Short selling is a type of investment where investors are speculating that the stock price will decline in the future.
A short sale is when the investor borrows shares of the security and sells it to the market in anticipation of the price decrease. The investor hopes that the security's price will decrease in the future. After the price decreases, the investor repurchases the shares to return to the lender, resulting in a profit for the investor.
Suppose an investor feels that the share price of Company XYZ will decrease soon. In that case, the investor can borrow shares of Company XYZ from a lender (usually a broker), sell them on the market at the current price, and then wait for the share price to decrease.
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Businesses are said to have a higher turnover when they can’t keep employees for very long. Why might employers leave a company soon after being hired? How could a company decrease their turnover rate?
Explanation:
employees leave for better salaries, for jobs with more responsibilities, for jobs where they feel they contribute or still can learn from, for better management/managers or for personal reasons such as divorces. but if they leave soon after being hired, the cause is probably the really bad management.
a company could invest more in their employees and especially in their managers which are most of time responsible for early departures of employees.
Question 17 of 20
Trey's bank raises the interest rate on his line of credit without providing an
explanation. Which consumer protection law has his bank violated?
Trey's bank raises the interest rate on his line of credit without providing an
explanation. The consumer protection law that his bank violated is: "The Truth in Lending Act of 1968".
What are consumer protection laws?The Truth in Lending Act of 1968 is a federal law in the United States aiming to encourage the informed use of consumer credit by requiring disclosures about its terms and prices to standardize the method in which borrowing expenses are computed and communicated.
Consumer protection laws protect consumers from faulty products and deceptive or fraudulent company activities.
It is to be noted that in the United States, a range of federal and state laws govern consumer affairs. The Federal Food, Drug, and Cosmetic Act, the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Truth in Lending Act, the Fair Credit Billing Act, and the Gramm-Leach-Bliley Act are a few examples.
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Answer:
Credit Card Accountability, Responsability, and Disclosure Act
Explanation:
Miller and Sons' static budget for 9,700 units of production includes $35,500 for direct materials, $48,000 for direct labor, variable utilities of $6,800, and supervisor salaries of $16,900. A flexible budget for 13,100 units of production would show Round your final answer to the nearest dollar. Do not round interim calculations. a. Cirect materals of 547,943 , direct laber of 564,825 , utilities of $9,184, and superviser talanies of 520,280 b. diocct maserials of 547,943 , difect labor of $64,825, uthities of $9,184, and superviser salaries of $16,900 c. the swest coul atructure in iotal d. Weal variable cont of 5107,200
The flexible budget for 13,100 units of production would show direct materials cost of $547,943, direct labor cost of $564,825, utilities cost of $9,184, and supervisor salaries of $16,900.
To calculate the flexible budget for 13,100 units of production, we need to adjust the static budget amounts based on the changes in production level.
For direct materials, we can use the concept of cost behavior to estimate the new cost. Since the direct materials cost is given as $35,500 for 9,700 units, we can calculate the cost per unit by dividing the total cost by the number of units: $35,500 / 9,700 = $3.66 per unit. Multiplying this cost per unit by 13,100 units gives us the flexible budget for direct materials: $3.66 * 13,100 = $47,943.
Similarly, for direct labor, the given cost is $48,000 for 9,700 units. Dividing this cost by 9,700 units gives us the cost per unit of direct labor: $48,000 / 9,700 = $4.95 per unit. Multiplying this cost per unit by 13,100 units gives us the flexible budget for direct labor: $4.95 * 13,100 = $64,825.
The variable utilities cost is given as $6,800, and it is likely to vary proportionally with the number of units produced. Therefore, we can use a simple proportion to calculate the flexible budget for utilities. Setting up the proportion: $6,800 / 9,700 = X / 13,100, we can solve for X to find the flexible budget for utilities: X = ($6,800 / 9,700) * 13,100 = $9,184.
The supervisor salaries are not expected to vary with the number of units produced, so the static budget amount of $16,900 remains the same for the flexible budget.
Therefore, the flexible budget for 13,100 units of production would show direct materials cost of $547,943, direct labor cost of $564,825, utilities cost of $9,184, and supervisor salaries of $16,900.
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Discuss the social views that influence our relationship
Answer:
relationships with others influence how we communicate with them by many different factors. The relationship between people influence the way we interact with them. Giving hugs is generally for people you are close to, although you may shake someone's hand if you are not as close to them
Answer:
well what kind of relationship?
Explanation:
Opponents of a project do not belong to the category of stakeholders. (True or False)
The given statement is False as they have a vested interest in the project's outcome and can be affected by its implementation.
Stakeholders are individuals, groups, or organizations that have a direct or indirect interest in a project or its outcomes. They can include various parties such as employees, customers, suppliers, shareholders, local communities, government agencies, and even opponents or critics of the project.
Opponents of a project are individuals or groups who express opposition, concerns, or disagreement with the project's goals, objectives, or potential impacts. They may have different perspectives, conflicting interests, or perceive potential negative consequences associated with the project.
While stakeholders typically encompass a broad range of individuals and groups, including those who support or are directly involved in the project, opponents are also recognized as stakeholders. Their viewpoints and concerns need to be considered and addressed to ensure effective stakeholder management and project success.
Engaging with opponents and understanding their perspectives can provide valuable insights, help identify potential risks or issues, and enable project managers to develop strategies to mitigate concerns, improve project outcomes, or address any negative impacts.
Recognizing opponents as stakeholders fosters transparency, inclusivity, and effective communication, which can contribute to better decision-making and project outcomes.
Therefore, opponents of a project do belong to the category of stakeholders, although they may have divergent interests or perspectives compared to other stakeholders.
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One benefit of a savings account is that you can earn interest on your deposits
O True
O False
Answer:
O True
Explanation:
A savings account offers a safe and secure platform for firms and households to save money. Savings accounts are offered by financial institutions such as banks and credit unions. When customers open savings accounts, they save by depositing money in their savings accounts.
Banks and credit unions require customer deposits to create loans for other customers. They encourage customers to save by offering interest on savings or deposits. It is true that banks pay interest on customer savings.
you need to have $25,000 for a down payment on a house in 5 years. if you can earn an annual interest rate of 4.7 percent, how much will you have to deposit today?
You will have to deposit $19,870.39 today to get the $25,000 for a down payment upon a house in 5 years.
Explain about the Present Value of material?The present value displays the current value of an amount of money at some point in the future.
We multiply the future value but by present value factor to calculate the present value.
You must apply the present value formula to determine the amount you must deposit right away:
PV=FV/(1+i)^n
In which:
PV is Present valueFV is Future value ($25,000)i is annual interest rate (4.7%)n is number of periods of time (5 years)Put the values:
PV = 25,000/(1+0.047)^n
PV = 25,000/(1.047)^5
PV = 19,870.39
Thus, you will have to deposit $19,870.39 today to get the $25,000 for a down payment upon a house in 5 years.
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Most economists emphasize data or evidence that supports a hypothesis, putting less weight on evidence that may be contrary to their point of view. True False Question 23 Normative economics is the study of the way things are, according to the laws of economics. True False Keynesian economists believe that without government involvement the economy could tend toward a point of less than full employment. True False Question 25 Which of the following is an economic viewpoint that supports the idea of limited government? Keynesian Communism Mercantilism Austrian According to Adam Smith, the producer's self-interest is the key to a successful free market system. True False Question 27 2 pts Congress has the power to pass laws and control the purse strings, but by the proliferation of governmental agenessien been diluted. True False Which of the following is found in Adam Smith's book The Wealth of Nations? The invisible hand of self-interest in free markets directs the flow of resources. He explained how the profit motive, or the producer's self-interest, works to satisfy consumers wants. It is not due to the benevolence of the butcher, the brewer, or the baker, that we expect our dinner, but from regard to their own self-interest. We address ourselves, not to their humanity but to their self-love, and never talk to them of our own necessities but of their own advantages." All of the above. Question 29 2 pts Which of the following is an example of labor? You cut your grass with a push mower. You cut your neighbor's grass for free. You build a table in your basement to use in your dining room. None of the above. Let's say you have to make a decision to paint your bedroom yourself or hire someone. The most productive decision you can make would depend on how much money you have to pay someone to paint the room. how much money you are giving up in the best alternative choice if you paint the room yourself. if your marginal benefit is greater than your marginal cost. All of the above. Question 31 Which of the following statements represent the view of Keynesians? We should raise taxes on the wealthy. We should lower taxes, especially on the wealthy, to stimulate investments and growth. We should ease the burden of government regulations on businesses to encourage growth in jobs. None of the above
Most economists emphasize data or evidence that supports a hypothesis, putting less weight on evidence that may be contrary to their point of view. False. They should not put less weight on evidence that may be contrary to their point of view. Normative economics is the study of the way things ought to be, according to the laws of economics.
