If a $30,000 mortgage has an unpaid balance after n yrs, it will take 20 years to repay it off if the yield curve is 8% and the quarterly premium is $3,000 each year.
How does a mortgage work?When you and a lender get into a mortgage, the lenders is granted the power to seize your estate if you are unable to pay the balance of the loan plus interest. To purchase a property or borrow more money against the value of a house that you previously own, you can use a mortgage loan.
Which six mortgage types are there?In India, there's many six main types of mortgages, including simple mortgages, possessory mortgages, English mortgages, bank loans based on conditional sales, bank loans based on land registry deposits, and irregular mortgages.
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Which of the following can an interviewer legally ask you about at a job interview?
A.
Your marital status
B.
Whether or not you have medical conditions
C.
Whether or not you’ve been convicted of a crime
D.
Your age
Which headquarters processes are considered to be the overarching staff integrating processes used to support decision-making
The headquarters processes that are considered to be the overarching staff integrating processes used to support decision-making include strategic planning, resource allocation, and performance management.
Strategic planning involves identifying goals and objectives, assessing internal and external factors, and developing strategies to achieve those goals. Resource allocation involves identifying and prioritizing resource needs, and allocating resources based on those priorities. Performance management involves monitoring and evaluating performance against established goals and objectives, and making adjustments as necessary to improve performance. These processes are critical for ensuring that decision-making is aligned with organizational goals and objectives, and that resources are used effectively and efficiently to achieve those goals. In summary, the main answer to your question is that strategic planning, resource allocation, and performance management are the headquarters processes that are considered to be the overarching staff integrating processes used to support decision-making.
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Sung owns a plumbing supply store. One of his clients, Village Plumbers, has a charge account with his store. This month Village Plumbers charged 200 feet of pipe at $0.40 per foot, 150 elbow joints at $0.75 per elbow joint, and 36 outdoor faucets at $2.49 per faucet. Sung must charge 5.5% sales tax on all items sold? What is the balance on Village Plumbers’ charge account?
Answer:
$297.66
Explanation:
The total costs of the items would be
200 feet pipe : 200 x $0.40 = $80.00
150 elbow joints: 150 x $0.75 = $112.50
36 outdoor faucets: 36 x $2.49 =$ 89.64
Total cost =$282.14
add 5.5% tax
=5.5/100 x $282.14 =$15.52
Total $297.66
The balance on Village Plumbers’ charge account =$297.66
If the market price for coffee were $7, what quantity of coffee would the firm produce? would it be earning an economic profit or loss at this price? if so, how much?
If the market price for coffee is $7, the quantity of coffee the firm would produce depends on its cost structure and the level of output that maximizes its profit. To determine the quantity of coffee produced, the firm needs to compare the market price with its marginal cost.
If the market price of $7 is higher than the firm's marginal cost, the firm would want to increase its production and sell more coffee to earn a profit. In this case, the firm would produce the quantity of coffee where the marginal cost equals the market price, as this maximizes its profit.
On the other hand, if the market price of $7 is lower than the firm's marginal cost, the firm would be incurring a loss by producing and selling coffee at that price. In this situation, the firm would minimize its losses by producing the quantity of coffee where the marginal cost equals the market price.
To determine whether the firm is earning an economic profit or loss at the market price of $7, we need information about its cost structure. If the market price covers both the variable and fixed costs, the firm would be earning a normal profit (zero economic profit), meaning it is covering all its costs but not earning any additional profit.
If the market price is higher than the firm's average total cost, the firm would be earning an economic profit. The economic profit would be the difference between the market price and the average total cost, multiplied by the quantity of coffee produced.
If the market price is lower than the firm's average total cost, the firm would be incurring an economic loss. The economic loss would be the difference between the average total cost and the market price, multiplied by the quantity of coffee produced.
In summary, to determine the quantity of coffee the firm would produce and whether it would earn an economic profit or loss at a market price of $7, we need information about the firm's cost structure, specifically its marginal cost and average total cost.
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how much authority should be allowed to the resident project representative or inspector—should he or she be permitted to approve change orders affecting time or cost?
A knowledgeable Resident Project Representative should monitor the construction site (RPR). Depending on the project and the client's objectives, the duties and responsibilities of an on-site RPR can be very different.
Monitoring daily building activities is the responsibility of a resident project representative (RPR), who ensures that the project is being built in accordance with the contract terms and construction plans. They exist to lessen, and if feasible, eliminate, the possibility of building flaws or shortcomings. As used in this document, the term "Project Representative" refers to the person designated by the County as the Allocation's point of contact and decision-maker. Cases 1 and 2 Sample 3. A person appointed by a party in accordance with Section 3.2 is referred to as the project representative.
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all of the following actions shift the aggregate demand curve to the right except group of answer choices a decrease in taxes. an increase in government transfer payments. an increase in expected future profit. the fed raises the interest rate. inflation is expected to rise next year.
The action that does not shift the aggregate demand curve to the right among the given choices is: the Fed raises the interest rate.
Here's a brief explanation of each choice:
1. A decrease in taxes: This increases disposable income, which leads to higher consumer spending, shifting the aggregate demand curve to the right.
2. An increase in government transfer payments: This also increases disposable income, leading to higher consumer spending and shifting the aggregate demand curve to the right.
3. An increase in expected future profit: This encourages businesses to invest more, which increases the aggregate demand and shifts the curve to the right.
4. The Fed raises the interest rate: This action makes borrowing more expensive, leading to lower consumer spending and business investment. As a result, aggregate demand decreases, and the curve shifts to the left (not the right).
5. Inflation is expected to rise next year: This expectation encourages people to spend more today, increasing aggregate demand and shifting the curve to the right.
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Your credit score does not affect your:
A. chances of landing a new job.
B. ability to rent an apartment.
C. ability to get a car loan.
D. yearly income.
A persons credit score would not affect the chances that they have to land a new job when they need one.
What is a credit score?This is a number that is used to show that a person is credit worthy. It shows how the person responds to the loans that they owe.
A high credit score shows that the person is one that does what is required on time. A lower one may have negative effects on a person.
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Answer:
D. Yearly Income
Explanation:
when you click on your account and you go to the about column it will say warnings at the bottom I don't have any but why would you get one
Answer:
i don't have as well i don't know what are u talking about
what is integrity
A.the attitude that you are better than others
B.The belief in your own ability to do well
C.The ability to come up with new plans or ideas
D.The practice of using ethical behavior
Answer:
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What is integrity\(\color{Blue}\huge\boxed{Answer} \)
C.The ability to come up with new plans or ideasoutline 2 advantages to H&H of using secondary market research
Support systems on a service blueprint include all of the following except the _____ .
food ordering department
web design team
kitchen workers
server
Answer:
server
Explanation:
A service blueprint is a diagram or an illustration of the service process in an organization. It visualizes a company's service process to identify improvement areas to provide a better customer experience.
A service blueprint illustrates the relationship between various service components that interact directly or indirectly with customers. They include customer facings and back-office employees and digital interfaces such as the company website.
company is interested in developing a quarterly aggregate production plan but they are not sure if a level strategy with backorders or a chase strategy would be better. they have the following information available regarding their production operation: hiring workers $40 per unit layoff workers $80 per unit inventory holding cost $40 per unit per quarter stockout cost for backorders $150 per unit production (labor) cost $30 per unit subcontracting cost $60 per unit previous quarter's production 1300 units beginning inventoy 0 units quarter forecasts are 2000, 6000, 4000, 5000, respectively. this problem has 5 questions. suppose that you want to use a level plan with backorders (one that produces at the average demand over the four quarters). answer the next two questions using this plan. do not round your intermediate calculations. round your final answer to the nearest whole number
A. if demand in this month greater than the previous month Hiring = This month production - previous month production Layoff = 0
B. .If the demand of this month less than that of previous month hiring = 0 Layoff = Previous month production - this month production.
How do production operations function?The definition of production operations management Production operations management is the process of converting the resources of an organization into products and services. The processes involved in producing products are covered by production management. Production and service delivery are two topics that fall under the purview of operations management.
According to the given information:Demand Production Hire fire
0 1300 - -
1 4000 4000 2700 = (4000-1300) 0
2 2000 2000 2000 = (4000-2000) 0
3 4000 4000 2000 = (4000-2000) 0
4 5000 5000 1000 = (5000-4000) 0
Firing cost for quarter 2 = 2000 * $80 = $160000
A. if demand in this month greater than the previous month Hiring = This month production - previous month production Layoff = 0
B. .If the demand of this month less than that of previous month hiring = 0 Layoff = Previous month production - this month production.
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Required Information. [The following information applies to the questions displayed below] Sweeten Company had no jobs in progress at the beginning of March and no beginning inventories. The company has two manufacturing departments-Molding and Fabrication. It started, completed, and sold only two jobs during March- Job P and Job Q. The following additional Information is available for the company as a whole and for Jobs P and Q (all data and questions relate to the month of March) Total Estimated total machine-hours used i 7,040 Estimated total fixed manufacturing overhead Molding 4,400 $ 17,600 $ 1.40 Fabrication 2,640 $ 26,400 $2.20 $ 44,000 Estimated variable manufacturing overhead per machine- hour Job P Job Q Direct materials $ 22,888 $ 14,000 Direct labor cost $ 36,960 $ 13,200 Actual machine-hours used: Molding 3,040 1,410 Fabrication 1,060 1,530 Total 4,100 2,940 Sweeten Company had no underapplied or overapplied manufacturing overhead costs during the month. Required: For questions 1 to 9, assume that Sweeten Company uses departmental predetermined overhead rates with machine- hours as the allocation base in both departments and Job P Included 20 units and Job Q included 30 units. For questions 10 to 15. assume that the company uses a plantwide predetermined overhead rate with machine-hours as the allocation base 14. Assume that Sweeten Company used cost-plus pricing (and a markup percentage of 80% of total manufacturing cost) to establish selling prices for all of its jobs. What selling price would the company have established for Jobs P and Q? What are the selling prices. for both jobs when stated on a per unit basis? (Do not round Intermediate calculations. Round your final answers to nearest whole dollar.) Job P Job Q Total price for the job Selling price per unit
The plantwide predetermined overhead rate formula is given by:Plantwide predetermined overhead rate formula = (Total estimated manufacturing overhead cost) / (Total estimated machine hours)Plantwide predetermined overhead rate = (44000) / (7040) = $6.25 per machine hour.
The estimated total manufacturing overhead cost is $44,000 and the estimated total machine hours are 7,040.Therefore, Sweeten Company's plantwide predetermined overhead rate is $6.25 per machine hour. Now, we can calculate the total manufacturing overhead cost and the total cost for both jobs.Job P = Direct materials + Direct labor + Total manufacturing overhead cost = $22,888 + $36,960 + ($1.4 * 3,040) + ($2.2 * 1,060) = $86,408.
Job Q = Direct materials + Direct labor + Total manufacturing overhead cost = $14,000 + $13,200 + ($1.4 * 1,410) + ($2.2 * 1,530) = $36,238Selling price = Cost + (Markup percentage * Cost)Markup percentage = 80% of total manufacturing cost.
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Plz help!!!!!!!!!!!!! giving brainliest for correct answer!!! Which type of degree is earned after a master’s degree?
doctorate
secondary
bachelor’s
associate’s
Answer:
Doctorate. this helps :)
Explanation:
I NEED HELPPPP PLEASEEE!!!!
Explanation:
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A common written method used internally and externally for formal communications such as notices of appointment,promotions or dismissal
A) electronic mail
B) NOTICES
C) letter
D) memorandum
If the german automobile manufacturer, volkswagen, builds a new factory to produce volkswagens in pennsylvania, which component of gdp would be affected?
The component of GDP that includes net exports and business investment will be affected If the German manufacturer builds a new factory to produce volkswagens in pennsylvania.
What are components of gross domestic product?In economics, the components of gross domestic product includes the personal consumption, business investment, government spending and net exports.
Hence, the component of GDP that includes net exports and business investment will be affected by the decision.
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On January 2, The Public Legal Clinic issued Check 2108 for $370 to establish a petty cash fund. Indicate how this transaction would be recorded in a cash payments journal.
To create the petty cash fund, make the following journal entry: debit Petty cash fund account ($430), credit cash account ($430).
What is petty cash fund?A petty cash fund's main objective is to give business units enough money to pay for small expenses. The purpose is to make it easier for staff workers and visitors to get reimbursed for little expenses like taxi rides, postage, office supplies, and other things that often don't cost more than $25.00.
The data can also come from of the petty cash fund. Add up all of the expenses that are mentioned on each petty cash vouchers in the petty cash fund. This sum should be deducted from the calculated cash withdrawal amount. The outcome ought to be 0. There is an excess of cash in the fund if there is a residual balance.
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Why is organic manure used in soil? Explain briefly.
Explanation:
the supply plant nutrients including micronutrients they improve soil physical properties like structure of water holding capacity etc. they increase the availability of nutrients.
Two countries, Country A and Country B, produce petroleum and seafood. A 4-column table has 2 rows. The first column is labeled country with entries Country A, Country B. The second column is labeled Cost (units) with entries 1, 1. The third column is labeled Petroleum (units) with entries 16, 8. The fourth column is labeled Seafood (units) with entries 8, 8. Based on the data in the table, has the absolute advantage in producing petroleum.
Answer:
Country A
Explanation:
Based on the data in the table, has the absolute advantage in producing petroleum is country A.
What is absolute advantage?
A country has an absolute advantage in the production of a good or service if it produces more quantity of a good when compared to other countries.
Looking at the table, Country A, produces 16 units of pertroluem while Country B produces 8 units. Thus, Country A has an absolute advantage.
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Mario Gillespie owns 200 shares of Asset Investment
Corporation. He paid $32.75 per share. Asset Investment
pays a $5.00 per share dividend.
a. What is the total annual dividend?
b. What is the annual yield?
Answer:
A.
Explanation:
$1000
The total annual dividend is $1000.
The annual yield is 15.26%
What are shares?A share can also refer to something like a unit of an unit trust, a limited partnership, or a property investment trust. A share is a quantity of shareholdings in the financial assets of a firm. The term "share capital" describes all of an organization's shares.
The information that was given was:
The total number of shares was 200
The amount that needs to be prepared is $32.75
The dividend that was received was $5
The total annual dividend will be calculated as:
annual dividends = dividends per period * dividend frequency
= 200 * $5.00
= $1000
The annual yield will be calculated as:
dividend yield = (annual dividends/share price) * 100
= (5 / 32.75)*100
= 0.1526 * 100
= 15.26%
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On December 31,2020 , Berclair Inc. had 500 million shares of common stock and 3 million shares of 9%, $100 par value cumulive preferred stock issued and outstanding. On March 1, 2021, Berclair purchased 24 million shares of its common stock as treasury stock. year ended December 31,2021 , was $800 million. The income tax rate is 25%. Also outstanding at December 31 were incentive stock options granted to key executives on September 13 , 2016 . The options are exercisable as of September 13,2020 , for 30 million common shares at an exercise price of $56 per share. During 2021 , the market price of the common shares averaged $70 per share. In 2017,$50.0 million of 8% bonds, convertible into 6 million common shares, were issued at face value.
Required: Compute Berclair's basic and diluted earnings per share for the year ended December 31, 2021. (Enter your answers in millions (i.e., 10,000,000 should be entered as 10 ). Do not round intermediate calculations.)
the following data to determine Berclair Inc.'s basic and diluted earnings per share (EPS) for the year ending December 31, 2021:
Net Income: $800 million is listed as the net income for the fiscal year that concluded on December 31, 2021.
Weighted Average Common Shares Outstanding (Basic EPS): We need to deduct the treasury stock from the starting common shares in order to get the weighted average common shares outstanding for basic EPS.
500 million shares are the initial common shares.
Purchased Treasury Stock = 24 million shares
Beginning Common Shares - Purchased Treasury Stock = Weighted Average Common Shares Outstanding
Weighted Average Common Shares Outstanding is 500,000,000 - 24,000,000 = 476,000,000 shares.
Convertible bonds have a dilutive effect because they can be changed into common shares. We
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What is the role of doctor in our society? Explain Briefly
Answer:
All doctors have a role in the maintenance and promotion of population health, through evidence based practice. Some will enhance the health of the population through taking on roles in health education or research, service improvement and re-design, in public health and through health advocacy.
How much do you have to deposit today in order to allow 5 annual withdrawals, beginning at the end of year 8, with the first withdrawal of $1000 with subsequent withdrawals decrease at the rate of 5% over previous year’s withdrawal? The interest rate is 10%
You need to deposit $1908.03 today to allow for the 5 annual withdrawals beginning at the end of year 8, with the first withdrawal of $1000 and subsequent withdrawals decreasing at a rate of 5% over the previous year's withdrawal, given a 10% interest rate.
To determine how much to deposit today, we'll use the concept of present value (PV) for both the initial deposit and the withdrawals. We are given the interest rate (10%) and the withdrawal amounts, which decrease at the rate of 5% per year.
First, let's find the present value of each withdrawal:
1. PV of 1st withdrawal = $1000 / (1.10)^7 = $513.16
2. PV of 2nd withdrawal = $1000 * 0.95 / (1.10)^8 = $436.74
3. PV of 3rd withdrawal = $1000 * 0.95^2 / (1.10)^9 = $371.64
4. PV of 4th withdrawal = $1000 * 0.95^3 / (1.10)^10 = $316.67
5. PV of 5th withdrawal = $1000 * 0.95^4 / (1.10)^11 = $269.82
Next, sum up the present values of all the withdrawals: $513.16 + $436.74 + $371.64 + $316.67 + $269.82 = $1908.03
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when negotiating a sponsorship agreement, the sponsor should try to obtain , meaning that a competitor will not share in the same benefits of the event. question 10 options: a) some exclusivity b) options to renew c) escape clauses d) control of the licensing
When negotiating a sponsorship agreement, the sponsor should try to obtain some exclusivity, meaning that a competitor will not share in the same benefits of the event, thus option A is the correct choice.
This exclusivity can take different forms, such as exclusive rights to display advertising, exclusive use of the event logo, or exclusive access to certain areas or activities related to the event. By obtaining exclusivity, the sponsor can increase its visibility and enhance its brand image, while also limiting the exposure of its competitors to the same audience.
However, it is important to balance exclusivity with the rights and interests of the event organizers and to ensure that the exclusivity provisions are clear, reasonable, and enforceable.
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in your opinion, does offshoring increase the u.s. unemployment rate more than outsourcing? why or why not?
"Offshoring" is the sourcing of inputs (goods and services) from foreign countries. When the production of these inputs moves to foreign countries, the fear at home is that jobs will be lost and unemployment will rise.
Outsourcing is typically higher for obligations that might be nicely described and can be finished without an excessive amount of interplay with your team or company. Offshoring is better for obligations that require greater communication and collaboration.
The benefits also amplify to nations at the outsourced stop, many of that have grown their economies through U.S. outsourcing. On the opposite, it has harmed employment, elevating the unemployment charge mainly in those hardest-hit sectors: manufacturing.
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A balance sheet that displays only component percentages is called a ________ balance sheet.
A balance sheet that displays only component percentages is called a common-sized balance sheet.
A balance sheet in financial accounting is a description of the financial standing of a person or organisation, whether they are a sole proprietorship, a commercial partnership, a corporation, a private limited company, or another type of organisation like the government or a not-for-profit agency.
As of a particular date, such the conclusion of its financial year, ownership equity, liabilities, and assets are listed.
A "snapshot of a company's financial state" is how a balance sheet is frequently referred to.
The balance sheet is the only one of the four fundamental financial statements that only pertains to one point in time during the fiscal year of a company.
Typical balance sheets for businesses have two sides: assets on the left and finance on the right, which is divided into liabilities and ownership.
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When considering the various resources factors of production which of the following is most likely to represent capital?
one of the three factors of production, capital is the wealth, buildings, machinery and equipment owned by a business used to produce goods and services.
What is capital in factors of production?Capital goods, also known as man-made resources like tools and infrastructure, are referred to as a factor of production. These resources are utilised to produce commodities and services.All the materials required for producing a good or service are included in this. Land, labour, capital, and entrepreneurialism all function as production elements.Investing in capital is the third production element. Consider capital as the equipment, resources, and structures that people employ to create goods and services. Hammers, forklifts, conveyer belts, computers, and delivery trucks are a few typical objects that can be considered instances of capital.In order to produce additional commodities and services, capital is a factor of production that has been created. Capital examples include office structures, equipment, and tools. The resources that come from nature are known as natural resourcesTo learn more about production refers to:
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Why would an insurance company charge an inexpensive copay when considering claims that will likely be hundreds or thousands of dollars?
What are common tasks performed by Law, Public Safety, and Security workers? Check all that apply.
inspecting facilities
patrolling and guarding an area
preparing reports
interpreting and analyzing evidence
repairing broken equipment
designing household products
setting up computers
Answer:
inspecting facilities
patrolling and guarding an area
preparing reports
interpreting and analyzing evidence
Explanation:
there it is
Some of the common tasks performed by Law, Public Safety, and Security workers include:
A. inspecting facilitiesB. patrolling and guarding an areaC. preparing reportsD. interpreting and analyzing evidenceWho are the Law, Public Safety, and Security workers?Law, Public Safety, and Security workers are career government employees who undertake various social tasks to maintain law and order, public safety, and security among residents.
Some of these Law, Public Safety, and Security services cannot be provided by private entities and individuals.
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