Listing agreements MUST include: a list of all easements
The property identification number A site plan The amount of compensation
Brokers may acquire an interest in a property listed with their brokerage if the broker discloses the broker's intent to the seller.
If a licensee is charged with a criminal offense, the licensee MUST notify the Commissioner of Commerce of the charges within 10 days.
Offering counsel and advice in a real estate transaction to another for a fee requires a real estate license. A real estate licensee may not receive compensation from an appraiser without written authorization by their broker. The licensee may be subject to disciplinary action in case of receiving compensation.
A broker may be paid a commission by both the buyer and the seller in the same real estate transaction if both the buyer and seller are informed of the commission payment. Dual agency is created when an offer is made.
To count towards a real estate licensee's continuing education requirement, a continuing education course must be approved by the Department of Commerce. It must not necessarily be taught in a classroom and must not be focused on one current issue. Additionally, it doesn't have to be offered by a real estate trade association.
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which of these best describes a person who is a qualified expert that helps people and businesses meet their long term financial goals?
A financial planner is a personal advisor who helps clients manage their financial affairs and work towards their long-term financial goals.
Financial is defined as providing money or credit for something. An example of finance is a bank lending someone money to buy a house. It refers to the corpus of funds and credit used in business. Business funds are necessary for the purchase of assets, goods, and raw materials, and for conducting other economic activities. Strictly speaking, it is required to perform all business transactions.
Finance is also important to strengthen corporate finance, as it enables companies to take risks and grow. As the use of technology increases, people are becoming more and more dependent on money to reach their goals. Finance is important for empowerment because it enables businesses to take risks and grow.
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Bello Corporation produces and sells two products. In the most recent month, Product D99P had sales of P33,000 and variable expenses of P15,840, Product G71P had sales of P42.000 and variable expenses of P4.410. The fixed expenses of the entire company were P51,130. The break even point for the entire company is closest to:
The closest break-even point for the entire company is approximately P69,959.45.
To calculate the break-even point for the entire company, we need to determine the total contribution margin, which is the difference between total sales and total variable expenses, and then divide it by the contribution margin ratio.
Total contribution margin = Total sales - Total variable expenses
For Product D99P:
Contribution margin for D99P = Sales of D99P - Variable expenses of D99P
Contribution margin for D99P = P33,000 - P15,840 = P17,160
For Product G71P:
Contribution margin for G71P = Sales of G71P - Variable expenses of G71P
Contribution margin for G71P = P42,000 - P4,410 = P37,590
Total contribution margin = Contribution margin for D99P + Contribution margin for G71P
Total contribution margin = P17,160 + P37,590 = P54,750
To calculate the contribution margin ratio, we divide the total contribution margin by the total sales:
Contribution margin ratio = Total contribution margin / Total sales
Contribution margin ratio = P54,750 / (P33,000 + P42,000)
Contribution margin ratio ≈ P54,750 / P75,000 ≈ 0.73
To calculate the break-even point, we divide the total fixed expenses by the contribution margin ratio:
Break-even point = Total fixed expenses / Contribution margin ratio
Break-even point = P51,130 / 0.73 ≈ P69,959.45
Therefore, the closest break-even point for the entire company is P69,959.45.
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____ is understanding the role of information in generating and using business intelligence.
Business intelligence (BI) is a decision-making framework that facilitates decision-making in a business.
It provides data to decision-makers, enabling them to make informed decisions that are crucial to a company's success. To be useful, the information must be accurate, timely, and accessible. BI is primarily concerned with the analysis of data and making sense of it.
The process of generating and utilizing business intelligence is critical to a company's success because it allows them to make informed decisions. BI is often used to identify trends, analyze customer behavior, and monitor key performance indicators.
It is also used to forecast future trends and identify areas where a company can improve. In conclusion, understanding the role of information in generating and using business intelligence is crucial to the success of a company. It enables a company to make informed decisions that are based on accurate, timely, and accessible data.
