Answer:
Should have had Martha negotiate the logistics of the financial deal then have Samuel come up with the strategy plan
Explanation:
Samuel is quality control so he would know how to come up with a plan to best fit customer and company need assuring that both parties get the most out of the exchange and or business agreement
John works at the John Deere factory as a welder. He makes $70,000 a year. His wife Sherri is a stay at home mom for their three children; ages 13, 11, and 5.
1. based on that, what kind of life insurance do they need?
a. do they need just one policy, or more than one?
Bob is 62 and owns the local furniture store. His wife passed away two years ago. He has four children; Bobby Jr., Emma, James, and Cecil. Bob wants the business to continue for his children after he passes. The business is worth about $800,000 right now. Bobby Jr. and James want to inherit the business and keep it going. Emma and Cecil have no interest in the business. .
1. How much insurance do they need?
a. If there is more than one policy how much for each, and why?
b. Show your calculations if appropriate to show which method you used.
Life insurance is a contract between an insurer and a policyholder in which the insurer guarantees payment of a death benefit to named beneficiaries upon the death of the insured. The amount of life insurance needed depends on the financial needs of the dependents left behind. In John and Sherri’s case, they have three children who are still minors and depend on their income. They should consider purchasing enough life insurance to cover their children’s expenses until they are old enough to support themselves. It is recommended that they purchase a policy that is at least 10-12 times their annual income1.
As for whether they need one policy or more than one, it depends on their individual circumstances. If John and Sherri have different financial needs, they may need separate policies. For example, if John has more debt than Sherri, he may need a larger policy to cover his debts2.
why is cooperative a value lead and value based organization?
I need the anwers right now.
Answer:
Co-operatives throughout the world share a set of values that give them their distinctive character.
Self-help
In co-operatives, people help each other whilst helping themselves by working together for mutual benefit.
Self-responsibility
Individuals within co-operatives act responsibly and play a full part in the organisation.
Democracy
A co-operative will be structured so that members have control over the organisation – one member, one vote.
Equality
Each member will have equal rights and benefits (according to their contribution).
Equity
Members will be treated justly and fairly.
Solidarity
Members will support each other and other co-operatives.
Help please... This is due in an hour...
Answer:
but where the key word to it
what is the price of a treasury strips with a face value of $100 that matures in 8 years and has a yield to maturity of 8.0 percent?
The price is $36.24. The price of a treasury STRIPS is the discounted present value of the face value. In this question, the face value of the bond is $100, and the discount rate is 7%.
U.S. bonds known as Treasury STRIPS are offered at a discount to face value and are fully repaid when they mature.
STRIPS are treasury bonds that trade as separate securities for the principal and coupon payments.
Holders of STRIPS only get the final payment on the maturity date instead of coupon payments.
Only a financial institution or broker may hold STRIPS.
Initially, only bonds with a maturity of more than ten years qualified for STRIPS; however, the program has now been expanded to include additional notes or bonds.
To know more about treasury STRIPS, visit:
https://brainly.com/question/12924289
#SPJ4
______ Is a market in which a large number of suppliers compete with each other to satisfy the needs and wants of a large numbers of consumers at a competitive price.???
Answer : Monopolistic competition
Answer:
Monopolistic Competition
Explanation:
In a monopolistic competitive market, there are large numbers of sellers who do not sell identical products instead they sell differential products. They compete with each other at a competitive price. The products could be differentiated in many ways including quality, style, location and even brand name. Since they compete at a competitive price, if there is a substantial rise in the price of any of the products, the buyers could quickly shift from one product to another. The most crucial factor behind product differentiation is because of geographical factors. Under a monopolistic competitive market, the sellers do not have any influence over customer loyalty and limited control over the price.
how do i get an egg out of my fridge????? HELP NEED TO KNOW ASAP
Answer:
open fridge!!!
Explanation:
STEP 1: open fridge
STEP 2: find the egg then grab with hand!!!!!!!!
(Its really hard!!)
A cash flow statement can help you develop and determine budget categories.
a. True
O b. False
tripp ran 4.8 times as many laps as tony if tony ran 3.7 laps how many laps did tripp ran
Answer:
17.76 laps
Explanation:
Tony ran 3.7 laps. tripp ran 4.8 time more.
tripp ran
=3.7 x 4.8
=17.76
Which of the following would most likely negatively affect a person's net worth?
