Securitization refers to the process of pooling financial assets, such as loans or mortgages, and creating new securities that are backed by these assets. Deregulation refers to the reduction or elimination of government regulations on financial markets, while globalization refers to the integration of financial markets across different countries. Together, these trends have led to the development of a global financial system that is highly interconnected and complex.
The impact of securitization, deregulation, and globalization on funding costs, opportunities, and risks for multinational corporations (MNCs) has been significant. MNCs have benefited from increased access to global capital markets, which has allowed them to raise funds at lower costs. At the same time, they face increased competition for funding, as capital flows more freely across borders.
MNCs also face new risks in the global financial system, including currency risk, interest rate risk, and counterparty risk. The complexity of financial markets can make it difficult for MNCs to manage these risks effectively. In addition, MNCs must navigate a complex regulatory environment, as financial regulations differ across countries.
Overall, the trends of securitization, deregulation, and globalization have created both opportunities and challenges for MNCs in the global financial system. Effective risk management and regulatory compliance are key to navigating this complex environment.
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which of the following is a group or term based incentive plan?
a. spot annuals
b. production incentive plans
c. commissions
d. discretionary bonus plans
e. piecework
A production incentive plan is a group or term-based incentive plan. Here option B is the correct answer.
Production incentive plans are designed to reward employees for meeting or exceeding production goals. These plans are typically used in manufacturing or other industries where output can be easily measured. The incentives are usually based on group or team performance rather than individual performance.
Spot annuals (option a), commissions (option c), discretionary bonus plans (option d), and piecework (option e) are all forms of individual incentive plans. These plans reward individual employees for their performance or contributions. In contrast, group or term-based incentive plans reward employees based on the performance of a group or team.
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Paid Rs.4,500 to Anita after deducting 10% discount.
Answer:
4050
Explanation:
=10%of 4500
=450
now,
4500-450=4050
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by making the pdp 11 minicomputer an integral part of the therac-25, atomic energy canada limited (aecl) was able to group of answer choices increase the stock price of its subsidiary digital equipment corporation reduce costs by replacing hardware safety features with software safety features all of these things reduce the physical size of the machine considerably eliminate the need for lead shielding
13. By making the PDP 11 minicomputer an integral part of the Therac-25, AECL was able to option d. all of the above. 14. The Health Insurance Portability and Accountability Act: e. All of the above
Question 13: By making the PDP 11 minicomputer an integral part of the Therac-25, AECL was able to shrink the size of the machine considerably, eliminate the need for lead shielding, increase the stock price of its subsidiary Digital Equipment Corporation, and reduce costs by replacing hardware safety features with software safety features.
Question 14: The Health Insurance Portability and Accountability Act attempts to limit the exchange of information among health care providers to that information necessary to care for the patient, ensures that doctors and hospitals can counter sue patients who file frivolous medical malpractice claims, ensures that a consumer can sue doctors and hospitals for medical malpractice, and ensures that a consumer can keep the same health care provider even when he or she changes employers. Therefore, the answer is "All of the above."
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The title of this talk is “Profit’s Not Always the Point.” But do you think profit is an added perk for companies that make the effort to promote positive social change? Explain.
yes, no matter what company say, they need money for funding for "social change"
"according to the multiple identity disorder concept, we have several identities, which might be at conflict. most of us are a worker, an investor, a citizen and a consumer at the same time. among these roles, which one is probably unhappy with wal-mart business model?"
It is difficult to determine with certainty which of the identities (worker, investor, citizen, or consumer) would be most unhappy with Walmart's business model, as different people may have different opinions on this matter.
However, there are some arguments that could be made based on the potential impact of Walmart's business practices on each of these identities:
1. As a worker: Some critics argue that Walmart's low wages and poor working conditions for its employees are exploitative and contribute to income inequality. Workers who are employed by Walmart may feel unhappy with the company's business model due to these factors.
2. As an investor: Walmart has been accused of engaging in anti-competitive practices that harm small businesses and suppliers, which could potentially impact the company's long-term financial performance. Investors who prioritize ethical or socially responsible investing may be unhappy with Walmart's business practices as a result.
3. As a citizen: Walmart has been criticized for its impact on local communities, including the displacement of small businesses and the strain placed on public services such as law enforcement and healthcare. Some citizens may be unhappy with Walmart's business model due to these concerns.
