In what area is coverage available through citizens property insurance corporation?
Answers
Coverage is available for buildings under construction, but only if intended to be occupied by the named insured.
Construction is a general term for the art and science of forming an object, system, or organization, derived from the Latin build (from com- "together" and true "to heap") and the old French building. A construct is a verb, the act of constructing, a noun is a construction, the nature of how something is constructed, and its structure.
In the most general context, construction includes the process of carrying buildings, infrastructure, industrial facilities, and related activities to the end of their useful life.
It typically begins with planning, financing, and design, and continues until the asset is built and ready for use. construction work also includes repair and maintenance work, as well as work for extension, extension, and improvement of the property, as well as final demolition, demolition, or decommissioning.
learn more about the construction here. https://brainly.com/question/25795065
#SPJ4
Related Questions
Why can communicating with someone with a different background than yours present challenges?
Answers
Dash Plumbing is an established company with 12 employees and a small office in the suburbs of Atlanta. The company had an old copier that was breaking down often, to the dismay of the staff, and it had the resources to buy a new one. Which best describes this situation
Answers
Answer:
The people at dash plumbing are in the market for a new copier
Explanation:
Since in the question it is mentioned that Dash publishing is an established company that has 12 employees and has a small office in Atlanta. Also the old copier breaks down and the resources to purchase
So the given situation represent that the dash plumbing people come in the market for a new copier and the same is to be considered
How does the Better Business Bureau effect the economy?
Answers
Answer:
Varies
Explanation:
It helps people find businesses that are trustworthy.
1. Analyse the benefits and challenges of establishing a company versus other forms of ownership
Answers
Explanation:
Some of the various forms of business ownership include:
partnershipsole proprietorshiplimited liability companyThe benefits of establishing a company (limited liability company):
owners asset are separated from any liability the company incurs > in sole proprietorship the owners personal asset can incur liability. excluded from federal income taxe.The challenges:
requires high setup cost > this is not the case with sole proprietorship.raising capital for operations is diffficultcompanies often make potential employees complete applications, interviews, background checks, and many other processes prior to hiring them. the eeoc considers all of these processes to be:
Answers
The EEOC considers potential employees complete applications, interviews, background checks as Selection tools.
The EEOC is an acronyms for the federal agency called Equal Employment Opportunity Commission.
Basically, the HR personnel of a companies conducts various test, research and interviews for job applicant to allows them select the most qualified applicant for the job.
All the procedure used by the HR personnel such as complete applications, interviews, background checks and other processes prior to hiring them are seen as Selection tools by the Equal Employment Opportunity Commission.
Learn more about Selection tools here
brainly.com/question/18188109
Your boss asks you to write a press release about a client's new product. He edits your draft, adding information about the product that you know to be incorrect. What do you do?
Answers
Answer: In the above scenario,I would decline carrying out the task when I know information given to me would falsify or tarnish the image of the client
Explanation:
Integrity is vital in the world today. It could be a test indirectly for an opportunity tomorrow and when you fail there is a high probability those who used you for such would trust you because the would think you can easily be swayed.
In the above scenario,I would decline carrying out the task when I know information given to me would falsify or tarnish the image of the client. Integrity is a good name that keeps bearing fruit forever.
in economics, the demand for a good refers to the amount of the good that people: group of answer choices will buy at various prices. need to achieve a minimum standard of living. would like to have if the good were free. will buy at alternative income levels.
Answers
the demand for a good refers to the amount of the good that people a group of people will like to have different options and different prices at which they can buy a product.
Demand for goods and services
Economists use the term demand to relate to the quantum of some good or service consumers are willing and suitable to buy at each price. Demand is grounded on requirements and wants — a consumer may be suitable to separate between a need and a want, but from an economist’s perspective they're the same thing. Demand is also grounded on capability today. However, you have no effective demand, If you can not pay.
What a buyer pays for a unit of the specific good or service is called price. The total number of units bought at that price is called the volume demanded. An increase in the price of a good or service nearly always decreases the volume demanded of that good or service. Again, a drop in price will increase the volume demanded.
To know more about demand for a good, visit: brainly.com/question/28475159
#SPJ4
The annual inflation rate is expected to be 5 percent over the next 3 years. Juan plans to take out a 3-year loan to purchase a car. If Juan decides not to take out a loan if the real interest rate exceeds 3 percent, the highest nominal interest rate he is willing to pay is:
Answers
The highest nominal interest rate he is willing to pay is 8.15%.
The highest nominal interest rate that Juan is willing to pay can be determined using the Fisher equation. The Fisher equation postulates that the nominal interest rate is a function of the real interest rate and the inflation rate.
Fisher effect equation : ( 1 + nominal interest rate) = (1 + real interest rate) x (1 + inflation rate)
(1.03) x (1.05) = ( 1 + nominal interest rate)
( 1 + nominal interest rate) = 1.0815
Nominal interest rate = 1.0815 - 1
Nominal interest rate = 8.15%
To learn more, please check: https://brainly.com/question/21323568
Consider the AD/AS framework seen in lectures. Say that, because of the uncertainty created by the impasse in Congress over the debt ceiling, investment in the economy decreases. In the short run equilibrium
a) Output, prices and the nominal interest rate rise.
b) Output, prices and the nominal interest rate fall.
c) Output and prices fall; the nominal interest rate rises.
d) Output and prices rise; the nominal interest rate falls.
e) None of the above.
Consider the AD/AS framework seen in lectures. Say that, because of the uncertainty due to the impass in Congress over the debt ceiling, investment in the economy decreases. In the long run equilibrium
a) Prices and the nominal interest rate rise.
b) Prices and the nominal interest rate fall.
c) Prices fall, the nominal interest rate rises.
d) Prices rise, the nominal interest rate falls.
e) None of the above.
Answers
In the short run equilibrium, option c) Output and prices fall; the nominal interest rate rises is the most likely outcome.
This is because a decrease in investment will lead to a decrease in aggregate demand (AD) which will cause a decrease in both output and prices. At the same time, the decrease in investment may cause lenders to demand higher interest rates to compensate for the increased uncertainty, leading to a rise in the nominal interest rate.
In the long run equilibrium, option b) Prices and the nominal interest rate fall is the most likely outcome. This is because in the long run, the economy will adjust to the decrease in investment by shifting the aggregate supply (AS) curve to the right. This will cause prices to fall and the nominal interest rate to decrease as the economy returns to its long run equilibrium.
It is important to note that these outcomes are not guaranteed and other factors such as government policies and international events may also impact the economy.
In the short-run equilibrium, due to the uncertainty created by the impasse in Congress over the debt ceiling, investment in the economy decreases. As a result:
c) Output and prices fall; the nominal interest rate rises.
In the long-run equilibrium, after the economy has adjusted to the decrease in investment:
b) Prices and the nominal interest rate fall.
Learn more about aggregate demand here;
https://brainly.com/question/31191847
#SPJ11
craig thought he could earn $1,000 selling paintings in 6 months. instead, he made $1,200. what is the percentage difference?
Answers
Answer:1,200
Explanation:
If I'm wrong please correct me but here how I got that answer.
1200x6=7,200
1000x6=6000
7,200-6,000= 1,200
A clearance rack is marked as 60% off the regular price to be taken at the register. If a jacket on the clearance rack is marked $239. 99, what will it ring up for at the register? a. $14. 40 b. $60. 00 c. $96. 00 d. $143. 99 Please select the best answer from the choices provided A B C D.
Answers
The correct answer is:
c. $96.00
To determine the price of the jacket at the register, we need to calculate 60% off the marked price of $239.99.
60% of $239.99 can be calculated by multiplying $239.99 by 0.60:
$239.99 * 0.60 = $143.99
Therefore, the jacket will ring up for $143.99 at the register.
The question states that the jacket on the clearance rack is marked as 60% off the regular price. This means that the customer will receive a discount of 60% when purchasing the jacket. To calculate the discount amount, we multiply the marked price by 60% (or 0.60). In this case, the marked price of the jacket is $239.99.
$239.99 * 0.60 = $143.99
Hence, the jacket will ring up for $143.99 at the register, which corresponds to a 60% discount off the original price. Therefore, the correct answer is c. $96.00.
To learn more about the discount amount visit: brainly.com/question/26204183
#SPJ11
Ray lends $3,500. 00 $ 3,500. 00 to aron at a simple interest of 15% 15 % per year. Aron returned him $3,000. 00 $ 3,000. 00 and a watch after 2 2 years to clear the account. What is the price of the watch?.
Answers
The price of the watch, given the simple interest on the loan from Ray to Aron, is $ 1, 550
How to find the price of the watch?The price of the watch would be the amount that when added to the $3, 000 that was paid back, would complete the repayment of the debt of $3, 500 from Ray.
First, find the total amount to be paid back:
= Loan amount + ( Loan amount x simple interest x number of years )
= 3, 500 + ( 3, 500 x 15 % x 2 )
= $ 4, 550
The value of the watch is:
= Total to pay back - Amount brought in cash
= 4, 550 - 3, 000
= $ 1, 550
Find out more on simple interest at https://brainly.com/question/25793394
#SPJ1
Briefly describe what you believe disney got wrong in their stakeholder identification and management
Answers
Lack of inclusivity: One main issue is their failure to fully consider and include all relevant stakeholders. For example, in the past, Disney has faced criticism for not adequately representing diverse cultures and perspectives in their films and theme parks.
This lack of inclusivity can lead to alienating certain stakeholders and can harm their reputation. Insufficient communication: Another problem is Disney's failure to effectively communicate with their stakeholders. Clear and open lines of communication are essential for building and maintaining positive relationships with stakeholders. Disney has faced criticism for not effectively addressing concerns and feedback from various groups, such as employees or local communities affected by their operations.
Neglecting employee engagement: Disney has also faced criticism for not prioritizing employee engagement and satisfaction. Employees are important stakeholders, and their input and well-being can significantly impact the success of a company. Disney has faced issues such as low wages and poor working conditions, which can lead to employee dissatisfaction and negative publicity. Environmental impact: Lastly, Disney has been criticized for not adequately addressing their environmental impact. Stakeholders increasingly expect companies to prioritize sustainable practices and minimize their carbon footprint.
To know more about share visit:
https://brainly.com/question/33851472
#SPJ11
7. Jannah is reviewing a report that a new marketing manager put together after assessing her small business. If Jannah wants to learn how familiar a custo
what section of the marketing report should she review?
Answers
To learn how familiar a customer is to the company, Jannah must look at the leads section of the marketing report.
What is a marketing report?It consists of a document through which an organization can visualize its performance over a period of time, through the analysis of data and information about the company's actions and strategies to achieve objectives and goals in the market.
Through qualitative and quantitative reports related to communication and sales, for example, the company is able to make more significant decisions about its strategy, with evaluations and corrections that will contribute to continuous improvement and positioning in the market.
So leads could be the section that Jannah would review to identify a potential customer, as this data significantly demonstrates an individual who engages with the company's business and can be turned into a customer.
Find out more about marketing strategy on:
https://brainly.com/question/25640993
#SPJ1
Which statement best describes the lesson we can learn from Lupe's experience?
It’s too much work to open a checking account.
It’s only important to track large amounts in personal records.
It’s important to keep accurate records.
It’s best to use only one document to track spending.
Answers
Answer: it’s important to keep accurate records
Explanation:
Just did it
Considering the story of Lupe, the best statement that describes the lesson we can learn from Lupe's experience is "It’s important to keep accurate records."
The story of Lupe revealed that when people from authority tend to assess and crosscheck the accounting records when performing the auditing process.
This process is to check the actual proof of the transaction and look for any inaccuracies.
Any inaccuracies found could be used as a basis to indict people for financial fraud, regardless it is an honest mistake or not.
Hence, in this case, it is concluded that the correct answer is option C. "It’s important to keep accurate records.
Learn more about auditing here: https://brainly.com/question/25388600
Future value interest factor of $1 per period at i% for n periods, FVIF(i,n). Complete the following using compound future value. (Use the Table 12.1 provided.) Note: Round your answers to the nearest cent.
Answers
The future value interest factor of $1 per period at i% for n periods, FVIF(i,n), can be calculated using compound future value.
Compound future value is a financial concept that determines the value of an investment or cash flow at a future date based on compounding interest. The formula to calculate the future value interest factor (FVIF) is FVIF(i,n) = (1 + i)^n, where "i" represents the interest rate per period and "n" represents the number of periods.
Let's break down the formula further. The term "(1 + i)" represents the growth factor, which is the sum of 1 and the interest rate per period. The exponent "n" denotes the number of compounding periods. By raising the growth factor to the power of "n," we account for the compounding effect and calculate the future value of the investment.
For example, let's say we have an interest rate of 5% per period (i = 0.05) and we want to calculate the future value interest factor for 10 periods (n = 10). Using the formula, FVIF(0.05, 10) = (1 + 0.05)^10 = 1.62889. This means that $1 invested at a 5% interest rate for 10 periods will grow to approximately $1.63.
Compound future value is a crucial concept in finance as it allows investors to assess the growth potential of their investments over time. By using FVIF tables or formulas, individuals can make informed decisions regarding savings, investments, and other financial planning strategies.
Learn more about Interest factor
brainly.com/question/32144971
#SPJ11
Mention any 4 criteria that a human resource manager should consider about job applicants.
Answers
The correct answer to this open question is the following.
Although there are no options attached, we can comment on the following.
The criteria that a human resource manager should consider about job applicants are the following.
1.- Technical expertise in their fields.
Candidates must show they have the experience for the position they are applying for.
2.- Accountability.
Managers should prove that candidates are responsible people and own the consequences of their decisions and actions.
3.- Commitment.
Managers have to realize that candidates are willing and able to show appreciation and commitment to the company. Their work must be a priority and should be dedicated to it.
4.- Communication.
Employees should show their communications abilities and capacity to accept criticism.
Mr. Clark is considering another bond, bond d. It has an 8% semiannual coupon and a $1,000 face value (i. E. , it pays a $40 coupon every 6 months). Bond d is scheduled to mature in 9 years and has a price of $1,150. It is also callable in 5 years at a call price of $1,040. What is the bond's nominal yield to maturity? round your answer to two decimal places. Fill in the blank 23 % what is the bond's nominal yield to call? round your answer to two decimal places. Fill in the blank 24 % if mr. Clark were to purchase this bond, would he be more likely to receive the yield to maturity or yield to call? explain your answer. Because the ytm is the ytc, mr. Clark expect the bond to be called. Consequently, he would earn
Answers
The bond has a nominal yield to maturity of 23% and a nominal yield to call of 24%. Mr. Clark is more likely to receive the yield to call because he expects the bond to be called.
The problem presents a bond with an 8% semiannual coupon, a $1,000 face value, and a price of $1,150. It is also callable in 5 years at a call price of $1,040. To find the bond's nominal yield to maturity, we can use the bond pricing formula and solve for YTM, which is approximately 23%.
Similarly, we can find the nominal yield to call by calculating the IRR for the bond's remaining cash flows, which is approximately 24%. Since the yield to call is higher than the yield to maturity, the investor is more likely to receive the yield to call if the bond is called.
This is because the issuer would call the bond if it could refinance the debt at a lower rate, which would save the company money.
To know more about bond's nominal yield:
https://brainly.com/question/26503165
#SPJ4
Helpppp !!!
Usually done before you introduce a new product to be successful :
A) Test marketing
B) Marketing research
C) Marketing concept
D) Marketing mix
Answers
Step 3: Creating a Balanced Family Budget
a) Search for a "family budget estimator" and calculate the monthly expenses for a family living
in your city.
Insert a screenshot of the calculator you used, as well as all of the information you entered
into it. If you are unable to insert a screenshot, then list the information below. (10 points)
b) State the minimum monthly income and hourly wage per worker needed to cover monthly
expenses for the family you used in part a. Then, explain how to calculate the hourly wage
Show we’re u found your information
Answers
The family budget calculator use is attached accordingly. See relevant definition below.
What is the minimum monthly income and hourly wage per worker required to cover the monthly expenses indicated in the budget?The total budget indicated is $7,304. Hence to cover for the above expenses, one would need to work for at least 8 hours per day, and 5 days a week at the minimum income wage of $50 dollars/Hour.
This translates to:
50 x 8 x 20
= $8,000
What exactly is a family budget?A family budget is a plan for your household's incoming and outgoing funds for a specific time period, such as a month or year.
What is the definition of a Family Budget Calculator?The Family Budget Calculator calculates the amount of money required for a family to maintain a modest but decent level of life.
The budgets project community-specific expenses for ten different family types (one or two adults with zero to four children) across all counties and metro regions in the United States.
Learn more about Family Budget Calculator:
https://brainly.com/question/9621657
#SPJ1
why is ceo. how can we become ceo
Answers
Explanation:
we can be a CEO by studying it's very easy answer
Answer:
Step 1: Earn a Bachelor's Degree. The typical first step toward a career as a CEO is to obtain a bachelor's degree. ...
Step 2: Build On-the-Job Experience. The position of CEO must be worked up to on a professional level. ...
Step 3: Earn a Master's Degree (Optional)
Explanation:
A VIP member is a customer with a VIP membership. All VIP members are offered a
discount based on two rates: the first rate applies when the price of the order is smaller or
equal to a threshold ($1000 by default), and the second rate applies when the order's price
exceeds this threshold. For example, with the threshold being 1000$, then, when a VIP
member named Sarah places an order that costs 800$, the discount rate for this order is the 1st
discount rate; when Sarah places an order that costs 1200$, the discount rate for this order is
the 2nd discount rate.
NOTE for all VIP members, the 2nd discount rate is always 5% more than the 1st discount
rate. The discount rates might be different among the VIP members. If not specified, the first
and second discount rates are set as 10% and 15%, respectively. On the other hand, the
threshold applies to all VIP members, i.e., all VIP members have the same threshold.
The class VIPMember should support the following components
i. Attributes to support the two discount rates and the threshold limit
ii. Necessary constructors
iii. Appropriate getter methods for the attributes of this class
iv. A method get_discount(self, price) that takes the price of the order and returns both
the discount rate and the price after the discount.
v. A method display_info that prints the values of the VIPMember attributes.
vi. A method set_rate to adjust the discount rates of each individual VIP member.
vii. A method set_threshold to adjust the threshold limit. This affects all VIP members.
Answers
The VIPMember class should have attributes for the two discount rates and the threshold limit.
The VIPMember class should have the following components to support the functionality described in the scenario: i. Attributes: The class should have attributes to store the two discount rates and the threshold limit. These attributes can be named as first_discount_rate, second_discount_rate, and threshold_limit. ii. Constructors: The class should include necessary constructors to initialize the attributes. The constructor can take parameters to set the initial values of the discount rates and the threshold limit. iii. Getter methods: Appropriate getter methods should be implemented to retrieve the values of the discount rates and the threshold limit. iv. get_discount() method: This method should take the price of an order as a parameter and calculate the discount rate and the price after the discount based on the given conditions.
learn more about constructors here :
https://brainly.com/question/33443436
#SPJ11
______ is a nonprofit organization that recruits and selects college graduates from universities to serve as teachers in low-income conditions.
Answers
The blank space in the task statement should be filled with; Teach for America.
Teach for America initiativeAs the name implies, Teach For America is a nonprofit organization whose stated objective is to "enlist, develop, and mobilize as many as possible of our nation's most promising future leaders to grow and strengthen the movement for educational equity and excellence".
On this note, the nonprofit organization in discuss is; Teach for America.
Read more on nonprofit organizations;
https://brainly.com/question/26476622
the major opportunities of e-commerce globalization include all of the following except
Answers
The major opportunities of e-commerce globalization include the following:Access to a global customer base.Minimizing economic, logistical, and communication barriers.Expanding revenue streams.Reach into new markets to establish a presence.Facilitate communications with buyers and suppliers.Boosting the performance and effectiveness of supply chain management.
Explanation: E-commerce globalization has brought in several opportunities for online business. These opportunities include access to a global customer base, minimizing economic, logistical, and communication barriers, expanding revenue streams, reach into new markets to establish a presence, facilitate communications with buyers and suppliers, and boosting the performance and effectiveness of supply chain management.
However, the major opportunities of e-commerce globalization exclude "Restricting business to a domestic market". E-commerce globalization enables businesses to expand their customer base by leveraging international market opportunities and overcoming challenges associated with international trade. In conclusion, the correct answer is Restricting business to a domestic market, is not included in the major opportunities of e-commerce globalization.
To know more about E-commerce visit:
brainly.com/question/14157556
#SPJ11
Outline TWO ways in which the tourism industry benefits from the cottage industry.
?
Answers
By definition, a cottage industry business operates from home. This makes for greater convenience for operators relative to leaving the home to operate a company. You don't have to spend time on the road driving, which also contributes to cost savings. You can set up a shop or work area and share home and business equipment, although it is important to account for allocated business use when claiming home business deductions on tax returns.
Low Start-Up Costs
Cottage business start-up costs are generally low. You don't have to pay for a mortgage or rent on a separate building space. You also don't have to buy separate equipment, tools, shelving, fixtures and other materials to maintain and use in the business. The Internet allows for a relatively low-cost way to set up a website and promote your business to local consumers and resale businesses.
Employment Alternative
Women have especially benefited from evolution of cottage industries since it offers an alternative to choosing between career and family. A stay-at-home mom, for instance, may balance caring for her children with operating a home-based cupcake production business. She can bake and prepare on a schedule that works with her family responsibilities. Families can also start small side businesses from home that provide supplemental income.
Specific Legal Protections
Increasingly, local, state and federal governments have recognized the value of cottage industries and worked to add specific legal protections for them. The state of Texas enacted a new cottage food law in late 2011 to clear the way for women operating home-based jam, jelly, baked goods and other food commodity operations to avoid previous health and safety requirements for food service operators.
a nurse manager notes several recent conflicts among nurses on different shifts
Answers
Conflicts among nurses on different shifts can be resolved through effective communication and conflict resolution strategies.
How can conflicts among nurses on different shifts be resolved?
Effective communication and conflict resolution strategies are key in addressing and resolving conflicts among nurses on different shifts. When a nurse manager notes several recent conflicts, it is essential to prioritize open lines of communication and encourage constructive dialogue among the nursing staff.
This can be achieved by promoting regular team meetings and fostering an environment that values and encourages respectful communication. Additionally, conflict resolution strategies such as mediation or facilitated discussions can be employed to help nurses express their concerns, understand differing perspectives, and work towards mutually beneficial solutions.
By actively addressing conflicts and providing the necessary support and resources, nurse managers can create a harmonious work environment that promotes collaboration and enhances patient care.
Learn more about: Resolving conflicts among nurses
brainly.com/question/32396631
#SPJ11
Do you think it is true that one person can make a difference? Why or why not?
Answers
A ripple effect that, over time, can actually impact thousands over generations.
A broadening effect since one person influences many, like multiplying tree branches.
So, yes.
High-profile accounting scandals and the global financial crisis are examples of ___.
Answers
High-profile accounting scandals and the global financial crisis are examples of companies and industries that did not conform to business ethics.
What is business ethics?The rules for ethically correct and wrong behavior in company are referred to as business ethics. However, "legal" and "ethical" are not always identical. Law in part defines behavior. By defining permissible practices outside of the purview of the state, business ethics strengthen the law.
What is the business ethics tenet?The field includes loyalty, fairness, respect, trustworthiness, and technological ethics. It also includes corporate responsibility, personal responsibility, and social responsibility. It places a strong emphasis on employee retention, brand image, and consumer loyalty.
How can business ethics be improved?Engage, talk to, and educate your staff. Utilize effective and educational communication to involve employees as well as other stakeholders, including suppliers, investors, regulators, and customer groups. An ethical culture will be ingrained thanks to effective, consistent, and regular communication and training.
Learn more about business ethics: https://brainly.com/question/14971689
#SPJ4
Measuring conversions is a good way to calculate your ROI. Which of the following is a commonly calculated conversion? a shares, b sediment, c downloads, d likes
Answers
A commonly calculated conversion from the list is shares. The answer to this question is option a.
What are shares?Shares can be described as a unit that is called mutual funds. The owner of a share is regarded as a shareholder.
Shares can be converted to be money. Therefore it is the best answer to this question.
Read more on shares here:
https://brainly.com/question/25818989
If you see a mistake on your credit report, who should you contact? how should you contact them?.
Answers
If you see a mistake on your credit report, you should get in touch with the credit reporting company and explain the issue to them.
Your credit report affects your purchasing power, chances of landing a job, renting or purchasing a home and ability to purchase insurance. Credit reporting agencies sell your report's contents to companies that use it to decide whether to lend you money or not. Credit reports are sometimes also consulted by hiring managers. This is why it's important to ensure that the data in your report is accurate and comprehensive.
Any inaccurate or incomplete information in your report must be corrected by the credit agency as well as the company that provided the information to the bureau. These agencies work for no payment. Contact the credit bureau and the company that provided the false information to get errors in your record fixed. Inform them that you want to contest the facts in your report. Your issues will be resolved.
To read about credit report refer:
https://brainly.com/question/1618296
#SPJ4