Any Insurance agent who commits a repeated violation of the insurance code with respect to insurance replacement shall be liable for penalties of no less than $5.000 and no more than $50,000 per violation.
The Insurance Code governs the actions of insurance carriers throughout the state. When an insurance carrier violates the insurance code, policyholders are left liable to hefty repair bills with no recourse.
Insurance companies make every effort to protect their revenues. Claims cost insurers money because they must analyse the damage, process the claim forms, and pay out the damages to the policyholder.
Some providers utilise the strategy of denying claims from policyholders regardless of the claim's status. Such broad and unqualified claim denials are among the most serious violations of the insurance code.
Policyholders who may demonstrate that their provider denied a genuine claim may be able to submit a claim under insurance code violation laws.
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During some emergency situations, the phone system will be destroyed especially when there is a building collapse. What can we do to protect the phone line?
Answer:
Use a separate single-cable phone line not part of the buildings main phone system, Place the telephone wire into a metal conduit, and having the cable enter/exit the building at the lowest level of the building.
Explanation:
Eric is a Missouri resident and a sentenced offender. He was sentenced to three years of probation with the following conditions:
1. He must not violate any law of any state or any local ordinance.
2. He must report to Probation Officer Greg James monthly at a predetermined time.
3. He must not use any illegal substance or alcohol and must also submit to random testing.
4. He must obtain permission from Probation Officer James before traveling out of Missouri.
In his second year of probation, Eric was captured by store detectives stealing a satellite radio system from an electronics store in Orlando, Florida. The Orlando Police Department responded to the scene and investigated. After interviewing the store detectives, they issued Eric a misdemeanor appearance citation for shoplifting. The appearance citation contained a mandatory court date for the following month.
Approximately three months later, Probation Officer James received a letter from the local district court in Orlando, Florida. The letter informed James that probationer Eric was in Orlando in January, received a misdemeanor violation for shoplifting, and has since failed to report for the scheduled court date; a warrant has now been issued by the Orlando District Court. James reviewed probationer Eric’s file and found no record of any request to leave the state for any type of travel. Eric’s home address is listed as Springfield, Missouri.
Probation Officer James prepared all of the paperwork required to initiate probation revocation proceedings against Eric. James also sent Eric written notice that the terms of his probation had been breached and that his probation had been placed in jeopardy. The notice informed Eric that a hearing had been set for the probation revocation. During the hearing, Eric will have an opportunity to present evidence on his own behalf.
On the date of the hearing, Eric and James arrived at the courthouse to present their arguments before the presiding judge. During the hearing, Probation Officer James presented evidence supporting the alleged breach of the conditions of probation. He presented sworn statements from Orlando store detectives regarding the shoplifting incident and sworn statements from the Orlando police officer who issued Eric the misdemeanor appearance citation. Eric responded to the allegations by testifying that the Orlando misdemeanor case was a case of mistaken identity and that he was at home in Missouri during that time. James rebutted Eric’s testimony by restating that his witnesses (through their sworn statements) could attest to the fact that Eric was in fact arrested in Orlando for shoplifting the satellite radio system on the date in question. At the close of all testimony, the judge sent the courtroom into a fifteen-minute recess so that he could review all of the testimony and reread the sworn statements from the absent witnesses.
Approximately fifteen minutes later, the judge returned to the bench and announced his decision that Eric had violated the conditions of his probation agreement and should now be sent back to prison to serve out the remainder of the original sentence. The judge added that Eric will face the shoplifting charges upon release from prison. The court then served Eric with a written order stating all of the reasons for the probation revocation.
Can Probation Eric be prosecuted for shoplifting after release from prison, or would that constitute double jeopardy?
Answer:
Yes, he can be prosecuted.
Explanation:
It would not be considered Double jeopardy, since what he was being prosecuted for was something completely different. It was for shoplifting. Also, he violated the conditions for his probation, he violated the law of the state when he shoplifted.
A(n) ________ is issued by the clerk of the court and is delivered with a copy of the complaint to the defendant.
Answer:
Summons.
Explanation:
A(n) summons is issued by the clerk of the court and is delivered with a copy of the complaint to the defendant.
How did Martin Luther King Jr. defend himself against charges made by opponents of civil rights that he was a Communist?
a. His speeches tied together Christianity, anticommunism, and patriotism.
b. Black children suffered psychological impairment that could last the rest of their lives.
c. Returning each day to the same lunch counter until they were given service
d. The Soviet Union was using the Little Rock incident to point out the contradictions in U.S. democracy.
Martin Luther King Jr. defend himself against charges made by opponents of civil rights that he was a Communist by his speeches tied together Christianity, anticommunism and patriotism. The correct option is a.
By highlighting his devotion to Christianity, anticommunism and patriotism, Martin Luther King Jr. countered accusations by opponents of civil rights that he was a Communist. King consistently pushed for nonviolent activism while fighting for equality and justice in accordance with Christian values.
He argued that the fight for civil rights was founded on American ideals of freedom, democracy and equal opportunity for all people rather than communist ideologies. King aimed to disprove the accusations and show his firm belief in nonviolent social change within the confines of American society by identifying with Christianity and expressing his dedication to the ideals of anticommunism and patriotism.
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Binge drinking is drinking a large amount of alcohol very quickly for the sole purpose of getting impaired
This is true. Binge drinking is drinking a large amount of alcohol very quickly for the sole purpose of getting impaired
What is binge drinking?It involves quickly consuming multiple alcoholic beverages, often in rapid succession. The focus of binge drinking is on the effects of alcohol rather than on savoring or enjoying the taste or social aspects of drinking.
The quantity of alcohol consumed during a binge drinking episode can vary, but it typically exceeds the recommended limits for moderate or responsible drinking.
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How did the country’s leaders respond to George Washington’s warnings against political parties?
Answer:
The county's leaders ignored Washington's warnings against political parties.
acts as leader of departments within the executive branch called by?
Acts as leader of departments within the executive branch called by Cabinet Secretaries.
The heads of departments within the executive branch are generally called as the cabinet secretaries or simply secretaries. These individuals are appointed by the President of the United States and are responsible for overseeing and managing their respective departments, which include agencies, bureaus, and other offices that are part of the federal government. There are currently 15 Cabinet-level departments in the United States government, each led by a Secretary who is responsible for implementing the policies and programs of the President and Congress within their specific area of responsibility.
Therefore, the cabinet secretaries or simply secretaries are the people who leads the departments within the executive branch.
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Examine main differences between presidential system and the parliamentary system
The main differences between a presidential system and a parliamentary system lie in the separation of powers, the role of the executive and legislative branches, and the process of government formation and accountability. In a presidential system, the president is elected separately from the legislature, often through direct popular vote. In a parliamentary system, the head of government is typically chosen from within the legislature, either by the members themselves or by the monarch or president on their advice.
In a presidential system, the executive branch is separate from the legislative branch. The president is the head of state and government, elected by the people, and has significant powers and authority. The president serves as the chief executive, making decisions and implementing policies. The legislative branch, consisting of the Congress or Parliament, is responsible for making laws and conducting oversight. The executive and legislative branches operate independently and have separate sources of legitimacy.
In contrast, a parliamentary system has a fusion of powers between the executive and legislative branches. The head of government, typically known as the prime minister, is chosen from the majority party or coalition in the legislature. The prime minister and the cabinet are accountable to the legislature and depend on its support to stay in power. The executive branch is not separate from the legislative branch but is formed and sustained by it.
Another key difference is the process of government formation. In a presidential system, the president is elected separately from the legislature, often through direct popular vote. In a parliamentary system, the head of government is typically chosen from within the legislature, either by the members themselves or by the monarch or president on their advice.
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evaluating whether sexual harassment was sufficiently severe or pervasive involves both objective and subjective components.T/F
True. Evaluating whether sexual harassment was sufficiently severe or pervasive typically involves both objective and subjective components.
The objective component focuses on assessing the specific behaviors or actions that occurred and determining if they meet the legal standards for sexual harassment. This may involve considering factors such as the nature, frequency, and duration of the alleged harassment. The subjective component involves considering the impact and perception of the harassment on the individual who experienced it. It takes into account the individual's subjective experience, feelings, and the overall effect on their work environment. Both objective and subjective components are important in determining the severity and pervasiveness of sexual harassment.
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constitutionally established guarantees that protect citizens, opinions, and propertyagainst arbitrary government interference are known as:
These guarantees are known as civil rightsare protections that are established to ensure that citizens are guaranteed certain rights.
Civil rights are protections that are established to ensure that citizens are guaranteed certain rights, including the right to life, liberty, and property, as well as freedom of speech and assembly, protection against discrimination, and the right to due process. They are designed to prevent government interference with fundamental rights and freedoms, especially those that are essential to a democratic society. Civil rights also provide a platform for citizens to express their opinions without fear of retribution or censorship, and to enjoy the same privileges regardless of their personal characteristics. Civil rights are essential for a democratic society to function, as they ensure that all citizens are treated equally and enjoy their inalienable rights.
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GIVEING HIGH POINTS
) Develop a three- to four-paragraph opening statement.
a) Your opening statement should be three to four paragraphs long and written in your own words.
b) The introduction should:
(1) Engage the audience
(2) Acknowledge the issue at hand
c) The main body should:
(1) Identify a clear policy solution in the form of an argumentative claim
(2) Establish a course of action to be taken
d) The conclusion should:
(1) Describe the importance of the issue at hand
(2) Summarize your solution in a concise way
its about the rising cost of higher education
One year at the prestigious Yale University will cost an average of $38,300. Many students who deserve to go to this school may miss out because of the cost and lack of financial aid. The rising cost of college may put higher education out of reach for the average American. This paper will look into the reasons behind the steady rise in prices, the legitimacy of a college education, and why recent graduates are struggling to find jobs in this tough economy.
A college education is now as necessary for success as a high school education was in the 1970’s according to the job industry. In 1970, only 40 percent of high school graduates went to college.
Other reasons for the raise in prices could be the health benefits or the rising utility costs the school has to pay. Some schools promise the families a compact plan. In this plan they will pay the same amount of tuition for all four years. The downfall of this plan is that they take the average of all four years so you could end up overpaying for your freshman year.
Will the average student receive enough financial aid for college to truly make a difference? 63 percent of students receive some form of financial aid (whether it is loans or grants). However, because so many students are applying for financial aid there is less to be given. This leaves many students with some form of financial aid still in debt or taking out loans. Federal grant aid has increased by $8,000,000,000 over the past decade and state grant aid is up 78 percent over the last 10 years.
Hope this helps! i didn't really look at what I had to put o it but there you go
Is poverty or a hard life ever an excuse for a crime? If so, how? If not, why not?
Answer:
Poverty does not directly cause crime; instead, it is a factor in the cause but, independently, it is not the root source (Barr 5). During the Great Depression, poverty levels were much higher than they are today, but crime actually declined
This is Ethics class question.
How does the legal inequity of America's past affect inequity
that remains across ethnic lines today? please answer it in essay
form and cited it.
The racial inequality that was prevalent in America's past has remain across the ethnic lines of today and we can see from the incidents from the various incidents that took place in America. Even though great leaders have fought for the inequality still we could identify such acts for instance during the George Floyd's case.
Racial inequality in a society refers to the unequal distribution of resources, power, and economic opportunity across races. While the discussion of racial inequality in the United States is often focused on economic inequality, racial inequality manifests itself in a variety of ways that impact the well-being of all Americans both individually and collectively. This includes disparities in wealth, education, employment, housing, mobility, health, incarceration rates, and other areas.
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what type of decision delivered by the supreme court is one that sets a new precedent in the law by which all lower courts must abide? group of answer choices moral landmark civil professional ethical
Doctrine of Stare Decisis civil decision delivered by the supreme court is one that sets a new precedent in the law by which all lower courts must abide.
A legal principle known as "stare decisis" requires courts to follow earlier decisions when deciding a case that is similar to the one at hand. Stare decisis makes sure that cases with comparable facts and circumstances are handled the same way. Simply put, it requires courts to uphold the legal precedents established by earlier rulings.
The concept of legal precedent is crucial because the U.S. common law structure has a unified system of adjudicating cases that is based on the principle of stare decisis. A precedent is a previous decision or judgment in a case. Stare decisis requires courts to review prior decisions when presiding over an ongoing case with analogous facts.
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4. As of 2018, how many states have a legalized death penalty for capital crimes?
A. 12
B. 30
C. 49
D. 10
27
Explanation:
in the United States, capital punishment is a legal penalty the country at federal level, in 27 States and in American Samoa
In conveyancing Law why is identity evidence required
Answer:
The other main reason that identity checks are required is to help prevent money laundering and mortgage fraud. Solicitors who fail to follow procedures to properly identify a client can unintentionally assist in the commission of financial crime, including the funding of terrorism.
Against utilitarianism, which of the following authors would object, “To maximize utility by imposing burdens on some individuals is to treat all of society like a single person. But society is not like a single person, and so utilitarianism is mistaken.
Answer:
(D) A and B or both correct
Explanation:
Earning enough money to take a vacation is which rewards of work factor?
A Benefits
B Career
C Compensation
D Work content
Earning enough money to take a vacation is a compensation rewards of work factor. The correct option is c.
Earned income enables the ability to take a vacation, which is option C- Compensation. Wages, salaries and bonuses are all examples of financial rewards for work, which collectively constitute compensation. A concrete result of the compensation factor is the ability to earn enough money to take a vacation.
Demonstrating the connection between one's efforts at work and the financial resources that allow them to engage in leisure activities. This aspect of pay demonstrates how the financial benefits of work can be translated into rewarding experiences and benefits outside the workplace which benefits employees general wellbeing and work-life balance.
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What happens if a person without a real estate license is acting as a finder and performs duties beyond just introducing the buyer and seller, such as negotiation or advising?
Answer:
The individual could face penalties
Explanation:
John smith was born on January 1, 1965. Which customer listing is considered PII?
The correct answer for customer listing to be considered PII would be John Smith – DOB 1/1/1965.
What constitutes PII?Any representation of information that enables the identity of an individual to whom the information applies to be logically deduced by either direct or indirect means is referred to as personal identifiable information (PII).
What is PII, and what are some examples?PII refers to any data on a person kept by an organization, including (1) any details that can be used to identify or trace a person, including a name, social security number, birthdate, place of birth, mother's maiden name, or biometric data.
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Among all primates humans have the
a. most developed vision.
b. most elaborare connections between different regions of the brain.
c. largest olfactory bulb.
d. greatest sense of hearing.
Answer:
the most elaborate connection between different regions of the brain.
When a court awards a sum of money to a successful litigant, the award is known as:
a.Rescission
b.Damages
c.Damage
d.Loss
When a court awards a sum of money to a successful litigant, the award is known as damages.
Damages can be awarded in various types of legal cases, including personal injury, breach of contract, and property damage. The amount of damages awarded is typically based on the extent of the harm suffered by the successful litigant. It can include compensatory damages, which aim to reimburse the injured party for their actual losses such as medical expenses or property repair costs. In some cases, punitive damages may also be awarded to punish the defendant for their wrongdoing and deter others from engaging in similar conduct.
The court's award of damages is intended to provide a fair and just outcome for the successful litigant. It ensures that they receive compensation for the harm they have endured and helps to address any financial losses incurred as a result of the defendant's actions. Damages play a crucial role in the legal system by providing a means for individuals and businesses to seek redress for the harm they have suffered and promoting accountability for wrongful conduct.
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Answer this question in at least 4 sentences.
14. Explain how a supreme court's ruling and precedents can change over
time. Be sure to identify who has the authority to establish a new
precedent, and provide an example of a precedent that changed.
Answer this question in at least 4 sentences.
A Supreme Court's ruling and precedents can change over time as the court reassesses and reinterprets the law in light of new social and legal developments. The Supreme Court has the authority to establish new precedents, through their decisions and rulings that set legal principles that must be followed by lower courts. A precedent can change when a new case is brought before the court, and the court reconsiders its previous ruling, or when the court's composition changes and new justices bring new perspectives to the court.
An example of a precedent that changed over time is the "separate but equal" doctrine. This doctrine, established in the 1896 Supreme Court case Plessy v. Ferguson, upheld the constitutionality of state laws requiring racial segregation as long as the separate facilities were equal in quality. However, in the 1954 case of Brown v. Board of Education, the court reversed this precedent and ruled that segregation in public schools was inherently unequal, and therefore unconstitutional.
When a commercial real estate sale has two Agent sales associates the broker may create a?
When a commercial real estate sale involves two agent sales associates working under a broker, the broker may create a co-brokerage agreement or a dual agency arrangement.
A co-brokerage agreement is a contractual agreement between two real estate brokers, each representing different parties involved in a transaction. In this case, the broker representing the seller and the broker representing the buyer collaborate to facilitate the sale. The agreement outlines the responsibilities, duties, and compensation arrangement between the two brokers.
Under a co-brokerage agreement, the brokers typically share information, work together to market the property, coordinate showings, negotiate terms, and assist in the closing process. The agreement specifies how the commission will be divided between the brokers, typically based on a predetermined percentage or a negotiated split.
On the other hand, a dual agency arrangement occurs when the broker represents both the buyer and the seller in a transaction. In this scenario, the broker acts as a neutral intermediary, facilitating the transaction while maintaining impartiality.
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true or false? all jurisdictions currently grant license transfers to qualified pharmacists who already are licensed by another jurisdiction.
All jurisdictions currently grant license transfers to qualified pharmacists who already are licensed by another jurisdiction. false
Generally, global legal guidelines and treaties offer agreements that nations agree to be bound to. Such agreements aren't continually hooked up or maintained. The exercise of extraterritorial jurisdiction by using three principles is printed within the UN charter. Those are equality of states, territorial sovereignty and non-intervention. This increases the question of while can many states prescribe or put in force jurisdiction. The Lotus case establishes two key regulations to the prescription and enforcement of jurisdiction. The case outlines that jurisdiction is territorial and that a state might not work out its jurisdiction within the territory of every other kingdom unless there is a rule that allows this. On that same notice, states enjoy a huge measure of discretion to prescribe jurisdiction over persons, property and acts within their personal territory until there has been a rule that prohibits this.
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Jurisdiction over a defendant is referred to as subject matter jurisdiction. True or False
It is False that Jurisdiction over a defendant is not referred to as subject matter jurisdiction. Subject matter jurisdiction is the authority that a court has to hear a particular type of case based on the subject matter of the case.
Jurisdiction over a defendant, on the other hand, is referred to as personal jurisdiction or territorial jurisdiction.Personal jurisdiction is the court’s power over the defendant, which is acquired by providing the defendant with notice of the proceedings and affording the defendant an opportunity to be heard. Personal jurisdiction may be obtained in a number of ways, including through the defendant’s presence in the state, through the defendant’s consent to jurisdiction, or through the defendant’s contacts with the state.Territorial jurisdiction refers to the court’s authority to hear cases that arise within a particular geographic area, such as a state or county. Territorial jurisdiction is established by statute or constitution and is based on the geographic location of the events that gave rise to the case.In conclusion, subject matter jurisdiction and personal or territorial jurisdiction are different types of jurisdiction that are important for courts to have in order to hear and decide cases.
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Which of these is something that a federal court could do? *
A. determine wether a president's executive order is unconstitutional
B. increase taxes on the wealthy
C. pass laws regarding the consumption of food and drugs
D. declare war against another country
At the time of the American Revolution, which of the following best explains why there were so many fires?
O Like many European cities, colonial America was dependent on the technologies at the time.
O Jamestown, Virginia was almost entirely destroyed by four runaway fires from everyday accidents and carelessness.
O Ben Franklin wrote articles in the Philadelphia Gazette to raise awareness of fire safety.
Pails, buckets, tubs, axes, and spades were all there was to fight fire.
Answer:
Like many European cities, colonial America was dependent on the technologies at the time.
Explanation:
you're welcome
There were numerous fires throughout the American Revolution. Colonial America, like many European towns, was reliant on current technologies. Option A correct.
What was happened at the time of American Revolution?Revolutions are typically organized movements aimed at bringing about change—economic change, technical change, political change, or social change. The Revolutionary War was an insurgency against British rule by American Patriots in the 13 colonies that resulted in American independence.
Between 1765 and 1783, 13 of Britain's North American colonies revolted against its imperial rule, resulting in the American Revolution. The objection began in response to the British monarchy and Parliament imposing taxes without detail for colonial content.
People who start revolutions have judged that society's current institutions have failed or no longer serve their original purpose. Throughout the American Revolution, there were countless fires. Colonial America, like many European communities, relied heavily on modern technology.
Therefore, option A is correct.
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strategic public relations
Answer:
At their heart, all public relations campaigns are about planning and strategy. After all, without a good strategy, it would be impossible for a PR expert to ensure that they were having the right impact on an audience with their marketing solutions, or that they were releasing press content at the right time. The “strategic planning” part of public relations is what sets it apart as a critical component of building a business and managing a company reputation.
Strategic planning starts with setting a goal for a PR campaign. Once a vision of success is established, PR companies can then work alongside their clients to carve out an effective route to that end target. Strategic planning ensures that press releases go out just at the right time to cause a social splash, and that reputation management strategies have components in place that allow businesses to respond quickly when disaster strikes.
Explanation:
If one of the outstanding class-action lawsuits against a Canadian gig employer were to be found in favour of the plaintiffs (i.e. in favour of the gig workers suing their employers), the employer would likely be responsible for paying retroactively for various rights these workers had that were not fulfilled. Briefly describe the types of payments these employers would find themselves owing to their workers.
The types of payments employers would have to make if they were found liable in a class-action lawsuit in favour of their gig workers would vary, depending on the specific employment terms it violated.
The employer could be responsible for calculating and paying back wages for the hours worked, since typically gig workers are paid “by the job” or project completion without taking accrued vacation time or overtime into account.
They might be on the hook for unpaid overtime or vacation pay, as well as for other entitlements such as holiday pay, employer-paid contributions to pension plans, and medical and/or dental benefits. If the employer had been in violation of health and safety laws, they could also be out of pocket for medical expenses, as well as for any damages suffered by the employee, such as pain and suffering or loss of income.
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