Find the present value of the following ordinary annuities. (Notes: If you are using a financial calculator, you can enter the known values and then press the appropriate key to find the unknown variable. Then, without clearing the TVM register, you can "override" the variable that changes by simply entering a new value for it and then pressing the key for the unknown variable to obtain the second answer. This procedure can be used in many situations, to see how changes in input variables affect the output variable. Also, note that you can leave values in the TVM register, switch to Begin Mode, press PV, and find the PV of the annuity due.) Do not round intermediate calculations. Round your answers to the nearest cent.

$800 per year for 10 years at 14%.

$

$400 per year for 5 years at 7%.

$

$800 per year for 5 years at 0%.

$

Now rework parts a, b, and c assuming that payments are made at the beginning of each year; that is, they are annuities due.

Present value of $800 per year for 10 years at 14%: $

Present value of $400 per year for 5 years at 7%: $

Present value of $800 per year for 5 years at 0%: $

Answers

Answer 1

The present value of $800 per year for 10 years at 14% is $5,785.74. The present value of $400 per year for 5 years at 7% is $1,672.46. The present value of $800 per year for 5 years at 0% is $4,000.00.

To calculate the present value of an ordinary annuity, we use the formula PV = PMT × [(1 - (1 + r)^(-n)) / r], where PV is the present value, PMT is the payment per period, r is the interest rate per period, and n is the number of periods. For annuities due, we use the formula PV = PMT × [(1 - (1 + r)^(-n)) / r] × (1 + r). By plugging in the given values into the respective formulas, we can find the present values.

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Related Questions

If cash received from Mr. O.I.Felix is credited to Messrs Y.K. Grace and co, which kind of accounting error has occurred?​

Answers

Answer:

Error by commission

Explanation:

The two accounts in the question are receivables so that they are of the same class. Thus, crediting Messrs Y.K. Grace and co's account instead of Mr. O.I. Felix is an error by commission.

Error by commission is an error that do not require a suspense account to correct it because it does not affect the trial balance. To correct this error, debit Messrs Y.K. Grace and co's account by the same amount, then credit Mr. O.I. Felix's account by the said amount.

What are two reasons a marketer might use Responsive Display Ads? (Choose two.)
Cost-effective: Get more conversions at a similar cost-per-acquisition.
xtended reach: Create ads that serve in most ad slot sizes, into both native and non-native inventory.

Answers

The two reasons a marketer might use Responsive Display Ads are: Cost-effective and Extended reach.

Cost-effective: Responsive Display Ads can be cost-effective in terms of getting more conversions at a similar cost-per-acquisition. By using machine learning and automation, Responsive Display Ads dynamically adjust the ad format, size, and layout to fit various placements across websites and apps.

This adaptability increases the chances of capturing users' attention and driving conversions without the need for manually creating multiple ad variations for different placements.

Extended reach: Responsive Display Ads allow marketers to create ads that serve in most ad slot sizes, both in native and non-native inventory. This flexibility helps expand the reach of the ad campaign as it can be displayed across a wide range of websites, apps, and devices.

By adapting to different ad sizes and formats, Responsive Display Ads can take advantage of various ad inventory opportunities, increasing the potential visibility and engagement with the target audience.

Overall, Responsive Display Ads provide cost-effectiveness and extended reach by leveraging automation and adaptability, allowing marketers to maximize their advertising performance and reach a broader audience.

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A network security device that monitors incoming and outgoing network traffic and decides whether to allow or block specific traffic based on a defined set of security rules.

Answers

Answer:

Firewall.

Explanation:

Firewall can be defined as a network security device that monitors incoming and outgoing network traffic and decides whether to allow or block specific traffic based on a defined set of security rules.

Simply stated, a firewall is a network security protocol that monitors and controls inbound and outbound traffic based on set aside security rules.

A firewall is used to control access to a computer or network, as it creates a barrier between a computer or a network and the internet in order to protect against unauthorized access.

Basically, it is a network security device or security system pre-installed on most computers to essentially inspect data being transmitted to or from a computer.

Hence, firewalls are typically bidirectional, it checks all sent and received data and only allow authorized traffic through.

Answer:

Firewall.

