The lump sum at employment date that would make the employee indifferent would be B. $72,867
How to find the lump sum ?To determine the lump-sum amount that would make the employee indifferent between the two options, we need to calculate the present value of the second option, which consists of receiving $30,000 at the date of employment and an additional $50,000 two years later.
First, let's calculate the present value of Cash Flow 2 (received two years later):
PV2 = $50,000 / (1 + 0.08)²
PV2 = $50,000 / (1.08)²
PV2 = $50,000 / 1.1664
PV2 = $42,898.83
To make the employee indifferent between the two options, the lump-sum amount at the date of employment should be equal to the present value of Cash Flow 2 ($42,898.83) plus Cash Flow 1 ($30,000):
Lump-Sum Amount = PV2 + Cash Flow 1
Lump-Sum Amount = $42,898.83 + $30,000
Lump-Sum Amount = $72,867 approx
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What is a contingency plan?
Answer:
Um plano de contingência é um tipo de plano preventivo, preditivo e reactivo.
Apresenta uma estrutura estratégica e operativa que ajudeá a controlar uma situação de emergência e a minimizar as suas consequências negativas.
O plano de contingência propõe uma série de procedimentos alternativos ao funcionamento normal de uma organização, sempre que alguma das suas funções usuais se vê prejudicada por uma contingência interna ou externa.
Would you rather fight a tiger or a bear? Write AT LEAST 4 SENTENCES explaining which one you would rather do and why. 20 points
Answer:
I rather fight a tiger, because bears are quite dangerous when it comes to fighting. It could easily kill you in no second. Tigers can run faster than humans, Depending on which one. A bear has bigger claws I wouldn't mess with a bear. It's a quite hard question since bears and tigers can kill me anytime.
Answer: Tiger
Explanation: Honestly, bears are just bigger, meaner, and stronger than tigers. I feel like I'd have more of a fighting chance fighting a smaller more agile beast like a tiger, than a literal natueral tanky bear. Bears are known for just attacking bee nests and just ignoring the SWARM of bees attacking them, they're insane, the bear would just stroll toward me no matter what I do to it, while the tiger may be more tactical giving me some time to evaluate. So yeah, tiger all the way.
On December 1, 2020, Bramble Corporation incurs a 15-year $1300000 mortgage liability in conjunction with the acquisition of an office building. This mortgage is payable in monthly installments of $15600, which include interest computed at the rate of 12% per year. The first monthly payment is made on December 31, 2020. The portion of the second monthly payment made on January 31, 2021, which represents repayment of principal is: $12974. $15600. $2626. $2600.
The portion of the second monthly payment made on January 31, 2021, which represents repayment of principal is $15600.
Mortgage liabilityMortgage liability limits the liability of potential third parties who were not involved when the mortgage was arranged. For example, if a mortgage is in arrears, the debtor has to pay the outstanding principal and interest, plus late payment and other charges.
What is mortgage asset or liabilities?A current liability for
1) the principal payments that will be coming due within one year after the balance sheet date, and
2) any accrued interest that is owed as of the balance sheet date.
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Scenario: You are a single 30-year-old with a gross annual income of $30,000. You have been renting an apartment, but you are tired of the rules set by your landlord. You would like a place that you are free to fix up the way you want it. You are considering both condominiums and single-dwelling homes and are looking at the pros and cons of owning each type of housing. You would like to begin the home-buying process as soon as possible. You have $25,000 saved for a down payment, much of which was recently inherited from your late great aunt, and your family is willing to give you an additional $15,000. You are currently repaying a school loan, a car loan, and some credit card debt. Current interest rates with home lenders are averaging around 5.0% at this time. Owning a residence is often less expensive than renting a comparable property in the long term. Which of the following reasons may explain this phenomenon? Check all that apply. Tax deductions for lease payments often partially offset the cost of housing. Property values often appreciate over time. Renting often results in several additional expenses not normally associated with home ownership. The gain realized from the sale of a residence is tax-exempt income under certain conditions.
There are two reasons that may explain why owning a residence is often less expensive than renting a comparable property in the long term. Owning a home can be a smart financial decision in the long term, especially if property values appreciate and you are able to sell the property for a profit.
