In order for Muchie Bank to determine if Blessed will be able to meet her obligations, it will assess her creditworthiness and loan repayment capacity. The main answer is that the bank will review her credit history, debt-to-income ratio, and financial stability.
This will help the bank to determine whether Blessed will be able to honor her loan obligations. It is essential to note that creditworthiness is the primary factor that banks consider when deciding whether to grant a loan :When banks lend money to clients, they want to ensure that they can get their money back. As a result, they consider numerous factors that could impact the loan repayment process, such as the client's credit history, debt-to-income ratio, and financial stability.
The bank will first review Blessed's credit history to determine if she has any unpaid debts or defaults on previous loans. This will provide them with insight into her repayment capacity and whether she will be able to repay the loan on time. They will also analyze her debt-to-income ratio, which is the proportion of her income that goes toward debt repayments. This will help them to determine whether she can afford to take on additional debt.Lastly, the bank will evaluate her financial stability, which includes looking at her income, assets, and expenses. This will help them determine if she has enough financial resources to cover her loan repayments. In conclusion, the bank will consider a variety of factors before deciding whether to lend money to Blessed, and these factors will help them determine whether she will be able to honor her loan obligations.
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if you do not have relevant expertise in the issues to make a decision, you should avoid using which decision making model? group of answer choices creative decision-making bounded rationality decision-making rational decision-making model intuitive decision-making
The correct option is D, If you do not have relevant expertise in the issues to make a decision, you should avoid using intuitive decision making model.
Intuitive decision making is a process in which an individual relies on their gut feelings or instincts rather than solely on logical analysis or data. This type of decision making is often based on past experiences, personal values, and subjective factors. It is commonly used in situations where time is limited or when there is a lack of information available to make a fully informed decision.
Intuitive decision making can be effective in certain situations, such as when making quick and simple decisions, but it can also lead to errors or biases. Therefore, it is important to balance intuition with logical analysis and data when making important decisions.
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Complete Question: -
If you do not have relevant expertise in the issues to make a decision, you should avoid using which decision making model?
A. creative decision-making
B. bounded rationality decision-making
C. rational decision-making model
D. intuitive decision-making
The ES of an activity that has only one predecessor is simply the EF of that predecessor. Group of answer choices True False
There are different kinds of statement. The ES of an activity that has only one predecessor is simply the EF of that predecessor is a true statement.
What is the ES of an activity?The Early Start or ES is known to be the earliest time that activity can take place.
An activity that is said to be at the near end of path or said to be much later will only take place if all the previous activities in that specific path also began early. So, note that the ES of an activity that has only one predecessor is called the predecessor.
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a small business owner who decides to expand internationally should study the competitive forces in the foreign market. t/f
A small business owner who decides to expand internationally should study the competitive forces in the foreign market. The statement is true.
Expanding a small business internationally can be a great way to grow the business and increase profits. However, it is essential for small business owners to conduct a thorough analysis of the foreign market they wish to enter to understand the competitive forces in that market.
Studying the competitive forces in a foreign market involves researching the local competition and understanding the regulatory environment, among other factors. The business owner needs to identify local competitors, their strengths and weaknesses, and what sets them apart from their own business. It is important to determine whether the business will be able to compete effectively in the foreign market and what strategies they can use to gain a competitive advantage.
In addition to researching the local competition, it is crucial to understand the regulatory environment in the foreign market. Regulations regarding taxes, customs, and labor can vary significantly from one country to another. The business owner must ensure that they comply with all relevant regulations and that they have the necessary licenses and permits to operate in the foreign market.
Studying the competitive forces in a foreign market can also help small business owners identify potential partners or collaborators. These could be local businesses that complement the small business's products or services, or other businesses that can provide valuable resources or expertise.
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Galvin grew up on a farm. He worked on his father’s farm and then inherited the business when his dad retired. For which career pathway(s) would Galvin be most qualified?
A. Galvin is most qualified to work for a natural resource system.
B. Galvin is most qualified to work for a conservation science.
C. Galvin is most qualified to work for plant systems and animal systems.
D. Galvin is most qualified to work in agribusiness and power, structural, and technical systems.
C. Galvin is most qualified to work for plant systems and animal systems.
I hope this helps
Answer:
C. Galvin is most qualified to work for plant systems and animal systems.
Explanation:
EXERCISE 13 - Offering In-Depth Product or Service Knowledge
“Please tell me the differences between an Apple iPhone X and a Samsung Galaxy S9. Which one do you think I should buy?”