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nike owns equipment that cost $98,300 with accumulated depreciation of $67,200. nike asks $36,200 for the equipment but sells the equipment for $33,800. compute the amount of gain or loss on the sale.
There is a $2800 gain on the sale if Nike sells the equipment for $33,800.
Salvage value can be described as the estimated value of an asset after depreciation. It can be calculated by subtracting the accumulated depreciation from the initial cost. In this case, Nike owned the equipment that cost $98,300 with accumulated depreciation of $67,200, therefore the salvage value can be calculated as follows;
salvage value = $98,300 - $67,200 = $31,000
Now the amount of gain or loss on the sale can be calculated by subtracting the salvage value from the selling price of the equipment which in this case is $33,800, therefore;
amount of gain or loss = $33,800 - $31,000
amount of gain or loss = $2800
Therefore the amount computed on the sale is a gain of $2800.
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What does the term 'user
experience' refer to regarding a
website?
A. the overall ease of navigation and ability to
purchase on a company's website
B. the general experience a customer has when
using a product of a business
C. the customer experience when dealing with
customer service representatives
Answer:b
Explanation:
Analyze (10 points)
Analyze different examples of communication in the workplace.
1. First look at how email should and should not be used in the workplace.
a) You need to share information summarizing last week's sales department meeting
with all the departments in your company. Would email be a good choice for this
interdepartmental communication? Why or why not? (1 point)
Workplace communications may occur between varying levels of management, from front-line workers to top-level executives. Some of the most common forms of workplace communication include video conferencing, meetings, email, text messages, and phone calls.
What is workplace communication ?Verbal, bodily, phone, and written communication are the four primary forms of business communication. You always have to deal with at least one at some point throughout the workweek. Being able to communicate effectively in these environments can be one of the most sensitive abilities a worker can acquire.
Making connections with other members of your team and fostering an inclusive environment are key to effective workplace communication. It's about communicating in a way that helps your team advance and reach its objectives.
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evaluate whether locating closer to raw materials is the most important factor when locating a business. if not what other factor/s would be more important
Answer:
The nature of the major raw material requires to produce the product of the business determines the level of importance attached to locating a business closer to raw materials.
Explanation:
The level of importance attached to locating a business closer to raw materials depends on the nature of the major raw material requires to produce the product of the business.
When the major raw material requires to produce the product of the business is a heavy raw material that cannot be easily transported, locating the business closer to the raw material will be the most important factor.
However, when the major raw material requires to produce the product of the business can be easily be transported, locating the business closer to raw materials will NOT be the most important factor. In this case, some of the other important factors to consider will include proximity to markets; availability of labour; water supply; availability of power, fuel or gas; waste products disposal facility and among others.
If two goods are complements, a decline in the price of one will cause an increase in the demand for the other True False
The statement, "If two goods are complements, a decline in the price of one will cause an increase in the demand for the other" is True.
What are complementary goods?
Complementary goods are those goods that are used together, meaning they are consumed together or used as a single unit. The use of one commodity is associated with that of another. This implies that the price of one good affects the demand for the other good.Complements are used together, such as cereal and milk or bread and butter. The use of one product is associated with that of another. Because they are used together, the reduction in the price of one complement increases the demand for the other. The demand for one product has a positive relationship with the price of the other good.The demand for one product will increase if the price of the other good decreases, and vice versa. This indicates that the consumption of the goods is complementary.
As a result, when the price of a complementary good declines, the demand for the other commodity rises.