4. As a consumer: While Walmart's low prices may be appealing to consumers, the company has been criticized for engaging in practices such as driving down wages and benefits for workers, contributing to environmental degradation, and promoting unsustainable consumption patterns. Some consumers may be unhappy with Walmart's business practices for these reasons.
Overall, it is important to note that these different identities can overlap and intersect in complex ways, and individuals may prioritize certain identities over others when evaluating their opinions on Walmart's business model.
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CGS2512: Spreadsheet Concepts and Practices
Please access "Brainfuse Online Tutoring" by clicking on it in the course navigation menu. You are tasked with reviewing Brainfuse, scheduling an actual tutoring session, and writing about your experience. Discuss things you liked and found helpful and things you did not. Please end your discussion with whether you would recommend Brainfuse Online Tutoring to other learners and why.
Please find "Brainfuse Online Tutoring" in the course menu and click on it. Share what you enjoyed and found useful, as well as what you did not.
What is Brainfuse's current position?
Brainfuse JobNow & VetNow is a one-stop shop for all of your career and veteran requirements, whether it's preparing a resume, writing a cover letter, navigating the VA system, or adapting to a civilian profession. To empower users, JobNow and VetNow provide professional coaching and self-study resources. Please email your resume to if you want to work as a tutor with Brainfuse. We will thoroughly analyze your résumé and provide you a Brainfuse registration code through email. If you have already received a Brainfuse registration code.
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Are these true or false ????
Answer:
10. true
11. false
12.false
13.true
14.false
15.false
10. (A) Explain in detail how a single, plant-wide factory overhead allocation rate is established (i.e., what is the formula?). (B) Using the following example, calculate the pre-determined factory overhead allocation rate that was used, assuming that direct labor hours were used as the base. Pate Company uses a job order cost accounting system. The company's management estimated that direct labor (total) would be $2,000,000 (200,000 hours at $10 /hour) and that total factory overhead would be $1,500,000 for the current period. At the end of the period, the records show that there actually had been 180,000 hours of direct labor and $1,200,000 of actual overhead costs.
The predetermined factory overhead allocation rate used by Pate Company is $7.50 per direct labor hour.
The predetermined factory overhead allocation rate is established by dividing the estimated total factory overhead costs by the estimated total direct labor hours. In this case, the management of Pate Company estimated that the total direct labor would be $2,000,000 for 200,000 hours of labor, resulting in an estimated direct labor rate of $10 per hour. The estimated total factory overhead costs were projected to be $1,500,000.
To calculate the predetermined factory overhead allocation rate, we divide the estimated total factory overhead costs by the estimated total direct labor hours:
Predetermined factory overhead allocation rate = Estimated total factory overhead / Estimated total direct labor hours
= $1,500,000 / 200,000 hours
= $7.50 per direct labor hour
This predetermined rate of $7.50 per direct labor hour is used to allocate factory overhead costs to specific jobs or products based on the actual direct labor hours incurred. The rate is applied to the actual direct labor hours recorded for each job to determine the amount of factory overhead cost to be allocated. In this case, if there were 180,000 hours of actual direct labor, the total factory overhead allocated would be 180,000 hours * $7.50 per hour = $1,350,000.
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Why do you feel we should choose to hire you over other candidates?*
1
Answer:
Because you have a unique skill that they will need.
Explanation:
Which type of worker would most likely need a bachelor’s degree?
Answer:
A construction manager!
Explanation:
Answer:
C
Explanation:
what effect will a low economic growth have on the country
Answer:
it can lead to national poverty and economy crisis
Mrs. Cook carries limits of liability of $100,00/$300,000/$50,000 on her personal automobile policy. After an accident, Mrs. Cook's insurer paid $80,000 in bodily injury damages and her defense costs were $40,000. What amount did the insurer pay as a result of this accident?
Answer: $120,000
Explanation:
Based on the information given, the amount that the insurer will pay as a result of this accident will be gotten by adding the amount of bodily injury damages and the defense costs. This will be:
= $80000 + $40000
= $120,000
Therefore, the insurer will pay $120,000.
you have decided that you want to attend a costume party as your favorite marvel character. you estimate that it will cost $60 to assemble your costume. after spending $60 on the costume, you realize that the additional pieces you need will cost you $35 more. the marginal cost of completing the costume is .
