a treasury bill matures in 120 days and has a bond equivalent yield of 3.74 percent. what is the effective annual rate? 3.91 percent 3.85 percent 3.88 percent 3.82 percent 3.79 percent

Answers

Answer 1

The effective annual rate is 3.82 percent.

What is annual rate?

Annual rate is the interest rate that is applied to an investment or loan over a one-year period. It is typically expressed as a percentage, and is calculated by dividing the amount of interest earned or paid over a year by the principal amount of the investment or loan. Annual rate is often used as a measure of the profitability of an investment or loan, and is also used to compare different investments and loans to determine which one offers the greatest return.

This is calculated by taking the bond equivalent yield of 3.74 percent and dividing it by the number of days in the year (360) and then subtracting one from the result. The calculation is: (3.74% / 360) - 1 = 3.82%.

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Related Questions

The higher the cost slope of an activity the lower the cost to reduce its duration.True or False

Answers

The given statement, The higher the cost slope of an activity the lower the cost to reduce its duration, is false, because the lower the cost slope of an activity, the lower the cost to reduce its duration.

The cost to shorten an activity's duration increases as an activity's cost slope increases. The cost slope shows the extra expense needed to shorten an activity's duration. The increase in cost for each unit of time saved is directly proportional to how steep the slope is. As a result, cutting the time spent on an activity with a high cost slope will cost more money than cutting the time spent on an activity with a low cost slope.

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Madison purchased a desk for her home office for $587.33. Using the store's installment plan, she made a $147.00 down payment. What amount did she finance?

Answers

$587.33−$147=$440.33 The amount financed is the sum of the down payment and the cash price.

Why is there a down payment needed?

With a down payment, a buyer can take possession of the house or car and reduce their monthly mortgage main and interest payments. A lower interest rate can be obtained by the buyer by making a larger down payment. A down payment is a one-time, upfront sum paid for pricey goods or services, such as a car or a home. It is frequently paid in cash or anything of value at the time the transaction is finished. After that, a loan of some form must be used to finance the remaining portion of the payment.

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Home and More sells rugs, art, lamps, and other decorative pieces to homeowners, so they can express their personal styles in their homes. This is an example of
a. Home decor retail business
b. Interior design service
c. Home improvement store
d. Home staging company

Answers

a. Home decor retail business.

Home and More is a retail business that sells rugs, art, lamps, and other decorative pieces to homeowners. This allows homeowners to express their personal styles in their homes. A home decor retail business is an example of a business that specializes in home decor products.

Home decor retail businesses specialize in selling decorative pieces such as rugs, art, lamps, and other items that add beauty and personality to a home. They cater to homeowners who wish to improve their living spaces by providing them with high-quality decorative pieces that fit their personal style and taste. Home decor retail businesses are found in malls, shopping centers, or online stores. They offer a wide range of products, from classic to modern, to suit different customers' preferences.

In conclusion, Home and More is a home decor retail business that sells decorative pieces to homeowners who want to express their personal styles in their homes. They offer a wide range of products, from rugs to art, to lamps, to cater to different customers' needs and preferences.

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what are the main duties and responsibilities of a Hotel manager​

Answers

Answer:

Here are some:

recruiting, training and supervising staff.

managing budgets.

maintaining statistical and financial records.

planning maintenance work, events and room bookings.

handling customer complaints and queries.

promoting and marketing the business.

Hope it helps you pls mark me brain list.

Answer:

The main duties and responsibilities of the hotel manager are as below:

Explanation:

1) Recruiting, training, and supervising staff.

2) Managing budgets.

3) Maintaining statistical and financial records.

4) Planning maintenance work, events, and room bookings.

5)Handling customer complaints and queries.

6) Promoting and marketing the business.

Identify the micro and macro challenges of speedy motors

Answers

Based on the fact that Speedy Motors is in the automotive industry, some micro and macro challenges include:

Macro challenges - Government regulation and Economic growth.

Micro challenges - Lack of liquidity and Retaining good labor.

What are micro challenges?

Micro challenges are those that affect a company alone and not the economy.

Companies in the automobile industry face the micro challenge of having poor liquidity because cars might not be sold fast enough. They also have issues with retaining good labor which can help them remain competitive.

What are macro challenges?

These affect the economy and industry at large and so affect the company as well.

Some challenges here include government regulation that is aimed at reducing pollution. This will force an auto company to invest in more expensive equipment to comply.

If economic growth is poor, a car company will experience less sales as well.

In conclusion, there are several challenges affecting Speedy Motors.

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3.
What is the importance of trade?​

Answers

Trade is critical to America's prosperity - fueling economic growth, supporting good jobs at home, raising living standards and helping Americans provide for their families with affordable goods and services.

Since 2007, FedEx has contributed millions to the PGA Tour, and as its most lucrative donor, an event is named after the company. This is an example of

Answers

An example of a sponsorship is illustrated when FedEx contributed millions to the PGA Tour which makes its the most lucrative donor for the tour.

What is a sponsorship?

This is a act of committing resources to a nonprofit event in exchange for specific promotional benefits.

Most time, they are often in financial support from businesses who wants to sponsor events, trade shows, groups, charity etc.

Therefore, the example of a sponsorship is illustrated when FedEx contributed millions to the PGA Tour.

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yesterday, the price of cereal was $3 a box, and marybeth was willing to buy 10 boxes. today, the price has gone up to $3.75 a box, and marybeth is now willing to buy 8 boxes. louisa's elasticity of demand is:

Answers

A demand that is elastic experiences a significant shift in quantity required as a result of a price adjustment.

How do prices work in economics?

The monetary value of a good, service, or resource is determined during a transaction by its price. Price makers are those who have monopolistic influence over a supplier or manufacturer. As an alternative, where enterprises are price takers, pricing might be decided by the market itself.

What does pricing mean?

or each person demands a price. They are said to be able to persuade anyone to commit an immoral or dishonest act if they are given enough money. Even while it's possible that not every man has a price, there are always some who do. Easy

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disadvantages of creative thinking in a workplace​

Answers

Answer:

This article will dive into what creative thinking is, types of creative thinking, and the benefits of thinking creatively in the workplace. As it happens, it is not the experience of failure that holds you back. There are six major obstacles to creative thinking that could be preventing you from learning how to improve your problem solving skills for business success. Creative thinking and creative thinkers are needed in those situations because it pushes out of that linear way of thinking. To think creatively, set aside any assumptions or biases you may have, and look at things in a completely new way. You don't have to be an artist for your work to have an artistic element. In homeostasis, there seems to be an irresistible unconscious pressure that brings you back to doing what you have always done. This requires the ability to examine things carefully to know what they mean. Thinking The following transcript is based on material in Skills for Success: The Personal Development Handbook, by Stella Cottrell. asked Feb 22, 2018 in Grade 12 by Admin Master (890k points) grade-12; ... discuss the disadvantages of creative thinking. Advantages Of Creative Thinking. Being rational means that we continually use our minds to explain the world to ourselves, so we can understand it better and feel more secure. Here are some of the types of creative thinking you might see in the workplace.

Imaging the developer of radiology equipment, has stock outstanding as follows: 16,000 shares of cumulative preferred 2% stock, $110 par, and $3,00 shers or $20 par commen. During its first four years of operations, the following amounts were distributed as dividends: first year, $23,520, second year, $56, 40, third year, $1,080, fourth year, $123,710.
Comput the devidens per share on each class of stock for each of the four years. Round all answer to two desimal palces. If no devidends are paid in a given year, enter "0"

Answers

To calculate the dividends per share on each class of stock for each of the four years, we need to divide the total dividends distributed by the number of shares for each class of stock.

Dividends per share for Cumulative Preferred Stock:

Year 1: $23,520 / 16,000 shares = $1.47

Year 2: $56,440 / 16,000 shares = $3.53

Year 3: $1,080 / 16,000 shares = $0.07

Year 4: $123,710 / 16,000 shares = $7.73

Dividends per share for Common Stock:

Year 1: $0 (no dividends paid)

Year 2: $56,440 / $20 par value = $2,822 per share

Year 3: $1,080 / $20 par value = $54 per share

Year 4: $123,710 / $20 par value = $6,185.50 per share

Summary:

Cumulative Preferred Stock:

Year 1: $1.47 per share

Year 2: $3.53 per share

Year 3: $0.07 per share

Year 4: $7.73 per share

Common Stock:

Year 1: $0 per share

Year 2: $2,822 per share

Year 3: $54 per share

Year 4: $6,185.50 per share

Please note that the dividends per share for the Common Stock are calculated based on the par value of $20 per share. If there is any additional information provided regarding the number of common shares issued or their par value, the calculations may be adjusted accordingly.