Explanation:

Hope this helps

The SBA micron program awards loans based on belief in the borrowers' integrity and:

Answers

The SBA Microloan program awards loans based on belief in the borrowers' integrity and their ability to repay the loan.

Additionally, the program seeks to support small businesses that may have difficulty obtaining traditional bank loans, with an emphasis on promoting local economic development and providing technical assistance to borrowers. The loans offered through the program can be used for a variety of purposes, such as purchasing inventory or equipment, expanding operations, or covering short-term cash flow needs.

Overall, the SBA Microloan program is designed to provide flexible financing options to small businesses that may otherwise struggle to access the capital they need to succeed.

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A company sells equipment for $5,000. The original cost was $50,000. The
accumulated depreciation is $45,000. The sale results in
O A. a gain of $1,000
a
B. neither a gain nor a loss
O c. a loss of $1,000
D. a gain of $5,000

Answers

Assuming the company sells equipment for $5,000 and the original cost was $50,000. The sale results in: B. neither a gain nor a loss

Gain or loss

First step is to calculate the book value using this formula

Book value=Original cost-Accumulated depreciation

Let plug in the formula

Book value=$50,000-$45,000

Book value= $5,000

Second step

Since the proceeds (equipment) is the amount of $5,000 in which the book value is as well $5,000 there is neither gain nor a loss.

Inconclusion the sale results in: B. neither a gain nor a loss.

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Taking notes is likely to increase your
A. Enunciation
B. Focus
C. Speaking ability
D. Logic

Answers

Answer:

A. Enunciation

Explanation:

Answer:

A

Explanation:

horngren’s accounting: the financial chapters. (7th edition) nobles, mattison, matsumura. (pearson).

Answers

"Horngren's Accounting: The Financial Chapters, 7th Edition" is a comprehensive textbook authored by Nobles, Mattison, and Matsumura, published by Pearson. This edition provides an in-depth exploration of financial accounting principles and practices.

It covers essential topics such as the accounting cycle, financial statements, income recognition, and asset valuation. The textbook offers clear explanations, illustrative examples, and real-world case studies to enhance students' understanding of accounting concepts.

With its focus on practical application and comprehensive coverage, "Horngren's Accounting" serves as a valuable resource for students studying financial accounting. It equips readers with the necessary knowledge and skills to analyze and interpret financial information, making informed business decisions.

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This question is not complete, Here I am attaching the complete question:

Explain this article "horngren’s accounting: the financial chapters. (7th edition) nobles, mattison, matsumura. (pearson)."

The field of accounting that focuses on providing information for external decision makers is.

Answers

levels tho i just need a new one to keep it in the bed with the baby baby girl baby

Expliquen la siguiente frase:

El mero crecimiento económico no es suficiente para terminar con la pobreza y preservar el medio ambiente

Answers

Answer:

Efectivamente, el mero crecimiento económico no es suficiente para terminar con la pobreza y preservar el medio ambiente, sino que dicho crecimiento debe ir acompañado de un desarrollo estructural que contemple el acceso igualitario a los distintos servicios por parte de la sociedad, así como también el establecimiento de controles sanitarios y medioambientales que preserven el bienestar de los individuos en el marco del desarrollo de las actividades económicas.

the desire phase of a conventional marketing or sales message should:____

Answers

The desire phase of a conventional marketing or sales message should create a strong emotional desire or need for the product or service being promoted. It aims to evoke a sense of aspiration, longing, or excitement in the audience, compelling them to take action and make a purchase.

The desire phase of a marketing or sales message is a crucial step in the persuasion process. Its primary objective is to generate a strong desire or need for the product or service among the target audience. This phase typically follows the attention and interest phases, where the audience has already been made aware of and developed an interest in the offering.

In this phase, marketers use various techniques to create an emotional connection and appeal to the desires, aspirations, and needs of the audience. They highlight the unique features, benefits, and value proposition of the product or service, emphasizing how it can fulfill their desires, solve their problems, or improve their lives. Marketers employ persuasive language, storytelling, testimonials, visuals, and other creative elements to evoke emotions and create a sense of urgency or longing.