The marginal cost of completing the costume is $35.
The difference in overall production costs caused by creating or producing one more unit is known as the marginal cost.
We have given in the question,
Estimate cost = $60
Spending on costume = $60
Additional pieces cost = $35
To find out the marginal cost of completing the costume is:
We know where we consume $60 and we spent that all then $35 need more
So here we can say that marginal cost is the cost added for getting an additional unit of product or service.
And the last products demanded costs = $35
Therefore, it is the marginal cost i.e $35.
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What are some jobs you can get before 16?
Answer:
Babysitting.
You can work at a lot of places, normal jobs, you're just required to takes breaks because you're a minor. You really just have to check with businesses in your area and see where you can work.
My friends work at a pizza place in our town, they were all under 16 when they started working there.
Explanation:
For the question below, write an explanation of the short-run effect (including the determinant of AD or AS that is causing the shift, the line that shifts (AD or AS), the direction of the shift (left or right), and the impact on output and price level (increase or decrease) and submit a properly drawn and labeled aggregate demand and aggregate supply graph for the scenario. Make sure your name and assignment number are written on each page of graphs you submit. All text must be written in the text box provided.
Congress passes a sweeping health care reform bill that provides free medical insurance for all Americans. Once the President signs it into law, the government will provide every American with a policy that will pay up to 80% of every medical bill a patient incurs. This change does not impact consumer income.
Explanation:
The passage of the health care reform bill would shift the aggregate demand (AD) curve to the right in the short run. This is because with the new policy, people would be able to afford more health care services, leading to an increase in the quantity of goods and services demanded at every price level. This would result in an increase in both output and the price level in the short run.
On the other hand, the aggregate supply (AS) curve would remain unchanged since the bill does not affect the costs of production or the available inputs.
Overall, the short-run impact of the health care reform bill would be an increase in output and a higher price level.
Which is considered part of a person’s income for the year?
Answer:
Gross income is everything that an individual earns during one year, both as a worker and as an investor. Earned income includes only wages, commissions, bonuses, and business income, minus expenses, if the person is self-employed.
Explanation:
Which of these is true about the national unemployment rale!
A. All citizens are included in the labor force.
B. All people 18 years or older are counted as part of the labor force.
C. It is always at 6%.
D. It is never at zero.
Answer:
D. It is never at zero.
Explanation:
The unemployment rate is described as the percentage of the labor force that is jobless but actively seeking work. The labor force comprises an adult population that is currently working or seeking employment.
The unemployment rate is never at zero. At every moment, there is frictional unemployment as people switch jobs or new college graduates seeking their first job. There is also unemployment due to economic seasons. Even when the economy is considered to be at full employment, the unemployment level is not at zero but at around 3 to 5 percent.
At a local grocery store, they sell a Visa card that has a prepaid amount on it. People can use this card anywhere, but it cannot be used for more than its prepaid value. Which type of card is this?
A.
a debit card
B.
a smart card
C.
a stored value card
D.
a retail credit card
The type of the card is a Retail Credit card. Hence the option (D) is the correct one.
What is the function of retail credit cards work?For retail credit cards, an image You can potentially obtain benefits at some retail establishments if you have a retail store credit card.
Decide if you want a card that restricts the retailers with which you may earn rewards or one that enables you to earn rewards for regular purchases. Benefits could consist of privileged access to funding, exclusive deals, discounts, and awards.
For instance, paying in whole for a motorcycle costing $10,000 would be excessive for a buyer.
Consumer will receive a $10,000 loan from retail credit institutions, which will be repaid with interest over a period of time in the form of monthly installments.
Hence the correct option is (D).
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What is the least amount of money a student should receive when doing work
study?
о A. $6 an hour
о B. Federal minimum wage
OC. State minimum wage
D. $7 an hour
SUBMIT
The correct answer is B. Federal minimum wage. The Federal Work-Study program requires that students be paid at least the federal minimum wage, which is currently $7.25 per hour.
Some states have a higher minimum wage rate, so if the state's minimum wage is higher than the federal minimum wage, then the student would need to be paid at the higher state rate.
When there are conflicting minimum wage rates, employers are required to pay the higher rate. It is important to note that some types of workers, such as tipped employees and workers with disabilities, may have a different minimum wage rate under certain circumstances.
