In Oregon, if a licensee commonly uses a name other than their legal name in their profession and wants to use it in advertisements, they are required to register this alternative name with the relevant agency governing their profession.
The process of registration may involve filling out a registration form or providing necessary documentation to verify their identity and the use of the alternative name.
Once registered, the licensee can use the alternative name in their professional practice and advertising without any violation of the rules or regulations.
It is crucial for licensees to adhere to the guidelines and requirements of their profession's governing agency to avoid potential disciplinary actions and remain compliant.
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here are criminal penalties for copyright violations of online materials only if the copies are made purely for financial gai
No, it's not true that you are penalized for copyright violation only if the copies are made purely for financial gain.
When can you get a penalty for copyright violations?Regardless of the intention, copyright infringement is a crime if you are proved guilty of it. The unauthorized use of legally protected works is known as a copyright violation.
If you do this, you will suffer severe consequences, including the possibility of being required to pay a hefty fine and court costs as well as statutory damages. Therefore, whether or not there is a desire for financial gain, copying materials from the internet is illegal.
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At the core of every business endeavor, there is an exchange between a ________ and a __________.
At the core of every business endeavor, there is an exchange between a Buyer and a Seller. Below you can read more about Business endeavors.
What is Business?Business refers to the activity of exchanging goods and services for money. The idea of business stems from the fact that an individual charges money in exchange for goods or services.
Business endeavors have the sole aim of connecting a buyer to a seller which involves exchange of money for products.
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"The outstanding capital stock of Edna Millay Corporation consists of 2,000 shares of $100 par value, 8% preferred, and 5,000 shares of $50 par value common.Assuming that the company has retained earnings of $90,000, all of which is to be paid out in dividends, and that preferred dividends were not paid during the 2 years preceding the current year, state how much each class of stock should receive under each of the following conditions."
The amount each class of stock should receive under each of the following conditions:
The preferred stock is noncumulative and nonparticipating is $16,000The preferred stock is cumulative and nonparticipating is $42,000.The preferred stock is cumulative and participating $450,000.Stocks offer financial backers the best potential for development (capital value increase) over an extended time. Strong positive returns have generally been provided to investors who are willing to hold onto stocks for at least 15 years. However, stock prices fluctuate as well. There's no assurance that the organization whose stock you hold will develop and get along nicely, so you can lose cash you put resources into stocks.
Common stockholders are the last to benefit from a company's assets being sold off in the event of bankruptcy. Bond holders will get paid first, followed by preferred stock holders. You receive whatever is left over as a common stockholder, which may be nothing.
In any event, when organizations aren't at risk for falling flat, their stock cost might vary up or down. Enormous organization stocks collectively, for instance, have lost cash on normal around one out of at regular intervals. You will lose money if you have to sell shares on a day when the stock price is lower than what you paid for them.
\(\begin{array}{c}\\{\rm{Preferred Current Dividend = Number of Shares }} \times {\rm{ Face Value }} \times {\rm{ Rate of Dividend}}\\\\{\rm{ = 2,000shares }} \times {\rm{ \$ 100 }} \times {\rm{ 8\% }}\\\\{\rm{ = \$ 200,000}} \times {\rm{ 8\% }}\\\\{\rm{ = \$ 16,000}}\\\end{array}\)
\(\begin{array}{c}\\{\rm{Partcipating Dividend Rate = }}\frac{{{\rm{Remaining balance of dividend }}}}{{{\rm{Total amount}}}}\\\\{\rm{ = }}\frac{{{\rm{\$ 22,000}}}}{{{\rm{\$ 450,000}}}}\\\\{\rm{ = 4}}{\rm{.888\% }}\\\end{array}\)
\(\begin{array}{c}\\{\rm{Total Amount = }}\left[ \begin{array}{l}\\\left( {{\rm{Number preferred shares \times Face value}}} \right)\\\\{\rm{ + }}\left( {{\rm{Number common shares \times Face value}}} \right)\\\end{array} \right]\\\\{\rm{ = }}\left( {{\rm{2,000shares \times \$ 100}}} \right){\rm{ + }}\left( {{\rm{5,000 shares \times \$ 50}}} \right)\\\\{\rm{ = \$ 200,000 + \$ 250,000}}\\\\{\rm{ = \$ 450,000}}\\\end{array}\)
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Jeramlah is working with a difficult client. After mixing up a paint order, the client says, "Of course you mixed up this paint order. You never listen
to me, and you're always picking out weird looking colors!" What type of communication is the client using?
