The interest for the fifth payment is `$`9.87 and the principal for the fifth payment is `$`12.28.
The loan payment, principal and interest for a loan of $260 with an APR of 5% compounded monthly for one year is shown below:
The formula to calculate the monthly loan payment is given by, `PMT=P/(1-(1+r)^(-n))`, where `P` is the loan amount, `r` is the interest rate per period, and `n` is the total number of payments.
Let's calculate the monthly loan payment. Substituting the values in the formula, we get: PMT = $22.15 (approx)The monthly loan payment is $22.15 (approx).
The loan payment for the fifth payment would be, `$`22.15.
Interest for the fifth payment = Principal balance at the beginning of the fifth month x monthly interest rate
Interest for the fifth payment = `$`9.87
Principal for the fifth payment = Monthly loan payment - Interest for the fifth payment
Principal for the fifth payment = `$`12.28. Therefore, the interest for the fifth payment is `$`9.87 and the principal for the fifth payment is `$`12.28.
To know more about interest refer here: https://brainly.com/question/30393144#
#SPJ11
Give 2 advantages of a corporation?
2 advantages of a business corporation include...
personal liability protectionbusiness security and perpetuityHope this helps!! Good luck with your work :))
Brainliest? I'm trying to rank up please UvU
Answer:
Limited Liability
In a corporation, the owners of the company are only liable for the amount of money which they have invested through purchasing shares. This means that if the company goes bankrupt and has no money left to pay back the creditors and lenders, the money invested by its shareholders into the company (by purchasing its shares) will be used to pay back the creditors and lenders. Hence, the shareholders will lose the amount invested. Creditors and lenders, however, have no claim on the personal properties and assets of the owners. This is what limited liability means: limited up to the extent of the amount invested.
Easy Availability of Capital
In a corporation form of business organization, it is relatively easy to raise huge sums of capital through the public. Since the total money a company wishes to raise is divided into thousands and lakhs of shares, the price of each share comes out to be very small. A small price allows a number of people to purchase the shares of the company. Hence, it becomes easy to raise a big amount for a corporation by dividing it into smaller units.
Explanation:
Please mark Brainliest, it really helps.
Under the product liability theory of strict liability as expressed in the Restatement (Second) of torts, what is an essential fact that must be present if strict liability may be used in a lawsuit as the basis for recovery
Answer:
A). The product must be unreasonably dangerous.
Explanation:
The 'product liability theory of strict liability' law may consider the manufacturer or retailer liable for injuries caused by the use of their product even if that product has been designed safely for the consumers and it contains a warning label also that clearly states the harm it may cause. But the application of strict liability takes place only on the condition of 'the product being unreasonably dangerous' and the risk of harm(as thought by manufacturer) surpasses the advantages. Thus, option A is the correct answer.
At the end of 2018, Zenith Corp, had total assets of $323,500 and total liabilities of $178,600. Included in the assets were property, plant, and equipment, with a cost of $237,000, and aodumulated depreciation of $106,000. Also included in the assets were $27,100 of patents, $155,000 of goodwill, and $31,500 of other long-term assets. During 2018, Zenith Corp. earned total revenues of $438,100 and had total expenses of $326,500. Read the recuicements. Requirement
1. Show how Zenith Corp. reported long-term assets on its balance sheet on December 31,2018. Requirements
2. What was the book value of property, plant, and equipment on that date?
The book value of property, plant, and equipment on December 31, 2018, was $131,000.
Requirement 1: The balance sheet is a financial statement that outlines a company's assets, liabilities, and equity as of a specific date. At December 31, 2018, Zenith Corp reported its long-term assets on the balance sheet as follows: Property, plant, and equipment, cost$237,000Less: accumulated depreciation(106,000)Property, plant, and equipment, net$131,000Patents27,100Goodwill155,000Other long-term assets31,500 Total long-term assets$344,600 Requirement
2: The book value of property, plant, and equipment at December 31, 2018, was $131,000. To find out the book value of property, plant, and equipment on that date, you need to calculate the difference between the cost and accumulated depreciation of the assets. Book value = Cost - Accumulated depreciation Book value = $237,000 - $106,000Book value = $131,000. Therefore, the book value of property, plant, and equipment on December 31, 2018, was $131,000.
learn more about property
https://brainly.com/question/31043375
#SPJ11
The legal document that describes the rights and obligations of both the bondholders and the issuer is called the bond.