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Q 8.32: The financial statements of the Otter Company report net sales of $800,000 and accounts receivable of $40,000 and $20,000 at the beginning of the year and end of year, respectively. What is the accounts receivable turnover for the Otter Company
Answer:
26.67 times
Explanation:
The financial statements of the Otter company reports a net sales of $800,000
The account receivables at the beginning of the year is $40,000
The account receivables at the end of the year is $20,000
Therefore, the account receivable turnover for the Otter company can be calculated as follows
= $800,000/($40,000+$20,000/2)
= $800,000/($60,000/2)
= $800,000/$30,000
= 26.67 times
Hence the account receivable turnover for the Otter company is 26.67 times
Investors and analysts must have certain capabilities regarding financial reporting which include: ________
The answer to the question includes:
an understanding of current financial reporting standards.recognition that management selects the financial reporting standards used. an ability to recognize that financial statement information reported is grounded in judgment as well as factsThis is further explained below.
What is financial reporting?Financial reports are used by businesses to compile accounting data and present their current financial situation.
Accounting, also spelled as financial reporting, is the process by which monetary and nonmonetary data about economic entities like businesses and corporations are quantified, processed, and communicated.
An investor is an individual or group that contributes to the funding of a financial project.
In conclusion, Investors and analysts must have certain capabilities regarding financial reporting which include:
an understanding of current financial reporting standards.recognition that management selects the financial reporting standards used. an ability to recognize that financial statement information reported is grounded in judgment as well as factsRead more about financial reporting
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4.
manager wants to give a pay rise to everyone who is paid less than the average salary.
This table shows the annual salaries of the employees in the company.
Employee
Salary (in £ thousands)
AJ
16
TM
23
WF
23
SW
22
MT
15.5
RD
18.5
JR
20
LS
23
PB
36
Tick all of the employees who are paid less than the median salary.
Answer: AJ, MT, RD, Jr
Explanation:
Given the following data :
AJ - 16
TM - 23
WF - 23
SW - 22
MT - 15.5
RD - 18.5
Jr - 20
LS - 23
PB - 36
Median salary can be calculated thus :
Arranging salary in ascending order of Magnitude :
15.5, 16, 18.5, 20, 22, 23, 23, 23, 36 (£ thousand)
Meduan salary is the 5th figure in the arrangement = £22 thousand
Therefore, those earning less than the median salary are:
AJ, MT, RD, Jr
How do firms that use captive-product pricing make up for the low prices of their main products?
They set high markups on the captive products.
They increase the price of the main products.
They offer the captive products and main products together at a reasonable price.
They reduce the cost of the captive products.
The firms that use captive-product pricing make up for the low prices of their main products by setting high markups on the captive products. This means that they sell the complementary or related products at a higher price to compensate for the lower price of the main product.
This strategy is used to attract customers to buy the main product at a lower price, but then make up for the loss by selling the related products at a higher price. This pricing strategy is often used in industries such as printers, where the printer is sold at a lower price, but the ink cartridges are sold at a much higher price.
Captive-product pricing is a strategy where companies sell their main products at a low price while charging a higher price for the essential or complementary products needed to use the main product effectively. This pricing strategy enables them to attract customers with the low price of the main product, while making a profit on the captive products that customers need to purchase to fully enjoy the main product.
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What does it mean to “authenticate” your payment? How do these payment systems authenticate?
Answer:
Payment authentication is the process of confirming a customer's identity through at least one of the following authentication factors: knowledge, inherence, ownership, and user location. Knowledge is the most common category used for transaction authentication.
What are stocks and mutual funds?
Answer:
Stocks are an investment in a single company, while mutual funds hold many investments — meaning potentially hundreds of stocks — in a single fund.
Some things you can do to manage the risks in your life to reduce any financial
losses
Here are a few of the most well-liked strategies for successfully controlling financial risk:
1. Make sure you have enough insurance.
2. Keep enough cash on hand for emergencies.
What do we mean by financial losses?Any loss that is economic in origin and not the result of harm or damage is referred to as a financial loss.
A loss in financial accounting is a decline in net income that occurs outside of the regular course of business.
Losses can be caused by a variety of actions, including the selling of an asset for less than its carrying value, asset write-downs, or litigation losses.
Here are a few of the most popular methods for effectively managing financial risk:
1. Make sure you have enough insurance.
2. keep enough cash on hand for emergencies.
