Market risk can also be called systematic risk and non-diversified risk, since systematic risk can be understood as the risk inherent in the entire market, that is, it is the risk that encompasses the general market, regardless of the sector in which it operates.
Risk of becoming unemployedCorrect option is B
If you know you are at risk of becoming unemployed, you should "Get additional education to learn new skills".
Gaining new skills will allow you to focus more time on family and outside interests.Acquiring new skills may increase your opportunities for advancement.Through gathering more skill like computer or IT skill, people can able to compete in the market.Learn more about unemployment, refer to the link:
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Answer: B) get additional education to learn new skills
Explanation:
took the test
The test a court uses to determine whether a contract is primarily for the sale of goods or for the sale of services.Group of answer choicesLegal reasoning testPredominant factor testStrict scrutiny testRational basis test
The test used by a court to determine whether a contract is primarily for the sale of goods or for the sale of services is called the Predominant Factor Test.
This test assesses the main purpose or essence of the contract to classify it as either a goods contract or a services contract.
The Predominant Factor Test is a legal test used by courts to determine whether a contract is primarily for the sale of goods or for the sale of services. This distinction is important because different legal rules and principles may apply depending on the classification of the contract.
Under the Predominant Factor Test, courts examine the main purpose or essence of the contract to determine whether it is predominantly a goods contract or a services contract. The test looks at various factors such as the nature of the subject matter, the language used in the contract, the parties intentions, and the overall objective of the agreement.
Suppose the court determines that the primary purpose of the contract is the sale of goods. In that case, the contract is governed by the Uniform Commercial Code (UCC), which provides specific rules and regulations for goods transactions. On the other hand, if the court determines that the primary purpose is providing services, then the contract may be subject to different legal principles and regulations.
The Predominant Factor Test helps courts classify contracts accurately and apply the appropriate legal framework based on the nature of the contract.
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What is pre instruction assessment?.
Pre-assessment gives instructors a means to gain crucial details about what students know and can perform before teaching, as well as about their interests and learning preferences. Pre-assessments may consist of activities to be completed using paper and pencil or maybe performance-based.
Before starting a learning activity, diagnostic tests, often called pre-assessments, give teachers insight into students' prior knowledge and beliefs. They also offer a starting point for determining how much learning has occurred when the learning activity is over.
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What is an example of a musical work?
A musical theater script
The playlist used for a pop radio station
The design of a particular musical instrument
The sheet music of a popular movie soundtrack
Answer:
sheet music of a popular movie soundtrack
Answer:
nhd wdbbdbdbdhduwdhbdubdjkdn9uwdhdbddknd
Explanation:
A fit exist when people need your product rather than just seeing a potential benefit of using it?
When consumers require your product rather than merely recognizing the potential benefits of utilizing it, you have a fit. That is correct. Thus, the correct answer is true.
What does "potential benefits" mean?The prospective benefits of the subject are those that can be fairly foreseen as a result of participating in the study. The most common sort of direct benefit to the subject as a result of non-therapeutic research participation is knowledge of value to the subject. The Potential Benefits of the Subject should not be exaggerated, pressured, or guaranteed. It should be mentioned if the research will not benefit the topic.
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A country has a trade deficit of $20 billion with its trading partners (
year. Which change would cause the country to have a trade surplus the
following year, assuming everything else remains the same?
A. The country increases its exports by $30 billion.
B. The country increases its imports by $30 billion.
C. The country decreases its exports by $10 billion.
D. The country decreases its imports by $10 billion.
D) The nation reduces its exports by $30 billion, the change would result in a trade deficit the following year for the country that had a trade surplus of $20 billion in one year.
When imports rise faster than exports, a trade deficit occurs. If the country increases its exports by $30 billion, decreases its imports by $10 billion, or increases its imports by $10 billion, it cannot have a trade deficit.
As a result, the country will only experience a trade deficit if its exports decrease by $30 billion while the rest of its exports remain unchanged.
With an example, what is a trade deficit?A country has a trade deficit when its imports exceed its exports over a given time period. A negative balance of trade (BOT) is another name for this situation. There are several ways to determine the balance, including: goods (also called " merchandise”), goods and services, and services and goods.
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Full Question = A country has a trade surplus of $20 billion with its trading partners over a
year. Which change would cause the country to have a trade deficit the
following year, assuming everything else remains the same?
A. The country increases its exports by $30 billion.
B. The country decreases its imports by $10 billion.
O C. The country increases its imports by $10 billion.
O D. The country decreases its exports by $30 billion.
there is a surplus of a new brand of cereal on the market. what will likely happen to the price of the cereal?
Answer:
The price of the cereal would fall.
Explanation:
In Economics, there are primarily two (2) factors which affect the availability and the price at which goods and services are sold or provided, these are demand and supply.
The law of demand states that, the higher the demand for goods and services, the higher the price it would be sold all things being equal. On the other hand, law of supply states that the higher the price of goods and services, the lower the supply.
When there is a surplus of a new brand of cereal in the market. What will likely happen to the price of the cereal is that the its price would fall.
Whats the number to 911?
i dont know, it could really be any thing tbh
The bond has a coupon rate of 5.57 percent, it makes semiannual payments, and there are 5 months to the next coupon payment. The bond has a clean price of $923 and the par value is $1,000. What is the invoice price?
If the bond has a clean price of $923 and the par value is $1,000. is the invoice price is $946.21.
How to find then invoice price?First step is to find the accrued interest
Accrued interest = ($1,000 × 5.57%) × 5/6
Accrued interest= $55.7/2 x5/6
Accrued interest= $23.21
Now let find the dirty price using this formula
Dirty price = clean price + accrued interest
dirty price = $923+ $23.21
dirty price = $946.21
Therefore the invoice price is the amount of $946.21.
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Which of the following would be a business selling the same thing in another country?
if I'm wrong please give more details? and ice cream parlour?
Answer:
I think cafe or Hotel will be the best business in another county.
Anita is interested in new technology that can make the processes at her business run more smoothly. What resources could she use to assist her in learning about new technologies? a. Classes b. Online forums c. Workshops d. All of the above Please select the best answer from the choices provided A B C D.
The correct option is D) All of the above. Anita is interested in new technology that can make the processes at her business run more smoothly. To assist her in learning about new technologies, she can use online forums, workshops, and classes.
Anita is looking for resources that can help her learn about new technologies, which can make her business processes run more smoothly. Some of the resources that can help her in this regard include classes, online forums, and workshops.
· Classes: There are many classes available that teach people about new technologies. These classes can be attended either online or offline.
· Online forums: Online forums can also be a great resource to learn about new technologies. Many people share their experiences and insights on these forums.
· Workshops: Workshops are another resource that can help people learn about new technologies. They can provide a hands-on learning experience that can be very helpful.
Thus, all of these resources can be used to assist Anita in learning about new technologies that can make the processes at her business run more smoothly.
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Storico Co. just paid a dividend of $3.15 per share. The company will increase its dividend by 20 percent next year and then reduce its dividend growth rate by 5 percentage points per year until it reaches the industry average of 5 percent dividend growth, after which the company will keep a constant growth rate forever. If the required return on the company’s stock is 12 percent, what will a share of stock sell for today?
Answer:
$61.29
Explanation:
Calculation for what Storico Co. Share of stock will sell today.
Since we have a stock that has a normal growth in which the dividend growth changes every year for the first four years. We can therefore find the price of the stock in Year 3 because the dividend growth rate is constant after the third dividend, which means the price of the stock in Year 3 will be the dividend we are going to use in Year 4, we shall then divide it by the required return less the constant dividend growth rate.
Therefore the price in Year 3 will be calculated as :
P3= $3.15(1.20)(1.15)(1.10)(1.05) / (.12 – .05)
P3= $5.020785/0.07
P3=$71.72
Let find the price of stock today using the PV of the first three dividends in addition with the PV of the stock price in Year 3:
Hence,
P0= $3.15(1.20)/(1.12) + $3.15(1.20)(1.15)/1.12^²+ $3.15(1.20)(1.15)(1.10)/1.12^³+ $71.72/1.12^³
P0=$3.78/1.12+$4.347/1.2544+$4.7817/1.404928+$71.72/1.404928
P0=$3.375+3.465+3.4035+$51.048
P0= $61.29
Therefore if the required return on the company’s stock is 12% what the share of stock will sell for today will be $61.29
Which of the following accurately explain why there is no direct tie between the Fed’s monetary policy tools and its goals? Check all that apply.
1. Effectiveness lags
2. Information lags
3. A broken relationship between monetary aggregates and the rate of inflation
4. Implicit targeting
There are several reasons why there is no direct tie between the Federal Reserve's monetary policy tools and its goals. First, effectiveness lags occur when changes in monetary policy take time to affect the economy.
Second, information lags occur because the Fed may not have complete or accurate information about the economy, making it difficult to make precise policy decisions. Third, there is a broken relationship between monetary aggregates, such as the money supply, and the rate of inflation, making it challenging for the Fed to control inflation through traditional means. Finally, the Fed may use implicit targeting, which involves focusing on a specific economic variable that is indirectly related to its goals, rather than directly targeting its goals. Overall, these factors create a complex relationship between the Fed's policy tools and its goals, requiring careful consideration and analysis when making policy decisions.
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"Nonresponse error is a systematic bias that occurs when the final sample differs from the plannedsample." (True or False)
The statement "Nonresponse error is a systematic bias that occurs when the final sample differs from the planned sample" is true because Nonresponse error is a type of survey error that can occur when some individuals who are selected to participate in a survey do not respond, resulting in a final sample that is different from the planned sample.This can lead to biased estimates and affect the validity of the survey results.
Nonresponse error can occur for various reasons, such as the lack of interest in the survey topic, inability to participate due to scheduling conflicts, or simply forgetting to respond. The impact of nonresponse error on survey results depends on the characteristics of the nonrespondents and the extent to which they differ from the respondents.
If the nonrespondents are similar to the respondents in terms of relevant characteristics, the nonresponse bias may be small. However, if the nonrespondents are systematically different from the respondents, the nonresponse bias can be substantial.
To minimize the potential impact of nonresponse error, survey researchers use various strategies, such as offering incentives to encourage participation, using follow-up reminders to increase response rates, and adjusting the survey weights to account for nonresponse. It is also important for researchers to consider the potential for nonresponse bias when interpreting survey results and reporting findings.
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An unsecured loan...
typically has lower interest rates than a secured loan
is less difficult to qualify for than a secured loan
is connected to collateral, which can be taken by the lender if the loan is not paid
is not connected to collateral and, therefore, a higher risk for lenders
Answer:
is not connected to collateral and, therefore, a higher risk for lenders
Explanation:
Unsecured loans are the loans issued without any securities attached to them. The lender relies on the borrower's creditworthiness as the basis for granting the loan. Unsecured loans are mostly available to salaried workers whose pay is processed by the lending institutions.
Unsecured loans pose a higher risk to the lender because they are not backed by any collateral. For this reason, they attract a higher interest rate than secured loans.
Answer:
D
Explanation:
took the test
Managing the international environment (Connect, Perform) Kirin Brewery, Japan's largest producer of beer, allows the Charles Wells Brewery in England to manufacture beer to Kirin's specifications and market the beer as Kirin Beer. Kirin Brewery earns a royalty on the beer sold in England. What type of international business is this an example of? O Franchising Licensing O Exporting Importing Disney invested approximately $4 billion to construct a Disney theme park and resort near Shanghai, China.
In the given situation international business is an example of the (B) licensing business.
What is licensing business?A business arrangement whereby one firm authorizes another company to produce its goods in exchange for a certain fee.
Leasing out your patents, trademarks, copyrights, designs, and other intellectual property to third parties is one of the fastest and most profitable methods to expand your firm.
Normally, a company's economic activity and physical location (address) decide whether licenses are required to operate lawfully.
The number of employees and the type of organization, such as sole proprietorship or corporation, may also be deciding considerations.
A company operating without the necessary business permits may be fined or shut down by government organizations.
Therefore, in the given situation international business is an example of the (B) licensing business.
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Correct question:
Kirin Brewery, Japan's largest producer of beer, allows the Charles Wells Brewery in England to manufacture beer to Kirin's specifications and market the beer as Kirin Beer. Kirin Brewery earns a royalty on the beer sold in England. What type of international business is this an example of?
A. Franchising
B. Licensing
C. Exporting
D. Importing
HELP ON A TEST Which is the least likely use for a smartphone app in our retail food chain?
tracking refrigeration temperatures
heating food on the screen
checking for food-bome bacteria
monitoring produce ripening
Answer:
The anwser is B "heating food on the screen."
Explanation:
Say it outloud and listen to yourself.
Which accounts are specific to a trading business?
Answer: 3 1/2
Explanation: that number really speaks to me. Also I am working on the same thing and have no idea.
Answer:
Certain accounts that are maintained exclusively by trading businesses include purchases, purchase returns, purchase discounts, freight on purchases, sales, sales returns, and sales discounts.
A purchases account records the transactions of purchasing stock or inventory, which is resold later. In case the stock is defective, it can be returned to the seller (manufacturer). This transaction is recorded in the purchase returns account. Sometimes, the trading business (buyer) may get a discount on goods purchased from the manufacturer (seller) for making an early payment. This discounted amount is recorded in the purchase discount account. Purchase discounts and purchase returns are both contra-expense accounts. A trading business may have to spend money for transportation of goods. These expenses are recorded in the freight on purchases account.
A sales account records the revenue earned from sale of products. Transactions relating to goods returned by customers are recorded in the sales returns account. Sales discounts offered by a trading business to its customers are an expense for the business and are recorded in the sales discounts account. Sales discounts and sales returns are both contra-revenue accounts.
Explanation:
Walter Waterson owns a lawn irrigation system business. He manages the installations and maintenance of these systems. Several customers are golf courses, but he serves a large group of residential customers as well. When he started the business 10 years ago, he promised to always operate within the legal limits of the law, but lately, the competition is eating him alive. Large competitors have hired illegal immigrants to perform the manual labor, and they do not pay taxes on these employees-they just pay them in cash at the end of the week. Employment taxes are a burden to him. Walter does not want to hire illegal workers. There's a risk if you permit an illegal worker to drive a truck; or, if he/she has an accident on the job. You have just studied business ethics in your class. You inform Walter that:__________. A) taxes only need to be paid for the owners. B) he is not only taking a chance that a bigger problem may occur, he is indirectly setting the ethics code for his business. C) small businesses may not be able to worry about ethics codes. These types of documents are better suited for big business. D) it is not unethical to try to better the lives of others. Everyone needs jobs.
Answer: B) he is not only taking a chance that a bigger problem may occur, he is indirectly setting the ethics code for his business
Explanation:
Business ethics can simply be defined as the principles, morals and values that governs both the decisions and the actions that an organization makes.
Ethics simply lets us know what's right from what's wrong and also brings about increase in productivity at the workplace.
Based on the information given in the question, Walter needs to be inform that he is not only taking a chance that a bigger problem may occur, he is indirectly setting the ethics code for his business.
This is because hiring illegal workers can become a source of problem to him especially when an issue occurs and it's realized that they're illegal.
what is the differences and similarities between rental goods services and non goods services
Answer and Explanation:
Rented-Goods Services are represented by retailom where consumers can own a good, or use a service for a specified time. As an example of this, we can mention hotel rooms, ski clothes, cars, houses, among others.
Nongoods Services are also represented by retail, but it presents personal services, where consumers can try them, judge them and then decide if they want to own them.
what kind of competition can be used for a product that solves the same basic need as another product?
When two or more companies compete for the same market to meet the same consumer need while providing different goods or services, this is referred to as indirect competition, also known as substitutes.
While providing distinct goods or services, an indirect rival meets the same client needs as another business does. For instance, a food vendor selling chicken tenders has an indirect rival from one selling baked bread. Despite selling various goods, they both cater to clients who desire meals.
