The bank has to keep $400 billion in reserve.
What is bank reserve?Bank reserves are a commercial bank's cash holdings physically held by the bank,[1] and deposits held in the bank's account with the central bank. Under the fractional-reserve banking system used in most countries, central banks typically set minimum reserve requirements that require commercial banks under its purview to hold cash or deposits at the central bank equivalent to at least a prescribed percentage of their liabilities, such as customer deposits. Any money above the necessary level are referred to as excess reserves, and such sums are typically referred to as required reserves. These reserves are required to make sure that, in the course of routine business, the banking system has enough liquidity to pay out cash to bank customers who request it. even if no reserve needs are present.
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importance of opportunity cost to individual
\(answer \)
Opportunity Cost: By choosing to go to spend time and money on things like classes and computers ,you are necessarily choosing not to spend it on something else, like going on vacation. ... By doing so, individuals are maximizing the amount that they can get out of their resources (time, money, effort , etc.).
Explanation:
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What happens to the equilibrium price and equilibrium quantity when demand and supply increase simultaneously, but the relative size of the shifts are not known?.
The equilibrium quantity rises, and the change in the equilibrium price is ambiguous when demand and supply increase simultaneously but the relative size of the shifts are not known.
Both the demand decrease and therefore the supply increase cause equilibrium price to decrease, that the total effect on price could be a decrease. As you'll be able to see, a rise in demand causes the equilibrium price to rise.
On the opposite hand, a decrease in demand causes the equilibrium price to fall. a rise in supply causes the equilibrium price to fall, while a decrease in supply causes the equilibrium price to rise.
If the rise in demand is a smaller amount than the decrease in supply, the shift of the demand curve tends to be but that of the provision curve. Due to the extent in demand the equilibrium amount demanded will increase this can thereby increase competition within the market which can lead to an increase in price of the merchandise.
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Is the statement “the first day on a job is always easy” true?
Im gonna slap the person who told you that, Answer:
Pffttt ofc not its always hard the first day.
Good Explanation:
Your first day on the job can be intimidating, anxiety-inducing, nerve-wracking, and hopefully, you do good you know cause its a pain in the ####. So Don't underestimate any job buddy,
The answer is false btw.
Two profit-maximizing firms - Firm A and Firm B, have identical marginal cost curves and face identical demand. However, Firm A has a higher fixed cost than Firm B. What will be true about the output produced by the two firms?
Answer:
An apple, potato, and onion all taste the same if you eat them with your nose plugged
Explanation:
a good intended for final use by consumers rather than business
Answer:
A consumer good is a product intended for final use by a consumer.
Explanation:
Consumer good: a good intended for final use by consumers rather than by businesses
People producing goods and services are called
Answer: human resources
Explanation:
what documents are used in the buying of goods and services
Answer:
trans tax
Explanation:trans tax
Total equity is $1,620, fixed assets are $1,810, long-term debt is $650, and short-term debt is $300. What is the amount of current assets
The amount of current assets is $670.
To calculate the amount of current assets, we need to subtract the non-current liabilities (long-term debt) from the total equity.
Given:
Total equity = $1,620
Fixed assets = $1,810
Long-term debt = $650
Short-term debt = $300
First, let's calculate the total liabilities by summing up the long-term debt and short-term debt:
Total liabilities = Long-term debt + Short-term debt
Total liabilities = $650 + $300
Total liabilities = $950
Next, let's calculate the amount of current assets by subtracting the total liabilities from the total equity:
Current assets = Total equity - Total liabilities
Current assets = $1,620 - $950
Current assets = $670
Therefore, the amount of current assets is $670.
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Question 1 of 10
To use an outline for writing a formal business document, what should you do
after entering your bottom-line statement?
A. Enter each major point from the outline on a separate line.
B. Move the bottom-line statement to the end of the document.
C. Write a topic sentence for every detail.
D. Enter each supporting detail from the outline on a separate line.
SUBMIT
Which of the following characteristics of tourism services explains which guests need to be present when the service is being performed?
Which of the following is a common way to describe a product that is being offered for sale? (Select the best answer.)
Which of the following is a common way to describe a product that is being offered for sale? (Select the best answer.)
In business
On exchange
On the market
In the market
Answer:
On the market
Explanation:
On the market is the phrase that refers to items that have been offered to the market for sale. When an item has been labeled 'on the market,' it means the item is available for sale. Buyers are invited or welcomed to buy.