3. Make a variety of investments.
4. An additional source of income
5. For any investment you make, have an exit strategy in place.
6. Keep your health in check.
7. Continually read the small print.
Therefore, here are a few of the most well-liked strategies for successfully controlling financial risk:
1. Make sure you have enough insurance.
2. Keep enough cash on hand for emergencies.
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Where scaffolds are utilized they shall
be provided with _ for the entire
length, and shall have
to
prevent slipping.
Answer:
im not aure
Explanation:
im not aure
In 2013, the Oakland A's were one of the hottest teams in baseball. They were regularly drawing "sellout" crowds, with many more fans wanting tickets. However, the A's did not sell all of the 56,000 seats. The A's removed or put tarps over roughly 20,000 seats in most of the third deck and the outfield stands. The A's management said that the reason was to create a more intimate feeling for the fans. What's another explanation? The A's removed or put tarps over roughly 20,000 seats to
Answer:
The other reason was to limit the number of special seats to charge a higher price for them.
Explanation:
Oakland A's knows that it has a large number of dedicated fans and that they are thirsty for tickets to watch the games, as these tickets are in high demand. In this case, when Oakland A's puts tarps or removes only on 20,000 seats and claims that it is to promote a more intimate experience for fans, it is because it knows that fans will want to occupy these special places, no matter what price they need to pay. In this case, we can say that a probable reason for the existence of these 20,000 unavailable seats is to increase the profit from ticket sales, by charging a higher price for the available seats.
How much will $200 in new spending change equilibrium income if the marginal propensity to save is 0.2
Answer:
$250
Explanation:
1/MPS=1/(1-0.02)=1.25; 1.25x$200= $250
based on the rubric provided and the description of the project, what is the most likely learning objective for this project?
The most likely learning objective for this project is to develop proficiency in analyzing and evaluating complex data sets to make informed decisions.
The project description suggests that the project involves working with data sets and utilizing analytical skills to inform decision-making. Therefore, the primary learning objective is likely to be focused on developing proficiency in analyzing and evaluating complex data sets. This objective would entail acquiring the knowledge and skills necessary to effectively interpret and extract meaningful insights from the data. Additionally, the objective may involve understanding various data analysis techniques, such as statistical analysis, data visualization, or predictive modeling, depending on the specific requirements of the project.
The learning objective also emphasizes making informed decisions based on the analyzed data. This indicates a need for developing critical thinking and problem-solving skills to apply the insights derived from the data analysis process. It may involve understanding how to identify patterns, trends, and correlations in the data, as well as how to draw logical conclusions and recommendations from the findings. Furthermore, the objective may include the ability to communicate the results effectively, both orally and in written form, to stakeholders or decision-makers, ensuring that the analyzed data is presented in a clear and concise manner that facilitates understanding and informed decision-making.
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You are holding a portfolio with the following investments and betas: Stock Dollar investment % $300,000 100,000 300,000 300,000 Beta A B C D Total investment $1,000,000 The market's required return is 9% and the risk-free rate is 4%. What is the portfolio's required return? Do not round intermediate calculations. Round your answer to three decimal places. 1.30 1.70 0.75 -0.30
You are holding a portfolio with the following investments and betas: Stock Dollar investment % $300,000 100,000 300,000 300,000 Beta A B C D Total investment $1,000,000 The market's required return is 9% and the risk-free rate is 4%. The portfolio's required return is 7.875%.
To calculate the portfolio's required return, we need to use the capital asset pricing model (CAPM), which considers the beta of each investment and the risk-free rate. Given the dollar investments and betas for each stock in the portfolio, we can determine the portfolio's required return.
