Traditionally, lenders' qualifying mortgage rules use a range of percentages to qualify for


both the housing debt-to-income ratio and the total debHo-income ratio. What are those


ratio ranges?


Course


77% of


25% to 28% for housing; 33% to 36% for total debt


Time in c


25% to 28% for total debt; 33%


36% for housing


41:42:28


Minimum o


25% to 33% for housing; 28% to 36% for total debt


25% to 33% for total debt; 28% to 36% for housing

The public company accounting oversight board (pcaob) has the authority to set and enforce standards for public companies related to: Establishing or adopt auditing and related attestation, quality control, ethics, and independence standards.

For violations of Sarbanes-Oxley, Securities and Exchange Commission (SEC) rules, and other standards governing audits of publicly traded companies, brokers, and dealers, the PCAOB has the authority to conduct investigations and impose sanctions on registered public accounting firms and individuals connected to those firms.

The Sarbanes-Oxley Act mandates that the Board create standards for auditing and related professional practices that registered public accounting firms must adhere to when creating audit reports for public companies, other issuers, and broker-dealers.

In cases where violations are discovered, the PCAOB may impose penalties, including reprimands, fines, and restrictions on a firm's or an individual's ability to audit public companies or broker-dealers. PCAOB investigations and disciplinary proceedings are private and confidential, as mandated by the Sarbanes-Oxley Act.

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Answer: First lets  start off with relative change. Relative changes shows the change of a value of an indicator in the first period and in percentage terms, ext. Relative change is calculated by subtracting the value of the indicator in the first period from the value of the indicator in the second period which is then divided by the value of the indicator in the first period and the result is taken out in percentage terms.  The formula for relative change is very simple, and it is derived by initially deducting the initial value of the variable from the final value, then dividing the result by the initial value, and then finally multiplying by 100% to express in terms of percentage. Also

Explanation:

A small example in  relative prices is  In apple season, apples cost half as much as oranges. In orange season, oranges cost half as much as apples. Also to understand better, either market forces or government intervention, the relative price of goods and services does impact the allocation of resources used to produce these goods and services. A relative price is the price of one good compared to another. Resource allocation addresses how land, capital, and labor are spent in the production of goods and services. Since we went over that relative price is the price of something compared to something else. In other words, it is the ratio of two prices. Completely logical people will make purchasing decisions by considering the relative prices of their options. We can conclude that gas is $2.76 compared to the $3.02 of diesel . Now the gas is $0.26 cents cheaper than diesel. This is caused by the price to refine diesel compared to gas. Now that we have two simple example to show the basis of relative prices, you can clearly see the mean and definition of relative prices  through the examples shown!

Sandy will have $307.59 in a year if she invests $300 in a savings account at 2.5 percent interest, compounded daily.

Principal = $300

Interest rate = 2.5%

Number of days = 365

Daily interest = Interest rate / Number of days = 2.5 / 365 = 0.0007

Amount after one year = Principal * \((1 + Daily interest)^{Number of days\) = 300 * \((1 + 0.0007)^{365\) = $307.59

The compound interest formula is:

Amount after n years = Principal * (1 + r/n)^nt

where:

Principal is the initial amount invested

r is the annual interest rate

n is the number of times per year that the interest is compounded

t is the number of years

In this case, n = 365 because the interest is compounded daily.

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The specific legal procedures and standards for granting a judgment n.o.v. may vary depending on the jurisdiction and the applicable laws.

When a trial judge issues a judgment n.o.v. (notwithstanding the verdict), it means that the judge is overturning the jury's verdict and entering a judgment in favor of the opposite party in the lawsuit. In other words, the judge is disregarding the jury's decision and making their own determination on the outcome of the case.

The judgment n.o.v. is typically granted when the judge believes that the jury's verdict was unreasonable or not supported by the evidence presented during the trial. It is a way for the judge to correct what they perceive as a mistake in the jury's decision.

In the context of an insurance company being sued for breach of contract, if the trial judge issues a judgment n.o.v., it means that the judge is ruling in favor of the party suing the insurance company and overturning the jury's verdict, potentially awarding damages or other remedies to the plaintiff.

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Apples and oranges are perfectly competitive products, while Ralph Lauren cologne and Maybelline cosmetics are monopolistically competitive products.

A perfectly competitive can be described as a market in which there are many buyers and sellers, no transaction costs, no barriers to entry and leave, homogeneous products, no market control by a single firm, and perfect information about the price of a good.

Two examples of products sold in perfectly competitive markets are Apples and oranges.

A monopolistically competitive market is one in which several producers compete against one another, yet sell items that differ from one another and are thus not perfect substitutes.

Two examples of products sold in monopolistically competitive markets are Ralph Lauren cologne and Maybelline cosmetics.

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The value of x that satisfies the equation 4+4x=8 is x = 1.

To solve for x in the equation 4+4x=8, we need to isolate x on one side of the equation.

First, we can simplify the left side of the equation by combining the like terms:

4 + 4x = 8

4x = 8 - 4

4x = 4

Next, we can solve for x by dividing both sides of the equation by 4:

4x/4 = 4/4

x = 1

Therefore, the value of x that satisfies the equation 4+4x=8 is x = 1.

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A price index is a figure whose movement corresponds to changes in the median price level.

Here,  The price level = 50.

money supply × velocity of money = price level × Real GDP

price level  =    \(\frac{money supply × velocity of money}{real GDP.}\)

    = 1000 x 2 /40 =50.

the price level =- 50.

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Answer:

What are the answer choices

Promotional messaging technique that offers a business's views on community matters B. Advocacy advertising.

Advocacy advertising is a promotional messaging technique where a business expresses its views on community matters. This type of advertising is typically used to create a favorable impression of a company among its target audience. Advocacy advertising can be used to promote a business's social responsibility initiatives, environmental sustainability efforts, or support for social causes. The goal of advocacy advertising is to create a positive image for the business in the minds of consumers.

Advocacy advertising is a type of advertising that is used to promote a business's views on community matters. This type of advertising is often used by companies to create a favorable impression among their target audience. Advocacy advertising can take many forms, including print ads, television commercials, online ads, and billboards. One of the key goals of advocacy advertising is to promote a business's social responsibility initiatives. For example, a company may use advocacy advertising to highlight its efforts to reduce its carbon footprint, promote sustainable business practices, or support charitable causes. Advocacy advertising can also be used to promote a business's support for social causes. This type of advertising is often used by companies that want to show their support for issues such as civil rights, environmental protection, or social justice. By expressing support for these causes, companies can build a positive image among consumers who share similar values.

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a. experimental studies. In experimental studies, researchers have control over the variables of interest.

They manipulate one or more variables (independent variables) and measure the effects on another variable (dependent variable) while controlling for other factors. This control allows researchers to establish cause-and-effect relationships and draw conclusions about the impact of the manipulated variables.

Experimental studies involve the deliberate manipulation of variables to observe their effects. They often involve random assignment of participants to different groups (experimental and control groups) to ensure unbiased comparisons. By controlling variables, researchers can isolate the effects of the independent variables on the dependent variable, making experimental studies a powerful method for establishing causal relationships.

In contrast, observational studies (both control observational studies and non-experimental studies) do not involve direct manipulation of variables, and researchers have less control over the variables of interest.

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Answer:

b

Explanation:

cuz

Answer:

I would say that it would decrease

Explanation:

As production increases, the average fixed cost will stay constant, meaning that the cost of fixed resources used in production, such as rent and machinery, remains the same regardless of the level of output.

However, the average variable cost will not necessarily always increase, as it depends on the efficiency of production. Initially, as production increases, the average variable cost may decrease due to economies of scale, such as the ability to purchase materials in bulk at a lower cost.

However, at a certain point, the average variable cost may start to increase due to diseconomies of scale, such as the need for additional labour or the cost of maintaining larger facilities.

Therefore, the trend of the average variable cost will depend on the specific production process and the management of resources.

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Answer:

True

Explanation:

Benefits are things that improve the well-being of employees. They could be in monetary or non-monetary format. The Majority of benefits relate to employees' healths and their life after retirement.

Apart from salaries, employers offer benefits to employees to make the job offer more attractive. Benefits also act as a source of motivation for workers. They are a way of showing that the employer cares for the workers. Benefits improve the employer-employee relationship.

Law of Demand underestimate the increase in market quantity demanded when you lower your price .

What does the law demand?

According to the law of demand, price and quantity demand of any good or service are inversely connected to one another, other parameters being constant (cetris peribus).

                                A product's price increase causes a decrease in consumer demand for that same product.

Which five rules of demand are there?

Cost of the product or service. the purchasers' income. the cost of related products or services, whether they be alternatives purchased in place of a product or complementary goods and services purchased along with a certain item. Demand will be determined by consumer tastes or preferences.

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The free-rider problem is most likely to exist in a market in which goods are nonexcludable and rival.

A free-rider problem occurs when the cost of delivering a benefit exceeds the benefits that any single individual would derive from it, resulting in individuals preferring not to contribute. The free-rider problem arises when people benefit from a public good without contributing to its production. A public good is a commodity that is not diminished in quantity by usage and that can be consumed by many people. Public goods are characterized by non-rivalry and non-exclusion.

Examples of public goods are national defense, streetlights, and lighthouses, among others. They are non-excludable, which means that once they are available, everyone can use them. They are non-rivalrous, which means that when one person uses them, the product is not diminished in quality or quantity.

The free-rider problem is most likely to exist in a market in which goods are nonexcludable and rivalrous. Public goods, which are characterized by non-rivalry and non-exclusion, are the ones that suffer the most from the free-rider problem. Free riders in such markets will benefit from public goods without contributing anything to their production or maintenance. This can lead to a significant underproduction of public goods if free ridership is widespread.

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Answer: 1295.02

:)

Explanation:

If you invest $100 in a Roth IRA and earn 5% per year for 3 years, after 3 years you will get amount of $116.