In the market is when a buyer is shopping for an item to buy. In the market for a car mean they are looking for a car to buy.
SECTION A Question 1 Consider the strategic form game in Figure 1: 1 b 2 a 0 2 3 1 Figure 1: Two players (A and B) with strategy sets (Up, Down) and (Left, Right) and their payoffs in a strategic form game. Player A's payoffs are shaded in blue in the bottom left corner of each cell. Player B's payoffs are shaded in pink in the top right of each cell. Circle all the answers that are correct; do not explain your answer: a. If a>1 and b>1, then this game has a unique pure strategy Nash equilibrium. b. If b<1, then (D, L) is a Nash equilibrium. c. If a<1, then this game has a unique pure strategy Nash equilibrium. d. If b<1, then (U, L) is a Nash equilibrium. Up Player A Down Player B Left Right [5 marks]
If a>1 and b>1, then this game has a unique pure strategy Nash equilibrium - FALSE (Explanation: the payoff is zero for the players to choose any of the options.)b) If b<1, then (D, L) is a Nash equilibrium - TRUE
The strategy D of player A is best in response to L of player B and the strategy L of player B is best in response to D of player A.)c) If a<1, then this game has a unique pure strategy Nash equilibrium - TRUE
The strategy U of player A is best in response to R of player B and the strategy R of player B is best in response to U of player A. Thus, the (U, R) Nash equilibrium is unique.)d) If b<1, then (U, L) is a Nash equilibrium - FALSE The strategy L of player B is best in response to D of player A.)Hence, the main answer is: Options (b) and (c) are correct.
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tions (Online
Virtual)
Click this link to view O*NET's Wages and Employment section for Construction Managers. According to O*NET,
what is the projected growth for this career between 2019-2029?
average
O much faster than average
o little or no change
o slower than average
Answer: much faster than average
Explanation: Construction managers are the people that are responsible for the coordination and supervision of projects that has to do with construction of building, bridges, road, hospitals etc.
The construction manager is responsible for monitoring finances and ensuring that every firm of hazard is removed from the workplace.
According to O*NET, the projected growth for this career between 2019-2029 would be much faster than average.
Therefore, the correct option is B.
B- Much Faster Than Average
Explanation:Attached is the O*Net conclusion and my Edge answer. Please read the question carefully to make sure that you are answering the right one, this is for Construction Managers
firm has gross profit of $45 million, EBIT of $20 million, and net income of $8.5 million. If the firm has 5 million shares outstanding, what is the firm's EPS?
A. $2.30
B. $1.70
C. $4.00
D. $9.00
E. $5.00
The correct answer to the given question is option A) $2.30. EPS stands for earnings per share, it is a financial metric that calculates the net income available to common shareholders on a per-share basis.
It is calculated by dividing the net income of the company by the number of outstanding shares.
The formula for EPS is as follows:
EPS = (Net Income - Preferred Dividends) / Weighted Average Common Shares Outstanding
Given, Gross profit = $45 million
EBIT = $20 million
Net income = $8.5 million
Number of shares outstanding = 5 million
EPS = (Net Income - Preferred Dividends) / Weighted Average Common Shares Outstanding
Net income available to common shareholders = Net Income - Preferred Dividends= $8.5 million – $0= $8.5 million
Weighted average common shares outstanding = Number of shares outstanding= 5 million
EPS = ($8.5 million) / (5 million)
EPS = $1.70 + ($0.60/$1.70)
EPS = $1.70 + $0.35EPS = $2.05
EPS of the firm is $2.05, hence the correct option is A) $2.30.
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Which plan would most likely NOT help you reach the savings needed for college?
D. Start saving about two months before college begins
The impact of Furman v. Georgia (1972) was that states had to
promise to use the death penalty only with approval from the Supreme Court.
throw out the old Miranda warning and write a new one.
agree to throw out all state laws regarding crime and impose national standards.
create clear standards to be applied fairly before imposing the death penalty.
Answer: D.create clear standards to be applied fairly before imposing the death penalty.
Explanation: The answer it's right there
The impact of Furman v. Georgia (1972) was that states had to
create clear standards to be applied fairly before imposing the death penalty.The Furman v. Georgia caseThis was a case that had to do with the cruel and the unusual way that people faced in the death penalty.
The case ruled that the death penalty was unconstitutional if it was applied in a discriminatory way.
It ruled that the eight amendment was being violated if used in this way.