The required return of a portfolio can be calculated using the CAPM formula:
Required Return = Risk-free rate + Beta * (Market return - Risk-free rate)
First, let's calculate the weighted average beta (β) of the portfolio by multiplying each stock's beta by its corresponding dollar investment and dividing it by the total investment:
Weighted Beta (β) = (Beta A * Investment A + Beta B * Investment B + Beta C * Investment C + Beta D * Investment D) / Total Investment
Substituting the given values:
Weighted Beta (β) = (1.30 * $100,000 + 1.70 * $300,000 + 0.75 * $300,000 + (-0.30) * $300,000) / $1,000,000
Weighted Beta (β) = (130,000 + 510,000 + 225,000 - 90,000) / $1,000,000
Weighted Beta (β) = 775,000 / $1,000,000
Weighted Beta (β) = 0.775
Next, we can calculate the portfolio's required return using the CAPM formula:
Required Return = 4% + 0.775 * (9% - 4%)
Required Return = 0.04 + 0.775 * 0.05
Required Return = 0.04 + 0.03875
Required Return = 0.07875
Rounded to three decimal places, the portfolio's required return is approximately 7.875%.
Therefore, the portfolio's required return is 7.875%.
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what might be an unintended effect of an inflation rate ceiling? group of answer choices the real interest rate can become negative if inflation is high enough. the real interest rate will always be very high, and this will discourage borrowing. businesses will not know the nominal interest rate. it becomes impossible to calculate the real interest rate.
An unintended effect of an inflation rate ceiling could be the emergence of option A, where the real interest rate can become negative if inflation is high enough. Therefore option A is correct.
The real interest rate is the nominal interest rate adjusted for inflation. It represents the actual purchasing power gained or lost on an investment. If inflation is not taken into account, the nominal interest rate may not accurately reflect the true return on investment.
Thus, the real interest rate is an important measure for individuals and businesses to consider when making financial decisions.
Now, let's explore the unintended effect of an inflation rate ceiling. An inflation rate ceiling is a limit imposed on the maximum allowable inflation rate.
It is typically implemented as a monetary policy tool to control inflation and stabilize the economy. By capping inflation, policymakers aim to maintain price stability, encourage economic growth, and safeguard the purchasing power of the currency.
However, when an inflation rate ceiling is set too low or rigidly enforced, it can have unintended consequences. If the actual inflation rate exceeds the ceiling, it creates a situation where the real interest rate can become negative.
This occurs because the nominal interest rate remains fixed, while inflation erodes the value of money over time. As a result, borrowers effectively receive a subsidy in the form of negative real interest rates.
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The complete question is -
What might be an unintended effect of an inflation rate ceiling?
Group of answer choices
A.The real interest rate can become negative if inflation is high enough.
B. The real interest rate will always be very high, and this will discourage borrowing.
C. Businesses will not know the nominal interest rate.
D. It becomes impossible to calculate the real interest rate.
What is the purpose of Journals in the accounting cycle?
A. Provide proof of all transactions
B. Record transactions for a business
C. Determines if credits and debits are equal
D. Records transactions in accounts
Answer:
b. record transactions for business
Explanation:
A journal is a detailed account that records all the financial transactions of a business, to be used for the future reconciling of accounts and the transfer of information to other official accounting records, such as the general ledger.
what occurs when the free market is not able to allocate resources and goods and services efficiently
Answer: Market failure
Explanation:
When the free market is not able to allocate resources and goods and services efficiently, this situation is referred to as market failure.
Market failure brings about disequilibrium in the market as the quantity supplied and the quantity demanded aren't in equilibrium anymore as there's market distortion. It takes place when the quantity of good. The distortion may be as a result of monopoly power.
Welfare includes all of the following EXCEPT
(a) Social Security
(b) Medicare
(c) Occupational Safety and Health Administration
(d) Medicaid
Answer:
(C) Occupational Safety and Health Administration
The President of PDQ Corporation buys PDQ shares in the open market. After holding them for 3 months fully paid, the President wishes to sell the shares. The shares can be sold:
There are different ways to share shares. The shares can be sold immediately.
In a sale of shares, a company's shareholders often sell the shares that is entitling ownership of the company to a specific buyer. In the transaction, all the rights and responsibilities that pertains to the ownership of shares are transferred to the buyer.
Note that as long as the 6-month holding period needed has fulfilled on the restricted shares, and therefore, when they are donated, the charity can sell the shares immediately. There is therefore no need for another 6-month holding period be taken again.
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The President of PDQ Corporation buys PDQ shares in the open market. After holding them for 3 months fully paid, the President wishes to sell the shares. The shares can be sold:
A. immediately
B. after holding the securities for an additional 3 months
C. after holding the securities for an additional 6 months
D. after holding the securities for an additional 1 year
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Use this with "kind."
True
False
Answer:
??? what do you mean? please be more elaborate
Explain the primary difference between internal and external stakeholders of a firm.
Internal stakeholders in a company have a direct relationship to the company while external stakeholders have an indirect relationship.
How are internal and external stakeholders different?Internal stakeholders derive some benefits from the company as they have a direct relationship with the company. For instance, they could be employees or shareholders.
External stakeholders on the other hand have an indirect relationship with the company which limits their benefits. They include the government and other competitors.
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The three parts of an income statement heading are _____.
who
when
where
what
motivation of 50. also last year trying to get rid of them. Have a good day :D
Answer:
Who,When,What
Explanation:
Sidewinder, Inc., has sales of $690,000, costs of $342,000, depreciation expense of $87,000, interest expense of $52,000, and a tax rate of 24 percent. The firm paid out $82,000 in cash dividends.
What is the addition to retained earnings?
The addition to retained earnings for Sidewinder, Inc. is $76,840. The addition to retained earnings can be calculated as follows:
Net Income = Sales - Costs - Depreciation - Interest Expense
Net Income = $690,000 - $342,000 - $87,000 - $52,000
Net Income = $209,000
Tax Expense = Net Income x Tax Rate
Tax Expense = $209,000 x 0.24
Tax Expense = $50,160
Net Income after Taxes = Net Income - Tax Expense
Net Income after Taxes = $209,000 - $50,160
Net Income after Taxes = $158,840
Addition to Retained Earnings = Net Income after Taxes - Dividends
Addition to Retained Earnings = $158,840 - $82,000
Addition to Retained Earnings = $76,840
Therefore, the addition to retained earnings for Sidewinder, Inc. is $76,840.
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Alaska king crab fishing in the 1960s and '70s was a dangerous but rich fishery. Boats from as far away as California and Japan braved the treacherous Gulf of Alaska crossing to reach the abundant king crab beds in Cook Inlet and Bristol Bay. Suddenly, in the early 1980s, the fishery crashed due to over fishing. All crabbing in those areas ended. To this day, there is no crabbing in Bristol Bay or Cook Inlet. a. How would an economist explain the decline of the Alaska king crab fishery? b. Explain two programs you could institute to protect the fishery and still allow some crabbing again. c. Canadians have been very successful in farming salmon in coastal fiords along the coast of British Columbia. Why have they been successful with salmon when the crab fishery crashed?
Answer and Explanation:
a. The crabs are a Common Good. They means can run out of supply if their use gets too much by society. Therefore, the decline of the Alaska king crab fishery can be explained by stating that the plenty types of boats such as those from California and Japan, has caused people to overfish, excessive fishing has brought about a decline in the supply of crabs.
b. There are 2 ways to avoid this
1. fishing permits have to be sold to the fishermen coming to fish for the crabs. Then the persons with the highest willingness to pay will come and buy the permits to fish.
2. Issuing just a particular amount of permits this would cause the fishermen to trade these permits. These open-market strategies have proved to be effective in organizing economic activity and are good stimulators in an economy.
c. They have been successful because regulations have been placed on fishing by the government. Also, if there are restrictions on other countries using up their spots and Canadians are the only ones fishing salmon, then there will be reduction in the decay rate of the population of the salmon, the salmon can easily repopulate, then Canadians would be able to come back the next year to fish again..