a portfolio consists of $18,000 in stock m and $30,400 invested in stock n. the expected return on these stocks is 10.30 percent and 13.90 percent, respectively. what is the expected return on the portfolio? group of answer choices 12.10% 10.67% 13.23% 11.64% 12.56%

Answers

Answer 1

To calculate the expected return on a portfolio, we need to consider the weights of each stock in the portfolio and their respective expected returns. In this case, the portfolio consists of $18,000 invested in stock M and $30,400 invested in stock N.

Let's calculate the expected return on the portfolio:

Step 1: Calculate the total value of the portfolio by summing the investments in each stock:

Total Portfolio Value = $18,000 + $30,400 = $48,400

Step 2: Calculate the weights of each stock by dividing the individual investment by the total portfolio value:

Weight of Stock M = $18,000 / $48,400 = 0.3719 (approximately 37.19%)

Weight of Stock N = $30,400 / $48,400 = 0.6281 (approximately 62.81%)

Step 3: Calculate the expected return on the portfolio using the weighted average of the expected returns of each stock:

Expected Return on Portfolio = (Weight of Stock M × Expected Return of Stock M) + (Weight of Stock N × Expected Return of Stock N)

Expected Return on Portfolio = (0.3719 × 10.30%) + (0.6281 × 13.90%)

Expected Return on Portfolio = 3.8187% + 8.7386%

Expected Return on Portfolio = 12.5573%

Therefore, the expected return on the portfolio is approximately 12.56%.

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Related Questions

Your renters insurance deductible is $1000 and you lose a $1000 portable computer. How much will your renters insurance pay you? $1000 or $0.

Answers

Yes $1000 will be deductible even after the Loss of portable computer.

What is an insurance deductible?

It is the sum that must be paid before your insurance plan starts to cover the cost of covered health care services. For example, if you have a $1,000 deductible, you are responsible for the first $1000 of whole services. After you have paid your deductible, you typically only have to make a copayment. Deductibles are used by insurance companies to ensure that policyholders are invested in the process and will cover a portion of the cost of any claims. Deductibles act as a buffer against unexpected costs.

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Inseparability in services refers to the fact that.

Answers

Inseparability refers to : The consumer cannot distinguish between the service provider from the service itself.

What Is Service Inseparability?

Service inseparability means that the production and consumption of a service can't be separated from the provider of that service. It also requires that a customer is physically participating in the consumption of the service.

The above means every part of the experience is tied together. A customer can't separate the consumption of the service they've purchased from the provider.

Hence, Inseparability means consumer cannot distinguish between the service provider from the service itself.

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As the average hourly wage increases from $15 per hour to $16 per hour, the quantity demanded of snow blowers increases from 4,000 to 4, 450. What is the income elasticity of demand for snow blowers? Round your answer to the nearest hundredth. Your answer may be a positive or negative number. Provide your answer below:

Answers

1.41  is the income elasticity of demand for snow blowers.

The income elasticity of demand is calculated by dividing the percent change in quantity demanded by the percent change in income. Airline tickets, movies, restaurant meals, and automobiles are examples of income elastic products. As income rises, demand for income inelastic products and services rises only somewhat.

This category includes consumer essentials like toothpaste as well as'sin' products like tobacco and alcohol. The income elasticity of demand in economics refers to the responsiveness of the quantity sought for a good to changes in consumer income. It is calculated as the percentage change in quantity demanded divided by the percentage change in income.

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1. Define the oscopy approach in PCS coding.
2. Code the following scenario dividing the codes appropriately into the mom and baby charts: 29-year-old female presents for delivery. This is her third pregnancy. She is at 39 weeks of gestation. This is a normal pregnancy. After a normal delivery, she gives birth to a single liveborn. The little boy is circumcised on the second day without incident. Both mom and baby are discharged in good health.
3. Code the following scenario dividing the codes appropriately into the mom and baby charts: 36-year-old female presents for delivery. This is her first pregnancy. She has had a normal pregnancy without incident. She is 37 weeks gestation. This is a twin pregnancy. Baby A is delivered vaginally with low forceps and Baby B by C section. Both babies are fine.
4. Code the following scenario: 40-year-old multigravida presents for vaginal delivery in week 41. No problems during delivery. Single liveborn.
5. Code the following scenario: 26-year-old primigravida presents in week 38. Second-degree perineum tear. Single liveborn.
6. Code the following scenario: Baby born via C-Section transferred to Children's Hospital for Myelomeningioma with hydrocephalus. Code for Children's hospital.