The first reason is that property values often appreciate over time. When you own a home, you are building equity in the property, which can increase as property values rise. This means that when you eventually sell the property, you may be able to sell it for more than you originally paid for it. The second reason is that the gain realized from the sale of a residence is tax-exempt income under certain conditions. This means that if you sell your home for more than you paid for it, you may not have to pay taxes on the gain. However, it is important to note that tax deductions for lease payments often partially offset the cost of housing is not a reason why owning a residence is less expensive than renting in the long term, as it refers to the tax benefits of renting, not owning. Additionally, renting often results in several additional expenses not normally associated with home ownership, but this does not necessarily mean that owning a home is less expensive than renting.
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What are Generally Accepted Accounting Principles? Multiple choice question. Regulations designed to promote strong ethical conduct. Regulations companies must follow in order to be publicly traded. Minimum requirements for becoming a CPA. The concepts and rules that govern financial accounting practice.
Answer: The concepts and rules that govern financial accounting practice
Explanation:
Generally Accepted Accounting Principles are the concepts and rules that govern financial accounting practice. Thus the correct answer is D.
What is the objective of Generally Accepted Accounting Principles?The primary objective of Generally Accepted Accounting Principles is to maintain the credibility of the financial reports of any business organization. This can be done through transparency and clear transfer or exchange of financial information of any business.
Generally Accepted Accounting Principles are guidelines that cover the specifics, technicalities, and legality of corporate and business accounting. It contains a list of accepted accounting procedures to manage financial statements.
Therefore, in option D The concepts and rules that govern financial accounting practice are appropriate.
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Temperature at 8:00 A.M.: -15°C.
Temperature rose 8°C during the
next hour. What was the
temperature at 9:00 AM ?
-7°celcius is the answer man
Suppose that a manager is managing a portfolio whose benchmark is the Barclays Capital Intermediate Aggregate Index, which has duration of 4.68. Suppose the market value of the portfolio on March 31, 2018 was $48,559,815. The portfolio duration is 2.97. Suppose the portfolio manager seeks to follow a duration matched strategy and therefore the portfolio’s target duration is the benchmark duration.
Explain how this can be done with the buying or selling of a $100,000 5-year Treasury note futures contract at price $112.79, and dollar duration of $6022. Show all calculations.
(10 marks)
The portfolio manager should sell 1362 Treasury note futures contracts with a dollar value of $136,200,000 to achieve a duration match with the benchmark.
To implement a duration-matched strategy, the portfolio manager aims to adjust the portfolio's duration to match the benchmark duration. In this case, the benchmark duration is 4.68, while the portfolio duration is 2.97.
To calculate the change in portfolio duration, we can use the formula:
Change in Duration = (Portfolio Duration - Benchmark Duration) * Portfolio Value
Change in Duration = (2.97 - 4.68) * $48,559,815 = -$8,206,705.95
Now, let's calculate the number of Treasury note futures contracts required to offset this duration mismatch:
Number of Contracts = Change in Duration / Dollar Duration per Contract
Number of Contracts = -$8,206,705.95 / $6,022 = -1362.82
Since the number of contracts cannot be negative, the portfolio manager needs to sell 1362 contracts.
To calculate the dollar value of the futures contracts, we multiply the number of contracts by the contract size:
Dollar Value of Contracts = Number of Contracts * Contract Size
Dollar Value of Contracts = 1362 * $100,000 = $136,200,000
Therefore, the portfolio manager should sell 1362 Treasury note futures contracts with a dollar value of $136,200,000 to achieve a duration match with the benchmark.
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Complete the table below by deciding whether a precipitate forms when aqueous solutions A and B are mixed. If a precipitate will form, enter its empirica formula in the last column. Does a empirical formula of precipitate form when A and B are mixed? solution B solution A precipitate X yes no barium bromide sodium acetate no zinc bromide yes sodium hydroxide yes no potassium carbonate silver nitrate
In chemistry, the empirical formula of a chemical compound is the simplest whole number ratio of atoms present in a compound.
what is aqueous solution?
An aqueous solution is one in which the solvent is liquid water. That is, solute (dissolved) ions and molecules are surrounded by water molecules and incorporated into the network of bonds within the water. The dissolved species then spread throughout the water.An aqueous solution is water that contains one or more dissolved substance. The dissolved substances in an aqueous solution may be solids, gases, or other liquids.Aqueous is a term used to describe a system which involves water. The word aqueous is also applied to describe a solution or mixture in which water is the solvent. When a chemical species has been dissolved in water, this is denoted by writing (aq) after the chemical name.To learn more about empirical refers to:
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In order to send out emails to potential customers, you will need:
a target market
b the available market
c a customer database
d a viral market
Answer:
I think the answer is C.