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whats the answer for this

whats the answer for this

Answers

Answer:

(a) money in hand

this will be the answer I think so

I believe this helps u
Money in hand because national wealth will contain only things which makes our country better than just money , we need only hard work and motivation and kind heart to make things better in our country , see down -
Machines are made - this statement is because of India’s hard work and motivation to make something
Financial assets- they are compared with kind heart by me because giving money to needy people

11. True or false. A crime is an offense against the public at large.
a. TRUE
b. FALSE

Answers

Answer:

I mean I'm pretty sure that's true considering crime is against the law.

It is true that a crime is an offense against the general public. Thus option (A) is correct.

What is the offense?

You know, playing offense refers to taking proactive measures, approaching rather than avoiding situations, getting a head start on the day, and tackling the difficult task first. By taking the offensive, you are shaping your life rather than letting it happen to you. Compared to playing defense, it is considerably more intriguing and gratifying.

The offensive conduct is the primary focus of a public order felony charge. While public order offenses generally follow a similar pattern across all states, certain local governments may have extra or different laws.

Such actions are viewed as crimes not because an obvious offender and victim can be identified, but rather because the larger community, or at least a vocal and influential portion of it, feels offended and hence victimized by such actions. Public order offenses have different legal standing in different jurisdictions.

Therefore, Thus option (A) is correct.

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Suppose you are employed and about to enrolled in philhealth. How will you evaluate reliability? What questions will you ask the compony?​

Answers

Answer:

1. I will evaluate reliability by;

a. asking about the packages they offer

b. checking how long they have been in the business

c. interviewing other users to know how promptly they keep to processing claims

2. Questions I would ask the company include;

1. How competitive are you in the insurance industry?

2. What is your solvency like?

3. How capable are you to handle risks?

Explanation:

Philhealth is a national health insurance company in the Philippines that is meant to care for the insurance needs of people in the Philippines. They cater to several cadres of people which include;

the formal groupthe indigentsthe sponsored membersthe lifetime membersthe senior citizensand the informal economy.

When an employer is offered health insurance under this platform, he would have to make the appropriate findings and ask the necessary questions such as the ones above before he becomes a client of the company.

Philhealth is an acronyms of Philippine Health Insurance Corporation

The Insurance co-operation provides service of Health Insurance which provides payment or reimbursement for one's health care costs as a result of  surgeries, illness which makes one unable to work.

I will evaluate the reliability of Philhealth by checking its review online and its financial record for the last year ended to asses its ability to afford compensation.

In conclusion, in the process of undertaking my Health Insurance policy, i will ask about the process to go through if any claim for heath insurance arises.

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When advertisers consider running ads in American Life magazine, they have the option of buying geographic and demographic editions as well as the national edition. For instance, they can choose from editions targeted at professional and managers, homeowners, working women, and people aged 50 and older. In addition, they are offered editions for 8 geographical regions and for the top 20 metropolitan areas. American Life also offers multiple - page discounts for advertisers buying four or more consecutive pages in any one edition, as well as other volume discounts. Question: A media planner working for a high-end clothing retailer looks at its sales figures and discovers that a vast majority of its sales generated are from large cities. She decides to buy space in American Life editions that reach only the top 10 metropolitan markets. This media strategy is referred to as:
a. Geo-targeting
b. Flighting
c. Pulsing
d. Share of voice
e. Narrow casting

Answers

Explanation:

sorry but I didn't understand your question. I am extremely sorry

Of the following, which would be included on a remittance advice or explanation of benefits?
A. total charges for a patient's account
B. subscriber's address
C. effective date of insurance
D. employer's information

Answers

Remittance advice or explanation of benefits (EOB) is a document that outlines the details of a payment made by an insurance company to a healthcare provider for a patient's medical services.

This information is crucial as it shows the amount billed for the patient's medical services and helps both the healthcare provider and the patient understand the payment breakdown. The EOB typically includes details about the services provided, the amount billed, the insurance payment, any adjustments made, and the patient's financial responsibility.     Options B, C, and D are not typically included on remittance advice or EOB, as they don't directly pertain to the payment breakdown or services rendered. The subscriber's address, the effective date of insurance, and employer's information are relevant to the patient's insurance coverage, but they don't contribute to understanding the payment process for a specific medical service.