Here, a company's clients could have to decide between your solution and one from a rival. The cost of transferring from one good or service to an indirect rival is typically considered by the customer. As a result, elements like flavour and price have an impact on a consumer's purchase decision.
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The US economy is a command economy.
A. True
B. False
Answer:
hmmmm i'd say true if not then false
Which of the following is an area in which expense control can help to create an appropriate image for a business
Answer:
Appearance
Explanation:
does anyone here know anything about like witchy stuff, like spells and stuff
Answer:
There are many religions that revolve around witchcraft. A modern pagan religion, called 'Wicca', have some spellbooks. Earthbound (a store) sells some spellbooks. I'm sure you can find some online too.
Explanation:
Extra note- you can actually learn a lot about witchcraft on TikTok. It can teach you about spells, charms, etc.
Write H if the resource is a human resource, and NH if it is a nonhuman resource. 1.Machines
2.Tools
3.Workers
4.Land
5.Water
6.Capital
7.Labor force
8.Time
9.Entrepreneur
10.Process
1.H
2.H
3.NH
4.NH
5.H
6.NH
7.H
8.NH
9.H
10.H
dale runs a very successful business and often feels as if there is not enough time in the day to accomplish everything that he needs to. He has always struggled with time management and has decided to start employing some strategies that other successful entrepreneurs use to manage their time better. What is one strategy that dale might use to do this?
Time management boosts a company's productivity and effectiveness, thus business owners should always work on building or improving it.
What exactly does time management entail?Planning and exercising deliberate control over the amount of time spent on particular tasks, especially to boost effectiveness, efficiency, and productivity, is the practise of time management.
The practise of controlling and arranging how to split your time between various activities is known as time management. If you execute it correctly, you'll find that you work more efficiently and effectively to complete more tasks in less time, even under time constraints and heavy pressure. The most successful people have great time management skills.
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Historic data indicate that there is usually a(n) ________ relationship between trade deficits and federal government budget deficits.
A.
zero
B.
indirect
C.
fluctuating
D.
direct
Historic data indicates that there is usually a d) direct relationship between trade deficits and federal government budget deficits.
In general, when a country experiences a trade deficit, it is importing more goods and services than it is exporting. This can lead to a decrease in domestic production, which in turn may result in lower tax revenues for the government.
On the other hand, a federal government budget deficit occurs when government spending exceeds its revenue. To cover the shortfall, the government may need to borrow money, which can lead to an increase in interest rates. This can further discourage domestic production and investment, exacerbating the trade deficit.
In some cases, government spending may be used to stimulate economic growth and reduce the trade deficit. However, if the spending is not managed properly, it can further increase the budget deficit. This direct relationship between trade deficits and federal government budget deficits can create a vicious cycle, making it challenging for policymakers to find a balance between promoting economic growth and maintaining fiscal responsibility.
Therefore, the correct answer is d) direct
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baker brothers has a dso of 44 days. the firms annual sales are 4.54 million usd. calculate the a/r. assume a 365 day year.
the correct option is (B) $547,715.07.
To calculate the A/R, first, let's find out what the DSO stands for? DSO stands for Days Sales Outstanding. It refers to the number of days that it takes for a company to collect payment from its customers for the goods/services that it has sold.
The formula to calculate DSO is as follows:
DSO = (Accounts Receivable / Net Credit Sales) * Number of DaysWe know that the DSO of Baker Brothers is 44 days, and the annual sales of the company are $4.54 million.
The year assumed is 365 days.To find the A/R, we have to rearrange the formula as follows:
Accounts Receivable = (DSO * Net Credit Sales) / Number of DaysLet's substitute the values in the above formula.
Accounts Receivable = (44 * 4,540,000) / 365Accounts Receivable
=547,715.07
The accounts receivable of Baker Brothers is approximately $547,715.07.
Therefore, the correct option is (B) $547,715.07.
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During the period, a company reports Sales of $48,000, Cost of Goods Sold of $28,000, and Income of $2,500. Profit margin is:
The period wherein an organization's income is $48,000, the price of a suitable offer is $28,000, and earnings are $2,500, so the earnings margin of the employer is $17,500.
What is the profit margin?Profit margin is one of the generally used profitability ratios to gauge the degree to which an employer or a commercial enterprise makes money.
It represents how much of the income has been profits. Simply put, the proportion parent shows how many cents of earnings the business generated for every dollar of sales.
For example, if a company reports that it completed a 35% earnings margin in the previous quarter, it means that it earned $0.35 for every dollar of revenue generated.
In ordinary use, however, it normally refers to internet earnings margin, an employer’s bottom line in spite of all different expenses, inclusive of taxes and one-off oddities, that were taken out of revenue.
There are 4 ranges of earnings or earnings margins: gross earnings, working earnings, pre-tax earnings, and internet earnings.
These are contemplated in an employer's earnings announcement within the following sequence: An employer takes in income revenue, then pays direct charges for the manufactured service.
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Answer:
5.2%
Explanation:
A savings account is an example of a
.
Real estate is an example of a
.
A US savings bond is an example of a
.
A 401(k) account is an example of a
.
A savings account is an example of a financial instrument. Real estate is an example of a tangible asset. A US savings bond is an example of a government-issued debt instrument. A 401(k) account is an example of a retirement savings plan.
A savings account is an example of a financial instrument. It is a type of bank account where individuals can deposit and store their money while earning interest on their savings. Savings accounts are typically provided by banks and credit unions and offer a low-risk way to save money. They are considered liquid assets, meaning the funds can be easily accessed when needed. The interest earned on a savings account is usually lower compared to other investment options, but it provides a secure place to hold funds for short-term financial goals, emergencies, or as a part of an overall financial strategy.
Real estate is an example of a tangible asset. It refers to property consisting of land and any structures built on it, including residential, commercial, or industrial buildings. Real estate is a valuable and tangible asset class that can appreciate in value over time. It can be owned by individuals, businesses, or even governments. Real estate can be purchased for personal use, such as a home, or for investment purposes, such as rental properties or commercial buildings. Investing in real estate offers the potential for long-term capital appreciation, rental income, and tax benefits.
A US savings bond is an example of a government-issued debt instrument. It is a low-risk investment option offered by the US Department of the Treasury. When individuals purchase a savings bond, they are essentially loaning money to the US government. Savings bonds come in different types, such as Series EE bonds and Series I bonds, and they have a fixed interest rate and a predetermined maturity period. They are considered safe investments because they are backed by the full faith and credit of the US government. Savings bonds provide a way for individuals to save money and earn interest while supporting government borrowing for various purposes, such as funding public projects or programs.
A 401(k) account is an example of a retirement savings plan. It is a tax-advantaged investment account offered by employers in the United States. Employees can contribute a portion of their pre-tax income to a 401(k) account, and these contributions are invested in a selection of investment options such as mutual funds, stocks, or bonds. One of the key benefits of a 401(k) account is that the contributions and any investment gains are tax-deferred until withdrawal, allowing individuals to potentially grow their retirement savings faster. Additionally, many employers offer a matching contribution, where they contribute a certain percentage of the employee's salary to the 401(k) account. 401(k) accounts are designed to help individuals save for retirement and provide a way to build a nest egg for the future. Withdrawals from a 401(k) account are typically subject to income tax and may be subject to penalties if taken before a certain age.
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The geometric average annual return for a large capitalization stock portfolio is 10% for ten
years and 6% per year for the next five years. The geometric average annual return for the entire
15 year period is ________.
A) 9.08%
B) 8.65%
C) 8.22%
D) 9.52%
Answer:
B) 8.65%
Explanation:
Geometric Average Return = [(1 + r1) * (1 + r2) * - - - - - * (1 + rN)]1/N - 1
Geometric Average Return = [(1 + 0.10)^10 * (1 + 0.06)^5]^1/15 - 1
Geometric Average Return = [1.10^10 * 1.06^5]^1/15 - 1
Geometric Average Return = [2.59374*1.33823]^1/15 - 1
Geometric Average Return = (3.471021)^1/15 - 1
Geometric Average Return = 1.08650188155 - 1
Geometric Average Return = 0.08650188155
Geometric Average Return = 8.65%