The word "invest" may be described as follows: Devoting time or different assets towards attaining a goal. Using cash or capital to shop for an asset with the wish that the cost of that asset will boom and provide you with the possibility to promote at a profit.

Investing is a powerful manner to place your cash to paintings and doubtlessly construct wealth. Smart making an investment might also additionally permit your cash to outpace inflation and boom in cost. The more increase capability of making an investment is in the main because of the strength of compounding and the risk-go back tradeoff.

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Answer:

C. Stop driving trucks to focus on becoming better at selling cars

Explanation:

I would think this because she would be more successful since she would get paid more

C. Stop driving trucks to focus on becoming better at selling cars

The following information should be considered:

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The  type of ma plan is an hmo plan that also covers some benefits out-of-network, generally at a higher cost is: Private Fee-for-Service (PFFS), Medicare Supplement Insurance Plan.

Medicare advantage plan  can be defined as a health insurance coverage plan that help to cover the medical costs of people under the plan.

The  type of Medicare advantage plan that also covers some benefits out-of-network are:

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The person can set his or her financial goal and this will result in preplanning the funds. This makes the platform an easy target to transact with and more efficient.

A financial goal is an objective or plan for handling money. It is a function of how much money you make, spend, save, or invest. Depending on their need for a financial objective, such as pension planning, a person or individual might define their own financial goals.

The person who is a using debit card or a credit card. This would help the person in maintaining their efficiency and a budget. They can even set a limit through which they can be allowed to transit.

Also, they can use ODIs which is overdraft as well as bills receivable. This would increase their efficiency and money management.

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Answer:

True

Explanation:

Answer:

Primary needs

Explanation:

Because without food you'll starve, without shelter you could freeze to death or have a heat stroke and clothing are able to contain your heat in cold weather

Food, clothing, and shelter are the basic or primary needs because, without these elements, it is impossible to live.

Food refers to the substance that is consumed to provide nutritional support to any organism.

The basic needs include food, shelter, and clothing because food to eat, clothing to wear, and shelter from the elements are important for living.

These three are listed as basic human needs. Therefore, D is the correct option.

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Capital gains are profits on an investment. whilst you sell investments at a higher price than what you paid for them, the capital gains are "found out" and you will owe taxes on the amount of profit.

Capital gain and different investment earnings range based on the source of the profit. Capital gains are the returns earned while an investment is bought for more than its purchase price. Funding earnings is take advantage of interest payments, dividends, capital profits, and another earnings made through an funding vehicle.Capital profits taxes follow only to “capital assets,” which include stocks, bonds, rings, coin collections, and actual estate. long-term gains are levied on profits of investments held for extra than a yr. quick-term gains are taxed on the person's regular income tax fee.

Subtract your foundation (what you paid) from the found out quantity (how an awful lot you offered it for) to determine the difference. if you sold your assets for more than you paid, you have a capital benefit. if you bought your assets for less than you paid, you have a capital loss.

Examples include a domestic, personal-use items like family furnishings, and stocks or bonds held as investments. when you promote a capital asset, the difference between the adjusted basis in the asset and the amount you realized from the sale is a capital gain or a capital loss.

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Corporate-level strategy (as opposed to business-level strategy) is concerned with the following two key issues:

Generally, Strategies implemented at the corporate level are comprehensive enough to have an impact on all of the other parts of your company.

In order to preserve the stability of your firm, you may choose to implement strategies such as scaling up, expanding to a new market, or decreasing expenditures.

Everyone in your company will be able to work for the same objectives and advance in the same path with the assistance of these tactics.

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Answer:

a supply chain managers. thanks

The stamp act is what happened after a war so that The british could pay off there debt

Answer:

land?

Explanation:

Answer:

Land

Explanation:

The $45,000 represents the Martins' disposable income.

Disposable income is an economic term that refers to the amount of money that households have left after paying taxes. Disposable income is a critical measure for economic analysis since it offers insights into household spending patterns and economic activity. The disposable income of a household is determined by subtracting mandatory taxes (including payroll, property, sales, and state and local taxes) from household income.

Disposable income refers to the amount of money that remains after paying mandatory taxes. It does not include expenses such as mortgages, rent, utilities, or any other essential expenses, but rather the amount of money that households have left to spend or save as they see fit.

A nonessential spending refers to spending money on goods and services that are not required for survival, such as vacations, movies, entertainment, or eating out. While nonessential spending is not essential, it can help households achieve a better quality of life, increase happiness and well-being, and promote economic growth by driving consumer spending.  Therefore, $45,000 represents the Martins' disposable income.

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Characteristics of good research questions are focused and clear, neither too narrow nor too broad, appropriate context, researchable.

There is no set of standards that applies to all research questions. Priorities and criteria vary throughout fields. Good research questions for a biology article will be different from those for a history paper. However, generally speaking, the best research question is:

Focused and Clear to put it another way, the question should make it apparent what the writer must do.

The questions are neither too narrow nor too broad.

The context of the question should be appropriate.

It's difficult to answer.

Not too hard to respond.

Researchable. You need to have access to a sufficient number of high-quality research resources.

Analytical as opposed to descriptive

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