in addition to the statement, you will need to know the following information: • they estimated their net annual income (after taxes and employer deductions) at $15,750 for dan and $14,175 for june • insurance is paid at the end of each calendar quarter • june purchases her commuter pass on the first of each month • the parents’ loan is money they borrowed from june’s parents to pay off their student loans. how much they pay each month is determined by them • the fun money listed on the statement is the money spent for a cruise to mexico. they didn’t keep track of any other entertainment expenses (such as dinners out and movies) incurred during the year. enter a value in each blank cell to get full credit for this exercise, and round all dollar amounts to the nearest whole dollar. enter any cash deficit with a minus sign. three-month cash budget (by month) name(s): dan and june kuryaki for: three months ending: march 31, 20xx january february march total for three months income dan’s salary $1,313 1,313 june’s salary 1,181 1,181 total income 2,494 expenses rent 450 450 utilities: central maine power 50 50 t-mobile 25 25 food 90 90 automobile 315 315 public transportation 200 200 insurance 0 0 parents’ loan 58 58 fun money 208 208 total expenses 1,396 1,621 cash surplus (deficit) 1,098 cumulative surplus (deficit) $1,098
Answers
The three-month cash budget for Dan and June Kuryaki, ending on March 31, 20XX, shows a cumulative surplus of $1,098. This indicates that their total income exceeded their total expenses during this period. It is important to note that this is a simplified example, and other financial considerations may exist beyond the provided information.
To calculate the cash surplus or deficit for each month, we need to subtract the total expenses from the total income.
January:
Income:
- Dan's salary: $1,313
- June's salary: $1,181
Total income: $2,494
Expenses:
- Rent: $450
- Utilities: Central Maine Power: $50
- Utilities: T-Mobile: $25
- Food: $90
- Automobile: $315
- Public transportation: $200
- Insurance: $0
- Parents' loan: $58
- Fun money: $208
Total expenses: $1,396
Cash surplus (January income minus expenses): $2,494 - $1,396 = $1,098
February and March:
The calculations for February and March follow the same process as January. The income and expenses are as follows:
February:
Income: $2,494
Expenses: $1,621
Cash surplus (February income minus expenses): $2,494 - $1,621 = $873
March:
Income: $2,494
Expenses: $1,621
Cash surplus (March income minus expenses): $2,494 - $1,621 = $873
Total cash surplus for three months: $1,098 + $873 + $873 = $2,844
The cumulative surplus for Dan and June Kuryaki for the three months ending on March 31, 20XX, is $1,098.
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Related Questions
Regardless of which method you choose, why is it important to pay at least the monthly minimum payment on every debt? Your credit history is erased and you have a "thin file". Federal and state governments can increase your taxes if you don't make the minimum payment. You will have to pay fees and your credit score will decrease. Your credit score will increase by at least 30 points.
Answers
Answer:
You will have to pay fees and your credit score will decrease.
Explanation:
If you do not make at lest the minimum payments for all your outstanding debts, the lender will probably charge you late payment fees (which can be very expensive), and your credit score will certainly decrease. This will end up increasing your future credit costs and hurt your ability to access them.
Determine which primary function of money is performed when Jack gave $500 cash to a carpenter for fixing his deck. medium of exchange. O O store of value. unit of account. measure of value.
Answers
The primary function of money performed when Jack gave $500 cash to a carpenter for fixing his deck is the medium of exchange.
The basic purpose of money, as demonstrated by Jack's $500 cash payment to a carpenter for deck repair, is the means of exchange.
The ability of money to operate as a common mediator in transactions, allowing goods and services to be transferred for money, is referred to as its medium of exchange function.
In this scenario, Jack used the $500 cash to pay for the carpenter's services in repairing his deck. The medium of exchange function of money refers to its ability to be used as a common intermediary in transactions, allowing goods and services to be traded for money.
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The primary function of money that is performed when Jack gave $500 cash to a carpenter for fixing his deck is medium of exchange.
Medium of exchange refers to the function of money as a commonly accepted intermediary for the exchange of goods and services. In this scenario, Jack used cash (money) as a medium of exchange to pay the carpenter for his services in fixing his deck.