A bond resolution is a legal document that specifies the rights of the issuer and the bondholder, the two parties to the bond contract, and allows the issuance and sale of bonds.
Who is a bondholder?An investor or the owner of debt instruments, which are frequently issued by corporations and governments, is known as a bondholder. In essence, bondholders are lending money to the bond issuers. Bond holders receive their principal investment back when the bonds mature in exchange.
A bond resolution exists as a document where the issuer permits a bond's issuance and sale, along with determining the rights of the respective groups to the bond agreement, namely the issuer and the bondholder.
The bond indenture exists as a legal document establishing the rights and obligations of both the issuing company and the bondholders. It exists designed to address all matters connected to the bond issue, such as collateral, and call provisions.
To learn more bondholders refer to;
https://brainly.com/question/15693067
#SPJ4
Suevania opens its doors to trade with Barvania. Barvania has a comparative advantage in theproduction of machinery. Hence, once trade occurs Suevania's consumers will buy ________machinery and pay ________ before.A) more; a higher price thanB) less; a lower price thanC) more; a lower price thanD) the same amount of; the same price asE) less; a higher price than
The correct option would be (C) more;a lower price than.Suevania's consumers will buy more machinery and pay a lower price than before.
According to the theory of comparative advantage, countries specialize in the production of goods and services in which they have a lower opportunity cost. In this case, Barvania has a comparative advantage in producing machinery. When Suevania opens its doors to trade with Barvania, it can import machinery from Barvania at a lower cost than producing it domestically.
As a result, Suevania's consumers will have access to a greater quantity of machinery at a lower price than before. This is because Barvania can produce machinery more efficiently and at a lower cost due to its comparative advantage.
In summary, when Suevania opens its doors to trade with Barvania, its consumers will benefit from access to more machinery at a lower price than before. This is due to the theory of comparative advantage, which explains how countries can benefit from specializing in the production of goods and services in which they have a lower opportunity cost.
To know more about Machinery ,visit:
https://brainly.com/question/30502843
#SPJ11
The marginal revenue curve of a firm with market power will always lie below its demand curve because of.
The reason why firm with market power will have a marginal revenue curve that is always below its demand curve is because of the output effect and the discount effect.
What is the output and discount effect?These effects refer to the tendency of firms with market power, to offer lower prices on their goods and services to be able to sell more units of their products.
For this reason, the marginal revenue - additional revenue received - will be less than price - demand curve because the price will always drop to sell more units.
Find out more on the marginal revenue curve of firms with market power at https://brainly.com/question/7451501.
Which of the following would represent a proper scope for market testing?
O A. Providing a limited number of the product to all potential retail
outlets
B. Placing the product in only a few retail locations for only one retail
chain
C. Exposing a small group of individual consumers to the product at
the company office
D. Providing an unlimited number of the product to all interested
retailers
The statement would represent a proper scope for market testing by Placing the product in only a few retail locations for only one retail chain. Thus the correct option is B.
What is a Product?A product is referred to as final or finished goods distributed in the market to serve the customers. This product can be both goods and services in which goods are tangible and services are intangible.
The experimental release of a product and a marketing strategy is known as test marketing. The goal is to evaluate how potential customers will respond in a highly competitive marketplace.
Positioning the product in a small number of retail outlets for a single retail chain will allow for more focused market testing and better customer feedback.
Therefore, option B is appropriate.
Learn more about Market testing, here:
https://brainly.com/question/7200804
#SPJ5
Washington has an extensive collection of baseball cards. He wants to know how much his mint condition, rookie-year Hank Aaron card is worth. How might he determine the card’s current market value?
Explanation:
It is recommended by some to determine a card's current market value of by determining whether the card has been professionally graded by the Professional Sports Authenticator, if yes, then one can check up the value on the Sports Market Report (SMR).
However, the Hank Aaron card is Estimated to have a PSA 9 Mint Value of $17,500.
What is a stock symbol?
Answer:
A stock symbol is an arrangement of characters—usually letters—representing publicly-traded securities on an exchange. When a company issues securities to the public marketplace, it selects an available symbol for its shares, often related to the company name.
Explanation:
Corporate governance includes concerns about: O business ethics and social responsibility. O the responsibilities of the board of directors. O equitable treatment of stakeholders.O disclosures and transparency. O all of the above
Out of the choices provided, it may be stated that the concept of corporate governance includes concerns about,
business ethics and social responsibility;the responsibilities of the board of directors;disclosures and transparency.Therefore, the option D holds true.
The concept of corporate governance can be referred to or considered as the one wherein the effective functioning and operation of a corporate organization is ensured by following proper ethical business practices. The directors also have to maintain disclosures and transparency as a part of the same.
Learn more about corporate governance here:
https://brainly.com/question/29104175
#SPJ4
a purchaser of furniture on a time payment plan agrees to pay $200 at the end of each month for 24 months. later it is discovered that the same furniture could have been purchased for $3800 cash. what interest rate per month is the purchaser paying? what are the nominal and effective interest rates per year?
Purchase of furniture is a cash outflow from investing activity.
What is the entry of purchase of furniture?Upon furniture purchase, the value of an asset is increased and according to the Rules of Debit and Credit, an increase in an asset A/c is debited . Further, cash is reduced according to the Rules of Debit and Credit. So Cash A/c would be credited.The annual nominal interest rate is 9.31% when a $2000 furniture can be financed by paying $50 per month for 4 years for the loan.A loan's nominal interest rate is also known as the annual percentage rate. The term nominal describes the fact that the interest rate doesn't quite account for interest compounding over the course of the year.Purchases without full payment immediately are credit transactions. We record such transactions by debiting the asset account and crediting the liability account.
M= P*12*J/1-(1+12J)^-N
M is the monthly payment, P is the loan amount, J is the monthly interest and N the total number of payments.
$50= $2000 *J*12 /1-(1+J*12)^-48
1-(1+J*12)^-48 = $2000 *J*12 / $50
1-(1+J*12)^-48 / 12*J = $2000 / $50
Solving for 12*J as we need to find annual rate
12*J = 9.31%
The annual nominal interest rate is 9.31% .
To learn more about annual nominal interest rate refer to:
brainly.com/question/17403689
#SPJ4
An earned education certificate track
after an individual has successfully
completed the necessary course
requirements for a particular field at a
community college
If you wanted to make sure a company has enough money available to pay its bills, which financial statement would
be most helpful?
А. Balance sheet
B. Income statement
C. Statement of owners' equity
D. Cash flow statement
Answer:
D. Cash flow statement
Explanation:
that is the answer
hope I helped you
A portfolio is a collection of materials that demonstrates your skills, abilities, achievements, and potential.
true
false
Answer:
True
Explanation:
.
.
.
.
............
uses intelligence from industry and company research to ask the client quality questions that are designed to position the sales representative as an equal in the business discussion, particularly with c-level executives.
Approach that uses industry and company research to ask quality questions to clients, particularly with c-level executives. The main approach to achieve this is through Consultative Selling.
Here are the steps involved in this approach:
1. Conduct thorough industry and company research: Gather relevant information about the client's industry, market trends, challenges, and the company's position within that industry.
2. Analyze the research: Identify the key challenges and opportunities that the client may be facing and how your product or service can potentially address these issues.
3. Prepare quality questions: Based on your research, create a list of insightful, thought-provoking questions that demonstrate your understanding of the client's business and industry. These questions should be designed to position you as an equal in the business discussion.
4. Engage with the client: Initiate a conversation with the client, particularly c-level executives, by asking your prepared questions. Listen carefully to their responses and ask follow-up questions as needed.
5. Position your product or service: Use the information gathered from the client's responses to position your product or service as a solution to their challenges and needs. Explain how your offering can help them achieve their business goals.
By following the Consultative Selling approach, you can effectively use intelligence from industry and company research to ask quality questions that position you as an equal in the business discussion, particularly with c-level executives.
To know more about Consultative Selling visit:
brainly.com/question/30409661
#SPJ11
5. The role of government in a market system
a. does not exist
b. is restricted to establishing property rights
C. includes improving situations that would otherwise result in a market failure
d. includes improving on situations that would otherwise result in a government failure
What is the best definition of global trade?
when products, service and money are exchanged between English-speaking countries
when products, service and money are exchanged between states within the USA.
when products, service and money are exchanged between counties within a state
when products, service and money are exchanged between different countries
Answer:
fourth option
Explanation:
global trade is worldwide
it is the 4th option
Unemployment that is directly related to swings in the business cycle is.
Cyclical unemployment.
Cyclical unemployment is a type of unemployment that is directly related to the fluctuations in the business cycle. During periods of economic recession, businesses tend to lay off workers or reduce their hours in order to cut costs. As a result, many workers become unemployed due to the cyclical downturn in the economy. Conversely, during periods of economic expansion, businesses tend to hire more workers to meet the increased demand for goods and services, reducing the cyclical unemployment rate.
Cyclical unemployment is just one of the different types of unemployment that exist in an economy. The other types of unemployment include frictional unemployment, structural unemployment, and seasonal unemployment. While each type of unemployment is caused by different factors, cyclical unemployment is the only one that is directly related to the business cycle. During periods of economic recession, businesses tend to experience a decline in demand for their products or services. In response, they may lay off workers or reduce their hours to cut costs and maintain profitability. This reduction in labor demand leads to an increase in cyclical unemployment. The unemployment rate tends to be higher during a recession as compared to a period of economic growth. On the other hand, during periods of economic expansion, businesses tend to experience an increase in demand for their products or services. In order to meet this increased demand, businesses may hire more workers, reducing the cyclical unemployment rate. The unemployment rate tends to be lower during an economic expansion as compared to a period of economic contraction. Overall, cyclical unemployment is an important indicator of the health of an economy. A high cyclical unemployment rate indicates that the economy is in a recession or downturn, while a low cyclical unemployment rate indicates that the economy is growing and expanding. Policymakers often use this information to implement policies and programs to reduce cyclical unemployment during times of economic hardship.
To know more about Cyclical unemployment visit:
https://brainly.com/question/31165390
#SPJ11
what effect does this factor change have on the demand and supply curves in the labor market? select the best answer.
As per the ceteris paribus assumption the demand curve for labor in the textile market will shift to the right.
What Is Ceteris Paribus?
The Latin expression ceteris paribus, which means "holding other things constant," is frequently translated into English as "all else being equivalent."
It serves as a quick indicator of the impact of one economic variable on another, assuming all other variables stay constant. It is a core tenet of mainstream economic thinking (constant). When we state, "One variable influences another, ceteris paribus," we are, in a scientific sense, basically controlling for the effects of some other variables.
The same applies. An otherwise deductive social science can become a methodologically sound "hard" science with the aid of hypotheses. It constructs a hypothetical set of guidelines and constraints within which economics can work toward a particular goal. In other words, it aids the economist in avoiding human nature and the issues associated with finite resources.
Learn more about Ceteris Paribus:
https://brainly.com/question/13242876
#SPJ4
This is the complete question:
Given the ceteris paribus assumption, consider the following factor change: There is increased demand for textiles. What effect does this factor change have on the demand and supply curves in the labor market?
a. The supply curve for labor in the textile market will shift to the left. b. The supply curve for labor in the textile market will shift to the right.
c. The demand curve for labor in the textile market will shift to the left.
d. The demand curve for labor in the textile market will shift to the right.
LIST DOWN AT LEAST 5 DRY INGRIDIENTS NEEDED IN BAKING AND WRITE THE PROPER WAY OF MEASUREMENT
DRY INGREDIENTS:
1. Flour
2. Sugar
3. Baking Powder
4. Cocoa Powder
5. Baking Soda
MEASURING:
1 Tablespoon = 3 teaspoons.
1/8 cup = 2 Tablespoons.
1/4 cup = 4 Tablespoons.
1/3 cup = 5-1/3 Tablespoons.
1/2 cup = 8 Tablespoons.
Do any of y’all got cash app , but heyyy thankz for all the help
Pleasant Hills Properties Is developing a golf course subdivision that includes 250 home lots: 100 lots are golf course lots and will sell for $94,325 each: 150 are street frontage lots and will sell for $65,450. The developer acquired the land for $1,800.000 and spent another
$1,400.000 on street and utilities improvement. Compute the amount of joint cost to be allocated to the street frontage lots using value basis
The amount of joint cost to be allocated to the street frontage lots using value basis is $1,631,563.18.
To allocate the joint cost to the street frontage lots using a value basis, we need to determine the total value of all 250 lots.
The 100 golf course lots will sell for $94,325 each, so their total value is:
100 lots x $94,325/lot = $9,432,500
The 150 street frontage lots will sell for $65,450 each, so their total value is:
150 lots x $65,450/lot = $9,817,500
Therefore, the total value of all 250 lots is:
$9,432,500 + $9,817,500 = $19,250,000
Next, we need to determine the percentage of the total value that is attributable to the street frontage lots. To do this, we divide the value of the street frontage lots by the total value of all lots:
$9,817,500 / $19,250,000 = 0.509
Therefore, the street frontage lots represent 50.9% of the total value of all lots.