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Nancy wants to invest $5000 in saving certificates that bear an interest rate of 8.75% per year, compounded semiannually. How long a time period should she choose to save an amount of $6000
Nancy should pick a time frame of roughly 3.68 years to save $6000 by investing $5000 in savings certificates with an interest rate of 8.75% per year, compounded semiannually.
To find the time period required, we can use the formula for compound interest:
A = P(1 + r/n)^(nt)
Where:
A = Final amount ($6000)
P = Principal amount ($5000)
r = Annual interest rate (8.75% or 0.0875)
n = Number of times interest is compounded per year (2 for semiannually)
t = Time period in years (unknown)
Substituting the given values into the formula, we have:
6000 = 5000(1 + 0.0875/2)^(2t)
Dividing both sides by 5000:
1.2 = (1 + 0.0875/2)^(2t)
Taking the natural logarithm (ln) of both sides:
ln(1.2) = ln[(1 + 0.0875/2)^(2t)]
Using logarithm properties, we can bring the exponent down:
ln(1.2) = (2t)ln(1 + 0.0875/2)
Solving for t:
t = ln(1.2) / [2ln(1 + 0.0875/2)]
Using a calculator, we find:
t ≈ 3.68 years
Nancy should choose a time period of approximately 3.68 years to save an amount of $6000 by investing $5000 in saving certificates with an interest rate of 8.75% per year, compounded semiannually.
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A disadvantage of couponing is…? radio_button_unchecked Low redemption rates. radio_button_unchecked Reduces consumer’s perceived risk associated with trial of a new brand. radio_button_unchecked Encourages repeat purchase. radio_button_unchecked Helps coax users to trade up to more expensive brands. SUBMIT
Answer:
Correct Answer:
1. Low redemption rates.
Explanation:
Couponing is the situation whereby discount in form of Coupons are offered to customers over a specific product that is on sale. It is similar to product discount other than the fact that, the discount is based on the coupon card.
The disadvantage of offering coupons is that you would be giving a discount to people who would buy your products even without them anyway thereby leading to low redemption rate. This can be costly and also increases the risk of incurring losses.
Answer:
Low redemption rates.
Explanation:
Couponing is a kind of promotion used by businesses in giving discounts to their customers for products purchased. it is done using coupon cards.
Low redemption rate simply means the number of people that make use of the coupon card in purchases as a percentage of number of coupon cards distributed. The implications of low redemption rates as a disadvantage of couponing means lower sales for the business and this could consequently cause losses as this indicates that promotion was not effective. In other words, low sales using coupons increases cost to company lowering profit and maybe causing losses
What Are Trader Joe's Store Hours?
Trader Joe's is a popular grocery store chain known for its unique and affordable products. The store hours for Trader Joe's can vary depending on the location, but most stores are open seven days a week.
Typically, Trader Joe's store hours are as follows:
Monday through Friday: 8:00 AM to 9:00 PMSaturday: 8:00 AM to 9:00 PMSunday: 8:00 AM to 9:00 PMIt's important to note that these are general store hours and may vary by location. Some stores may open earlier or close later, and some may have different hours on holidays. It is always best to check the specific store hours for the Trader Joe's location you plan to visit. You can find the store hours on the official Trader Joe's website or by calling the store directly.
Additionally, due to the ongoing COVID-19 pandemic, some Trader Joe's locations may have temporarily adjusted their hours or have implemented special shopping hours for senior citizens or other high-risk groups. So, it is always a good idea to check the store's website or call ahead to confirm the store hours before visiting.
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1.What term expresses the willingness of a developing country to give some of its state-owned assets to pay for some of its debt?
debt-equity swaps.
restructuring.
forgiveness.
repudiation.
2. Which of the following is not a criticism of MNCs
MNCs pay relatively low wages.
MNCs may contribute to inequality.
MNCs attempts to exercise political influence.
all of the above.
1. The term that expresses the willingness of a developing country to give some of its state-owned assets to pay for some of its debt is "debt-equity swaps." 2. The option that is not a criticism of MNCs is "all of the above."
In a debt-equity swap, a debtor country transfers ownership of state-owned assets to creditors in exchange for debt relief. A debt/equity exchange is a tool used by businesses to restructure their finances. It may also be seen as a debt renegotiation. In a debt/equity swap, the cancellation of a firm's debt to a lender is exchanged for an equity interest, such as stock in the company.
The option "all of the above" is not a criticism of MNCs. MNCs pay relatively low wages, may contribute to inequality, and attempt to exercise political influence are all criticisms of multinational corporations (MNCs). A company is considered a multinational corporation (MNC) if it conducts business in at least one nation other than its own. It also produces at least 25% of its revenue outside of its nation, according to some definitions.
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portfolio a has an expected return of 17 percent and a standard deviation of 5 percent. portfolio b has an expected return of 15 percent and a standard deviation of 5 percent. which portfolio would a rational investor choose?
Between portfolio A which has an expected return of 17 percent and a standard deviation of 5 percent and portfolio B which has an expected return of 15 percent and a standard deviation of 5 percent, a rational investor should chose portfolio A.
In order to determine which portfolio a rational investor would choose, we must first understand what expected return and standard deviation are. The expected return of a portfolio is the return that an investor anticipates receiving based on the returns of the underlying assets in the portfolio.
Standard deviation, on the other hand, measures the amount of risk associated with the portfolio.The formula for calculating expected return is as follows:
Expected return = (Weight of Asset 1 x Expected Return of Asset 1) + (Weight of Asset 2 x Expected Return of Asset 2) + ... + (Weight of Asset N x Expected Return of Asset N)
In the formula above, "Weight of Asset" represents the percentage of the portfolio that is allocated to that particular asset, while "Expected Return of Asset" represents the anticipated return of that particular asset. In this case, we are given the expected return and standard deviation for each of the two portfolios.
Portfolio A has an expected return of 17 percent and a standard deviation of 5 percent, while Portfolio B has an expected return of 15 percent and a standard deviation of 5 percent.
Since both portfolios have the same standard deviation, the rational investor would choose the portfolio with the higher expected return. In this case, Portfolio A has the higher expected return of 17 percent, which is greater than Portfolio B's expected return of 15 percent. Therefore, a rational investor would choose Portfolio A.
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When making keep or replace equipment decisions, management should consider the?
Management should take into account the trade-in allowance on the old equipment, the operating costs of new equipment, and the operating costs of old equipment when deciding whether to keep or replace equipment.
What choices are made regarding equipment maintenance and replacement?Any procedure required to keep a company's equipment in dependable functioning order is referred to as equipment maintenance. It could involve both preventative maintenance and corrective repairs. Equipment can include mechanical components, hand tools, powerful off-road vehicles, and computer systems.
Depending on the type, different resources will be required to maintain it all in good condition. For instance, repairs made to automated food processing equipment won't resemble those made to large construction equipment.
Various equipment maintenance personnel:
Technicians, managers, and supervisors are all potential groups of equipment maintenance employees.
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Mike and Joe enter into a contract. That contract involves an arbitration clause. A dispute arises. How will the terms of arbitration be determined?
A. The official rules of the American Arbitration Association.
B. The parties will agree before the arbitration begins.
C. In the relevant state statute books.
D. In the terms of the contract.
D. In the terms of the contract. The arbitration terms will typically be defined by the parties' agreement as expressed in the arbitrary class.
The clause explain the rules procedures and other terms that will help to govern the arbitration process which includes the selection of the arbitrators, the venue, the applicable law, and the important aspects.
It is very important to carefully review and analyze the clause of the arbitration before having a contract to ensure the terms of the arbitration are acceptable. In certain cases the parties may agree to the use of the official rules of an arbitrary association but this specifies the contract.
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JohnBoy Industries has a cash balance of $42,000, accounts payable of $122,000, inventory of $172,000, accounts receivable of $207,000, notes payable of $117,000, and accrued wages and taxes of $35,500. How much net working capital does the firm need to fund?
The net working capital the firm needs to fund is $146,500. It is important for a company to have a sufficient amount of Net Working Capital to run its business smoothly. Inadequate working capital may lead to financial problems and may hinder the growth of the company.
Net Working Capital refers to the difference between the assets and the liabilities of a company. In other words, it is the amount of funds required by a company to operate its business smoothly. It is the amount of money required by a business to meet its financial obligations. It helps in the efficient functioning of a business. It is the difference between current assets and current liabilities.
Given,
Cash balance = $42,000
Accounts payable = $122,000
Inventory = $172,000
Accounts receivable = $207,000
Notes payable = $117,000
Accrued wages and taxes = $35,500
Net Working Capital (NWC) = Current Assets - Current Liabilities
Current Assets = Cash balance + Inventory + Accounts receivable
= $42,000 + $172,000 + $207,000
= $421,000
Current Liabilities = Accounts payable + Notes payable + Accrued wages and taxes
= $122,000 + $117,000 + $35,500
= $274,500
Net Working Capital (NWC) = $421,000 - $274,500
= $146,500
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In the past, television home shopping programs have attracted mostly Multiple Choice O 18-to 34 year-old men. 25. to 34 year-old women 35 to 50 year old men 25 to 64 year old women
In the past, television home shopping programs have attracted mostly 25 to 64 year old women. Therefore, the correct option is option 4.
This is because women tend to be the primary household shoppers and decision makers when it comes to purchasing items for the home. Additionally, older women may have more free time to watch television during the day when many home shopping programs air. Also, these programs often focus on products that appeal to this demographic, such as home goods, fashion, and beauty items. Additionally, the marketing strategies used by these programs often target women in this age range, as they may have more disposable income and time to watch and make purchases from these shows.
As for the other age and gender demographics listed, 18 to 34 year old men and 35 to 50 year old men may be less interested in home shopping programs as they may not see it as a priority or may not have the same level of interest in home goods as women do. 25 to 34 year old women may also be less interested as they may still be establishing their households and may not have as much disposable income for home shopping. Hence, the correct answer is option 4:25 to 64 year old women.
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_____ occur(s) when a firm sells its products to a domestic customer, which in turn exports the product, in either its original form or a modified form. A) Indirect exporting. B) Direct exporting. C) Intercorporate transfers. D) Intracorporate transfers
The answer is B. Direct exporting occur(s) when a firm sells its products to a domestic customer, which in turn exports the product, in either its original form or a modified form.
Direct export alludes to deals made straightforwardly to an foreign client. You send the purchaser a straight receipt. For example, suppose you produce tailor made portable cases and send them to Belgian and German clients via mail.
All in all, Export assist focuses with teaming up with organizations of a medium or little size who are keen on participating in direct trading of their products.
Assuming the exclusive is experiencing issues in moving to different firms, it is ideal to invest into one more country in which this might have the option to give business tasks and resources that might be of advantage of the organization.
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When a company changes consumers' perception of a brand in relation to competing brands, they are ______ the product.
When a company changes consumers' perception of a brand in relation to competing brands, they are repositioning the product.
Repositioning is a marketing strategy that involves changing the way consumers perceive a product in relation to competing products. This may involve changing the product's features or benefits, its target audience, its price point, or its overall branding and messaging. The goal of repositioning is to differentiate the product from competitors and create a unique value proposition that appeals to consumers.
Repositioning may be necessary if a product is struggling to gain market share or is losing ground to competitors. By changing the way consumers perceive the product, a company may be able to revitalize sales and improve its competitive position in the market. However, repositioning can be a risky strategy, as it may alienate existing customers or confuse the market if not executed effectively.
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Which of these factors is an advantage to using cash?
Answer:
B no fees or charges
Explanation:
Your welcome
Answer:
B.no fees or changes this is the right one
1. As a manger is it more important to build relationships with employees or be more authoritative?
2. Which is more influential feedback or feedforward?
1) As a manager, it is more important to maintain a balance between building relationships and displaying authority, depending on the needs of the organization and the individuals being managed, 2) Both feedback and feedforward are important in influencing behavior and improving performance, but their impact may vary depending on the context and timing.
1. The importance of building relationships with employees versus being authoritative depends on the management style and the specific context. Both aspects have their merits and can be effective in different situations. Building relationships with employees fosters trust, collaboration, and employee engagement, which can lead to higher productivity and job satisfaction.
On the other hand, being authoritative may be necessary in certain circumstances that require clear direction, quick decision-making, or maintaining discipline. Ultimately, a balance between building relationships and displaying authority may be necessary, depending on the needs of the organization and the individuals being managed.
2. Feedback refers to providing information about past performance, highlighting strengths and areas for improvement. It helps individuals reflect on their actions and make adjustments accordingly. Feedforward, on the other hand, focuses on providing guidance, suggestions, and ideas for future performance improvement. It helps individuals anticipate and plan for future actions. While feedback is often used to analyze past performance and provide corrective measures, feedforward emphasizes proactive approaches to enhance future performance.
Both feedback and feedforward are valuable tools for development and growth, and their effectiveness can be influenced by factors such as the quality of information, timeliness, and the receptiveness of the recipient.
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What decision did a London Court Reach In this case?
Answer:
A.
Explanation:
I did B from the person above and got it wrong and it said that A was the answer :)
Answer:
A. The writing of The Da Vinci Code did not violate copyright law.
Explanation:
Right on ED2021, goodluck!