
Language is one of the most powerful tools we have as humans. It binds us. Instructs us. When used well, it creates a common understanding.
And it’s essential for creating an environment where everyone feels welcome and included.
Historically, language has left many out. Individuals and groups have been marginalized and discriminated against because of their culture, race and ethnicity, gender, sexual orientation, age, disability, socioeconomic status, appearance and more.
We can do better. Inclusive language seeks to treat all people with respect, dignity, and impartiality. It is constructed to bring everyone into the group and exclude no one.
It does ask something of us. It asks us to try. To change deeply embedded habits. To consider the implications of words and phrases that have long gone unchallenged. To dig deep into empathy and imagine an experience not our own.
Some of these language changes might seem unnecessary or even silly to some.
Which of the following is true? Question content area bottom Part 1 A. Direct materials are considered to be fixed costs. B. Manufacturing overhead is always a variable cost. C. A marginal cost is the cost of making one more unit. D. The average cost can be used to predict total costs at other volumes.
Answers
Marginal cost usually entails the cost of an additional unit.
The option that is actually true is:
C. A marginal cost is the cost of making one more unit.
Marginal CostMarginal cost is known to be the cost that is incurred for producing one more unit of a good. It usually includes all the costs that are incurred as there is a change in the level of production.
When a firm wants to expand their production and then decides to build a new firm, the cost of building that firm is marginal cost.
In order to calculate marginal cost, one can use the change in quantity to divide the change in production costs.
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the federal reserve monetizes the government's debt when: please choose the correct answer from the following choices, and then select the submit answer button. answer choices conventional monetary policy is ineffective, because nominal interest rates are up against the zero bound. it buys u.s. treasury bills on the open market. it sells u.s. treasury bills on the open market. it mandates the use of fiat money as a medium of exchange.
Answers
The federal reserve monetizes the government's debt when it buys u.s. treasury bills on the open market.
The time period treasury was first utilized in Classical times to describe the votive homes erected to residence gifts to the gods, together with the Siphnian Treasury in Delphi or many comparable buildings erected in Olympia, Greece through competing for metropolis-states to affect others all through the ancient Olympic video games.
A treasurer is a man or woman accountable for walking the treasury of a company. The sizeable middle features of a corporate treasurer include cash and liquidity management, anger management, and corporate finance.
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Anticipatory and response-based business models are the two ways used by firms to fulfill customer requirements. However, keeping in mind that there are fundamental differences amongst these two models, concentrate on the definitions and build on such differences to be able to fulfill the requirements of this learning engagement.
Answers
Anticipatory business model is the business type where everything is pre-defined and Response based business model is the one which have reduced the forecasting by joint planning.
What are types of business models?There are various kinds of business model, which business performs these days, it also depends upon the range of customers the business is dealing with. Some of the hem are-
Bundling model. ... Freemium model. ... Razor blades model. ... Product to service model. ... Crowdsourcing model. ... One-for-one model. ... Franchise model. ... Distribution model.Thus, both the business model concentrate on different things.
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i been seeing lonely people in crowded room-
covered in old heart break and new tattoos...
can you guess that song? I'll give brainilist
Answers
Answer:
Sam Fischer
The City
Answer:
If I'm correct it is This City by Sam Fischer
Explanation:
I listen to music a lot. :)
Thanks for da free points. :D
A chart of accounts
A is setup in alphabetical order
B includes account balances
C is a listing of all accounts used by a company
D all the above
Answers
Answer:
I think the answer is D) all the above.
Chrissy receives 200 shares of Chevron stock as a gift from her father. The stock cost her father $9,000 10 years ago and is worth $10,500 at the date of the gift. a. If Chrissy sells the stock for $12,500, calculate the amount of the gain or loss on the sale. $fill in the blank 515f94001054022_1 b. If Chrissy sells the stock for $4,600, calculate the amount of the gain or loss on the sale. $fill in the blank a9ba28057f9604d_1
Answers
Answer:
A. $3,500 gain
B. -$4,400 loss
Explanation:
A. Calculation for the amount of the gain or loss on the sale
Gain or loss on sale=$12,500-$9,000
Gain or loss on sale=$3,500 gain
Therefore the amount of the gain on the sale is $3,500
B.Calculation for the amount of the gain or loss on the sale
Gain or loss on sale=$4,600-$9,000
Gain or loss on sale=-$4,400 loss
Therefore the amount of the loss on the sale is
-$4,400 loss