1. List seven features that a customer might want to compare about these phones
(example: photo capabilities).
2. List three features that would be important to you in a phone purchase.
3. List a potential product benefit for each of the 3 features you wrote down
1. A customer might want to compare these phones' seven features:
Quality in design and construction Display size and quality, as well as camera quality and features, processor speed and performance, and battery life and time to charge.
2. The following are three aspects of a phone that I would prioritize purchasing:
Quality and features of the camera Battery life and time to charge Operating system and user interface
3. The following are potential advantages of each of the two features:
Feature and quality of the camera: You can easily share high-quality photos and videos with loved ones and preserve memories.
Charge time and battery life: Your phone can be used for longer periods of time without needing to be recharged, and you can quickly recharge it when you need to.
What is Construction Display Size?The physical size of the display screen used on construction sites or in the field to display and interact with digital construction plans, documents, and other relevant information is referred to as the construction display size. Construction display screens need to be big enough to show detailed information and be easy to see in bright places and outdoors. The typical construction display size is between 7 and 32 inches, with larger sizes being used for projects or applications that are more complex.
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which of the following is allowable as a deduction in calculating a corporation's net operating loss? multiple choice both charitable contribution deduction and net operating loss carryover from other years are deductible in computing the current-year nol. charitable contribution deduction net capital loss carryback net operating loss carryover from prior year
A corporation's net operating loss (NOL) is a deduction that can be used to offset their taxable income for a given year. The deduction can be used for two purposes: charitable contribution deductions and net operating loss carryovers from prior years.
charitable contribution deductions allow corporations to reduce their taxable income by deducting the amount of money they donate to qualified charitable organizations.
Net operating loss carryovers from prior years allow corporations to carry any losses they incurred in prior years forward to the current year and use them to reduce taxable income. By using both of these deductions, corporations can significantly reduce their taxable income and, in turn, their tax liability.
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A company is creating a new product and must determine how to effectively create the product as well as appeal to the market and target a wide range of customers.
A company is creating a new product as the product was the making are the needs and preferences of the customer. A company attract the consumer with the help of advertisement.
Who is customer?
The term customer refers to the purchased the goods and the services, The customer are to fulfill the needs and the wants as the exchange of the money. The customer is the receiving the information of the product with the help of customer.
A company was the effectively creating the product with research in the market as the customers needs and the preference of the product. The appeal to the mass audience or the target audience as with the help advertisement on the social media.
As a result, the customer are to attract product to the advertisement on the social media.
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How do economists use economic models
Answer:
Economists use economic models to study particular aspects of economic reality. To do so, they develop a simplified model of reality in which only a few variables are included, and everything else is held constant or ignored.
Explanation:
For example, the most famous economic model is the model of supply and demand, which is used to analyze how consumers and producers interact in the market for a good or service, and how this interaction determines the price.
As we can see, in this economic model of supply and demand, many other things like social class or history are left aside, and only a few variables are included.
What is the term for the amount of money you need to pay toward expenses before your insurance will cover the rest?.
Deductibles is the term for the amount of money you need to pay towards the expenses begore your insurance will cover the rest.
What are Deductibles?In an insurance policy, the term deductibles refer to the term in which the amount is paid by the policy holders before the expenses paid by the insurance provider. Deductibles may be described as several types of clauses used by the insurance companies for policy payments.
What are Deductibles in Health Insurance?Deductibles in health insurance is the amount paid before the health company begins to be paying up the claim amount, The types of deductibles in health insurance are Voluntary,Comprehensive, and Cumulative deductibles
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Plz help me What makes a suspension bridge unique? (What does it have?)
Answer:
Modern suspension bridges are light and aesthetically pleasing and can span longer distances than any other bridge form. They are also among the most expensive bridges to construct. Though suspension bridges can be made strong enough to support freight trains, they have nearly all been designed for automobile traffic.
