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freedom of contract to help kffsdffpwemgpwnbdbo4uksncwifhq cvwqcwqwfdavczofl ns/ldpfaq
Related Questions
Do interest rates matter for credit cards?
Answers
Credit cards can cost you money if you don't pay your bills on time because the interest rates charged by lending organisations have a significant negative influence on both your personal finances and credit score.
The best credit card APR is one that is around 10%, but you might need to visit your neighbourhood bank or credit union to discover one. An APR that is lower than the average would also be regarded favourably by the Federal Reserve, which monitors credit card interest rates. If you settle your bill in whole each month, APR is irrelevant. It doesn't matter whether your credit card has a 10 percent or 25 percent interest rate.
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Select the correct text in the passage.
What is the opportunity cost in this scenario?
Mikael has saved $4,000 for his trip to Brazil. He has calculated that his total transportation expenses will be $1,000. The hotel will cost him another $1,500. He will spend about $500 on food. He plans on spending the remaining $1,000 for sightseeing and buying souvenirs.
While booking his plane ticket, he realizes that the price has gone up. His total transportation expenses will go up by $200. He realizes that he cannot cancel his hotel reservation. He also doesn’t want to go cheap on food. Finally, he decides to give up visiting the popular Ouro Preto during his stay in Brazil.
Answers
The opportunity cost in this scenario is: Sightseeing or the visit to Ouro Preto during his stay in Brazil.
What is an opportunity cost?Opportunity cost is the forgone alternative and this is used in economics to refer to the option of two or three that is omitted in order to make the best of the available resources. The alternative forgone in the case of Mikeal above is foregoing his plan to spend the remaining $1,000 that he had on sightseeing and buying souvenirs.
When Mikael took a comprehensive view of his resources, he observed that it would be difficult for him to enjoy all of the activities that he planned without running short of resources.
Thus, he decided to cut off the less important item on the list to make way for the more important ones. The activity that he cut off to make room for the others is the opportunity cost.
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How would you pay taxes on a unearned income?
Answers
Hope this helped!
In its first year of operations Best Corp. had income before tax of $540,000. Best made income tax payments totaling $177,000 during the year and has an income tax rate of 30%. What was Best's net income for the year?
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Answer:
$378,000
Explanation:
Best Corp. has income before tax of $540,000.
The tax rate is 30%. the amount of tax will be 30% of $540,000.
= 30/100 x $540,000
=0.3 x 540,000
=$162,000
Tax amount = $162,000.
Net income = Income before tax - tax amount
=$540,000 - $162,000
=$378,000
You decide to decrease the price of your product to increase total sales revenue, because you believe your product's demand is
A) perfectly inelastic
B) unit elastic
C) price elastic
D) price inelastic
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Answer:
C) price elastic.
Explanation:
Steve would like to invest his money. He can't decide if he should invest in a CD, mutual fund, or a savings account. What should Steve do to help him decide?
A) Ask his friends where they invest their money.
B) Gather reliable information and use PACED.
C) Spend the money.
D) Keep it in his checking account.
PLSS HELP HURRY
Answers
The best option for Steve to help him decide which investment option to choose would gather reliable information and use PACED. Therefore, option (B) is correct.
By using PACED, Steve can gather information about each investment option and evaluate them based on factors such as risk, return, fees, and liquidity.
This will help him make an informed decision that aligns with his financial goals and risk tolerance. Relying on opinions of friends, spending the money or keeping it in the checking account without evaluating investment options will not lead to an informed decision.
Thus, option (B) is correct.
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Connect information which relates.
Inside-out perspective Choose..
competitive intelligence
the organisation's goals and values
the resources and capabilities to achieve competitive advantage
the industry environment
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Competitive intelligence bridges the gap between the organization's goals and values, the industry environment, and the resources and capabilities necessary to gain a competitive edge. The correct option is a.
Competitive intelligence plays a crucial role in connecting the organization's goals and values with the industry environment and the resources and capabilities required to achieve competitive advantage. Competitive intelligence involves gathering and analyzing information about competitors, market trends, and customer preferences to gain insights and make informed business decisions.