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16. Demographics are

Answers

Answer:

statistical data relating to the population and particular groups within it.

Explanation:

!!

plz help :)


What is one type of closed-end credit? A. a credit card B. a retail credit card C. an installment cash credit D. a bank line of credit

plz help :)What is one type of closed-end credit? A. a credit card B. a retail credit card C. an installment

Answers

Answer:

C.

Explanation:

Took the test :)

Which of these would be most likely to be included in CPI

Answers

Answer:

Frozen Pizzas

Explanation:

Info from the video:

"To calculate this index, the US Bureau of Labor Statistics uses a predetermined fixed basket of goods and services and averaging them together. The goods and services in this basket are developed from a survey of expenditures provided by individuals and families in a typical urban household."

Frozen pizza is an expenditure that could be bought by individuals and families in a household.

According to public choice economists, the federal government has expanded because
A. the federal government is efficient in its spending.
B. deficit spending has reduced the perceived cost of current government operations.
C. taxpayers pay the full cost of current government operations.
D. the public likes to pay higher taxes to finance more programs.

Answers

Economists believe that the federal government has expanded because B. deficit spending has reduced the perceived cost of current government operations.

What do economists think of the federal expenditure?

They believe that because the government can finance more expenditure with debt, they have engaged in more expenses than they can actually afford.

This means that the government no longer views the cost of government operations as high because they can engage in deficit spending.

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What does indigenous technology mean?​

Answers

Answer: I hope this is helpful mark brainlist if right then no if wrong

Explanation:

Indigenous technology is used by the native inhabitants of a country or region and it constitutes an important part of its cultural heritage. Characteristically, indigenous technologies: Are recognized as animate, imbued with the breath of life and they live in form and function.Technologies employed by the native inhabitants of a country and which constitute an important part of its cultural heritage and should therefore be protected against exploitation by industrialized countries; the problem of indigenous knowledge has been discussed during the Rio Conference but it does not receive much ...Types of indigenous technology in India are; (i) Generic Drugs. (ii) Thorium based Nuclear Reactors. (iii) Plastic RoadsIndigenous Technology is created within a sensory environment that builds on our sense of relationship, meaning, balance, feeling, memory and place as well as sight, sound, smell, taste and touchIndigenization is the process by which Indigenous ways of knowing, being, doing and relating are incorporated into educational, organizational, cultural and social structures of the institution.One example of Indigenous Technologies in action today can be witnessed in differential approaches to medicine. Medical technologies in the Western Scientific sense of the term might conjure images of biomedical research labs, electromagnetic monitors or imaging systems such as CT or MRI scans.Indigenous technology is used by the native inhabitants of a country or region and it constitutes an important part of its cultural heritage. Characteristically, indigenous technologies: Are recognized as animate, imbued with the breath of life and they live in form and function.

kyzera manufactures, markets, and sells cellular telephones. the average total assets for kyzera is $244,000. in its most recent year, kyzera reported net income of $63,500 on revenues of $468,000.

Answers

The return on assets will be 26.02%, so Kyzera has a higher return than its competitors. The Expenses are $404,500 and the Average Total Assets are $244,000. Net income is $63,500 and revenues are $468,000.

1. Return on Assets = Net Income/Average Total Assets × 100

Return on Assets = $ 63,500/$ 244,000 * 100 = 26.02 %

2. Yes, Kyzera earns a higher return than its competitors.

3. Net Income = Revenues - Expenses

$ 63,500 = $ 468,000 - $63,500

Total Expenses = $ 404,500

4. Average Total Assets = Average Liabilities+Equity = $ 244,000.

The return on assets shows how profitable a company is in using its assets effectively. As Kyzera's return on assets is more than her competitors it shows that she is a profitable company. The Assets are given to be the capital of the company along with the liabilities of the company as these are written on the left side and total assets on the right side of the Balance Sheet.

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Your question was incomplete. Please see the complete question here:

Kyzera manufactures, markets, and sells cellular telephones. The average total assets for Kyzera is $244,000. In its most recent year, Kyzera reported a net income of $63,500 on revenues of $468,000.