The main forces in a suspension bridge are tension in the cables and compression in the towers. ... The use of suspension bridges makes longer main spans achievable than with any other types of bridges, and they are practical for spans up to around 2 km or even larger.Suspension bridges get their name from the fact that the roadway is suspended by cables from two tall towers. Most of the weight is supported by the two towers. They, in turn, pass the compression forces from the cables directly into the ground. Suspension bridges also have smaller cables called suspenders.
The towers of most suspension bridges are made of steel, although a few have been built of steel-reinforced concrete.
Pros of a Suspension Bridge
It can span over long distances. Suspension bridges can span anywhere between 2,000 to 13,000 feet, which is farther than any type of bridge can accommodate. ...
It is inexpensive to build. ...
It is easy to maintain. ...
It is incredibly versatile. ...
It is aesthetically pleasing.
I have attached a model for visuals
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Miss Hawaii
A company's mission statement typically addresses which of the following questions? What approach should we take to achieve sustainable competitive advantage? What objectives and level of performance do we want to achieve? Who are we? What do we do? and Why are we here? Where are we going and what should our strategy be? The difference between the concept of a company mission statement and the concept of a strategic vision is that the mission is to make a profit, whereas a strategic vision concerns how to attract customers. a mission statement deals with what to accomplish on behalf of shareholders and a strategic vision concerns what to accomplish on behalf of customers. a mission statement concerns what to do to achieve short-run objectives and a strategic vision concerns what to do to achieve long-run performance targets. a mission statement typically concerns a company's present business scope ("who we are and what we do"), whereas the principal concern of a strategic vision is with the company's future business scope (long-term direction and future product-customer-market-technology focus).
A company's mission statement serves as a concise and clear declaration of its purpose and identity. It outlines the company's core values, goals, and strategic direction. The mission statement addresses several fundamental questions that guide the company's overall direction and decision-making processes.
Who are we? The mission statement defines the company's identity and character, conveying its unique qualities and distinguishing factors.
What do we do? It clarifies the nature of the company's business and the products or services it provides.
Why are we here? The mission statement explains the company's underlying purpose, its reason for existence, and the value it aims to create for its stakeholders.
What objectives and level of performance do we want to achieve? The mission statement outlines the company's goals, aspirations, and desired outcomes. It may include specific performance targets or metrics that the company aims to achieve.
Where are we going and what should our strategy be? The mission statement provides a broad perspective on the company's future direction and strategic focus. It highlights the intended trajectory, growth plans, and strategic initiatives that the company aims to pursue.
A company's mission statement plays a vital role in defining its purpose, identity, and strategic direction. It answers questions about the company's identity, purpose, objectives, strategy, and future focus. By clearly articulating these elements, the mission statement serves as a guiding principle for the company and aligns stakeholders around a common understanding of its core values and aspirations.
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An agent's customer says that ABC Corporation is about to be bought out. The customer wishes to place an order to buy ABC common stock based upon this yet unreleased information, which he claims he learned from an officer in the company. How should the agent respond in this situation
Answer:
Explanation:
In this specific scenario, the best thing for the agent to do would be to bring the information to the attention of the firm's supervisory principal named to handle such matters in a Supervisory Procedures Manual. That is because inside information or insider trading is illegal and even though it does not need to be reported to the state securities Administrator, it should still be handled by the firm's supervisory principal in order for it to be handled correctly so that the firm does not get into trouble.
Cash revenue generated from notes receivable appears in the operating activities section of the statement of cash flows but as a non-operating item on the income statement. True or false?.
Although the income statement classifies the cash revenue from notes receivable as a non-operating item, it does show in the operating activities part of the statement of cash flows.
Cash Revenue is defined as any cash income that the borrower receives as a result of its operating activities, as computed for any applicable period in line with generally accepted accounting principles.
Revenue is the money that a company receives from the sale of its products and services. Cash flow refers to the net sum of money a business receives and expends. The success of a company's sales and marketing can be measured by its revenue, whereas a company's cash flow is more of a liquidity indicator.
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A _____ is a set of unique features of a company and its products that are perceived by the people or companies the organization wishes to serve as significant and superior to those of the competition.
A competitive advantage is a set of unique features of a company and its products that are perceived by the people or companies the organization wishes to serve as significant and superior to those of the competition.
What exactly is a competitive advantage?If a company have something that gives it an edge over its competitors that eventually helps it attract more customers and grows its market share, then it is a competitive advantage to the company.
