Exhibit 7-8 Mortgage Payment Factors (principal and interest factors per $1,000 of loan amount) Term Rate 25 Years 20 Years 15 Years 4.0% $5.26 $6.04 $7.38 4.5% 5.53 6.30 7.63 5.0% 5.83 6.57 7.88 5.5% 6.10 6.84 8.14 6.0% 6.40 7.12 8.40 6.5% 6.70 7.41 8.66 7.0% 7.00 7.69 8.93 7.5% 7.32 7.99 9.21 8.0% 7.63 8.28 9.48 8.5% 7.95 8.59 9.76 9.0% 8.28 8.89 10.05 9.5% 8.61 9.20 10.33 10.0% 8.94 9.52 10.62 Problem 7-8 Calculating Monthly Mortgage Payments [LO3] Based on Exhibit 7-8; what would be the monthly mortgage payments for each of the following situations? (Round mortgage payment factors and final answers to 2 decimal places. Omit the "$" sign in your response.) a) A $85,000, 15-year loan at 9.5 percent APR compounded semi-annually b) A $171,000, 25-year loan at 4.5 percent APR compounded semi-annually c) A $129,000, 20-year loan at 9.0 percent APR compounded semi-annually A A $

Answers

Answer 1

The mortgage payment factor of 8.89 per $1,000 for a 20-year loan at 9.0% APR.

What is the mortgage payment factor for a 20-year loan at 8.5% APR compounded semi-annually?

a) To calculate the monthly mortgage payment for a $85,000, 15-year loan at 9.5% APR compounded semi-annually, we need to use the corresponding mortgage payment factor from Exhibit 7-8. The factor for a 15-year loan at 9.5% APR is 10.33 per $1,000.

The monthly mortgage payment would be $85,000 divided by 1,000 and multiplied by 10.33, which equals $879.05.

b) For a $171,000, 25-year loan at 4.5% APR compounded semi-annually, we can use the mortgage payment factor of 5.53 per $1,000 for a 25-year loan at 4.5% APR. Multiplying this factor by $171,000 divided by 1,000 gives us a monthly mortgage payment of $947.43.

c) In the case of a $129,000, 20-year loan at 9.0% APR compounded semi-annually, we can utilize the mortgage payment factor of 8.89 per $1,000 for a 20-year loan at 9.0% APR.

By multiplying this factor by $129,000 divided by 1,000, the monthly mortgage payment is determined to be $1,148.81.

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Related Questions

Which of the following accounts would not
use T-Accounts?
A. Shareholder's Capital
B. Cash
C. Dividends Payable
D. None of the Above

Answers

The answer will have to be C
Answer:

I believe the answer is c.

Explanation:

I did some research

an individual who stays working at a job that they hate because they need things like the paycheck or healthcare it brings is demonstrating what type of committment?

Answers

Normative commitment refers to how strongly employees believe they should remain with their company. Employees who are normatively committed believe they should stay with their companies. Affective commitment occurs when an employee wishes to be committed to a specific goal.

For example, if an employee has a high level of affective commitment to the organization, they have a pleasant relationship with it and are more likely to stay. Affective commitment occurs when an employee wishes to be committed to a specific goal. For example, if an employee has a high level of affective commitment to the organization, they have a pleasant relationship with it and are more likely to stay.

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.Which of the following is a union security provision?
a. A no-solicitation policy b. A no-layoff policy c. An open-door policy d. A yellow dog contract

Answers

A union security provision is a yellow dog contract. So, the correct option is d.

A yellow dog contract is a union security provision. A yellow dog contract is an agreement between an employer and an employee in which the employee agrees not to join or participate in a labor union as a condition of employment. It is named "yellow dog" because it implies that the employee is willing to sign the contract even if it means betraying or abandoning their fellow workers, similar to a dog turning on its own kind.

Yellow dog contracts were used historically to prevent workers from organizing and joining labor unions. They were often seen as an anti-union tactic, allowing employers to suppress unionization efforts and maintain control over their workforce. However, yellow dog contracts have been widely discredited and are now prohibited by labor laws in many countries, as they infringe upon workers' rights to freedom of association and collective bargaining.

