3.Co-innovation can be characterized as a shared work process inside the organizational structure in which the operational framework is in charge of various innovations through collaboration with all of the process participants. Multiple organizational elements must be involved in each and every co-innovation process.
The variety of stakeholders enables the organization to comprehend the innovation process from various angles.
The finest technique now accessible to apply the modifications to the innovation process, data mining, is made possible by scientists by providing the proper framework. Analysts and strategy designers offer ways to integrate the scientific elements of innovation into the standard operating procedure development for enhanced serviceability providing.
4. The chance to engage in innovation with the aid of technology is unquestionably abundant in today's climate. Scientists are continuously trying to provide a high degree of assistance in identifying the optimal strategies for innovation and service delivery in the relevant operating environment.
One of the best instances is the scientific advancement of nuclear weapons, which was created in an effort to find a reliable energy source but turned out to be one of the worst inventions in human history.
A stakeholder is any person, group, or organization whose interests are affected by the success or failure of a project or business initiative.
Stakeholders might be internal or external to the project and have an interest in its success.
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Morricone Inc. has a position in a stock portfolio comprising the companies listed in Table 1. Correlation coefficients between stock returns are given in the correlation matrix. Table 1 Stock Position (£m) Daily Volatility 15 1.45% Eastwood Inc. Van Cleef Inc. 16 1.25% Wallach Inc. 12 1.1% Correlation Matrix Eastwood Van Cleef Eastwood 1 0.7 Van Cleef 1 Wallach Wallach 0.65 0.85 1 (a) Calculate the 5-day 95% value at risk (VaR) for the portfolio. (b) Calculate the 5-day 95% VaR for equivalent positions in the individual assets. (c) Explain and critically evaluate your results from parts (a) and (b).
The 5-day 95% Value at Risk (VaR) for the portfolio is £0.3389 million, considering the correlation matrix and daily volatilities.The individual assets' equivalent positions have VaR values of £0.3364 million for Eastwood Inc. and £0.4144 million for Van Cleef Inc.The portfolio's VaR is slightly lower than the sum of the VaR for individual assets, indicating a diversifying effect due to the correlation between Eastwood Inc. and Van Cleef Inc.
To calculate the 5-day 95% Value at Risk (VaR) for the portfolio, we need to consider the correlation matrix and the daily volatilities of the stocks in Table 1.
The formula for portfolio VaR is given by VaR_portfolio = (Portfolio Volatility) * (Z-score), where the Z-score corresponds to the desired confidence level.
(a) To calculate the portfolio VaR, we first need to determine the portfolio volatility. Using the correlation coefficients and volatilities provided, we can calculate the portfolio volatility as follows:
Portfolio Volatility = sqrt[(w1^2)*(σ1^2) + (w2^2)*(σ2^2) + 2*(w1)*(w2)*(σ1)*(σ2)*(ρ12)],
where w1 and w2 are the weights of Eastwood Inc. and Van Cleef Inc. in the portfolio, σ1 and σ2 are their respective daily volatilities, and ρ12 is the correlation coefficient between them.
Plugging in the values, we get:
Portfolio Volatility = sqrt[(15^2)*(0.0145^2) + (16^2)*(0.0125^2) + 2*(15)*(16)*(0.0145)*(0.0125)*(0.7)] = 0.2058.
Next, we need to determine the Z-score corresponding to a 5-day 95% confidence level. Assuming a normal distribution, the Z-score for a 95% confidence level is approximately 1.645.
Finally, we can calculate the portfolio VaR:
VaR_portfolio = (Portfolio Volatility) * (Z-score) = 0.2058 * 1.645 = 0.3389.
Therefore, the 5-day 95% VaR for the portfolio is £0.3389 million.
(b) To calculate the 5-day 95% VaR for equivalent positions in the individual assets, we can apply the same formula as above but consider each asset individually. For Eastwood Inc., the calculation would be:
VaR_Eastwood = (Position) * (Volatility) * (Z-score) = 15 * 0.0145 * 1.645 = 0.3364 million.
Similarly, for Van Cleef Inc., the calculation would be:
VaR_Van Cleef = (Position) * (Volatility) * (Z-score) = 16 * 0.0125 * 1.645 = 0.4144 million.