A. passive
B. Aggressive
C. Non-aggressive
D. Assertive
Answer: i would say he is being aggressive towards the guy
Explanation:
3. The owner of a specialty delicatessen buys baskets, decorates and fills them with food items, and
sells them as one of the products in the shop. The entrepreneur sells an average of 130 baskets a
month The basket supplier charges $0.50 per basket. The entrepreneur would like to reduce his
variable costs and has found a basket supplier who will charge only $0.40 per basket. How much
will the delicatessen owner save in a year by changing suppliers?
Answer:
$156
Explanation:
he old price per basket is $0.50 per basket
the new supplier has a price of $0.40 per basket
Savings per basket is $0.10 ($.50- $0.40)
The average sales per month are 130 baskets.
The average savings per months will be
=$0.10 x 130
=$13
yearly savings will be
=$13 x 12 months
=$156
a new use for a product is identified on social media, or those in a target market would like to shop online. what are these examples of?
A new use for a product is identified on social media, or those in a target market would like to shop online are examples of Identification of an opportunity.
Social media and online shopping can be a great way to uncover potential new uses for products and services. By targeting a specific market, you can gain invaluable insight into what potential customers are looking for and capitalize on opportunities you may have otherwise overlooked.
Social media can be a great resource to identify new uses for existing products or to provide an online shopping experience tailored to your target market.
With the right strategy, you can make the most of the opportunities available to you. Take advantage of the potential that exists with the right approach and you’ll be well on your way to success.
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Which is a commodity someone might invest in?a) a mutual fundb) natural resourcesc) government bondsd) a certificate of deposit
One commodity that someone might invest in is natural resources. The correct option is b) natural resources
This can include commodities such as oil, gold, and agricultural products like wheat or corn. Investing in natural resources can be done in a variety of ways, such as through the purchase of stocks of companies in the industry, investing in exchange-traded funds (ETFs) that track commodity prices, or investing directly in the commodity through futures contracts.
Investing in natural resources can be appealing for several reasons. One reason is that the prices of commodities can be influenced by global events such as political instability or natural disasters, which can create opportunities for profit. Additionally, commodities are often seen as a hedge against inflation, as the prices of goods tend to rise alongside inflationary pressures.
However, investing in natural resources also comes with risks. Prices can be volatile and subject to sudden swings, and commodities may not provide the same level of diversification as other investments. It is important for investors to carefully research and assess the risks and potential rewards before investing in natural resources. Therefore, The correct option is b) natural resources
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State two ways in which trade unions could assist workers in addressing non compliance with working conditions
Ways in which change unions should assist workers in addressing noncompliance with operating conditions are the standard sports of alternate unions consist of supplying assistance and services to their contributors, collectively bargaining for better pay and conditions for all people, and running to enhance the excellent of public offerings, political campaigning, and commercial movement.
The definition of a worker is someone or animal that performs a particular or essential project or who completes duties in a certain way. someone who works in a store is an instance a retail employee. someone who works diligently on his homework for hours a day is an instance of a tough employee.
A person is normally classed as a 'worker' if: they have a contract or other association to do work or offerings personally for praise (a contract may be written or unwritten) their reward is for money or an advantage in type, for example the promise of a settlement or future paintings.
Workers are the people employed by using a selected organization or company. Manpower is all the employees available to paint for a business enterprise or USA. A colleague or co-employee is a person you figure with, mainly in the workplace.
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Type the correct answer in the box. Spell all words correctly.
Which cost is dependent on production volume?
_____ cost is dependent on production volume.
Answer:
Variable costs
Explanation:
Variable costs are dependent on production output. The variable cost of production is a constant amount per unit produced. As the volume of production and output increases, variable costs will also increase.
Answer:
Variable cost
Explanation:
What was in the sealed box from the Virginia Company in England that the settlers
A opened once they arrived?
B guns and weapons for protection from Indians
C gold
D the names of the seven men who would be the leaders
E a map that showed where the gold was
Answer:
B
Explanation:
Answer:
The Virginia Company sent a list of seven qualified men who could serve on a council and be the leaders. The company leaders did this because they knew the men would have a hard time agreeing on who should be the leaders.