Sure! Money serves several functions in an economy, which are commonly classified into three main categories:
Medium of exchange: This refers to the function of money as a commonly accepted intermediary for the exchange of goods and services. Money serves as a medium of exchange because it is widely accepted by sellers of goods and services in exchange for their products.
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Firms and industries producing capital goods are affected most by the business cycle and the negative effects of a recession because purchases of capital goods ______. Multiple choice question. cannot be postponed are made frequently are typically unexpected can be postponed
Answers
Firms and industries producing capital goods are affected most by the business cycle and the negative effects of a recession because purchases of capital goods can be postponed.
A country is in recession when the GDP of the country for two consecutive quarters is negative. A business cycle is a cycle of growth and decline in the economy.
When a country is in a recession or at a trough in the business cycle, there is usually a low level of economic activities. As a result, there is a decline in the demand for capital goods. On the other hand, the demand for consumer goods cannot be postponed. As a result, consumer goods are not as negatively affected by a recession as much as capital goods.
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One benefit associated with selling to organizations is that Multiple Choice they often get competing bids profit margins are highly unpredictable. there are often millions of buyers purchases in a single transaction are typically much larger than in consumer buying there is a short sales cycle.
Answers
One benefit associated with selling to organizations is that purchases in a single transaction are typically much larger than in consumer buying.
Option D is correct.
What is the most significant benefit for customers?Customers become committed to your brand when they are satisfied. A significant portion of a company's revenue comes from these devoted clients, who continue to do business with them. Your company's revenue and customer churn rates are greatly impacted by customer loss.
What are the two kinds of advantages for customers?There are two critical kinds of client benefits: value of the product or service and value of the service experience. Social value, personal value, and psychological value are all examples of customer benefits.
Question incomplete:
One benefit associated with selling to organizations is that Multiple Choice
A. they often get competing bids
B. profit margins are highly unpredictable.
C. there are often millions of buyers
D. purchases in a single transaction are typically much larger than in consumer buying
E. there is a short sales cycle.
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what are non economic resources?
Answers
Answer:
Non-Economic resources are all those resources that are generally limitless in supply and are not rationed by prices ie (they have no price tags) they are not characteristically traded in markets.Answer:
Non-Economic resources are all those resources that are generally limitless in supply and are not rationed by prices ie (they have no price tags) they are not characteristically traded in markets.
Explanation:
You have decided to form a study group for your Study Skills class. How should you decide who will be in the group?
Answers
Answer:
figure out who has the skilles needed to join
Explanation:
when you are in a study group you have to have a set of skilles that benefit others and some other ways, the way to do this is print out aplications and have them fill out what they can contribute and when they get turned in read them.
Answer:
when you are in a study group you have to have a set of skilles that benefit others and some other ways, the way to do this is print out aplications and have them fill out what they can contribute and when they get turned in read them.
According to this image :
1- What is the age range of the generation with the highest amount of household debt?
2-Which is the only generation to decrease its average debt from 2019 to 2020?
3-Compare the rate at which Gen Z’s debt increased from 2019 to 2020 compared to other generations.
With an increase of 67.2%, Gen Z’s debt increased at a much higher rate than other generations.
4-Calculate how long it would take for Gen Z’s average debt ($16,000) to reach Gen X’s level of average debt ($140,000) if it continued to increase at its current rate (67.2% per year).
5-Develop a logical argument why Gen Z’s debt is rising at such a high rate when the Silent Generation’s debt is decreasing.
I have to turn this worksheet today, So please ANYONE help me out please ASAP..
Answers
Answer:
1. Gen X 41-56years
2. Silent Gen reduced debt by 4.6%
3.Baby boomers increased by 0.3% from 2019 to 2020, they had the least increase in debt
Gen X followed with 3.5% increase from 2019 to 2020 while Millenials had 11.5% increase in debt between 2019 and 2022. Even though Gen Z debt increased by 67.2%, they still have the lowest debt overall into two years.
4.Gen Z average debt $16,000
Gen X average debt $ 140,000
In 5years, it will meet up with Gen Xs level of debt
5. The silent Gen are the elderly, mostly retired and no longer taking new loans while Gen Z is the younger generating, newly exploring the world, teenagers and students, young school leavers and new work force taking loans at the slightest offer. The silent age are no longer active, they are most been taken care of and won't be taking loan facilities for any purpose. Student loan, technology etc is available and most suitable for the age range of Gen Z, hence the difference in the loan dimension.
the service department of monroe brothers automotive would like to achieve uniform workstation loads. an effective system for this firm would be
Answers
A reservation system would be a useful system for this business.
The Federal Open Market Committee is in charge of deciding on monetary policy (FOMC). All seven members of the board of governors and the presidents of the twelve regional Federal Reserve Banks make up the Federal Reserve System (FRS), which serves as the country's central bank. Only five bank presidents, nevertheless, are able to vote concurrently. It is commonly referred to as "the Fed" and is arguably the most powerful financial institution in the world. It was created to provide the country with a stable, flexible, and secure financial and monetary system. There are seven members of the Fed's board. There are further 12 Federal Reserve banks, each of which is run by the president of a separate district.
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According to mcclelland’s acquired needs theory, the need for ________ is the desire to control, influence, or be responsible for other people.
Answers
According to McClelland's acquired needs theory, the need for Power is the desire to control, influence, or be responsible for other people. Individuals with a strong need for power seek opportunities to lead, make decisions, and exert authority over others.
The need for Power is one of the three primary needs identified in McClelland's theory, along with the need for Achievement and the need for Affiliation. Each of these needs represents a different motivational driver that influences people's behavior and choices.
People with a high need for Power are driven by the desire to have an impact on others and the ability to shape outcomes. They enjoy being in control, taking charge of situations, and influencing the decisions and actions of others. They may seek leadership roles, aspire to positions of authority, and strive for recognition and respect from their peers.
These individuals are often effective in roles where they can exercise their power, such as managers, supervisors, and leaders. They are motivated by opportunities to make a difference, exert influence, and achieve success through their ability to lead and guide others.
However, it's important to note that the need for Power can be either positive or negative. People with a positive orientation towards power focus on using their influence for the greater good, while those with a negative orientation may engage in manipulation, control, and dominance.
Overall, McClelland's acquired needs theory suggests that individuals have different motivations and that understanding these needs can help in creating work environments and roles that align with employees' inherent drives, ultimately leading to increased job satisfaction and performance.
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Describe what you really want to remember from the International Human Resource Management class.
Answers
The International Human Resource Management class was an informative and valuable course. I learned a great deal about managing employees in an international context and gained skills that will be useful in my future career.
International Human Resource Management (IHRM) is a subject that focuses on the management of human resources within an international context. The class covers the methods and techniques that are used to manage a workforce across different countries and cultures. This involves dealing with issues such as cross-cultural communication, differences in labor laws, and the challenges of managing a geographically dispersed workforce.
There are several things that I would like to remember from the International Human Resource Management class. Firstly, the class emphasized the importance of understanding the cultural differences between different countries. This is essential for managing employees in different regions, as different cultures have different expectations and values.
Secondly, I learned about the different methods that can be used to recruit and select international employees. This includes using online job boards and social media platforms to attract candidates from different countries.
Thirdly, I learned about the challenges of managing a geographically dispersed workforce. This involves using technology to communicate with remote workers and ensuring that they are engaged and productive.
Finally, I would like to remember the importance of being flexible and adaptable when working in an international context. As an international human resource manager, one must be able to adjust to different cultural and business practices in order to effectively manage a workforce in different countries.
In conclusion, the International Human Resource Management class was an informative and valuable course. I learned a great deal about managing employees in an international context and gained skills that will be useful in my future career.
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Kathy and Jake are purchasing a house and are financing $465,000. The mortgage is a 20-year
5/1 ARM at 3.5% with a 2/7 cap structure. What will the remaining balance be after the first 5 years?
a $396,038.65
b$427,354.28
c $407,836.29
d $377,238.57
Answers
Answer:
D
Explanation:
The remaining balance on a 20-year 5/1 ARM at 3.5% interest with a 2/7 cap structure after 5 years will be $377,238.57.
Pro life tip: Do NOT finance your home with an ARM mortgage.
Good luck in your studies!
all of the following are benefits of customer loyalty except
Answers
The benefits of customer loyalty lower costs of production. Option B is correct.
Customer loyalty is the willingness of a customer to engage with and repeatedly purchase from you as opposed to your competitors. It is a description of an ongoing emotional relationship between you and your customer. When a customer has a good experience with you, they become loyal, which helps build trust.
According to studies, new customers spend 67% less on goods and services than loyal customers do. Therefore, despite the fact that your most devoted customers only make up 20% of your audience, they contribute up to 80% of revenue. These numbers are hard to ignore when it is five times easier to keep a customer than to get a new one.
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Complete Question:
All of the following are benefits of customer loyalty EXCEPT:
a. valuable feedback.
b. lower costs of production.
c. repeat sales.
d. word-of-mouth promotion.
what does the fox say
Answers
Answer:nenenesnene
Explanation:
Answer:
"Ring-ding-ding-ding-dingeringeding!
Gering-ding-ding-ding-dingeringeding!
Gering-ding-ding-ding-dingeringeding!"
"Wa-pa-pa-pa-pa-pa-pow!
Wa-pa-pa-pa-pa-pa-pow!
Wa-pa-pa-pa-pa-pa-pow!"
Which statement is a consequence of objectivism? Group of answer choices Moral rules apply in all cases, without exceptions. Whether an action is objectively right depends on its consequences. If two people have a moral disagreement, only one of them can be right. Everyone has the same beliefs about morality.
Answers
Answer:
B. Whether an action is objectively right depends on its consequences
Explanation:
Ayn Rand developed the theory of Objectivism. Objectivism according to her is the philosophical idea, that every thing people do, be it the pursuit of education or financial security is done simply for the purpose of preserving the human life. This theory promotes selfishness over altruism. It also advocates realism. Every other thing people do is supposed to conform to that which is the fact.
This theory also opines that if our philosophy of life is correct or right, then we would be successful. But if our philosophy of life is wrong, then the consequences would be inimical.
Which person would need the least amount of collision coverage from their auto insurance?
A - Umme is a new driver and her parents bought her a reliable used car that she needs for work
B - Samir is a new driver and his parents bought him a new sports car for his 16th birthday
C - Indira has a clean driving record, drives to work everyday, and leases a new car
D - Harry has a clean driving record, rarely drives, and owns an older car that he plans to replace in a few years
Answers
what is the differential cost of alternative b over alternative a, including all of the relevant costs? group of answer choices a. $105,000 b. $127,000 c. $44,000 d. $149,000
Answers
The differential cost of alternative B over alternative A, including all relevant costs, is $149,000.
When comparing alternative options, the differential cost represents the difference in total costs between the two alternatives. In this scenario, the differential cost of alternative B over alternative A is $149,000. This means that choosing alternative B would result in an additional cost of $149,000 compared to alternative A.
The calculation of the differential cost involves considering all relevant costs associated with each alternative. These costs may include direct expenses, indirect expenses, fixed costs, variable costs, opportunity costs, and any other expenses that are pertinent to the decision-making process. By calculating the total costs for each alternative and finding the difference, the differential cost can be determined. In this case, the differential cost of $149,000 suggests that alternative B would require an additional expenditure of that amount compared to alternative A.
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Maxine and her friend Alice share a love of listening to music from England. They spend
plenty of sleepovers listening to their favorite bands and are always sharing new songs or
artists with each other.
One day, Alice excitedly tells Maxine her dad bought her tickets to a huge music festival in
England where some of their favorite bands will play. Plus, she has a ticket for Maxine, and
Alice's dad said he'll cover half of Maxine's airfare. The other half is only $412. Maxine feels
like this is a once-in-a-lifetime opportunity. Should Maxine use her emergency fund to take this super rare opportunity? Explain your reasoning.
Answers
Based on the given information Maxine should not use her emergency fund to take this super rare opportunity as it is intended to use in an unforeseen situation.
What is an emergency fund?
An emergency fund is said to be savings that an individual intended do in order to meet challenges that are not predictable and unforeseen for them.
An emergency fund shouldn't be used for a planned vacation or other predictable expenses; rather, it should only be used in the event of an unexpected event. You don't have to deprive yourself of small comforts in life.
In the given case, the music concert is not an unforeseen event is a planned vacation so the emergency fund should not be utilized.
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Look at the picture and the passage. How does the picture demonstrate air pressure?
The more air that is in the balloon, the faster the air particles move, causing the balloon to expand.
As more air is blown into the balloon, the pressure increases, forcing the sides of the balloon to expand.
Air particles blown into the balloon are moving faster than the air outside of the balloon, causing it to expand.
Compressed air from the lungs is blown into the balloon. Because this air is heavy, the balloon expands.
Answers
The more air that is in the balloon, the faster the air particles move, causing the balloon to expand as the the picture demonstrate air pressure. Thus, option (a) is correct.
What is picture?A drawing, photograph, painting, or other image of a person, object, or situation is referred to as a “picture.” The picture was the help to the learning process. The picture was the visual representation of the communication. The picture was the more attract to the children. The picture is the sign, symbol and the included the drawing.
According to the picture was the dependent on the demonstration air density are a human are the wind on the balloon to the fast the air particles move are the producing to the balloons are the greater. It was the principal demonstrate air pressure.
As a result, the air pressure was the demonstrate are the aforementioned.
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The risk-reward relationship says:
Answers
Advertising and marketing analytics, in-app analytics, and performance analytics are three popular types of ________ analytics.
Answers
Answer:
Mobile
Explanation:
Advertising and marketing analytics, in-app analytics, and performance analytics are three popular types of Mobile analytics.
Having just one error on a cover letter may eliminate an applicant from being considered for employment.
Answers
Answer:
i think its true
Explanation:
im sorry if im wrong
which of the descriptions are characteristics of oligopoly and which are not? a. significant barriers to entry characteristic of oligopoly not a characteristic of oligopoly b. large number of firms producing differentiated products c. free entry and exit d. large number of buyers and sellers e. firms must consider competitors' reactions when making decisions
Answers
Descriptions (a) and (e) are characteristics of oligopoly that is: Significant barriers to entry, firms must consider competitors' reactions when making decisions
Descriptions (b), (c), and (d) are not characteristics of oligopoly that is :large number of firms producing differentiated products, free entry and exit, large number of buyers and sellers.
Characteristic of oligopoly-
Oligopolies typically have high barriers to entry, which prevent new firms from entering the market easily.
Firms must consider competitors' reactions when making decisions: Since there are only a few dominant firms in an oligopoly, each firm's decisions can significantly impact the market, making it necessary for them to consider competitors' reactions when making decisions.
Not a characteristic of oligopoly-
Large number of firms producing differentiated products: Oligopolies usually consist of a small number of firms, while a large number of firms producing differentiated products is more characteristic of monopolistic competition.
Free entry and exit: As mentioned earlier, oligopolies have significant barriers to entry, so free entry and exit is not a characteristic of this market structure.
Large number of buyers and sellers: Oligopolies have a small number of dominant firms, whereas a large number of buyers and sellers is more typical of a competitive market or perfect competition.
descriptions (a) and (e) are characteristics of oligopoly, while (b), (c), and (d) are not.
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Chapter 9 Pricing, Costing, and Growth.
It’s 10 questions - multiple choice and thank you !
I will give you brainliest if you answer all 10 (:
Answers
Answer:
b, b, c, a, d, c, b, d, a, c,
Explanation:
wilbur wants a checking account with the lowest fees. which checking account would be best for wilbur?
Answers
A free checking account with a low or no monthly maintenance fee is the best option for Wilbur.
Checking accounts come with a variety of fees and services, so it's important to compare different accounts to make sure you get the one that best fits your needs.
If Wilbur is looking for a checking account with the lowest fees, he should look for a free checking account with no monthly maintenance fee. Free checking accounts usually come with fewer restrictions and more features than a basic checking account.
Many banks also offer free checking accounts with no minimum balance requirements. Additionally, Wilbur should look for a checking account that does not charge fees for overdrafts, ATM withdrawals, or inactivity. It's important to check if the bank has a network of ATM locations and ask about the fees for using out-of-network ATMs.
Wilbur should also research the bank's customer service policies to make sure he can easily get help if he has questions about his account. Finally, Wilbur should read the terms and conditions of the account to make sure he fully understands the costs and restrictions associated with it.
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Explain two ways in which mohammad could increase added value
Answers
The 2 ways in which where Mohammed could increase the added value of his company includes:
He could introduce new products and could modernize appearance and equipment in his coffee shop.He could start making cakes and pastries for special occasions like birthdays and weddings.What is an Added value?It refers to the profit that stays in the company as a difference between the total amount earned from sales and the total amount spent for production.
If such company's expenses for each product or service are higher then its price, then it is not going to have any added value. For instance, when company sells postcards for 5 dollars. In the same time, costs for making one postcard are 3 dollar. Added value = = 5 dollar - 3 dollar = 2 dollar.
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In the past, the policy-making relationship between states and the federal government was called ______, since there was clear separation of policy responsibility between the two levels.
Answers
In the past, the policy-making relationship between states and the federal government was called Dual federalism, since there was a clear separation of policy responsibility between the two levels.
Dual federalism, also known as hierarchical federalism or shared sovereignty, is a political arrangement in which powers are clearly divided between federal and state governments, with state governments exercising delegated powers without federal interference. .
Even the House and Senate are examples of dual federalism. Both houses may be involved in approving federal laws that affect different states and require state involvement, but issues can only be passed through the senator's desk or state senators. representative.
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anyone know PNC banks atm fees?
Answers
Answer:
$500 i think is the answer
Explanation:
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employee attitudes, turnover, organizational culture, and resource capabilities are typical metrics in the foundational perspective of the balanced scorecard approach.
Answers
Employee attitudes, turnover, organizational culture, and resource capabilities are typical metrics in the foundational perspective of the balanced scorecard approach. (True)
What is organizational culture?The values, standards, and behaviors that make up the organizational culture have an impact on and direct the behavior of every team member. Consider it as the range of traits that characterize your company. While a dysfunctional company culture brings out traits that can harm even the most successful organizations, a great company culture exemplifies positive traits that improve performance.
Organizational culture goals and a mission statement should not be confused with culture, despite the fact that both can aid in its definition. Culture is not created by press releases or policy documents; it is created by consistent, sincere behavior. Company culture in action can be seen when you watch how the CEO handles a crisis, a team adapts to shifting customer needs, or a manager corrects an employee who makes a mistake.
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In 2016, Maria travels to Italy and exchanges $1000 for 800 euros, the next year she returns and exchanges $1000 for 750 euros. She concludes that...
the euro has depreciated relative to the dollar.
the dollar had depreciated relative to the euro.
the dollar has appreciated relative to the euro.
Answers
Answer:
The dollar has depreciated relative to the euro
Explanation:
If I exchange you a lesser amount of money in U.S. currency for a bigger amount in Euros when trading money, that means the value of my money is more. So if I were to exchange $1000 for 750 euros instead of 800 euros, the value of a euro eithed went up or the value of a U.S. dollar went down
How have newer work models made the workplace more efficient?
Answers
Explanation:
Don't be Afraid to Delegate. While this tip might seem the most obvious, it is often the most difficult to put into practice. ...Match Tasks to Skills. ...Communicate Effectively. ...Keep Goals Clear & Focused. ...Incentivize Employees. ...Cut Out the Excess. ...Train and Develop Employees. ...Embrace Telecommuting.Answer:
1)Assign a task to the person with the right skills. When a new assignment arises, managers tend to think: "Who on my staff has time to take this on?" This is not an effective way to make a decision.
2)Limit meetings: Let's face it: Unless it's a necessary client meeting or important brainstorm session, nine times out of 10,
3)Systematize processes to save people time. There may be old ways of doing things in your company that take up a lot of time. When you ask managers why you do things that way, they may say: "Well, that's just how we've always done it."
4)Provide quiet, uninterrupted spaces to work. This goes back to those colleagues disrupting your work to discuss personal issues. Most people work better in an environment without a lot of noise. Cubicle farms make it hard to accomplish meaningful work. The open physical layout of many offices today, as well as "open-door" policies establish an open invitation for co-workers to interrupt others.
5)Determine where people need to be located. Companies are beginning to realize that telework saves them money and greatly increases productivity. Employees working from home tend to accomplish more than their counterparts sitting in an office. This is mainly due to the lack of office distractions listed above and the extra time people can put into work since they can start and end their day during typical commute times. Also, business travel is not always a necessity, as it is both a high monetary and time cost to incur.
Explanation:
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