As a result of the multiplier effect, if the government's purchasing power of $300 billion is reduced or taxes are raised by $300 billion, the equilibrium level of real GDP is reduced by more than $300 billion.
What happens when the government's purchases fall? As a result of the multiplier effect, if the government's purchasing power of $300 billion is reduced or taxes are raised by $300 billion, the equilibrium level of real GDP is reduced by more than $300 billion.When the government cuts spending, aggregate demand falls, resulting in some real GDP reduction.This shrinkage results in job losses and lower earnings for people.This decrease in income slows consumer spending, which further weakens aggregate demand and produces further real GDP shrinkage.When government spending and taxes both fall by the same amount, production falls by the multiplier of the government spending multiplier and rises by the multiplier of the tax multiplier. As a result of the reduction in spending and taxes, output falls.To learn more about equilibrium level of real GDP refer
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A ______ grade point average gives the student credit for taking more rigorous courses
A. service-learning
B. unweighted
C. weighted
D. dual enrollment
According to the pecking-order theory managers will often choose to finance with?
According to the pecking-order theory managers will often choose to finance with debt rather than new equity.
The Pecking Order Theory is also known as the Pecking Order Model. This theory relates to a company’s capital structure. It was made popular by Stewart Myers and Nicolas Majluf in 1984.
The theory of Pecking order states that managers should follow a hierarchy while considering sources of financing.
In the context of the pecking order theory, retained earnings financing also known as internal financing comes directly from the company which minimizes the information asymmetry.
In oppose to the external financing, such as debt or equity financing where the company is required to incur fees to obtain external financing, internal financing is the cheapest and most convenient source of financing.
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In business terms, what does I.T. stand for?
A. Insurance Trading
B. Independent Theory
C. Item Trading
D. Information Technology
which of the following statements are true in regard to counterparty risk? group of answer choices counterparty risk is the potential for loss if a party to a transaction fails to satisfy the agreement. 'forward' transactions, similar to futures, are free of counterparty risk because each party must post required payments to a clearinghouse. both the buyer and seller of a 'forward' transaction are exposed to counterparty risk.
The true statement in regard to counterparty risk is that counterparty risk is the potential for loss if a party to a transaction fails to satisfy the agreement. Option (A) is the correct answer.
Counterparty risk refers to the possibility that one party involved in a financial transaction may default on its obligations, resulting in financial loss to the other party. It refers to the risk of non-performance by the counterparty.
As far as the other two statements are concerned,
'Forward' transactions, similar to futures, are not necessarily free of counterparty risk. While futures contracts are typically traded on organized exchanges and cleared through a clearinghouse, forward contracts are typically privately negotiated agreements between two parties, and the counterparty risk remains. The clearinghouse in futures transactions helps mitigate counterparty risk by acting as the intermediary and guaranteeing the performance of the contracts.In a 'forward' transaction, only one party is exposed to counterparty risk. The buyer of a forward contract is exposed to the risk that the seller may not deliver the underlying asset or fulfill their contractual obligations. The seller, on the other hand, is exposed to the risk that the buyer may not pay for the asset as agreed. Both parties have counterparty risk exposure in a forward transaction.Therefore, the correct option is (A).
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1. What is the amount you would have to deposit today to be able to take out $2070 a year for 2 years from an account earning 14 percent.
2. If you desire to have $38300 for a down payment for a house in 11 years, what amount would you need to deposit today? Assume that your money will earn 4 percent.
3. Pete Morton is planning to go to graduate school in a program of study that will take 3 years. Pete wants to have $18100 available each year for various school and living expenses. If he earns 6 percent on his money, how much must be deposit at the start of his studies to be able to withdraw $18100 a year for 3 years?
4.Carla Lopez deposits $11100 a year into her retirement account. If these funds have an average earning of 3 percent over the 14 years until her retirement, what will be the value of her retirement account?
5If a person spends $28 a week on coffee (52 weeks in a year), what would be the future value of that amount over 6 years if the funds were deposited in an account earning 6 percent?
6
A financial company that advertises on television will pay you $64,000 now for annual payments of $9,100 that you are expected to receive for a legal settlement over the next 8 years. Assume you estimate the time value of money at 11 percent.
The amount you would have to deposit today to be able to take out $2070 a year for 2 years from an account earning 14 percent is approximately $13,418.81.
To determine the amount to be deposited, we can use the formula for the present value of an annuity. The present value represents the current worth of future cash flows. In this case, we have an annuity with an annual payment of $2070 for 2 years and an interest rate of 14 percent.
Using the formula for the present value of an annuity, we can calculate:
PV = PMT × [(1 - (1 + r)^(-n)) / r]
Where:
PV = Present value
PMT = Payment per period
r = Interest rate per period
n = Number of periods
Substituting the given values into the formula, we have:
PV = $2070 × [(1 - (1 + 0.14)^(-2)) / 0.14]
Simplifying the equation, we get:
PV = $2070 × [(1 - 0.79719) / 0.14]
PV = $2070 × (0.20281 / 0.14)
PV = $2070 × 1.44865
PV ≈ $13,418.81
Therefore, you would need to deposit approximately $13,418.81 today in order to be able to withdraw $2070 a year for 2 years from an account earning 14 percent.
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The semi automatic lathe is 10000$ and the automatic lathe is is 100000 in the case what is the best among three options
In this case, we have two options, the semi-automatic lathe and the automatic lathe. The prices of these lathes are $10,000 and $100,000 respectively.
There are three possible scenarios or options that can be considered, and these are;Option 1: Purchase the semi-automatic lathe with a cost of $10,000.Option 2: Purchase the automatic lathe with a cost of $100,000.Option 3: Continue to use the current machine until the budget increases sufficiently to purchase the automatic lathe.Each of these options has its own advantages and disadvantages.Option 1: Purchase the semi-automatic lathe with a cost of $10,000.Advantages: The semi-automatic lathe is much cheaper compared to the automatic lathe. It requires less maintenance and is easier to operate compared to the manual lathe.Disadvantages: The semi-automatic lathe requires an operator to control some of its functions, which may lead to errors, particularly if the operator lacks experience or training. The semi-automatic lathe has limited capabilities compared to the automatic lathe, making it unsuitable for some projects.Option 2: Purchase the automatic lathe with a cost of $100,000.Advantages: The automatic lathe has a higher level of automation, which reduces the likelihood of errors and increases production rates. It has a higher level of precision and can produce parts that are impossible to produce with a semi-automatic lathe.Disadvantages: The automatic lathe requires a large investment compared to the semi-automatic lathe. It is more complex, and therefore requires more maintenance, repair, and training to operate. Option 3: Continue to use the current machine until the budget increases sufficiently to purchase the automatic lathe.Advantages: It is the cheapest option since it does not involve any investment.Disadvantages: The current machine is likely to be outdated, less efficient, and has a lower level of accuracy compared to the semi-automatic and automatic lathe. It will likely produce lower quality parts and lead to loss of business.Conclusion:Given the advantages and disadvantages of each option, it is recommended to purchase the semi-automatic lathe as the first step. Once there is enough budget and experience, the company can then purchase an automatic lathe. This will ensure that production continues, while still maintaining high quality parts.
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the common stock of sterling co. has an expected return of 14.7 percent and a beta of 1.3. the expected return on the market is 12.0 percent. what is the risk-free rate?
The risk-free rate is 3%. A market risk premium in finance and economic is used to measure how much the level of risk.
A risk premium means a measure of excess return that is used by an individual to compensate being subjected to an improved degree of risk. A risk premium is the common definition being the expected risky return less the risk-free return.
To find the amount of risk free rate, we can calculate it use this formula:
ER = rf + β (rm - rf)
Where,
ER = Expected Return = 14.7% = 0.147
rf = Risk free rate
β = beta = 1.3
rm = Return market = 12% = 0.12
Hence,
0.147 = rf + 1.3 (0.12 - rf)
0.147 = rf + 0.156 - 1.3rf
0.147 - 0.156 = -0.3 rf
-0.009 = -0.3 rf
rf = 0.03
Thus, the risk-free rate is 3%.
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Casper Landsten-Thirty Days Later. Casper Landsten once again has $ million (or its Swiss franc equivalent) to invest for three months. He now faces the following rates. Should he enter into a covered interest arbitrage (CIA) investment? Arbitrage funds available $ 950,000 Spot exchange rate (SFr/$) 1.3393 3-month forward rate (SFr/$) 1.3288 U.S. Dollar annual interest rate 4.748 % Swiss franc annual interest rate 3.623 % Question content area bottom Part 1 The CIA profit potential is enter your response here%, which tells Casper Landsten he should borrow ▼ Swiss francs U.S. dollars and invest in the ▼ higher lower yielding currency, the ▼ Swiss franc U.S. dollar , and then sell the ▼ Swiss franc U.S. dollar principal and interest forward three months locking in a CIA profit. (Round to three decimal places and select from the drop-down menus.)
In this case, Casper Landsten faces two alternatives for investing his $1,000,000, either in the United States at 4.748% per annum or in Switzerland at 3.623% per annum. Additionally, the spot exchange rate between Swiss Franc and the US Dollar is $1.3393/SFr, while the 3-month forward rate is $1.3288/SFr.
For Casper to calculate the potential profit from the covered interest arbitrage (CIA) investment, he needs to compare the return on investment (ROI) from each currency. He should select the currency with the higher yield and then invest in it. 1) Calculate the return for investing in Switzerland. ROI = (1 + 0.03623/4)^3 - 1 = 0.00912 or 0.912% 2) Calculate the return for investing in the United States. ROI = (1 + 0.04748/4)^3 - 1 = 0.01214 or 1.214%
Thus, the profit potential of the covered interest arbitrage (CIA) investment is: Profit potential = (Swiss Francs received - Swiss Francs borrowed) / Swiss Francs borrowed Profit potential = (SFr 575,696.32 - SFr 746,632.67) / SFr 746,632.67 = -0.2284 Therefore, the profit potential of the CIA investment is -22.84%. Since the profit potential is negative, Casper should not enter into a covered interest arbitrage (CIA) investment.
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Health Care Spending The question of what to do about increasing health care costs has been discussed across the country lately. What do you think is the most promising way to reduce excessive health care spending (Remember if you think it should be free to all, that would typically be attached to a huge increase in taxes. While this is still a viable opinion you would need to explain how you would pay for this)? Explain why. Remember your original response should be 250−300 words and your reply to a student peer must be 75−100 words.
A more promising approach would involve implementing comprehensive healthcare reforms aimed at reducing costs without compromising quality care.
implementing comprehensive healthcare reforms focused on cost containment, such as promoting preventive care, negotiating drug prices, and streamlining administrative processes, is the most promising way to reduce excessive health care spending. these reforms should be accompanied by evidence-based payment models to incentivize value-based care.
Excessive health care spending is a pressing issue that requires thoughtful solutions. while providing free healthcare to all citizens may seem ideal, it typically necessitates a significant increase in taxes. one effective strategy is to emphasize preventive care. by investing in education and programs that promote healthy lifestyles, early disease detection, and management, we can prevent costly chronic conditions and reduce the need for expensive treatments in the long run. this approach shifts the focus from reactive to proactive healthcare, leading to substantial cost savings.
Additionally, addressing the skyrocketing cost of prescription drugs is crucial. implementing policies that allow the government to negotiate drug prices with pharmaceutical companies, similar to practices in other countries, would help lower medication costs. this would make essential medications more affordable and alleviate financial burdens on both patients and the healthcare system.
Streamlining administrative processes is another vital aspect. the current fragmented system often leads to duplicated efforts and unnecessary paperwork, which drive up costs. by simplifying administrative procedures, reducing bureaucracy, and promoting interoperability of electronic health records, we can enhance efficiency and significantly reduce healthcare spending.
Furthermore, transitioning to value-based care models can encourage providers to focus on delivering high-quality care while controlling costs. these models incentivize positive patient outcomes rather than fee-for-service, leading to better coordination, reduced waste, and improved patient satisfaction.
To pay for these reforms, a combination of approaches can be considered. these may include reallocating funds from non-essential areas of the budget, increasing taxes on high-income individuals or corporations, and implementing cost-sharing mechanisms where individuals contribute based on their ability to pay.
In conclusion, the most promising way to reduce excessive health care spending is through comprehensive healthcare reforms focused on cost containment, preventive care, negotiation of drug prices, streamlined administrative processes, and value-based payment models. by implementing these strategies, we can create a more sustainable healthcare system that provides quality care while addressing the financial concerns associated with rising healthcare costs.
(student peer response - 85 words)your analysis of reducing healthcare spending is insightful. i agree that preventive care, negotiating drug prices, and streamlining administrative processes are effective measures. it's important to consider various funding approaches, such as reallocating funds and implementing progressive taxation. overall, your response offers a comprehensive solution that balances cost reduction and quality care delivery. well done!
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his lesson starts on time (change into negative)
Answer:
His lesson started late
Explanation:
Find a product demonstration that educates people about a particular product. Describe that demonstration. Evaluate the demonstration by explaining whether it educated you about the product or simply tried to persuade you to buy the product
Answer:
An Example of a product demonstration is Scrub Daddy.
Explanation:
Scrub Daddy is the most successful product from the hit television show Shark Tank with more than $100 million in retail sales. It became popular due to the founder's simple and effective presentation that was all about clearly demonstrating it's benefits instead of being a 'sales person'
The scrub daddy makes it easier to wash dishes and sensitive crockery. If it is placed in cold water, it becomes hard, making it useful to scrub greasy surfaces. However, under hot water, it becomes soft which is excellent for expensive China etc.
He demonstrated this in front of the TV cameras clearly with props and tools and quickly won a large dedicated audience.
Answer:
Answer:
An Example of a product demonstration is Scrub Daddy.
Explanation:
Scrub Daddy is the most successful product from the hit television show Shark Tank with more than $100 million in retail sales. It became popular due to the founder's simple and effective presentation that was all about clearly demonstrating it's benefits instead of being a 'sales person'
The scrub daddy makes it easier to wash dishes and sensitive crockery. If it is placed in cold water, it becomes hard, making it useful to scrub greasy surfaces. However, under hot water, it becomes soft which is excellent for expensive China etc.
He demonstrated this in front of the TV cameras clearly with props and tools and quickly won a large dedicated audience.
Explanation:
Creating an emergency fund to pay for unexpected expenses is known as __________________________________.
a
Backdoor Budgeting
b
"Saving for a Rainy Day"
c
Opening a Mutual Fund
d
Placing your money in a CD
Answer:
b
"Saving for a Rainy Day"
Explanation:
"saving for rainy day' is a phrase that means putting some money a side for use in times of need. The phrase encourages people to save money for emergency use. As a rule of thumb, one should have at least three times their normal income as savings.
Analyse the implications to Mr Flake’s business if: In May and June Mr Flake fell ill and he had to pay somebody else £1200 a month to run the business as well as himself? Answer: He received 6 more party bookings for September?
Answer:
1. Paying somebody else and himself represent cash outflow.
2. Party bookings represents forecasted cash inflow.
Explanation:
Remember, a cash flow shows where money is coming from into the accounts of a business and where money goes to from the accounts of the business. Inflows represent credit transactions into the business account, while the outflows represents debit transactions to external sources.
Thus, paying somebody else £1200 a month to run the business as well as himself (Mr Flake) both represents outflow of cash from his ice-cream business. But the 6 more party bookings for September represents cash inflows since he will be receiving a pay from the clients.
paying cash to buy stocks or bonds of another company is an example of
Paying cash to buy stocks or bonds of another company is an example of an investment.
When a person pays cash to purchase stocks or bonds of another firm, it is a type of investment. An investor purchases shares in a corporation with the aim of making a profit from the company's growth. Bonds, on the other hand, are debts that the corporation owes and for which it must repay the investor with interest, and this is frequently done when the bond matures.
The primary distinction between stocks and bonds is that stocks represent ownership in a company, whereas bonds represent debt. Because stocks offer the prospect of higher returns and are considered riskier, they are frequently seen as an investment option. Bonds are frequently used as a means of generating income or as a more dependable long-term investment.
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Elle is in high school and wants to have job until she graduates. Which job would she be most qualified for until she graduates high school?
O Purchasing Agent
O Cashier
O Sales Agent
O Interviewer
First of all we should understand the nature of job of Purchasing Agent, Cashier, Sales Agent and an Interviewer to decide which option should Elle would be most qualified for until she graduates high school.
Who is a Purchasing Agent?The persons who buy the parts and materials that help in the production of goods are called purchasing agents or purchasers.
Buyers and purchasing agents review the history and quality of the suppliers before making the purchase. They should be qualified enough to consider price, quality, availability, reliability, and technical support when choosing suppliers and merchandise.
Who is a Cashier?A cashier is a person who handles the cash register at various locations such as the point of sale in places such as shops or banks.
He is also known as teller, accountant, clerk, treasurer. Only qualified and skilled persons can perform the role of cashier.
Who is a Sales Agent?A person hired by any company to sell its products or services is known as Sales agent.
A sales agent take orders, offer services and provide support in person and via telephone or internet. This job can be done with little training and less qualification.
Who is an Interviewer?A person who conducts an interview to hire the candidates is known as Interviewer. To be an interviewer, a person needs to be well qualified with great communication skills.
So, the best role that Elle can take up until she graduates is that of a Sales Agent.
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Describe how the U.S. private enterprise economy works
Answer: Go ahead and copy and paste
Explanation: As an economic system, private enterprise is characterized by competition, open markets, private ownership, and private initiative. Producers take production initiative on the basis of price and profit-and-loss signals essentially given by consumers.
Answer:
As an economic system, private enterprise is characterized by competition, open markets, private ownership, and private initiative. Producers take production initiative on the basis of price and profit-and-loss signals essentially given by consumers. ... Private enterprise is open to all comers.
how does jack first get lydia to actually meet parry in the fisher king? group of answer choices convincing her she had won a special promotion for a video rental membership staging an elaborate song and dance routine at a crowded train station tricking her into visiting parry's part of town buying her a gift card to a local chinese restaurant parry likes
Jack tricked Lydia into visiting Parry's part of town to meet him (option C).
What is the Fisher King?The Fisher King is the name of a 1991 American film, which refers to the Arthurian legend of the Fisher King and the Holy Grail. She was awarded several film awards, both American and international.
What is the movie about?The film is about successful radio host Jack Lucas who, on one of his radio shows, causes a listener to murder seven people in a bar and take his own life. From that moment, Jack's life changes completely and his career goes downhill and he tries to take his own life. However, he is saved by a mentally challenged drifter named Parry, who claims to be a medieval knight in search of the Holy Grail. Now, Jack has a second chance to pick up his life and help his new friend.
how does jack first get lydia to actually meet parry in the fisher king?According to the movie, Jack Lucas tricks Lydia into visiting Parry's neighborhood to meet him (option C).
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How do economists use data? choose two answers. to follow and predict unemployment rates to communicate with customers instantly to ship goods to countries all over the world to explain trends in production and shipping to apply automation to reduce production costs
Two ways in which economists use data is to:
follow and predict unemployment rates. explain trends in production and shipping.How do economists use data?Economists use data that is produced from research to predict trends that will affect economies as a whole.
One trend that they focus on is unemployment as they try to figure out the rate of unemployment overtime. They also predict production and shipping trends on a global level.
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Answer:
to follow and predict unemployment rates
to explain trends in production and shipping
Explanation:
The _____ risk has been encountered if a business has no answer to fight back against its competition.
financial
operational
compliance
strategic
When a business is unable to fight back against its competitors effectively, then a strategic risk has been encountered.
What is a strategic risk?This refers to the risk that the strategies of a business will not allow it to be competitive in the market.
When competitors come up with new processes and a business is unable to match them, this is therefore strategic risk.
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compare and contrast reference theory of meaning and idea theory of meaning
Explanation:
Reference theory of meaning is a philosophical thought that believes the meaning of a word or acronym is doing in what it points out in the world. But the idea theory of meaning feels the meaning of a word or acronym lies in the group it represents.
For example, the meaning of the term would be seen as relating to illnesses and viruses as well as number of years from the point of view of idea theory of meaning. While the reference theory of meaning would allude the meaning using proper reference to the illness (Coronavirus) that caused the disease.
Please answer dis properly in your own words!!!
For every hour you practice basketball, you gain in skill and increase your chances of making the team. However, each hour you practice is an hour you could have spent working at an after-school job in a UAE company to save for a car or college or something else you want. Which will you do basketball practice or after-school job? Construct a decision making grid that analyzes the potential choices of attending practice at an after-school job. Which option would you choose. (the middle column might be amount of money earned, for example, based on an hourly wage.)
Answer:
Basketball 50/50 and job 50/50
Explanation:
How do perception, learning and attitudes affect consumer decision making and how marketer influence these processes
Perception means how a person is thinking, learning refers to acquiring new knowledge and attitudes means feeling towers the product or service. Consumer decision-making is significantly influenced by perception, learning, and attitudes.
Perception, learning, and attitudes are all important factors that affect consumer decision making. Perception influences how a consumer interprets and evaluates stimuli in the marketplace. Learning affects how a consumer learns from past experiences and develops buying habits. Attitudes influence a consumer's predisposition towards a product or service. Marketers can influence these processes by designing their campaigns to appeal to the target audience's senses, past experiences, and biases.
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f carissa has a $141,000 home insured for $105,000, based on the 80 percent coinsurance provision, how much would the insurance company pay on a $7,600 claim?
The insurance company would pay $7,066.92 on a $7,600 claim.
To calculate how much the insurance company would pay on a $7,600 claim, we need to first determine if Carissa's home meets the coinsurance requirement.
The coinsurance requirement means that Carissa must insure her home for at least 80% of its replacement value, which in this case is $141,000 x 80% = $112,800.
Since Carissa's insurance coverage is $105,000, which is less than the required amount of $112,800, she is underinsured. As a result, any claim payment she receives will be subject to a coinsurance penalty.
To calculate the penalty, we need to determine Carissa's coinsurance percentage, which is the ratio of her insurance coverage to the required amount:
Coinsurance percentage = (Insurance coverage / Required amount) x 100%
= ($105,000 / $112,800) x 100%
= 93.07%
This means that Carissa's insurance coverage is only 93.07% of the required amount, so her claim payment will be reduced by the same percentage.
To calculate the amount the insurance company will pay on a $7,600 claim, we need to multiply the claim amount by Carissa's coinsurance percentage:
Insurance company payment = Claim amount x Coinsurance percentage
= $7,600 x 93.07%
= $7,066.92.
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The insurance company would pay $7,056.74 on a $7,600 claim for Carissa's underinsured home. The remaining $543.26 would be Carissa's responsibility to cover.
To calculate the amount that the insurance company would pay on a $7,600 claim for Carissa's home, we first need to determine if the current insurance coverage meets the 80 percent coinsurance provision requirement.
The 80 percent coinsurance provision means that Carissa must insure her home for at least 80 percent of its replacement cost value. In this case, Carissa's home is insured for $105,000, which is less than 80 percent of its replacement cost value of $141,000. As a result, Carissa's home is considered to be underinsured.
To determine the amount that the insurance company would pay on a $7,600 claim for Carissa's underinsured home, we need to use the following formula:
Amount of insurance carried / Amount of insurance required x Amount of loss = Payment amount
In this case, the amount of insurance carried is $105,000, the amount of insurance required is $141,000 x 0.8 = $112,800, and the amount of loss is $7,600.
Plugging in these values to the formula, we get:
$105,000 / $112,800 x $7,600 = $7,056.74
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if in 2019 luther has 10.2 million shares outstanding and these shares are trading at $16 per share, then luther's market-to-book ratio would be closest to:
The answer is 1.29, Solution:
MTB = Market Value of Equity / Book Value of Equity = (10.2 million × 16) / 126.7 = 163.2 / 126.7 = 1.288.
What does the term "market" signify in economics?The entire number of buyers and sellers in the area or region under consideration is referred to as a market. The region might be the entire planet, or it could be made up of several states, provinces, or cities. The value, cost, and price of goods traded are determined by the forces of supply and demand in a market.
What is an illustration of market economics?In a market economy, activity is spontaneous. It is not governed by a centralized authority but rather by the supply and demand for goods and services. Market economies include those in the United States, England, and Japan, for instance.
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According to this image :
1- What is the age range of the generation with the highest amount of household debt?
2-Which is the only generation to decrease its average debt from 2019 to 2020?
3-Compare the rate at which Gen Z’s debt increased from 2019 to 2020 compared to other generations.
With an increase of 67.2%, Gen Z’s debt increased at a much higher rate than other generations.
4-Calculate how long it would take for Gen Z’s average debt ($16,000) to reach Gen X’s level of average debt ($140,000) if it continued to increase at its current rate (67.2% per year).
5-Develop a logical argument why Gen Z’s debt is rising at such a high rate when the Silent Generation’s debt is decreasing.
I have to turn this worksheet today, So please ANYONE help me out please ASAP..
Answer:
1. Gen X 41-56years
2. Silent Gen reduced debt by 4.6%
3.Baby boomers increased by 0.3% from 2019 to 2020, they had the least increase in debt
Gen X followed with 3.5% increase from 2019 to 2020 while Millenials had 11.5% increase in debt between 2019 and 2022. Even though Gen Z debt increased by 67.2%, they still have the lowest debt overall into two years.
4.Gen Z average debt $16,000
Gen X average debt $ 140,000
In 5years, it will meet up with Gen Xs level of debt
5. The silent Gen are the elderly, mostly retired and no longer taking new loans while Gen Z is the younger generating, newly exploring the world, teenagers and students, young school leavers and new work force taking loans at the slightest offer. The silent age are no longer active, they are most been taken care of and won't be taking loan facilities for any purpose. Student loan, technology etc is available and most suitable for the age range of Gen Z, hence the difference in the loan dimension.
outline 2 advantages to H&H of using secondary market research
A local electricity - generating company has a monopoly that is protected by an entry barrier that takes the form of:________. a. economies of scale. b. perfectly inelastic demand curve. c. control of a key raw material. d. network externalities.
Answer:
a. economies of scale.
Explanation:
Local electricity companies generally have natural monopolies resulting from both economies of scale and/or control of natural resources. Economies of scale refers to the average total costs decreasing as the total output generated by the company increases. For example, it is extremely expensive to generate electricity for 1 single home, but the average total cost for generating electricity for 1 million homes is very low. Generally utilities are monopolies because it is very expensive to set and start operating the company, but once it is operating its average costs per consumer are very low.
Sarah has shared with noel that they are part of their manager’s ingroup. What argument can she use to convince noel of the correctness of her perception?.
They have higher performance ratings than others in their department. This argument she can use to convince noel of the correctness of her perception
The time period 'department' can refer to a number of various things. as an example, an administrative division inside a nation, a governmental ministry or even a part of an group. on this specific definition, we confer with the time period 'branch' because it's used to refer to separate divisions of an enterprise.
A branch is normally understood as a part of a bigger organization. The time period 'branch' can also cowl a extensive style of meanings, from e.g. a geographical or administrative division within a rustic, to a governmental ministry or a part of an organization, together with a university.
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Which is an example of a small business showing social responsibility to individuals within the company?
A. starting an office recycling program
B. developing sustainable business practice
C. donating money to local organizations
D. allowing employees to work from home
Starting an office recycling program, developing sustainable business practice and donating money to local organizations are examples of a small business showing social responsibility to individuals within the company.
Company have a social responsibility to the communities in which they operate. This includes ensuring that they are good corporate citizens, providing support for local causes and charities, and protecting the environment.
Sustainable business is a term that is often used to describe businesses that are environmentally friendly or that have a positive social impact.
Hence, the correct options are "A, B & C".
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I have a question. How do you deal with the pain, of knowing you cant date your crush, who you have liked for 1 and a half years, and knowing that her dad is the reason why. How should i deal with it cause i cant seem to get past it.
Answer:
don't worry about it because it is not your fault that her dad does not let you
Explanation:
hopefully he opens up about you