Explanation:
You have recently joined Al Rustag Trading where you are provided with the following operating results for the year 2015: Sales $22,800; Cost of Goods Sold $16,050; Depreciation Expense $4,050; Interest Expense $1,830; Dividends Paid $1,300. At the beginning of the year, Net Fixed Assets were $13,650, Current Assets were $4,800, and Current Liabilities were $2,700. At the end of the year, Net Fixed Assets were $16,800, Current Assets were $5,930, and Current Liabilities were $3,150. The Tax Rate for 2009 was 34 per cent. From the above information, you are required to answer the following questions and interpret the positive and negative signs of your answers in (a) through (d)
a) What is the net income for 2009?
b) What is the operating cash flow for 2009 ?
c) What is the cash flow from assets for 2009 ?
d) Supposing that no new debt was issued during the year, what is the cash flow to creditors and also cash flow to stockholders?
a) The net income for 2009 is -$430, b) The operating cash flow for 2009 is $3,620, c) The cash flow from assets for 2009 is -$460, d) The cash flow to creditors is $1,209.60 while the cash flow to stockholders is -$1,450.
To answer the questions and interpret the signs, let's calculate the values
a) Net Income for 2009:
Net Income = Sales - Cost of Goods Sold - Depreciation Expense - Interest Expense - Dividends Paid
Net Income = $22,800 - $16,050 - $4,050 - $1,830 - $1,300
Net Income = $-430
Interpretation: The negative sign indicates a net loss of $430 for the year 2009.
b) Operating Cash Flow for 2009:
Operating Cash Flow = Net Income + Depreciation Expense
Operating Cash Flow = $-430 + $4,050
Operating Cash Flow = $3,620
Interpretation: The positive sign indicates positive operating cash flow of $3,620 for the year 2009.
c) Cash Flow from Assets for 2009:
Cash Flow from Assets = Operating Cash Flow - Change in Net Working Capital - Change in Net Fixed Assets
Change in Net Working Capital = (Current Assets at the end - Current Assets at the beginning) - (Current Liabilities at the end - Current Liabilities at the beginning)
Change in Net Fixed Assets = Net Fixed Assets at the end - Net Fixed Assets at the beginning
Cash Flow from Assets = $3,620 - [(5,930 - 4,800) - (3,150 - 2,700)] - (16,800 - 13,650)
Cash Flow from Assets = $3,620 - $1,930 - $3,150
Cash Flow from Assets = -$460
Interpretation: The negative sign indicates a negative cash flow from assets of $460 for the year 2009.
d) Cash Flow to Creditors and Cash Flow to Stockholders:
Cash Flow to Creditors = Interest Expense * (1 - Tax Rate)
Cash Flow to Creditors = $1,830 * (1 - 0.34)
Cash Flow to Creditors = $1,209.60
Cash Flow to Stockholders = Dividends Paid - Net New Equity
Cash Flow to Stockholders = $1,300 - $2,750
Cash Flow to Stockholders = -$1,450
Interpretation: The positive sign for Cash Flow to Creditors indicates a positive cash flow of $1,209.60, meaning the company received more cash from creditors (interest expense) than it paid in taxes. The negative sign for Cash Flow to Stockholders indicates a negative cash flow of -$1,450, meaning the company paid out more dividends than the net new equity raised.
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What are references?
Answer:
Reference is a relationship between objects in which one object designates, or acts as a means by which to connect to or link to, another object. The first object in this relation is said to refer to the second object. It is called a name for the second object.
Explanation:
Answer:
Reference is a relationship between objects in which one object designates, or acts as a means by which to connect to or link to, another object
Explanation:
Benson, incorporated manufactures a single product and uses the plantwide overhead rate method. the company's plantwide overhead rate is $25 per machine-hour (mh) used. their single product uses 10,000 mh, has direct material cost per unit of $10.96 and direct labor cost of $3.84 per unit. the total overhead cost is expected to be:
Benson Inc. employs the plantwide overhead rate technique and produces a single product. A total of $250,000 is anticipated for overhead expenses.
The sum of a company's indirect operating expenses is known as its total overhead costs. These expenses are required for the operation of the business even if they are not directly connected to the creation of a particular item or service. Rent, utilities, insurance, administrative salaries, and office supplies are a few examples of overhead expenses.
Total overhead cost = Predetermined overhead cost × Actual machine hours used
= $25 × 10,000
= $250,000
The direct materials and direct labor per unit will be used to compute the overall production cost per unit.