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Question 1 (50 marks) True, False, or Uncertain. Justify your answers.
(c) (10 marks) Priscilla's preference is strongly monotone, strictly convex, and continuous. That is, her indifference curve is
The given information indicates that Priscilla's preference is strongly monotone, strictly convex, and continuous. Her indifference curve is true.
When it comes to consumer preferences, an indifference curve is a graph that shows the various combinations of two goods that a consumer considers identical in terms of utility or happiness.
The slope of an indifference curve represents the rate at which a customer is prepared to trade one commodity for another.
The slope of the curve is steeper where the customer is prepared to trade less of one commodity for more of another.
The given information shows that Priscilla's preference is strongly monotone, strictly convex, and continuous. In this context, monotone implies that when goods A and B are held fixed, more of one of the goods would lead to a greater level of happiness; convex implies that when the ratio of A and B changes, the customer will be happy with the substitution in either direction and strict implies that the customer will always select more of a good that he or she likes over less of it.
The term 'continuity' means that the graph of the indifference curve has no breaks or jumps, i.e. small changes in the quantities of goods do not result in large changes in happiness.
Therefore, her indifference curve is strongly monotone, strictly convex, and continuous.
Thus, the given statement is true.
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Frank is already taking advantage of his employer benefit package but wants to find
options to save for retirement that offer tax incentives. Which of the following should
Frank explore?
A. Contribution matching
B. Lower interest
C. Opt in or opt out
D. Roth IRA
Which of the following are more likely to happen if you have bad credit? Check all that apply.
being denied a mortgage
being denied an unsecured credit card
having to pay higher interest rates on loans
getting a great interest rate on a car loan
having a strategy for dealing with a financial emergency
Answer:
being denied a mortgage. being denied an unsecured credit card. having to pay higher interest rates than loans
If you have bad credit the individual will be:
Being denied a mortgage.Being denied an unsecured credit card.Having to pay higher interest rates than loansThus, option 1, 2, and 3 is correct.
What is credit?"Credit" has numerous implications in the monetary world, yet it most usually alludes to a legally binding understanding wherein a borrower gets an amount of cash or something different of worth and focuses on reimbursing the bank sometime in the future, normally with a premium.
Banks utilize your rating to survey how dependable you are with credit and decide how hazardous it very well may be to advance your cash. On the off chance that you don't have a sufficiently high score or you have slanderous imprints on your credit report, loan specialists could deny your home loan.
Therefore, option 1, 2, and 3 is correct.
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A profit maximizing company is in a perfectly competitive industry. When marginal costs are falling. What should it do?
In a perfectly competitive industry, when marginal costs are falling, a profit-maximizing company should continue to produce and expand its output.
By doing so, the company can take advantage of the decreasing marginal costs and increase its profitability in the long run.
When marginal costs are falling, it indicates that the company can produce additional units at a lower cost. This implies that the company can sell those additional units at the prevailing market price and generate more revenue per unit. As a profit-maximizing firm aims to maximize the difference between total revenue and total cost, it would be beneficial for the company to produce more and take advantage of the lower costs.
By expanding its output, the company can increase its market share and potentially capture a larger portion of the market demand. This can lead to increased sales volume, higher revenue, and potentially higher profits. However, it is important for the company to ensure that the expansion of output aligns with the market demand and doesn't result in oversupply or a significant decrease in market prices. Proper market analysis and forecasting are crucial to make informed decisions about production levels in a perfectly competitive industry.
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a nurse manager notes several recent conflicts among nurses on different shifts
Conflicts among nurses on different shifts can be resolved through effective communication and conflict resolution strategies.
How can conflicts among nurses on different shifts be resolved?
Effective communication and conflict resolution strategies are key in addressing and resolving conflicts among nurses on different shifts. When a nurse manager notes several recent conflicts, it is essential to prioritize open lines of communication and encourage constructive dialogue among the nursing staff.
This can be achieved by promoting regular team meetings and fostering an environment that values and encourages respectful communication. Additionally, conflict resolution strategies such as mediation or facilitated discussions can be employed to help nurses express their concerns, understand differing perspectives, and work towards mutually beneficial solutions.
By actively addressing conflicts and providing the necessary support and resources, nurse managers can create a harmonious work environment that promotes collaboration and enhances patient care.
