jackson just received a settlement in a lawsuit that promises two future payments of $580, the first payment at the end of the 5th year, and the second at the end of the 10 year. jackson, being profligate, doesn't want to wait and instead wants instead to spend all of the settlement money today. what is the present value of his settlement assuming the interest rate of 4%?

Answers

Answer 1

Their settlement's present value, considering a 4% interest rate, becomes $868.53.

What does payment mean?

Payment has been the exchange of cash, products, and services for goods and services in an agreed-upon quantity. Cash, checks, electronic funds transfers, debit cards, and even cryptocurrencies can be used to make payments. Taking Payments.  We had to pay it off vehicle over the course of five years, but I never skipped a payment. making loan repayments The fee for missed fees has lately increased by the credit card company.

Briefing:

On each payment, we must apply the following formula to determine the present value:

PV= FV/(1+i)^n

 Cf1=580/(1+0.04)^5=476.71

 Cf2=580/(1+0.04)^1=391.82

therefore,

   PV=Cf1+ Cf2

        =476.71+391.82

        =868.53

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Related Questions

Circle or highlight the appropiate measure of disease frequency that describes the bolded number:

In a study of a new intervention to reduce HIV infections, there were 40 new cases per 1,000 person years contributed.

a) point prevalence

b)period prevalence

c) cumulative incidence

d) Incidence rate

Answers

In a trial of a new HIV infection prevention strategy, there were 40 new cases for every 1,000 person years. The appropriate measure of disease frequency that describes the bolded number is cumulative incidence.The correct answer is option C.

Cumulative incidence: It is defined as the total number of new cases of a specific disease within a certain time period and a specified population divided by the total number of individuals in that population who are at risk of developing the disease.

Cumulative incidence is also defined as the probability of getting a disease over a specified period of time.

The incidence rate: It is defined as the number of new cases per unit of person-time, such as person-years.

Point prevalence: It refers to the number of cases of a disease that are present in a population at a specific point in time.

Period prevalence: It refers to the number of cases of a disease that are present in a population during a specific period of time.

Thus, option C is the right one.

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pls help :(

If the team charges $10 per dream bag and sells all 100 bags how much revenue will they collect?

If the team sells all 100 bags how much profit will they make
(hint revenue - total cost = profit)

Answers

Answer:

Explanation:

If the team charges $10 per dream bag and sells all 100 bags, their revenue will be:

Revenue = Price per bag x Number of bags sold

Revenue = $10 x 100

Revenue = $1000

Therefore, if the team sells all 100 bags, they will collect $1000 in revenue.

To calculate the profit, we need to know the total cost of producing and selling the dream bags. Let's assume that the total cost is $600.

Profit = Revenue - Total Cost

Profit = $1000 - $600

Profit = $400

Therefore, if the team sells all 100 bags at a price of $10 per bag and has a total cost of $600, they will make a profit of $400.

Answer:

$1000 (Revenue)

$400 (Profit)

Explanation:

Given:

Price - $10

Quantity - 100 bags

Total revenue formula:

Total revenue = price * quantity

Substitute values:

Total revenue = 10 * 100


Calculate:

Total revenue = $1000

Enter your gross pay, taxes, and deductions below. Press calculate when you’re ready.

Answers

Answer:

what are we supposed to be answering

what is the meaning of business opportunity

Answers

Answer:

A business opportunity (or bizopp) involves sale or lease of any product, service, equipment, etc. that will enable the purchaser-licensee to begin a business. ... This is different from the sale of an independent business, in which there is no continued relationship required by the seller.

Explanation:

Sally earns $3200 per month. If 6.2% is withheld for Social Security and 1.45% is withheld for Medicare, how much is withheld for FICA tax each month? Round your answer to the nearest cent, such as: $328.13.