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citi What are some considerations for a U.S. researcher conducting a study in a non-U.S. setting when obtaining informed consent from subjects
When a U.S. researcher conducts a study in a non-U.S. setting, there are several considerations to keep in mind when obtaining informed consent from subjects.
These considerations include:
Cultural Sensitivity: It is essential to be aware of and respect the cultural norms, values, and practices of the non-U.S. setting. Different cultures may have varying perspectives on informed consent and may require different approaches to ensure understanding and voluntary participation. Researchers should take the time to understand the cultural context and adapt the consent process accordingly.
Language and Communication: Language can be a significant barrier when obtaining informed consent in a non-U.S. setting. Researchers should ensure that consent forms and study materials are available in the local language(s) spoken by the subjects. It is crucial to use clear and easily understandable language, avoiding technical jargon or complex terminology that may hinder comprehension. If necessary, interpreters may be required to facilitate effective communication with the subjects.
Local Legal and Ethical Requirements: Researchers must familiarize themselves with the specific legal and ethical guidelines governing research in the non-U.S. setting. Different countries have their own regulations and requirements regarding informed consent. Researchers should adhere to these local guidelines and ensure that the consent process meets the necessary legal and ethical standards.
Power Dynamics and Hierarchies: In some non-U.S. settings, there may be power dynamics or hierarchies within the community or organization that could impact the consent process. Researchers should be sensitive to these dynamics and take steps to ensure that informed consent is obtained freely and without coercion. Special considerations may be required when working with vulnerable populations or communities with limited decision-making autonomy.
Informed Consent Documentation: The format and content of the informed consent document should be appropriate for the non-U.S. setting. Researchers should ensure that the consent form includes
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How could government – sponsored grants for the private development of new technologies result in a lower national debt?
Answer: Making initial development private saves the government from funding all of the research.
Explanation:
A grant refers to an amount of money that is financial assistance thats given by the government or an organization to an individual or firm for a specific purpose. A grant is different from a loan as it isn't meant to be paid back.
Government award grants for the development of technologies, community projects, home insulation etc.
With regards to the question, a government – sponsored grants for the private development of new technologies may result in a lower national debt when the government makes the initial development private thereby saving the government from funding all of the research.
What is the standard deduction for marry filing joint for tax year 2017?
Answer: $12700
Explanation:
Standard deduction refers to the portion of income that's not being subjected to tax which can be used in the reduction of the tax bill. It should be noted that the amount of one's standard deduction will be based on the age, filing status, age, as well as some other criteria.
For taxpayers who don’t itemize, it should be noted that the 2017 standard deduction depends on the filing status and this include:
Single = $6,350
Married Filing Jointly = $12,700
Married Filing Separately = $6,350
Head of Household = $9,350
Qualifying Widow(er) = $12,700
Your company has developed an organic molecule with commercial potential and you know how to produce it in the lab. You want to increase production and make as much of the molecule as possible, but the reaction has a positive δg°. What can you do to try to drive the reaction toward your desired product?.
You can continually remove products increase the concentration of reactant to try to drive the reaction toward your desired product.
A system that is already in equilibrium is thrown out of equilibrium by the addition of an additional quantity of one of the reactor or one of the products. Then, in order to return the situation to equilibrium, either the forward or the reverse primer will take place. Le Chatelier's concept makes it simple to determine which of these two outcomes will occur. The system will adjust to counteract the increase in concentration of this component if we increase the amount of one of the products. To some extent, the opposite reaction will take place so that part of the extra product can be digested. On the other hand, the system will adjust by enabling the forward reaction to happen if one of the reactants is added.
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The financial markets are a relatively new technological development created in the last 50 years.
Answer:
False
Explanation:
Wall Street, which is one of the most famous financial markets in the US was established in 1792. In Europe, financial markets exist since the middle ages. Modern banking started in Italy in the 12th century.
Telecommunications improved how financial markets work during the 20th century and expanded their reach, but they are almost 900 years old.
smith and sons inc. has a target capital structure that calls for 40 percent debt, 10 percent preferred stock, and 50 percent common equity. the firm's current after-tax cost of debt is 6 percent, and it can sell as much debt as it wishes at this rate. the firm's cost of preferred stock is 11 percent and its cost of retained earnings is 14 percent. the firm expects to generate $15,000 in retained earnings this year. compute the weighted average cost of capital (wacc) break point associated with issuing new common stock. (3 points) a. $17,500 b. $15,000 c. $30,000 d. $37,500 e. $150.000
The WACC break point associated with issuing new common stock is option D. $37,500.