Finally, we allocate the joint cost based on this percentage:
Joint cost allocated to street frontage lots = Total joint cost x Percentage attributable to street frontage lots
Joint cost allocated to street frontage lots = ($1,800,000 + $1,400,000) x 0.509
Joint cost allocated to street frontage lots = $3,200,200 x 0.509
Joint cost allocated to street frontage lots = $1,631,563.18
Therefore, the amount of joint cost to be allocated to the street frontage lots using value basis is $1,631,563.18.
Learn more about amount here:
https://brainly.com/question/32379654
#SPJ11
How many employers ask that employees be skilled in communication and handling money? 47 50 67 86
Answer:47
Explanation:..
Fiat and Chrysler cooperated to produce a Fiat-designed car in Chrysler's Illinois factory. This is a(n) __________ alliance because it allows the firms to share resources and capabilities across multiple functions.
the strategic alliance is the answer.
A strategic alliance is an arrangement between two or more parties to pursue the required set of agreed goals while being an independent organization.
A strategic alliance is an agreement between two companies to carry out mutually beneficial projects while maintaining their independence. The deal is more complex and less binding than a joint venture in which two companies pool resources to create separate entities.
Definition of Strategic Alliance: This is a joint venture that strengthens our core business strategy, creates a competitive advantage and prevents competitors from gaining a foothold in the market. In this way, individual companies can achieve more together than they can achieve alone. In other words, coopetition.
Learn more about strategic alliance here:https://brainly.com/question/19474063
#SPJ4
Debts and obligations of a business are referred to as:.
Answer:
Liabilities
Explanation:
Liabilities are the debts and obligations that a business owes.
Alex is a brand manager at a large corporation. For the last 14 months he has been reading and re-reading all the research data that has been gathered about the market for a new product the company is going to launch. He realizes that he has wasted too much time in his review of the data and needs to improve the implementation of his marketing plan by just doing it. Alex is attempting to overcome what problem?
Alex is attempting to overcome Paralysis by Analysis.
What does "paralysis by analysis" mean?According to Botnick, ruminating is the act of repeatedly spinning the same thoughts. But usually this overthinking doesn't produce any fresh insight. What ultimately causes the "paralysis," or inability to decide, is continuing to consider options when you already feel worn out and overwhelmed.
Overanalyzing or overthinking a situation can make forward motion or decision-making "paralyzed," which means that no solution or plan of action is agreed upon within a reasonable amount of time. Analysis paralysis describes an individual or group process where this might happen.
To know more about Paralysis by Analysis, refer:
https://brainly.com/question/14897425
#SPJ4
what is one common type of investment that often goes over-looked?
One common type of investment that often goes overlooked is investing in yourself.
This can involve spending money on education, training, or developing skills that can improve your earning potential, job prospects, or overall quality of life.
Many people tend to focus on traditional forms of investments, such as stocks, bonds, and real estate, while neglecting to invest in their own personal and professional development. However, investing in yourself can be just as important, if not more so, than investing in financial assets.
By improving your skills and knowledge, you can enhance your career prospects, increase your earning potential, and even start your own business. Additionally, investing in your physical and mental health can improve your overall well-being and quality of life. So, it's important not to overlook the value of investing in yourself.
learn more about investments here
https://brainly.com/question/14682309
#SPJ4
How does M&S keep existing customers happy?
Answer:
Im not sure
Explanation:
A process for making financial decisions is called _____.
Answer:
ouybouybo
Explanation:
is Fitts and posner theory a formal or informal way of
learning?
Fitts and Posner theory is a formal way of learning. Fitts and Posner’s theory emphasizes the importance of three stages of learning motor skills, including cognitive, associative, and autonomous.
The cognitive stage focuses on acquiring an understanding of a skill, while the associative stage focuses on perfecting that skill through repetition. The autonomous stage occurs when the skill becomes automatic, and it can be performed without conscious thought.Fitts and Posner theory is formal because it focuses on the stages involved in learning a specific skill, and it is backed up by empirical evidence. The theory has been tested and proven to be effective in teaching motor skills. It is a systematic and structured approach to learning and has been used in various fields, including sports, music, and education.In conclusion, Fitts and Posner theory is a formal way of learning as it follows a structured and systematic approach to learning motor skills. The theory emphasizes the importance of different stages of learning and has been tested and proven effective in teaching various skills.
learn more about cognitive stage Refer: https://brainly.com/question/30207666
#SPJ11