A. A $25,000 salary
B. A $500 savings bond
C. A $500,000 mortgage
D. A $5,000 money market account
Answer: c
Explanation:
$500,000 mortgage would most likely negatively affect a person's net worth. Thus, option (c) a $500,000 mortgage is correct.
What is net worth?
Totally unrelated to income is what is meant by the phrase "net worth." Liabilities are subtracted from assets to arrive at the person's own net worth. The wealthy possess possessions including real estate, investments, jewels, memorabilia, cars, and so on. A period of emergencies is covered by the net worth.
A person's personal net worth is significantly impacted by a $500,000 mortgage. The amount of money saved by the individual who wants to spend it is their net worth. The net worth mostly consists of investments and personal savings. Money accumulates to form the net worth.
The mortgages are highly impact on net worth. The net worth are personal liabilities minus to personal asset.
Therefore, option (c) a $500,000 mortgage is correct.
Learn more about on net worth, here:
https://brainly.com/question/12294231
#SPJ5
What. Can a cover letter explain that a resume cannot
Cover letters can also grant perception and clarification into touchy records that your resume cannot, such as lapses in employment, career changes and layoffs. Just hold an upbeat tone and stay fine in your explanation.
How does a cover letter range from a resume?Resumes are like a formal record that summarizes your skills, work trip and qualifications in sections. Cover letters are a documented letter structured in paragraphs which explains in detail why you're the high-quality healthy for the job and company.
You have to always opt for sending a cover letter and resume as separate documents; however, be flexible enough to do something the situation requires. Check the employer's directions and attempt to follow them to the letter.
Learn more about cover letter here:
https://brainly.com/question/3602860#SPJ1A sudden storm threatens the property of Marina Bay LLC. Ngoc, Marina Bay’s sales agent, is on site, but lacks the express or implied authority to bind the firm to the cost of appropriate protective measures. Unable to communicate with Marina Bay, Ngoc
a. has emergency powers to deal with the situation.
b. must await the principal’s express ratification to act.
c. can imply a power of attorney to assume the needed authority
The Marina Bay LLC property is under danger due to an unexpected storm. Despite being unable to contact Marina Bay, Ngoc is equipped with emergency powers.
Storms are powerful atmospheric disturbances that have low barometric pressure, cloud cover, precipitation, strong winds, and may even have lighting and thunder.
The term "storm" is a general one that is frequently used to refer to a wide range of atmospheric disturbances, from simple rainstorms and snowstorms to thunderstorms, wind, and wind-related disturbances like gales, tornadoes, tropical cyclones, and sandstorms.
Storms are defined in meteorological terms as cyclones with a strong center of low pressure, strong winds that gust between 103 and 117 km/h (64 and 73 mph), heavy precipitation, and occasionally lighting and thunder. For details on certain storm types, see thunderstorm, tornado, and tropical cyclone.
Learn more about storm here
https://brainly.com/question/11163773
#SPJ4
What type of communication provides powerful analytics that allow entrepreneurs to determine the effectiveness of their communication efforts?
O A. Interior communication
О в.
OC.
Nonverbal communication
Social media communication
D. Creativity communication
An appropriate choice is option (c). Business owners can use social media communication's robust analytics to assess the success of their communication efforts.
Social media communications are what?A communication method based on the internet is social media. Users can converse, share knowledge, and publish content online via social media platforms. Social media describes how individuals interact with one another through the creation, sharing, and/or exchange of knowledge and ideas in online groups and networks.
What constitutes effective corporate communication?Interaction between people is facilitated via communication. Entrepreneurs continually aim to enhance their communication skills because doing so will help them share and express their ideas clearly, as well as interact with their team, clients, and coworkers in a better way.
Learn more about communication: https://brainly.com/question/17244656
#SPJ13
Look at the picture and the passage. How does the picture demonstrate air pressure?
The more air that is in the balloon, the faster the air particles move, causing the balloon to expand.
As more air is blown into the balloon, the pressure increases, forcing the sides of the balloon to expand.
Air particles blown into the balloon are moving faster than the air outside of the balloon, causing it to expand.
Compressed air from the lungs is blown into the balloon. Because this air is heavy, the balloon expands.
The more air that is in the balloon, the faster the air particles move, causing the balloon to expand as the the picture demonstrate air pressure. Thus, option (a) is correct.
What is picture?A drawing, photograph, painting, or other image of a person, object, or situation is referred to as a “picture.” The picture was the help to the learning process. The picture was the visual representation of the communication. The picture was the more attract to the children. The picture is the sign, symbol and the included the drawing.
According to the picture was the dependent on the demonstration air density are a human are the wind on the balloon to the fast the air particles move are the producing to the balloons are the greater. It was the principal demonstrate air pressure.
As a result, the air pressure was the demonstrate are the aforementioned.
Learn more about on picture, here:
https://brainly.com/question/13100336
#SPJ1
I need to find the social security and Medicare. Please let me know how you got your answer as well!
Answer:
See below
Explanation:
Social security and medicare per period
1. Otto:
Pay per period = 76,432/ 12
=6,369.33
social security = 6.2% of 6,369.33
=6.2 /100 x 6,369.33
=394.898
=394.9
medicare = 1.45 % of 6,369.33
=1.45/100 x 6,369.33
=92.355
=92.36
2. G. Hernandez :
Pay per period= 43,902 / 26= 1,688.54
social security =6.2% of 1,688.54
=6.2/100 x 1,688.54
=104,689
=104.69
medicare=1.45 of 1,688.54
=1.45/100 x 1,688.54
=24.48
A.Toms:
Pay per period = 20,235 /12 =1,686.25
social security = 6.2 % of 1,686.25
=6.2/100 x 1,686.25
=104.55
Medicare = 1.45 % of 1,686.25
=1.45/100 x 1,686.25
=24.45
EFG is financed with 40% debt, 40% equity, and 20% preferred stocks. EFG's current dividend for common equity is $4, and it is expected to grow at a rate of 4% each year. The stock price for EFG is $40. EFG has $400 million in retained earnings that can be used as a source of internal equity financing. Any equity capital more than $400 million needs to be sourced with issuance of external equity at net proceeds of $36. EFG can borrow up to $440 million from a local bank at the before-tax rate of 8%. To raise more debt, EFG has to issue a 40 -year subordinated bond with a coupon rate of 8% at net proceeds of $940 per $1,000 face value. EFG's preferred stock pays constant dividend of $4 and is priced at $40 but issuing new preferred stock has a $1 issuance cost. Lastly, EFG's tax rate is 40%. What is EFG's WACC at $1.4 billion financing?
EFG's weighted average cost of capital (WACC) can be calculated by taking into account the cost of debt, cost of equity, and cost of preferred stock, weighted by their respective proportions in the capital structure.
To calculate the cost of debt, we need to consider the before-tax rate and the tax rate. EFG can borrow up to $440 million at a before-tax rate of 8%. Taking into account the tax rate of 40%, the after-tax cost of debt can be calculated as follows:
After-tax cost of debt = Before-tax cost of debt × (1 - Tax rate)
= 8% × (1 - 40%)
= 8% × 0.6
= 4.8%
Next, let's calculate the cost of equity. The dividend for common equity is $4, and it is expected to grow at a rate of 4% per year. The stock price for EFG is $40. The cost of equity can be calculated using the Gordon growth model:
Cost of equity = (Dividend / Stock price) + Growth rate
= ($4 / $40) + 4%
= 0.1 + 0.04
= 0.14 = 14%
Moving on to the cost of preferred stock, the preferred stock pays a constant dividend of $4 and is priced at $40, but there is a $1 issuance cost. Therefore, the cost of preferred stock can be calculated as follows:
Cost of preferred stock = (Dividend / Preferred stock price) + Issuance cost
= ($4 / $40) + $1
= 0.1 + 1
= 1.1
Now, let's calculate the weights of each component in the capital structure. EFG is financed with 40% debt, 40% equity, and 20% preferred stock. These percentages can be converted to decimals as follows:
Weight of debt = 40% = 0.4
Weight of equity = 40% = 0.4
Weight of preferred stock = 20% = 0.2
Finally, we can calculate the WACC using the formula:
WACC = (Weight of debt × Cost of debt) + (Weight of equity × Cost of equity) + (Weight of preferred stock × Cost of preferred stock)
Plugging in the values we calculated:
WACC = (0.4 × 4.8%) + (0.4 × 14%) + (0.2 × 1.1)
= 1.92% + 5.6% + 0.22%
= 7.74%
Therefore, EFG's WACC at $1.4 billion financing is 7.74%.
To learn more about tax rate:
https://brainly.com/question/30629449
#SPJ11
at the beginning of the year, meyer incorporated reports inventory of $6,200. during the year, the company purchases additional inventory for $21,200. at the end of the year, the cost of inventory remaining is $8,200. calculate cost of goods sold for the year.
The cost of all the goods sold for the year is about $19,200. It is the direct cost incurred in producing the goods that a company sells.
What is the cost of goods sold?Cost of goods sold (COGS) is an accounting term that refers to the direct costs incurred in producing the goods that a company sells. COGS includes the cost of the materials and labor used in production, as well as any overhead costs directly related to production.
COGS is important because it is subtracted from the company's revenue to determine the company's gross profit. Gross profit is the difference between revenue and COGS, and it reflects how much money the company makes from its core business operations, before deducting other expenses such as selling, general, and administrative expenses.
To calculate COGS, a company must consider all the direct costs associated with producing its products. This can include the cost of raw materials, direct labor costs, and any manufacturing overhead expenses such as rent, utilities, and depreciation on production equipment.
At the beginning of the year, Meyer Incorporated reports an inventory of $6,200.
During the year, the company purchases additional inventory for $21,200. At the end of the year, the cost of inventory remaining is $8,200.
The cost of goods sold for the year is calculated as follows:
Cost of goods sold = Beginning inventory + Purchases - Ending inventory
Cost of goods sold = $6,200 + $21,200 - $8,200
Cost of goods sold = $19,200
Therefore, the cost of goods sold for the year is $19,200.
Learn more about Cost of goods here:
https://brainly.com/question/17072383
#SPJ11
What are some ways to make a higher education more affordable?
Answer:
Income Share Agreements
Three-year degree programs
Partnerships
Freezing Tuition
Tuition Reset
Community College
Explanation:
answer them all correct and get brainliest and 50 points
Which of the following is the best way to write a salutation in a cover letter addressed to Mr. Ravi Patel, Human Resources Manager, ABC Company?
a.
Dear Sir:
b.
To Whom It May Concern:
c.
Dear Mr. Patel:
d.
Gentlemen:
Please select the best answer from the choices provided
A
B
C
D
An excerpt of an introduction of a cover letter about an opening at Green Acres Community Center.
Which type of cover letter would the above excerpt come from?
a.
Prospecting cover letter
b.
Networking cover letter
c.
Application cover letter
d.
Follow up cover letter
Please select the best answer from the choices provided
A
B
C
D
Which of the following is NOT an example of nonverbal communication?
a.
Using facial expressions
b.
Talking on the telephone
c.
Making eye contact
d.
Making hand gestures
Please select the best answer from the choices provided
A
B
C
D
Communication may account for as much as _____ of a hiring decision.
a.
25%
b.
40%
c.
65%
d.
80%
Please select the best answer from the choices provided
A
B
C
D
The purpose of sending a thank-you letter after an interview is to _____.
a.
increase name recognition
b.
demonstrate good manners
c.
reiterate interest in a position
d.
reinforce qualifications
e.
all of the above
Please select the best answer from the choices provided
A
B
C
D
E
Answer:
C
A
B
D
E
Explanation:
i just plugged them in on edge 2020
What does indigenous technology mean?
Answer: I hope this is helpful mark brainlist if right then no if wrong
Explanation:
Indigenous technology is used by the native inhabitants of a country or region and it constitutes an important part of its cultural heritage. Characteristically, indigenous technologies: Are recognized as animate, imbued with the breath of life and they live in form and function.Technologies employed by the native inhabitants of a country and which constitute an important part of its cultural heritage and should therefore be protected against exploitation by industrialized countries; the problem of indigenous knowledge has been discussed during the Rio Conference but it does not receive much ...Types of indigenous technology in India are; (i) Generic Drugs. (ii) Thorium based Nuclear Reactors. (iii) Plastic RoadsIndigenous Technology is created within a sensory environment that builds on our sense of relationship, meaning, balance, feeling, memory and place as well as sight, sound, smell, taste and touchIndigenization is the process by which Indigenous ways of knowing, being, doing and relating are incorporated into educational, organizational, cultural and social structures of the institution.One example of Indigenous Technologies in action today can be witnessed in differential approaches to medicine. Medical technologies in the Western Scientific sense of the term might conjure images of biomedical research labs, electromagnetic monitors or imaging systems such as CT or MRI scans.Indigenous technology is used by the native inhabitants of a country or region and it constitutes an important part of its cultural heritage. Characteristically, indigenous technologies: Are recognized as animate, imbued with the breath of life and they live in form and function.
Internal control procedure for the collection of Accounts Receivable, ensuring compliance with corporate governance.
Brief explanation of financial legislation the company needs to abide by.
Internal control procedure for the collection of Accounts Receivable, ensuring compliance with corporate governance
Internal control procedures for the collection of accounts receivable are designed to ensure that all receivables are properly recorded, monitored, and collected in a timely manner. These procedures should be designed to:
Identify and authorize all sales: Sales should be authorized by a designated person who has the authority to extend credit to customers.
Create and maintain accurate records: All sales transactions should be recorded in a timely and accurate manner.
Monitor accounts receivable: Accounts receivable should be monitored on a regular basis to identify any potential problems.
Collect receivables in a timely manner: All receivables should be collected in a timely manner to avoid late fees and other penalties.
In addition to the above, internal control procedures should also be designed to ensure that all receivables are collected in accordance with corporate governance policies and procedures. These policies and procedures may include:
Establishing credit limits: Credit limits should be established for all customers and monitored on a regular basis.
Requiring customer deposits: Customer deposits may be required for large or high-risk orders.
Using a lockbox system: A lockbox system may be used to collect payments directly from customers.
Using a collection agency: A collection agency may be used to collect delinquent accounts.
To know more about Accounts Receivable, click here:
https://brainly.com/question/31916177
#SPJ11
how do contact list differ from an address book
Answer:
they don't really differ, a contact list is justa digital adress book
Explanation:
The correct formula to measure the GDP is _____.
GDP = C - G - I - (X-M)
GDP = C + G + I - (X-M)
GDP = C - G - I + (X-M)
GDP = C + G + I + (X-M)
echo farm supply’s stock price is currently trading at $35 per share. the consensus among market analysts is that the stock should trade for $30 per share, given the amount, timing, and riskiness of the company’s dividends. is echo farm supply more or less likely to receive a hostile takeover bid?
The overvaluation of Echo Farm Supply's stock makes it less likely to attract a hostile takeover bid, as the higher trading price indicates the market believes it is worth more than the consensus value. However, other factors may also come into play.
Given that the consensus among market analysts is that Echo Farm Supply's stock should trade for $30 per share, and the current trading price is $35 per share, it suggests that the stock is currently overvalued. In general, an overvalued stock is less likely to attract a hostile takeover bid.
Hostile takeovers usually occur when a company's stock is undervalued, as the acquirer sees an opportunity to purchase the company at a lower price than its actual worth. In this case, the higher trading price indicates that the market believes the stock is worth more than the consensus value.
However, it's important to note that hostile takeovers can also be driven by factors other than the stock price, such as strategic advantages or potential synergies. While the overvaluation may make a hostile takeover bid less likely, it doesn't completely rule out the possibility. Other factors would also need to be considered.
In conclusion, based on the current overvaluation of Echo Farm Supply's stock, it is less likely to receive a hostile takeover bid.
Learn more About consensus from the given link
https://brainly.com/question/28138862
#SPJ11
The chart indicates the education or training histories of three employees in the Agriculture, Food, and Natural Resources career cluster. A 2-column table with 3 rows. Column 1 is labeled Employee with entries Prisha, Amos, Deliah. Column 2 is labeled Education and Training with entries High school degree, bachelor's degree, master's degree; High school degree, bachelor's degree; High school degree, on-the-job training. Based on the degrees usually required by Agriculture, Food, and Natural Resources, what are most likely the jobs held by these three employees? Prisha is a Food Scientist, Amos is a Veterinarian, and Deliah is a Floral Designer. Prisha is a Parts Salesperson, Amos is an Environmental Compliance Inspector, and Deliah is a Greenhouse Manager. Prisha is a Park Worker, Amos is an Environmental Engineer, Deliah is a Zoologist. Prisha is a Farm and Management Advisor, Amos is a Forester, and Deliah is an Equipment Operator.
Answer: D
Explanation:
Answer:
D
hope this helps!!!!11
Explanation:
Write a sentence with a word Inflation rate:
Hello, A sentence using the word "Inflation rate" is:-
The inflation rate is levelling up in the case of petrol.
Hope it helps you...
Answered by Benjemin ☺️
Pls mark brainliest if it helps you..
✅
Kari needs to change the brightness and contrast on an image she has inserted into a word document. Which group should she use to do this?
For your assignment, read Jeremy's email then write at least three complete sentences describing how Jeremy used the SPA method to advocate for himself.
Dear Mr. Kwali,
One week ago, you gave us the homework to read one chapter every night. You told us that we would have to write a chapter summary every morning when we got to class. I was excited to read this book, but also nervous because it is the longest book I've ever tried to read.
Mr. Kwali, I am having a hard time keeping up with my reading. When I sit down to read, sometimes the letters move around. I am trying to read a chapter every night, but it takes me over an hour to read and I also need to finish all my other homework.
I thought of a solution. Could I come to your classroom at lunch so I could read and maybe get some help from you? This way, I can spend some extra time reading and I won't fall behind.
I know that you don't always have students stay for lunch in your classroom, so thank you for your help. Maybe I can come just twice a week.
Thank you,
Jeremy
Jeremy presented himself using the SPA technique, outlining his issue, his suggested remedy, and his appreciation.
What is advocate?A person who has received training to promote and defend the rights of others is an advocate. They are frequently attorneys, but they can also be non-attorney professionals like social workers, psychologists, or doctors. A person who speaks up on another person's behalf to ensure that their needs, rights, and interests are taken into consideration is known as an advocate.
They are in charge of analysing the law, conducting pertinent research, and making sure that their client's interests are represented in court or during other legal proceedings. In order to provide the voice of the oppressed a chance to be heard, advocacy is a crucial component of the judicial system. For individuals who believe they have no voice, advocates are frequently viewed as a ray of hope.
To know more about Jeremy, visit:
https://brainly.com/question/15096747
#SPJ1
what is An advantage of the separation of ownership from management in corporations is that the company can raise money from investors but the investors
An advantage of the separation of ownership from management in corporations is that the company can raise money from investors but the investors are not involved in daily operations.
What is the separation of ownership?The separation of ownership and control is a common practice in modern corporate governance, which keeps the shareholders out of managerial responsibilities and empowers the directors to take day-to-day decisions to run corporations smoothly. In modern corporate governance, the separation of ownership and control permits some hierarchical decision-making which indirectly creates multiple conflicts among the shareholders and directors.
The investors may not know what happens within the company and the directors or employees always cannot imagine what the shareholders are thinking regarding any important matter.
Learn more about separation, here:
https://brainly.com/question/27207149
#SPJ1
a group of 10 old college friends have the following annual incomes: income$32,000$12,000$56,000$120,000$10,000$38,000$70,000$16,000$20,000$24,000 what is the total income received by the top quintile of this income distribution?
The total income received by the top quintile of this income distribution is $190,000.
In order to determine the total income received by the top quintile of this income distribution, we must first arrange the annual incomes in ascending order and then identify the top 20% of earners. Here's the sorted list of incomes: $10,000, $12,000, $16,000, $20,000, $24,000, $32,000, $38,000, $56,000, $70,000, and $120,000.
Since there are 10 individuals in this group, the top quintile consists of the top 20% earners, which equates to the 2 highest incomes. In this case, the top quintile includes the individuals earning $70,000 and $120,000 annually.
To find the total income received by the top quintile, simply add their respective incomes together: $70,000 + $120,000 = $190,000.
To know more about total income visit:
https://brainly.com/question/21121917
#SPJ11
Which of the following is an example of a soft skill?
A. Ability to use CSS spreadsheets
B. Ability to manage spreadsheets
C. Ability to work well with a project team
D. Ability to manipulate images using computer software
Answer:
Ability to work well with a project team
Explanation: