A retail employee at a store overcharges a customer and keeps the extra money. The appropriate classification for this behavior is occupational crime.
What characterizes a good retail worker?To find the ideal answer to the customer's problem, a good retail employee listens to their clients, ascertains what they need and want, and puts themselves in their shoes. Active listening abilities, which are essential for being a great salesperson, are brought on by empathy. An occupation that involves selling goods to customers is known as retail. There are numerous shops, offices, and businesses that offer retail jobs. Three of the top five causes that stress out employees are long hours, unreasonable job requirements, and inadequate pay. The fast pace and high customer service expectations faced by employees at grocery stores and general retailers present extra difficulties and frequently result in employee burnout.
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ost public offerings, investors are classified based on their profiles. individuals of high net worth, institutional investors, senior executives, and directors of companies are referred to as
In most public offerings, investors are classified based on their profiles. Individual investors with relatively less net worth than senior executives, directors, and high-wealth investors are referred to as non accredited investors .
Who are non accredited investors ?The classification of investors as accredited or non-accredited is important because it determines the types of investments in which they can participate.
Accredited investors have access to a wider range of investment opportunities, such as private equity and hedge funds, which are not available to non-accredited investors due to their higher risk profiles. Non-accredited investors are limited to investing in publicly traded securities, mutual funds, and other lower-risk investments.
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A basic belief of Classical Economists is that
the economy is unstable in the long-run.
prices and wages are "sticky."
government intervention is needed to control problems in the economy.
prices and wages are self-correcting.
the economy may operate at less than full employment.
What two accounts are affected when a business buys supplies on account?
nadia loves to make pottery and would like to open her own business. Is that a business idea or a business opportunity?
URGENT!!!!
PLEASE HELP
1. Weigh Standard Deductions Against Itemizing
The Tax Cuts and Jobs Act introduced higher standard deduction limits for tax filers. At the same time, it eliminated personal exemptions and reduced or eliminated several key deductions. For some tax filers, the standard deduction may result in a lower tax bill this year but it's still worth it to consider itemizing. Review your tax filing to determine all the possible deductions you can legitimately claim. Then, compare your estimated tax liability with what you might owe (or get back as a refund) if you opt for the standard deduction instead.
. Provide Dependents’ Social Security Numbers
Whether you have children or file as ‘head of household’ with dependents, you’re going to need their Social Security numbers to claim any applicable tax credits, such as the Earned Income Credit or the Child and Dependent Care Credit. If you’re divorced and claiming a child, make sure that your ex-spouse isn’t also claiming the same dependent or your return could be delayed. If you're planning to claim the child care credit, remember to review the IRS guidelines to make sure those expenses and your dependents are eligible.
. Organize Your Records and Documents
Being disorganized could cause you to lose out on significant deductions if you’re scrambling to find receipts and proof of expenses while filing your taxes. One way to avoid that type of headache is by using an expense tracking app to store digital copies of all your receipts. It’s a simple strategy, but incredibly effective. And, if your return is selected for an audit by the IRS you'll have all the documentation you need to verify your deductible expenses.
. Contribute to Your Retirement Accounts
You may be filing for taxes incurred in 2019, but that doesn’t mean you’ve hit the deadline for contributing to your retirement accounts. You have until July 15 of this year to open and fund a traditional or Roth IRA account. Remember, with a traditional IRA your contributions may be 100% tax-deductible. An additional deduction can reduce your taxable income for the year. A Roth IRA wouldn't offer such a deduction but you get the benefit of tax-free withdrawals in retirement. Additionally, you may be able to qualify for the Retirement Saver's Credit when you contribute to an IRA.
Lower Your Taxable Income
Taking above-the-line tax deductions is another way to reduce your taxable income and save you money at tax time. The Tax Cuts and Jobs Act change some of the eligible deductions, however, so the ones you're able to claim may be fewer compared to previous years. The good news is you can still claim an above-the-line deduction for things like student loan interest you've paid and contributions to qualified accounts, including a Health Savings Account if you have an HSA through a high deductible health plan. Be sure to check if certain tax deductions have been extended, too. You may be able to qualify for more than you think.
Talk to Your Financial Advisor
Taxes can be overwhelming, especially if you’re juggling deductions and expenses or if you're self-employed and run a small business. Your financial advisor knows plenty of strategies to maximize your return and is informed about current IRS rules, to help you avoid any future audits or penalties. It’s always worth running your return by your advisor in case any red flags show up.
2.One benefit of paying taxes is funding the government. The government budget in the US heavily relies on taxation for boundaries of how much they have. Taxes also are used to maintain infrastructure, such as roads and utilities, and schools.
3.Taxes influence responsible financial planning can help with reducing tax liabilities. Keeping up with your taxes and making sure they are done correctly and in a timely manner can help individuals. If they do not pay their taxes, they can face fees and cause you more money in the long run.
4. Individual Income Taxes
An individual income tax (or personal income tax) is levied on the wages, salaries, investments, or other forms of income an individual or household earns.
Corporate Income Taxes
A corporate income tax (CIT) is levied by federal and state governments on business profits, which are revenues (what a business makes in sales) minus costs (the cost of doing business).
Payroll Taxes
Payroll taxes are taxes paid on the wages and salaries of employees to finance social insurance programs. Most taxpayers will be familiar with payroll taxes from looking at their paystub at the end of each pay period, where the amount of payroll tax withheld by their employer from their income is clearly listed.
Capital Gains Taxes
Capital assets generally include everything owned and used for personal purposes, pleasure, or investment, including stocks, bonds, homes, cars, jewelry, and art. Whenever one of those assets increases in value—e.g., when the price of a stock you own goes up—the result is what’s called a “capital gain.”
PLEASE GIVE YOUR ANSWER AGREE OR DISAGREE WITH 2 SUPPORTED
REASONS
a. "Leasing reduces risk and can reduce a firm's cost of capital". Discuss briefly with TWO (2) supported reasons if you agree or disagree with the statement. (8 Marks)
Leasing is an agreement in which the owner of the asset permits another person or organization to use it for a certain period of time in exchange for payments.
According to some experts, leasing has several benefits. The statement “Leasing reduces risk and can reduce a firm’s cost of capital” can be agreed upon or disagreed with, depending on the context and reasoning. In this answer, we’ll discuss briefly why the statement can be agreed or disagreed with, with two supported reasons. Let’s begin.
Agree Leasing reduces risk and can reduce a firm's cost of capital. This statement is true in several situations. Here are two reasons to support this claim:1. Reduced RiskIn many cases, leasing reduces risk for firms. This is because the leasing firm is responsible for maintaining the leased asset in good condition. It also takes on the risk of any potential decline in the asset’s value.
Therefore, if a firm experiences a decline in profits or economic downturn, it is not bound by the asset’s ownership. Moreover, leased assets can be quickly replaced or upgraded. As a result, leasing reduces the overall risk profile of a company, which can reduce its cost of capital.
2. Tax Benefits Leasing can also provide tax benefits. This is because lease payments are tax-deductible. This allows a firm to reduce its taxable income, which can ultimately lower its cost of capital. Moreover, leasing firms can take advantage of tax benefits associated with depreciation, which is the process of allocating the cost of the asset over its useful life.
This allows firms to pay lower taxes, which can lower their cost of capital.DisagreeLeasing reduces risk and can reduce a firm's cost of capital. This statement may not be true in certain cases. Here are two reasons to support this claim:1. Higher Total CostWhile leasing may reduce the upfront cost of acquiring an asset, it can increase the total cost of ownership.
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apple and sony decide to form another company to develop new home theater systems. both companies own 50 percent of the new company. this is an example of a .
Both companies own 50 percent of the new company. This is an example of a 50-50 Joint Venture or general partnership.
A joint venture is a collaboration between two or more parties that aims to grow one business or project for profit while splitting the associated risks. A minimum of two natural people or legal organisations must be included among the joint venture's participants. The term "joint venture" refers to a corporate company formed by two or more partners that is typically distinguished by shared ownership, rewards and risks, and governance. Joint ventures are frequently pursued by companies for one of four reasons: to gain access to a new market, particularly an emerging market; to achieve scale efficiencies by combining assets and operations; to share risk for major investments or projects; or to gain access to skills and capabilities. The argument that joint ventures reduce downside risk was refuted in work by Reuer and Leiblein.
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costs associated with holding inventory often include: multiple choice theft, damage, and obsolescence. financing. warehouse space. supervision. all of these.
Inventory is a crucial aspect of any business, but it also comes with significant costs. These costs often include theft, damage, and obsolescence, financing, warehouse space, and supervision.
Firstly, theft, damage, and obsolescence are some of the significant costs associated with holding inventory. Inventory loss due to theft or damage can result in significant financial losses for businesses, reducing their profits. Similarly, inventory that becomes obsolete due to changing consumer preferences or technological advancements can also lead to financial losses.
Secondly, financing inventory is another cost that businesses must consider. Inventory financing involves the cost of financing inventory purchases, including the interest paid on loans or credit lines used to purchase inventory. Thirdly, warehouse space is another significant cost associated with holding inventory. Businesses must pay for the space they use to store their inventory, including rent, utilities, and maintenance costs. Finally, supervising inventory is also a significant cost that businesses must consider. The cost of hiring and training staff to manage and supervise inventory can add up quickly, especially for larger businesses.
In conclusion, holding inventory comes with significant costs, including theft, damage, and obsolescence, financing, warehouse space, and supervision. Businesses must carefully manage these costs to ensure that they can maintain their inventory while remaining profitable.
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Benefits to society from effective marketing include.
Some of the social benefits of effective marketing are related to increased competition and lower prices, in addition to generating more jobs and increasing the quality of life for citizens.
Benefits of marketing to societyThe main objective of marketing in a company is to create value for the consumer. Value is related to the consumer's perception of the values and characteristics of a brand.
Therefore, in the search for value creation, there is an increase in competitiveness that causes greater availability of products, heating up the economy and generating jobs.
It is also important to emphasize green marketing, which is related to sustainable practices to protect the environment, which increases the company's reliability and benefits society.
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How important is money
Answer:
very important
Explanation:
money is a global income source for everyone. we all have different types but it is all still money. now say one country got rid of money and had people pay for stuff using other things. if china did that lots of different countries wouldn't be able to get stuff from there unless they had so much of that product they could just give it up.
100 points & brainliest.
Answer:
A
Explanation:
Answer:
the answer is the first option (A)
Explanation:
help me to answer thi Q! Thanks!
Discuss the pros and cons of imposing capital adequacy and
liquidity requirements on banks
Imposing capital adequacy and liquidity requirements on banks has both pros and cons. On the positive side, these requirements promote financial stability, protect depositors, and reduce the likelihood of bank failures.
They ensure that banks have enough capital to absorb losses and maintain solvency. Additionally, liquidity requirements ensure that banks have enough liquid assets to meet short-term obligations.
However, these requirements can also have drawbacks, such as potentially increasing compliance costs for banks and limiting their ability to take on risk.
Striking the right balance is crucial to ensure a safe and sound banking system while allowing banks to fulfill their role in supporting economic growth.
Capital adequacy requirements are designed to ensure that banks maintain a sufficient level of capital to absorb potential losses.
By mandating a minimum capital ratio, such as the Basel III framework's minimum Tier 1 capital requirement of 6%, regulators aim to enhance the resilience of banks and protect depositors.
Adequate capital levels provide a cushion to absorb unexpected losses, reducing the likelihood of bank failures and systemic risks.
Liquidity requirements, on the other hand, focus on ensuring that banks have sufficient liquid assets to meet short-term obligations.
These requirements typically involve maintaining a minimum liquidity coverage ratio (LCR) and net stable funding ratio (NSFR). By having readily available liquid assets, banks can withstand liquidity shocks, maintain confidence, and fulfill their payment obligations.
The benefits of imposing capital adequacy and liquidity requirements are evident. They contribute to financial stability, reducing the risk of bank failures and the need for taxpayer-funded bailouts.
These requirements also enhance depositor protection, as banks with adequate capital are more likely to honor their obligations to depositors.
However, there are also potential drawbacks to consider. Imposing stringent capital and liquidity requirements can increase compliance costs for banks, especially smaller institutions that may struggle to meet the prescribed thresholds.
This can potentially limit their ability to lend and support economic growth, particularly in periods of economic downturns when capital and liquidity become scarcer.
Furthermore, excessive regulation may lead to a one-size-fits-all approach, disregarding the unique characteristics and risk profiles of different banks.
Finding the right balance is crucial. Stricter capital and liquidity requirements contribute to financial stability, but they should be carefully calibrated to avoid overly burdensome regulations that stifle lending and hinder economic activity.
Regulators need to strike a balance between ensuring a safe and sound banking system and allowing banks the flexibility to support economic growth while managing risks effectively. Regular assessment and adjustments to these requirements based
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If Amazon’s CEO Jeff Bezos put you in charge of human resources, what would you do?
Answer: first i would destroy the human race. aliens are the good people. i would fly to saturn and open up a amazon store and sell wet wipes
Explanation:
differences between an entrepreneur and an employee
The differences between an entrepreneur and an employee is: an entrepreneur has to do with business or trading while employee has to do with working for another person.
What is entrepreneur and employee?An entrepreneur is someone who owns a business or someone that engage in trading while employee can be defined as a person who work for another person for a salary.
An entrepreneur sole aims to make profit or generate sales from their business while an employee depends on salary based on the fact that an employer is the person responsible for an employee salary.
Inconclusion entrepreneur has to do with business while employee has to do with working for another person.
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summarize If you were to work in the Administrative Support pathway, you would manage the activities of an office. You would use computers to perform clerical activities. One of your goals would be to ensure that information is collected and shared with staff and clients. Employees in the Business Information Management pathway help collect, analyze, organize, and share information. Employees working in management do a variety of activities to keep a business in operation. The size of the company affects the work you might do as the manager. In a large company, you might supervise other managers. In a small company, you might directly supervise all the employees. Or you might direct the work in one area of a business such as marketing or finance. As a manager, there could be many tasks to your job. You might build relationships with people outside the company or department and with employees. Your might negotiate with or hire employees. Another part of the job might be to assure there are equipment, supplies, and money to operate the business. In the Human Resources Management pathway, you would be responsible for finding and keeping employees. To do this, you would interview and hire the most qualified applicant. In addition, you would have to be familiar with labor laws and wages and benefits. Your duties might include providing training and doing things to keep employees happy. In the Operations Management pathway, you help organizations get the resources they need. You plan, organize, coordinate, and schedule the delivery of resources
Working in the Administrative Support Operations Management pathway involves managing office activities and utilizing computers for clerical tasks. The goal is to ensure efficient collection and sharing of information with staff and clients.
In the Business Information Management pathway, employees focus on gathering, analyzing, organizing, and disseminating information. In the Management pathway, the responsibilities vary based on the company's size.
Managers may supervise other managers in large companies or directly oversee all employees in small companies. They handle tasks such as building relationships, negotiating, hiring, and ensuring the availability of resources for business operations.
The Human Resources Management pathway involves finding and retaining employees through activities like interviewing, hiring, and knowledge of labor laws and compensation.
Responsibilities may also include training and maintaining employee satisfaction. In the Operations Management pathway, the focus is on acquiring necessary resources for organizations. This includes planning, organizing, coordinating, and scheduling resource delivery.