Explanation:
I dont know
The total amount paid on a 35 year loan was $98,000. if the interest rate was 4.1% and compounded monthly, what was the principal? round your answer to the nearest dollar.
Rounded to the nearest penny, P equals principal $ 23,392.45
How is annual compound interest calculated?The initial loan amount, or principal, is multiplied by the annual interest rate raised to the number of compound periods minus one to get compound interest.
The formula for compound interest
A = P(1 + 2/2) nt, where A = The future value of interest included. loan P is the initial 10an amount; n is the annual interest rate multiplied by CEED Compounded; t is the time annual; and r is the interest rate in decimal form.
Time Amount minus (A) = 35 years, $98,000, and Rate (8) = 4.14 are given.= 100 0.041 8= 0.041 n = 12 (Due to the compound interest).monthly.
Assess the need for P (the initial loan amount)
Replace "p" in the compound evaluation formula with these interest given formula values.
=0.041 12 98.000 = J +(12x35)
98000 = P(1.0034167) 420
98000 D P ( 4.1894)π
98000 4.1894 = P
P = $23, 392.P = $ 23,392.45 when rounding to the nearest cent.
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Please answer this question...
Did you eat today? if you haven't please find something to eat and take care of yourself :)
Answer: yes! Aww thanks, you too :))
Explanation: have a great day!!
Answer:yes i did thank you for caringgggggggggg have a good day^.^
Explanation:
which of the following is the best example of social regulations?
a. inflation rate regulations
b. anti-trust legislation
c. health and safety standards
d. regulations against price gouging
Answer:
Explanation:
The answer is C
Answer:
Health and safety standards
Explanation:
I just got it correct on the test!!!
During cycle ergometer exercise, net efficiency decreases as the work rate increases. the mechanism to explain this observation is:______
The mechanism to explain this observation is the relationship between energy expenditure as well as the work rate is curvilinear instead of linear.
What is cycle ergometer exercise?A cycle ergometer is known to be a kind of s tress relief form of an exercise.
It is one that is seen to be a kind of stationary exercise bike that tend to look into and measures the rate of work done by the act of pedaling the bike. Cycle ergometers is said to be be used as part of fitness tests and thus. the mechanism to explain this observation is the relationship between energy expenditure as well as the work rate is curvilinear instead of linear.
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____ are individuals, acting independently or as part of an organization, who see an opportunity and then take risks to develop an innovation to exploit it.
Which of the following benefits cannot be excluded as a no additional cost service fringe benefit?
A. Free tax return preparation from a client.
B. Complementary dry cleaning for employees at a laundry company.
C. A car wash at an automobile dealership.
D. Free local phone service for phone company employees.
A. Free tax return preparation from a client cannot be excluded as a no additional cost service fringe benefit.
"No additional cost service fringe benefits" are benefits provided by an employer to employees at no additional cost, which means that the employer incurs no substantial cost to provide them.
These benefits can be excluded from an employee's gross income and are not subject to payroll taxes. To be considered a "no additional cost service fringe benefit," the benefit must meet the following criteria:
The employer must provide the service to customers in the ordinary course of business.
The service must be offered to employees in the same manner as to customers.
The employer must incur no substantial additional cost to provide the service to employees.
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To understand how democracy developed in ancient Greece, you must examine the polis, which was the Greek word for a
The Greeks shared a language and culture, but each polis had a different government. In 509 BCE, Athens created a new set of rules that gave power to the people. The Greeks called this government a
Members of the Council of 500 were chosen
Answer:
To understand how democracy developed in ancient Greece, you must examine the polis, which was the Greek word for a city-state. The Greeks shared a language and culture, but each polis had a different government. In 509 BCE, Athens created a new set of rules that gave power to the people. The Greeks called this government democracy. Members of the Council of 500 were chosen randomly.
Answer:
city-state ,democracy ,randomly
Explanation:
just took the test on edge
This table shows the CTSOs that four high school students are involved in: A 2-column table with 4 rows. Column 1 is labeled Student with entries Elyse, Abin, Kendra, Angelica. Column 2 is labeled Current C T S O with entries T S A, F E A, D E C A, H O S A. Assuming the students continue down the same career path, which table shows the professional organization that each student would most likely be a part of in the future? A 3-column table with 4 rows. Column 1 is labeled Student with entires Elyse, Abin, Kendra, Angelica. Column 2 is labeled Current C T S O with entries T S A, F E A, D E C A, H O S A. Column 3 is labeled Future P O with entries A F P, A A S A, A S M E, A M A. A 3-column table with 4 rows. Column 1 is labeled Student with entires Elyse, Abin, Kendra, Angelica. Column 2 is labeled Current C T S O with entries T S A, F E A, D E C A, H O S A. Column 3 is labeled Future P O with entries A S M E, A A S A, S A G, A C S. A 3-column table with 4 rows. Column 1 is labeled Student with entires Elyse, Abin, Kendra, Angelica. Column 2 is labeled Current C T S O with entries T S A, F E A, D E C A, H O S A. Column 3 is labeled Future P O with entries S A G, A C S, A F P, A M A. A 3-column table with 4 rows. Column 1 is labeled Student with entries Elyse, Abin, Kendra, Angelica. Column 2 is labeled Current C T S O with entries T S A, F E A, D E C A, H O S A. Column 3 is labeled Future P O with entries A S M E, A A S A, A F P, A M A.
Answer:
The answer is A
Explanation:
A consultant has recommended that you modernize a production line. Costs include $650,000 in equipment, a $10,000 investment in net working capital at the time of installation, and $5,000 in delivery and installation costs. The consultant has billed the firm for $7,500 for her analysis of the project. If the project is undertaken, an employee training program costing $8,000 would be required. The old machinery has no book value but can be sold for $100,000. Your firm's marginal tax rate is 34%. What is the initial outlay associated with the project?
Answer:
$607,000
Explanation:
Calculation for the initial outlay associated with the project
INITIAL OUTLAY
Equipment $650,000
Delivery and installation costs
$5,000
Investment in net working capita$10,000
Employee training program$8,000
Less:Old machinery After tax sale value ($66,000)
Initial outlay $607,000
Calculation for the after sale tax value of the old machinery
After tax sale value =$100,000×(1-0.34)
After tax sale value=$100,000×0.66
After tax sale value=$66,000
Therefore the initial outlay associated with the project will be $607,000
When a company uses a departmental approach rather than a plantwide approach to applying overhead, the selling price of the product will always be ______. Multiple choice question.
When a departmental approach is used, one will find that the selling price will always be different.
Why would the price be different?Each department incurs its own unique costs. These costs will be different across departments.When these costs are therefore applied to the products made by these departments, the selling price will be different because the costs were different.
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A new wave-soldering machine is expected to save Brisbane Circuit Boards $15,000 per year through reduced labour costs and increased quality. The device will have a life of eight (8) years, and have a salvage value of $20,000. at the end of the 8th year (salvage value means the used machine can be sold in the open market). If the company can generally expect to get 12%return on its capital, how much could it afford to pay for the wave-soldering machine?
Answer:
I have no idea
Explanation:
Disadvantages of choosing a job that is extremely popular or in demand
The disadvantage of choosing a job that is very popular or a job that is in high demand is that after a while such a job may become saturated or it would become monotonous.
What is a high demand job?This is the term that is used to refer to a job that the people that wpould employ labor are constantly in need of. Such a job is one that would require the people that have the qualification to opt in and get the places and the roles that they are to fill.
The issues that may arise from such a job that is in high demand is that after a period, such a job may have a lot of persons that would want to fulfil the role.
The number of qualified persons may become more than the job that is available for the people to do in the long run.
Hence this is a disadvantage. Therefore I would conclude by saying that the disadvantage of choosing a highly popular job is that the number of persons that are willing to fulfil the role may exceed the job overtime.
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[Quality of Services Marketing]
1. Which of the following is an example of a B2B internet service? [Answer: Tech Support]
2. Many companies have sophisticated tracking software [Answer: Critical incident technique]
3. Which of the following is not a characteristic of a service? [Answer: Reliability]
4. What is the encounter between service-consumer that occurs during delivery of the service is known as? [Answer: Experince qualities]
5. Your local credit union offers a variety of services to its members [Answer: Fresh-baked cookies and gourmet cookies]
6. The measure of the difference between a customer's expectation [Answer: Gap analysis]
7. Shepherd University is launching new services to attract more students [Answer: Bachelor's degrees]
8. A large store that sells groceries also has a large pharmaceuticals section with a 24-hour pharmacy. [Answer: Offering free coffee tastings]
9. John always takes his car to the same place for an oil change. [Answer: Augmented]
10. Which of the following is not a service of quality attribute? [Answer: Response qualities]
- You can thank me by thanking my previous answers, would be very appreciated -
All of your answers are correct.
The questions given and their appropriate responses can be seen below:
1. Tech Support is an example of a B2B internet service.
2. Many companies have sophisticated tracking software - Critical incident technique.
3. Reliability is not a characteristic of a service.
4. Experience qualities is the encounter between service-consumer that occurs during delivery of the service
5. Your local credit union offers a variety of services to its members such as Fresh-baked cookies and gourmet cookies.
6. Gap analysis is the measure of the difference between a customer's expectation.
7. Shepherd University is launching new services such as Bachelor's degrees to attract more students.
8. Offering free coffee tastings is a large store that sells groceries also has a large pharmaceuticals section with a 24-hour pharmacy.
9. John always takes his car to the same place for an oil change - Augmented
10. Response qualities is not a service of quality attribute.
What is Service marketing?This is defined as the marketing that businesses that provide a service to their customers use to increase brand awareness and sales.
The answers to the questions given can be seen appropriately given above.
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a) Discuss the 3 parameters used in measuring the quantity of money b) A small town producing only Rice and Fanta, sells 30 bags of rice and 70 bottles of Fanta in a given time period. A bag of rice costs 6000 Naira while a bottle of Fanta costs 200 Naira. i) Calculate the total naira exchanged in that time period
a) Discuss the 3 parameters used in measuring the quantity of money Money supply refers to the amount of money available in an economy at a given time. It is essential to regulate the money supply to ensure stability and growth. Three parameters used to measure the quantity of money are as follows:
1. M0 - It refers to the physical currency in circulation in an economy, including the currency in commercial banks and the central bank. It is also called the narrowest definition of money supply.2. M1 - It is the broader definition of money supply than M0.
M1 includes physical currency in circulation, demand deposits, and other deposits that can be easily converted into cash.3. M2 - M2 is the broadest measure of money supply and includes all components of M1 plus time deposits, savings deposits, and other deposits that have a maturity of less than two years. M2 provides a comprehensive view of the money supply in the economy.
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Sean, Pete, Tom, and Mark formed a partnership to start a water damage restoration business. Each partner has a 25% interest, and all debt and profits are shared equally among the partners. Sean contributed cash of $20,000 and property with a FMV of $130,000, a basis of $80,000, and a mortgage of $50,000. Pete contributed services. Tom contributed cash of $50,000 and property with a FMV of $60,000, a basis of $40,000, and debt of $10,000. Mark contributed cash of $25,000 and property with a FMV of $95,000, a basis of $85,000, and debt of $20,000. All debt was assumed by the partnership. Which partner has a basis in partnership interest of $95,000
Answer:
Pete
Explanation:
In a partnership ( limited ) as seen in the question, The general partner has an unlimited liability to debt owed by the partnership to its creditors hence he will bear the highest proportion of the basis in partnership interest. which is $95,000
A general partner runs the partnership business by providing services that will keep the partnership going ( i.e. runs the business on behalf of other limited partners )
The AutoSum icon is located in
which of the following groups on the
Home tab? *
Answer:
The AutoSum option can be found in two areas: It is contained in the Editing group of the ribbon, as shown in the first example above. It can also be found under the Formulas tab.
For each charity donation made by an employee of tillman corporation, the company will contribute an additional 40% of the amount. Last month, tillman donated $3540. If 118 employees donated, what was the average contribution of each employee?.
Employee contributions, sometimes referred to as “after-tax” employee contributions are plan contributions from employees, either mandatory or voluntary, that are allocated to a separate account.
What is your contribution to the company best answer?“I can contribute to the company in several ways. Firstly, I am a very fast learner and worker. I will come into the role, fit into the team quickly and work at a very fast pace to ensure you see a positive return on your investment. Secondly, I am very good at taking care of customers.Average Contribution Percentage means the average (expressed as a percentage to the nearest one-hundredth of one percent) of the Contribution Percentages of the Eligible Participants in a group.They thanked him for his contribution of time and money. He made an important contribution to the debate. As mayor, he made many positive contributions to the growth of the city. a book of essays including contributions from several well-known political columnists The money was raised by voluntary contribution.
Charity donated by Tillman = $3540
Number of employees who donated = 118
Contribution of Tillman = 40%
Let the average contribution of employees be = x
Then the amount contributed by employees = 118x
Then contribution of Tillman = \(\frac{40}{100}*118x\)
As Tillman donated 3540 , then
\(3540=\frac{40}{100} *118x\)
\(3540=47.20x\)
\(x=75\)
= $75 for each employee
Hence, average contribution by each employee is $75.
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Whirly Corporation's contribution format income statement for the most recent month is shown below: Total Per Unit $ 30.00 $ 267,000 Sales (8,900 units) Variable expenses Contribution margin 169,100 19.00 $11.00 97,900 Fixed expenses 54,500 Net operating income $ 43,400 Required: (Consider each case independently): 1. What would be the revised net operating income per month if the sales volume increases by 90 units? 2. What would be the revised net operating income per month if the sales volume decreases by 90 units? 3. What would be the revised net operating income per month if the sales volume is 7,900 units? 1. Revised net operating income 2. Revised net operating income 3. Revised net operating income
The revised net operating income will be as follows:1. Revised net operating income = $34,8902. Revised net operating income = $33,2103. Revised net operating income = $20,900.
1. The contribution margin per unit is $11.00, which means that every unit sold generates $11.00 to cover the fixed expenses and contribute to net operating income. Thus, if sales volume increases by 90 units, the revised net operating income per month will be:Total Sales = 8,900 + 90 = 8,990 unitsContribution margin = $11.00 per unitRevised net operating income = (Total Sales × Contribution margin) - Fixed expenses= (8,990 × $11.00) - $54,500= $34,8902. If sales volume decreases by 90 units, the revised net operating income per month will be:Total Sales = 8,900 − 90 = 8,810 unitsContribution margin = $11.00 per unitRevised net operating income = (Total Sales × Contribution margin) - Fixed expenses= (8,810 × $11.00) - $54,500= $33,2103. If sales volume is 7,900 units, the revised net operating income per month will be:Total Sales = 7,900 unitsContribution margin = $11.00 per unitRevised net operating income = (Total Sales × Contribution margin) - Fixed expenses= (7,900 × $11.00) - $54,500= $20,900Therefore, the revised net operating income will be as follows:1. Revised net operating income = $34,8902. Revised net operating income = $33,2103. Revised net operating income = $20,900.
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Refrigerant ____ is to reprocess refrigerant to new product specifications as set by Environmental Protection Agency (E.P.A.).
Answer:
Reclaiming
Explanation:
From the question we were told tha refrigerant "Reclaiming" is to reprocess refrigerant to new product specifications as set by Environmental Protection Agency (E.P.A.).
Reclaiming is the process of reforming, or to turn wastes refuse through industrial process or natural process into a useful products or substance.its a means in which usable material is been generated from. by products which is achieved through following the rules set by
Environmental Protection Agency (E.P.A.). for safety of all.
Haughton ltd has in issue 300,000 ordinary shares of $1 each and 120,000 5% preference shares of $0.50 each. the directors declared an interim ordinary dividend of 7.5%. what will the total dividend for the year be?
The total dividend of the company for the year would be $22,500.
What is a dividend?An organization's board of directors decides how much of its profits should be distributed as a dividend to shareholders. Dividends are frequently paid out every three months and can be received in cash or by being reinvested in more shares. If they owned the stock on the ex-dividend date or earlier, common shareholders of dividend-paying firms are eligible for a distribution. Companies may still pay dividends even when they don't bring in enough money to keep up their regular schedule of payouts. The board of directors may issue dividends at various periods and at various distribution rates. One can choose whether dividend payments should be made monthly, quarterly, or yearly.
Dividend= 300000*7.5%= $22500
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In what circumstance would a property insurance claim be rejected?