If the reserve ratio is 12.5%, a bank with $10 million in deposits holds reserves of at least $1.25 million.
What is Reserve ratio?
The amount of reservable liabilities that commercial banks must keep onto rather than lend out or invest is known as the reserve ratio. The central bank of the nation, in this case the Federal Reserve in the United States, sets this criterion. It is often referred to as the ratio of cash reserves.
The reserve requirement, which is frequently used interchangeably with the reserve ratio, refers to the minimum amount of reserves that a bank must maintain. Regulation D of the Federal Reserve Board lays forth the reserve ratio. For all depository institutions with transaction accounts, Regulation D established a set of universal reserve requirements. It also mandates that banks submit regular reports to the Federal Reserve.
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n which Balance Sheet column do you record net income on the work sheet?
At the bottom of the work sheet's Income Statement section, net income is written as a debit. Put the net income amount on the same line in the Balance Sheet Credit column.
Credit is the understanding that permits one party to lend another party resources or money with the understanding that the second party would return the resources or pay the first party back later rather than right away. Credit can be used to formalize reciprocity, make it binding, and reach numerous unconnected parties. Money, products, and services are examples of resources. Any agreement that defers payments is a credit agreement. A creditor, also known as a lender, extends credit to a debtor, also known as a borrower. Scores within that range can frequently be broken down into one of five groups: bad, fair, good, and very good.
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Is the process in statistical control? There has been a concern relative to the quality of the operation in accurately filling the 24 ounces of potato chips. The process is designed for a fill level of 24.00 +0.30 ounces. If the process standard deviation is given as 0.15 ounces, do you think this process is capable of meeting the design standard? a. The process is not in control, and the process is not capable. O b. The process is in control, and the process is capable. c. The process is in control, and the process is not capable. d. The process is not in control, and the process is capable.
The correct option is d. The process is not in control, and the process is capable.
In statistical quality control, control charts are used to determine whether a process is in statistical control or not. When a process is in statistical control, it indicates that the variations observed are consistent with the process's natural randomness or inherent variation.
However, when a process is not in statistical control, it suggests that the variations are due to some other assignable causes which need to be identified and eliminated to bring the process back into control.The capability of a process is defined as its ability to produce output that meets the design specification limits. In other words, a process is said to be capable if the specifications are within the control limits of the process.
The process is designed for a fill level of 24.00 +0.30 ounces.
Given the process standard deviation as 0.15 ounces, we can calculate the process capability index (Cpk) as follows:
Cpk = min[(USL - μ) / 3σ, (μ - LSL) / 3σ]where USL = 24.30, LSL = 23.70, μ = 24, and σ = 0.15O
substituting the values, we getCpk = min[(24.30 - 24) / (3 × 0.15), (24 - 23.70) / (3 × 0.15)]Cpk = min[2, 2] = 2The minimum acceptable value of Cpk is 1.33 for a capable process. Since the calculated value of Cpk is greater than 1.33, the process is capable of meeting the design standard.
However, there has been a concern relative to the quality of the operation in accurately filling the 24 ounces of potato chips. This indicates that the process is not in control.
Hence, the correct option is d. The process is not in control, and the process is capable.
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Advantages of ETFs over mutual funds include all but which one of the following?
Multiple choice :
- ETFs trade continuously, so investors can trade throughout the day - ETFs can be sold short or purchased on margin, unlike fund shares
- ETFs providers do not have to sell holdings to fund redemptions
- ETFs value can diverge from NAV
ETFs are a desirable alternative for individual investors since they often offer higher daily liquidity and lower fees than mutual fund shares.
A mutual fund is a professionally managed investment vehicle that pools money from several individuals to buy securities. The phrase is often used in the US, Canada, and India; other nations with similar arrangements include the UK and Europe, such as the SICAV (short for "investment company with variable capital"). Money market funds, fixed income funds, stock or equity funds, or hybrid funds are often used classifications for the main investments of mutual funds. A different way to categorize funds is as actively managed funds, which strive to outperform stock market indices but often have higher costs offer higher daily liquidity.
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what is the chance of me being in the U.S. Air Force !!!!
Which kind of food service outlets utilizes an intercom system for customers to order food?