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showing in accounting rcords all information needed to prepare financial statements
Preparing financial statements involves recording and organizing financial transactions, events, and data to ensure accurate and comprehensive preparation.
In accounting, it is essential to maintain detailed and accurate records of financial transactions and events. These records serve as the foundation for preparing financial statements, such as the income statement, balance sheet, and cash flow statement.
The process involves systematically recording and organizing information related to revenues, expenses, assets, liabilities, and equity.
By diligently recording and documenting financial data, businesses ensure that all relevant information is captured and included in the financial statements.
This includes details about transactions, supporting documentation, calculations, and other necessary information.
Accurate and comprehensive accounting records provide transparency and facilitate the preparation of financial statements that present a true and fair view of the company's financial position, performance, and cash flows.
Moreover, maintaining complete accounting records allows for effective financial analysis, auditing, and compliance with regulatory requirements.
It enables stakeholders, such as investors, creditors, and government authorities, to assess the company's financial health, make informed decisions, and ensure compliance with accounting standards and regulations.
Overall, showing all the needed information in accounting records is vital for the preparation of reliable and informative financial statements.
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What's the first step that router Z does after receiving the Ethernet frame?
Z checks the FCS on the Ethernet frame first thing after starting up. It drops the packet if it isn't good. Following that, it examines the packet's Ethertype.
After accepting the Ethernet frame, what does Router Z do next?A checksum is calculated, and its value is compared to the checksum in the Ethernet frame header. returns the packages to router Y so that it can confirm them a broadcast message over ARP is sent the IP datagram is left after the Ethernet frame has been removed.
What occurs right away upon a frame's receipt by an Ethernet switch?The switching software analyzes each frame's source address as it is received on each port and adds that source address to a table of addresses that the switch keeps on hand.
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What are some jobs you can get before 16?
Answer:
Babysitting.
You can work at a lot of places, normal jobs, you're just required to takes breaks because you're a minor. You really just have to check with businesses in your area and see where you can work.
My friends work at a pizza place in our town, they were all under 16 when they started working there.
Explanation:
The cost of campaigning requires candidates to conduct extensive
activities.
O community service
O fund-raising
O illegal
O campaigning
Answer:
fund-raising
Explanation:
Running for a political office is an expensive affair. The candidate and political party require a lot of money to run a successful campaign. To raise funds needed to conduct campaigns, political parties and candidates organize fundraising activities and events.
Community service and campaigning are good platforms to woe voters but cannot generate funds to run for a political office.
carmen camry operates a consulting firm called help today, which began operations on december 1. on december 31, the company’s records show the following selected accounts and amounts for the month of december.
Cash: $4,000 - This amount represents the total cash receipts for the month, including any money collected from customers, payments received from vendors, and any other sources of cash.
Accounts Receivable: $6,000 - This amount represents money that Carmen Camry's consulting firm is owed by customers for services rendered in the month of December.
Accounts Payable: $3,000 - This amount represents money that Carmen Camry's consulting firm owes to vendors for expenses incurred in the month of December.
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Requiring managers to prepare the budgets from scratch or zero-base may help them to overcome the problem of:
Answer: Excessive cost
Explanation:
Zero-based budgeting is the sort of budgeting where when income is subtracted from expenses it gives zero. This sort of budgeting puts a measure of the expenses, it ensures the expenses matches the income. The purpose of the budget plan is to justify expenses and optimize cost, thereby look out for cost effective ways to plan and avoid inflated budgets. It primarily guides against excessive costs on projects.
How do interest rates affect the macroeconomy?
Interest rates have a significant impact on the macroeconomy. When interest rates increase, borrowing becomes more expensive, which reduces consumer spending and investment. This results in decreased economic growth and potentially higher unemployment rates.
On the other hand, when interest rates are low, borrowing becomes cheaper, and consumers are more likely to spend and invest in the economy. This can lead to increased economic growth, job creation, and potentially inflation.
Furthermore, interest rates also impact the stock market. Higher interest rates can cause stock prices to decrease because investors may prefer to invest in safer options, such as bonds. Lower interest rates, however, can encourage investors to take on more risk and invest in the stock market.
The central bank, such as the Federal Reserve in the US, plays a critical role in setting interest rates to maintain economic stability. By adjusting interest rates, the central bank can influence borrowing, spending, and investment, ultimately impacting the overall macroeconomy.
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taxpayers have a choice of deducting the standard deduction or their itemized deductions. therefore, blank agi deductions are considered to be beneficial to more taxpayers because:
Taxpayers can choose to itemize their deductions or take the standard deduction. Because they are available to all eligible taxpayers, not only those who itemize deductions, blank AGI deductions are consequently thought to benefit more taxpayers.
An expense known as an itemized deduction can be deducted from your adjusted gross income (AGI) in order to minimize your taxable income and, as a result, the amount of taxes you owe. These deductions enable those who qualify to pay less tax than they would have if they had chosen to claim the standard deduction, a set sum that fluctuates depending on filing status. Mortgage interest, donations to charities, and unreimbursed medical costs are examples of allowable itemized deductions, which may be subject to caps.
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which sentence conforms to the principles of business communication? group of answer choices wells fargo has 6 branches in denton, but bank of america only has 2
Consequently, the appropriate phrase that complies with the rules of commercial communication is Bank of America only has two locations in Denton compared to Wells Fargo's six.
What is the meaning of business communication?Information exchange between employees and people outside the corporation is referred to as business communication. Employees and management interact effectively with one another in order to accomplish company goals. It aims to simplify organizational procedures and cut down on errors. Business communication includes things like giving out tasks to employees, getting customer feedback and responding to it, and releasing press releases.
What is importance of business communication and its purpose?Delivering strong, concise messages strategy, customer support, or branding in a firm requires effective communication. When a business builds a brand, it conveys a unified message that is unique to its target audience. Building relationships with management and employees through internal communication encourages collaboration and teamwork.
To inform, express feelings, fantasize, influence, and satisfy societal expectations are the five basic purposes of communication. A method of communication reflects each of these goals.
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why all choices are economic choices?
Answer:
All choices are economic choices because with every choice we make, we are (sometimes subconsciously) analyzing the costs and benefits of our options. Our choices are guided by self-interest and every choice we make involves some kind of cost, whether it be time or money or something else.
2. If changes happen during September or October, which expenses will you be able to change most easily? Give an example of how you could make a change. (5 points)
The correct answer to this open question is the following.
Although the question does not provide any context, references, or give options, we can say that if changes happen during September or October, the expenses you will be able to change most easily are according with the provisions projected in the annual plan, the budget, compared with the monthly expenses.
That is why a company has to elaborate on a good financial plan and overseeing the projections and true sales of the marketing and sales plan. This is important to take the proper control of expenses and revenues. Depending on the volume of sales during September and October, you can decide what kind of changes or adjustments to make in the following months.
Answer:
I would be able to change the variable expenses most easily. Such as food, clothing, and discretionary spending.
I could make the change by
Budgeting in October:
food from spending -$70 back to -$60
cut clothes off since I bought some already from -$40 to $0
budget my discretionary spending from -$60 back to -$40
This would increase my savings to $230
Overbooking is a common practice in the hospitality industry. What are the pros and cons of overbooking? Is overbooking ethical?
What accounts are affected. issued check $644 to pay for an advertisement
Answer:
Bank and Advertisement accounts
Explanation:
Journal entries
Advertisement A/c Dr $644
To Bank A/c $644
(Being advertisement expenses made by cheque)
Bank and Advertisement accounts are affected
SKATEBOARDERS. WHAT ARE SOME DISADVANTAGES AND ADVANTAGES OF YOUR SKATEBOARD?
What would you change if you could. Just wondering
Answer:
uh how i fall off sometimes disadvandage and it going right for me advandage
Explanation: