identify the business era during which managers began to pay more attention to what consumers wanted and needed rather than simply to what a company could produce.
Answers
The business era during which managers began to pay more attention to what consumers wanted and needed rather than simply to what a company could produce is known as the Marketing Era.
The Marketing Era marked a shift in business focus from production-oriented approaches to a customer-centric approach. It emerged in the mid-20th century and continues to be relevant today. During this era, managers recognized the importance of understanding consumer preferences, market trends, and customer needs.
They realized that success relied on delivering value to customers through tailored products, effective marketing strategies, and superior customer service. This shift in mindset led to the adoption of market research, segmentation, branding, and customer relationship management practices, which remain integral to modern marketing strategies.
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Related Questions
The Alpine House, Inc., is a large retailer of snow skis. The company assembled the information shown below for the quarter ended March 31: Amount Sales $ 1,350,000 Selling price per pair of skis $ 450 Variable selling expense per pair of skis $ 49 Variable administrative expense per pair of skis $ 19 Total fixed selling expense $ 150,000 Total fixed administrative expense $ 110,000 Beginning merchandise inventory $ 60,000 Ending merchandise inventory $ 120,000 Merchandise purchases $ 290,000 Required: 1. Prepare a traditional income statement for the quarter ended March 31. 2. Prepare a contribution format income statement for the quarter ended March 31. 3. What was the contribution margin per unit?
Answers
Answer:
Results are below.
Explanation:
Giving the following information:
Units sold= 1,350,000 / 450= 3,000
COGS= beginning finished inventory + cost of goods manufactured - ending finished inventory
COGS= 60,000 + 290,000 - 120,000= $338,000
Absorption costing income statement:
Sales= 1,350,000
COGS= (338,000)
Gross profit= 1,012,000
Total selling expense= (49*3,000) + 150,000= (297,000)
Total administrative expense= (19*3,000) + 110,000= (167,000)
Net operating income= $548,000
Now, the contribution margin income statement:
Sales= 1,350,000
COGS= (338,000)
Total Variable selling expense= (49*3,000)= (147,000)
Total Variable administrative expense= (19*3,000)= (57,000)
Total contribution margin= 808,000
Total fixed selling expense= (150,000)
Total fixed administrative expense= (110,000)
Net operating income= $548,000
Finally, the unitary contribution margin:
CM per unit= 808,000 / 3,000= $269.33
Identify and explain two advantages and two disadvantages to Amin of running his own business rather than working for the computer manufacturer
Answers
Explanation:
Advantages & Disadvantages of Owning Your Own Company
Advantage: Financial Rewards. ...
Advantage: Lifestyle Independence. ...
Advantage: Personal Satisfaction and Growth. ...
Disadvantage: Financial Risk. ...
Disadvantage: Stress and Health Issues. ...
Disadvantage: Time Commitment. ...
Try a Side Hustle.
Total return is equal to:
a. capital gain + price change.
b. yield + income.
c. capital gain - loss.
d. yield + price change.
Answers
b. yield + income.
Total return is calculated by combining the yield or income generated from an investment with any capital gain or loss.
Yield refers to the income generated by an investment, such as interest or dividends. Income represents the cash flows received from the investment. On the other hand, price change or capital gain/loss reflects the change in the value of the investment over time. Therefore, option b, which combines yield and income, captures both the income generated and any capital gain or loss, providing a comprehensive measure of the total return on an investment.
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1. Develop a marketing plan for the business you described in Final Assignment A by replacing the information in each of the categories below with the information for your own company. You can review the material from this course, from the Part I Review, and from your assignments as needed.
Market Research (5.0 points)
Your marketing plan should include research into the overall market, definitions of market segments, and a description of the specific target market you are aiming for.
In addition, your research should describe industry trends, economic changes, and other factors that could affect your market.
Instruction: Write 1-2 short paragraphs about the target market segments for your company and why you think this company and product will be successful. Are there economic, social, or other trends that make this a good opportunity now?
Product Description (2.0 points)
This section of the marketing plan describes the features of the product and its benefits for people in your target market.
This is where you discuss the needs, desires, and fears of your target market and consider how you can use emotions to make your product's benefits most attractive.
Instruction: Write 1-2 short paragraphs about your product's features and benefits.
Competition Analysis (3.0 points)
In this section, you describe and analyze your company's competition.
This includes direct competitors who offer very similar products, as well as indirect competitors who satisfy the same need or desire in a different way.
This is also where you describe the competitive advantages your product has when compared to these competitors.
Instruction: Describe at least two other companies that are direct or indirect competitors to your company. Explain how you will differentiate yourself from them.
Brand Image Goals (2.0 points)
This section describes your company's current brand image, as perceived by your customers and potential customers.
This is where you describe your goals for your brand image. Make a list of the main qualities you want people to associate with your brand.
Describe the market positioning you want to achieve. How do you want your product to be positioned in people's minds, particularly in comparison to your competitors?
Instruction: Describe your brand image goals in 1-2 short paragraphs. Include at least two qualities that you want people to associate with your brand.�
Financial Goals (2.0 points)
Set measurable marketing goals over a specific period of time, such as an increased number of customers, sales, or income.
Instruction: Decide how much monthly revenue you want the company to make from sales of the product six months from now, one year from now, and five years from now.
Other Marketing Goals (2.0 points)
You may have other marketing goals that you wish to measure.
Instruction: Describe at least one other marketing goal you would like to achieve. 1-3 sentences.
Marketing Message (4.0 points)
Describe the message you plan to communicate to your target market.
This should be a focused message that explains the benefits of the product in a way that appeals to people's needs, desires, or fears.
Instruction: Write 2-3 short paragraphs about the marketing message you will use and why you chose this message. Why does it appeal to your target market?
Pricing (4.0 points)
Discuss your strategy for determining the price of your product.
Explain how your pricing strategy will support your overall brand image, marketing message, and financial goals.
Instruction: Decide what the price for your product will be, and describe at least two factors you considered in determining that price.
Promotional Strategies (4.0 points)
Promotional strategies are the ways you will communicate and support your marketing message.
This includes things like advertising methods, public relations efforts, publicity, and other communications.
Describe in detail each method you will use, such as types of ads and their content, or public relations tools like newsletters, networking, and improving your Web site.
Set timelines for when you will put each promotional strategy into action.
This section of your marketing plan should also describe which things your company will do for itself and which things you will hire other people or companies to do for you.
Instruction: Write 2-3 short paragraphs describing at least two promotional strategies you will use.
Budget (2.0 points)
In this section, you define your overall marketing budget for a specific length of time.
Then break down the budget to show where the money will be spent.
Explain how you decided on these numbers for the budget, and why you think it will be worth spending this amount.
Instruction: Decide what the total marketing budget will be, and make a list of at least four things you will spend money on and how much you think they will cost.
Will Give Brainliest to first response
Answers
Answer:
Final Assignment B
Market Research-
What will make my market research a more successful plan is the research I've found and done for it. Demographic, Psychographic Geographic, and Behavioral are the three key segments in my market plan. This will aid in the differentiation of gender, age, and lifestyle in my market plan. The Demographic market segment of my market plan is what I'm mostly targeting.
Demographic segmentation separates the market into smaller groups based on criteria like age, gender, and income. Instead of reaching out to the entire market, I'll use this strategy to concentrate resources on a certain segment of my market.
Product Description-
When people learn about my low prices on the thing I'm offering, they'll be hooked. Everyone deserves luxuries, not some rubbish that turns your neck green after a few rinses, with the most magnificent jewelry and clothing.
People will require this since everyone has an important meeting or a special family gathering, and no one has the same level of luxury as a really wealthy individual. The things aren't visibly made of the same material as Gucci or other more costly locations, but that's part of what makes them so appealing: you get what a millionaire has for a fraction of the cost. People will be ecstatic because they can now buy something they couldn't before, allowing them to make their looks look drastically different and giving them the confidence to go out when others don't.
Competition Analysis-
Shien, a large clothing company, sells shirts for as little as $12, and every product they sell is quite low. The difference between their company and mine is that mine will sell things at that price, but they will appear to cost more, and everything will be made creatively and not sell fakes.
All of the materials used in the apparel will have a luxurious feel to them and will not appear to be cheap. Every piece of clothing sold will be available in every size, allowing everyone to experience good apparel rather than having to choose between different sizes, causing people to miss out on something truly unique and to their taste.
Brand Image Goals-
I want my customers to think of my business as a destination. They don't have much money or are saving for something special, but they have been asked to something once in a lifetime, which is where my company comes in. They won't go to any other store since it's so amazing.
The atmosphere in the store will be so pleasant and inviting that customers will wan
Answer:
what about the budget?
Explanation:
A company is involved in investing activities when these:
activities involve buying and selling productive resources with long lives (such as buildings, land, equipment, and tools), purchasing investments, and lending to others.
activities are directly related to running the core business to earn profits.
activities involve borrowing from banks and repaying bank loans.
activities involve borrowing from receiving contributions from shareholders, or paying dividends to shareholders.
Which of the following is true?
Credits decrease both assets and liabilities.
Credits increase expenses and decrease liabilities.
Credits increase revenues and decrease expenses.
Credits increase both assets and liabilities.
A company goes ahead and purchases inventory. The impact on the current ratio is:
positive, if CA < CL to start with and inventory is purchased on credit.
zero, if inventory was purchased using cash.
negative, if CA > CL to start with and inventory is purchased on credit.
All of the choices are correct.
The expense recognition principle requires:
that current assets and current liabilities are stated in a certain order on the balance sheet.
that expenses should be split between Cost of Goods Sold (sometimes called Cost of Sales) and Selling Expenses.
that costs are recognized as expenses in the same period as the revenues they generate.
that expenses should be recognized on periodic basis.
A company is involved in operating activities when these:
activities are directly related to running the core business to earn profits.
activities involve borrowing from banks, repaying bank loans, receiving contributions from shareholders, or paying dividends to shareholders.
activities involve buying and selling resources such as purchasing investments and lending to others.
activities involve buying and selling productive resources with long lives (such as buildings, land, equipment, and tools).
Answers
When a company engages in operating activities, it is doing so in order to earn profits from its core business.
Operational business activitiesThis includes tasks like creating products and services, promoting products and services, receiving payments, and controlling expenses. Purchases of supplies and equipment, the hiring and training of personnel, and customer support are all examples of operating activities. The use of bank loans, their repayment, shareholder contributions, dividend payments, and receiving shareholder contributions are examples of additional activities.
Purchasing and selling durable, productive resources like furniture, tools, equipment, and real estate are examples of investing activities. Buying investments, making loans to other people, and investing in other companies may all fall under this category. Selling current investments, selling fixed assets, and acquiring intangible assets like patents and copyrights are additional investing activities that may be involved.
According to the principle of expense recognition, costs must be recorded as expenses in the same period that they are incurred and must be paid for out of the revenues they produce. As a result, costs should be divided between selling expenses and cost of goods sold, also known as cost of sales.
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Which of the following is not a form of business combination?: (A) Acquisition. (B) S Corporation. (C) Conglomerate. (D) Merger.
Answers
Answer:
b.corporation is answer100 points please help. let’s say eur/usd is trading at=1.1872. So if I have a forex account worth 100$ and I use a leverage of 1:100 I have 10000$ of buying power so if buy a mini lot of eur/usd. Do I only need to pay 10k or the quote price which would be 11872$ that I need to pay?
Answers
Answer:
With 100:1 leverage a trader can open a position 100 times greater than they could without leverage. For example, if the cost to purchase . 01 lots of EUR/USD is normally $1000 and the broker offers 100:1 leverage, then the trader must put up only $10 as margin.
Explanation:
What is the difference between an indicative rate (like LIBOR) and a transaction rate (like the Secured Overnight Financing Rate [SOFR])?
Answers
The difference between an indicative rate, such as the London Interbank Offered Rate (LIBOR), and a transaction rate, such as the Secured Overnight Financing Rate (SOFR), lies in their underlying methodologies and the purpose they serve in financial markets.
LIBOR is an indicative rate that represents the average interest rate at which banks can borrow from one another in the interbank market. It is based on daily submissions from a panel of banks and is used as a benchmark for various financial instruments, such as loans, derivatives, and mortgages.
LIBOR serves as a reference rate and helps determine the interest rates on a wide range of financial products. On the other hand, SOFR is a transaction rate that reflects the cost of borrowing cash overnight collateralized by Treasury securities.
It is based on actual transactions in the repurchase agreement (repo) market, where financial institutions borrow or lend cash using Treasury securities as collateral.
SOFR is designed to be a more reliable and robust benchmark compared to LIBOR, which faced integrity concerns during the past years. As an alternative to LIBOR, SOFR provides a transparent and transaction-based reference rate for financial markets.
In conclusion, while both indicative rates like LIBOR and transaction rates like SOFR are used as benchmarks in financial markets, their underlying methodologies and purposes differ.
LIBOR is based on banks' submissions and serves as a reference rate, while SOFR is derived from actual transactions and provides a transparent benchmark for overnight borrowing costs.
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look for and post one article concerning Current Trends in Global SCM. Discuss one trend you found that you feel is seeing the fasted growth currently and why.
Answers
One significant trend in global supply chain management (SCM) is the rapid adoption of technology. Companies across industries are increasingly leveraging advanced technologies such as Artificial Intelligence (AI), the Internet of Things (IoT), and blockchain to enhance their SCM processes and remain competitive. This trend is driven by the need for improved supply chain visibility, optimization of processes, and meeting consumer demands.
The implementation of Industry 4.0 technologies, including robotics and data analytics, is transforming supply chains into digital and interconnected ecosystems, enabling real-time data collection and analysis for greater efficiency.
The increasing adoption of technology in global supply chain management (SCM) is a crucial trend shaping the industry. Companies recognize the potential benefits of leveraging technology to enhance their SCM processes and stay ahead in a rapidly evolving market. Several factors contribute to this trend:
1. Improved supply chain visibility: Advanced technologies like AI, IoT, and blockchain enable companies to have real-time visibility into their supply chains. They can track and monitor inventory, shipments, and logistics operations more effectively, leading to better decision-making and responsiveness.
2. Process optimization: Technology facilitates the optimization of various supply chain processes. AI and data analytics help in demand forecasting, inventory management, and route optimization, leading to cost reductions and improved operational efficiency.
3. Meeting consumer demands: Customers today expect fast, reliable, and transparent supply chain operations. By adopting technology, companies can better meet these demands by ensuring on-time deliveries, providing accurate product information, and offering enhanced customer experiences.
4. Industry 4.0 transformation: The implementation of Industry 4.0 technologies, such as robotics, AI, and data analytics, is reshaping supply chains. Robotics and automation technologies streamline warehouse operations, increase speed, and improve accuracy. Data analytics enables companies to gain valuable insights from large datasets, driving data-driven decision-making and process improvements.
5. Cost reduction and efficiency: Automation technologies, including robotics, help reduce manual labor and associated costs. Warehouse automation systems like ASRS and AMRs enable faster and more accurate order fulfillment, resulting in increased operational efficiency and cost savings.
Overall, the increasing adoption of technology in global supply chain management is driven by the need for improved visibility, optimized processes, and meeting the expectations of modern consumers.
The utilization of advanced technologies like AI, IoT, blockchain, and robotics is transforming supply chains into digitally connected ecosystems, enabling companies to achieve greater efficiency and competitiveness. This trend is likely to continue expanding as technology continues to advance and companies recognize its potential to revolutionize supply chain operations.
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explain the negative effects that will arise as a result of the management's actions that often practice favoritism in the process of hiring new employees
Answers
Answer:
When management practices favoritism in the process of hiring new employees, it can lead to negative effects on both the organization and its employees, including:
1. Decreased morale: Employees who are passed over for promotions or job opportunities due to favoritism may become demotivated and feel undervalued. This can result in decreased productivity, higher absenteeism, and even employee turnover.
2. Decreased trust: When management practices favoritism, it erodes trust among employees and between employees and management. Employees may feel that the organization is not transparent or fair in its practices, which can lead to a lack of commitment and loyalty.
3. Decreased diversity: Favoritism can lead to a lack of diversity in the workplace, as managers may favor candidates who share their same background, experiences, or opinions. This can limit the perspectives and ideas brought to the table and may negatively impact the organization's performance and growth.
4. Legal repercussions: Favoritism in the hiring process can result in legal issues for the organization, including discrimination lawsuits or complaints filed with government agencies. This can damage the organization's reputation and result in financial penalties or other legal consequences.
Explanation:
In conclusion, the negative effects of management's actions of favoritism in the process of hiring new employees can be significant, and can impact the organization's overall performance and success. It is important for management to establish fair and transparent hiring practices, which can help to ensure that all employees are valued and given equal opportunities for career advancement.
PLEASE do your best on these questions, it’s 75% of my grade
Answers
Answer:
C
Explanation:
Im pretty sure its C. Everyone has to sign a lease when renting something
Please help solve this
Answers
Answer:
The Gross Domestic Product of the territory is $ 172 million.
Explanation:
The Gross Domestic Product (GDP), measured in monetary units, is the market value of all goods and services within a territory in a given period of time, usually annual, which is estimated by the following expression:
\(GDP = C+BI+GEx+GEn+E-I\) (1)
Where:
\(C\) - Consumption.
\(BI\) - Business investments.
\(GEx\) - Government expenditures.
\(GEn\) - Government entitlements.
\(E\) - Exports.
\(I\) - Imports.
Please notice that positive sign represents money that has entered into the economy of the territory.
If we know that \(C = 50\times 10^{6}\), \(BI = 10\times 10^{6}\), \(GEx = 75\times 10^{6}\), \(GEn = 38\times 10^{6}\), \(E = 12\times 10^{6}\) and \(I = 13\times 10^{6}\), then the GDP of the territory is:
\(GDP = 50\times 10^{6}+10\times 10^{6} + 75\times 10^{6}+38\times 10^{6}+12\times 10^{6}-13\times 10^{6}\)
\(GDP = 172\times 10^{6}\)
The Gross Domestic Product of the territory is $ 172 million.
Lovell Co. Purchased preferred stock in another company. The preferred stock's before-tax yield was 8. 4%. The corporate tax rate is 40%. What is the after-tax return on the preferred stock, assuming a 70% dividend exclusion
Answers
When a dividend is paid, in an idealized capital market, the stock price drops by the dividend amount.
What happens if dividends in a simple perfect capital market?A company has two options when it wishes to give money to its shareholders: it either repurchase shares or issue a cash dividend.The majority of businesses pay dividends on a quarterly basis. Uncommon, unique payouts are occasionally announced by companies.An open market repurchase, a tender offer, a Dutch auction repurchase, or a targeted repurchase are all methods used by businesses to buy back shares.Companies declare their dividend payments to be made to all shareholders who were in the database on the declaration date, or record date. It normally occurs two trading days before the record date. The ex-dividend date is the first day the stock trades without the right to a forthcoming dividend. The day of payment is when dividend cheques are sent.A corporation gives extra shares to shareholders in a stock split or stock dividend instead of cash.According to the Modigliani-Miller dividend irrelevance proposition, in ideal capital markets, with the firm's investment strategy held constant, the firm's decision on its dividend policy is irrelevant and has no bearing on the initial share price.As imperfect as they are, capital markets actually have an impact on the dividend policies of companies.The Complete Question.
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If you were a manager, which management style do you think you would use most often?
Explain why. (1-3 sentences. 3.0 points)
Answers
Answer:
Participative management style.
Explanation:
It should be noted that the participative management style is a management style that requires the cooperation of personnel.
It is essential as it aims to build commitment as well as develop initiatives within work teams.
.....................................hi
Answers
Answer:
Hi!! I hope you are great. Thanks for the pts...
Which of the following is NOT included in Section I of the
homeowner's policy?
A. Fire department service charges
B. Business property
C. Debris removal
D. Defense costs
Answers
According to the question, business property is not included in Section I of the homeowner's policy.
Section I of a homeowner's policy typically covers property and liability. It includes coverage for various perils such as fire, theft, and liability for injuries to others. However, business property is generally excluded from a homeowner's policy under Section I. Homeowner's insurance is primarily intended to provide coverage for personal property and residential premises, rather than business-related assets. Business property may require separate commercial insurance coverage to adequately protect against risks and liabilities associated with business operations. It is important for individuals who operate businesses to consider obtaining appropriate insurance policies tailored to their specific business needs to ensure adequate coverage and protection.
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Type the correct answer in the box.
Which strategy are you following if you are concentrating on serving a particular segment of customers better?
You are following the_______
strategy if you are concentrating on serving a particular segment of customers better.
Answers
Answer:
Targeting Strategy
Read the passage.
What did the president mean when he said he had to
face "very difficult choices" when creating a federal
budget?
O deciding which country to borrow from to finance
spending
O deciding what would be funded and what would be cut
O deciding how to keep interest rates low on the
national debt
O deciding how much to increase tax rates
Answers
The President used "very difficult choices" to explains it is difficult to decide what would be funded and what would be cut
Who used the quote?The quote was used by President Barack Obama during the 2012 Budget Message of the President.
Hence, he explained that it was difficult to decide what would be funded and what would be cut.
Therefore, the Option A is correct.
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Answer:
B. deciding what would be funded and what will be cut
Explanation:
Attitude is your belief in your own effectiveness.
Т
F
Answers
Answer:
f
Explanation:
this mf emmanuel made me get it wrong. its false bro trust
Which of these statements provides the best description of the purpose of service level management?
A. Ensure that all current and planned IT services are delivered to agreed achievable targets
B. Ensure there is a high-level relationship with customers to capture business demands
C. Ensure users have a single point of contact for all operational issues
Answers
The purpose of Service Level Management is to ensure that all current and planned IT services are delivered to agreed achievable targets. This statements provides the best description of the purpose of service level management.
The primary goal of service level management is to ensure that each IT service currently offered and planned for the future is delivered in accordance with the service level targets previously agreed upon.
The following are the goals of service level management:
The level of IT services that are being provided should be defined, documented, agreed upon, monitored, measured, reported, and evaluated.
Ensure that the objectives which are set are exact and assessable.
Screen the degrees of consumer loyalty and further develop them.
Enhance communication and the relationship that exists between the company and its clients.
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Assignment:
1. Find me an article from a major consulting firm on Comprehensive Marketing Plans, or Marketing Strategic Planning, or something like that.
2. Give me a one paragraph synopsis. Include one quote from the article which is properly cited with an in-text citation.
3. Above that synopsis in the paper give me a governing thought intro that explains the main "learning" from the article. Now add a business related recommendation to that governing thought.
4. And below that give me an APA formatted Reference to the Consulting Insight article you found.
Answers
When searching for an article from a major consulting firm on comprehensive marketing plans or marketing strategic planning, you can explore the websites of consulting firms such as McKinsey & Company, Boston Consulting Group (BCG), Bain & Company, Deloitte, or Accenture. These firms often publish articles, reports, and insights on various business topics, including marketing strategies.
Synopsis:
The article titled "Strategic Marketing Planning: Achieving Competitive Advantage" by McKinsey & Company emphasizes the importance of comprehensive marketing plans in gaining a competitive edge in today's dynamic business environment. The article discusses how companies should align their marketing strategies with overall business objectives and provides insights into developing effective marketing plans that drive growth and customer engagement. According to the article, "Successful strategic marketing planning involves a deep understanding of customer needs, market trends, and competitive dynamics" (McKinsey & Company, year, p. X).
Governing thought intro: The main learning from the article is that strategic marketing planning is crucial for companies to achieve a competitive advantage in the marketplace. By aligning marketing strategies with business objectives and gaining a deep understanding of customer needs and market trends, companies can develop comprehensive marketing plans that drive growth and customer engagement. A key recommendation stemming from this insight is for businesses to invest time and resources in conducting thorough market research and analysis to inform their marketing strategies and ensure they are well-positioned to meet customer demands and stay ahead of competitors.
Business-related recommendation: Based on the insights from the article, it is recommended that businesses prioritize the development of comprehensive marketing plans that are aligned with their overall business objectives. This involves conducting thorough market research to gain a deep understanding of customer needs and preferences, analyzing market trends and competitive dynamics, and leveraging these insights to develop targeted marketing strategies. By investing in strategic marketing planning, companies can enhance their competitive advantage, drive growth, and effectively engage with their target customers.
APA formatted reference:
McKinsey & Company. (Year). Strategic marketing planning: Achieving competitive advantage. Retrieved from [URL]
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If you are at a university and someone asks "what's your MAJOR?" this is what they
want to know:
a) the secondary courses you are taking in college just for fun
b) the academic discipline to which you have formally committed so you can earn
an undergraduate degree
c) which credit cards you have maxed out to afford tuition, housing, food and books
d) which political party you will agree to join and promote on your campus
Answers
Answer:
the answer is B
Explanation:
Type the correct answer in the box. Spell all words correctly.
Ideally, what should more than one member of the family contribute to for a better financial position?
A family can have more than one person contributing to the household _______
for a better financial position.
Answers
A family can have more than one person contributing to the household income for a better financial position.
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interviews are more purposeful and structured than other conversations.
Answers
True. Interviews are typically more purposeful and structured compared to other conversations. In an interview, there is a specific goal or objective, such as gathering information, assessing qualifications, or making hiring decisions.
The interviewer prepares a set of predetermined questions or topics to cover during the interview, ensuring that the conversation stays focused and relevant. The interview process often follows a structured format, including introductions, specific questioning techniques, and evaluation criteria. This structure helps ensure consistency, fairness, and effectiveness in gathering the desired information or making informed decisions.
Interviews often follow a structured format, which may include an introduction, a series of predetermined questions, and a conclusion. The interviewer may use specific questioning techniques, such as open-ended questions or behavioral-based questions, to gather relevant information. This structure helps create a consistent and standardized process, allowing for fair comparisons between candidates or effective information gathering.
Moreover, interviews often involve an evaluation component, where the interviewer assesses the candidate's qualifications, skills, or fit for a particular role. This evaluation process requires the interviewer to be attentive, take notes, and make objective judgments based on the information provided during the interview.
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Communication skills include:
A. science.
B. health.
C. math.
D. reading.
Answers
Answer:
reading
Explanation:
You plan to save for your retirement. Suppose that you have 30 years to work and save money and another 30 years after you retire. During retirement, you will need $5,000 at the beginning each month. (a) How much do you need to hold at the very beginning of your retirement? (b) How much do you need to save at the end of each month before retirement toward that amount in (a)? Assume interest is always at 5%.
Answers
To calculate the amount needed for retirement savings, we need to determine the lump sum required at the beginning of retirement and the monthly savings required before retirement. The lump sum is the present value of a stream of future payments, while the monthly savings is the annuity payment needed to accumulate the lump sum.
(a) To calculate the lump sum needed at the beginning of retirement, we can use the present value formula for an ordinary annuity. The future value is $5,000 per month for 30 years, and the interest rate is 5% compounded monthly. Using the formula, the present value is given by:
PV = FV / (1 + r)^n = $5,000 * [1 - (1 + 0.05)^(-30)] / 0.05 ≈ $628,895.41
Therefore, you would need approximately $628,895.41 at the very beginning of your retirement.
(b) To calculate the monthly savings required before retirement, we need to determine the annuity payment needed to accumulate the required lump sum over the 30-year working period. Again, using the present value formula for an ordinary annuity, we can rearrange the formula to solve for the annuity payment:
PV = PMT * [(1 - (1 + r)^(-n)) / r]
Rearranging the formula, we have:
PMT = PV * (r / (1 - (1 + r)^(-n))) = $628,895.41 * (0.05 / (1 - (1 + 0.05)^(-30))) ≈ $703.34
Therefore, you would need to save approximately $703.34 at the end of each month before retirement to accumulate the required lump sum.
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What seems to be the issue for young adults and financial literacy? Explain why.
Answers
If a driver with an insurance policy drives infrequently, it can
raise costs.
lower costs.
create risk
share risk.
Answers
Answer: lower cost
Explanation:
An insurance policy is a contract between an insurance company and a policyholder, which helps the policyholder to be able to make claims when there's an accident or death in case of life insurance.
In the above scenario in the question, if a driver with an insurance policy drives infrequently, it can lower costs.
Therefore, the correct option is B.
Answer: Lower cost.
Explanation: This is the correct answer on Edge 2020 ( I just took the quiz and got it right ^-^).
Which assumption would a lender most likely make about a person with a credit score around 800?
O that the person has invested a great deal of money in the stock market
O that the person has had very few delinquent payments in the past
O that the person has lived in the same city for a long time
O that the person has avoided using credit cards
Answers
You stay in a semi-urban setup and near your house, services for senior citizens are
extremely unreliable. How will you plan your service offering? What are the challenges you
will face while creating your service offering
Answers
To address the unreliable services for senior citizens in the semi-urban setup. A needs assessment can be conducted to identify the most pressing issues faced by the elderly community.
This information can then be used to develop a comprehensive service offering that caters to their needs. Challenges such as limited resources, lack of funding, cultural and language barriers, and inadequate support from the government or community may arise during the creation of the service offering. Overcoming these challenges will require collaboration with other organizations and stakeholders, leveraging resources, and using creative solutions such as technology to improve service delivery and outreach.
The goal should be to create a sustainable network of support for the elderly population in the community.
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