You need to be authorized to offer securities and sponsored by a brokerage firm that is registered with FINRA in order to become a registered representative.
What Is a Registered Representative (RR)?An individual who works for a client-facing financial institution, such as a brokerage firm, and represents customers who are trading investment goods and securities is known as a registered representative (RR). Employed as brokers, financial consultants, or portfolio managers are registered representatives.The Financial Industry Regulatory Authority (FINRA) and the Securities and Exchange Commission govern registered representatives, who are required to pass examinations for licenses. RRs must also follow the suitability requirement. Before a business can suggest an investment to an investor, the investment must satisfy the appropriateness requirements established in FINRA Rule 2111.To Learn more About registered representative refer to:
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Chip and Karla are parents of a young child. They expect their child to attend college exactly 13 years from today, and they wish to have accumulated the amount of $112000 when their child reaches college. In order to meet their goal, they will begin making MONTHLY contributions to a special account devoted to the retirement goal. Contributions to this account will begin one month from today, and will continue placing equal monthly amounts into her retirement account for the next 13 years. What minimum amount needs to be placed in the college savings account at the end of each month so that they will reach their goal if the annual interest rate is 3.40%.
By calculating the monthly contribution amount needed to accumulate $112,000 in 13 years, considering a monthly compounding interest rate of 0.2833% (3.40% divided by 12), the minimum monthly contribution would be approximately $614.22.
To determine the minimum amount Chip and Karla need to contribute to their college savings account at the end of each month, we can use the formula for the future value of an ordinary annuity.
The future value of an ordinary annuity formula can be used to calculate the monthly contribution needed:
Future Value = Monthly Contribution * [(1 + r)^n - 1] / r
Where:
Future Value = $112,000 (the desired accumulated amount)
r = 0.2833% (the monthly compounding interest rate)
n = 13 years (the time period in months)
Plugging in the known values, we can solve for the monthly contribution:
$112,000 = Monthly Contribution * [(1 + 0.002833)^156 - 1] / 0.002833
Simplifying the equation:
$112,000 = Monthly Contribution * [1.002833^156 - 1] / 0.002833
$112,000 = Monthly Contribution * [1.574443 - 1] / 0.002833
$112,000 = Monthly Contribution * 0.574443 / 0.002833
Monthly Contribution = $112,000 * 0.002833 / 0.574443
Monthly Contribution ≈ $614.22
Therefore, the minimum amount Chip and Karla need to contribute to their college savings account at the end of each month, considering an annual interest rate of 3.40% (monthly interest rate of 0.2833%), in order to accumulate $112,000 in 13 years is approximately $614.22.
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a project selection decision involves making a choice among two or more alternatives; the managerial activities involved in preparing a presentation of alternatives are most likely to result from
understanding the right depreciation schedule to use month-end closing of active ledger accounts end of year independent audit engineering economic analysis.
Answer:
Explanation:
The managerial activities involved in preparing a presentation of alternatives for a project selection decision are most likely to result from an engineering economic analysis. An engineering economic analysis involves the systematic evaluation of the economic feasibility of different project alternatives, taking into account factors such as initial investment costs, operating costs, revenues, and salvage value. By conducting an engineering economic analysis, managers can compare the costs and benefits of different project alternatives and make an informed decision based on the best available information. Understanding the right depreciation schedule to use, month-end closing of active ledger accounts, and end-of-year independent audit may also be important considerations in the project selection decision, but they are not directly related to the evaluation of project alternatives.
The decision-making process encompasses all the steps required to resolve a problem, starting with its identification and ending with the implementation of the preferred option; as a result, it is framed in the resolution of issues for which alternate solutions must be sought.
When only decision-making is mentioned, it refers to a step in the process, and there must be at least two other options available; otherwise, the choice would be reduced to whether to carry out the related action or not.
The decision-making process outlined here must have a presumption, be logically applied or "done as should be done," and produce a normative model or prescriptive model that serves as an objective guide to choosing the best course of action.
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Which of the following would the stock market be considered?
y
What are the two costs used to compare credit offers?
I
Question 2 (5 points)
What is the difference between simple and compound interest?
Answer:
#2Simple interest is interest paid only on the original investment whereas compound interest paid both on the original investment and on all interest that has been added to the original investment. Since compound interest is calculated based on a larger amount than simple interest, it results in a larger amount of money over time.
an accounting firm realizes it is woefully inadequate at cultivating new clients. it is allowed to observe a rival firm perform the new-client cultivation process in hopes of gleaning improved methods it can adopt. this is an example of:
It is permitted to watch how a competing business develops new clients in an effort to learn more effective strategies that it can use.
Why is strategy important? What is it?One of the most widely used definitions of strategy is that it is a process for long-term planning and directing operations toward a certain objective. These objectives are centered on increasing revenues and are mostly driven by expansion in business.
Why are tactics so crucial?Our business's purpose is defined and given a set of values by our strategy. It aids in our understanding of what success actually entails. It offers a route for our company, outlines our destination, and recommends helpful rest stops along the way.
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The demand curve for a monopoly is: the sum of the supply curves of all the firms in the monopoly's industry. the market demand curve. horizontal because no firm can enter the market. the sum of the demand curves of all the firms in the monopoly's industry.
The demand curve for a monopoly is the market demand curve. This curve represents the quantity of a good or service that consumers are willing and able to purchase at different price levels. The correct answer is option B.
In a monopoly, there is only one seller of a particular product or service, which gives the firm the power to set prices. This means that the demand curve facing the monopoly is downward sloping, meaning that as prices increase, quantity demanded decreases.
It is important to note that the demand curve for a monopoly differs from that of a perfectly competitive market. In a competitive market, there are many firms selling identical products, which means that each firm faces a horizontal demand curve. This is because the firm is a price taker, and cannot influence the market price. However, in a monopoly, the firm is a price maker, and has the ability to influence the market price by adjusting its own output.
Overall, understanding the demand curve is essential for firms in all types of markets. By analyzing the relationship between price and quantity demanded, firms can determine the optimal level of production and pricing strategy to maximize profits. In a monopoly, the demand curve is particularly important, as it represents the only source of market power for the firm.
Thus, option B is the right answer.
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what is the definition of inventory stock
Answer:
they are goods and materials that a business holds for the ultimate goal of resale or repair
Which is not one of the main sections of a resume?
A. contact information
B. salary requirement
C. education
D. work experience
Answer:
B. salary requirement
Explanation:
Salary is typically posted in the job description or negotiated by the employer/employee as part of the hiring process
Which of the following would be appropriate for either a man or a woman to wear to an important meeting with a potential investor?
A.
A business suit
B.
Khaki pants and a nice shirt
C.
Overalls and a flannel shirt
D.
Jeans and a clean white T-shirt
A business suit would be most appropriate attire for either a man or a woman to wear to an important meeting with a potential investor.
What is a business suit?A business suit is a type of formal attire typically worn in professional or business settings. It typically consists of a matching jacket and trousers or skirt, made from a high-quality, often woolen fabric, and often in a neutral color such as black, navy blue, or grey. The jacket may have two or three buttons, and the trousers are usually tailored and fitted. A business suit is usually worn with a dress shirt and a necktie, although in some settings, a tie may not be necessary. Business suits are typically associated with corporate or business environments, and are worn to convey a professional and polished appearance. They are often worn in interviews, meetings, and other formal occasions.
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An investor wants to determine which stock has more consistent monthly returns and is less risky (volatile).
Stock A: A Japanese stock (A) demoninated in yen with returns: 2%, 4%, 10%
Stock B: A US stock (B) demoninated in US dollars returns were: -1%, 2%, 8%
A. Stock B has a lower standard and is more consistent.
B. Stock A has a lower coefficent of variation and is more consistent.
C. Stock A has a lower standard and is more consistent.
D. Stock B has a lower coefficent of variation and is more consistent.
The lower coefficient of variation will indicate more consistent returns. Therefore, the correct answer is C.
Stock A has a lower standard anT is more consistent.How to determine which stock has more consistent monthly returns and is less risky?A Japanese stock (A) demoninated in yen with returns: 2%, 4%, 10%Stock B: A US stock (B) demoninated in US dollars returns were: -1%, 2%, 8%To determine which stock has more consistent monthly returns and is less risky (volatile), the standard deviation (SD) and the coefficient of variation (CV) can be calculated.
Using the given returns, we can calculate the SD and CV of each stock:Stock A:SD = 3.10%CV = 0.79Stock B:SD = 4.18%CV = 1.49Therefore, Stock A has a lower standard deviation and coefficient of variation, indicating that it has more consistent monthly returns and is less risky (volatile).Answer: C. Stock A has a lower standard and is more consistent.
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Planning, implementing, and controlling the physical flow of a product from its point of origin to its point of consumption is called
The planning, implementing, and controlling the physical flow of a product from its point of origin to its point of consumption is distribution.
What is distribution?It should be noted that distribution simply means the process through which goods move from the producers to the consumers.
It is the planning, implementing, and controlling the physical flow of a product from its point of origin to its point of consumption.
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Given the current status of the U.S. economy—a slow recovery from a severe, pandemic-induced economic downturn, relatively high unemployment, moderate inflation, and an enormous national debt level—what aggregate demand policy would you recommend as the single most important course of action needed to address the current status of the U.S. economy?
Why do you believe that your recommended course of action will be successful in improving the current performance level of the U.S. economy?
To address the current state of the U.S. economy, implementing expansionary fiscal policy through increased government spending and/or reduced taxes would be recommended. This can stimulate spending, boost aggregate demand, and improve economic performance.
Based on economic principles, during a slow recovery with high unemployment, a recommended aggregate demand policy would be an expansionary fiscal policy. This involves increasing government spending and/or reducing taxes to stimulate consumer and business spending, thus boosting aggregate demand.
Expanding government spending can create job opportunities, leading to increased employment levels. Reducing taxes puts more money in consumers' pockets, encouraging them to spend more, which can further stimulate economic activity. These measures aim to increase overall spending, leading to increased production, job creation, and economic growth.
The effectiveness of expansionary fiscal policy depends on various factors such as the magnitude of the stimulus, timing, and efficiency of spending. It also requires careful management to ensure fiscal sustainability and avoid excessive inflation or further accumulation of the national debt. Implementing such policies alongside measures to address structural issues and promote long-term economic growth can contribute to improving the overall performance of the U.S. economy.
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Unlike price ceilings, price floors lead to very positive effects when properly implemented.
a. True
b. False
This is untrue; price floors have several unforeseen consequences which are rarely acknowledged the decision-makers. Price ceilings prevent an increase in price from going over a certain point.
What function do policymakers serve?The function of the law maker is to act as a conduit for information gathering through study and consultation, to distil and extrapolate from the information a policy or collection of policies that help to forward the chosen course of action.
What kind of people make policy?The policy maker is a person who develops concepts and strategies, particularly those used by an organisation or a government. The US president, a school system, a company's executive committee, and a mayor are all examples of policy makers.
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"COMPUTER SHOP"
Management Theory
Management Plan/Sustainability Plan
The computer store may embrace TQM as its management philosophy (TQM). TQM is a management strategy that places an emphasis on enhancing the quality of products and services continuously.
Does TQM involve ongoing improvement? Why?TQM is centred on enhancing organisational processes continuously to produce high-quality goods and services. Doing things correctly the first time and every time is TQM's ideal objective. The final arbiter of quality is the consumer. Quality cannot be raised without suffering considerable production losses.
Whole quality management definition TQM as a method of management?Total Quality Management (TQM) is a management paradigm based on the idea that by having all of an organization's members, from entry-level employees to its highest ranking executives
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Which provision states that the insurance company must pay claims immediately?
A) Payment of Claims
B) Legal Actions
C) Relation of Earnings to Insurance
D) Time of Payment of Claims
The provision that states that the insurance company must pay claims immediately is option D) Time of Payment of Claims.
This provision typically outlines the timeframe within which an insurance company must make payment after a valid claim has been submitted.
The specific time frame can vary depending on the insurance policy and local regulations.
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Complete a departmental expense allocation spreadsheet for Marathon Running Shop. The spreadsheet should assign (1) direct expenses to each of the four departments, (2) the $64,000 of utilities expense to the four departments on the basis of floor space occupied, (3) the advertising department’s expenses to the two operating departments on the basis of the number of ads placed that promoted a department’s products, and (4) the administrative department’s expenses to the two operating departments based on the amount of sales.
Question Completion:
Marathon Running Shop has two service departments (advertising and administrative) and two operating departments (shoes and clothing). The table that follows shows the direct expenses incurred and square footage occupied by all four departments, as well as total sales for the two operating departments for the year 2017
Direct Expenses Square Feet Sales
Department
Advertising $ 18,000 1,120
Administrative 25,000 1,400
Shoes 103,000 7,140 $273,000
Clothing 15,000 4,340 77,000
The advertising department developed and distributed 120 advertisements during the year. Of these, 90 promoted shoes and 30 promoted clothing. Utilities expense of $64,000 is an indirect expense to all departments.
Answer:
Marathon Running Shop
Allocation of service departments' costs to the operating departments:
Service Departments Operating Departments Total
Advertising Administrative Shoes Clothing
Departmental $18,000 $25,000 $103,000 $15,000 $161,000
Utilities 5,120 6,400 32,640 19,840 64,000
After Utilities 23,120 31,400 135,640 34,840 $225,000
Advertising -23,120 17,340 5,780 0
Administrative -31,400 24,492 6,908 0
Total allocated costs $177,472 $47,528 $225,000
Explanation:
a) Data and Calculations:
Direct Expenses Square Feet Sales
Department
Advertising $ 18,000 1,120
Administrative 25,000 1,400
Shoes 103,000 7,140 $273,000
Clothing 15,000 4,340 77,000
Total $161,000 14,000 $350,000
Allocation of Utilities Expense of $64,000
Rate
Advertising (1,120/14,000 * $64,000) = $5,120
Administrative (1,400/14,000 * $64,000) = $6,400
Shoes (7,140/14,000 * $64,000) = $32,640
Clothing (4,340/14,000 * $64,000) = $19,840
Advertising $ 18,000 + $5,120 = $23,120
Administrative 25,000 + $6,400 = $31,400
Shoes 103,000 + $32,640 = $135,640
Clothing 15,000 + $19,840 = $34,840
Advertising expenses consumed by:
Shoes 90/120 * $23,120 = $17,340
Clothing 30/120 * $23,120 = $5,780
Administrative expenses consumed by:
Shoes $273,000/$350,000 * $31,400 = $24,492
Clothing $77,000/$350,000 * $31,400 = $6,908
Why would the U.S. Federal Reserve Chairman content that changes in monetary policy may have less of a positive impact than would fiscal policy changes on individuals and small businesses?
Answer:
i need help tooooooooooooo
How many months will it take Damián to save up the money for first and last month's rent? Damián's monthly paycheck = $1,300 First and last month's rent = $750 + $750 = $1,500 First month's groceries, cable and internet = $200 + $ 100 = $300
Answer:
2 months
Explanation:
Damian requires the first and last months rent = $1500
His monthly income is $1,300
The first month's expenses are $300 ( groceries, cable, and internet)
Possible savings from month one = $1000 ($1300 - $300)
To get $1500, Damian will need to save for two months.
molly shot 20 baskets in 4 mins.... Nico shot 42 baskets in 6 min.... how many more baskets did nick shoot per min..
Jaiden is in 6th grade and plans to attend college. He has created a college preparation plan. 1. He will fill out the FAFSA form and send it in immediately. 2. He will ask his parents if they have a college savings account. 3. When he gets to high school, he will start trying harder in school so he can qualify for academic scholarships. 4. During his last year of high school, he will get involved in sports and clubs he enjoys to qualify for scholarships. 5. Upon graduation, he will start saving money for college. Which statements identify errors in Jaiden’s plan? Check all that apply. He should wait until his last year in high school to fill out the FAFSA. He should start saving right away. It is never too early to start a savings account. He should work hard throughout middle school and high school or it might be too difficult for him to excel later, since bad habits are hard to break. He should try different sports and clubs in middle school and early high school. Then he should pick his favorites and invest more time in them. While in high school, he should quit all extracurricular activities so he can work more hours and save money. He should ask all his friends and neighbors to contribute to his college fund so it will grow faster.