How did we get the value?To calculate the weighted average cost of capital (WACC) break point associated with issuing new common stock, first calculate the cost of each component of the capital structure.
Cost of Debt:
The after-tax cost of debt is given as 6%. The firm can sell as much debt as it wishes at this rate as understood, the cost of debt will remain at 6%.
Cost of Preferred Stock:
The cost of preferred stock is given as 11%.
Cost of Retained Earnings:
The cost of retained earnings is given as 14%.
Next, calculate the weights of each component in the capital structure:
Weight of Debt = 40%
Weight of Preferred Stock = 10%
Weight of Common Equity = 50%
Now, calculate the WACC using the following formula:
WACC = (Weight of Debt x Cost of Debt) + (Weight of Preferred Stock x Cost of Preferred Stock) + (Weight of Common Equity x Cost of Retained Earnings)
WACC = (0.4 x 0.06) + (0.1 x 0.11) + (0.5 x 0.14)
WACC = 0.024 + 0.011 + 0.07
WACC = 0.105 or 10.5%
The WACC break point associated with issuing new common stock is the amount of additional common equity that can be issued before the WACC increases. To calculate this, find the point at which the weight of common equity increases beyond 50%.
Suppose that the total value of the firm's assets is $100,000. Then, the total value of the capital structure would be:
Value of Debt = 0.4 x $100,000 = $40,000
Value of Preferred Stock = 0.1 x $100,000 = $10,000
Value of Common Equity = 0.5 x $100,000 = $50,000
If the firm were to issue new common equity, the total value of the capital structure would increase. Assume that the firm issues an additional $x of common equity. Then, the new value of the capital structure would be:
Value of Debt = $40,000
Value of Preferred Stock = $10,000
Value of Common Equity = $50,000 + $x
To find the WACC break point, find the value of x that would cause the weight of common equity to exceed 50%.
Weight of Debt = $40,000 / ($40,000 + $10,000 + $50,000 + $x) = 40% / (100% + x/($40,000 + $10,000 + $50,000))
Weight of Preferred Stock = $10,000 / ($40,000 + $10,000 + $50,000 + $x) = 10% / (100% + x/($40,000 + $10,000 + $50,000))
Weight of Common Equity = ($50,000 + $x) / ($40,000 + $10,000 + $50,000 + $x) = 50% / (100% + x/($40,000 + $10,000 + $50,000))
Setting the weight of common equity equal to 50%, we have:
50% / (100% + x/($40,000 + $10,000 + $50,000)) = 0.5
Solving for x, we get:
x = $37,500
Therefore, the WACC break point associated with issuing new common stock is $37,500.
The answer is option (d) $37,500.
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Which of the following is a true statement regarding operating costs:
They are fixed expenses.
They are not directly related to production.
They occur once or twice a year.
Only some businesses have them.
Answer:
They are not directly related to production.
Explanation:
Operating expenses are the costs incurred in running the affairs of a business on a day-to-day basis. They refer to the expenses associated with the maintenance and administration of a business. Operating expenses are also operational costs and include rent, machinery, payroll services, utilities, uniforms, and office supplies. operating cost also covers overhead expenses as well as the cost of goods sold
When a corporation fails, the maximum that can lost by an investor protected by limited liability is:________
When an investor is protected by limited liability, the most they can lose if the company in which they have invested goes bankrupt is the amount that they first invested.
Hence, Investment completes the sentence "...limited liability is an investment. "
This is further explained below.
What is the investment?Generally, When an investor is protected by limited liability, the most they can lose if the company in which they have invested goes bankrupt is the amount that they first invested.
Limited liability is one in which a person's financial obligation is restricted to a certain amount.
This predetermined amount is often equal to the value of the human's stake in a corporation, or firm.
In conclusion, Investing is using money now in the hopes of earning a higher return in the future. The goal of every investment is to provide a return that is higher than the initial outlay of resources
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Tickets to a fundraiser are $14 if purchased ahead of time and $25 if purchased at the door. The total amount raised from all ticket sales was $625. If eleven tickets were purchased at the door, how many tickets were purchased ahead of time?.
interview any business owner on impact of crime
Answer:
Businesses that had been affected by crime were found to be 17 to 22 percent less likely to increase employment. Almost half the businesses said that fear of crime among their clients or customers had had a negative impact on their businesses. This figure was particularly high in townships and inner city locations.