Answers

Answer:

$244.8

Explanation:

Calculation for how much is withheld for FICA tax each month

FICA tax =($3200 per month*Social Security 6.2%)+($3200 per month*Medicare 1.45%)

FICA tax =$198.4+$46.4

FICA tax =$244.8

Therefore how much is withheld for FICA tax each month is $244.8

ATP is a vehicle manufacturing company which purchases most of the component from suppliers all around the globe. To minimize inventory costs, management decided to use Economic Order Quantity to control its inventory level. KWP is ATP’s long-term supplier for tire, and they have agreed to strict delivery time and quality requirement. Based on the 202X budget, the following information was collected from production:1. Based on pre-order, ATP requires 5250 units of tire each month for the first 4 months of the year and 3625 units of tires each month for the remainder of the year. 2. The carrying cost per unit is R2 per year. 3. The cost per order is R1,000.

Answers

Economic Order Quantity is 7071 units to control its inventory level. The following variables are necessary to determine the economic order quantity: demand rate, setup costs, and holding costs.

What are EOQ and its formula?

The following is the EOQ formula. EOQ equals the square root of [(2 times demand times ordering cost)/carrying charge]. Demand. The EOQ's assumptions state that the demand is unchanged. The measure of demand is how much inventory is used annually or how many units are sold annually.

Given,

Annual Requirement = 50,000 ( 5250 x 4 + 3625 x 8)

Carrying cost = 2 per year

Order cost = 1000 per order

Required to calculate EOQ =?

EOQ = square root of [(2 times demand times ordering cost)/carrying charge]

EOQ = √ 2 x 50000 x 1000/2

EOQ = √50,000,000

EOQ = 7071 units

Thus, the EOQ is 7071 units. Economic order quantity is crucial since it aids businesses in effectively managing their inventories. Without these inventory management strategies, businesses will frequently store excess inventory during times of low demand while holding insufficient inventory during times of strong demand. Missed opportunities result from either issue.

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- RBT Requirements Coordinators are responsible for:


•Direct supervision of an RBT only

•All supervision activities of RBTs across an organization

•Administrate paperwork associated with RBT supervision only

•Only activates associated with RBT supervisors

Answers

Answer: All supervision activities of RBTs across an organization

Explanation:

A Registered Behavior Technician I someone who that is closely monitored by BCBA when practicing. The RBT is responsible for implementing behavior-analytic services.

RBT Requirements Coordinators are responsible for all supervision activities of RBTs across an organization.

What does a mission statement do?

A) tells your business concept.
B) reflects the purpose of the company.
C) tells the major goals of a business.

PLEASE ANSWER

Answers

I think C) tells the major goals of a business

Hope it helped

Vendata Resources seeks to invest R10 million in a new mining project in order to expand its gold production capacity. The management of the company prefers to maintain the present 35% debt, 55% equity and 10% preference shares capital structure. Debt financing can be obtained by issuing a 5-year R1 000 bond. The current price of the bond is R1 123 and it pays 10% coupons.

Vendata Resources has a beta of 1.3. The expected return on the market portfolio is 16% and the current risk-free rate is 8%.

The company is contemplating issuing 10% preference shares that are expected to sell for a par value of R60 per share. The cost of issuing and selling the shares is expected to be 5%. The tax rate is 29%.

REQUIRED

Calculate Vendata Resources’ component costs. (11 marks)

Calculate the company’s weighted average costs of capital. (9 marks) [TOTAL 50]

Answers

Cost of Equity = 18.4%Cost of Debt = 9.78%Cost of Preference Shares = 15.58%The company's weighted average costs of capital is 12.24% (approx).

Vendata Resources' component costs are calculated as follows:

Cost of Equity = Risk-Free Rate + β × (Expected Market Return - Risk-Free Rate)

Where, β = 1.3, Risk-Free Rate = 8%, Expected Market Return = 16%Therefore, the

Cost of Equity =

= 8% + 1.3 × (16% - 8%)

= 18.4%

Cost of Debt = Coupon Payment / Net Proceeds

Where, Coupon Payment = R1000 × 10% = R100

Net Proceeds = R1123 - (R1000 × 10%)