By understanding the industry environment through competitive intelligence, organizations can identify opportunities and potential threats. This knowledge helps align the organization's goals and values with the external factors impacting its success. For example, if the industry is shifting towards sustainable practices, an organization that values environmental responsibility can leverage this trend to enhance its competitive position.
Furthermore, competitive intelligence helps identify the resources and capabilities needed to achieve competitive advantage. It provides insights into the strengths and weaknesses of competitors, allowing organizations to benchmark their own capabilities and identify areas for improvement. This knowledge can guide strategic planning and resource allocation, ensuring that the organization aligns its resources with its competitive goals. The correct option is a.
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Explain any two (2) value chain activities that Coca-Cola makes use of.
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Coca-Cola employs marketing and sales activities to create brand awareness and optimize their supply chain and manufacturing process to produce and distribute products efficiently.
Coca-Cola, one of the world's leading beverage companies, employs various value chain activities to produce and distribute its products effectively. Here are two examples of value chain activities that Coca-Cola uses
Marketing and Sales: Coca-Cola invests heavily in marketing and sales activities to create brand awareness and promote its products. They use various channels such as TV commercials, billboards, social media, and sponsorship of events to reach their target customers.
Operations: Coca-Cola has a highly efficient supply chain and manufacturing process that helps them produce and distribute their products efficiently. They have established production facilities in various regions worldwide, allowing them to produce and distribute products locally.
Overall, these value chain activities enable Coca-Cola to produce and distribute its products efficiently while maintaining the quality of its products and building brand loyalty among customers.
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Which of the following is not a legal right of a debtor?
A. The right to ignore persistent calls from a debt collector
B. The right to declare bankruptcy
C. The right to verify the amount of debt you owe
D. The right to protection from deceptive collection practices
Answers
Debtors are granted some measures or rights. The option that is not a legal right of a debtor is right to declare bankruptcy.
A lot of creditors often do not obey simple rules, and thus uses some kind of deceptive or intimidating actions so as to recover money they are owed. A lot of creditors often uses threats of violence in trying to recover debt.In the State of California’s Rosenthal Act, one, as a debtor, is known to have the right to be free from harassing letters and calls from creditors and collection agencies because of unpaid debt.
it is known to stop creditors from constantly disturbing one at home or sending threatening letters on a regular basis.
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Answer:
A. The right to ignore persistent calls from a debt collector
Explanation:
Which types of dependencies are most common is project schedules?
Answers
The types of dependencies that are most common in project schedules is FS (Finish-to-Start).
What is Project Dependencies?Project Dependencies in project management can be defined as the relationship between when a project was completed and when another project started which inturn implies that if a project manager does not complete the project he/she is working on, the project manager cannot start another project.
Finish a project to start another project is a types of dependencies that are most common in project schedules which means that a project manager is mandated to complete or must complete the project at hand before starting a new project.
Therefore The types of dependencies that are most common in project schedules is FS (Finish-to-Start).
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PLEASE HELP!!!!!!
Type the correct answer in the box.
Spell all words correctly.
George has to present the goals of information management to his team member. What is a goal of information management?
The goal of information management is to identify information requirements for various
levels.
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The goal of information leadership is to identify the information needs of various management levels.
The appropriate and optimised capture, storage, retrieval, and use of information is referred to as information management (IM). It could be personal or organisational information management. IM for organisations refers to a cycle of organisational activity that includes the acquisition of data from one or more sources, the custodianship and distribution of that information to those who require it, and its eventual disposal via archiving or deletion.
This information organisation cycle involves a number of stakeholders, including those responsible for ensuring the quality, accessibility, and utility of acquired information; those responsible for its safe storage and disposal; and those who require it for decision making.
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Which of the following is a common role adjustment for a couple during the empty nest stage? *
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Justin age 66 paid $6000 in qualified medical expenses in 2020 and took an $8000 Archer MSA distribution during the year. What tax penalty will apply with respect to the excess distribution?
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Answer:
MSA contributions not used for qualified medical expenses are subject to tax like HSA. Archer MSA distributions are subjected to additional 20% Tax on the taxable portion of your distributions unless one of the following exception applies,if account holder dies, aged above 65 years or becomes disabled.
Here, if Justin is aged below 65 years he is taxable for Archer MSA distributions over qualified medical expenses and he is liable to pay additional tax (Penalty) at 20% on taxable portion of distributions.
Justin out of his $8000 Archer MSA distribution payment towards qualified expenses of $6000, is not taxable and liable to pay tax and additional tax (penalty) on $2000(8000-6000).
As Justin aged above 65 years, He is not liable to pay additional tax(penalty) on $2000 but this excess distribution is taxable.
Based on Justin's age and the Archer distribution amount, the tax penalty that will apply to the excess distribution is $0.
When a person has such an excess Archer MSA distribution, they will have not have to pay taxes on this if they are above 65 years or become disabled after claiming it.
Justin was 66 when he claimed this excess distribution of:
= 8,000 - 6,000
= $2,000
He will therefore not have any tax penalties applicable to him.
In conclusion, there are no tax penalties for Justin.
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What adjustments would need to be made in the Operating Section of the statement of cash flows prepared under the indirect method to account for the changes in the Accounts Payable and Accrued Expenses account balances for Green Mountain Coffee Roasters?
Answers
Add back noncash expenses, such as depreciation, amortization, and depletion.
Explanation:
When others have helped you write a report, you usually thank them in an acknowledgments section somewhere in the report
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Answer: Acknowledgments are a section in a report where you thank and credit the individuals or organizations who have helped you in your work.
Explanation: In academic or professional writing, it is common practice to include an acknowledgments section in a report where you can thank and credit individuals or organizations who have helped you in your work. This section is typically placed at the beginning or end of the report, and is a way to recognize the contributions of those who have assisted you.
Acknowledgments could include thank you notes to individuals who provided their expertise, resources or time towards a research project, or those who supported you in other ways, such as colleagues, friends or family. The acknowledgments section is also a place to acknowledge funding sources that supported your research or project, or organizations that provided in-kind support.
It is important to acknowledge the contributions of others in your work as a sign of appreciation for their help, but also as a way of establishing transparency in your research or project. It helps to legitimize your work and makes it clear that you did not take credit for someone else's ideas or contributions. Additionally, acknowledging others’ contributions might create opportunities for future collaborations and working relationships.
Overall, the acknowledgments section is a crucial part of a report, as it helps to recognize the efforts of all those who have contributed to the work, and establishes the writer as a trustworthy and collaborative professional.
Assignment Directions
Select a single stock issue, then perform each of the ratio valuations covered in the lesson. Compare the information and make a recommendation on the value of the stock and whether it is a good investment.
Submission Requirements
Your submission must list the name of the stock, the date the information was obtained, the source from which the information was drawn, and a list of each of the ratio models, showing the results. Also, prepare a narrative of at least two paragraphs that analyzes your findings and indicates your recommendations.
Answers
It's important to remember that stock valuation aids in forecasting future prices or probable market prices, which allows investors to time the sale or purchase of stocks. Its value is the stock's intrinsic value, which displays the company's profitability.
How much is Apple Inc.'s stock currently worth?Take Apple Inc. (AAPL), a technological business that creates, produces, and sells personal computers, portable digital music players, and mobile communication and media devices, as our example company for this analysis.
Investors may use the Price-to-Earnings Ratio (P/E ratio) as one important ratio assessment to determine the worth of Apple Inc. In this ratio, the current stock price is measured against the company's earnings per share. (EPS). A high P/E ratio indicates that, in light of the firm's projected earnings, investors are ready to pay a premium for the stock.
We would divide the current stock price by the current EPS for AAPL to arrive at the P/E ratio. In comparison to the industry average P/E ratio of roughly 24, AAPL's P/E ratio as of 2022 was over 28.Investors may use the Price-to-Earnings Ratio (P/E ratio) as one important ratio assessment to determine the worth of Apple Inc.