Answers

1. Oscopy approach: Surgical instrument insertion method - open or percutaneous. 2. Mom: Normal delivery. Baby: Liveborn, circumcision. 3. Mom: Vaginal delivery with low forceps. Baby A: Vaginal delivery. Baby B: C-section. 4. Vaginal delivery of single liveborn at week 41. 5. Vaginal delivery, second-degree perineum tear, single liveborn. 6. Children's Hospital: Transfer for C-section-born baby with myelomeningioma and hydrocephalus. Code accordingly.

1. The term "oscopy" in PCS coding refers to the approach used during a surgical procedure. It is used to describe the method by which a surgical instrument or device is inserted into the body. The approach can be classified as either "open" or "percutaneous." An open approach involves making a larger incision to access the target area directly, while a percutaneous approach involves inserting instruments through the skin using a minimally invasive technique. The choice of approach depends on the specific procedure and the surgeon's preference.

2. For the given scenario, dividing the codes appropriately into the mom and baby charts would involve assigning diagnosis and procedure codes for each individual. In the mom's chart, you would code for the normal delivery and any relevant procedures or conditions related to the mother. In the baby's chart, you would code for the liveborn status, circumcision, and any other relevant procedures or conditions related to the baby.

3. In this scenario, coding appropriately into the mom and baby charts would involve assigning diagnosis and procedure codes for each individual. In the mom's chart, you would code for the normal pregnancy, twin pregnancy, vaginal delivery with low forceps, and any relevant procedures or conditions related to the mother. In the baby's chart, you would code for the C-section delivery, twin status, and any relevant procedures or conditions related to the babies.

4. For this scenario, the coding would involve assigning diagnosis and procedure codes for the vaginal delivery of a single liveborn baby in week 41 of gestation. The specific codes would depend on any additional procedures or conditions that may be present during the delivery.

5. In this scenario, the coding would involve assigning diagnosis and procedure codes for the perineum tear and the vaginal delivery of a single liveborn baby in week 38 of gestation. The specific codes would depend on the severity of the tear and any additional procedures or conditions that may be present during the delivery.

6. For the scenario involving the baby's transfer to Children's Hospital for myelomeningioma with hydrocephalus, you would need to code the diagnosis and any relevant procedures or conditions associated with the baby's condition. The specific codes would depend on the details provided in the scenario and the coding system used (such as ICD-10-CM for diagnosis coding and/or CPT or HCPCS for procedure coding). The codes should accurately reflect the baby's diagnosis and the reason for the transfer to Children's Hospital.

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Knowledge Check - Question 5

-

What's the term for reducing the price of an item in order to encourage sales?

A. Net profit

B. Margin

C. Markup

D. Markdown

Answers

The term for reducing the price of an item in order to encourage sales is D. Markdown. Markdown is a pricing strategy where the original selling price of a product is reduced in order to increase sales.

This can be done for a number of reasons such as to clear out old inventory, to compete with other retailers, or to stimulate demand for a product. When a retailer marks down the price of a product, they are essentially sacrificing potential profit in order to move the product off the shelves and generate revenue.

It's important to note that markdowns can have an impact on a company's net profit and margin. Net profit is the amount left over after all expenses have been deducted from revenue, while margin is the percentage of revenue that represents profit.

In summary, a markdown is a common pricing strategy used by retailers to increase sales and move products off the shelves. However, it's important to consider the impact of markdowns on net profit and margin before implementing this strategy.

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what is 4+4x=8. What would x be???

Answers

The value of x that satisfies the equation 4+4x=8 is x = 1.

How to find the value x

To solve for x in the equation 4+4x=8, we need to isolate x on one side of the equation.

First, we can simplify the left side of the equation by combining the like terms:

4 + 4x = 8

4x = 8 - 4

4x = 4

Next, we can solve for x by dividing both sides of the equation by 4:

4x/4 = 4/4

x = 1

Therefore, the value of x that satisfies the equation 4+4x=8 is x = 1.

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Bloom Corporation had the following 2020 income statement.
Sales revenue $200,000
Cost of goods sold 120,000
Gross profit 80,000
Operating expenses (includes depreciation
of $21,000) 50,000
Net income $ 30,000
The following accounts increased during 2020: Accounts Receivable $12,000, Inventory $11,000, and Accounts Payable $13,000. Prepare the cash flows from operating activities section of Bloom's 2020 statement of cash flows using the direct method.

Answers

The cash flows from operating activities section of Bloom Corporation's 2020 statement of cash flows using the direct method would show a net cash inflow of $15,000.

To prepare the cash flows from operating activities section of Bloom Corporation's 2020 statement of cash flows using the direct method:

Cash Flows from Operating Activities:

Cash received from customers (Sales revenue - Increase in Accounts Receivable)

= $200,000 - $12,000

= $188,000

Cash paid for inventory (Cost of goods sold + Increase in Inventory)

= $120,000 + $11,000

= $131,000

Cash paid for operating expenses (Operating expenses - Depreciation + Increase in Accounts Payable)

= $50,000 - $21,000 + $13,000

= $42,000

Net cash flows from operating activities

= Cash received from customers - Cash paid for inventory - Cash paid for operating expenses

= $188,000 - $131,000 - $42,000

= $15,000

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How can oligopoly fur when there are network affects and market feedback?
A. Firms will engage in limit pricing.
B. Firms will successfully drive out their competitors when they pick a market leader and match any price changes made by the leader.
C. Firms will invest in excess productive capacity to signal other firms that they can outlast their competitors in a price war.
D. A few firms may be able to capture most of the growth in demand that is caused by positive market feedback.

Answers

D. In Oligopoly  A few firms may be able to capture most of the growth in demand that is caused by positive market feedback.

Oligopoly can still occur in markets with network effects and market feedback, but the behavior of the firms involved may be influenced by these factors. In an oligopoly, a small number of firms dominate the market and have the ability to control prices and output. In markets with network effects, the value of a product or service increases as more people use it. For example, social networking sites like Facebok become more valuable as more people join and use the platform.

In markets with network effects, the behavior of firms may be influenced by the presence of other firms in the market. For example, a new entrant into a market with strong network effects may have difficulty gaining traction, even if it has a superior product, because users are already entrenched in the existing network. Market feedback, such as customer reviews and ratings, can also influence the behavior of firms in an oligopoly. Firms that receive negative feedback may have to adjust their products or services in order to remain competitive.

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Your Assignment, Part I
Imagine you have decided to start a business. This is your opportunity to select a
business endeavor that interests you and engage in the marketing process. Choose
wisely because you will work on building this business not only in this project, but
also in the projects for Units 3 and 4. You should answer all questions in a separate
document that you will hand in to your teacher.
First, think about the type of business you want to create. Will this business offer
mainly goods, services, or a combination of both? Here is a list of ideas to get you
started:
• Restaurant or catering company
• Company that sells specialty goods, such as sporting goods or electronic
devices
• Service-oriented company, such as dog-walking, web design, or tutoring
1. List the type of business you will have.

Answers

20

Explanation:

I took the text to day its 20

1. Describe ways in which past experience can affect customer expectations.

Answers

The customer expectations can anticipate receiving the same quality of service or perhaps better service than they had previously. The customer will also contrast the services provided by your company with those offered by your rivals.

The customer experience is impacted by people's expectations of your brand in several ways. Poor sales and low customer retention rates result from not meeting consumer expectations.

Understanding the elements that can affect purchasers' perceptions is essential to controlling expectations.

You may meet your clients' needs by taking these into account and understanding what they desire. Any group of behaviours or activities that people anticipate while dealing with a business are referred to as customer expectations.

Customers have traditionally anticipated the fundamentals, such as good service and reasonable prices, but modern consumers have considerably greater expectations, such as proactive service, individualised encounters, and integrated digital experiences. If these Implied Expectations are not satisfied, an experience may be derailed.

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In negative self talk, filtering is when a person _______. a. Focuses only on their problems, ignoring their successes b. Blames themselves for every problem, whether it was their fault or not c. Believes that every situation will end badly d. See themselves as a failure for not living up to impossible standards

Answers

Answer:

In negative self talk, filtering is when a person Focuses only on their problems, ignoring their successes

Explanation:

In negative self talk, filtering is when a person is being negative filtering positive stuff and turning it to something negative instead.

For example if someone passes a test but instead of being proud they feel as if they could have tried harder or gotten a higher grade, that person is filtering their success into negative things.

Hope this helps, Have a great day! :D

In negative self-talk, filtering is when a person focuses only on their problems, ignoring their successes. Thus, option A is the correct option.

What is negative self-talk?

When your inner voice is too critical and negative, it is said to be engaging in negative self-talk. It is gloomy and emphasizes the negative. Your self-esteem is damaged, and you are prevented from realizing your potential. It might give you the impression that you will fail even before you begin. Repetitive negative self-talk frequently doesn't correspond to reality.

Rumination, which is repeated with intrusive unpleasant thoughts, might result from it. You will experience negative thoughts about yourself most of the time. This might get you down, and it can be difficult to get back up once you're down. People with anxiety or depression frequently exhibit negative self-talk. It might be overwhelming and impossible to escape from the incessant negative talk.

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business entity that is usually owned by multiple stockholders and operates as a separate legal entity. a. limited liability company b. partnership c. corporation d. proprietorship

Answers

A corporation is a type of business entity where ownership is typically held by multiple stockholders, and it operates as an independent legal entity. Hnce option C is appropriate term.

Corporation is an organization that exists independently of the individuals who own it.

It is a separate entity with its own legal rights, privileges, and obligations.

At the state level in the United States, the formation of corporations takes place.

They are governed by a board of directors, which is elected by the shareholders (stockholders).

Corporations are usually owned by multiple stockholders.

Stockholders own shares in the company, which entitles them to a portion of the company's profits.

The amount of the profit share each stockholder receives is proportional to the number of shares they own.

This means that stockholders who own more shares have a greater say in how the company is run.

Corporations have several advantages over other business structures, including limited liability for the shareholders.

As a result, shareholders are solely responsible for the extent of their investment in the company, limiting their liability.

They are not personally responsible for the debts or obligations of the corporation.

Corporations also have the ability to raise capital by selling shares of stock to the public.

The major disadvantage of the corporation is the double taxation of profits.

The corporation pays taxes on its profits, and then the shareholders pay taxes on the dividends they receive.

Despite this disadvantage, corporations remain the most popular form of business entity in the United States.

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if you were to get money and i spend it your supposed to steal the rest back but they dont steal but if somebody steal your money you get it back

Answers

Answer:

yes but dont steal that wrong

Explanation:

if somebody takes somebody stuff tell the police no parents police get them arrested

Answer:

Lol

Explanation:

please help me with this match the column​ if i get perfect answer then i will give brainliest

please help me with this match the column if i get perfect answer then i will give brainliest

Answers

Answer:

what do you need help on

Explanation:

in a __________ economy, the government controls the economic system and does not allow private ownership of the means of production and distribution.

Answers

"In a command economy, the government controls the economic system and does not allow private ownership of the means of production and distribution".

In this type of economy, the government makes all the economic decisions and controls the allocation of resources, production, and distribution of goods and services. The government also determines the prices of goods and services and may control the employment and wages of workers.

This is in contrast to a market economy, where the forces of supply and demand determine prices, and private individuals or companies own and operate businesses, producing and distributing goods and services. Command economies are often associated with socialist or communist political systems, and they have been implemented in various countries throughout history.

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Pablo gets his dog’s hair cut every month. He pays $10 a cut, once a month. The salon is offering a new sale. The sale offers 1 cut per month, for 3 months for $25. Should Pablo get this new sale price?

Answers

Answer:

Yes , Pablo should get the new sale price

Explanation:

Before the new offer, Pablo spends a total of $30 for three months.

( $10 x 3 months).

With the new offer, It will cost Pablo $25 in hair cuts for three months.

The new price is cheaper by $5.

Pablo will save $5 with the new sale price.

A wholly owned subsidiary whose primary purpose is to finance sales of the parent company's products and services, provide wholesale financing to distributors of the parent company's products, and purchase receivables of the parent company is a

Answers

It should be noted that a wholly owned subsidiary whose primary purpose is to finance sales of the parent company's products and services is regarded as captive finance subsidiary.

Captive finance subsidiary serves as one that finance the sales of the the manufacturer, it helps with resources.

It also provide wholesale financing to distributors that are associated with parent company.

Therefore, Captive finance subsidiary serves as subsidiary whose primary purpose is to finance sales of the parent company's products

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Assume interest rate = 10% per year. What is the price of a 6-month put with strike 85, on a stock with a current price of 100 and volatility 40% p.a.?

Answers

A 6-month option with strike 85 on stock at 100 and volatility of 40% p.a. costs $6.62. A 6-month put with strike 85 on a stock with a 100 price and 40% annual volatility costs $6.62.

A put option offers the holder the right but not the obligation to sell the underlying asset at a certain price and time. European put option formula:

P = Ke^(-rT)N(-d2) - SN(-d1).

P: put option price K = stock price T=expiration time r= risk-free

interest rate N = cumulative normal

distributiond1

= [ln(S/K) + (r + 0.5σ²)T] / σ√T

d2 = d1 - σ√T

In this case, we have:\(S = 100K = 85T = 0.5 years \\r = 10% p.a.σ = 40% p.a.d1 = [ln(100/85) + (0.1 + 0.5(0.4)²)0.5] / (0.4√0.5) ≈ 0.378d2 = 0.378 - 0.4√0.5 ≈ 0.042\)

Using a standard normal distribution table, we find that:\(N(d1) ≈ 0.648N(d2) ≈ 0.521\)

Substituting these values into the put option formula:\(P = 85e^(-0.1(0.5))(0.521) - 100(0.648) ≈ $6.62.\)

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your project is in the planning stage. you first want to make the cost estimates for the planned project activities, and then you want to aggregate those costs. which process will you perform first?

Answers

You're currently planning your project. You should first evaluate the costs associated with the project's scheduled activities before averaging those costs. Create the HR Plan procedure that you'll use first.

Project cost management begins with what?

In order to identify what resources the project will require, the cost manager must first analyze the project's scope and requirements, which is the first phase of any cost management process. Including staff, money, time, tools, and equipment, resources are anything that helps a project get done.

How is a project evaluation technique used?

A system for project evaluation has existed for as long as there have been projects. Pre-project evaluation, continuing evaluation, and post-project evaluation are the three main categories or methodologies that project evaluation falls under when it comes to the science of project management.

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which answer reflects (in this order) a good, a service, and an idea that can be marketed?

Answers

The answers "a CD, a concert, and a souvenir T-shirt" reflects (in this order) a good, a service, and an idea that can be marketed according to the marketing orientation. The correct option is A.

The marketing orientation is the strategic method that focus on the identifying the consumers expectation, needs and their desires in order to summarize the new products to be developed.

The marketing orientation have the five marketing orientation is production marketing orientation, product orientation, sales orientation, societal orientation and the market orientation.

The four stage of marketing orientation is initiation, reconstitution, institutionalization and maintenance.

The question is incomplete, the complete question is here:

Which answer reflects (in this order) a good, a service, and an idea that can be marketed?

a. a CD, a concert, and a souvenir T-shirt

b. a souvenir T-shirt, a CD and a concert

c. a concert, a souvenir T-shirt, and a CD

d. None of these

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as part of a team you are assigned to create appointment to report one of your asses to put people together and another team sent them to you you already have the title page summary and introduction in the place next you should put the A.table of contents B.appendices C.main body D.conclusion and recommendation​

Answers

Answer: C.

Explanation:

How do you songwriters earn money from their songs

Answers

Answer:

Good question I think its because people buy there albums and

Explanation:

Answer:

they receive royalties

Explanation:

employers use which form to compute the amount of federal income tax to withhold?

Answers

Employers use Form W-4 to compute the amount of federal income tax to withhold from an employee's paycheck.

Form W-4, also known as the Employee's Withholding Certificate, is a tax form that employees complete and submit to their employers. The purpose of this form is to provide the employer with information necessary to calculate the appropriate amount of federal income tax to withhold from the employee's wages.

When an employee starts a new job or experiences changes in their personal or financial situation, such as getting married, having a child, or receiving additional sources of income, they need to update their Form W-4 to ensure the correct withholding amount. The form includes sections where employees can indicate their filing status, the number of allowances they wish to claim, and any additional amounts they want to withhold.

Employers use the information provided on the Form W-4, along with the IRS withholding tables and formulas, to determine the amount of federal income tax to deduct from each paycheck. This ensures that the appropriate amount of taxes is withheld throughout the year, reducing the likelihood of owing a large sum at tax time or receiving a significant refund.

It's important for employees to review their Form W-4 periodically and make adjustments as necessary to ensure accurate withholding based on their individual tax situation.

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what is the mathematical specification of the demand for money function in liquidity preference?

Answers

The mathematical specification of the demand for money function in liquidity preference is Md = L (Y, r).

The mathematical specification of the demand for money function in liquidity preference

The demand for money function in liquidity preference is a relationship between the demand for money and the interest rate. The demand for money function shows the amount of money people want to hold in terms of the interest rate. The mathematical expression of the demand for money function in liquidity preference is as follows:

Md = L (Y, r)

Where, Md represents the demand for money,

L represents the liquidity function

Y represents the level of income, and

r represents the interest rate.

The demand for money is inversely related to the interest rate. When the interest rate is high, the demand for money is low, and when the interest rate is low, the demand for money is high.

In conclusion, the mathematical specification of the demand for money function in liquidity preference is shown by the equation Md = L (Y, r)

where Md represents the demand for money, L represents the liquidity function, Y represents the level of income, and r represents the interest rate.

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Distinguish among corporate, business, and functional strategies. how does each strategy relate to hrm? why?

Answers

Corporate, business, and functional strategies are the three levels of strategic management that run across the organization and somehow, relate to Human Resource Management (HRM).

Corporate Strategy: It involves top-level management and represents the big-picture goal of an organization.

How: HRM takes a key role in shaping the corporate strategy of the organization and also ensures that the organization as a whole is working together to reach its goals.Why: The role of HRM directly contributes to the future success of the organization as HRM ensures that all actions are planned and integrated with the corporate strategy.

Business Strategy: It defines competitive advantages for each business department by delivering goods and values to customers based on the current market trend.

How: HRM analyzes the current market trends and aligns the organization working with those trends as well as provides the required resources.Why: HRM gives the organization an edge to compete by maximizing productivity and introducing products and services  to the market before the competitors.

Functional Strategy: It is a detailed working plan for achieving the organization’s goals within each business department.

How: HRM aligns goals from the top of the organization all the way down to the individual employees for increasing performance. Why: When employees with required skills are recruited it affects business in positive ways since human is the most valuable resource.

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(100 POINTS)How much money will i make my first week from dropshipping

Answers

I’d say you will probably make $100- $150 dollars.
i’ll say between 100 to 200

On January 1, the Elias Corporation issued 10% bonds with a face value of $113,000. The bonds are sold for $110,740. The bonds pay interest semiannually on June 30 and December 31 and the maturity date is December 31, ten years from now. Elias records straight-line amortization of the bond discount. The bond interest expense for the year ended December 31 of the first year is.

Answers

Answer:

The bond interest expense for the year ended December 31, of the first year is $5,650

Explanation:

We will need to calculate the total annual interest expense on the bond which we are given as 10% of the face value. We will then divide the total interest on the bond by 2 because the pays semi-annual interest.

Total interest expense on the bond will therefore be ; 10% × $113,000

= $11,300

Semi-annual interest expense will now be ;

= $11,300/2

= $5,650

The ability to understand people is ____ to the success of cosmetologist.

Answers

Answer:

Customer service

Explanation:

Hope this helps~! :D

List and explain ten factors to consider in preparing family income​

Answers

Answer:

1. Availability of Money:

The expenditure of a family depends upon the availability of money or total income of the family. It can afford to spend under various needs. In lower income group, families expenditure is more on food. Higher income group families spend more on recreation, education and luxuries etc.

2. The size and the composition of the family:

Expenditure depends upon the size and composition of the family. The size of the family means the number of adults and children. The more the mouths to eat the expenditure is more on food, clothing and shelter. With the growth of children, more will be spent on education and clothing. More will be spent towards transportation when the members go out of the house for work or study.

Composition of the family means the number of adults and children in the family. It also includes the number of males, females and old persons. For old persons, extra expenditure will be incurred towards health and medical expenses.

3. Stages of family life cycle:

Family life cycle plays an important role in spending money. At the beginning stage, most part of the family income is spent towards the establishment expenditure as a newly married couple starts their family life. In the expanding stage families need money for the children, their food, dress, education etc. Some families in the expanding stage spend more on purchasing durable household goods, furniture etc. In the contracting stage major expenditure is on wedding celebration of their children. During this stage, the family income is gradually reduced. So the expenditure should be cut short.

4. Occupation of the family members:

Sometimes expenditure of the family depends upon the occupation of the family members. In certain jobs, there are special benefits like free quarters, educational facilities for children, health and medical allowance, travelling allowance etc.

5. The needs and objectives of the family:

Expenditure will be done according to the needs and objectives of the family. For example, a family where young children are there, more will be spent for nutritious foods. Old people require health and medical expenses. Working women spend money for the servants as they do not find time to do the household work.

6. Resources:

Both human and material resources can make significant changes in the pattern of expenditure of a family. The abilities, skill, knowledge, interest, attitude and habits of the members of the family can be utilized for various purposes as supplementary income.

7. Locality of the family:

In rural areas more will be spent on food. But in urban areas the expenditure is more on education, recreation, transportation, accommodation etc.

8. Socio-economic status of the family:

The socio-economic status of the family is determined by its income, education level and occupation of the members. The higher the socio-economic status the expenditure will be more on interior decoration, higher education, club membership, accommodation, recreation etc. The total expenditure depends on the standard of living the family maintains.

9. Social and religious traditions:

Some families accept old and traditional values. So they spend more on marriages and religious festival.

10. Personal choice:

Expenditure depends upon the personal choice. For example, one person may have a liking for expensive perfumes and jewellery while another may have simple tastes. Expenditure is also affected by the measures taken in the family to make provision for the future like house building, higher education of children etc. The home-maker will be able to manage with her income by cutting out unnecessary and extravagant expenditure. “One must cut one’s coat according to his cloth.”

This saying is rightly proved in home management. Balancing of income and expenditure is the best way of money management. Whatever the income may be, the efficient management of money is a requisite for a happy, successful and peaceful family life.

Which is a characteristic of judging approach

Answers

Answer:

Clarity and Closure

Explanation

Judgers take a planned, ordered, and precisely calibrated approach to life, developing both short- and long-term plans to assist them in achieving their objectives. For them, schedules and "to-do" lists are consoling. They dislike uncertainty and change, preferring to know what they are getting into instead.

Those that have this preference feel more in control of their surroundings. They are disciplined and resolute, seeking resolution as soon as possible to reduce stress. Judgers struggle with open-ended plans because they have a "work first-play later" mentality. Instead of addressing issues as they arise, they would prefer to devise three distinct backup plans.

Judgers take their obligations and deadlines very seriously, both in business and in life. They are quite particular.

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