= R1123 - R100

= R1023

Therefore,

Cost of Debt = R100 / R1023

= 9.78%

Cost of Preference Shares = (Dividend / Net Proceeds) + Flotation Costs

Where, Dividend = Par Value × Rate of Return = R60 × 10% = R6

Flotation Costs = 5%Net Proceeds = Par Value - Flotation Costs = R60 - (5% × R60)

= R57

Therefore,

Cost of Preference Shares = (R6 / R57) + 5% = 15.58%

Weighted Average Cost of Capital (WACC) = (Weight of Equity × Cost of Equity) + (Weight of Debt × Cost of Debt) + (Weight of Preference Shares × Cost of Preference Shares)

Where, Weight of Equity = 55%Weight of Debt = 35%Weight of Preference Shares = 10%

Therefore, WACC = (0.55 × 18.4%) + (0.35 × 9.78%) + (0.10 × 15.58%)= 12.24% (approx)

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Does the democratic political process provide politicians with a strong incentive to spend tax funds?

Answers

Answer:

Yes

Explanation:

The democratic political process provides politicians with a strong incentive to spend tax funds and also control/monitor the rising of Government debts .

One way politicians can judiciously exercise this right is by having a review of existing plans and selecting only plans that would produce the best results to spend the tax funds on .

To control/monitor rising Government debts the government can either issue  Bonds that they can as well buy back or keep interest rate low  

One benefit of a savings account is that you can earn interest on your deposits
O True
O False

Answers

Answer:

O True

Explanation:

A savings account offers a safe and secure platform for firms and households to save money. Savings accounts are offered by financial institutions such as banks and credit unions. When customers open savings accounts, they save by depositing money in their savings accounts.

Banks and credit unions require customer deposits to create loans for other customers. They encourage customers to save by offering interest on savings or deposits. It is true that banks pay interest on customer savings.

Which is an example of the law of demand?

A. A decrease in the price of iPhones causes a decrease in the quantity of iPhones cases
B. A decrease in the price of iPhones causes no change in the quantity of iPhones demanded
C. An increase in the price of iPhones cases
D. An increase in the price of iPhones causes a decrease in the quantity demanded

Answers

Answer: D

Explanation: : price and quantity demand of any good and service are inversely related to each other. When the price of a product increases, the demand for the same product will fall.

what is the conversion cost to manufacture insulated travel cups if the costs are: direct materials, $17,000; direct labor, $33,000; and manufacturing overhead, $70,000a. $16,000b. $50,000c. $103,000d. 120,000

Answers

The correct option is (c). To calculate the conversion cost to manufacture insulated travel cups, we need to add the direct labor cost and the manufacturing overhead cost.

Conversion cost = direct labor cost + manufacturing overhead cost

Given, direct labor cost is $33,000 and manufacturing overhead cost is $70,000.

Substituting the values in the formula:

Conversion cost = $33,000 + $70,000

Conversion cost = $103,000

Therefore, the conversion cost to manufacture insulated travel cups is $103,000.

It is important to note that conversion cost only includes the costs that are required to convert the direct materials into finished products. It excludes the cost of direct materials. In this case, the direct materials cost is given as $17,000, but it is not included in the conversion cost calculation.

Knowing the conversion cost is useful for businesses as it helps in determining the cost of production and setting the selling price of the product. It is also useful in identifying areas where the business can reduce costs and improve efficiency.

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A major disadvantage of buying a used vehicle from a private owner is thata. the vehicle will usually need repairs.b. there will seldom be a warranty.c. the owner seldom will bargain.d. the price will usually be higher.

Answers

The correct answer is b. there will seldom be a warranty.

What Does It Mean to Have a Warranty?

A warranty states that, subject to certain terms and conditions, the manufacturer or seller will replace or repair the product. The warranty document typically lists the terms and issues that are covered.

When buying a used vehicle from a private owner, one of the major disadvantages is that there will seldom be a warranty included with the purchase. Unlike buying from a dealership or a certified pre-owned program, private sellers generally sell the vehicle "as is," meaning there is no warranty or guarantee provided for the condition or performance of the vehicle.

Therefore, This places the responsibility on the buyer to thoroughly inspect and assess the vehicle's condition before making a purchase.