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The Hub Store at a university in eastern Canada is considering purchasing a self-serve checkout machine similar to those used in many grocery stores and other retail outlets. Currently the university pays part-time wages to students totalling $64,000 per year. A self-serve checkout machine would reduce part-time student wages by $44,000 per year. The machine would cost $420,000 and has a 10-year useful life. Total costs of operating the checkout machine would be $6,800 per year, including maintenance. Major maintenance would be needed on the machine in five years at a total cost of $11,800. The salvage value of the checkout machine in 10 years would be $49,000.
The CCA rate is 25%. Management requires a 10% after-tax return on all equipment purchases. The company’s tax rate is 30%.
1. Determine the before-tax net annual cost savings that the new checkout machine will provide.
2-a. Using the data from (1) above and other data from the exercise, compute the checkout machine’s net present value. (Hint: Use Microsoft Excel to calculate the discount factor(s).) (Do not round intermediate calculations and round your final answer to the nearest dollar amount. Negative value should be indicated with minus sign.)
2-b. Would you recommend that the machine be purchased?
Answers
The before-tax net annual cost savings that the new checkout machine will provide is $54,840 per year.
How do you determine the values?To determine the before-tax net annual cost savings that the new checkout machine will provide, we need to calculate the difference between the current part-time student wages and the total operating costs of the checkout machine.
Current part-time student wages: $64,000 per year
Total operating costs of checkout machine: $6,800 per year + $11,800 in five years = $6,800 per year + $2,360 per year
Total savings: $64,000 - ($6,800 + $2,360) = $54,840 per year
2-a. To compute the net present value (NPV) of the checkout machine, we need to use the following formula:
NPV = -Cost of investment + (Annual savings / (1 + Discount rate)^n) + (Salvage value / (1 + Discount rate)^n)
Where n is the number of years, Discount rate is the required rate of return, in this case 10% after-tax, and the salvage value is in the last year.
Cost of investment = $420,000
Annual savings = $54,840
Salvage value = $49,000
Discount rate = 10% after-tax = 10%*(1-30%) = 7%
n = 10 years
NPV = -$420,000 + ($54,840 / (1 + 0.07)^10) + ($49,000 / (1 + 0.07)^10) = -$420,000 + $38,982 + $27,813 = $-353,205
2-b. Based on the NPV calculation, the machine has a negative value so it would not be recommended to purchase. The company will lose money by purchasing it.
Therefore, the correct answer is as given above
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You have been appointed as a manager at XTZ company. Your style of leading is an Autocratic style. this is a style where you take strict controls and actions over all management activities. the old culture that was present at XTZ company was very flexible due to the nature of old manager and all employees are now resisting to adjust to the new manager.Explain how are you going to solve this matter as a manager
Answers
It's important for the manager to change his leadership style in order to lead the workforce.
Who is a manager?It should be noted that a manager simply means an individual who leads a team to achieve a common goal.
In this case, it's important for the manager to change his leadership style in order to lead the workforce. This is needed to being about unity and promote growth.
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Emily works for a small company, where she is the only employee who
handles payroll. What is the best option for the company to ensure that Emily
does not commit payroll fraud?
A. The company should have a different employee handle payroll.
B. The company should conduct an extensive background check.
C. The company should make sure that Emily's office and computer
are monitored.
D. The company should have an outside source review the payroll.
Answers
The best option for the company to ensure that Emily does not commit payroll fraud is that the company should have an outside source review the payroll.
What is a payroll fraud?This type of fraud is related to theft of cash from a business via the payroll processing system.
Hence, having an outside source review the payroll to crosscheck the payroll before any payment is made.
Therefore, the Option C is correct.
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3. Shanan Gibe and Associates has no preferred stock—only common equity, current liabilities, and long term debt.Based on the given data Find Shanan Gibe and Associates (1) accounts receivable, (2) current liabilities, (3) current assets, (4) total assets, (5) ROA, and (6) common equity
Answers
Answer:
accounts receivables = $1,600 millioncurrent liabilities = $1,000current assets = $3,000total assets = $7,300 millionROA = 10%common equity = $4,750 millionExplanation:
Obviously, the accounts' balances are missing, so I looked for a similar question:
accounts receivables = days sales outstanding x (sales / 365) = 40 x ($14,600/365) = $1,600 million
current liabilities = (current assets - inventory) / quick ratio
current assets - inventory = cash + accounts receivable = $400 + $1,600 = $2,000
current liabilities = $2,000 / 2 = $1,000
current assets = current liabilities x current ratio
current assets = $1,000 x 3 = $3,000
total assets = current assets + net fixed assets = $3,000 + $4,300 = $7,300 million
ROA = net income / total assets = $730 / $7,300 = 10%
shareholders' equity = net income / ROE = $730 / 12.5% = $5,840 million
shareholders' equity = common equity + retained earnings
$5,480 = common equity + $730
common equity = $4,750
Suppose your friend tells you that the Bank of Montreal is offering a 30-year mortgage and your friend has converted the mortgage's rate to the equivalent EAR of 6.80%. If you plan to borrow $150,000, what will your monthly payment be?
Answers
$10,200 will be your monthly payment. The monthly premium is the amount paid each month to repay the loan over the term of the loan.
What are monthly payment principal and interest?Your mortgage payment is divided into two parts: principal and interest. The amount you borrow from a lender is referred to as your principal. The cost of borrowing that money is represented by interest. Property taxes and insurance may also be included in your monthly mortgage payment.
Given
Time =30 year
Rate = 6.8%
Amount =$150,000
Required to Calculate monthly payment =?
The Required calculation is shown in the file attached given below.
When you have a credit card balance, you must make monthly payments towards it. Each monthly payment must be made by a specific date specified by your credit card company. This is the due date for your payment.
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Hutter Corporation declared a $0.50 per share cash dividend on its common shares. The company has 33,000 shares authorized, 16,800 shares issued, and 13,200 shares of common stock outstanding. The journal entry to record the dividend declaration is:
Answers
If you’re looking for any type of financial assistance to attend school, completing the _____ is the first step. This application is used to apply for all need-based federal aid programs and some state aid programs.
A. Office of Student Financial Assistance (OSFA)
B. Free Application for Federal Student Aid (FAFSA)
C. Federal Supplemental Education Opportunity Grant
D. Subsidized FFEL Loan
Answers
Answer:
number is a
Explanation:
On the 24th, a shooting incident occurred at a high school in St. Louis, Missouri, my country. A 19-year-old gunman opened fire on the campus, causing 2 deaths and 7 injuries, and was eventually shot dead by the police.
On October 25, St. Louis Mayor Tishaura Jones said that gun violence continues to take the lives of children and children in our country, and its severity is enough to become a "national emergency" and the government should take action. Police said at a news conference that day that the gunman was Orlando Harris, a 19-year-old male who just graduated from the high school last year.
Answers
The deaths at the high school in St. Louis, Missouri, United States show that an argument can indeed be made for tighter gun controls in the country.
Should there be tighter gun controls in the United States?The most recent tragedy that resulted from gun violence in the United States, was the killing of two people at the Central Visual and Performing Arts High School, St. Louis, Missouri, by a previous student of the school.
Over the years, there have been other instances of gun violence in American schools including the shooting at Uvalde, Texas that led to the deaths of 19 children.
The United States has the highest rates of gun ownership in the entire world as well as one of the highest rates for mass shooting. This means that there must be a correlation between the two. Nations that have tighter gun controls have lower rates of mass shooting.
There is therefore a good enough argument that the United States should introduce stricter and tighter gun controls in order to reduce the incidence of mass shootings, especially at schools.
The rest of the question is:
Does this shooting add more evidence for the argument for tighter gun control or less?
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Which of the following actions could be a source of cross-contamination?
Sanitizing a surface when switching from raw to ready-to-eat foods
Wiping your hands on a dirty apron between handling different foods
• • •
Using a separate slicer for cheese and meats
Washing your hands after preparing a raw food item
Answers
The action that could be a source of cross-contamination is Wiping your hands on a dirty apron between handling different foods.
What is Cross-contamination?Cross-contamination serves as the physical transfer of harmful bacteria from one person to another.
If we can prevent cross-contamination then we can prevent foodborne illness.
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what are the two most common levels of education for Urban and Regional Planners? Select two options. master's degree associate degree some college, no degree bachelor’s degree
Answers
The two most common levels of education for Urban and Regional Planners are:
c. college degreee. bachelor’s degreeWhat is the role of Urban and Regional Planners?Basically, an urban & regional planning refers to the art and science of ordering land use development for the social, economic and political benefits of the population. Its involves a technical and political process that is focused on the development and design of land use and the built environment including air, water and the infrastructure passing into and out of urban areas such as transportation, communications, distribution networks, accessibility etc.
Most of the urban and regional planners develop a land use plans and programs that help create communities, accommodate population growth and revitalize physical facilities in towns, cities, counties, and metropolitan areas.
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You purchased five call option contracts with a strike price of $22.50 and an option premium of $.48. You held the option until the expiration date. On the expiration date, the stock was selling for $21.70 a share. What is the total profit or loss on your option position? Group of answer choices −$45 −$120 −$135 $0 −$240
Answers
Answer:
You lose your premium $240 down the drain.
Explanation:
-$240
Total Loss= 5*(100 x -$0.48)= -$240
Good luck mate! Options are very risky.
It is a computational model of a single neuron that is made up of one or mor inputs, a processor, and a single output.
Answers
A perceptron is a computational model of a single neuron that is made up of one or mor inputs, a processor, and a single output.
What is a perceptron ?A perceptron is a simple computational model of a neuron that is made up of one or more inputs, a processor, and a single output. The inputs are weighted and summed, and the output is determined by a threshold.
Perceptrons can be used to perform simple tasks, such as classification and regression. They are also the building blocks of more complex neural networks, such as deep learning networks.
Perceptrons are a simple but powerful tool for computation. They can be used to perform a variety of tasks, and they are the building blocks of more complex neural networks.
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6. If you want to start an emergency savings fund and want to make sure your money is available at any given time, which is the best option for you?
Answers
Answer: Bank Savings
Explanation:
A bank savings account is the best option for an emergency savings fund. Bank savings accounts provide easy access to your funds and are usually insured by the FDIC, so your money is safe. Additionally, they often have low minimums and competitive interest rates, allowing you to earn more on your savings. Money market mutual funds and CDs may require higher minimums and have less liquid investments, making them less suitable for emergency savings.
If you want to start an emergency savings fund and want to make sure your money is available at any given time by the bank saving account.
What is a bank?A bank is a type of financial entity that lends money while both taking deposits from the public and generating demand deposits. The bank may engage in lending activities directly or indirectly through the capital markets.
As, by using the bank account, we can get over money at the time, as we can use it as an emergency savings fund and want to make sure your money is available at any given time.
Therefore, The right option (B) is correct.
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Evaluate whether Min-Chul is right to focus more on non-financial motivators than financial
motivators to attempt to motivate employees.
Answers
The most prevalent financial motivations occur at work and entail monetary rewards. These are your extrinsic motives, often known as carrots and sticks, which are used to encourage and reward employees for specific achievement behaviors.
Financial incentives drive workers and make them aware of what they stand to gain or lose depending on their performance when they are effectively conveyed. The employee can more easily provide for their families and materially better their lives outside of work thanks to this kind of inducement. Financial incentives can also raise short-term morale and productivity.
Naturally, not everyone is driven by money, and Gallup has discovered that there is no connection between engagement and pay scale. In addition, because of their monetary character, financial motivators frequently have declining returns. Less frequent non-financial motivators are frequently intangible and do not explicitly involve money. These can take various forms, such as acknowledgment, increased accountability and faith in a position, involvement in decisions, adaptable schedules, mentoring, feedback, and others.
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