Explanation:
I hope this helps you sorry if it doesn’t
commercial banks hold deposits and
Mario is a skilled jet flyer that was recently hired by Meagan who is starting an airline business that allows travelers to travel to small cities at half the price of Delta Airlines flights. Which factor of production is Mario?
A . Entrepreneurship
B . Labor
C . Capital
D . Land
Answer:
B . Labor
Explanation:
Labor refers to human efforts or contribution to the production process. Human beings provide skills, knowledge, experience, energy, and time in making products or in the provisions of services. Human beings are compensated with salaries, wages, and other benefits in exchange for labor.
Marion will be employed as a pilot. Meagan requires the skills of a person to offer services to customers. Mario will be providing labor services.
middle colony farmers were able to grow cash crops because
Middle colony farmers were able to grow cash crops because of fertile soil, favourable climate, and access to trade routes.
The middle colonies, which included New York, New Jersey, Pennsylvania, and Delaware, were known for their fertile soil and favourable climate, which allowed farmers to grow a variety of crops.
These colonies were also located near important trade routes, which made it easier for farmers to sell their crops and access the goods they needed for farming.
Cash crops, such as wheat, barley, and rye, were some of the most profitable crops grown by middle colony farmers. These crops were in high demand in Europe, which made them valuable commodities that could be sold for a high price.
In addition to cash crops, middle colony farmers also grew crops such as corn, potatoes, and vegetables, which they used for food and to feed their livestock. They also raised cattle, pigs, and other animals, which provided them with meat, milk, and other products.
Overall, the combination of fertile soil, favourable climate, and access to trade routes allowed middle colony farmers to grow a variety of crops and raise livestock, which helped them to thrive economically.
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consider a firm that has returns that vary with the economy. it predicts that there is a 30% probability of a strong economy, a 60% probability of a normal economy, and a 10% probability of a weak economy. given a strong economy, the firm expects a 40% return, given a normal economy, argo expects a 12% return, and given a weak economy, argo expects to lose 15%. what is the expected return?
It states that the likelihood of a strong economy is 30%, the likelihood of a regular economy is 60%, and the likelihood of a bad economy is 10%.
What defines a strong person?
Strong people are focused, confident, and not easily intimidated or swayed by others. He is cunning and manipulative, and he has a strong personality. Managers must be morally upright and stand their ground. Self-assured, tenacious, tough, and brave are synonyms. Other Powerful Synonyms. Building a strong, tenacious, resilient, upbeat, nurturing, and giving life is necessary. It suggests that you live a life where there are no second chances, that you constantly work to improve who you are, and that you attain high-performing success in all areas of your life.
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Where do you report a stolen credit card to efta standards or pci standards
A merchant's PCI DSS compliance can be confirmed using the PCI Report on Compliance. The PCI DSS's standards and procedures were created to increase the security of credit card-based transactions and safeguard cardholder data from fraud and other unauthorized uses of their personal data.
To protect cardholders' private information and boost the security of transactions involving credit, debit, and cash cards, the Payment credit card Industry Data Security Standard (PCI DSS) is a well-known set of rules. PCI Compliance is NOT a one-time project but an ongoing practise. Merchants (the Business Owner) are in charge of overseeing the finances of their company's activities.
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If the store where you purchased an item cannot or will not help you with a problem,
the next place to turn is to the manufacturer.
TRUE OR FALSE
Answer:
True
Explanation:
Which of the following is a characteristic of a service?
A. Can be stored
B. Can be repeated in exactly the same way
C. Mass produced
D. Intangible
Answer:
D.Intangible
Explanation:
Because three characteristics of service are: intangibility, inseparability, variability
The correct answer is D. Intangible. is a characteristic of a service
What are servicesServices are intangible in nature. This means that they do not have a physical presence and cannot be touched or held like physical goods. This is one of the key characteristics that differentiates a service from a product.
Options A, B, and C are typically characteristics of goods, not services:
A. Services cannot be stored for later use like physical goods.
B. Due to the human aspect involved in delivering services, they may not be repeated in exactly the same way each time.
C. Services are generally customized to the individual customer and are not mass-produced in the same sense as physical goods.
Option D is therefore a service characteristic.
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