It is important to note that options a, b, and c (no-solicitation policy, no-layoff policy, and open-door policy) are not union security provisions. They refer to different workplace policies and practices that may be implemented by employers but are not directly related to union membership or representation.

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Which type of borrowing option would most likely result in the borrower
paying the highest amount of interest?
A. A card with a high compound interest rate
OB. A card with a low simple interest rate
ООО O
C. A card with a low compound interest rate
D. A card with a high simple interest rate

Answers

Answer:

A. A card with a high compound interest rate

Explanation:

it is most likely to result in the borrower

What is one way people can reduce the amount of taxes they owe in a year?
A. Give money to charity
B. Earn a higher income
C. Purchase luxury goods
D. Work longer hours

Answers

Answer:

A

Explanation:

Donating money to charity is one method people might lower their annual tax burden. Therefore, (A) is the correct option.

What is Tax?

Taxes are required payments made to individuals or enterprises by a government agency, whether local, regional, or federal. Income, capital gains, or the estate are all subject to taxes.

One of the ways to reduce the amount of tax payable is to donate money to a charity.

Therefore, (A) is the correct option.

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Far Merchandising is a VAT-registered retailer of office and school supplies. Mr. Miracle, a customer, was issued an invoice for the purchases he made in the total amount of 47,040 on April 25, 2022. The selling price of the goods purchased is?

Answers

The selling price of the goods purchased by Mr. Miracle is approximately 42,000.

To determine the selling price of the goods purchased by Mr. Miracle, we need to calculate the net price by excluding the value-added tax (VAT) from the total amount.

Given information:

Total invoice amount: 47,040

Since Far Merchandising is a VAT-registered retailer, the selling price of the goods is inclusive of VAT. To find the selling price, we need to divide the total amount by 1 plus the VAT rate.

The VAT rate in the Philippines is currently 12%. Therefore, the equation becomes:

Selling Price = Total Amount / (1 + VAT Rate)

Selling Price = 47,040 / (1 + 0.12)

Selling Price = 47,040 / 1.12

Selling Price ≈ 42,000

Therefore, the selling price of the goods purchased by Mr. Miracle is approximately 42,000.

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give short introduction about tourism industry​

Answers

Answer:

Tourism industry is the industry that manages all the resources related to the tourism like hotel management, guides and many more. Tourism industry is very beneficial for the developing countries like Nepal, India and many more. Through it there will be economic development in the country. And from the economical development the citizens of the country can get facilities.

Answer:

Explanation: Tourism is the activities of people traveling to and staying in places outside their usual environment for leisure, business or other purposes for not more than one consecutive year.1.Domestic Tourism -Domestic tourism is the act of travelling for business or leisure within one’s home country2.International tourism-International tourisminvolves tourist who are traveling to different countries.

Robertson Construction entered into a contract to construct a tunnel for a fixed price of $12,000,000. Robertson recognizes revenue over time according to percentage of completion. Here are some facts: In 2021: Cost incurred during the year is $3,000,000; Estimated cost to complete is $6,000,000 In 2022: Cost incurred during the year is $500,000; Estimated cost to complete is $6,500,000 In 2023: Cost incurred during the year is $6,500,000; Estimated cost to complete is $0. How much gross profit/loss would Robertson recognize in 2022

Answers

By measuring the gross revenue Robertson would recognize in 2022, the amount is $5,600,000.

To understand better, we have to begin with the year 2021, where we have the following:

Given that the % of completion = cost incurred till now ÷ total estimated cost;

We have => $3,000,000 ÷ ($3,000,000 + $6,000,000) = 33.33%

Hence, we have the final revenue in the year 2021 to be recognized as

=> $12,000,000 × 33.33% = $4,000,000.

By the year 2022, we have the following percentage completion.

=> ($5,000,000 + $3,000,000) ÷ ($3,000,000 + $5,000,000 + $2,000,000) = 80 percent.

Therefore, we have the total revenue to be recognized

=> $1,200,000 × 80% = $9,600,000

Then given that the Revenue already realized in 2021 = $4,000,000

Therefore, the revenue to be recognized in 2022

=> $9,600,000 - $4,000,000 = $5,600,000.

Hence, in this case, it is concluded that the gross revenue Robertson would recognize in 2022, the amount is $5,600,000.

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if the availability of a physical commodity over the period of a futures contract has value to users of the commodity, the commodity is said to provide:

Answers

If the availability of a physical commodity over the period of a futures contract has value to users of the commodity the commodity is said to provide hedging benefits or hedging value.

Hedging benefits refer to the advantage gained by market participants who use futures contracts to manage their exposure to price fluctuations in the physical commodity.

By entering into a futures contract users can lock in a future price for the commodity which provides stability & certainty in their procurement or supply chain management.

This hedging value allows users to mitigate the risks associated with price volatility & ensure a reliable supply of the commodity at a predetermined price thereby supporting their operational efficiency & financial planning.

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how has the market for personal computers changed

Answers

Answer:

they nwes a commuters for kids who want a game

Well, there are a lot more computers made for different fields of interest or careers. I.e gaming computers, computers for art / design, and more coded and virus protected ones.
A lot of them are smaller and easier to carry around. Some are more affordable than others. Many are also targeted for people in school or college.

If a 20% increase results in a price of $6.36, what was the price before?

Answers

Answer:

$5.09 cents

Explanation:

Given the following question:

20% of 6.36

In order to find the answer, we will calculate using the formula for percentages then subtract that answer from the initial amount to have our answer.

\(\frac{p\times n}{100}\)
\(\frac{20\times6.36}{100}=20\times6.36=127.2\div100=1.272\)
\(=1.272\)

Round:
\(1.272\)
\(2 < 5\)
\(1.27\)

Now subtract:
\(6.36-1.27=5.09\)
\(=5.09\)

After a 20% decrease the price is now "$5.09 cents." Which means this was the price before the 20% increase.

Hope this helps.

which three are segments in a marketing plan?(choose three)
Demographic
income
behavioral
loyalty
geographic
employment rate

Answers

Answer: demographic, behavioral, geographic

Explanation: The other answers given by other people are the complete opposite. I am giving you the correct answer

Answer: demographic, behavioral, and geographic.

Explanation: The three segments in a marketing plan are demographic, behavioral, and geographic.

Demographic segment: This refers to dividing the target market based on various demographic factors such as age, gender, income, education, occupation, and ethnicity. For example, a company may target young adults aged 18-24 with a specific marketing campaign for a new fashion line.

Behavioral segment: This involves categorizing customers based on their behaviors, attitudes, and purchasing habits. It considers factors such as their buying frequency, brand loyalty, product usage, and response to marketing stimuli. For instance, a company may target frequent buyers who have shown brand loyalty with personalized offers or rewards.

Geographic segment: This divides the market based on geographical locations, such as countries, regions, cities, or even neighborhoods. It takes into account factors like climate, culture, population density, and regional preferences. For example, a restaurant chain may tailor its menu and advertising strategies to suit the taste preferences and cultural norms of different regions.

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100 points please help. let’s say eur/usd is trading at=1.1872. So if I have a forex account worth 100$ and I use a leverage of 1:100 I have 10000$ of buying power so if buy a mini lot of eur/usd. Do I only need to pay 10k or the quote price which would be 11872$ that I need to pay?

Answers

Answer:

With 100:1 leverage a trader can open a position 100 times greater than they could without leverage. For example, if the cost to purchase . 01 lots of EUR/USD is normally $1000 and the broker offers 100:1 leverage, then the trader must put up only $10 as margin.

Explanation:

Finding an Apartment Math Quiz
QUESTION 2 of 10: Apartment "A" has two floors 30 feet wide and 40 feet long and a 15-foot-long by 30-foot-wide third floor. Apartment "B"
has two floors that are both 40 feet long and 40 feet wide. The cost of both is $55 per square foot. What is the difference in total cost between
Apartment "A" and Apartment "B"?

Answers

To calculate the total cost difference between Apartment A and Apartment B, we need to determine the total areas of both apartments and then multiply those areas by the cost per square foot. The difference in total cost  is $19,250.

Total cost refers to the overall sum of expenses incurred in producing or providing goods or services. It includes all the costs associated with production, such as raw materials, labor, overhead expenses, and any other costs directly or indirectly related to the production process. Total cost can also encompass additional expenses like marketing, distribution.

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Final answer:

The difference in total cost between Apartment A and Apartment B is $19,250.

Explanation:

To find the total cost for each apartment, we'll calculate the area of each floor and then multiply it by the cost per square foot. Then, we'll sum the costs for each apartment and find the difference.

Apartment A:

1st floor area = 30 feet * 40 feet = 1,200 square feet

2nd floor area = 30 feet * 40 feet = 1,200 square feet

3rd floor area = 30 feet * 15 feet = 450 square feet

Total area for Apartment A = 1,200 + 1,200 + 450 = 2,850 square feet

Total cost for Apartment A

= 2,850 square feet * $55 per square foot

= $156,750

Apartment B:

1st floor area = 40 feet * 40 feet = 1,600 square feet

2nd floor area = 40 feet * 40 feet = 1,600 square feet

Total area for Apartment B = 1,600 + 1,600 = 3,200 square feet

Total cost for Apartment B = 3,200 square feet * $55 per square foot = $176,000

Now, to find the difference in total cost:

Difference = Cost of Apartment B - Cost of Apartment A

Difference

= $176,000 - $156,750

= $19,250

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Find the equilibrium quantity and equilibrium price for the commodity whose supply and demand functions are given. Supply: p=65q Demand: p= -q² +7,500 The equilibrium quantity is q = at price p = $.

Answers

The equilibrium quantity is q = 50 units at a price p = $6,250.

To find the equilibrium quantity and price, we need to set the supply and demand functions equal to each other and solve for q (quantity) and p (price).

The supply function is given as p = 65q, which represents a linear relationship between price and quantity supplied. The coefficient of 65 indicates that for every unit increase in quantity, the price increases by $65.

The demand function is given as p = -q² + 7,500, which represents a quadratic relationship between price and quantity demanded. The negative coefficient of q² indicates that as the quantity demanded increases, the price decreases.

Setting the supply and demand functions equal to each other, we have:

65q = -q² + 7,500

Rearranging the equation and converting it into a quadratic equation form, we get:

q² + 65q - 7,500 = 0

By solving this quadratic equation, we find two potential values for q. However, since the demand function is a downward-sloping curve, we consider the positive value for q, which is q = 50 units.

Substituting this value back into either the supply or demand function, we can find the equilibrium price. Using the supply function, we have:

p = 65q

p = 65 * 50

p = $3,250

Therefore, the equilibrium quantity is q = 50 units, and the equilibrium price is p = $6,250.

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meyer's grocery signed a contract to build a store in richmond, kentucky. soon afterward, meyer's breached the contract. which of the following can sue meyer's to enforce the contract?
A) a local home improvement store that hoped to sell building materials to the construction crew
B) neighborhood residents who were looking forward to shopping at Meyer's
C) the operator of a food truck,who intended to sell lunch to the construction crew
D) None of these are correct.

Answers

In a case whereby Meyer's grocery signed a contract to build a store in richmond, kentucky. soon afterward, meyer's breached the contractoption that describe how he can can sue meyer's to enforce the contract is D) None of these are correct.

What is a contract?

A contract can be descrkikbed as the legally enforceable agreement that can be established between two or more parties that  which helps to create as well as and governs mutual rights and obligations between them.

It should be noted that contract can involves the transfer of services, money, or a promise to transfer any of those at a future date hoever it can be considered as a promise enforceable by law and any breech can attract penalities from thye party that is giulty, from the case above we can see that neighborhood residents who were looking forward to shopping at Meyer's can not be sue and other mentioned options.

Therefore, option D is correct.

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make a list of profession and identify their levels​

Answers

i will send you in messenger


Wassup Mrs. Lorenzo?
How is your day going? Mine is going great. I am sitting here in art class and am supposed to be working on a project, but I don't really want to. In fact, I don't really want to be in school. I hate school. My mom makes me go because she says classes like English are "important.” I'm all like "whatevs mom.” English is stoopid. Video games are where it’s at.

Anyway, I was looking online
and it looks like you messed up my grade. You need to change it back immediately or I will get in trouble. Can you explain this. Take care of this asap. Please and thx

can one of y’all help
me rewrite this

Answers

Answer:

Explanation:

before I write it, I don't really know how formal you want this to be....but here's a formal one?

Dear Mrs Lorenzo,

I hope you're having a great day. I am currently in Art class and I should be working on a project, but I don't really want to. In fact, I don't really want to be in school because I don't enjoy it at all. My mother makes me go because classes such as English are "important", but I don't really agree. I don't see the point of English. I would much rather be playing video games.

I was looking online, and i realised that there seems to be an error with my grade. Could you please explain what has happened and correct it? Thank you very much.

Yours sincerely,

whatever your name is

I'm guessing that would be formal enough if it was a school teacher, but I'm surprised you're putting all of this "i hate school" stuff in a letter to your teacher? But hey, if only I could be that frank with my teachers lol

Hope this helped - stay strong through school lol it'll be over one day

Answer:

Explanation:

Dear Mrs Lorenzo,

I hope this letter finds you well. I am currently in Art class and I should be working on a project, but I don't really want to. In fact, I don't really want to be in school because I don't enjoy it at all. My mother makes me go because classes such as English are "important", but I don't really agree. I don't see the point of English. I would much rather be playing video games.

I was looking online, and i realised that there seems to be an error with my grade. Could you please explain what has happened and correct it? Thank you very much.

                                             P.S your my favorite teacher dont tell the others  

Jason keeps a record of his transactions in a notebook. Looking over his records for the past two weeks, Jason finds that his bank statement does not match his notebook, and he actually has less money than he thought he did. These are the relevant entries in Jason’s notebook: Transaction Debit ($) Credit ($) Beginning Balance 578. 65 Rent 275. 60 --- Paycheck --- 363. 20 Charitable donation 20. 00 --- Keyboard 63. 29 --- Refund on purchase --- 21. 19 Groceries 44. 08 --- Microwave 68. 74 --- Ending Balance 491. 33 However, Jason’s bank statement says that his ending balance is $473. 33. Which of the following is a possible explanation for the discrepancy? a. Jason actually made two $20 charitable donations but forgot to write one of them down. B. Jason listed the refund as a credit, but it should be a debit. C. Jason listed the groceries out of habit, but he did not actually purchase them this week. D. Jason transposed the digits on the microwave’s price, which actually cost $86. 74.

Answers

The explanation to the discrepancy arising in Jason's accounts and his bank statement is "Jason transposed the digits on the microwave’s price, which actually cost $86. 74." This can be calculated by reconciling the balance of accounts and bank passbook.

What is reconciliation statement?

Reconciliation statement refers to a statement that is prepared to match the accounting balance with the balances in bank passbook. The differences arising due due omission, commission, duplication, or error of principal are given proper effect in the reconciliation to match account with the bank balances.

The answer to the given question can be justified as follows:

Given:

Ending balance as per accounts is $491.33.

Ending balance as per bank statement $473.33

Difference in ending balance is \(\%491.33 - \$473.33 = \$18\)

The only statement that justifies the difference of $18 is that the digits of microwave has been transposed from $86.74 to $68.74.

The difference so arising from this error is $86.74 - $68.74 i.e. $18

Hence the correct statement is D

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the economy of country x is currently growing at 3% per year. how many years will it take to double the real gdp of country x? 23.33 70 67 73

Answers

There are 70 years will it take to double the real GDP of country x.

Divide the growth rate by 70 to find the time it takes to double your investment. GDP measures the monetary value of goods and services produced within a country over a period of time usually a quarter or a year.

Real Gross Domestic Product is GDP at constant prices and refers to the volume level of GDP. A constant price estimate of GDP is obtained by expressing the value of all goods and services produced in a given year over a reference period. The real economic growth rate is the rate at which a country's Gross Domestic Product changes/grows from year to year.

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what is example of an interest leading to a career choice

Answers

Answer:

"I have always been interested in cars so I became a auto mechanic." or "I have always been interested in cars so I decided to work at a car dealership."

Explanation: A big interest that you have that leads you to pick a job related to that interest.

When advertisers consider running ads in American Life magazine, they have the option of buying geographic and demographic editions as well as the national edition. For instance, they can choose from editions targeted at professional and managers, homeowners, working women, and people aged 50 and older. In addition, they are offered editions for 8 geographical regions and for the top 20 metropolitan areas. American Life also offers multiple - page discounts for advertisers buying four or more consecutive pages in any one edition, as well as other volume discounts. Question: A media planner working for a high-end clothing retailer looks at its sales figures and discovers that a vast majority of its sales generated are from large cities. She decides to buy space in American Life editions that reach only the top 10 metropolitan markets. This media strategy is referred to as:
a. Geo-targeting
b. Flighting
c. Pulsing
d. Share of voice
e. Narrow casting

Answers

Explanation:

sorry but I didn't understand your question. I am extremely sorry

I NEED HELP ASAP 50 POINTS
List and compare the four components of the expenditure approach to calculating GDP.

Answers

There are four main aggregate expenditures that go into calculating GDP: consumption by households, investment by businesses, government spending on goods and services, and net exports, which are equal to exports minus imports of goods and services.

Why do you think Bill Bowerman liked that Tinker shared his thoughts about the test shoes

Answers

Answer:

to connect

Explanation:

make moneyghgghgjjvyiv

enter information into accounting system means​

Answers

Answer:

Answer:

Explanation:

These are the sales, cash receipts, cash disbursements, and purchases journals.

proceduresintegratedproceduresintegratedAnswerAnAnswerAn accounting system is a set of accounting processes with integrated procedures and controls. The intent of an accounting system is to record business transactions, summarize those transactions into an aggregated form, and create reports that can be used by decision makers to monitor, analyze, and improve operations.AnswerAnAnswerAnswerAnswer:

Explanation:

Kimberly is responsible, worthy of trust, and consistent in her performance at work. Her employers know that they can count on her. Kimberly demonstrates _____.

initiative
dependability
time management
conflict resolution

Answers

Answer:

dependability

Explanation:

When others can rely on you, it shows you are dependable. Dependability is a state where others trust a particular person will deliver.  It is convincing others to have full confidence in you and your abilities.

Through previous actions, Kimberly has demonstrated that her employers can rely on her entirely. She has convinced her employers without any doubts that they can depend on her.

What does rush shipping to boulder, co cost for orders less than $20?.

Answers

For order less than $20, some establishment offer a $4 rushed production option. Although some other establishment might offer different prices depending on the amount of order.

What is Rush Shipping?

Rush shipping or rush orders are purchase of goods that need to be taken care of or sorted out and delivered by a much sooner date. This particular date is not the standard date for the particular goods to be shipped but because of circumstances, they are delivered before the standard arrival due date.

Normally, using a rush shipping order is a special request and because of this the price might vary from the normal prices. They are special orders.  

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Based on the information below, choose the correct answer. Note: The monthly loan payment was calculated at 119 payments of $232. 22 plus a final payment of $231. 69. Loan Balance: $20,000. 00 Loan Interest Rate: 7. 00% Monthly Loan Payment: $232. 22 Number of Payments: 120 Cumulative Payments: $27,865. 87 Total Interest Paid: $7,865. 87 On average, what dollar amount of each monthly payment is interest? $ What percent of the total payments is total interest? %.

Answers

The dollar amount of each monthly payment that is interest is $116.67 and the percent of the total payments that is total interest is 28.15%.

Monthly payment for a loan refers to the regular repayment of the debt by an individual to the lender that is distributed over time, usually in equal installments. The monthly loan payment was calculated at 119 payments of $232.22 plus a final payment of $231.69 and based on the given information we are to find the following:

To find out the dollar amount of each monthly payment that is interest, we have to first consider the following: Loan Balance: $20,000.00Loan Interest Rate: 7.00%Monthly Loan Payment: $232.22Number of Payments: 120Cumulative Payments: $27,865.87Total Interest Paid: $7,865.87

If the monthly loan payment was calculated at 119 payments of $232.22 plus a final payment of $231.69, then the interest paid each month is given by the difference between the monthly payment and the principal payment. The calculation is given as follows: Principal Payment = Monthly Payment - Interest Payment Interest Payment = Monthly Interest Rate * Current Outstanding Principal Current Outstanding Principal = Loan Balance / Number of Payments

Remaining Principal = Current Outstanding Principal - Principal Payment Interest Payment = Monthly Interest Rate * Current Outstanding Principal= 7.00% / 12 * $20,000= $116.67

Principal Payment = Monthly Payment - Interest Payment= $232.22 - $116.67= $115.55Hence, the dollar amount of each monthly payment that is interest is $116.67.2.

To find out the percent of the total payments that is total interest, we have to first consider the following: Loan Balance: $20,000.00Loan Interest Rate: 7.00%Monthly Loan Payment: $232.22Number of Payments: 120Cumulative Payments: $27,865.87Total Interest Paid: $7,865.87

The percentage of the total payments that is total interest is calculated by dividing the total interest paid by the cumulative payments and multiplying by 100

.Percent of Total Payments That is Total Interest= (Total Interest Paid / Cumulative Payments) * 100= ($7,865.87 / $27,865.87) * 100= 28.15% . Therefore, the dollar amount of each monthly payment that is interest is $116.67 and the percent of the total payments that is total interest is 28.15%.

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A hospital needs 2,900 units of a medicine throughout the year. The purchasing cost varies with the size of the order. If the number of units of the medicine that the hospital orders is below 100, the supplier charges $30 per unit; if it is between 100 and 499, the price is $27 each; and if they order 500 units and above, it is $26 per unit. The holding cost per unit per year is $30, as the medicine must be kept in a special device to prevent spoilage. The ordering cost is $10. a. How many units of the medicine can hospital order each time to minimize their total cost

Answers

The hospital should order 44 units of the medicine each time to minimize their total cost. This is the quantity at which the purchasing cost and holding cost are balanced. The hospital's total cost will be $78,408 + $43,500 = $121,908 per year.

To minimize the hospital's total cost, they need to find the optimal order quantity that balances the purchasing cost and holding cost.
We can use the economic order quantity (EOQ) formula to calculate the optimal order quantity:
EOQ = sqrt(2 * D * O / H)
where:
- D = annual demand = 2,900 units
- O = ordering cost per order = $10
- H = holding cost per unit per year = $30
Plugging in the values, we get:
EOQ = sqrt(2 * 2,900 * 10 / 30) = sqrt(1933.33) = 43.96 (rounded to 44 units)
Note that this order quantity falls within the second price tier ($27 per unit), so the hospital will pay $27 x 44 = $1,188 per order. Over the year, they will place 2,900 / 44 = 66 orders, which will cost a total of 66 x $1,188 = $78,408 in purchasing cost. The holding cost will be 2,900 / 2 x $30 = $43,500. Therefore, the hospital's total cost will be $78,408 + $43,500 = $121,908 per year.

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What is the definition of economics as described in this text under economic factors ?

Answers

The study of how wealth is created and distributed is defined as Economics.

How to study in economics?

Economics is the study of scarcity and how it affects how resources are used, how commodities and services are produced, how production and welfare increase over time, and a wide range of other complicated concerns that are extremely important to society. To understand individual markets, the overall economy, and governmental policies, one must have a thorough understanding of supply and demand, perfect and imperfect competition, taxation, international trade, price controls, monetary policy, exchange rates, interest rates, unemployment, and inflation, among many other topics. People who study economics are better able to comprehend their surroundings.

Complete question :

What is the definition of economics as described in this text under economic factors?

a. Exchange of money for goods and services

b. The exchange of wealth through the selling of services

c. The study of how people exchange goods and services

d. The study of how wealth is created and distributed

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