although the u.s. federal reserve does not use changes in reserve requirements to manage the money supply, the central bank of albernia does. the commercial banks of albernia have $100 million in reserves and $1,000 million in checkable deposits; the initial required reserve ratio is 10%. the commercial banks follow a policy of holding no excess reserves. the public holds no currency, only checkable deposits in the banking system. a. how will the money supply change if the required reserve ratio falls to 5%? enter your answer in millions of dollars. indicate a decrease, if necessary, with a negative sign. change in money supply: $ million b. how will the money supply change if the required reserve ratio rises to 25%? enter your answer in millions of dollars. indicate a decrease, if necessary, with a negative sign. change in money supply: $ million
Answers
Initial required reserve ratio = 10%
I Should the necessary reserve ratio drop below 5%.
At 10% required reserve ratio,
Reserves x Required Reserve Ratio equals the money supply.
= $100 million ÷ 0.10
= $1,000 million
At 5% required reserve ratio,
Reserves x Required Reserve Ratio equals the money supply.
= $100 million ÷ 0.05
= $2,000 million
Money supply increases by $1,000 million.
(ii) Should the necessary reserve ratio increase to 25%.
At 10% required reserve ratio,
Reserves x Required Reserve Ratio equals the money supply.
= $100 million ÷ 0.10
= $1,000 million
At 25% required reserve ratio,
Reserves x Required Reserve Ratio equals the money supply.
= $100 million ÷ 0.25
= $400 million
Therefore, Money supply decreases by $600 million.
Why was the Federal Reserve established? What does it do?The Federal Reserve System is the name of the American central bank. The Federal Reserve was established in 1913 by an act of Congress with the main objective of improving the stability of the American financial system.
What is the Federal Reserve's degree of power?The Federal Reserve is the country's most potent economic organization. It is in charge of overseeing monetary policy and the financial system.
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Related Questions
You have concluded a zero cost option:
You bought a EUR put/USD call at a strike price of 1 EUR = 1.2000 USD and sold a EUR call/US put at a strike price of 1 EUR = 1.2600 USD.
At the expiry date the price of the spot EUR/USD is 1 EUR = 1.1800 USD.
At what spot price will you buy USD and sell EUR at the expiry date?
Answers
The spot price at which you will buy USD and sell EUR at the expiry date is 1 EUR = 1.2600 USD.The zero-cost option means that the premium for the bought and sold options are equal. The options in question are as follows:
EUR Put/USD Call bought at a strike price of 1 EUR = 1.2000 USDEUR Call/USD Put sold at a strike price of 1 EUR = 1.2600 USDEUR Put/USD Call: At the expiry date, the option holder can sell the EUR at 1.2000 USD. EUR Call/USD Put: At the expiry date, the option holder can buy the EUR at 1.2600 USD.Since this is a zero-cost option, the premiums paid by the option holder are equal.
To determine the value of the premiums, we must find out which of the options is worth more.The premium for the EUR Put/USD Call is calculated using the Black-Scholes model, which uses the following inputs:
Spot price = 1.1800, Strike price = 1.2000, Interest rate = 0.00%, Volatility = 15.00%, Time to expiry = 1 day, The premium is $0.0046 per EUR.
Now let's calculate the premium for the EUR Call/USD Put using the same inputs:
Spot price = 1.1800, Strike price = 1.2600Interest rate = 0.00%, Volatility = 15.00%, Time to expiry = 1 day, The premium is $0.0046 per EUR.Since both options have the same premium, the zero-cost option is valid. The spot price at which you will buy USD and sell EUR at the expiry date is 1 EUR = 1.2600 USD.
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Brandon's wallet slips from his jacket pocket in the mall. By the time he realizes his wallet is missing and reports the loss, a thief has used Brandon's credit card to buy a television, a microwave, a DVD player, and other items for a total of $950. Brandon will have to pay:___________.
Answers
Answer:
$950
Explanation:
Since the total amount of items purchased by the thief is $950, then Brandon has to pay back the amount deducted from his card.
Please help. Atleast the top 2
Answers
Answer:
Number 1 is Pure Market. Number two is socialist, I'm pretty sure.
Explanation:
Please mark me brainliest if someone else answers :>
What does the concept of scarcity explain?choose three answers
Answers
The concept of scarcity explains:
why consumers are willing to pay high prices for items.why decisions must be made on how to use resourceswhy a single resource has more value than another resource.Scarcity as an economic idea "refers back to the basic reality of lifestyles that there exists most effective a finite quantity of human and nonhuman resources which the first-rate technical expertise is capable of the usage of to provide most effective restricted most amounts of each economic appropriate. shortage in economics refers to whilst the call for for a resource is greater than the deliver of that aid, as assets are limited. shortage consequences in purchasers having to make selections on how high-quality to allocate assets a good way to satisfy all simple needs and as many desires as feasible. shortage refers back to the confined availability of a useful resource in contrast to the infinite desires. shortage may be with appreciate to any natural assets or with admire to any scarce commodity. scarcity can also be called paucity of sources.
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Answer:
why consumers are willing to pay high prices for items.
why decisions must be made on how to use resources
why a single resource has more value than another resource.
Explanation:
why a product could lose significant value over time.
why people continue to purchase different products.
why consumers are willing to pay high prices for items.
why decisions must be made on how to use resources
why resources can be both renewable and nonrenewable.
why a single resource has more value than another resource.
(i took the test)
if the price level increases, but the level of output remains the same from one year to the next,: quizlet
Answers
If the price level increases but the level of output remains the same, it indicates inflation. This means that prices are rising, but the economy is not producing more goods and services. As a result, the purchasing power of money decreases, leading to various economic effects
1. When the price level increases, it means that the overall prices of goods and services in the economy are rising. This can be due to factors such as increased production costs, higher demand, or changes in government policies. 2. However, if the level of output remains the same, it suggests that the economy is not producing more goods and services. This could be due to a lack of resources, technological limitations, or other constraints. 3. In this scenario, the increase in prices without a corresponding increase in output leads to a decrease in the purchasing power of money. This means that the same amount of money can buy fewer goods and services.
4. For example, let's say the price of a loaf of bread increases from $2 to $3, but the total number of loaves produced remains the same. If you previously had $10, you could buy 5 loaves of bread. However, after the price increase, you would only be able to buy around 3 loaves of bread with the same $10. 5. Inflation can have various effects on the economy and individuals. It can reduce the standard of living, erode savings, and create uncertainty in the business environment. It may also affect the distribution of income and wealth, with some groups being more negatively impacted than others.
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Which statements apply to a certificate of deposit (CD)? Check all that apply. It is always purchased as a short-term investment. It can be purchased from a banking institution. It is always purchased as a long-term investment. It can be purchased for almost any amount. It is purchased through an individual's employer.
Answers
The statements that apply to a certificate of deposit include;
It can be purchased from a banking institution. It can be purchased for almost any amount.A certificate of deposit is a low-risk investment where the depositor fixes a sum of money in an account for a period of time after which he can collect the investment along with interest accrued. Banks and credit unions are the main financial institutions known for issuing certificates of deposits. It is quite similar to opening a bank account.
The flexibility obtainable from this investment plan allows depositors to fix amounts that are commensurate to their budgets. However, some financial institutions have minimum amounts that are required for certificates of deposit. Different institutions have varying interest rates, therefore, it is necessary to make proper research before opting for an institution.
Summarily, the statements that apply to a certificate of deposit are;
It can be purchased from a banking institution. It can be purchased for almost any amount.Learn more about certificates of deposits here:
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Answer:
-It can be purchased from a banking institution.
- It can be purchased for almost any amount.
Explanation: just took the test
odessa is writing the marketing plan for her bed and breakfast. she has written that her market includes everyone from infants to the elderly. this is incorrect because: a. customers must have purchasing power. b. the elderly are not likely to have unsatisfied needs. c. infants cannot write. d. infants do not make buying decisions.
Answers
The answer to the question is that Odessa's statement that her market includes everyone from infants to the elderly is incorrect because customers must have purchasing power. This means that infants and young children, for example, are not part of the market since they do not have the ability to make purchasing decisions on their own.
Furthermore, including the elderly in the market may not be accurate since they may not have unsatisfied needs for a bed and breakfast. Additionally, infants are not part of the market since they cannot make buying decisions, and therefore cannot be considered potential customers. By targeting a broad range of customers, Odessa's marketing plan may not be effective in reaching her actual target market, which would consist of individuals or groups with the ability and desire to purchase her bed and breakfast services.
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ticky wages occur because: multiple choice employers must wait until the current contract ends to cut someone's pay. unions often negotiate wages for several years in advance. wages can only be changed at the end of contracts, as opposed to final good prices which can change anytime. all of these are true.
Answers
Sticky wages happen when an employee's compensation cannot be changed due of an increase in living expenses until the present contract has expired.
In order to gain the upper hand against inflation, cost of living adjustments could be seen of as a system designed to boost benefits that affect people alongside inflation.
When there is no structure in place to fight for people's social benefits, inflation causes commodity prices to rise during its term. If this is not done, people will be severely impacted and won't be able to afford many products on the market. This was the measure implemented in the 1970s and 1980s to assist combat inflation and minimize the impact on people.
It is a contractual requirement that pay increases follow inflation. It often corresponds to the Consumer Price Index's percentage growth. It also refers to a modification of a person's monthly retirement benefit. Calculating the increase in wages as a result of rising living costs is also helpful.
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Refresh produces soft drinks and sodas. Production of 101715 liters was started in February, 86190 liters were completed. Material costs were $38,360 for the month while conversion costs were $17080 There was no beginning work-in-process, the ending work in process was 40% complete. What is the cost of the product that was completed and transferred to finished goods? Multiple a. $51.714 b. $38.780 c. $55.370 d. $47.040
Answers
The cost of the product that was completed and transferred to finished goods is option A. $51.714.
To find the cost of the product that was completed and transferred to finished goods, we need to follow these steps:
1. Determine the total production cost: Add material costs and conversion costs.
Total production cost = Material costs + Conversion costs
Total production cost = $38,360 + $17,080
Total production cost = $55,440
2. Calculate the equivalent units of production (EUP) for completed and transferred units.
EUP = Completed liters + (Ending work-in-process liters * Percentage of completion)
EUP = 86,190 + (15,525 * 40%)
EUP = 86,190 + 6,210
EUP = 92,400
3. Calculate the cost per equivalent unit:
Cost per equivalent unit = Total production cost / EUP
Cost per equivalent unit = $55,440 / 92,400
Cost per equivalent unit = $0.60
4. Determine the cost of the product that was completed and transferred to finished goods:
Cost of completed and transferred product = Completed liters * Cost per equivalent unit
Cost of completed and transferred product = 86,190 * $0.60
Cost of completed and transferred product = $51,714
The cost of the product that was completed and transferred to finished goods is $51,714 (Option A).
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does anyone have a way or trick on using like blocked websites on a school chromebook?
Answers
In order to make up for a budget deficit, the government can do what?
Answers
Answer:
print more money
Explanation:
it makes sense if u think bout it
Answer:
Budget deficit is when the government exceeds its budget, meaning they have spent a lot more money than they were initially supposed to, and thus need to get more money for other issues. So what the government will usually do is take out loans and sell government bonds.
Explanation:
Hope this helps :)
what can be done in a mobile banking app that can’t be done online?
Answers
In a mobile banking app, there are a variety of functions that cannot be done online, such as taking a photo of the check and depositing it directly into your account
What functions can be performed with a mobile banking application?In a mobile banking app, there are a variety of functions that cannot be performed online. These include the following: Pay bills from anywhere using a mobile banking app – While you can make bill payments online, the functionality is much more convenient on mobile banking apps. It allows you to make payments on the go without having to log into your bank's website.
Mobile Check Deposit – While online banking allows you to deposit checks, mobile banking goes a step further by allowing you to deposit checks right from your phone.
You can take a photo of the check and deposit it directly into your account. Quick view of account balances: You don't need to log in to view your account balances in a mobile banking app. With just a swipe, you can see all your accounts and balances at a glance.
This feature is not available on most bank websites. Push Notifications: Mobile banking apps can send push notifications to your phone to notify you of account activity, such as when a deposit is made or a bill is due. This feature is not available on the bank's website.
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X Company, which uses the gross method and a perpetual inventory system, sold $2,000 of merchandise on account with credit terms of 2/10,n/30. If the customer pays within the discount period and takes the discount, X will record a journal entry that includes ______. (Check all that apply.)
Answers
Answer.
Explanation.
20 Characters long
under unemployment insurance, the same tax rate is imposed on every employer in the state. group startstrue or false
Answers
It is FALSE that, Under unemployment insurance, the same tax rate is imposed on every employer in the state.
When someone loses their job and meets the eligibility requirements, they are paid weekly through unemployment insurance (UI), also known as unemployment benefits, a form of insurance provided by the state.
Most of the time, unemployment insurance (UI) is not available to people who either voluntarily resigned or were fired for a good reason. In other words, a person who lost their job due to a lack of employment opportunities and through no fault of their own typically qualifies for unemployment benefits.
Despite being a federal statute, each state is responsible for running its own unemployment insurance program. The requirements for work, pay, and hours worked must be met by employees. State governments are primarily responsible for disbursing the benefits, which are paid for by special payroll taxes collected for that purpose.
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what is the primary business advantage of using email? group of answer choices increasing the speed of order entry. increasing the number of computers required in an office. providing the ability to inform and communicate with many people simultaneously, immediately, and with ease. providing the ability to have friends all over the globe.
Answers
Providing the ability to inform and communicate with many people simultaneously, immediately, and with ease is the primary business advantage of using email.
What is the primary benefit of emailing?
One of the key benefits of email is that you can send electronic things, like text documents, pictures, and data sheets, quickly and conveniently to several people at once by attaching the file to an email. Ascertain whether there is a size restriction on the email attachments you can send by contacting your internet service provider.
One of the key benefits of email is that you can send electronic things, like text documents, pictures, and data sheets, quickly and conveniently to several people at once by attaching the file to an email. Ascertain whether there is a size restriction on the email attachments you can send by contacting your internet service provider.
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Which quality of accounting information states that the information is verifiable and is not subject to opinion.
Answers
Reliability!
Hope this helps, Good luck! :)
Type the correct answer in the box. Spell all words correctly.
Ideally, what should more than one member of the family contribute to for a better financial position?
A family can have more than one person contributing to the household _______
for a better financial position.
Answers
A family can have more than one person contributing to the household income for a better financial position.
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kindly assist with research
my topic
The newly implemented e-payslip is not inclusive to all employees of the government.
what is the problem?
why is it the problem?
3 things that should be done to solve the problem?
Answers
The problem in the topic is the newly implemented e-payslip is not inclusive to all employees of the government. The reason why this is a problem is because it can cause dissatisfaction and confusion among employees who do not have access to the e-payslip.
Also, the e-payslip system may not be accessible or user-friendly for all employees who are supposed to use it.
Here are three things that should be done to solve the problem:
1. Conduct research: Research should be conducted to find out which employees are not included in the e-payslip system and why. This can help identify any technical or logistical problems that may be preventing some employees from using the system.
2. Increase accessibility: Steps should be taken to increase the accessibility of the e-payslip system so that all employees can use it. This may involve providing training and support to employees who are not familiar with using digital systems.
3.Improve communication:
Clear communication should be provided to all employees about the e-payslip system, including how to access it, how to use it, and how it benefits them. This can help address any confusion or dissatisfaction among employees who are not currently using the system.
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Why is the automobile industry considered an oligopoly?
It offers little differentiation within the market.
It has significant barriers to entry.
It is controlled by companies that patent key technology.
It relies on price variation to attract customers.
It depends on brand loyalty and image to generate sales.
It is dominated by a few key players.
Answers
The reasons that the automobile industry is an oligopoly in market economics are because of B. It has significant barriers to entry and F. It is dominated by a few key players.
An oligopoly is a market condition where the possibility of firms colluding with each other exists.Firms in this market are interdependent, especially with regards to pricing.
Oligopolistic firms differentiate their products, and they have few producers.There are barriers to entry.
Thus, an oligopoly limits entries to a few key players who dominate the market.
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Answer:
B: It has significant barriers to entry.
E: It depends on brand loyalty and image to generate sales.
F: It is dominated by a few key players.
Carina spent a total of $5. 27 buying a pineapple for $3. 40 and some tomatoes that were on sale for $0. 85 per pound. To determine the number of pounds of tomatoes that she bought, x, Carina wrote and solved the equation as shown below. 3. 40 0. 85 x = 5. 27. 0. 85 x = 8. 67. X = 10. 2 pounds. Where, if anywhere, did Carina make an error? Carina did not make any errors. The initial equation that Carina wrote was incorrect. Carina should have subtracted 3. 40 from 5. 27. Carina should have divided 8. 67 by 0. 85.
Answers
The correct choice would be that Carina should have subtracted 3.40 from 5.27 which lead to wrong further calculation. So, the correct option from the quoted statement is B.
The calculation can be done to find the value of x after quoting the correct equation and solving by further using the simplification method.
Simplification of mathematical equation. The computation of the amount of tomatoes can be done after assuming that the initial equation given is right. With the given information, we can simplify further to find that, \(3.40+0.85x = 5.27\\ \\ x= \dfrac{5.27-3.40}{0.85}\\ \\ x= 2.2\)So, it is clear that Carina bought tomatoes worth 2.2USDHence, the correct choice is B, that Carina should have subtracted 3.40 from 5.27 to find the value of tomatoes bought.
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You will receive $500 tomorrow. You will receive an additional nine cash flows growing at the rate of inflation of 2 percent per year. The nominal interest rate is 10 percent. a. Find the value of the stream of cash flows. Make sure to show your work. b. What is the real value of each cash flow received? Make sure to show your work. c. Find the value of the stream of cash flows, based on real values. Make sure to show your work. d. What do you observe? Explain.
Answers
Answer:
please find the solution which is defined as follows:
Explanation:
please find the table in the attached file:
In point A, The Cashflow value = 5474.86 (premised on the description of cash flows). In point B, the above table the PV of cash flow represents the real cost of its earned cash flow. In point C, its actual value of the cash flow source is 3643.921. In point D, The observation would be that the value of money year after year is depleting and is worth far more as inflation is weak.
what is stock exchange?
Answers
List the six areas of interest.
Answers
Answer:
Six areas of interest are: building,thinking,creating,holding, persuading and organizing.
Explanation:
What will be the end result for the taxpayer who filed his federal income tax
return using the 1040EZ form shown below?
Answers
Answer:
I got " He Will Owe $180
Explanation:
A P E X
Answer: he will owe 250
Explanation:
Hilton Corp. has revenues of $1,214,800, costs of $816,355, and pays a tax rate of 32 percent. If the firm pays out 50 percent of its earnings as dividends every year, what is the amount of retained earnings
Answers
Answer:
its $133,471.30
Explanation:
Security A will pay 5 in outcome 1, 7 in outcome 2, and 9 in outcome 3. Security B will pay 2 in outcome 1, 4 in outcome 2, and 8 in outcome 3. Security C will pay 9 in outcome 1, 1 in outcome 2, and 3 in outcome 3. Both securities A and C currently sell for $5 and security B currently sells for $3. What would be the value of security D, which will pay 1 in each of the three outcomes?
Answers
The value of security D can be determined by finding the weighted average of the values of securities A, B, and C. The value of security D is $16.
The weighted average is calculated by multiplying each security's value by its probability of occurring and then summing the results. Since each outcome has an equal probability of occurring, the weighted average will be the average of the values of the three securities.
The value of security D can be calculated as follows:
Value of security D = (1/3) * (5 + 7 + 9) + (1/3) * (2 + 4 + 8) + (1/3) * (9 + 1 + 3)
Value of security D = (1/3) * 21 + (1/3) * 14 + (1/3) * 13
Value of security D = 7 + 4.67 + 4.33
Value of security D = $16
Therefore, the value of security D is $16.
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Who plans, coordinates, and controls a project's progress, or a portion thereof? Group of answer choices Architect Civil engineer Project manager The funding bank
Answers
Answer:
Project manager
Explanation:
The project manager is a person who holds a manager position in an organization. His or her duty is to do the planning, coordinates, communicates with the team members, employees regarding the work and also controls the progress of the project. He or she should well aware of how much project is pending and how much it is completed
Hence, the correct option is third.
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Which of the following is NOT a common grammar adjustment which is identified by grammar-check software?
Tense of verbs
Fragments
Hyphenation
Meaning
Answers
Explanation:
Meaning is the answer
In general, business writing should be _____.
Answers
Business writing is important in the business community. The writing style and material must be specific in order to elicit a meaningful reaction and be expressive in nature.
What is a company definition in a nutshell?
A business is described as a company or organisation that engages in commercial, industrial, or professional activity. Companies can be either for-profit or non-profit organisations. Limited liability firms, sole proprietorships, corporations, and partnerships are all examples of business structures. The introduction to the business plan provides a basic summary of the business plan, including a brief company description, aims and objectives, and the reason for launching the firm.
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13. A rate quote for an individual Line haul. Copy
Load quote
Spot quote
Freight quote
Carrier quote
Answers
Answer:
Spot quote
Explanation:
Intermodal transport can be defined as the transportation of goods in one and the same truck or loading medium without handling the goods themselves in a different transport modes.
A shipping container refers to a metal container made from steel and having the ability or strength to withstand all external factors during shipment or storage of materials. It is an essential part of transportation of goods or materials from one location to another, thereby boosting trade between countries.
The various types of shipping containers are, dry storage container, open-side storage container, ISO Reefer container, flat rack container, tunnel container, open top container, double doors container, thermal containers, intermodal freight container etc.
Basically, the two standard sizes of shipping containers are 20ft (6.06m) and 40ft (12.2m): which has a width of 8ft (2.43m) and height of 8.5ft (2.59m).
A spot quote for a freight refers to a rate quote for each individual Line haul. Thus, this rate is usually calculated using current market parameters without a contract.
This ultimately implies that, the spot rate is generally outside the contracted rates and is typically required to be sent immediately.