Required:

1.  What is Kyzera’s return on assets?

2. Does return on assets seem satisfactory for Kyzera given that its competitors average a 12% return on assets?

3. What are the total expenses for Kyzera in its most recent year?

4. What is the average total amount of liabilities plus equity for Kyzera?

Employees tend to stay with one company for their entire careers.
Please select the best answer from the choices provided
OTrue
OFalse

Answers

i would say false because it would get boring after a while

Answer:The answer would be true, unless the employee had to leave for personal reasons

Explanation:

The benefit of mutual funds is that

Answers

Answer:

Mutual funds are the most popular investment choice in the U.S. Advantages for investors include advanced portfolio management, dividend reinvestment, risk reduction, convenience, and fair pricing.

Explanation:

(Disadvantages include high fees, tax inefficiency, poor trade execution, and the potential for management abuses.) not in question but just in case u need it

Answer:

Explanation:

Mutual funds are the most popular investment choice in the U.S. Advantages for investors include advanced portfolio management, dividend reinvestment, risk reduction, convenience, and fair pricing

(Disadvantages include high fees, tax inefficiency, poor trade execution, and the potential for management abuses.) not in question but just in case u need it

june 2019 mexican peso futures contract has a price of $0.05179 per mxn. you believe the spot price in june will be 0.04515 per mxn. a. what speculative position would you enter into to attempt to profit from your beliefs?

Answers

Speculative position would you enter into to attempt to profit from your beliefs since the futures price of $0.05179 is less than your expected spot price.

What is the speculative position?

Speculative position restrictions are put in place to make sure that no trader, company, or group of traders may have an excessively or unfairly large impact on the markets. The particular position limits for each of the contracts listed here are visible.

LONG POSITION ,if you expect the Mexican peso to appreciate from $0.05179 to $0.04515 per MXN,

you would take a long position in futures

since the futures price of $0.05179 is less than your expected spot price.

Speculative position would you enter into to attempt to profit from your beliefs since the futures price of $0.05179 is less than your expected spot price.

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the company uses the cost-plus approach to pricing, has a current price of $35 per unit and wants to achieve an approximate profit of 25 percent. did it meet its profit objective last month? briefly explain. regardless, what two specific actions would you recommend to improve its profitability?

Answers


The company's current price of $35 per unit with a profit objective of 25 percent does not necessarily indicate whether it met its profit objective last month. To determine this, it is necessary to know the total revenue and total costs for the month in question.


In order to improve its profitability, two specific actions the company could take include

1) focusing on cost control, and

2) adjusting the selling price.

By focusing on cost control, the company can reduce their expenses and increase their profit margin. Additionally, the company could adjust their selling price if the current price is not achieving the desired profit margin.

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Amy and Jack were loyal customers of GreenFoods, a local grocery store. However, after a couple of incidents where they had to return products that were stale and out of date, the couple decided to try out VeggiesNmore, a chain store that recently opened in town. Both Amy and Jack must move through each stage in the marketing funnel before becoming loyal customers.
Jack has shopped at VeggiesNmore. He was happy with the experience and thought that this could be an alternative to GreenFoods. However, he is also keen to try out other stores in the neighborhood. He is in the ________ stage of the marketing funnel as far as shopping at VeggiesNmore is concerned.
a. aware
b. open to trial
c. most often used
d. nonrejecter
e. regular user

Answers

Answer: B) Open to Trial

Explanation:

Which is an example of a small business showing social responsibility to individuals within the company?
A. starting an office recycling program
B. developing sustainable business practice
C. donating money to local organizations
D. allowing employees to work from home

Answers

Starting an office recycling program, developing sustainable business practice and donating money to local organizations are examples of a small business showing social responsibility to individuals within the company.

Company have a social responsibility to the communities in which they operate. This includes ensuring that they are good corporate citizens, providing support for local causes and charities, and protecting the environment.

Sustainable business is a term that is often used to describe businesses that are environmentally friendly or that have a positive social impact.

Hence, the correct options are "A, B & C".

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29.What are some potential difficulties that you might encounter when doing business in the Chinese market?
30.What actions could your company take to help improve your opportunities for success?

