as a product owner doing story estimation, you tell your team to keep their initial estimate private. this allows team members to form an independent opinion before sharing. which effective estimation characteristic does this refer to?
Answers
Telling the team to keep their initial estimate private allows team members to form an independent opinion before sharing. The effective estimation characteristic that this refer to is to avoids anchoring bias.
What is an anchoring bias?An anchoring effect refers to cognitive bias whereby an individual's decisions are influenced by a particular reference point. An Anchoring bias occurs when we rely too much on pre-existing information or the first information they find when making decisions.
For example, if we see a T-shirt that costs $1,200 and then see a second one that costs $100, we are prone to see the second shirt as cheap. Whereas, if you had merely seen the second shirt, priced at $100, you’d probably not view it as cheap.
Hence, the anchor, which is the first price that you saw has unduly influenced your opinion. In conclusion, an anchoring bias is an important concept in behavioral finance.
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Related Questions
suppose a sailboat factory and a fishing boat factory exist in the same town. employees at both factories have the same skills and are initially paid the same wage rate. if the sailboat manufacturer increases the hourly wage paid to his employees, then the group of answer choices b and c a and c quantity supplied of labor at the sailboat factory will increase. demand for sailboats will increase, and the supply will decrease. supply of labor at the fishing boat factory will increase.
Answers
Employees at both plants have the same abilities and are paid the same starting wage. If the sailboat manufacturer raises the hourly wage provided to his employees, so will the amount of labor supplied at the sailboat manufacturing.
What word best characterizes the set of benefits and pay that employees receive in return for their work?Compensation is the entire sum that workers receive in exchange for completing a certain assignment. Salary, earnings, and benefits are all included in this total. an annual salary or hourly wage plus additional benefits and incentives
What method provides its employees with a time rate while maintaining a distinct piece rate?Employees receive a defined rate of compensation based on the volume of goods produced under this simple payment strategy. The benefits of the other variations of this method are also present in piece rate with ensured time rate.
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Disadvantages of choosing a job that is extremely popular or in demand
Answers
The disadvantage of choosing a job that is very popular or a job that is in high demand is that after a while such a job may become saturated or it would become monotonous.
What is a high demand job?This is the term that is used to refer to a job that the people that wpould employ labor are constantly in need of. Such a job is one that would require the people that have the qualification to opt in and get the places and the roles that they are to fill.
The issues that may arise from such a job that is in high demand is that after a period, such a job may have a lot of persons that would want to fulfil the role.
The number of qualified persons may become more than the job that is available for the people to do in the long run.
Hence this is a disadvantage. Therefore I would conclude by saying that the disadvantage of choosing a highly popular job is that the number of persons that are willing to fulfil the role may exceed the job overtime.
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What section of the economy is the largest employer
Answers
Answer: public schools in the us
Explanation: 6,646,292...
Takisha Jorimoto works in finance for a small microbrewery. This week Takisha is working on a budget for the next 12 months. She has been doing research to determine prices for the new equipment the company will need in the next 12 months to stay competitive in this market. Which of the steps in financial planning is Takisha involved in
Answers
Answer:
to follow her heart
Explanation:
and you will follow the steps
Select two learning styles from the following list. Describe ways in which each of the two learning styles prefer to learn. Bodily/kinesthetic, interpersonal, intrapersonal, logical/mathematical, naturalistic, rhythmic/musical, verbal/linguistic.
Answers
Answer:
interpersonal
positive behaviors used when interacting with others
intrapersonal
relationship with self
Explanation:
I really don't have an explanation sorry
3. ______ are defined as goods or services that are required for health and safety.
Answers
Occupational Health and Safety are defined as goods or services that are required for health and safety. Information standards are guidelines governing the information that must be provided to consumers when they purchase specific goods.
What is the safety of goods?A safe product is one that delivers either no risk or a minimum tolerable level of risk, taking into account the product's typical or reasonably foreseeable use and the need to maintain a high level of consumer protection.
Occupational health and safety is a multidisciplinary discipline that deals with all elements of workplace health and safety, with a heavy emphasis on preventing workplace dangers.
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ABC stock is currently selling for $120. The exercise price of the call option is $125. Using a one-period binomial model, calculate the price of the call option assuming an interest rate of 3% per year. Assume further that over the next year, the stock price will either increase by 10% or decrease by 10%. What is the price of the call option? Show detailed work
Answers
The probability weighted average of the interest rate future values at the end of each of the three periods is used to determine this, and the future values are then discounted back to the present using the interest rate.
The tree is built using the current stock price and a simulation of the up and down movements over the course of the three periods using the provided probability and percentage changes.
Each end node's option value is determined before being processed back up the tree to the starting node. The starting node's computation serves as the end option value.
The stock's annual payout range is $27 - $17 = $10.
If the stock price is $27 when the option expires, its value will be =$27-$22 =$5.
If the stock price is $17, the option will also have no value.
The stock option has a payment range of $5 and $0;0 = $5.
To determine the amount of stock shares, balance the range:
$5/10 = 0.5 Option range/Stock range
The stock option payoff for 0.5 shares will be either $13.5 or $8.5. The payout for the portfolio and options will be $13.5- $5, which equals $8.5, or $8.5 $0; 0 = $8.5.
PV = $8.5/ (1+) is the present value of $8.5 at the daily compounding risk-free rate.
Complete question:
ABC stock is currently selling for $120. The exercise price of the call option is $125. Using a one-period binomial model, calculate the price of the call option assuming an interest rate of 3% per year. Assume further that over the next year, the stock price will either increase by 10% or decrease by 10%. What is the price of the call option? Show detailed work?
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does doja cat deserve her fame? what do you think?
Answers
A CDS with a number of reference entities provides a payoff when any of the reference entities defaults. What is a name for this CDS?
A. Binary CDS
B. Add-up Basket CDS
C. First-to-Default CDS
D. n-to-Default CDS
Answers
The correct name for a CDS that provides a payoff when any of the reference entities defaults is option C) First-to-Default CDS.
A First-to-Default CDS is a type of credit default swap where the payout is triggered if the first reference entity in the pool defaults on its obligations.
In this case, the CDS holder receives a payoff regardless of the default of other reference entities in the portfolio. This type of CDS allows investors to hedge against the risk of one specific reference entity defaulting.
On the other hand, option A) Binary CDS typically refers to a CDS that has a binary (yes/no) payoff structure based on the default of a specific reference entity.
Option B) Add-up Basket CDS refers to a CDS that pays out based on the cumulative credit events of multiple reference entities in a basket. Option D) n-to-Default CDS refers to a CDS that pays out when a predetermined number (n) of reference entities in a portfolio default.
Therefore, the correct name for a CDS that provides a payoff when any of the reference entities defaults is First-to-Default CDS, as it focuses on the first default among the reference entities in the pool
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a sale of foreign assets by a central bank has the same effect on the monetary base as
Answers
A sale of foreign assets by a central bank has the same effect on the monetary base as domestic money supply.
A sale of foreign assets by a central bank would lead to a decrease in the monetary base. This is because the central bank would receive foreign currency in exchange for the sale, which would then be removed from the domestic money supply. The monetary base is the sum of currency in circulation and reserves held by banks at the central bank, so a decrease in reserves would directly lead to a decrease in the monetary base.
Additionally, if the central bank chooses to use the proceeds from the sale to purchase domestic assets, this could potentially lead to an increase in the monetary base, but the overall effect would still depend on the size of the sale and the subsequent actions taken by the central bank.
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1. Market Efficiency Implications: Explain why a characteristic of an efficient market is that investments in that market have zero NPVs.
2. Semistrong Efficiency: If a market is semistrong form efficient, is it also weak form efficient? Explain.
3. Preferred Stock and Bond Yields: The yields on nonconvertible preferred stock are lower than the yields on corporate bonds. Why is there a difference? Which investors are the primary holders of preferred stock? Why?
Answers
Market Efficiency Implications: In an efficient market, investments have zero net present values (NPVs) because all available information is already reflected in the market price of the investment.
This means that any potential profits that could be made from an investment have already been accounted for, and there is no opportunity for investors to consistently earn returns that exceed the market average.
This efficiency implies that investors cannot beat the market by consistently picking undervalued stocks or avoiding overvalued ones.
3. Preferred Stock and Bond Yields:
Nonconvertible preferred stocks typically offer lower yields than corporate bonds because they are considered less risky.
Preferred stock is senior to common stock in the capital structure and has a fixed dividend payment that must be paid before common shareholders can receive any distributions.
Additionally, preferred stock may have a call feature that allows the issuer to redeem the shares at a predetermined price, which reduces the risk to investors.
The primary holders of preferred stock are typically institutional investors, such as pension funds, that are seeking stable income streams and want to avoid the volatility associated with common stocks.
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What is not a criterion when evaluating financial service providers?
A. financial service provider's history
B. benefits or lack thereof
C. past and current employees
D. emerging technologies
Answers
That which is not a criterion when evaluating financial service providers is this: C. past and current employees.
What are the criteria for evaluating financial service providers?To successfully evaluate the qualification of a financial service provider, the customer must be able to look at their present and past history. They should consider their ability to incorporate emerging technologies into their businesses.
It is not really the business of the consumer to dig out the past and current employees of the business. He should be interested in other relevant factors like the above.
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Team players are sought-after employees
True
False
Answers
Answer:
true,
Explanation:
Job #4260 consisted of 1,000 units at a total cost of $200,000. The cost transferred to cost of goods sold for the sale of 600 of the units is ______.
Answers
Explanation:
job #4260 consisted of 1,000 units at a total cost of $200,000. The cost transferred to cost of goods sold for the sale of 600 of the units is:
total cost / units x sale of units
200,000 / 1,000 x 600
= 120,000
The cost transferred to cost of goods sold for the sale of 600 of the units is 120,000. Frequently, market analysts use models with two sources of info: actual capital, with amount K and work, with amount L.
What is Total cost?In financial matters, total cost (TC) is the base dollar cost of creating some amount of result.
This is the total monetary cost of creation and is comprised of variable cost, which changes as indicated by the amount of a decent delivered and incorporates information sources like work and natural substances.
Work #4260 comprised of 1,000 units at a total cost of $200,000. The cost moved to cost of products sold for the offer of 600 of the units is
Total cost / units x sale of units
200,000 / 1,000 x 600
= 120,000
The negligible cost can likewise be determined by tracking down the subordinate of total cost or variable cost. Both of these subsidiaries work in light of the fact that the total cost incorporates variable cost and fixed cost, yet fixed cost is a consistent with a subsidiary of 0.
The total cost of delivering a particular degree of result is the cost of the multitude of variables of creation. Total cost in financial matters incorporates the total open door cost (benefits got from the following best other option) of each element of creation as a feature of its fixed or variable costs.
Therefore The extra total cost of one extra unit of creation is called minor cost.
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Approximately what portion of global employers tends to use social media websites to hire new employees?
A.
30 percent
B.
40 percent
C.
50 percent
D.
60 percent
E.
70 percent
Answers
I'm pretty sure it is B. 40 percent
The portion of global employers who tends to use social media websites to hire new employees is approximately 30 percent.
What do you mean by employees?A person refers to the employee who gets paid to work for a person or company.
The approximate portion of global employers who tends to use social media websites to hire new employees is 30 percent.
Therefore, A is the correct option.
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how long does it take for tax refund to show in bank account after approved
Answers
Answer:
Assuming no issues, IRS issues tax refunds in less than 21 calendar days after IRS receives the tax return. IRS has an on-line tool, "Where's My Tax Refund", at www.irs.gov that will provide the status of a tax refund using the taxpayer's SSN, filing status, and refund amount.
Explanation:
MPUM BOTTLE MANUFACTURERSTABM)
Mpumi Bottle Manufacturers is a large business well known for supplying quality plastic
bottles, is the most customer-centric company, that build a place where people can come
find any bottle. The financial manager borrowed money from Blue bank at a high-interest
rate to buy material and equipment for manufacturing bottles. MBM has recently appointed
two experienced employees who are responsible for branding the bottles
The demand for branded bottles increased in other provinces they opened another branch
in North West Province. Raheem Trading opened a similar business that offers the same
services at a lower price,
Gail, the director shares the understating of how things are done in the business to
accomplish the business mission Raheem Trading's board of directors strongly believes in
good leadership and management for the success of the business.
Bennie the purchasing manager, at Raheem Trading ensures that there is enough stock
available for continuous production, Place orders with suppliers and follow up on them.
The credit department supervisor educates consumers on making the right choices when
they apply for credit
1.1.1 Quote the visions statement of mpumi bottle manufacturers in the case study above
1.1.2 Name ONE component/feature of each business environment in the cas study above .motivate your answer by quoting from the case study
Answers
Answer:
Name one component/feature of each business environment in the case study
an organization's ________ goals are official statements of what an organization says, and what it wants its stakeholders to believe its goals are.
a. implicit
b. stated
c. authentic
d. real
Answers
An organization's stated goals are official statements of what an organization says, and what it wants its stakeholders to believe its goals are.
Stated goals refer to the formal and publicized objectives that an organization communicates to its stakeholders, such as employees, customers, investors, and the general public. These goals are typically expressed in official documents like mission statements, vision statements, and strategic plans. Stated goals are important for setting a direction for the organization and shaping the perceptions and expectations of its stakeholders.
The purpose of stated goals is to provide a clear and coherent message about the organization's intentions and aspirations. They are often designed to inspire confidence, attract support, and guide decision-making within the organization. However, stated goals may not always align with the authentic or real goals of the organization. While organizations may publicly state certain goals, the actual goals and priorities pursued by the organization may differ due to various factors, such as internal dynamics, external pressures, or changing circumstances. Therefore, it is important to consider both the stated goals and the actions of the organization to gain a comprehensive understanding of its true intentions and objectives.
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3
Select the correct answer.
Which is true when you rent?
O A.
B.
C.
You build equity in your house.
You are responsible for any repairs.
You pay fewer up-front costs.
Answers
Answer:
A
Explanation: A because when you do repairs you give the goverment money
Please answer now!!
Discuss how the workplace is changing and why it is important to understand workplace trends
Answers
Answer:
Change in an organization leads to many positive aspects – that lead to retaining a competitive edge and also remaining relevant in your business area. Change encourages innovation, develops skills, develops staff and leads to better business opportunities and improves staff morale
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34. When investing your main consideration should be:
Answers
Which type of multiple protection policy pays on the death of the last person?
A. Joint Life Policy
B. Dual Life Policy
C. Multiple Life Policy
D. Survivorship Life Policy
Answers
The type of multiple protection policy pays on the death of the last person is Survivorship Life Policy.
A Survivorship Life Policy is the type of multiple protection policy that pays on the death of the last person. Also known as a "second-to-die" policy, it is commonly used in estate planning or when insuring the lives of business partners or spouses.
In a Survivorship Life Policy, the coverage is typically provided for two individuals, such as a married couple. The death benefit is paid out only after both insured individuals have passed away. This means that the policy does not pay a death benefit upon the death of the first insured person, but rather upon the death of the last surviving insured person.
This type of policy is often used to provide financial support for surviving beneficiaries, cover estate taxes, or ensure the passing on of wealth to future generations. It can be an effective way to provide protection when the financial impact is expected to occur upon the death of the second individual.
The type of multiple protection policy that pays on the death of the last person is a Survivorship Life Policy, also known as a "second-to-die" policy.
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Please help me i’ll mark you brilliant
Answers
Explanation:
cash alc dr
to capital alc
to sales alc
furniture alc
Sparkling Water, Inc., expects to sell 3.7 million bottles of drinking water each year in perpetuity. This year each bottle will sell for $1.46 in real terms and will cost $.82 in real terms. Sales income and costs occur at year-end. Revenues will rise at a real rate of 1.8 percent annually, while real costs will rise at a real rate of 1.1 percent annually. The real discount rate is 7 percent. The corporate tax rate is 25 percent. What is the company worth today?
Answers
Answer:
$39,345,664.93
Explanation:
The computation of the company worth today is as follows:
Present value of revenues after tax is
= $3,700,000 × 1.46 × (1 - 0.25) ÷ (0.07 - 0.018)
= $77,913,461.54
And, Present value of costs after tax is
= $3,700,000 × 0.82 × (1 -0.25) ÷ (0.07-0.011)
= $38,567,796.61
So, the company worth today is
= $77,913,461.54 - $38,567,796.61
= $39,345,664.93
In which of the following ways is the U.S. free-market system distinct from the European economies?
a. Currency used
b. Language spoken
c. Size of the market
d. Level of government involvement
Answers
The U.S. free-market system is distinct from the European economies in the level of government involvement. The correct option is d. Level of government involvement.
Explanation: Free-market systems in the United States and Europe are distinct from one another in terms of the degree of government involvement in the economy.
The United States has a more laissez-faire capitalist system than many European nations, with fewer restrictions on businesses and less government control over the economy.
By contrast, European countries have tended to have more regulation and more social safety nets in place to protect citizens from economic hardship.
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if macy's department store prices its men's ties at $10 intervals between $38 and $68, this is an example of: a. reference pricing b. price lining c. bundle pricing d. leader pricing e. bait pricing
Answers
Macy's department store prices are an example of bundle pricing.
What is bundle pricing?
Companies that provide bundle pricing do so by charging less for a grouping of products or services than they would if the buyer purchased each one separately. Examples that are often used are cable TV channel bundles, value meals at restaurants, and new vehicle choice packages. By offering clients discounts, a price bundling approach enables you to increase your profit.
Price bundling, sometimes referred to as product bundle pricing, is a business technique where companies group together several things and offer them for one price as opposed to charging different rates for each item separately. This implies that a bundle is now a standalone item. This pricing model can be used by organizations for a variety of services in addition to commodities and products.
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In this condition, the practitioner instructs the individual that it is time to work. After the initial instruction, the practitioner delivers a series of demands that the client is typically required to complete. If the client engages in the target behavior, the demand is removed and the client is allowed to take a break. What condition are we implementing
Answers
Answer:
Escape Condition
Explanation:
Functional analysis
This is simply known as the study of negative or inappropriate behavior, its antecedents, its consequences is also used to determine one or more functions that the behavior may serve for the learner.
Experimental Conditions
1. Alone
2. Attention
3. Demand (Escape)
4. Play
5. Tangible (if needed)
Escape (Demand) condition
This simply states that the removal of a particular stimuli as soon the occurrence of a behavior will increase the likelihood of that behavior. An example includes; when a room is too cold, we tend to avoid the chill by wearing on an extra sweater. It is also called negative reinforcement and it is because it is the removal of certain stimuli soonest as the occurrence of a behavior.
Suppose the working-age population is 125 million. The labor force participation rate is 60 % and the unemployment rate is 8 % Instructions: Enter whole numbers in each box. a. The number of people in the (civilian) labor force is ____ million b. The number of people who are part of the working-age population but not part of the labor force is___millionc. The number of unemployed workers is ___million d. The number of employed workers is ___ million
Answers
a. The number of people in the civilian labor force is 75 million.
b. The number of people who are part of the working-age population but not part of the labor force is 50 million.
c. The number of unemployed workers is 10 million.
d. The number of employed workers is 65 million.
The labor force participation rate and unemployment rate are two important indicators of the health of the labor market. The labor force participation rate is the percentage of the working-age population that is either employed or actively looking for work.
The unemployment rate is the percentage of the labor force that is actively looking for work but is unable to find it. In this example, the working-age population is 125 million, the labor force participation rate is 60%, and the unemployment rate is 8%. This means that 75 million people are part of the labor force, while 50 million are not. Of those in the labor force, 10 million are unemployed and 65 million are employed.
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What is the key to successful investing?
Answers
- Make sure you know what your investing in (DYOR)
- Invest only money your willing to lose
- Learn from others and learn strategies
The Affordable Care Act (ACA) requires insurance companies to adhere to the: Group of answer choices pure community rating approach for individuals and small businesses. adjusted community rating approach for individuals and small businesses. same standards used by the Social Security Administration. pure community rating approach for college communities. cost-of-living adjustment (COLA) for individuals and small businesses.
Answers
Answer:
adjusted community rating approach for individuals and small businesses.
Explanation:
The Affordable Care Act (ACA) requires insurance companies to adhere to the adjusted community rating approach for individuals and small businesses.