(c) The results from parts (a) and (b) show that the portfolio VaR (0.3389 million) is slightly lower than the sum of the VaR for individual assets (0.3364 million for Eastwood Inc. and 0.4144 million for Van Cleef Inc.).
This suggests that the correlation between Eastwood Inc. and Van Cleef Inc. (0.7) has a diversifying effect, reducing the overall risk in the portfolio.
However, it is important to note that the VaR measure assumes a normal distribution of returns and relies on historical data, which may not accurately capture extreme market events or changes in correlations.
Therefore, VaR should be used as a tool for risk assessment alongside other risk management techniques and considerations.
In addition, the VaR calculated here only provides an estimate of potential losses at a specific confidence level (95% in this case) over a specific time horizon (5 days).
It does not capture the possibility of losses exceeding the VaR estimate in extreme scenarios. Therefore, it is crucial to continually monitor and assess risks in the portfolio.
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A car manufacturer is offering the choice of a 0.2% loan compounded monthly for 72 months or $1800 cash back on the purchase of a $20,500 new car. Completo parts (a) through (c) below.
(a) If a car buyer takes the 0.2% loan offer, how much will the monthly payment bo?
The car buyer's monthly payment will be $
(Do not round until the final answer. Then round to the nearest cont as needed.)
Answer:
$286.5
Explanation:
Given the following:
Principal (P) = $20,500
Period(n) = 72 months
Rate(r) = 0.2% = 0.002/12 = 0.000166666666
Monthly payment (M) =?
M = P [ r / (1 - (1 + r)^-n) ]
M = 20500[(0.000166666666) / (1 - (1+0.000166666666)^-72)
M=20500[(0.000166666666) / 1 - (1.000166666666^-72)
M= 20500[(0.000166666666) / 0.01192729912821
M = $20500 [ 0.01397354624952]
M = $286.457698115328
M = $286.5
Janice contracts to sell a certain tract of land to Anthony for$5,000, but the contract does not state a time for delivery of the deed andpayment of the price. In this situation: courts will treat the promises to deliver the deed and to pay the $5,000 as mutually dependent.
When a contract fails to state a time for the delivery of the deed and payment of the price, the promises to deliver the deed and pay the amount will be treated as mutually dependent, and both parties are expected to perform their obligations at the same time.
What is the legal outcome when a contract does not state a time for delivery of the deed and payment of the price?Courts frequently view the pledges to deliver a deed or pay the sum as being mutually reliant when an agreement does not specify a deadline for either event.
This means that both parties are expected to fulfill their respective obligations at the same time, and neither party has the right to demand performance from the other without also being ready and willing to perform.
This principle is based on the concept of concurrent conditions, which is a rule that requires each party to perform their obligations under the contract simultaneously.
The courts will, therefore, treat the contract as containing an implied condition that both parties must be ready and willing to perform before either can demand performance from the other.
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Less need for policy manuals, organization charts, and formal controls is a sign of shared values in a:
Multiple choice question.
corporate culture where there is little trust
corporate culture that doesn't empower employees
negative corporate culture
corporate culture that emphasizes service to others
An organization which preaches empathy and hence instills a cultural value which resonates around togetherness will show low levels of harsh and formal control and flexible policies.
When an organization shows less need for policy manuals, then it exhibits its level of flexibility and accommodation. Being less rigid in terms of being bent on formal guidelines and principles is a sign that the organization is empathic and promotes service to others. Such corporate policy framework is positive and hence, shows the orgainiziation's commitment towards social inclusion.Learn more : https://brainly.com/question/14378811?referrer=searchResults
Answer: corporate culture that emphasizes service to others
Xiang is an account manager for etsy, an e-commerce website that connects sellers specializing in handmade items, craft supplies, and vintage items with buyers all over the world. xiang works with sellers who generate more than $100k in yearly revenues: she connects these sellers with resources and support to incentivize them to stay on the site rather than moving to their own websites. what kind of utility does etsy provide?
Incorrect Place utility is the kind of utility Etsy provides when she connects sellers with resources in order to support and incentivize them to stay on the site rather than move to their own websites.
In marketing, "placing utility" refers to making products or services available to customers. Since it connects a product or service to a specific area, a place utility may also be used to draw customers to it. Here, Etsy offers support and resources to these sellers in an effort to persuade them to stay on the platform rather than go for their own websites. Therefore, it seems that Etsy has used the wrong utility in some instances.
A company must consider the utility of placement since it may draw in more customers. It may help to increase website traffic, customer retention, and sales. Customers also gain from it since they have easier access to goods and services and are better able to find businesses. Customers can get there easily.
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Suppose the Bank of Canada sells bonds. We can expect this transaction to:Select one:a.reduce the money supply, increase bond prices, and lower interest rates.b.increase the money supply, lower bond prices, and lower interest rates.c.increase the money supply, raise bond prices, and lower interest rates.d.reduce the money supply, reduce bond prices, and raise interest rates.
If the Bank of Canada sells bonds, we can expect this transaction to:
Option A: reduce the money supply, increase bond prices, and lower interest rates. This is because when the Bank of Canada sells bonds, it is removing money from circulation and, therefore, reducing the money supply. As a result, this action increases demand for bonds, which drives up bond prices. Higher bond prices lead to lower interest rates as the yield on those bonds decreases. So, option A is the correct answer. Is there anything else you'd like me to help you with?
Answer:
When the Bank of Canada sells bonds, it pulls money out of the money market, decreasing the money supply. This action can also lower bond prices. When bond prices go down, their return or interest rates go up. So, based on this information, the correct answer would be d. reduce the money supply, reduce bond prices, and raise interest rates.
Explanation:
The argument that many critics of free trade have suggested that genetic engineering of plants and animals could lead to accidental production of new diseases is the Question content area bottom Part 1 A. protecting domestic jobs argument. B. environmental and safety argument. C. infant industry argument. D. national security argument.
The argument that many critics of free trade have suggested that genetic engineering of plants and animals could lead to accidental production of new diseases is the B. environmental and safety argument.
The argument that genetic engineering of plants and animals could lead to accidental production of new diseases falls under the environmental and safety argument of free trade criticism. This argument highlights concerns over potential negative impacts on public health and the environment, and the need for regulations to ensure safety and prevent harm.
This argument focuses on the potential risks and negative impacts on the environment and human health due to certain aspects of free trade, such as the spread of genetically engineered organisms.
The environmental and safety argument is often raised by critics of free trade who express concerns about potential negative impacts on ecosystems, biodiversity, and public health. In the context of genetic engineering, the argument suggests that manipulating the genetic makeup of organisms could have unintended consequences, including the accidental creation or spread of new diseases. Critics worry that these new diseases could pose risks to both human and environmental health.
It's important to note that this argument does not directly relate to protecting domestic jobs (A), infant industry (C), or national security (D). Instead, it focuses on potential environmental and safety risks associated with genetic engineering in the context of free trade.
Therefore, the correct option is B. environmental and safety argument.
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180-day commercial paper can be bought at a 3.90 percent discount yield. What are the bond equivalent yield (BEY) and the effective annual rate (EAR) on the commercial paper? (Use 365 days in a year. Do not round intermediate
The bond equivalent yield (BEY) and the effective annual rate (EAR) on the 180-day commercial paper with a 3.90 percent discount yield are both approximately 8.27 percent.
To calculate the BEY, we first need to convert the discount yield to a bond equivalent yield. The discount yield is the difference between the face value of the commercial paper and the purchase price, expressed as a percentage of the face value.
In this case, the commercial paper is bought at a 3.90 percent discount yield. This means that the purchase price is 3.90 percent lower than the face value.
To find the bond equivalent yield (BEY), we use the following formula:
BEY = (Discount Yield / (1 - Discount Yield)) * (365 / Number of Days to Maturity)
In this case, the number of days to maturity is 180 days. Plugging in the values, we get:
BEY = (0.039 / (1 - 0.039)) * (365 / 180)
Simplifying the equation, we get:
BEY = 0.040833 * 2.027778
BEY ≈ 0.082723
Therefore, the bond equivalent yield (BEY) of the commercial paper is approximately 8.27 percent.
Next, to calculate the effective annual rate (EAR), we use the following formula:
\(EAR = (1 + Periodic Interest Rate) ^ Number of Periods - 1\)
In this case, the periodic interest rate is the bond equivalent yield (BEY), and the number of periods is 1 since the investment compounds annually.
EAR = (1 + 0.082723)¹ - 1
Simplifying the equation, we get:
EAR = 1.082723 - 1
EAR ≈ 0.082723
Therefore, the effective annual rate (EAR) on the commercial paper is approximately 8.27 percent.
In conclusion, the bond equivalent yield (BEY) and the effective annual rate (EAR) on the 180-day commercial paper with a 3.90 percent discount yield are both approximately 8.27 percent.
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The primary cost associated with the level production strategy is the cost ofA.holding inventory.B.hiring and firing workers.C.overtime.D.outsourcing (subcontracting)
Answer:
The primary cost associated with the level production strategy is the cost of
A.holding inventory.
7. Name 5 main decision makers in macroeconomics
Answer:
1. Households
2. Firms
3. Governments
4. "The Rest of the World"
I don't know a good fifth
Explanation:
Quality assurance programs have been successful in many manufacturing environments because they increase workers’ autonomy over the work process.
a. True
b. False
False - Because employees have little influence over the process, it has proven less successful.
What is the main purpose of quality assurance?Both the manufacturing and service sectors use the term "quality assurance" to refer to the systematic measures taken to guarantee that the product delivered to the customer meets the contractual and other agreed-upon performance, design, reliability, and maintainability expectations of that customer.Process control, control charts, acceptance sampling, and product quality control are the four categories of quality control.Process audits, process standards, process documentation, and process checklists are a few examples of quality assurance practises. Examples of quality control procedures are inspection, peer reviews of deliverables, and software testing.In order to produce the specified product or service on time and within budget, as well as to go above and beyond in all transactions and contacts with the customer, quality assurance is meant to complete front- and back-end procedures in the most effective and fluid way possible.Learn more about quality assurance refer to :
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Computer equipment was acquired at the beginning of the year at a cost of $66,600 that has an estimated residual value of $4,100 and an estimated useful life of five years. Determine the (a) depreciable cost, (b) straight-line rate, and (c) annual straight-line depreciation.
Answer:
Depreciable cost = Cost of equipment - residual value
Depreciable cost = 66,600 - 4,400
= $2,200
Annual depreciation = cost - residual value / useful life
Annual depreciation = 66,600 - 4,400 / 5
= 12,440
Straight-line rate = Annual depreciation expense / cost - residual value
Straight-line rate = 12,400 / 66,600 - 4,400
= 0.199
The number of minorities in the workforce is?
Answer:
increasing
Explanation:
i got it from quizlet so if its not right im sorry i tried my best !!
Education Career Video Assignment
In order to complete this assignment, you must first watch at least 3 of the 5 videos that are in the course under MODULE 3.01. After you have watched them, answer the following questions about 3 of the 5 jobs you learned about. Once you are finished save your file. Then upload it to the Education Careers Video Assignment dropbox.
Name:
Video #1
1. What is the job title?
2. Where do people with this career go to work?
3. What education do you need for this career?
4. Why did you choose this career?
Video #2
1. What is the job title?
2. Where do people with this career go to work?
3. What education do you need for this career?
4. Why did you choose this career?
Video #3
1. What is the job title?
2. Where do people with this career go to work?
3. What education do you need for this career?
4. Why did you choose this career?
Suppose romaine lettuce is a normal good. Suppose further incomes in the economy are rising. Everything else held constant, this will cause the _____ romaine lettuce to _____.
Answer:
Demand for
Increase
Explanation:
A normal good is a good whose demand increases when income rises and whose demand falls when income falls.
So if income is rising, the demand for the lettuce should increase.
I hope my answer helps you
What is the difference between using an action button to play an audio file via 'play sound' and an audio clip set up through the Media Group?
Answer: The action button lets users play the audio file, the sound button will play an audio clip.
Explanation:
The action button lets users play the audio file once it is clicked or has a mouse over action over the assignment button. The sound button will play an audio clip that you have specified in the action settings dialog box.
stockmaster corporation has provided the following contribution format income statement. assume that the following information is within the relevant range. sales (8,000 units) $320,000 variable expenses 192,000 contribution margin 128,000 fixed expenses 121,600 net operating income 6,400 the margin of safety in dollars is closest to: stockmaster corporation has provided the following contribution format income statement. assume that the following information is within the relevant range. sales (8,000 units) $320,000 variable expenses 192,000 contribution margin 128,000 fixed expenses 121,600 net operating income 6,400 the margin of safety in dollars is closest to: $6,400 $128,000 $121,600 $16,000
The margin of safety in dollars is $16,000. The correct option is D).
To calculate the margin of safety in dollars, we need to find out the amount by which sales can drop before the company starts making a loss. This can be calculated using the following formula:
Margin of safety = Total sales - Break-even sales
The break-even sales can be calculated as:
Break-even sales = Fixed expenses / Contribution margin ratio
Contribution margin ratio = Contribution margin / Total sales
Using the given information, we can calculate the contribution margin ratio as:
Contribution margin ratio = Contribution margin / Total sales = $128,000 / $320,000 = 0.4
And, the break-even sales can be calculated as:
Break-even sales = Fixed expenses / Contribution margin ratio = $121,600 / 0.4 = $304,000
Therefore, the margin of safety in dollars is:
Margin of safety = Total sales - Break-even sales = $320,000 - $304,000 = $16,000
Hence, the closest option is $16,000. The answer option is D).
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PLEASE HELP QUICKLY: (FIRST ANSWER GETS BRAINLIEST) PERSONAL & FAMILY FINANCE
Ivywood Country Club recently hired Spencer to find additional resources, make major decisions involving membership, and develop ideas for new swag to be sold in the pro shop. What unique skill did the club MOST likely need when they hired Spencer?
capital capacity
labor talent
entrepreneurial ability
Answer:
entrepreneurial ability
Explanation:
Entrepreneurial ability is the capacity to understand every aspect of a business. It entails combining a range of technical, management, and personal skills. Entrepreneurial ability incorporates creativity, ambition, determination, teamwork, risk management, and a sense of responsibility.
Spencer must have Entrepreneurial abilities; that's why the club hired him. The club believes that his creativity and determination will be useful in finding additional resources. Spencer can recognize, attract, and retain talent. Entrepreneurial abilities involve taking over a business that already exists and making it better.
7 of these cuboids of side 3cm are put together to make this shape
The surface area of the shape is 504cm^2.
What is Surface Area?This refers to the sum of all areas of the faces on a three-dimensional shape.
From the complete question, we can see that there is a diagram with the following parameters:
Seven cuboidsEach side 3cmThe surface area of the shape is:
3 3 * 3=9
9 * 7=63
63+9=72 * 7
=504cm^2
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What is the definition of a team? What is teamwork? Why is learning to work well with others important in life? What is one issue that hinders you from wanting to work with other people? What is one thing you can change so you can be successful when working in teams?
Answer:
Team work is when every one comes together to do or accomplish something and the definition of team is a group of people that play for the same thing it's important in life because when you get into the real world you will have to work with other people even if you don't like them one issue that hinders you from wanting to work with other people is you don't like those other people one thing you can change so you can be successful when working in teams is try to get along with everyone else on the team.
I will mark you as brainliest!
During the___step of the product development process a business will
likely have a fully functioning prototype of a new product.
A. product and promotion development
B. idea screening
C. post-launch review
D. business analysis
During the option B. idea screening step of the product development process a business will likely have a fully functioning prototype of a new product.
What function does a prototype serve in the creation of a product?New product development often starts with a concept study, then moves on to prototype development, actual productization, production, and post-sale support.
Prototypes are physical depictions of the various stages of development from the initial concept to the finished product. Every stage of the prototyping process provides useful information on how to produce a final design that will best serve the development project's ultimate objectives.
Note that By using prototypes, you can ensure that your final product is both safe and compliant with regulations in your sector. Cost-saving measures - Any alterations you make during the prototyping stage, whether to the product design, the materials used, or the production procedures, may enable you to reduce the price of the finished product.
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Answer: A: product and promotion development
Explanation:
how do contact lists differ from an address book?
Answer:
Contact lists contain more information about a person than an address book.
~faith
Explanation:
Hope you have a great day :)
Southeastern Bell stocks a certain switch connector at its central warehouse for supplying field service offices. The yearly demand for these connectors is 14,300 units. Southeastern estimates its annual holding cost for this item to be $22 per unit. The cost to place and process an order from the supplier is $75. The company operates 300 days per year, and the lead time to receive an order from the supplier is 3 working days.
a) What is the economic order quantity? units (round your response to the nearest whole number).
b) What are the annual holding costs? $(round your response to the nearest whole number).
c) What are the annual ordering costs? $(round your response to the nearest whole number).
d) What is the reorder point? units (round your response to the nearest whole number).
Economic Order Quantity (EOQ) = sqrt((2DS)/H)
Annual Holding Cost = (Q/2) * H
Annual Ordering Cost = (D/Q) * S
Reorder Point = Lead Time Demand
where:
D = Annual demand
S = Ordering cost
H = Holding cost
Q = Order quantity
Lead Time = 3 days
Lead Time Demand = D * (Lead Time/Number of Working Days in a Year)
a) Economic Order Quantity:
D = 14,300 units per year
S = $75 per order
H = $22 per unit per year
Number of Working Days in a Year = 300
EOQ = sqrt((2DS)/H)
EOQ = sqrt((21430075)/22)
EOQ = 583.49 ≈ 583 units
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Identify the problem by analyzing the given scenario. An IT software company is losing market share because it fails to launch new products in a timely manner. Decisions are centralized at the top, and employees have little or no voice. One way to solve this problem is to use teams to eliminate ____ in the company.
Explanation:
to eliminate their best efforts in the company
Answer:
"bureaucratic barriers"
Explanation:
i got it right on plato
Serenity has a $500 deductible on her auto insurance. Her insurance company accepted her claim for a $4,800 repair. How much did Serenity pay for the repair?
The amount that Serenity would pay for the repair would be $ 500.
How to find the amount paid ?Serenity's auto insurance policy includes a $500 deductible, necessitating her to pay the first $500 of repair costs. Consequently, in for a repair worth $4,800, Serenity will be responsible for paying $500 out of pocket. Her insurer will cover the remaining charges that sum up to $4,300.
Hence, an expense of $500 comes from Serenity’s funds towards the $4,800 worth repairing endeavour while $4,300 is covered under her insurance company's accountability.
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Market competition is described as a:
A. Full contact sport
B. None of these
C. Survival of the fittest
D. No holds barred
Answer:
Survival of the fittest
Explanation:
Survival of the fittest, term made famous in the fifth edition (published in 1869) of On the Origin of Species by British naturalist Charles Darwin, which suggested that organisms best adjusted to their environment are the most successful in surviving and reproducing. Darwin borrowed the term from English sociologist and philosopher Herbert Spencer, who first used it in his 1864 book Principles of Biology. (Spencer came up with the phrase only after reading Darwin’s work.)
You should write down everything a speaker says when you take notes.
Please select the best answer from the choices provided
T
F
During the first quarter of the Super Bowl, Chris keeps track of actual game time vs. time devoted to commercials. Game time amounted to 35 minutes; commercials comprised 14 minutes. What fraction of the total time was the actual game shown? *
Answer:
5/7
Explanation:
The total time will be the aggregate of commercials and game time
=35 mins + 14 mins
=49 mins
game times as a fraction of total time
=35/49
=5/7
Which examples demonstrate common Production work environments? Check all that apply.
Craig is a self-employed Jeweler who works in his own shop.
Rashida works in a factory making parts for machinery.
Antonio works in a quiet office filing paperwork.
Mei spends most of her time on the telephone.
Norm stands for long periods while welding in a workshop.
Carolyn performs tests on materials in a laboratory.
((answer: A, B, E))
Answer:
The answer is A,B,E
Explanation:
Jus took the test and got a 100
The examples that demonstrate common production work environment are:
Craig is a self-employed jeweler who works in his own shop. works in a factory making parts for machinery.Norm stands for long periods while welding in a workshopWhat is Production work environment?Production work environment is a workplace environment where employees conduct their work. It is where one work, including the workspace and common work areas shared with others.
The above means that production work environment is where people carry out assembling work, production work, etc.
Hence, the examples that demonstrate common production work environment are:
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Shonda wants to open a deli. She is worried that it won't be successful unless
it has a familiar brand name, so she pays for the rights to use the name and
logo of an existing deli company. What type of business is Shonda forming?
O A. A franchise
O B. A cooperative
O C. A partnership
O D. A corporation
If he pays for the rights to use the name and logo of an existing deli company. The type of business is Shonda forming is: A. A franchise.
What is franchise?Franchise can be defined as the way a person or a company is given the license or right to use a another company trade name or logo.
Based on the given scenario Shonda forming a franchise type of business because he was given the rights to use the name and logo of an existing deli company.
Therefore the type of business is Shonda forming is: A. A franchise.
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