There are three primary forms of a competitive advantage, namely (1) cost advantage, (2) offer advantage, and (3) niche advantage.
Cost advantage means providing a service or producing a product at a lower cost than competitors.Offer advantage means a company's product or service stands out from the competitors by meeting a unique customer need.Niche advantage means designing a product or service that attracts a specific audience.Find out more about competitive advantage here: https://brainly.com/question/26514848
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the marriage of electronic trading mechanisms with computer technology has had far-ranging impacts on trading strategies and tools. trading delegates trading decisions to computer programs. -frequency trading is a special class of trading in which computer programs initiate orders in tiny fractions of a second, far faster than any human could process the information driving the trade.
The marriage of electronic trading mechanisms with computer technology has had far-ranging impacts on trading strategies and tools. Algorithm trading delegates trading decisions to computer programs. High -frequency trading is a special class of trading in which computer programs initiate orders in tiny fractions of a second, far faster than any human could process the information driving the trade.
What is electronic trading ?Instead of taking place on a trading floor, electronic trading connects buyers and sellers in a virtual marketplace. In lieu of or in addition to floor trading, almost all exchanges in the U.S. and Europe offer some sort of electronic platform. The first entirely electronic stock exchange was NASDAQ. Examples of exchange-owned electronic trading systems are NYSE Arca and Globex.
Traditional ways of trading through exchanges have been altered by electronic trading, whether it be done directly with counterparties or through an internet middleman. Institutional investors, broker-dealers, and market makers can trade directly through an Electronic Communications Network, or ECN, which automatically matches buy and sell orders at predetermined prices, as opposed to joining the exchange and trading from the floor.
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Supply Chain Management performs three main business processes:1. Materials flow from supplies and their upstream suppliers at all levels.2. Materials are transformed into semi-finished and finished products - the organization's own production processes.3. Products are distributed to customers and their downstream customers at all levels
Based on your question, it seems like you want to know how the terms "materials" and "customers" fit into the three main business processes of Supply Chain Management.
1. Materials flow from supplies and their upstream suppliers at all levels: This process refers to the procurement of raw materials and supplies from various sources, including upstream suppliers. These materials are then transported to the organization's production facilities where they are used to manufacture products. The goal of this process is to ensure that the organization has access to the materials it needs to produce its products.
2. Materials are transformed into semi-finished and finished products - the organization's own production processes: This process involves the transformation of raw materials into semi-finished and finished products through the organization's production processes. This may involve various stages of production, such as assembly, manufacturing, and packaging. The goal of this process is to produce high-quality products that meet the needs of customers.
3. Products are distributed to customers and their downstream customers at all levels: This process involves the distribution of finished products to customers and their downstream customers at all levels. This may involve transportation, storage, and delivery of products to various locations. The goal of this process is to ensure that customers receive their orders in a timely and efficient manner.
.
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Supply Chain Management performs three main business processes:
1. Materials flow from supplies and their upstream suppliers at all levels.
2. Materials are transformed into semi-finished and finished products - the organization's own production processes.
3. Products are distributed to customers and their downstream customers at all levels.
Which knowledge area has been identified by architects, carpenters, and building inspectors as important in their work?
mathematics
building and construction
design
customer and personal service
Answer:
Building and Construction
Explanation:
Edg
The law of demand explains that:
A. demand for a product goes up as the price goes down.
B. supply of a product goes down as the price goes down.
C. demand for a product goes down as the price goes down.
D. supply of a product goes down as the price goes down.
Answer:
Answer is A.
Explanation:
I hope it's helpful!
I NEED HELP ASAP please
Absolute price elasticities are calculated for four goods, and the values are: 0.009; 1.0; 3.5; and 4. Which indicates the most price-responsive situation?
A. 2.5
B. 104.0
C. 14.0
D. 4.0
A price elasticity of 4.0 implies a high level of price responsiveness and is the proper option that reflects the most price-responsive condition. Here option D is the correct answer.
The most price-responsive situation can be determined by examining the absolute price elasticities provided. Price elasticity of demand measures the responsiveness of quantity demanded to changes in price. A higher absolute price elasticity indicates greater responsiveness to price changes.