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suppose you are the general manager of a business. supply a separate strategy for each of the following challenges that may arise in the micro environment of the business.

1. The product design team in the marketing department cannot reach consensus on the new product idea and as a result conflict arises

2. When the financial department of the business prepared the financial statements for year end, they realised that the business does not generate sufficient profit to keep the shareholders happy.


3. The general manager requested audit reports from the administration department, but the administration department cannot find the audit report complied by an external accounting firm ​

Answers

Answer:

uts all really esay and i dont know how it works

How many quarters of negative growth for recession.

Answers

The quarters of negative growth for recession is two. A recession is defined as a period of significant economic decline, which is typically characterized by a contraction in gross domestic product (GDP) over two consecutive quarters.

In other words, a recession occurs when there are two quarters of negative growth in a row. However, it is important to note that other factors such as rising unemployment rates, declining consumer confidence, and a decrease in business investment can also contribute to a recession.

Therefore, while the number of quarters of negative growth is a key indicator of a recession, it is not the only factor to consider. Overall, policymakers and economists closely monitor a range of economic indicators to track the health of the economy and to identify potential risks for a recession.


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When you finish your budget, you should have:

A: money left over
B: more bills to pay
c: a zero balance
D: All of the choices

Answers

Answer:

Zero balance

Explanation:

Because you finished all your money.

C a zero balance A budget is an amount you plan to spend so when you finish it there’s nothing left

Amir is working on making paper snowakes to decorate his room. He has timed himself and noticed that he takes 5 minutes to make each snowake. If he has an hour and a half before bedtime, how many snowakes will he be able to make?

Answers

18

Find how many minutes in an hour and a half and divide by 5.

Based on the time taken to make one snowflake, the number of snowflakes that Amir can make in an hour and half is 18 snowflakes.

How many snowflakes can Amir make?

First convert the hours to minutes:
= 1 hour 30 minutes

= 1 + 30/60

= 1.5 hours x 60 minutes in an hour

= 90 minutes

Each snowflake takes 5 minutes to make:

= 90 / 5

= 18 snowflakes

In conclusion, Amir will have made 18 snowflakes.

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A tractor for over the road hauling is purchased for $ 90,000. It is expected to
be of use to the company for 6 years, after which it will be salvaged for $ 4,000.
Calculate the depreciation deduction and the unrecovered investment during each year of the tractor’s life
a. use straight line depreciation
b. Use declining balance depreciation sing a rate that ensures the book value equals the salvage value
c.Use double declining balance depreciation
d.Use double declining balance switching to straight line depreciation

Answers

The depreciation deduction and unrecovered investment for each year of the tractor's life using different depreciation methods are as follows:

a. Straight line depreciation:

  Depreciation deduction per year = (Initial cost - Salvage value) / Useful life

  Unrecovered investment per year = Initial cost - Accumulated depreciation

b. Declining balance depreciation (book value equals salvage value):

  Depreciation deduction per year = Book value at the beginning of the year * Declining balance rate

  Unrecovered investment per year = Initial cost - Accumulated depreciation

c. Double declining balance depreciation:

  Depreciation deduction per year = Book value at the beginning of the year * Double declining balance rate

  Unrecovered investment per year = Initial cost - Accumulated depreciation

d. Double declining balance switching to straight line depreciation:

  Depreciation deduction per year = Calculated using double declining balance until the straight line rate is greater than the double declining balance rate, then switch to straight line depreciation

  Unrecovered investment per year = Initial cost - Accumulated depreciation

a. Straight line depreciation evenly distributes the depreciation expense over the useful life of the tractor. Each year, the same amount is deducted, resulting in a linear reduction in the asset's value. The unrecovered investment decreases gradually over time.

b. Declining balance depreciation front-loads the depreciation expense, with higher deductions in the earlier years. This method aims to reflect the faster wear and tear of the asset in its early life. The unrecovered investment decreases more rapidly in the beginning and then slows down over time.

c. Double declining balance depreciation is an accelerated method that allows for higher deductions in the early years, gradually reducing the depreciation expense in subsequent years. It recognizes the asset's higher utility and higher depreciation during the initial years. The unrecovered investment decreases at a faster pace initially.

d. Double declining balance switching to straight line depreciation combines the advantages of both methods. It utilizes the accelerated depreciation in the initial years and then switches to straight line depreciation when the straight line rate becomes higher than the double declining balance rate.

This ensures a fair and consistent depreciation deduction throughout the asset's useful life. The unrecovered investment decreases accordingly, reflecting the change in depreciation method.

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To calculate the number of montly payments required to pay off a loan or meet an investment goal, use the _______ function.

Answers

To calculate the number of monthly payments required to pay off a loan or meet an investment goal, use the nper function.

In finance, lending is the lending of money by one or more individuals, organizations, or other entities to other individuals and organizations, etc. The beneficiary incurs a debt and usually has to pay interest on that debt until that debt is also repaid. to repay the principal borrowed.

The promissory note will typically state, among other things, the principal amount of the loan, the interest rate charged by the lender, and the date of repayment. A loan involves reallocation of assets in question over a period of time, between the lender and the borrower.

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identify a likely reason a firm might choose to engage in solo development of a project.

Answers

A firm might choose to engage in solo development of a project for a number of reasons. One likely reason is that they have a unique or proprietary technology that they want to keep confidential and do not want to share with outside parties.

This could be particularly true in industries where competition is intense and where there is a premium on being the first to market with a new product or service. Another reason why a firm might choose to engage in solo development is that they may have a specific vision for the project that they want to maintain control over. They may believe that the best way to achieve their vision is by working independently rather than involving outside parties who may have different priorities or ideas. Additionally, a firm may engage in solo development if they have the necessary resources and expertise in-house to complete the project. This could be the case in industries where the firm has a history of successful project delivery, or where the project is a continuation of previous work they have done. Overall, the decision to engage in solo development will depend on a variety of factors, including the nature of the project, the resources available, and the firm's strategic objectives. It is important for firms to carefully consider these factors before deciding whether to work independently or to involve outside parties in the development process.

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Claire is opening her first savings account with a $200 deposit. Her account pays 0.5% interest compounded monthly. How much will this $200 earn in interest over the next 20 years?

Answers

If adding

48240

If subtracting

47760

What’s the answer????

Whats the answer????

Answers

Opportunity cost is the value of your second choice, or whatever you give up to get something

Taylor gives up either the video games or the funny videos. So you can choose either one

Help me!
Give few examples of resources that are at the risk of depletion.​

Answers

Answer:

There are several types of resource depletion, the most known being: Aquifer depletion, deforestation, mining for fossil fuels and minerals, pollution or contamination of resources, slash-and-burn agricultural practices, Soil erosion, and overconsumption, excessive or unnecessary use of resources.

Aquifer depletion, deforestation, mining for fossil fuels and minerals, pollution or contamination of resources, slash-and-burn farming methods, soil erosion, and overconsumption, excessive or unneeded use of resources are some of the more well-known examples of resource depletion.

What natural resources are at risk of depletion?

Minerals, oil, water, and forests are the resources that are most at risk of being exhausted. The primary driver of deforestation is agriculture, and as food prices rise, more land is being destroyed for crops. Deforestation is a major cause of carbon dioxide emissions, which contribute to global warming.

As of now, there are more than 7 billion people living on Earth, which has resulted in a significant strain on the natural resources that our planet provides due to the ever-increasing demand for these resources. Resource depletion is the correct word to use when the pace of resource use exceeds the rate of resource replenishment. Resource depletion is not a particularly fancy or difficult phrase, but it has been the focus of much research for some time.

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16. A type of card that allows the card holder to spend a certain amount of money without ever having to pay it back?

Answers

Answer:

Debit card

Explanation:

3.- In your role as project leader for the organization's involvement in the annual United Way campaign, you have planned a party to mark the end of the fundraising initiative. Thinking about the importance of developing and executing plans.After planning the party, which must you do to help it be a success?a.- Anticipate low attendance among third-shift employees.b.- Allocate the necessary time for employees who will help set up the party.c.- Notify your supervisor that some of the funds for the United Way initiative will be used on a party.d.- Thank people for attending the party for the United Way initiative.

Answers

The completion of any project or event depends on careful planning and execution, and setting up a party is a crucial step that needs enough time and money.

What exactly do projects in business mean?

A project that is intended to accomplish a particular business objective or goal is referred to as a business project. The business's overall strategy is in line with these goals or objectives.

What exactly is a project?

A project is simply a set of tasks that must be finished in order to achieve a particular goal. A project could also be described as a collection of inputs and results necessary to accomplish a specific objective. Projects can be controlled by one human or one hundred, and they can be simple or complex.

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a bank has a return on assets of 2 percent, $40 million in assets, and $4 million in equity. what is the return on equity? 10 percent .2 percent 2 percent 20 percent none of these are correct.

Answers

The correct answer is 20 percent. In order to calculate the return on equity (ROE), we need to use the formula ROE = Net Income / Equity. However, the question doesn't provide us with the net income, but it does give us the return on assets (ROA).

Return on assets is calculated as Net Income / Total Assets. We can rearrange this formula to solve for net income:

Net Income = Return on Assets x Total Assets

Plugging in the given values:

Net Income = 2% x $40 million = $800,000

Now we can use this net income value to calculate the ROE:

ROE = $800,000 / $4 million = 20%

So the correct answer is 20 percent.

To calculate the return on equity (ROE) using the given information, we need to follow these steps:

1. Identify the given information: Return on Assets (ROA) = 2%, Assets = $40 million, Equity = $4 million
2. Calculate the Net Income: Net Income = Assets x ROA = $40 million x 0.02 = $0.8 million
3. Calculate the Return on Equity (ROE): ROE = Net Income / Equity = $0.8 million / $4 million = 0.2

So, the return on equity is 20 percent.

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FOB ______ is the term used when ownership of the goods transfers to a buyer when the goods arrive at the buyer's place of business.

Answers

FOB destination is the term used when ownership of the goods transfers to a buyer when the goods arrive at the buyer's place of business.

What is FOB destination?

FOB which full meaning is freight on board is a form of goods or product shipment in which the seller is fully incharge or in possession of the goods until the goods reach the buyer destination in which  the ownership of the goods is then transfers to a buyer.

Once the ownership of the goods transfers to a buyer, this means that the buyer is the owner of the goods and is liable for any damage that occur to the goods.

Inconclusion FOB destination is the term used when ownership of the goods transfers to a buyer when the goods arrive at the buyer's place of business.

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what is the most money you get in a job?

Answers

Answer:

it depends on the job but it is a Anesthesiologists

what is the most money you get in a job?

Answer:

I think being a rapper or being in the  NBA OR NFL OR MLB

Explanation:

you are an administrative assistant in the purchasing department. Another administrative assistant is getting married in three weeks. Rumor has it that after the wedding, she will not be returning, and two of your peers have come to you asking if it is true because they want to apply for her job. you have not seen an official announcement, however, the assistant did tell you that she plans not to come back. What should you say to your two coworkers?

Answers

In this situation, You should tell your coworkers that you are unsure and that it is not yet official announced.

Co - workers.

Co workers refers a person with whom one works, typically someone in a similar role or at a similar level within an organization.

Given,

Here we have given that, you are an administrative assistant in the purchasing department. And another administrative assistant is getting married in three weeks. There is a rumor has it that after the wedding, she will not be returning, and two of your peers have come to you asking if it is true because they want to apply for her job. Now, you have not seen an official announcement, however, the assistant did tell you that she plans not to come back.

Here we need to find how you should handle this situation.

While we looking into the given question, we have identified the following,

There are 2 administrative assistant in your company.

One is you and another one is a girl and she get married in three weeks. And she also planned to resign after her marriage but this resignation is not officially confirmed.

So, in this situation, two of your peer interested for the position and asking you about the recruitment process.

Here you have to reply the co workers that the resignation is not conformed and if it is officially announced they you have the option to apply for that position.

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