True. Keynesian economists believe that without government involvement the economy could tend toward a point of less than full employment. True. Which of the following is an economic viewpoint that supports the idea of limited government? Austrian. According to Adam Smith, the producer's self-interest is the key to a successful free market system. True.
Congress has the power to pass laws and control the purse strings, but by the proliferation of governmental agencies have been diluted. True.What is found in Adam Smith's book The Wealth of Nations? All of the above.Which of the following is an example of labor. You build a table in your basement to use in your dining room.
The most productive decision you can make would depend on how much money you are giving up in the best alternative choice if you paint the room yourself. Which of the following statements represent the view of Keynesians. We should raise taxes on the wealthy. False.
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how can we build up strong analytical skill discuss
Answer:
hope help you
Explanation:
Here are several ways you can improve your analytical skills:
Read more. An important part of being analytical involves being alert and remaining stimulated. ...
Build your mathematical skills. ...
Play brain games. ...
Learn something new. ...
Be more observant. ...
Join a debate club. ...
Take an exercise class. ...
Keep a journal.
the risk-free rate of return is 3.5 percent, the inflation rate is 2.9 percent, and the market risk premium is 7.5 percent. what is the expected rate of return on a stock with a beta of 1.43? 14.2% 8.7% 11% 13.1% 4.6%
the risk-free rate of return is 3.5 percent, the inflation rate is 2.9 percent, and the market risk premium is 7.5 percent. The expected rate of return on a stock with a beta of 1.43 is 14.2%
How do you calculate the expected return on a stock?An investor can calculate the expected return by multiplying all possible outcomes by the probability of them occurring and adding those outcomes together to arrive at the total expected return. Expected rate of return is a simple measure of probability, used to determine the likelihood and rate of return that a particular investment will yield.
Risk free rate= 3.5%
Inflation rate= 2.9%
Market risk premium= 7.5%
Beta= 1.43%
Therefore the expected rate of return can be calculated as follows
= Risk free rate of return₊ (Beta × Market risk premium)
= 3.5 + (1.43 × 7.5)
= 3.5 ₊ 10.725
= 14.225%
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1. Which of the following is an impact of increase in income tax of an individual?
A. Rise in disposable income
B. Increase in the ability to invest
C. Increase in the level of savings
D. Decrease in the purchasing power
Answer:
A
Explanation:
the answer is a because you get more free money with your income taxes therefore making more money that you can use on personal things
please help me with this match the column if i get perfect answer then i will give brainliest
Answer:
what do you need help on
Explanation:
ANALYTICS EXERCISE: PRODUCT DESIGN PROJECT
Product analytics is the process of analyzing how users interact with a product or service.
It permits product teams to track, visualize, and analyze consumer engagement and behavior data.
Teams use this statistics to enhance and optimize a product or service.
Why do we need product analytics?Product analytics allow an company to track and analyze its users' journeys -- from consumer activation thru all different phases of use -- to apprehend what makes them have interaction with and return to the product.
This also helps groups recognize the cost that the product provides to customers.
What makes a top product analysis?A thorough product analysis examines the functionality, purchaser perception, and fee of competitors' products, enabling companies to enhance their personal product development.
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a firm's ___ specifies the work to be done and how to do it given the firm's strategy or strategies.
A firm's process specifies the work to be done and how to do it given the firm's strategy or strategies. The company's policy is the official protocol and guidelines for carrying out its operations.
It is a strategic plan that defines a company's primary objectives and the methods for achieving them. It is critical because it guides the firm's decision-making process and helps in the management of the business. The business strategy must be effectively translated into specific and actionable objectives and policies by the company's policy.
The policy spells out the procedures for reaching organizational goals by offering employees clear directives on what they are expected to do and how to do it. The procedures cover a broad range of subjects, from how to manage data to how to deal with customers. They are the key to keeping the company running smoothly. The company's management is responsible for developing, monitoring, and reviewing its policy to ensure that it aligns with its objectives and goals.
The management team must ensure that the company's policy is communicated to all employees and is followed in every aspect of its operations. They must also ensure that the policy is updated regularly to reflect changes in the market and the company's objectives.
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Who makes it legally en forcable promises in a unilateral insurancew policy]
Answer:
Unilateral Contract — a contract in which only one party makes an enforceable promise. Most insurance policies are unilateral contracts in that only the insurer makes a legally enforceable promise to pay covered claims. By contrast, the insured makes few, if any, enforceable promises to the insurer.
Explanation:
what provisions in us audit standards are aimed at improving corporate governance?
The Sarbanes-Oxley Act of 2002, as amended, mandates that the Board create regulations outlining the standards of auditing and related professional practice.
Briefing:-That registered public accounting firms must adhere to when composing audit reports for issuers such as broker-dealers, public companies, and other issuers.
Which three major sets of auditing standards are there?The three categories of general standards, field work standards, and reporting standards are used to organize the 10 standards in the GAAS.
How has the Sarbanes-Oxley Act changed corporate governance in publicly traded companies and the audit profession?Additionally, the Sarbanes-Oxley Act added new guidelines for company auditing procedures. The Act specifies the standards of engagement for corporate audit committees and external auditors, among other obligations, and mandates that public firms hire independent auditors to examine their accounting procedures.
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I need two answers please by 2pm today.
Are you motivated more by intrinsic rewards (satisfaction, sense of accomplishment, etc.) or by extrinsic rewards (money, bonuses, etc.)?
Intrinsic rewards can be more satisfying to a worker than extrinsic ones, because internal motivation is something natural that does not depend on external stimuli.
How does an employee get motivated?There is a set of characteristics that helps in motivation in the work environment. Intrinsic rewards correspond to job satisfaction. To be achieved, the employee needs to feel valued and fulfilled with their responsibilities at work.
Extrinsic rewards are related to external motivations, such as a good salary and bonuses.
Therefore, motivation is essential in the workplace, as it stimulates employee productivity, satisfaction and integration.
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If Julie spends the weekend working, should she later initiate an executive discussion of the bank’s espoused values and principles in regard to issues of work–life balance for their employees? Support your position.
Answer:
Yes she should.
Explanation:
Julie should initiate an executive discussion of the bank's values and principles that support issues of work life because according to the above scenario, she has been at work during weekends hence does not have time for her family. While everyone knows that family comes first, the issue of work life balance must be taken seriously because asides the time for annual vacation, the only other time she has for her family is on weekends.
Julie should inform them of how hardworking she has been and working on weekends means she will no longer have time for her family hence could drift them apart. Also, she should explain how she value her life hence needed to also rest on weekends. Where all of theses discussions are not acceptable by the management or they rather insisted she works on weekends, then she might have to call it quit, which shows that the management does not stay true to their commitment on issues of work life balance for their employees.
What was yesterdays Price? Whats todays Price?
Find 5 stocks that you are interested in investing in. Give the company Name, Ticker Symbol, Share price today and What the Company does?
Pls do it pls I need it really needed it for today pls answer it
Answer:
The price is higher then it was yesterday
Explanation:
a good that is nonrival and excludable is defined as a: a. public good. b. private good. c. club good. d. common-resource good. e. government good.
A good that is nonrival and excludable is defined as a club good. Option c is the correct answer. A club good is a type of private good that can only be consumed by a limited group of individuals who have paid for access to it.
Other options are incorrect because a public good is non-excludable and nonrival, a private good is both excludable and rival, a common-resource good is rival but non-excludable, and a government good is not a recognized economic term. It is important to know about of these different types of goods in order to understand their characteristics and how they are valued in the economy.
Nonrival means that one person's use of the good does not reduce its availability for others, while excludable means that it is possible to prevent people from using the good if they do not pay for it. Club goods possess both these characteristics.
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The importance of Administration functions
The core of any company or organization is its administration. They are a group of actions that support the systematic and efficient management and coordination of an organization's many operations.
The importance of administration is -
1. The planning - The main function of administration is planning the goal, and objective and guiding the people of the team for the fulfillment of the objective. Through the planning method, the administrator can plan the number of resources going to be used in fulfillment of the objective.
2. Organizing - This involve the delegation of work to people and clearly defining their roles for the work which has to do.
3. Staffing - It involves the function of hiring, training, and retaining the employees of the organization.
In summary, the functions of administration play a crucial role in the success of any organization.
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Which of the following characteristics of a professional business letter distinguishes it from a personal business letter?
Characteristics of a professional business letter distinguish it from a personal business letter is many professional business letters are printed on letterhead". Option (D) is correct.
What is Business letter?A business letter is a communication between two businesses, or between businesses and their clients, consumers, or other outside parties. The relationship between the parties affects the letter's overall style.
Formal letters address someone professionally, whereas informal letters do so in a more personal manner. This is the major distinction between formal and informal letters. In addition, professional letters must adhere to a particular format, whereas casual letters can use any format.
Therefore, Option (D) is correct.
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Your question is incomplete, the complete question is;
which of the following characteristics of a professional business letter distinguishes it from a personal business letter? a. professional business letters come from individuals writing on their own behalf. b. many personal business letters are printed on letterhead. c. personal business letters come from individuals representing a company. d. many professional business letters are printed on letterhead.
The marketing concept that states that a business must find out what consumers want and provide it for them is called the: Multiple choice question. profit orientation product orientation service orientation customer orientation
The correct option is D). Customer orientation.
What is customer orientation?Customer orientation is a business approach in which an organization puts the needs of the customer on the priority over the needs of the business.
Any business without following customer-orientation approach cannot flourish unless it consistently improves customer focus.
Customer orientation is very important for achieving customer satisfaction.
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what is a compounding period?
Answer:
Compounding periods are the time intervals between when interest is added to the account.
Explanation:
Interest can be compounded annually, semi-annually, quarterly, monthly, daily, continuously, or on any other basis.
Explain why unions have declined in power in the last few decades.
Answer: See explanation
Explanation:
There are a number of reasons for the reduction in the power of unions in the last few decades.
One reason attributed to this is due to the shift in the composition of the economy of the United States. Nowadays, there are more people whom work in the service industries, and these sector usually have lower unionization rate.
Also, there is a reduction in the number of unions in the ndustrial sector. Some states have a right to work laws in place which has also led to reduction in the power of the unions.
Lastly, thecemployer reactions are also a contributory factor as they're more aggressive so as to keep unions from their companies.
Abby can purchase a secondary data to report for $500 or create primary data by surveying 300 people at a cost of $1.33 person. Which is cheaper?
Answer:
The cheaper option would be Option 2.
Explanation:
Option 2 would be cheaper because you would take 300 x 1.33 and that would give you 399. 500 is greater than 399.
In a situation where Abby can purchase a secondary data to report for $500 or create primary data by surveying 300 people at a cost of $1.33 a person, the cost of primary data is cheaper than the secondary cost.
What is the significance of cost?Cost of goods or services can be referred to or considered as the cost derived by an individual in order to get access to such goods or services. The costs of different alternative can be compared to make a rational decision between two products.
From the given information, the cost of collecting and creating primary data for 300 people will be 300 × 1.33 = $400. If a rational decision is to be made, it can be concluded that primary data costs cheaper.
Therefore, the significance regarding cost of the primary data has been aforementioned.
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the consequences of the volcker disinflation demonstrated that when volcker announced his intention to reduce inflation quickly, on average the public thought a. he would try to fool them by raising inflation to decrease unemployment. b. inflation would fall even further than volcker was willing to admit. c. inflation would be unchanged. d. inflation would fall but not by as much or as quickly as volcker claimed.
The consequences of the Volcker disinflation demonstrated that when Volcker announced his intention to reduce inflation quickly, on average, the public thought that inflation would fall but not by as much or as quickly as Volcker claimed. The correct option is d.
Volcker, as the Federal Reserve Chairman, aimed to combat high inflation by implementing tight monetary policies, such as increasing interest rates. However, the public was skeptical about the effectiveness and speed of these measures in achieving the desired inflation reduction.
This skepticism can be attributed to the public's past experiences with inflation and the perceived credibility of the Federal Reserve's commitment to fighting inflation. While some people might have believed that Volcker would be successful in reducing inflation, they doubted the extent and speed of the reduction. The public's perception had significant implications for the economy, as it affected inflation expectations and influenced economic decisions.
Ultimately, the Volcker disinflation did lead to a significant reduction in inflation, although the process was gradual and came at the cost of a deep recession. This event highlighted the importance of central bank credibility and the role of public expectations in the effectiveness of monetary policy. The correct option is d. inflation would fall but not by as much or as quickly as volcker claimed.
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explain the impact that technology had on the conduct of the war. which technological inventions made the most difference and which side gained the most from their use?
Technology had a significant impact on the conduct of war, shaping strategies, tactics, and outcomes. Several technological inventions played crucial roles, but it is important to note that the impact varied across different conflicts and eras. Here are some notable technological advancements and their influence:
1. **Firearms**: The development of firearms, including rifles, machine guns, and artillery, revolutionized warfare. These weapons increased the range, accuracy, and firepower of armed forces, reshaping traditional battle formations and tactics. The side that effectively deployed and utilized firearms gained an advantage.
2. **Aircraft**: The introduction of aircraft during World War I and their subsequent evolution in World War II transformed warfare. Aircraft allowed for reconnaissance, aerial bombardment, and air superiority, drastically changing the dynamics of battles and strategic planning. Both sides gained significant advantages from their use, but air superiority often played a crucial role in determining outcomes.
3. **Tanks**: Tanks brought mobility, firepower, and protection to the battlefield. They enabled armored warfare, breakthroughs in trench warfare, and rapid advancements across enemy lines. Tanks had a profound impact during World War I and continued to be crucial in subsequent conflicts. The side that effectively employed tanks gained a significant advantage.
4. **Communication and Encryption**: Advances in communication technology, such as radios and encryption systems, improved command and control on the battlefield. Swift and secure communication facilitated coordination, intelligence gathering, and timely decision-making. The side with superior communication and encryption capabilities gained an edge in terms of strategy and operational effectiveness.
Determining which side gained the most from technological advancements is complex, as it often depended on factors such as overall military strategy, doctrine, leadership, and industrial capacity. Different conflicts had different outcomes based on how these technologies were integrated into overall war efforts. It is important to analyze each specific historical context to assess the impact and advantages gained by either side.
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Calculate how many hours his non-salary employees will take to create a large order of 1,000 shoes. What kind of budget would Jose create?
This question is incomplete but will answer this based on what I guess you're asking.
Answer and Explanation:
Assume there are 10 employees for the small factory that makes shoes.
Let's assume each non-salary employee spends 30 minutes on each pair of shoes before it finishes, and charges $10 per hour.
1000 pairs of shoes would take 1000×0.5×10= 5000 hours(208 days and a few hours)
Total budget for non-salary employees= 5000 hrs×$10= $50000
Therefore Jose would need a $50000 budget given the variables above.
How do customers find out about Donny Ouyang's company
Answer:
People found out about his company through different types of promotion over the Internet. As well as offline around his community. Most people reach his Web sites through search engines like Gooogle and Bing.com.
Explanation:
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