Lenitnes company is considering an investment in technology to improve its operations. 1. Payback period: 2.8 years
2. Break-even time: 3.2 years
3. Net Present Value: $37,978.40
PVA of cash flows:
1st year: 125,000 x 0.9048 = $112,600
2nd year: 94,000 x 0.8187 = $76,919
3rd year: 75,000 x 0.7408 = $55,310
4th year: 52,000 x 0.6722 = $34,944
5th year: 47,000 x 0.6107 = $28,569
PV of cash flows = $298,342
PV of initial outlay = 250,000
Net Present Value = $37,978.40
A purchase made with the intention of creating income is known as an investment. When a person invests in a good, they do not intend to utilise it as a source of immediate consumption, but rather as a tool for future wealth creation.
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Samantha is not hired for a job as a warehouse worker because the supervisors do not think female workers are strong enough to complete job tasks. This is an example of
A - disability discrimination
B - gender discrimination
C - LGBTQ discrimination
D - religious discrimination
Why is creative thinking important to generate business ideas?
Answer: Creative thinking is necessary for business problem-solving.
Explanation: The skill of creative thinking is a helpful skill because it teaches workers/business owners to find opportunities and ways to improve something even if the situation is challenging. This also lets the person face a problem or situations by a different view. I hope this helped!
he just finalized an arrangement where he will operate one of his stores next to the floral department of a local grocery store. he will pay rent for the space and will be responsible for all aspects of his business. what is this type of arrangement called?
he just finalized an arrangement where he will operate one of his stores next to the floral department of a local grocery store. he will pay rent for the space and will be responsible for all aspects of his business. This type of arrangement is called a leased department.
commercial enterprise refers to an enterprising entity or agency that carries out professional activities. They may be business, commercial, or others. For-income enterprise entities do enterprise to earn an income, whilst non-earnings ones do it for a charitable mission. Many agencies are operated through a separate entity such as an employer or a partnership (both formed without or with limited liability). maximum prison jurisdictions permit people to arrange such an entity by submitting certain constitution files with the applicable Secretary of state or equivalent and complying with positive other ongoing duties.
The relationships and felony rights of shareholders, restrained companions, or members are ruled partly with the aid of the constitutional documents and partly by means of the law of the jurisdiction where the entity is prepared. If the business acquires debts, the lenders can pass after the owner's non-public possessions. A business shape does not allow for corporate tax quotes. The proprietor is personally taxed on all profits from the enterprise.
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7. Jannah is reviewing a report that a new marketing manager put together after assessing her small business. If Jannah wants to learn how familiar a custo
what section of the marketing report should she review?
To learn how familiar a customer is to the company, Jannah must look at the leads section of the marketing report.
What is a marketing report?It consists of a document through which an organization can visualize its performance over a period of time, through the analysis of data and information about the company's actions and strategies to achieve objectives and goals in the market.
Through qualitative and quantitative reports related to communication and sales, for example, the company is able to make more significant decisions about its strategy, with evaluations and corrections that will contribute to continuous improvement and positioning in the market.
So leads could be the section that Jannah would review to identify a potential customer, as this data significantly demonstrates an individual who engages with the company's business and can be turned into a customer.
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You are considering investing in a bond with a maturity value of $50,000 that pays $2,500 every year and matures in 12 years. If the current yield for equivalent bonds is 7%, what is a fair price to pay for the bond?
A fair price to pay for the bond is approximately $19,762.49.
To determine the fair price to pay for the bond, we can calculate the present value of its cash flows using the current yield as the discount rate. The current yield represents the annual return as a percentage of the bond's current market price.
Now,
The bond pays $2,500 annually for 12 years, with a maturity value of $50,000. The current yield is 7%, which we can convert to a decimal (0.07) for calculations.
Using the formula for the present value of an annuity, we can calculate the fair price:
PV = C * [(1 - (1 + r)^-n) / r] + M / (1 + r)^n
Where:
PV = Present value
C = Cash flow per period ($2,500)
r = Discount rate (current yield as a decimal, 0.07)
n = Number of periods (12)
M = Maturity value ($50,000)
Now,
Plugging in the values:
PV = $2,500 * [(1 - (1 + 0.07)^-12) / 0.07] + $50,000 / (1 + 0.07)^12
And,
Calculating this equation will give us the fair price to pay for the bond:
PV ≈ $19,762.49
Therefore, a fair price to pay for the bond is approximately $19,762.49.
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Question 31 Which statement about the structure of the Federal Reserve System is true? It is a single bank located in Washington D.C. It is a single bank located in New York. It is made up of 55 linked banks located in the eastern states. It is made up of 12 separate banks spread around the country.
The statement "It is made up of 12 separate banks spread around the country" is true.
The Federal Reserve System, often referred to as the Fed, is structured as a decentralized network of 12 regional banks located in different districts across the United States. These banks are commonly known as the Federal Reserve Banks and are spread out to ensure representation and regional coverage.
Each Federal Reserve Bank serves its designated district, which includes various states. These banks operate independently but are coordinated and overseen by the Board of Governors in Washington, D.C., which is the central governing body of the Federal Reserve System.
The Federal Reserve System was established in 1913 to provide a stable and flexible monetary system for the United States. Its decentralized structure allows for localized knowledge and input in monetary policy decisions, while the coordination among the regional banks ensures consistency and effectiveness in the implementation of monetary policies.
Therefore, the Federal Reserve System is made up of 12 separate banks spread around the country, not a single bank located in one specific city.
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A sales tax is sent to the government by
Answer:A sales tax is a consumption tax imposed by the government on the sale of goods and services. A conventional sales tax is levied at the point of sale, collected by the retailer, and passed on to the government. A business is liable for sales taxes in a given jurisdiction if it has a nexus there, which can be a brick-and-mortar location, an employee, an affiliate, or some other presence, depending on the laws in that
Explanation:
what is your names my name is janaye
Answer:
Elijah but I go by Mayhem
Explanation:
Answer:
my name is Michelle
Explanation: LOL
One way for banks to reduce the principal agent problems associated with trading activities is to _____
One way for banks to reduce the principal-agent problems associated with trading activities is to implement stricter monitoring and oversight mechanisms.
This can involve establishing clear performance targets, conducting regular risk assessments, and closely monitoring trading activities to ensure they are in line with established risk management policies.
Additionally, banks may also choose to provide incentives and compensation structures that align the interests of traders with those of the bank as a whole, in order to reduce the potential for conflicts of interest and promote responsible trading behavior.
Ultimately, effective risk management and oversight are key to minimizing the principal-agent problems that can arise in trading activities and ensuring the long-term success and stability of the banking industry.
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Which of the following reflects Revenue after Deductions?
Answer:
Net income reflects the total residual income that remains after accounting for all cash flows, both positive and negative. In other words, from revenue, which is called the top-line number, all income, expenses, and costs are deducted to arrive at net income
NET INCOME
Explanation:
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If the U.S. dollar is strong, foreign imports are
A. weak
ОО
B. more expensive
C. strong
D. less expensive
you've been working for a while, but your sister just got a job and is excited to have some of her "own" spending money. Money burns a hole in her pocket. What are some ideas on how she can save some money?
Answer:
She can put the money in a savings account and only buy thing she needs not wants.
Explanation:
Which of the following is NOT part of the promotional mix?
Question 20 options:
Physical Distribution
Public Relations
Advertising
Sales Promotion
Answer:
A- Physical Distribution
Explanation:
Advertising.Public relations or publicity.Sales promotion.Direct marketing.Personal selling.Physical Distribution is part of marketing mix therefore it is A.
Which of the following statements about check cashing companies is FALSE?
1. They charge low fees.
2. They offer bad deals where you'll owe a lot more than you borrowed.
3. They can take a percentage of your check on top of fees.
4. They make it easy to fall into a loan cycle that is hard to get out of.
3. What does the segment suggest to guard against employee misuse of workplace technology? *
Answer:
Economics
Explanation:
consists of all possible customers in a market regardless of the differences in their specific needs and wants
The term you are referring to is "market segmentation." Market segmentation is the process of dividing a market into distinct groups or segments based on various factors such as demographics, psychographics, behaviors, and needs.
However, the phrase you provided, "consists of all possible customers in a market regardless of the differences in their specific needs and wants," does not align with the concept of market segmentation.
Instead, it seems to describe the "mass marketing" approach, where companies target the entire market with a standardized product or message, assuming that all customers have similar needs and wants. This approach does not involve segmenting the market based on differences in customer needs and wants.
The term you are looking for is "mass marketing," which refers to targeting all possible customers in a market without considering their specific needs and wants. However, market segmentation is the preferred strategy for understanding and catering to the diverse needs and wants of different customer segments.
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Lindsay needs to purchase a car. The car Lindsay is planning on
purchasing costs $10,000 and Lindsay has $1,000 that they will be using
as a down payment. Lindsay is offered credit terms of 3% APR for a term
of 2 years. Please calculate the following:
a. To purchase the car, what is the dollar amount that Lindsay will need to
finance? (1 point).
b. In one year, what is the dollar amount of interest that Lindsay will pay
on the loan? (Principal X Rate X Time) (1 point)
C. In two years, in order for Lindsay to finally OWN the car, what will the
actual cost of the car be in dollars? (2 points) (down payment+amount
financed+ 2 years interest=actual cost of car)
The quantity a lender costs a borrower and is a percent of the principal of the quantity loaned; is called as an interest rate. The total amount of interest she will pay is $418.68
What do you mean by interest on a loan?
A mortgage is normally mentioned on an annual foundation referred to as the once-a-year percent fee (APR). It is known as interest rate.
As per the information,
Costs = $10,000, Down payment is equal to $1,000; where PV is the amount owing = $9,000
Rate of interest is 3%, that is 3%/12 = 0.0025;
n is the number of periods = 3 x 12 = 36 months.
A) The dollar amount that Lindsay will need to finance is $9,000
B) Now, to calculate the installment amount to be paid that is P:
\(PV = P(\frac{1 - (1 + r)^{-n} }{r} )\\\\)
\(9,000 = P(\frac{1 - (1 + 0.0025)^{-36} }{0.0025} )\\\\\\9,000 = P\frac{ ( 1 - 0.9140)}{0.0025} \\\\9,000 = 34.4P\\\\P = $261.63\\\\Hence, the amount of installment that she will pay = \$261.63\)
C)The actual cost of the car after financing = $1,000 + $261.63 x 36 = $10418.68
The total amount of interest she will pay = $10418.68 - $10,000 = $418.68
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Explain why you might not want to have passive income as your only source of income.
Answer:
Passive income is dependent on the actions of others, and you have little influence over the amount of money you earn. Without doing anything different, the money you receive from it might be extremely excellent or very awful. If, for example, you are a novelist and your book is panned, you may not be able to make a living from it. If people like it, on the other hand, you may make a lot of money.
____________OAmalOHopeO
______________
Answer:
Passive income relies on what others do and you dont really have control over the amount of money you make
True or False. The people in the stock exchange are paid a share from the investors’ profits.?
Answer:
false
Explanation:
which factors of production might affect an organization such as fifa when choosing new international locations? group of answer choices a. scale efficiencies b. supporting industries c. retail locations d. advanced infrastructure
FIFA must consider a range of factors when choosing new international locations. Scale efficiencies, supporting industries, retail locations, and advanced infrastructure are all important factors that can impact their decision-making process. Correct answers are option a,b,c and d.
When choosing new international locations, FIFA, like any other organization, needs to consider a variety of factors that can impact their success. Here are some of the factors of production that could potentially affect FIFA's decision-making process
Scale Efficiencies: This refers to the cost advantages a company can achieve by increasing its production volume. In the case of FIFA, this could mean considering locations where they can host events such as the World Cup, with the potential to attract large numbers of spectators, thereby generating significant revenue.
Supporting Industries: The availability of local industries that can provide services and resources that FIFA may require can be a critical factor.
Retail Locations: This may not be as relevant to FIFA, as they do not operate in a traditional retail setting.
Advanced Infrastructure: This includes physical infrastructure, such as roads, airports, and ports, as well as technological infrastructure such as communication and internet networks. Correct answers are option a,b,c and d.
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describe the process of career planning
Answer:
The career planning process involves taking the time to decide what your career goals are and how you'll get there. You might engage in this process on your own or with a guidance or career counselor. You can also start the career planning process at any point in your career.
Explanation:
Answer:
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According to the cartoon, what actions of Standard Oil earned it the label "The Monopoly Monster"?
The action that made Standard Oil earned the label monopoly monster is that they control and owned about 90 percent of US oil.
What is Monopoly?Monopoly can be defined as a situation whereby a manufacturers owns and control virtually 100% market shares.
In summary, monopoly does not allow for healthy market competition.
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Which component of table setting includes knives?
O A.
lunchware
OB.
flatware
O C.
steelware
OD.
dinnerware
O E.
drinkware
Answer:
Steelware I think
Explanation:
Which activity will help you improve your verbal communication skills?
A.
learning to pronounce words correctly
B.
learning about gestures used by other cultures
C.
learning correct posture
D.
taking care with your appearance
Answer:
A
Explanation:
knowing how to speak words correctly can help ypu communicate with other people without a problem
Diversified Industries is a multi-product firm operating in a number of industries. Assume the firm is analyzing a new project that has risks unrelated to those of the current firm's product. When computing the net present value of the new project the cash flows should be discounted using: the risk-free rate of return. the market rate of return. a rate commensurate with the risk level of the project. a rate based on a beta of one since the firm is well diversified. a rate based on the firm's current beta.
Answer: a rate commensurate with the risk level of the project.
Explanation:
When computing the net present value of the new project, we should note that the cash flows should be discounted using a rate that is commensurate with the risk level of the project.
Since it is a new project and it possesses risks that are unrelated to those of the current firm's product, the risk that pertains to the project level should be used in the discounting to get the net present value.
Some banks pay interest only on the minimum or smallest balance on deposit during an interest period. Helen Lamb had a balance of $783 in such an account on July 1. Annual interest is 2.7% compounded quarterly. She withdrew$170 on August 17 and deposited $200 on September 12. What was Helen’s minimum balance during the quarter?
Helen's minimum balance during the quarter was $613.
What is Minimum Balance in Account?According to the terms and conditions of the account agreement, a customer is required to keep the smallest amount of money in their account for a predetermined amount of time. This amount is known as the minimum balance in an account. Depending on the type of account and the bank's policies, the minimum balance can be set at a certain amount or it can change.
Plugging in the values, we get:
A = 783(1 + 0.027/4)^(4*(3/12))
A ≈ $791.13
So the balance at the end of the quarter, before the deposit, was about $791.13.
Next, we need to figure out the impact of the withdrawal and deposit:
August 17: Helen withdrew $170, leaving a balance of $783 - $170 = $613.
September 12: Helen deposited $200, bringing the balance to $613 + $200 = $813.
We can conclude that the minimum balance was $613 because the balance on July 1 was higher than the estimated balance at the end of the quarter, which was $791.13.
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a young couple, with a high credit score, would like to buy a run-down house in a high-risk neighborhood.
the lender refuses to lend in that neighborhood, the lender is guilty of redlining.
What is redlining?Redlining is a technique that excludes potential customers who live in neighborhoods that are deemed "hazardous" to investment because of the high concentration of low-income and racial and ethnic minorities there from receiving services (financial and otherwise). The most well-known examples of redlining are the rejection of insurance and credit, but other, less well-known examples include the formation of food deserts in minority neighborhoods and the denial of healthcare. The deliberate placement of stores inconveniently far from targeted residents has a redlining effect in the case of retail businesses like supermarkets. When a lender or insurer took advantage of the lack of lending competition compared to non-redlined neighborhoods to target residents of communities with a preponderance of minorities, this practice is known as reverse redlining.
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someone help me plz Why is the 50-20-30 rule easy for people to follow, especially those who are new to budgeting and saving?
Answer:
makes it simpler and more organized to figure out how to spend $, less overwhelming, financial stability.
Daimler AG agreed to sell 30 trucks to Romania in exchange for 150 Romanian-made Jeeps, which is an example of
Daimler AG agreeing to sell 30 trucks to Romania in exchange for 150 Romanian-made Jeeps, is an example of countertrade
What is Countertrade?Countertrade is the means by which good and services is being paid for, with other goods or services, instead of with money.
Examples of countertrade include:
BarterCounter purchaseOffsetsFrom the question, since Daimler AG agreed to sell 30 trucks to Romania in exchange for 150 Romanian-made Jeeps, hence countertrade has occurred.
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A 10-kilogram block with an initial velocity of 10 m/s slides 10 meters across a horizontal surface and comes to rest. It takes the block 2 seconds to stop. The stopping force acting on the block is about 50 N. 25 N. 10 N. 5 N. none of the above
The stopping force acting on the block is about 50 N. Hence, the correct answer is none of the above, as none of the provided options match the calculated value of -50 N.
To determine the stopping force acting on the block, we can use the equation F = (m * Δv) / Δt, where F is the force, m is the mass, Δv is the change in velocity, and Δt is the time interval.
Given that the mass of the block is 10 kilograms, the initial velocity is 10 m/s, and it takes 2 seconds to stop, we can calculate the change in velocity:
Δv = 0 m/s - 10 m/s = -10 m/s
Substituting the values into the equation:
F = (10 kg * -10 m/s) / 2 s = -50 N
The negative sign indicates that the force is acting in the opposite direction of the initial motion. Therefore, the stopping force acting on the block is about 50 N.
Hence, the correct answer is none of the above, as none of the provided options match the calculated value of -50 N.
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