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Company Dept. A Dept. B
Estimated manufacturing overhead $500,000 $338,000 $162,000
Estimated direct labor cost $250,000 $130,000 $120,000
Actual manufacturing overhead $720,000 $400,000 $320,000
Actual direct labor cost $300,000 $160,000 $140,000
Based on this information, the pre-determined overhead rate per direct labor dollar for Dept. B is $_____.

Answers

The pre-determined overhead rate per direct labor dollar for Dept. B is 1.35.

What is manufacturing overhead?

Manufacturing overhead costs are the cost associated with running a manufacturing facility.

Examples of factory overhead include

indirect labor costsfactory rentdepreciation of plants and machinerySales and administrative cost

What is direct labour cost?

The direct labour cost is the cost directly involved in the production of goods and services.

What is  the pre-determined overhead rate per direct labor dollar for Dept. B?

The pre-determined overhead rate per direct labor dollar for Dept. B = Estimated manufacturing overhead / Estimated direct labor cost

= $162,000 / $120,000 = 1.35

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can someone help me with this please.

Answers

There’s no image I think u forgot to insert it

Answer:

sure

Explanation:

no image

one of the challenges with globalization is determining how to meet the needs of customers at very different income levels. (T/F)

Answers

One of the challenges with globalization is determining how to meet the needs of customers at very different income levels. This following statement is True.

What is Globalization?

The term "globalization" describes the growing connectivity and interdependence of the world's economy, communities, and cultures. It is fueled by improvements in communication, transportation, and technology that have facilitated cross-border movement of people, products, and information. Multinational firms, global supply networks, and increased trade and investment across borders have all risen as a result of globalization. Globalization has numerous advantages, like faster economic growth and access to new markets, but it has also sparked worries about inequality, cultural uniformity, and environmental destruction. Globalization is an intricate and multidimensional phenomena that affects individuals and communities all over the world in both positive and bad ways.

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Which of the following list of factors of production would be considered land?

O Factories, assembly lines, buildings

O Farms, tractors, pesticides

O Iron ore, natural gas, water

O Dams, bridges, oil wells

Answers

Most likely answer is option 1

Select the financial statement that matches with the description:

1.) Change in owners' claims to resources.

2.) Profitability of the company.

3.) Change in cash as a result of operating, investing, and financing activities.

4.) Resources equal creditors' and owners' claims to those resources.

Financial Statements:

-Balance Sheet
-Income Statement
-Statement of Cash Flows
-Statement of Stockholders' Equity

Answers

By relating each financial statement to its description, we obtain

1) Statement of Stockholders' Equity2) Income Statement3) Statement of Cash Flows4) Balance Sheet

Financial statements are nothing more than reports that show the state of a business or company at a particular point in time. In the context of the question, we have:

The financial statement that matches with the description "Change in owners' claims to resources" is the Statement of Stockholders' Equity. The financial statement that matches with the description "Profitability of the company" is the Income Statement. The financial statement that matches with the description "Change in cash as a result of operating, investing, and financing activities" is the Statement of Cash Flows.The financial statement that matches with the description "Resources equal creditors' and owners' claims to those resources" is the Balance Sheet.


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When a minimum-wage law forces the wage to remain above the equilibrium level, the result is a. both surplus of labor and a surplus of jobs. be. a shortage of labor and a surplus of jobs. c. a surplus of labor and a shortage of jobs. d. both a shortage of labor and a shortage of jobs.

Answers

Answer:

The answer is C. a surplus of labor and a shortage of jobs.

Explanation:

When the wage is above the equilibrium level, the quantity of labor supplied exceeds the quantity of labor demanded, this makes workers to be surplus in relative to the available jo vacancies. The surplus of labor being experienced is called unemployment.

And if the quantity of labor exceeds labor demanded, businesses will demand more of workers.

The result is a C. a surplus of labor and a shortage of jobs.

The following information should be considered:

In the case when the wage is over and above the level of equilibrium so the quantity of labor supplied should be more than the quantity of labor demanded. Due to this, there is the surplus of labor and this result in shortage of jobs.  

Therefore we can conclude that the correct option is C.

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Based on this model, households earn income whenfirms purchasegoods and services in factor markets.

Answers

In the factor market, households act as sellers while firms act as buyers.

So,

Based on this model, households earn income when firms purchase factors in factor markets.

EVENT 1

Hubert earns $375 per week working for Dinah's Diner.

In this event, Hubert is providing his labor services to Dinah's Diner and is earning income thereof.

So, this transaction will occur in the factor market.

EVENT 2

Kate earns $600 per week working for Classy's Jewelry Store.

In this event, Kate is providing her labor services to Classy's Jewelry Store and is earning income thereof.

So, this transaction will occur in the factor market.

EVENT 3

Hubert spends $200 to purchase a necklace from Classy's Jewelry store.

In this event, Hubert is purchasing a product (necklace) from Classy's Jewelry Store.

So, this transaction will occur in the product market.

The following elements of this scenario represent a flow from a household to a firm -

1. The $200 Hubert spends to purchase a necklace from Classy's Jewelry Store.

2. Kate's labor.

Hence, the correct answer is options (1) and (2).

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what type of products contain hazardous materials that need to be safely stored until detoxifying? group of answer choices green products monstrous hybrids unmarketables industrial products

Answers

The type of products that contain hazardous materials that need to be safely stored until detoxifying are industrial products. Products that contain hazardous materials that need to be safely stored until detoxifying are industrial products.

Industrial products are the products that are manufactured using non-organic substances and chemicals which pose a threat to the environment, animals and humans in general. The improper disposal of industrial products could lead to environmental pollution, as well as soil contamination. The hazardous substances that are present in industrial products are extremely dangerous and hence, it is important that they are disposed of properly.

In summary, it is important to ensure that products that contain hazardous materials are safely stored until detoxifying in order to avoid the potential risk they pose to the environment, animals and human life. Industrial products are a prime example of such products.

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why should a marketers be cautious about including videos that play automatically when people navigate to the marketer's website​

why should a marketers be cautious about including videos that play automatically when people navigate

Answers

Answer:

D

Explanation:

Just imagine yourself being in a work place or in a library, where you have other person's around you. And you're browsing through a site, then suddenly a video pops up and started playing automatically at the highest level. Can you imagine the kind of situation that would be created at that instance? Very awkward.

So therefore, marketer should apply caution when it comes to including video that plays automatically. This will avoid creating such kind of awkward situation for users at work.

Answer: D

Explanation: Just took the quiz

Which of the following is an intangible noncurrent asset?

Which of the following is an intangible noncurrent asset?

Answers

The answer is A. Equipment

Answer:

Trademark

Explanation:

what is office proceducer and accouting​

Answers

The administrative department handles management activities that affect the entire organization. The accounting department keeps the financial records of the business and prepares reports that help the business to make financial decisions.

Hope it helps...

Severus owns a roofing company. He believes that the success of his business primarily depends on the weather in his area and the budgets of potential clients. It could be said that Severus’s locus of control is ______.
1. strong
2. inherited
3. intentional
4. external

Answers

It could be said that Severus’s locus of control is external. The Opiton 4.

Is Severus's locus of control primarily external?

Severus's belief that the success of his roofing company primarily depends on the weather in his area and the budgets of potential clients suggests that his locus of control is external.

Locus of control refers to the extent to which individuals believe they have control over events in their lives. In Severus's case, he sees external factors such as weather conditions and client budgets as the main determinants of his business's success rather than his own actions or decisions.

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Which resource can you use to view businesses or suppliers divided into different categories?
You may use online or offline _________
to view businesses or suppliers classified into different categories.

Which resource can you use to view businesses or suppliers divided into different categories?You may

Answers

Answer:

yellow pages

Explanation:

It's "Yellow Pages" :)

I got it right on plato <3

yoinkers my dude, take some and pass on.

Answers

Answer:

l

Explanation:

Answer:

u serious my dude

Explanation:

Walmart donates more than $1 billion in cash and in-kind items to charitable causes every year. This form of social responsibility most directly impacts?

Answers

The form of social responsibility that is most directly impacted by Walmart's donation of more than $1 billion in cash and in-kind items to charitable causes every year is philanthropy. Philanthropy refers to the act of donating money, resources, or time to support charitable causes and improve the well-being of others.

Walmart's significant contributions to charitable causes demonstrate their commitment to social responsibility and community engagement. By donating such a substantial amount of money and in-kind items, Walmart is actively contributing to the betterment of society and making a positive impact on various charitable initiatives.
These charitable donations can directly benefit numerous causes and organizations, such as education, healthcare, disaster relief, environmental conservation, and community development. For example, Walmart's donations may support scholarships for students, provide medical supplies and equipment to hospitals in need, aid in disaster response efforts, or contribute to local community programs.
Walmart's philanthropic efforts not only provide financial assistance to these causes but also help raise awareness and encourage others to get involved in charitable activities. By setting an example of corporate social responsibility, Walmart inspires other companies and individuals to contribute to charitable causes and make a difference in their communities.
In conclusion, Walmart's donation of more than $1 billion in cash and in-kind items to charitable causes each year showcases their commitment to philanthropy and social responsibility. Through their generous contributions, Walmart directly impacts various charitable initiatives and helps improve the well-being of others.

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QUESTION 7 of 20: Your savings account pays 2.5% interest per year. How much interest does the account pay per month.
a) .02%
b) 04%
c) 21%
d) 43%

Answers

Answer:

a) .02%

Explanation:

One year has 12 months.

The interest rate per year = 2.5%

Interest earned per month will be

=2.5% / 12

=0.02%

Answer:

c 21%

Explanation:

i got it right

What ethical work habit demonstrates that a person shows up and does the job as expected? Choose the answer.

Question 25 options:

Dependability


Integrity


I don't know


Efficiency


Leadership

Answers

Either integrity or leadership I would say both are great answers and would fit the answer for the question

What did you learn from writing the assignments in this course
and why do you think I made
them so different from the lecture material (No, it is not to mess
with you)? (20 Marks)

Answers

In writing the assignments in this course, I have learned the importance of critical thinking, independent research, and effective communication skills. I believe the assignments were made different from the lecture material to encourage students to engage with the material in a more active and independent way.

Through analyzing and synthesizing information from various sources, I have been able to deepen my understanding of the course material and apply it to real-world situations. Additionally, the assignments have allowed me to hone my writing skills and improve my ability to clearly and concisely convey my ideas.

By requiring us to do our own research and draw our own conclusions, we are forced to think critically and develop our own ideas rather than simply regurgitating information from the lectures.

This approach not only deepens our understanding of the material, but also prepares us for real-world situations where we will need to think independently and solve problems on our own. Furthermore, the assignments also help us to develop important skills such as time management, organization, and effective communication.

By giving us a variety of different types of assignments, we are able to practice these skills in different contexts and become more well-rounded and effective learners. Overall, I believe that the assignments in this course are an essential component of our learning experience and have helped me to develop a range of important skills and competencies.

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under medicare part b, a(n) _______ is the request for payment and is submitted by medicare approved participating providers and suppliers to the centers for medicare and medicaid services (cms).

Answers

Under Medicare Part B, a claim is the request for payment that is submitted by Medicare-approved participating providers and suppliers to the Centers for Medicare and Medicaid Services (CMS).

When a beneficiary receives healthcare services or supplies covered under Medicare Part B, the provider or supplier submits a claim to CMS for reimbursement. The claim includes information such as the services provided, the diagnosis or reason for the service, and the associated costs. CMS reviews the claim and, if approved, processes the payment to the provider or supplier.

Submitting accurate and timely claims is essential for providers and suppliers to receive reimbursement for the services they provide to Medicare beneficiaries under Part B. It is also important for CMS to ensure that the services rendered meet the coverage criteria and guidelines outlined by Medicare.

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Explain the importance of the primary sector and provide an example

Answers

Hey there, your answer is below:

The input for the secondary sector comes from the primary sector. It comprises of all the raw materials that the secondary sector needs to process and produce goods. It generates money for some nations and can be considered "cash crops" because to its importance and worldwide commerce in sustaining the secondary sector, which is growing. This covers forestry, fishing, mining, and agriculture. In contrast, the tertiary sector creates services, while the secondary sector creates manufactured items. In less developed nations, the primary sector is frequently more significant than in industrialized nations.

Thank you,

Eddie

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