A positive balance that remains after total expenses are subtracted from total income.

a. true
b. false

when insurance companies take on the risk of loss or injury, it refers to the fact that no one can predict: trouble.

To learn more about  Insurance  refer,

https://brainly.com/question/28501076

#SPJ4

Answer:

1993×291

=579963 is the answer

Explanation:

1993

×291

1993

17937×

+3986××

579963

Answer:

Bank of America (NYSE:BAC) has had its fair share of missteps over the past decade, but it's also had successes. Topping the list for the latter is the progress it's made in mobile banking, which has enabled the bank to slash operating expenses in its consumer banking segment.

You can get a sense for Bank of America's success in this regard by looking at the number of people who use its mobile application. In the most recent quarter, the bank boasted 19.6 million active mobile users. That's five times the number it had in 2009. To put this in perspective, Bank of America has 60 million total clients within 45 million households.

The impact on Bank of America's transaction mix has been dramatic. Mobile check deposits are up by a factor of 10 since 2012, and now account for 16% of all deposit transactions at the North Carolina-based bank. If you also factor in ATM transactions, two-thirds of Bank of America's deposit transactions are now automated. That compares to only 35% in 2009.

Explanation:

Answer:

economic

Explanation:

Globalization can be defined as the strategic process which involves the integration of various markets across the world to form a large global marketplace. Thus, globalization makes it possible for various organizations to produce goods and services that is used by consumers across the world.

Economic forces can be defined as the factors that influence and determine the level of success, competitiveness and the direction of the economy in which a business firm operates in

In this scenario, Dunkin Donuts is currently examining the economic forces in its environmental analysis.

Basically, economic forces include the inflation rate, standards of living, unemployment rate, credit, law, purchasing power, tax rates, government policies, and income distribution of a particular country.

The correct option is A). By corporations and state, local, and federal governments.

Bonds are the type of securities that are issued by the government  and corporations when they want to raise money.

The investors buys the bond directly with the motive of holding them until it gets mature in order to earn profit from the interest they earn.

Few examples of the bonds are treasury bills, treasury notes, savings bonds etc.

Learn more about the bonds here:-

https://brainly.com/question/17405470

#SPJ1

Answer:

What's the question? :) I'm an econ major btw.  

Explanation:

Answer: C. Purchase facultative reinsurance and write the policy

Explanation:

The options are:.

A. Purchase another treaty and write the policy

B. Decline the business for reinsurance reasons

C. Purchase facultative reinsurance and write the policy

D. Cede the policy to the existing treaty if the risk is acceptable

Based on the information given, we should note that in a case whereby an application is submitted for a home which falls within the directive and Aurora does not wish to retain the entire risk, the best method of handling this submission will be to buy a facultative reinsurance and then write the policy.

A facultative reinsurance is the coverage that is bought by a primary insurer in order to cover a particular risk. Hence, it'll be used to cover the single risk in this case.

The type of insurance policy that is designed for apartment and commercial buildings and offers a "package" of standard commercial coverage is known as a Business Owners Policy (BOP). A BOP combines multiple coverages into a single policy, making it convenient and cost-effective for small businesses, including apartment and commercial building owners.

Here is a step-by-step explanation of a BOP:
1. Standard commercial coverages: A BOP typically includes property insurance, which protects the building and its contents against damage from fire, theft, or other covered perils. It also includes general liability insurance, which provides coverage for bodily injury or property damage that occurs on the premises.
2. Additional coverages: In addition to standard commercial coverages, a BOP may offer additional coverages like business interruption insurance, which helps replace lost income if the property becomes uninhabitable due to a covered loss.
3. Cost savings: By bundling multiple coverages into one policy, a BOP often offers cost savings compared to purchasing individual policies for each coverage.
4. Customization: BOPs can be customized based on the specific needs of the business. Optional coverages such as equipment breakdown, crime insurance, or professional liability can be added to the policy.
In summary, a Business Owners Policy (BOP) is a type of insurance policy that is designed for apartment and commercial buildings. It offers a "package" of standard commercial coverage, combining property insurance and general liability insurance into one convenient policy. Additionally, BOPs can be customized with additional coverages to meet the specific needs of the business.

Learn more about: insurance policy

https://brainly.com/question/24984403

#SPJ11

The type of insurance policy designed for apartment and commercial buildings that offers a "package" of standard commercial coverage is called a Business Owners Policy (BOP).  

A Business Owners Policy is a comprehensive insurance policy specifically designed for small to medium-sized businesses, including apartment and commercial buildings. It combines several types of coverage into one package, providing a convenient and cost-effective solution for business owners.

Here are some key features of a Business Owners Policy:

1. Property Coverage: This coverage protects the physical property of the building, including the structure itself, as well as equipment, inventory, and other assets. It covers damage or loss due to events such as fire, vandalism, theft, or natural disasters.

2. General Liability Coverage: This coverage protects against claims of bodily injury or property damage that occur on the premises of the building. For example, if a visitor slips and falls in the lobby, general liability coverage would help cover the medical expenses or legal fees associated with the incident.

3. Business Interruption Coverage: This coverage provides financial protection in case of a temporary shutdown or interruption of business operations due to a covered event, such as a fire or natural disaster. It can help cover lost income and ongoing expenses during the interruption period.

4. Additional Coverages: A Business Owners Policy may also include other types of coverage, such as equipment breakdown coverage, crime coverage, and cyber liability coverage, depending on the specific needs of the business.

By bundling these coverages together, a Business Owners Policy offers a convenient and cost-effective solution for apartment and commercial building owners, providing comprehensive protection against a range of potential risks and liabilities.

Remember to always consult with an insurance professional or broker to determine the specific coverage and policy details that best suit your needs.

To know more about BOP visit :

brainly.com/question/32102192

#SPJ11

Answer:

get each individual to state the problem from his or her viewpoint.

Explanation:

The first step that managers should take to resolve a conflict within a diverse team is to get each individual to state the problem from his or her viewpoint.

Answer:

get each individual to state the problem from his or her viewpoint

Explanation:

that is the correct answer and here is why the first step for resolving a conflict within a diverse team is to get each individual to state the problem from his or her viewpoint.

Answer:

D. something one cannot live without

Explanation:

In personal finance, one makes decisions based on needs vs. wants. Something one cannot live without is considered a need. The correct option is d.

Personal finance is a term that covers managing your money as well as saving and investing. It encompasses budgeting, banking, insurance, mortgages, investments, retirement, tax, and estate planning. The term often refers to the entire industry that provides financial services to individuals and households and advises them about financial and investment opportunities.

Individual goals and desires and a plan to fulfil those needs within your financial constraints also impact how you approach the above items. To make the most of your income and savings, it’s essential to become financially savvy it will help you distinguish between good and bad advice and make intelligent financial decisions. Personal finance is about meeting your personal financial goals.

The five areas of personal finance are income, saving, spending, investing, and protection.

Learn more about finance, here:

https://brainly.com/question/28066148

#SPJ5

Answer:

as the price of an item goes up, suppliers will attempt to maximize their profits by increasing the quantity offered for sale.

Explanation:

Answer:

there is 12,548,067 13 year old female children in the U.S that is 17% per a 2019 survey

Savings accounts come in a variety of varieties, and they are not all the same. Traditional savings accounts, high-yield savings accounts, money market savings accounts, certificates of deposit, cash management savings accounts, and speciality savings accounts are available.

From 1911 through 1967, the United States ran a postal savings program that allowed people to deposit money in accounts secured by the government and generating interest. However, as commercial banks raised the interest rates on savings accounts, the Postal Savings System's popularity fell, and the program was abandoned in 1967.

The outcomes are guaranteed because this post office initiative is sponsored by the Indian government. The interest rate for the current quarter is 6.8%. (October 2022–December 2022). This fixed-income savings plan has a five-year term. Therefore, the lock-in time is also five years.

Learn more about postal service​: https://brainly.com/question/907787

#SPJ1

The effect of an error resulting in an understatement of ending inventory is to overstate cost of goods sold (COGS) and reduce gross profit.

The understatement of ending inventory, also referred to as closing stock, has a significant effect on the calculation of cost of goods sold (COGS) and gross profit. The COGS is the cost of the goods that a company sold during a specific period, while the gross profit is the excess of net sales over COGS. When the ending inventory is understated, COGS will be overstated and gross profit will be reduced by the same amount. This is because the cost of goods sold would have been lower if the ending inventory was recorded correctly. As a result, the company's net income and taxes will be affected.

Know more about COGS here:

https://brainly.com/question/17316734

#SPJ11

A person with the conventional Holland personality type would have a good career in accounting.

Such a person would be one that has a likeness with numbers and also loves to record things in an orderly manner.

This person is one who loves working with records in a way that is systematic as well as in an orderly fashion.

People with these characteristics are said to be good in the world of business and are good at setting plans.

Read more on https://brainly.com/question/10724349?referrer=searchResults

Answer:

You should call your manager or supervisor. It is not your responsibility to cover for someone else. You could also call in someone else in the position to see if they wanted to come in. explain the situation, you ask to be relieved or get paid double time for overtime, if that is not an option close up shop, and make sure everything is secure and locked up properly, then go home. You have done everything you are supposed to do, now the responsibility rests with your boss.

If the individual who is scheduled to begin working at 6 p.m. does not show up, you should contact your supervisor or manager after calling the coworker.

Try to reach them by phone or text message. If you can't reach them, try calling their home or checking their social media to see if they have posted anything about their whereabouts.

Let your supervisor know that your coworker has not shown up for work and that you are unsure of what to do. They may be able to reach your coworker or find someone else to cover the shift.

Find out more on work shifts at https://brainly.com/question/17237435

#SPJ2

Before an organization can plan a course of action, it must first conduct an environmental analysis and determine the internal and external factors that affect the organization's success.

The organization must evaluate the market's needs and wants, as well as the competition's strengths and weaknesses. This information will assist the organization in developing a strategy that takes advantage of opportunities while addressing threats and weaknesses.Adapting and releasing new products in the market is a key component of strategic planning. Organizations that want to stay ahead of the competition must constantly innovate and find new ways to meet customer needs and wants.

To do this, they must conduct thorough research and development, analyze customer feedback, and continuously improve their products. This will not only help them maintain their current market position but also help them expand and grow their business in the future.

A natural investigation is an essential method used to distinguish all interior and outside factors that could influence an organization's prosperity. A company's strengths and weaknesses are shown by its internal components, while its opportunities and risks are shown by its external components.

Know more about environmental analysis, here:

https://brainly.com/question/30788469

#SPJ11

Answer:

$300,000

Explanation:

The grant of $300,000 happens not to have any restrictions mentioned alongside it in the question and as such will be declared or reported as revenue as an unrestricted grant. This is acceptable by the Governmental Accounting Standards Board, GASB.

Cheers

Answer:  The answers are: Sabir was raised in a Muslim family, Jean has parents who have strong political views, and Bao grew up participating in Chinese cultural activities.

                                                     Hope this helps :)

If you believe that interest rates will go up, choosing variable-rate loans could be a good investment option.  interest rates are tied to a benchmark rate, resulting in higher profits when rates increase. Therefore, the correct answer is Option B.

Variable-rate loans are loans whose interest rates are adjusted periodically based on a benchmark rate such as the prime rate or LIBOR. As interest rates rise, the interest rate on variable-rate loans also goes up, which means the investor can earn higher returns.

In contrast, long-term bonds tend to lose value when interest rates rise, because the interest rate on these bonds becomes less attractive relative to newly issued bonds with higher rates.

Similarly, short-term savings instruments like certificates of deposit (CDs) and savings accounts typically offer lower rates than variable-rate loans, so their returns may not keep pace with rising interest rates.

Stocks are generally not directly impacted by changes in interest rates, although rising rates can lead to higher borrowing costs for companies, which can reduce their profitability and potentially lower stock prices.

In summary, if you believe that interest rates will go up, choosing variable-rate loans could be a good investment option as their interest rates are adjusted periodically based on a benchmark rate and can provide higher returns as rates rise. Therefore, the correct answer is Option B.

To know more about interest rates refer here:

https://brainly.com/question/31250288#

#SPJ11

The best equation to show her the income from her plan is (( Tree income per hectare) x total hectares x 0.4) + (( Vegetable income per hectare) x total hectares x 0.6)

Trees will cover 40% of the field. The income would be

= Amount earned from trees per hectare x Number of hectares used by trees

Number of hectares used by trees = 40% x Total number of hectares

Income from trees will be:

= Amount earned from trees per hectare x 40% x Total number of hectares

= Tree income per hectare x 0.4 x Total hectares

Applying the same method as above:

= Amount earned from vegetables per hectare x 60% x Total number of hectares

= Vegetable income per hectare x 0.4 x Total hectares

= Sum of both

= (( Tree income per hectare) x total hectares x 0.4) + (( Vegetable income per hectare) x total hectares x 0.6)

Find out more on benefits of diversification at https://brainly.com/question/14081320.

Answer: Speaker A

Explanation: Just took the quiz

The speaker that is most likely to make high-risk investments is Speaker B. Hence, Option B is correct.

A high-risk investment is one in which there is either a large percentage chance of loss of capital or underperformance—or a relatively high chance of a devastating loss. It may offer the chance of higher returns than other investments might produce, but it also puts your money at a higher risk.

It has advantages also. Some of the major advantages are: investors can earn huge returns in a very short period of time; investors are able to purchase and sell the securities with ease; investors can earn capital gains as well as dividends on their investments; and many more.

Therefore, Option B is correct.

Learn more about high risk investments from here:

https://brainly.com/question/18214741

#SPJ5

Workers at Willow Run, a factory in Michigan during World War II, were involved in the mass production of the B-24 Liberator long-range bombers.

The assembly time for a single B-24 Liberator at Willow Run varied over the course of the war due to improvements in production processes and worker efficiency. Initially, the assembly time for a single B-24 Liberator at Willow Run was around 1,440 man-hours, but this was eventually reduced to approximately 354, and later to 300 man-hours per aircraft. The production time was significantly shortened as the factory and workers became more experienced and efficient.

learn more about  Liberator here:

https://brainly.com/question/11840471

#SPJ11

Explanation:

325 I think buy I am not sure.

Consumers in various ways can help their community:

To learn more about consumers from the given link:

https://brainly.com/question/380037

#SPJ9

It is true that FICA is a mandatory wage deduction. The FICA tax rate is 7.65%, which is composed of Social Security tax (6.2%) and Medicare tax (1.45%).

FICA is the US federal payroll tax. The FICA tax consists of Social Security tax and Medicare tax. Social Security is a federal program that provides benefits to retired, disabled, and minor children of deceased workers. Medicare is a government program that provides hospital insurance benefits to older people.

There is no exemption from paying payroll taxes in the FICA, which funds the Social Security and Medicare programs. As long as you have a payroll job, FICA taxes will be withheld from your paycheck.

FICA taxes support federal Social Security and Medicare programs. The total amount to be paid in each pay period is 15.3% of the individual's wages, half of which is paid by the employee and the other half by the employer.

To learn more about FICA visit:

https://brainly.com/question/30006342

#SPJ4

Answer:

It's the ability of the consumer to be able to control the supply and demand and prices of products through their actions

Explanation:

because that Is the actual definition

The careers  that needed supervision of others are  welder and foreman. Thus option (a) and (b) are correct.

A welder is a skilled tradesperson who specializes in joining pieces of metal or thermoplastics together using various welding techniques.

Welders must have a good understanding of welding techniques and materials, as well as safety practices and regulations. They use a variety of tools and equipment such as welding machines, cutting tools.

The  welder and foreman are the professions that need supervision of others. Therefore, option (a) and (b) are correct.

Learn more about welder here:

https://brainly.com/question/2836725

#SPJ1