A.
buffet service
B.
cafeteria service
C.
drive-through service
D.
table service
Martin's Yachts has paid annual dividends of $1.40, $1.75, and $2.10 a share over the past three years, respectively. The company now predicts that it will maintain a constant dividend since its business has leveled off and sales are expected to remain relatively constant. Given the lack of future growth, you will only buy this stock if you can earn at least a 12% rate of return. What is the maximum amount you are willing to pay to buy one share of this stock today
Answer:
$17.50
Explanation:
Price i would be willing to pay = last dividend paid / rate of return
2.10 / 0.12 = $17.50
Kellen studies the natural breeding patterns of large wild mammals in Colorado, such as elk. Which is most likely Kellen’s career pathway?
Answer:
Kellen's career pathway will be Zoology
Answer:
zoology
Explanation:
it will be zoology
Information consists of raw facts, such as an employee number, number of hours worked in a week, inventory part numbers, or sales orders is called: ________
Raw data includes facts like employee numbers, weekly hours worked, inventory part numbers, or sales orders. This type of information is referred to as data.
Data is a term used to describe a group of facts gathered through measurements, research, observations, or analysis. Facts, figures, names, and even descriptions of things are all acceptable. Data is organised into graphs, charts, or tables. Data scientists mine data and utilise it to analyse the world around them. Although data can be understood by robots, most of its relevance is lost to people when it is saved in a file or table. We rely on other people, documentation, data design, and data flows to completely comprehend a piece of data as it relates to the real world.
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What are two methods that you might use
to grow and develop your career?
Answer:
Some things you may need are staying focused a good speaking or and a good colloge are just a few thing you may need to grow nad expand your career and good people around you
Explanation:
what is multi mirror function in shopping malls and shop
Big shoppin stores are inside a large complex and it is not possible to have so many employees to look over each and every counter in the complex individually . So owners have to find something by which they could look over a large place at once and in this way the mampower required would also be less. So, to attain this need ,they use convex mirrors to watch the activities of the customers . Convex mirror is used as it has a large field of view , hence it allow the shopkeeper to track all the activities inside the store at once and for all.
please make me brainlist
What are some of the factors that would influence your insurance costs foolproof?
Factors that would influence your insurance costs are:
Age or driving history. Younger and less experienced drivers are more likely to get in car accidents, hence their insurance costs are often higher.Your car's make and model.history of accidents and driving.Geographic location.Why is insurance important? What is insurance?An effective way to guard against financial loss is insurance. It is a method of risk management that is primarily employed to protect against the risk of a potential loss. An organization that offers insurance is referred to as an underwriter, insurer, insurance business, or insurance carrier.Plans for insurance will assist you in paying for future medical care, hospitalization, contracting any illnesses, and treatment. Insurance policies can help to offset the family's financial loss caused by the untimely demise of the family's primary source of income.To learn more about the insurance, refer to the following link:
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It is a rainy day, and you are considering taking an Uber one mile to meet some friends. You have decided you are willing to pay $20 to avoid getting wet from the rain. The trip would normally cost you $8, but due to the weather the surcharge is triple the regular cost. You should _____ because the benefit to you of taking the Uber is _____ than the cost.
Answer:
I would say A or B I think B sounds more logical but im not sure.
Explanation: I hope its right:)
what is Revenue ???
Answer:
Revenue is the total amount of income generated by the sale of goods or services related to the company's primary operations. Revenue, also known as gross sales, is often referred to as the "top line" because it sits at the top of the income statement. Income, or net income, is a company's total earnings or profit.
Explanation:
Not my answer
Answer:
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Revenue is the money generated from normal business operations, calculated as the average sales price times the number of units sold.
Suppose that if your income is $100,000, your tax is $20,000, but if your income is $200,000, your tax is $45,000. Such a tax is
Answer:
"Progressive" would be the correct answer.
Explanation:
A Progressive tax was indeed determined by the capability of the tax authorities to charge or compensate. It wants to inflict a lower corporate rate of taxation on low-wage earners unlike those with maximum income levels. This would be generally accomplished by establishing taxation levels for the group of tax-paying citizens based on income frequencies.That is why the aforementioned seems to be the correct approach.
The greatest marketing need firms sought during the production era was for: Group of answer choices Mass production and personal selling. Less expensive distribution and storage. Blanket advertising and financing. Specialized production and storage.
The greatest marketing need firms sought during the production era was for: Less expensive distribution and storage.
What is the production era?
The production era is the era in which the marketing have started evolving. It is the oldest era, in this era consumers were favoring those products which are widely available and that too at minimum cost.
What are the four eras of marketing ?The four eras of evolution of marketing are:
productionsellingadvertisingstakeholder relationships.Thus , The correct option is : The greatest marketing need firms sought during the production era was for Less expensive distribution and storage.
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If the price elasticity of supply is 1.5, and a price increase led to a 3% increase in quantity supplied, then the price increase is about
Select one:
a. 0.2%.
b. 0.5%.
c. 2.0%.
d. 4.5%
In the event, the price elasticity of supply is 1.5, and a cost increment prompted a 3% increment in the amount provided, then the price increase is approximately 2.0%.
The option (C) is correct.
To work out the rate change in price, we can utilize the recipe:
Percentage change in price = (Percentage change in quantity supplied) / Price elasticity of supply
Considering that the price elasticity of supply is 1.5 and the amount provided expanded by 3%, we can substitute these qualities into the recipe:
Percentage change in price = (3%) / 1.5
Percentage change in price = 2%
Therefore, the price increase is approximately 2%.
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100. A residential zoning category requires at least 12,500 square feet per lot. The
developer is reserving 35% of the land to streets, sidewalks, a park and a community
center. The tract of land for development consists of 160 acres. How many residential
lots are available for development?
A. 196
B. 265
C. 362
D. 558
Daniel has been working hard all year and just received a bonus check from his employer. Rather than spend
it now, Daniel stores all his money in a high-yield savings account because he is planning to buy a boat in
the future. Daniel is using money as a
a: store of value
b: medium of exchange
c: source of inflation
d: unit of account
Answer:
Store of Value.
Explanation:
Money will successfully function as a store of value when it’s easy to store and it can reliably hold its value over time.
The combination of producer and consumer surplus shows the: a. maximum price that buyers are willing to pay for a good b. minimum price buyers are willing to pay for a good c. maximum price that sellers can charge. d. minimum price below which sellers will not sell. . O o e. gains from voluntary exchange.
The combination of producer and consumer surplus shows the gains from voluntary exchange. The combination of producer and consumer surplus shows the economic welfare gained by producers and consumers from a transaction.
The area above the supply curve and below the market price represents the producer surplus, which reflects the difference between the lowest price a supplier is willing to accept for a good or service and the actual price they receive for it. Consumer surplus is generated when the price a consumer pays for a product is less than the maximum price they are willing to pay.
Thus, the combination of producer and consumer surplus shows the gains from voluntary exchange, which occur when producers and consumers agree on a price that is beneficial for both parties.
Therefore, option e is the correct answer.
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If you invest $15,000 at 3.1% annual interest compounded monthly, how much will be in the account after 16 years
Answer:
The final balance would be $24,616.34 at the end of 16 years of monthly compounded interest
Explanation:
The total compound interest would be $9,616.34 after 16 years.
A marketing strategy that stimulates immediate consumer action is
Opublic relations.
O advertising.
O personal selling.
O sales promotion.
Answer:
D) Sales Promotion
Explanation:
Sales promotion involves any incentive used by manufacturers to encourage the sales force to actively sell a brand or distributors/consumers to buy a brand.
For the three statements below, assert whether they are true or false. Any sort of uncertainty or anything that breaks the statement implies that you should choose false. Explain your answer. a. The only way that the Fed can affect the level of borrowed reserves is by adjusting the discount rate. b. The federal funds rate can never be above the discount rate. c. The federal funds rate can never be below the interest rate paid on reserves.
Answer: False; True; True.
Explanation:
a. The only way that the Fed can affect the level of borrowed reserves is by adjusting the discount rate.
False. This is not true as the Fed can't control the borrowed reserves volume even though it is possible to encourage or discourage them to borrow reserves when the discount rate is altered.
b. The federal funds rate can never be above the discount rate.
True. The federal funds rate can never be above the discount rate
c. The federal funds rate can never be below the interest rate paid on reserves.
True. It is also true that the federal funds rate can never be below the interest rate paid on reserves.
Thirty-five members of the Ortiz extended family were spread across three states—Illinois, New York and Florida—and they rarely were able to get everyone together. For Thanksgiving 2018, Mary Elizabeth Ortiz decided to surprise her family by booking a mountain retreat for the entire clan. She especially wanted to celebrate her uncle's return from overseas military service. On September 15, 2018, Mary rented a spectacular lodge in the Tennessee Smoky Mountains with over 20 bedrooms and an incredible view, paying in advance the full $2,500 per night fee for 3 evenings, but not purchasing travel insurance. The lodge had the following cancellation policy: "A sixty (60) day notice is required for cancellation. Cancellations that are made within 60 days of the arrival date, for any reason, forfeit the full advance payment and reservation deposit. You are advised to purchase travel insurance separately if cancellation costs are a concern." The rental contract also stated that the only exception would be for "acts of God, such as fires or earthquakes." One week before Thanksgiving, Mary's uncle had a heart attack and was hospitalized. The next day, November 16, 2018, Mary cancelled the reservation, and requested a full refund, which the lodge refused to provide. Does Mary have a claim for the return of her $7,500?
selecting computers with epeat power supplies should reduce the annual operating cost of a computer by what?
Answer:
No
Explanation:
costco buys a put option on yen with a strike price of 107 yen/dollar. which interbank spot rate maximizes their profit if they choose to exercise the option before maturity?
The interbank spot rate that maximizes Costco's profit when exercising the put option is below 107 yen/dollar. The lower the spot rate, the higher the profit.
When Costco buys a put option on yen with a strike price of 107 yen/dollar, they have the right, but not the obligation, to sell yen at this strike price. The profit they make is determined by the difference between the strike price and the interbank spot rate. The put option's value increases as the interbank spot rate decreases because it can sell the yen at a higher price than the current market rate.
To maximize its profit, Costco should exercise the option when the interbank spot rate is at its lowest point below 107 yen/dollar before the option's maturity. The lower the spot rate, the larger the difference between the strike price and the spot rate, resulting in a higher profit for Costco.
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What does accounting help you achieve in an organization?
Answer:
Accounting plays a vital role in running a business because it helps you track income and expenditures, ensure statutory compliance, and provide investors, management, and government with quantitative financial information which can be used in making business decisions.
Explanation:
what kind of technology refers as local technology or indigenous technology ?
Answer:
Local technology refers to the technology which are used in our locality from the ancient time and are made of locally available materials for the welfare of local people.
Answer:
Local technology refers to the technology which are used in our locality from the ancient time and are made of locally available materials for the welfare of local people.
Explanation:
PLEASE HELP ME (ECONOMICS ASSIGNMENT)!!! ASAPPP
Answer:
1. Classical Economics
2. Keynesian Economics
3. Demand-Side Economics
4. Supply-Side Economics
Explanation:
Presented below is information related to Anderson Company for 2022.
Sales revenue
Cost of goods sold
Interest expense
Selling and administrative expenses
Loss from write-off of goodwill
Gain on the sale of investments
Loss due to flood damage
Loss on the disposition of the wholesale division
Loss on operations of the wholesale division
Dividends declared on ordinary shares
Dividends declared on preference shares
25,000,000
16,000,000
70,000
4,700,000
820,000
110,000
390,000
800,000
150,000
250,000
60,000
Anderson decided to discontinue its entire wholesale operations and to retain its manufacturing operations. On September 15, Anderson sold the wholesale operations to Rogers Company. During 2022, there were 500,000 ordinary shares outstanding all year. Prepare an income statement for the year ended 31 December 2022. Applicable tax rate is 30%.
The income statement for Anderson Company for the year ended December 31, 2022, is as follows:
Sales revenue: $25,000,000
Cost of goods sold: $16,000,000
Gross profit: $9,000,000
Operating expenses: $6,930,000
Operating income: $2,070,000
Gain on the sale of investments: $110,000
Income before tax: $2,180,000
Income tax expense: $654,000
Net income: $1,526,000
Dividends declared: $310,000
Net income after dividends: $1,216,000
To prepare the income statement for Anderson Company for the year ended December 31, 2022, we need to calculate the net income by deducting various expenses and losses from the sales revenue. Here is the income statement:
Income Statement for the Year Ended December 31, 2022
Sales revenue: $25,000,000
Cost of goods sold: $16,000,000
Gross profit: $25,000,000 - $16,000,000 = $9,000,000
Interest expense: $70,000
Selling and administrative expenses: $4,700,000
Loss from write-off of goodwill: $820,000
Loss due to flood damage: $390,000
Loss on the disposition of the wholesale division: $800,000
Loss on operations of the wholesale division: $150,000
Total expenses and losses: $70,000 + $4,700,000 + $820,000 + $390,000 + $800,000 + $150,000 = $6,930,000
Operating income: $9,000,000 - $6,930,000 = $2,070,000
Gain on the sale of investments: $110,000
Income before tax: $2,070,000 + $110,000 = $2,180,000
Income tax expense (30%): $2,180,000 × 0.30 = $654,000
Net income: $2,180,000 - $654,000 = $1,526,000
Dividends declared on ordinary shares: $250,000
Dividends declared on preference shares: $60,000
Total dividends: $250,000 + $60,000 = $310,000
Net income after dividends: $1,526,000 - $310,000 = $1,216,000
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A ball of mass 1.5 kg is thrown upward. It leaves the thrower's hand with a velocity of 10 m/s. The following questions refer to the motion after the ball leaves the thrower's hand. Assume that the upward direction is positive. Please show me the work, I am lost, thank you
A. How long before the ball returns to the throwers hand?
B. What is final velocity of the ball just before it reaches the hand?
C. What is the change in momentum of the ball?
D. What is the impulse calculated from the change of momentum?
E. from the impulse, find the average force acting on the ball. What causes the force?
After the ball hits the thrower's hand it comes to a rest in .25 sec.
A. What is the net impulse exerted on the ball by the hand?
B. What is the average force exerted by the hand on the ball during the .25sec that the ball is being stopped?
C.What is the average force exerted by the ball on the hand during this time?
A. The ball takes approximately 1.02 seconds to return to the thrower's hand.
B. The final velocity of the ball just before reaching the hand is -10 m/s.
C. The change in momentum of the ball is -30 kg·m/s.
D. The impulse calculated from the change in momentum is -30 kg·m/s.
E. The average force acting on the ball is approximately -29.41 N, caused by gravity.
After hitting the thrower's hand:
A. The net impulse exerted on the ball by the hand is 15 kg·m/s.
B. The average force exerted by the hand on the ball during the 0.25 seconds is 60 N.
C. The average force exerted by the ball on the hand during this time is also 60 N, but in the opposite direction.
A. To find the time before the ball returns to the thrower's hand, we can use the equation of motion for vertical motion:
v = u + at
where:
v = final velocity (0 m/s when the ball reaches the thrower's hand)
u = initial velocity (10 m/s when the ball leaves the thrower's hand)
a = acceleration due to gravity (-9.8 m/s^2, considering the downward direction as negative)
t = time
Rearranging the equation, we have:
0 = 10 - 9.8t
Solving for t, we get:
t = 10/9.8 ≈ 1.02 seconds
Therefore, it takes approximately 1.02 seconds for the ball to return to the thrower's hand.
B. The final velocity of the ball just before it reaches the hand is the same as its initial velocity, but in the opposite direction. So the final velocity is -10 m/s.
C. The change in momentum of the ball is given by the equation:
Δp = m(v_f - v_i)
where:
Δp = change in momentum
m = mass of the ball (1.5 kg)
v_f = final velocity (-10 m/s)
v_i = initial velocity (10 m/s)
Δp = 1.5(-10 - 10) = -30 kg·m/s
The change in momentum is -30 kg·m/s.
D. The impulse is defined as the change in momentum. So the impulse calculated from the change in momentum is -30 kg·m/s.
E. To find the average force acting on the ball, we can use the equation:
Impulse = average force × time
Since we have the impulse (-30 kg·m/s) and the time (1.02 s), we can rearrange the equation to solve for the average force:
Average force = Impulse / time = -30 kg·m/s / 1.02 s ≈ -29.41 N
The negative sign indicates that the force is acting in the opposite direction to the motion of the ball. In this case, the force is due to gravity, which causes the ball to decelerate as it moves upward and accelerate as it moves downward.
After the ball hits the thrower's hand and comes to rest in 0.25 seconds:
A. The net impulse exerted on the ball by the hand is equal to the change in momentum. Since the ball comes to rest, the final velocity is 0, and the initial velocity is -10 m/s. Thus, the change in momentum is given by:
Δp = m(v_f - v_i) = 1.5(0 - (-10)) = 15 kg·m/s
Therefore, the net impulse exerted on the ball by the hand is 15 kg·m/s.
B. The average force exerted by the hand on the ball during the 0.25 seconds can be calculated using the formula:
Average force = Impulse / time = 15 kg·m/s / 0.25 s = 60 N
The average force exerted by the hand on the ball during the 0.25 seconds is 60 Newtons.
C. The average force exerted by the ball on the hand during this time is equal in magnitude but opposite in direction to the force exerted by the hand on the ball. Therefore, the average force exerted by the ball on the hand is also 60 Newtons, but in the opposite direction
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Note this question belongs to the subject Physics.