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How would the economy affect taking a overseas holiday
Answer: More stability increases chances of overseas holiday
Explanation:
Overseas holidays are comparatively more expensive than domestic holidays so more money would be needed to embark on one.
In order to make more money, a stable economy is needed where income is both being made and can be made from the opportunities that exist. This will enabled people to be able to save up for the holiday trip.
If however, the economy is not stable as is the case currently with the pandemic having ravaged the world, people will have less income to spare for saving for an overseas trip. This would reduce the instances of people going on overseas trips.
hich firm is experiencing diseconomies of scale? a. firm b only b. firm c only c. firm a only d. firm a and firm b only
The firm c only is experiencing diseconomies of scale. Diseconomies of scale mostly result from the challenges of managing and organizing a large corporate company.
A diseconomy of scale arises when an organization or the business sector grows to a degree that price per unit skyrocket. When a company can no longer continue its utilization of economies of scale, it occurs. Diseconomies of scale are caused by a variety of variables, but they may all be broadly categorized as internal or external.
The first is a congested workplace where workers and machinery block one another and lower operational effectiveness. The second situation arises when faulty coordination leads to more operational waste. The best level of outputs from multiple processes are not always generated at the same pace, which is the third reason for diseconomies of scale.
Option C is the correct answer.
The complete question is, "Which firm is experiencing diseconomies of scale?
a. Firm A only
b. Firm B only
c. Firm C only
d. Firm A and Firm B only"
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Jaiden is in 6th grade and plans to attend college. He has created a college preparation plan.
1. He will fill out the FAFSA form and send it in immediately.
2. He will ask his parents if they have a college savings account.
3. When he gets to high school, he will start trying harder in school so he can qualify for academic scholarships.
4. During his last year of high school, he will get involved in sports and clubs he enjoys to qualify for scholarships.
5. Upon graduation, he will start saving money for college.
Which statements identify errors in Jaiden’s plan? Check all that apply.
Answer:
-He should wait until his last year in high school to fill out the FAFSA.
-He should start saving right away. It is never too early to start a savings account.
-He should work hard throughout middle school and high school or it might be too difficult for him to excel later, since bad habits are hard to break.
-He should try different sports and clubs in middle school and early high school. Then he should pick his favorites and invest more time in them.
Explanation:
the market return is 10% and the risk free rate is 3%. rascals inc. has a market beta of 1.0, a smb beta of −.60, and a hml beta of −0.85. the risk premium on hml and smb are both 2%. if the single factor model generates a regression coefficient of 1.3, using the fama-french three factor model, what is the different in returns between the three-factor model and the single factor model expected returns on rascal inc. stock?
The correct option is (a) 5.0% is the difference in returns between the Three-Factor model and the single-factor model expected returns on Rascal Inc. stock
A straightforward asset pricing model called the single-index model (SIM) can be used to calculate a stock's risk and return. William Sharpe created the model in 1963, and it is widely used in the finance sector.
As per Single Index Model,
E(R1-Factor) = Rf + β (Rm - Rf)
= 3% + (1.3) (10% - 3%)
= 3% + 9.1%
= 12.1%
As per Fama French Three Factor Model,
E(R3-Factor) = Rf + β1 (Rm - Rf) + β2 (SMB) + β3 (HML)
= 3% + (1.0) (10% - 3%) + (-0.60) (2%) + (-0.85) (2%)
= 3% + 7% - 1.2% - 3.4%
= 7.1%
Difference = E(R1-Factor) - E(R3-Factor)
= 12.1% - 7.1%
= 5.0%
Hence, the correct option is (a) 5.0%
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The full question is:
The market return is 10% and the risk-free rate is 3%. Rascals Inc. has a market beta of 1.0, an SMB beta of −.60, and an HML beta of −0.85. The risk premium on HML and SMB are both 2%. If the single-factor model generates a regression coefficient of 1.3, using the Fama- French Three Factor Model, what is the difference in returns between the Three-Factor model and the single-factor model expected returns on Rascal Inc. stock?
A) 5.0%
B) 2.8%
C) 5.2%
D) 6.3%
If 1m people are unemployed and the potential labour force is 30m, what is the unemployment rate
Answer:
total labour= 40m
unemployement rate= 1000000/40000000*100%= 2.5%
Explanation: