Investees' ESG (Environmental, Social, and Governance) performance matters for insurers' investment profitability due to several reasons:
Risk Management: Poor ESG performance can expose investees to various risks, such as environmental disasters, regulatory fines, labor disputes, or reputational damage. These risks can negatively impact the financial performance and long-term sustainability of the investee companies. By considering ESG factors, insurers can assess the potential risks associated with their investments and make more informed decisions.
Financial Performance: ESG factors can have a direct impact on the financial performance of investees. For example, companies with strong environmental practices may be better positioned to adapt to climate change regulations and mitigate potential costs. Similarly, companies with good governance practices tend to have more effective risk management and decision-making processes. By selecting investees with strong ESG performance, insurers can enhance the likelihood of generating favorable investment returns.
Reputation and Stakeholder Expectations: Insurers operate in a socially conscious and regulated environment. Aligning their investments with ESG considerations can help maintain a positive reputation and meet the expectations of stakeholders, including policyholders, shareholders, regulators, and the broader community. Demonstrating a commitment to responsible investing can attract more customers, increase investor confidence, and reduce the likelihood of reputational risks.
To choose appropriate investees based on ESG performance, insurers can employ several methods:
ESG Integration: This approach involves considering ESG factors alongside traditional financial analysis when evaluating investment opportunities. Insurers can develop specific frameworks and guidelines to assess investees' ESG performance and incorporate these assessments into their investment decision-making process.
ESG Ratings and Research: Insurers can leverage external ESG ratings and research providers to evaluate the ESG performance of potential investees. These providers assess companies based on various ESG criteria and assign ratings or scores. Insurers can use these ratings as a starting point for their analysis and to compare investees' performance within their sector or industry.
Active Ownership and Engagement: Insurers can actively engage with investees to encourage better ESG practices. This can involve participating in shareholder meetings, voting on resolutions, and advocating for improved ESG performance. By exercising their influence as investors, insurers can encourage investees to enhance their ESG practices and create long-term value.
considering investees' ESG performance is important for insurers' investment profitability due to risk management, financial performance, and reputation considerations. Insurers can choose appropriate investees by integrating ESG factors into their investment analysis, utilizing external ESG ratings and research, and engaging with investees to drive positive change.
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which factor(s) of work design was not listed as being highly motivating for project team member performance?
Organizations and project managers should take into account a wide range of variables that may affect team member engagement, productivity, and success. They should also try to build a good and encouraging work environment.
Autonomy and empowerment, opportunities for skill development and improvement, and a sense of belonging are some aspects that are frequently listed as being extremely motivating for project team member performance. goal-setting that is specific and meaningful, positive team dynamics and collaboration, feedback and acknowledgment Together with pay and benefits, job stability, and work-life balance, there may be other elements that are less motivating for some team members. The relative weight of these criteria can, however, change based on a person's tastes and situation, so it's crucial to keep that in mind.
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What is cost plus pricing?
Answer:
Cost-plus pricing is a pricing strategy in which the selling price, of goods and services, is determined by adding a specific fixed markup percentage to a singular product's unit cost.
give short introduction about tourism industry
Answer:
Tourism industry is the industry that manages all the resources related to the tourism like hotel management, guides and many more. Tourism industry is very beneficial for the developing countries like Nepal, India and many more. Through it there will be economic development in the country. And from the economical development the citizens of the country can get facilities.
Answer:
Explanation: Tourism is the activities of people traveling to and staying in places outside their usual environment for leisure, business or other purposes for not more than one consecutive year.1.Domestic Tourism -Domestic tourism is the act of travelling for business or leisure within one’s home country2.International tourism-International tourisminvolves tourist who are traveling to different countries.
.Which of the following pronouncements were issued by the Accounting Principles Board?
a. Accounting Research Bulletins
b. APB Opinions
c. APB Statements of Position
d. Statements of Financial Accounting Concepts
The Accounting Principles Board (APB) issued APB Opinions, which were pronouncements on accounting principles and practices. They did not issue Accounting Research Bulletins, APB Statements of Position, or Statements of Financial Accounting Concepts.
The Accounting Principles Board (APB) was a predecessor to the Financial Accounting Standards Board (FASB) and was responsible for establishing accounting principles and issuing pronouncements. Among the options provided, APB Opinions were indeed issued by the APB. APB Opinions were authoritative statements that provided guidance on specific accounting topics, aiming to establish consistent practices within the accounting profession.
However, the APB did not issue Accounting Research Bulletins. Accounting Research Bulletins were issued by the Committee on Accounting Procedure (CAP), which was the predecessor to the APB. CAP issued 51 Accounting Research Bulletins before being replaced by the APB.
Similarly, the APB did not issue APB Statements of Position or Statements of Financial Accounting Concepts. Statements of Position (SOPs) were introduced by the FASB after the APB was dissolved, and they represent positions taken by the FASB Emerging Issues Task Force. Statements of Financial Accounting Concepts (SFACs) were also introduced by the FASB and represent a conceptual framework for accounting principles.
The APB issued APB Opinions, but not Accounting Research Bulletins, APB Statements of Position, or Statements of Financial Accounting Concepts.
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devoto incorporated has provided the following data concerning one of the products in its standard cost system. inputs standard quantity or hours per unit of output standard price or rate direct materials 6.6 grams $ 7.70 per gram the company has reported the following actual results for the product for june: actual output 9,200 units raw materials purchased 64,500 grams actual cost of raw materials purchased $ 548,250 raw materials used in production 60,710 grams the raw materials price variance for the month is closest to:
The raw materials price variance for the month is closest to $8,012.77
The raw materials price variance for the month can be calculated using the formula: (Actual Price - Standard Price) x Actual Quantity. Plugging in the values given in the question, we get: ($9.01 - $7.70) x 60,710 = $8,012.77.
This variance indicates the difference between the actual cost of raw materials purchased and the standard cost of raw materials. A positive variance means that the actual cost is higher than the standard cost, which could be due to a higher market price or purchasing from a different supplier.
On the other hand, a negative variance means that the actual cost is lower than the standard cost, which could be due to bulk purchases or discounts received from the supplier. It is important for the company to analyze and understand these variances in order to make informed decisions and improve their cost management.
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jim and alice lange, employees at walmart, have put themselves on a strict budget. their goal at year’s end is to buy a boat for $18,000 in cash. their budget includes the following: 37% food and lodging 19% entertainment 10% educational jim earns $2,100 per month and alice earns $2,100 per month. after 1 year, will alice and jim have enough cash to buy the boat? (assume that any amounts left over will be saved for purchase of boat.)
After one year, Jim and Alice will not have enough cash to buy the boat.
Based on the information provided, let's calculate Jim and Alice's monthly income. Since Jim earns $2,100 per month and Alice also earns $2,100 per month, their combined monthly income is $4,200.
Next, let's calculate their total expenses based on their budget percentages.
Food and lodging: 37% of $4,200 is 0.37 * $4,200 = $1,554
Entertainment: 19% of $4,200 is 0.19 * $4,200 = $798
Educational: 10% of $4,200 is 0.10 * $4,200 = $420
Adding up their expenses, Jim and Alice's total monthly expenses are $1,554 + $798 + $420 = $2,772.
To determine if they will have enough cash to buy the boat after one year, we need to calculate their savings.
Their total savings in one year will be $4,200 - $2,772 = $1,428 per month.
In one year, their total savings will be $1,428 * 12 = $17,136.
Since $17,136 is less than the boat's cost of $18,000, Jim and Alice will not have enough cash to buy the boat at the end of the year.
Therefore, after one year, Jim and Alice will not have enough cash to buy the boat.
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Jim and Alice's combined monthly income is $4,200. Their monthly expenses, based on the given budget percentages, amount to $2,772. Multiplying this amount by 12 gives us their annual expenses, which is $33,264. Since their annual expenses are less than their combined annual income of $50,400, Jim and Alice will have enough cash to buy the boat after one year.
Based on the given information, we can calculate Jim and Alice's monthly budget and determine if they will have enough cash to buy the boat after one year.
1. Calculate Jim and Alice's combined monthly income:
Jim's monthly income = $2,100
Alice's monthly income = $2,100
Combined monthly income = $2,100 + $2,100 = $4,200
2. Calculate their monthly expenses based on the budget percentages: Food and lodging: 37% of $4,200 = 0.37 * $4,200 = $1,554
Entertainment: 19% of $4,200 = 0.19 * $4,200 = $798
Educational: 10% of $4,200 = 0.10 * $4,200 = $420
3. Calculate their total monthly expenses:
Total monthly expenses = Food and lodging + Entertainment + Educational
Total monthly expenses = $1,554 + $798 + $420 = $2,772
4. Calculate their annual expenses:
Annual expenses = Total monthly expenses * 12
Annual expenses = $2,772 * 12 = $33,264
5. Determine if they will have enough cash to buy the boat:
If their annual expenses are less than or equal to their combined annual income ($4,200 * 12 = $50,400), they will have enough cash to buy the boat.
Since $33,264 is less than $50,400, Alice and Jim will have enough cash to buy the boat after one year.
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Product enhancements
A) do not really change the basic product.
B) include guarantees and warranties.
C) include features and options
D) reduce the number of target markets one product can satisfy.
Answer:
C or A
Explanation:
I could answer better with more context
QUESTION 2. [20%] (Valley Forge Income Tax Advice) VF is a small accounting firm supporting wealthy individuals in their preparation of annual income tax statements. Every December, VF sends out a short survey to their customers, asking for the information required for preparing the tax statements. Based on 24 years of experience, VF categorizes their cases into the following groups: - Group 1 (new customers, easy): 15 percent of cases - Group 2 (new customers, complex): 5 percent of cases - Group 3 (repeat customers, easy): 50 percent of cases - Group 4 (repeat customers, complex): 30 percent of cases Here, "easy" versus "complex" refers to the complexity of the customer's earning situation. In order to prepare the income tax statement, VF needs to complete the following set of activities. Processing times (and even which activities need to be carried out) depend on which group a tax statement falls into. All of the following processing times are expressed in minutes per income tax statement. The activities are carried out by the following three persons: - Administrative support person: filing and writing. - Senior accountant (who is also the owner): initial meeting, review by senior accountant. - Junior accountant: preparation. Assume that all three persons work eight hours per day and 20 days a month. For the following questions, assume the product mix as described above. Assume that there are 50 income tax statements arriving each month. a. Which of the three persons is the bottleneck? b. What is the (implied) utilization of the senior accountant? The junior accountant? The administrative support person? c. You have been asked to analyze which of the four product groups is the most profitable. Which factors would influence the answer to this? d. How would the process capacity of VF change if a new word processing system would reduce the time to write the income tax statements by 50 percent?
Based on the information provided, the bottleneck in the process at Valley Forge Income Tax Advice is the junior accountant.
The junior accountant is responsible for the preparation of the income tax statements, which is a critical activity in the process. With 50 income tax statements arriving each month and a product mix that assigns 30 percent of cases to Group 4 (repeat customers, complex), the junior accountant's workload is likely to be higher compared to the other two persons.
Since all three persons work the same hours per day and month, the junior accountant's workload may exceed their capacity, making them the bottleneck in the process.
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In business writing, the main idea of a written work should be located
a. At the end of the first paragraph
b. In the body of the document
At the beginning of the first paragraph
d. In the salutation of the document
C.
Please select the best answer from the choices provided
Ο Α
B
С
OD
Answer:
c
Explanation:
cccccccccccccccccccccccccc
Answer:
well i blive its c
Explanation:
True or False
A Person who works full time for a power company in the energy cluster is considered a consultant.
Answer:
True
Explanation:
Answer:
False, i took the quiz and got 100% percent- k-12 7th grade career final exam
Explanation:
(Cosmetology)
Select the correct answer.
Ethical violations can result in the loss of a license or certification.
A.
True
B.
False
Answer:
true
Explanation:
consider the following statements about budgetary slack: managers build slack into a budget so that they stand a greater chance of receiving favorable performance evaluations. budgetary slack is used by managers to guard against uncertainty and unforeseen events. budgetary slack is used by managers to guard against dollar cuts by top management in the resource allocation process. which of the above statements is (are) true?
All three statements are generally true regarding budgetary slack: Managers build slack into a budget so that they stand a greater chance of receiving favorable performance evaluations, Budgetary slack is used by managers to guard against uncertainty and unforeseen events and Budgetary slack is used by managers to guard against dollar cuts by top management in the resource allocation process
Managers may build slack into a budget to increase their chances of receiving favorable performance evaluations, as they may be more likely to meet or exceed budgeted targets if the budget includes slack.
Budgetary slack can also be used by managers to guard against uncertainty and unforeseen events, such as unexpected expenses or changes in market conditions. By including slack in the budget, managers have some flexibility to handle unexpected events without going over budget.
Finally, budgetary slack can be used by managers to guard against dollar cuts by top management in the resource allocation process. If the budget includes slack, then managers can cut back on their spending without having to sacrifice critical activities or projects if their budget is reduced.
Overall, budgetary slack can serve as a tool for managers to ensure that they have the resources they need to achieve their goals while also protecting themselves from potential negative outcomes.
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William wrote a check for $150.00 for his gas bill, but he only has 96.26 in his checking account. What will happen to the check when it is presented for payment
Answer:
The person will ask William to check his checking account and then William would have to lower the check amount he had previously wrote.
Explanation:
If you write a check or make a purchase for more than you have in your checking account, your bank may cover the difference. This line of credit offered by the bank is called overdraft protection. ... Furthermore, if your account remains overdrawn, your bank may also charge you daily interest on the loan.
In addition to saving money, what are some other ways you can show financial responsibility?
Answer:
you could start a savings a acount or a 401k plan to help with future problems or you could save for a new car.
Explanation:
what is the significance of market research to the small business owner? how is market research defined, and what degree of complexity is necessary in the research plan for it to be valid? essay
Market research is the act of acquiring and examining data on target audiences, rival companies, your sector, and the overall business landscape.
Market research must be prioritised and made a continuous process for small business owners. He will therefore be able to make judgments with greater assurance since he would know that they are supported by facts rather than speculation or gut feelings.
The goal of market research is to better understand the demands of a market by methodically collecting data on individuals, businesses, or both. The objective, organised process of gathering, evaluating, and interpreting data for marketing-related decision-making is known as marketing research. In this definition, the emphasis is placed on two elements: impartiality and a methodical approach to data gathering and analysis.
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Explain why a positive attitude, high -esteem, and enthusiasm contribute to career success
Answer:
A positive attitude, high-esteem, and enthusiasm contribute to career success because they make the worker approach their activities, projects and ideas with a positive mindset, trusting in their abilities and anticipating a positive result, facing and overcoming their fears and always looking to the good side of things.
On the other hand, if the person were pessimistic or had a bad attitude, they would face their projects with doubts and fears, putting them aside in the face of the first adversities.
PLEASE HELP ME!!!!! I need to know the best ways to make a small business known. I just started a small Scentsy® business with my mom. I don't do social media and my moms is mainly her private friends even though it is public.
Answer:
Buy ads and get social media
Explanation:
What are inferior goods in business?
Answer:
Inferior goods are goods that are bought less as income of buyers increase.
Explanation:
In business, inferior goods can be described as goods that experience declines in their demand or sale when the income of buyers or consumers increase.
This implies that there is a negative relationship between the demand of inferior goods and the income of the buyers.
Put in another way, inferiors goods are the more affordable substitutes for goods that are expensive when the income of the consumers fall.
Question 1
25 pts
Client 1: When I was three years old, I started making candy with my grandrłother.
I am now 10 and I want to sell chocolate candy with a farm theme to my friends and
family. My product ideas include Brown Cows (chocolate cows on a stick), Pigs in
Mud (marshmallow dipped in caramel, nuts and chocolate) and Farm Eggs (jelly
beans dipped in chocolate). The start-up expenses for my business are pretty small: a
few candy molds, candy and chocolate.) My parents have agreed to loan me the
money I will need and to let me work in the family kitchen. Schoolwork has to take
priority over business so if I have more sales than I can handle, I will probably ask
friends or my older brother to help. My brother is also pretty good at math and
computers so he could help me with keeping track of my expenses and advertising. I
really like the product development and packaging part of the business.
Answer:
This is an absolutely great idea. The only problem is where are you planning to hold your Business? Where are you selling these candies? How will you spread the word? What can you do to make sure people come back and want more of your product?
Explanation: I always wanted to sell candy when I was little but never pulled the trigger on it. For starters I think you should make the names a bit more of a friendly connotation so people don't assume the worst of your product. Your best bet to sell your items and candies would be at school. Now to be honest more kids are carrying money around now than they ever had when I was in elementary-middle school. This is your best bet. Make sure when you are selling your candies to not go in debt with your business, so many people I know tried this and failed because they put way more money then they were making because they thought it would pay off. Yes sometimes take the risk but almost always if your just trying to make a couple bucks, take it easy and sell for a reasonable price. If it costs about $10 to make "Brown Cows" for about 20 people then sell each brown cow for $1.25 per stick. If you have 20 people who are willing to buy you would make 15 dollars profit. Final thing is actually finding people to sell to. Most people go at these type of things alone which I think is a great idea. But if you want to get the word out even more tell a popular kid that you will pay him 5 for every 20 "Brown Cows" he sells. You can really pay him anything you want as long as your not going over your profit margin! Good luck and I would love to know how this goes!
______ Is a market in which a large number of suppliers compete with each other to satisfy the needs and wants of a large numbers of consumers at a competitive price.???
Answer : Monopolistic competition
Answer:
Monopolistic Competition
Explanation:
In a monopolistic competitive market, there are large numbers of sellers who do not sell identical products instead they sell differential products. They compete with each other at a competitive price. The products could be differentiated in many ways including quality, style, location and even brand name. Since they compete at a competitive price, if there is a substantial rise in the price of any of the products, the buyers could quickly shift from one product to another. The most crucial factor behind product differentiation is because of geographical factors. Under a monopolistic competitive market, the sellers do not have any influence over customer loyalty and limited control over the price.
A Stove Can be bought on hire purchase by making a deposit of $750
and 15 monthly installments of $185 each. Calculate the hire Purchase
Price of the stove
Answer:
$3,525.00
Explanation:
The hire purchase price will be the sum of the deposit and the total monthly installments.
The deposit is $750
Monthly installments =monthly fee multiplied by 15 months
=$185 x 15
=$2,775.00
Hire purchase cost will be
=$2,775.00 +$750
=$3,525.00
feasibility reports answer such questions as will this plan or proposal work?
Yes, feasibility reports are specifically designed to answer questions regarding the viability and workability of a plan or proposal. These reports provide a comprehensive analysis of the various aspects of a project or idea to assess its feasibility and determine if it is viable to pursue further.
Feasibility reports typically address key questions such as:
1. Technical Feasibility: Will the proposed plan or project be technically feasible to implement? This involves evaluating the technical requirements, resources, infrastructure, and technology needed to execute the plan successfully.
2. Economic Feasibility: Is the plan economically feasible? This entails assessing the financial viability of the project, including cost estimates, revenue projections, potential return on investment, and consideration of financial risks and benefits.
3. Market Feasibility: Is there a viable market for the product, service, or solution proposed in the plan? This involves evaluating market trends, customer demand, competition, target audience, and potential market acceptance.
4. Legal and Regulatory Feasibility: Are there any legal or regulatory constraints that may impact the implementation of the plan? This includes assessing compliance requirements, permits, licenses, intellectual property rights, and any legal or regulatory implications.
5. Operational Feasibility: Can the proposed plan be implemented within the existing operational framework? This involves evaluating the resources, skills, capacity, and logistical considerations required to execute the plan effectively.
By addressing these questions and conducting a thorough analysis, feasibility reports provide stakeholders and decision-makers with an informed assessment of whether the proposed plan or proposal is likely to succeed and if it aligns with the organization's goals and objectives. Feasibility reports help in making informed decisions about whether to proceed with the plan, modify it, or explore alternative options.
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Porter identified three generic strategies that a business could follow after identifying a market it wanted to enter. Which of the following is not included as one of Porter's three generic strategies? Muluple Choice Broad differentiotion Focused strategy Broad cont leadership Suppler cost differentiotion
Answer: The answer is Supplier cost differentiation.
Porter identified three generic strategies that a business could follow after identifying a market it wanted to enter. What are Porter's three generic strategies: Porter identified three generic strategies that a business could follow after identifying a market it wanted to enter. Here are the three generic strategies: Broad Cost Leadership Broad Differentiation Focused Strategy. Let's have a brief overview of these three strategies:
Broad Cost Leadership: Broad Cost Leadership Strategy is where the company has the ability to create economies of scale and increase production. It helps a company to sell its products at low prices and is beneficial for large companies. The cost of production is kept low, while the quality of the product is kept at an average level.Broad Differentiation: Broad Differentiation Strategy involves creating a unique product that differs from those of competitors. This strategy enables a business to set higher prices, leading to higher profit margins. The company may advertise its products as unique, exclusive, or high quality.Focused Strategy: A Focused Strategy is where a company aims to serve a specific market segment or niche. In this strategy, the company doesn't necessarily create a unique product. Still, it focuses on a specific group of customers with a unique set of needs and preferences. Focusing on one area enables the company to specialize in that area and eventually gain a competitive advantage in that market. Supplier cost differentiation is not included as one of Porter's three generic strategies.Learn more about Porter's generic strategies : https://brainly.in/question/13924586
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1.research all entry level of position of hotel 2.job description
3.job title
4.job summary
5.job responsibility
please help me please help due date na nito bukas
Answer: Please Rate + Thank + Brainliest
Explanation:
Sure, I can help you with that! Here's some information on entry-level positions in hotels, including job descriptions, job titles, job summaries, and job responsibilities:
Entry-Level Positions in Hotels:
Front Desk Clerk/ReceptionistHousekeeping StaffFood and Beverage Server/AttendantMaintenance Worker/TechnicianPorter/BellhopJob Description:
Front Desk Clerk/Receptionist: responsible for checking guests in and out, answering phone calls and emails, making reservations, and handling customer inquiries and complaints.Housekeeping Staff: responsible for cleaning guest rooms, common areas, and public spaces, replenishing supplies, and reporting any maintenance issues to the appropriate department.Food and Beverage Server/Attendant: responsible for taking food and beverage orders, serving guests, setting up and cleaning dining areas, and handling payment transactions.Maintenance Worker/Technician: responsible for performing routine maintenance tasks, such as repairing equipment and fixtures, painting, and cleaning.Porter/Bellhop: responsible for helping guests with their luggage, directing them to their rooms, and providing information about the hotel and its amenities.Job Titles:
Front Desk Clerk/ReceptionistHousekeeping StaffFood and Beverage Server/AttendantMaintenance Worker/TechnicianPorter/BellhopJob Summary:
Front Desk Clerk/Receptionist: Provide excellent customer service to guests, check guests in and out, and handle guest inquiries and complaints.Housekeeping Staff: Ensure the cleanliness and comfort of guest rooms and public spaces, report maintenance issues to the appropriate department, and replenish supplies as necessary.Food and Beverage Server/Attendant: Provide excellent customer service, take food and beverage orders, serve guests, and handle payment transactions.Maintenance Worker/Technician: Perform routine maintenance tasks, repair equipment and fixtures, and keep the hotel in good condition.Porter/Bellhop: Provide assistance to guests with their luggage, direct guests to their rooms, and provide information about the hotel and its amenities.Job Responsibilities:
Front Desk Clerk/Receptionist:Check guests in and outHandle phone calls and emailsMake reservationsHandle guest inquiries and complaintsHousekeeping Staff:
Clean guest rooms and public spacesReport maintenance issues to the appropriate departmentReplenish supplies as necessaryFood and Beverage Server/Attendant:Take food and beverage ordersServe guestsSet up and clean dining areasHandle payment transactionsMaintenance Worker/Technician:
Perform routine maintenance tasksRepair equipment and fixturesKeep the hotel in good conditionPorter/Bellhop:
Provide assistance to guests with their luggageDirect guests to their roomsProvide information about the hotel and its amenitiesI hope this helps!
Why is international trade important to most countries?
A. Trade allows countries to acquire natural resources not found in
their own territories.
B. Trade ensures that countries will not create trade deficits that
harm their economies.
C. Trade protects countries from economic competition with
neighboring countries.
D. Trade encourages countries to produce all the goods their citizens
need.
The transfer of welfare's, services, commodities among the nation for financial gain is called international trade.
The correct answer is:
Option A. Trade allows countries to acquire natural resources not found in their territories.
This can be explained as:
Import and export of sources between the countries allow the nation to grow their market and assets.Because of the international trade modes, the availability of the assets not produced in their country is available for the citizens to utilize.It gives more employment and hence improves the nation's economy.Therefore, trade allows countries to avail resources that are found in their region.
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Answer:
A
Explanation:
Multiply by the shortcut method: 525 × 1,000,000
Multiplying by the shortcut method, 525 × 1,000,000 yields 525,000,000 or 525 million (525 x 10⁻⁶).
What is the shortcut multiplication method?The shortcut multiplication method will not start undertaking the ordinary addition, long multiplication, grid, or drawing lines methods.
Instead, the first number is isolated and multiplied by the first digit of the million value before the 6 zeros are added.
After the multiplication, the product can be written in millions or in scientific notation.
525 × 1,000,000
= 525 x 1
= 525, 000,000 (add the zeros)
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Which of the following techniques helps a company learn more about its target market?
1. Market research
2. Publicity
3. Personal selling
4. Market segmentation
Answer:
Market research
Explanation:
Choose the best answer
9. Prospecting and qualifying of the personal selling technique involves: A. Efficiently selling the existing customers
B. Gathering information on purchasing power, authority and willingness to buy
C. Making sales call and persuading the existing customer to buy more
D. Making effective communication
E. All of the above
10. Which of the following statement is/are true?
A. Under basic marketing the sales person simply sells the product
B. Under reactive marketing the sales person in addition encourage the buyer to call
C. Under partnership marketing the company continuously works with customers to perform better
D. All except C
E All of the above
11. Which of the following is/ are incorrect.
a) Under the market oriented marketing philosophy, customer needs and desires acts as the center of the marketing universe. b) The outcome of relationship marketing is the development of company asset called marketing network.
c) Using concentrated marketing, a firm decides to target several market segments and designs separate offers for each.
d) A and B
e) B and C
12. Identify the correct statement(s).
a) Concentric diversification is using new products that have technologically similar with the existing business.
b) Market development strategy is a strategy for company growth by offering modified or new products to current market segments.
c) The selling concept of marketing management philosophy focuses on sustained economic growth.
d) Social marketing concept of marketing management philosophy states that organizations must maintain the welfare of the society while producing their products and services.
13. Which of the following is the correct sequential step in the buying decision process?
a) Need recognition Information search Evaluation * Purchase decision Post purchase behavior
b) Need recognition Information search Purchase decision * Evaluate alternative Post purchase behavior
c) Need recognition * Evaluate alternative Information search Purchase decision Post purchase behavior
d) None of the above
14. In which market coverage strategy a firm ignores market segment differences and go after the whole market with one offer.
a) Differentiated marketing
b) Undifferentiated marketing
c) Concentrated marketing
d) A and B
e.A and C
15. Identify the wrong statement(s) about the Boston Consulting Group (BCG) growth- share matrix.
a) Cash cows are low growth, high share businesses or products
b) Dogs are low-share business units in high-growth markets
c) Stars are high growth, high market share businesses or products
d) Question marks are low share business units in high growth market. e) None of the above
1. The correct answer is B. Gathering information on purchasing power, authority, and willingness to buy. Prospecting and qualifying in personal selling involve identifying potential customers (prospects) and evaluating their suitability as potential buyers based on factors such as their purchasing power, authority to make buying decisions, and willingness to buy.
2. The correct answer is E. All of the above. Under basic marketing, the salesperson focuses on selling the product, while under reactive marketing, the salesperson encourages the buyer to initiate contact. Partnership marketing involves continuous collaboration with customers to improve performance. Therefore, all statements (A, B, and C) are true.
3. The correct answer is C. Using concentrated marketing, a firm decides to target a specific market segment and designs separate offers for each segment. The statement in option C incorrectly suggests that concentrated marketing involves targeting several market segments, which is inconsistent with its definition.
4. The correct answer is B. Market development strategy is a strategy for company growth by offering modified or new products to current market segments. Option A describes related diversification, not concentric diversification. Option C is incorrect as the selling concept of marketing management philosophy focuses on maximizing sales rather than sustained economic growth. Option D correctly describes the societal marketing concept.
5. The correct answer is A. The sequential steps in the buying decision process are: 1) Need recognition, 2) Information search, 3) Evaluation of alternatives, 4) Purchase decision, and 5) post-purchase behavior.
6. The correct answer is B. Undifferentiated marketing. Undifferentiated marketing strategy ignores market segment differences and targets the whole market with a single offer. Differentiated marketing involves targeting different market segments with separate offers, and concentrated marketing focuses on a specific market segment. Therefore, option B is the correct answer.
7. The correct answer is D. Question marks are low-share business units in high-growth markets, not low share business units in high growth markets as mentioned in option D. Cash cows are low-growth, high-share businesses, dogs are low-share business units in low-growth markets, and stars are high-growth, high-market-share businesses. Therefore, option D is the wrong statement.
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What's the difference between a checking account and a savings account?
A. A checking account has fewer fees.
B. A savings account comes with a debit card.
C. A savings account earns interest.
D. A checking account comes with a credit card.
Answer:
D. A checking account comes with a credit card.
Explanation:
A checking account is opened to facilitate regular bank transactions such as deposits, withdraws, cash transfers, payments, among others. There are no limits to the number of transactions that one can perform per period. Bank's fee and charges are applicable per transaction. To facilitate payments, withdrawals, and deposits, banks provide debit cards to customers.
Savings accounts are designed to help customers accumulate funds for future use. Banks limit withdrawals and offer interest payments to encourage customers to save. Savings accounts have fewer charges and don't come with debit cards.
You plan to operate a basketball camp during the summer at Duke University. The total number of participants is 200. Camp participants will stay three nights in the university dormitories, and each room will house two camp participants. Duke charges you $40 per room each night. Liability insurance to run the camp will cost $3,000. Meals for the three day camp will cost $6,000. Duke will not charge you for the use of the basketball facility. Nike will provide sporting goods to be used by, and given to, participants. You and your partner each want to make $8,000 profit from running the camp. How much will you have to charge each participant to meet your goal?
Answer:
$245 per participant
Explanation:
total number of participants = 200
total costs for 200 participants:
$40 per night x 3 nights x 200 = $24,000 for rooms$3,000 for insurance$6,000 for mealstotal costs = $33,000
if you want to earn $16,000 in profits ($8,000 each),
price per participant = ($33,000 + $16,000) / 200 = $49,000 / 200 = $245