Among the given options, the absolute price elasticity of 4.0 indicates the most price-responsive situation. An absolute price elasticity of 4.0 means that a 1% increase in price will result in a 4% decrease in quantity demanded, and vice versa. This indicates a relatively elastic demand, where consumers are highly responsive to changes in price.
Option A, with an absolute price elasticity of 2.5, represents a situation with a moderate level of price responsiveness. Option C, with an absolute price elasticity of 14.0, represents a situation with even higher price responsiveness. However, it is still lower than the absolute price elasticity of 4.0 in Option D.
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Answer the following questions about options written on a dividend paying stock. Suppose that S = 50, K = 45, R = 1.03, u = 1.2, d = .8, and that the stock pays dividends at a rate & such that $\theta=e^{\delta h}=1.06$. i. What is the value of a European call two periods from expiration? ii. What is the value of a European put two periods from expiration? iii. What is the value of an American call two periods from expiration? iv. What is the value of an American put two periods from expiration?
The present value is 17.49; American call value is 17.49; European put, which is 2.68.
Using the given information, S=50, K=45, R=1.03, u=1.2, d=0.8, and the dividend rate θ=1.06, we can calculate the option values as follows:
i. For a European call two periods from expiration, we first calculate the risk-neutral probabilities (p) using p = (R - d) / (u - d) = (1.03 - 0.8) / (1.2 - 0.8) = 0.575. Next, we find the call values at the end of the second period and then use backward induction to determine the present value: C = max(0, (S * θ * u^2 - K) / R^2) = 17.49.
ii. Similarly, for a European put two periods from expiration, we use backward induction to calculate the present value: P = max(0, (K - S * θ * d^2) / R^2) = 2.68.
iii. The value of an American call two periods from expiration is the same as the European call since early exercise is not advantageous when dealing with a dividend-paying stock. Hence, the American call value is 17.49.
iv. For an American put, we need to consider the possibility of early exercise. However, in this case, the optimal decision is not to exercise early, and the value remains the same as the European put, which is 2.68.
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31.4X R. James drew up the following statement of financial position on 31 December 2017. Statement of Financial Position of R. James as at 31 December 2017 $ Non-current assets Furniture and fittings Motor vehicles Current assets Inventory Accounts receivable Cash at bank Less Current liabilities Accounts payable Net current assets Capital 1 January 2017 ⁸0 7,870 When checking the books, the following errors and omissions were found. (i) A purchase of fittings, $140, had been included in the ******ebook converter DEMO Watermarks******* purchases account. (ii) Motor vehicles should have been depreciated by $280. (iii) A debt of $41 included in accounts receivable was Required: (a) show your calculation of the correct net profit (b) draw up a corrected statement of affairs as at 31 December 2017.
(a) the corrected net profit is: Capital 1 January 2017 + Net current assets - Non-current assets = $7,870 + ($0 - $140) - $7,590 = $140 b) Total capital $8,010
a) To calculate the correct net profit, we need to adjust for the errors and omissions found. Firstly, the purchase of fittings that was included in the purchases account should have been included in the furniture and fittings non-current asset account.
Therefore, we need to deduct $140 from the purchases account and add it to the furniture and fittings account. Secondly, the motor vehicles should have been depreciated by $280, which means we need to reduce the value of the motor vehicles account by $280. Finally, the debt of $41 that was included in accounts receivable was not paid, so we need to deduct it from the accounts receivable account.
So, the adjusted statement of financial position is:
Non-current assets:
Furniture and fittings $140
Motor vehicles $7,590 (original value of $7,870 - $280 depreciation)
Current assets:
Inventory
Accounts receivable $0 (original value of $41 - $41 debt)
Cash at bank
Less Current liabilities:
Accounts payable
Net current assets:
Capital 1 January 2017
Therefore, the corrected net profit is:
Capital 1 January 2017 + Net current assets - Non-current assets = $7,870 + ($0 - $140) - $7,590 = $140
(b) The corrected statement of affairs as at 31 December 2017 is:
Non-current assets:
Furniture and fittings $140
Motor vehicles $7,590
Current assets:
Inventory
Accounts receivable $0
Cash at bank
Less Current liabilities:
Accounts payable
Net current assets: $0
Capital 1 January 2017 $7,870
Add: Corrected net profit $140
Total capital $8,010
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The first paragraph of a business letter is the ____.
A. Introduction
B. Addresses
C. Conclusion
D. Supporting details
Answer:
A. Introduction is the first paragraph
Explanation:
You start with an introduction when writing a business letter
the primary objective of financial reporting is to provide information
The provision of information is the primary goal of financial reporting; however, the overall goal of financial reporting is to provide information about a company's finances while adhering to regulations.
What is Financial Reporting?Businesses communicate financial information to internal and external stakeholders through financial reporting. Financial reports are used by external stakeholders to determine a company's current and future financial health, including regulatory agencies, current, and potential shareholders, investors, and lenders.
Income Statements are a type of financial statement.
Statements of Cash FlowBooks of AccountsThe assets, liabilities, and equity of a company are shown on a balance sheet for a predetermined time period, typically one quarter.
Conference calls and press releases about quarterly earnings and other information. annual and quarterly reports to shareholders. Information about a company's finances is available online.
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Over 50% of Americans have no long-term savings. Why do you think it's so
difficult for so many people to save money? Explain your opinion.
Answer:
because they cant stop spending money
Explanation:
money is money
the theory advocates government intervention in highly capital-intensive, high entry-barrier industries in which domestic firms may have little chance without government assistance. group of answer choices product life cycle laissez faire strategic trade absolute advantage
The strategic trade theory advocates government mediation profoundly capital-serious, high passage obstruction businesses in which homegrown firms might have minimal possibility without government assistance. option (C) is correct.
Strategic trade is the control of the product, import, global travel, and parcel of specific wares to specific beneficiaries or for guaranteed end-utilizes/end-clients and in specific conditions.
Strategic trade policy (STP) is an administration strategy that endeavors to move overabundance benefits in oligopolistic global business sectors toward the nation of origin firms. For instance, a Chief at the same time seeking a specific degree of productivity and piece of the pie expansions in new developing markets.
Therefore, option (C) is correct.
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This question is not complete, Here I am attaching the complete question:
The theory advocates government intervention in highly capital-intensive, high entry-barrier industries in which domestic firms may have little chance without government assistance. group of answer choices product (A) life cycle
(B) laissez faire
(C) strategic trade
(D) absolute advantage
The costs per equivalent unit of direct materials and conversion in the rolling department of oak ridge steel company are 180 and 62
Answer:
Equivalent units of direct materials= $180 per tons
Equivalent units of conversion =$62 per tons
Explanation:
Calculation to Determine the direct materials and conversion costs per equivalent unit.
Using this formula
Equivalent units of direct materials=Cost of direct materials transferred/Total equivalent units for direct materials
Let plug in the formula
Equivalent units of direct materials= $432,000/2,400
Equivalent units of direct materials= $180 per tons
Therefore the direct materials cost per equivalent unit will be $180 per tons.
Calculation for Equivalent units of conversion using this formula
Equivalent units of conversion=Conversion cost /Total equivalent units for Conversion
Let plug in the formula
Equivalent units of conversion=$144,150/2,325
Equivalent units of conversion= $62 per tons
Therefore the conversion cost per equivalent unit will be $62 per tons.
When you put a check you received in the bank, you have immediate access to the money.
True or False.
Answer:
this is true hope this helps
Explanation:
Which of the following statements are correct?
Select the correct option(s) and click submit.
Agile and Design Thinking are same
Design Thinking is about Product Development. Agile Manifesto is about Software Development
Design Thinking is finding the right things and Agile is about building the right things
Design Thinking is building the right things and Agile is about finding the right things
Submit
Product Development is the focus of Design Thinking. The Agile Manifesto is concerned with software development.
Design Thinking is about discovering the right things, while Agile Manifesto is about creating the right things. Hence, option b) is correct.
Design thinking is a problem-finding methodology, whereas agile is a problem-solving methodology. It requires a high level of end-user empathy and comprehension, as well as an iterative process of developing new ideas, debunking assumptions, and redefinition of problems.
Agile Manifesto and Design thinking fosters a user-centric environment that emphasizes rapid iterations to achieve the best results. Use agile development to collaboratively build solutions to problems identified through design thinking.
Design thinking prioritizes the needs of the user, and Agile is an excellent method for delivering solutions gradually. The user's needs are considered throughout the design and development process.
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What kind of policy has nepal adopted in foreign policy