Answers

Cultural Problem.
Adaptation and localization of Business.
Intellectual Property Right (IPR)
Logistics Challenge.
Build Trust.
Sales & Distribution.
Increasingly competitive market.
Fake marketing challenge.

1. Describe the features available through online banking.
2. Discuss the advantages of doing your banking online,
3. Discuss the disadvantages of doing your banking online.
4. What is identity theft and how does it connect to online banking?
5. What measures can you employ to make your online banking safe and efficient?
6. What types of services do you see in the future for online banking?
7. Describe the purpose of the Electronic Funds Transfer Act.
8. How can banks be competitive in the features offered through online banking?

Answers

Answer:

wait can i ask somebody to help you

Explanation:

what are some benefits brought about by automation? what are some harms brought about by automation?

Answers

Automation has several benefits such as high production, improved quality, and more efficient use of raw materials. It has negative effects such as a reduction in job opportunities, increased investment cost, and a high frequency of error due to machine operation.

Automation is performing a repetitive set of tasks with the help of software and computers. Software and computers are fed with the information that is required in the creation of the product without bare human intervention.

The benefit of automation is large-scale production with fast speed as the work is automated. It has improved quality in comparison to man-made production due to automated precision. It has optimum use of raw materials in production in comparison to manmade production.

The disadvantages of automation are that most of the production work relies on machines which eliminate any scope of job for workers. It also has an increased investment cost as the machines, computers, and software are costly to install. It could also lead to a high frequency of error products as the error could go on to be produced in multiple samples unless noticed by any worker.

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is 10x 19 rational? What is casting vote on election means? WILL GIVE BRAINLIEST IF CORRECT PLEASE ANSWER!!!!Solve for x to the nearest tenth. The half-life of phosphorus33 is 25.0 days. How much of a 2.7oz sample of phosphorus33 will remain after 150 days? According to the authors of the new psychology of leadership, how does a good leader get people to do what he or she wants? 22x 6(2)+ 200 divided by 2 Identify the numbered parts and accessories of a desktop computer. Include an indefinite article with each response what sections of the embedded protein chain are most likely to contain amino acids with hydrophillic r-groups? explain your reasoning Peytons field hockey team wins 4 games out of every 7 games played. Her team lost 9 games. Set-up and solve a proportion that finds the number of games, n, that Peytons team played. 1. Does society have a right to use coercion to force people to act in a way that benefits society, even if some individuals disagree?2. If you were going to make the argument that your class did not need a final, which part of the argument-problem, solution, argumentationwould you focus on to persuade your instructor and why?3. Are there times when you rationalize actions you know are wrong/bad but dont change your mind? a potential new project has an expected salvage value of $200,000 and an expected book value of zero at the end of its 5-year expected life. what taxes would the company own at the end of year 5 because of this project's expected salvage value of their tax rate is 25%. McKinsey has developed a strategic decision-making model that includes 7 steps: Frame the situation; Diagnose business profitability; Forecast futures; Search for alternatives; Choose a strategy; Commit to tangible proximate goals; and, Evolve through change and learning. This is an applied example of what type of decision-making model?a. Creative Decision Modelb. Intuitive Decision Modelc. Bayesian Decision Modeld. Rational Decision Model Suppose a city with a population of 400,000 has been growing at a rate of 3% per year. If this rate continues, find the population of this city in 10 years? which is a good synonym for the word barter in the term barter economy? 'what do you need to consider in the assessment process for a client who is being treated for a dual diagnosis?'' The volume of a rectangular solid (a box) can be found using the formula V =l.w.h where l is the length, w is the width, and h is the height. You measure a room to be 4.9 meters wide, 3.9 meters long, with ceilings 4.25 meters tall. What is the volume of the room? m3 Give your answer as an exact decimal value. which drug category contains the drugs that are the first line gold standard therapy for copd? which of the following will you select as x in the following series of clicks to change the chart layout for lines or bars that you want to change: chart > chart tools > layout tab > x > layout option for any lines or bars that you want to add or change? HELP ON NUMBER 2 AND 6 when an object with blood on it touches one that does not have blood on it, this produces a(n):