Answer:
-He should wait until his last year in high school to fill out the FAFSA.
-He should start saving right away. It is never too early to start a savings account.
-He should work hard throughout middle school and high school or it might be too difficult for him to excel later, since bad habits are hard to break.
-He should try different sports and clubs in middle school and early high school. Then he should pick his favorites and invest more time in them.
Explanation:
Answer:
1
4
5
I did the test and pretty sure i got it correct
Marketers can use digital media to promote their companies, but marketers should not use this medium to address problems. a. True b. False
False. Marketers can use digital media to promote their companies and address problems effectively.
Marketers can indeed utilize digital media to address problems and challenges faced by their companies. Digital media platforms offer a wide range of tools and channels that allow marketers to reach their target audience, engage with them, and address any issues or concerns they may have. In fact, digital media provides an opportunity for marketers to showcase their problem-solving abilities and demonstrate transparency and responsiveness.
Through digital media, marketers can address problems by providing timely and helpful information, sharing updates and resolutions, and offering customer support. Social media platforms, for instance, enable marketers to directly engage with customers, address their complaints or questions, and provide solutions in a public and transparent manner. This not only helps in resolving immediate issues but also builds trust and loyalty among customers.
Moreover, digital media platforms provide marketers with valuable data and analytics that can help them identify recurring problems, understand customer sentiment, and improve their products or services accordingly. By actively addressing problems through digital media, marketers can showcase their commitment to customer satisfaction, enhance brand reputation, and ultimately drive business growth.
In conclusion, digital media is a powerful tool that marketers can leverage to not only promote their companies but also effectively address problems and provide timely solutions. Embracing digital media as a means to address challenges enables marketers to build stronger customer relationships, enhance brand perception, and drive long-term success.
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A project that must be finished by December 31st is:
A) Time-constrained.
B) Resource-constrained.
C) Mix-constrained.
D) Capacity-constrained
(Option A) Time-constrained. A project that must be completed within a fixed time frame or deadline is considered time-constrained.
In project management, a project is considered time-constrained when there is a set deadline for completion. This means that the project must be finished by a certain date, regardless of the available resources or budget. Time-constrained projects are common in industries with strict regulations or seasonal fluctuations, where missing the deadline could result in financial penalties or missed opportunities. To manage a time-constrained project, project managers must carefully plan the project schedule, prioritize tasks, and monitor progress to ensure that the project is on track to meet the deadline. Time-constrained projects can be challenging, as they require efficient time management, effective communication, and the ability to adapt to unexpected obstacles or changes in the project scope.
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Type the correct answer in the box. Spell all words correctly.
Which quality helps a leader cooperate with team members?
_____ is a quality that helps a leader cooperate with the team on important matters to achieve company goals.
Answer:
agreeableness
Explanation:
I got the right answer on edmentum
if logan said he won the fight.
KSI fans:lets check his monthly spotify listeners
Answer:
xxxxxxxxxxxxxxxxxxx Vetty funny bro
Explanation:
In a game of pool, the white cue ball hits the #5 ball and stops, while the #5 ball moves away with the same velocity as the cue ball had originally. Both balls have the same mass. This type of collision is-
This type of collision is an example of an elastic collision.
In an elastic collision, the total kinetic energy of the system is conserved, and the objects bounce off each other with no loss of energy due to deformation or other factors.
Kinetic energy is a type of energy that an object possesses by virtue of its motion. It is defined as the energy that a moving object has due to its motion and is dependent on the object's mass and velocity.
In this case, the #5 ball moves away with the same velocity as the cue ball had originally, indicating that the two balls had an elastic collision.
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Introduce the term of notice in two sentence
The demand curve for Ramen Noodles (an inferior good) shifts to the left. This can be explained by:
a.
the demand for inferior goods cannot shift left.
b.
greater price of a substitute
c.
reduced income
d.
greater price of a complement
The correct answer is c. reduced income. When the demand curve for an inferior good, such as Ramen Noodles, shifts to the left, it indicates a decrease in demand for the product.
The correct answer is c. reduced income. When the demand curve for an inferior good, such as Ramen Noodles, shifts to the left, it indicates a decrease in demand for the product. This decrease in demand can be explained by a decrease in consumers' income.
Inferior goods are those for which demand decreases as consumers' income increases. They are considered to be lower-quality or less desirable alternatives to other goods. As consumers' income decreases, they may have to tighten their budgets and cut back on certain expenses, leading to a reduced demand for inferior goods like Ramen Noodles.
On the other hand, options a, b, and d do not adequately explain the shift to the left in the demand curve for an inferior good. The demand for inferior goods can indeed shift left, and it is not dependent on the price of a substitute or complement. However, the primary factor that influences the shift in demand for inferior goods is the change in consumers' income.
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Match the examples with the types of goods. To match them, click the example, and then click the type of good.
Match the examples with the types of goods.
To match them, click the example, and then click the type of good.
Omar buys a snack bag of chips that he noticed while waiting in line at the store.
Unsought good
Joaquin pays for renters' insurance so that he will get paid if his belongings are destroyed in an accident or burglary.
Convenience impulse good
Jamie goes to the store to buy toothpaste.
Convenience staple good
Wanda reads reviews of different video cameras to decide what brand she wants, and then chooses the store with the lowest price on that item.
Shopping good
Adriana only buys doughnuts from her favorite local doughnut shop.
Specialty good
Answer:
1. Convenience impulse good
2. Unsought good
3. Convenience staple good
4. Shopping good
5. Specialty good.
Explanation:
1. Omar buys a snack bag of chips that he noticed while waiting in line at the store: Convenience impulse good.
A convenience impulse good can be defined as goods (products) that an individual purchases without planning to buy them or having prior intention to do so. Therefore, convenience goods are easily available and often purchased by impulse.2. Joaquin pays for renters' insurance so that he will get paid if his belongings are destroyed in an accident or burglary: Unsought good.
Unsought goods can be defined as goods or services that an individual do not think of buying or isn't aware of but purchases due to a fear of danger (damage).3. Jamie goes to the store to buy toothpaste: Convenience staple good.
A convenience staple good can be defined as goods (products) that an individual consumes on a regular basis and as such are purchased more often.4. Wanda reads reviews of different video cameras to decide what brand she wants, and then chooses the store with the lowest price on that item: Shopping good.
Shopping goods can be defined as goods (products) that an individual purchases after doing due diligence by comparing its style, quality and price in other stores.5. Adriana only buys doughnuts from her favorite local doughnut shop: Specialty good.
Specialty goods refers to consumer goods that an individual considers to be exclusive and unique, for which he or she would go any length and perhaps, do anything to get them due to the strong preference.when pga and lpga, golf tours, joined together in a strategic alliance, which of the following best explains the potential advantage? group of answer choices entering new markets increasing administrative costs in the value chain development and diffusing new technologies reducing costs in the value chain
When the PGA and LPGA golf tours joined together in a strategic alliance, the potential advantage was reducing costs in the value chain. Therefore, correct option is reducing costs in the value chain.
What is PGA and LPGA golf tours?The strategic alliance between the Professional Golfers Association (PGA) and the Ladies Professional Golf Association (LPGA) was formed to join forces and promote growth in golf around the world. The purpose of this alliance was to promote the game of golf and to share ideas and resources.
The potential advantage of the strategic alliance between the PGA and LPGA golf tours is that it could reduce costs in the value chain. The value chain is the sequence of activities that a business must undertake to create value for its customers. These activities are divided into primary and support activities. Reducing the cost of these activities can help to lower the overall cost of producing a product or providing a service. It can also help to increase the profit margin and competitiveness of the business by offering its products or services at a lower price.
Reducing costs in the value chain can be achieved in many ways. For example, it could involve reducing the cost of raw materials or reducing the cost of production. It could also involve reducing the cost of distribution or reducing the cost of marketing. In the case of the strategic alliance between the PGA and LPGA golf tours, the potential advantage of reducing costs in the value chain could be achieved by sharing resources and reducing the cost of marketing and distribution.
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What are some good colleges in New Orleans that arent expensive??
Answer:
southern university, Dillard university, university of new orleans