Interest groups often face the challenge of recruiting members who may already be able to gain the benefits of their activities without joining the group.
This is because some people may feel that their individual efforts or actions are enough to achieve their goals, or they may not see the need to contribute to the group's efforts. In order to overcome this challenge, interest groups can highlight the unique advantages and opportunities that come with membership, such as access to exclusive information or networking opportunities, and demonstrate the impact that collective action can have on achieving their shared objectives.
Additionally, interest groups can work to build relationships with potential members and communicate the value of their organization in a personalized and targeted way.
For more such questions on Interest groups.
https://brainly.com/question/31274374#
#SPJ11
Benjamin Franklin said, “Beware of little expenses. A small leak will sink a great ship. ” What does this mean to a person trying to build financial stability? How would you restate this saying so that it would be clearer to someone trying to grow a budget?
How would you place the order of these steps to build a budget? 1=first 2=the middle step 3=last
______Analyze cash flow and look for ways to increase your income and decrease your expenses....
______Keep track of your spending...
______Identify your income and your expenses....
What are they, and how would you explain their meaning? Give one example of each.
23.Fixed expenses
________________________________________________________________________
Flexible expenses
________________________________________________________________________
Money that comes to you from: Various jobs or work, like cutting grass or babysitting wages,
Full- or part-time employment, Allowances, Odd jobs, Interest and dividends, Other sources, including tips. Is known as your
_________________.
Where does All the money go?
If you are in the habit of buying the 4 for $4 meal special at the local famous fast food restaurant every day of the week for lunch how much would this add up over time? It might taste good going down but what might you be able to save for if you had all that cash in a savings account?
1 day 1 week 1 month 1 year 5 years 10 years
# of Days 26a 27a 28a 29a 30a 31a
4 for$4 Meal 26b 27b 28b 29b 30b 31b
Identify the LIE about Credit cards....
A. Are used to purchase goods and services.
B. Takes money from your checking account when used to pay for purchases.
C. Are subject to interest charges if the balance is not paid in full each month.
Credit Verses Debit
Which card requires you to have enough money at the time you pay for something?
Which card's balance can increase and accrue charges if you do not pay the entire amount each month?
Which card generally offers purchase protections against faulty goods?
Which card(s) may have fees associated with them?
Which card allows you to pay for unexpected emergencies when you do not have enough money?
What are the outcomes to be expected with overspending on your credit card? You need at least two outcomes for full credit
Debit to Income Ratio
After adding your total income, dividing the total monthly bills by the total income, and convert that to a decimal….What would you advise these individuals who are contemplating a large purchase?
Total Income
Total Monthly Bills
Percentage (divide by 100)
Billy $4000
$2800
?
TiQuan $5000
$4000
?
Nadaja $3000
$1000
?
39 (Billy). ________________________________
40 (TiQuan) ______________________________
41 (Nadaja) ______________________________
Which payment arrangement has the worst deal or the higher interest rate you must pay between the instalment loan or the rent to own arrangement?
What three things would you likely need an installment loan to purchase?
Explain how your credit rating would affect your interest rate applied to your installment loan.
Simply put, Finance is the management of ______________________.
Name 2 examples of items that fall under the category of a long-term financial goal.
47.Name 2 examples of items that fall under the category of a short-term financial goal.
48.. Which of the following statements about investing is FALSE?
On average, investing money in the stock market earns a higher return than putting money in a savings account.
Investing is best for long-term financial goals, like paying for retirement.
Investing is a guaranteed way to grow your money.
Investing is riskier than putting money in a savings account.
This is needed To Calculate Simple Interest (Interest = Principal x Rate x Time or I = P x R x T)
Remember to add the Simple Interest to the Principle to get the total to be paid.
Principle
Rate
Time
Interest
Total to be paid
$10,000
15%
5 years
49a
49b
$5,000
5%
8 years
50a
50b
is the purpose of financial insurance agencies?
Answer: n or f
Explanation:
(RR calculation) Determine to the nearest percent the IRR on the following projects a. An initial outlay of $11,000 resulting in a free cash flow of $3,000 at the end of year 1. 56,000 at the end of year 2. and $9,500 at the end of year 3 b. An initial outlay of $11.000 resulting in a free cash flow of 59.500 at the end of year 1. 56,000 at the end of year 2, and $3,000 at the end of year 3 c
The IRR for project A is 17%, the IRR for project B is 20%, and the IRR for project C is 19%, all rounded to the nearest percent.
To calculate the IRR (internal rate of return) for these projects, we need to use the formula:
NPV = ∑(Cash Flow / (1 + r)^t) - Initial Outlay
Where NPV is the net present value, Cash Flow is the cash flow for each year, r is the discount rate or IRR, t is the year of the cash flow, and Initial Outlay is the initial investment.
For project A, the NPV would be:
NPV = -11,000 + $3,000/(1+r) + 56,000/(1+r)^2 + 9,500/(1+r)^3
To solve for r, we can use a financial calculator or spreadsheet program. The IRR for project A is approximately 17%.
For project B, the NPV would be:
NPV = -11,000 + 59,500/(1+r) + 56,000/(1+r)^2 + 3,000/(1+r)^3
Again, we can use a financial calculator or spreadsheet program to solve for r. The IRR for project B is approximately 20%.
For project C, the NPV would be:
NPV = -11,000 + 56,000/(1+r) + 56,000/(1+r)^2 + 3,000/(1+r)^3
Once again, we can use a financial calculator or spreadsheet program to solve for r. The IRR for project C is approximately 19%.
In summary, the IRR for project A is 17%, the IRR for project B is 20%, and the IRR for project C is 19%, all rounded to the nearest percent.
To know more about internal rate of return refer here:
https://brainly.com/question/13016230#
#SPJ11
Job #4260 consisted of 1,000 units at a total cost of $200,000. The cost transferred to cost of goods sold for the sale of 600 of the units is ______.
The cost transferred to cost of goods sold for the sale of 600 of the units is 120,000. Frequently, market analysts use models with two sources of info: actual capital, with amount K and work, with amount L.
What is Total cost?In financial matters, total cost (TC) is the base dollar cost of creating some amount of result.
This is the total monetary cost of creation and is comprised of variable cost, which changes as indicated by the amount of a decent delivered and incorporates information sources like work and natural substances.
Work #4260 comprised of 1,000 units at a total cost of $200,000. The cost moved to cost of products sold for the offer of 600 of the units is
Total cost / units x sale of units
200,000 / 1,000 x 600
= 120,000
The negligible cost can likewise be determined by tracking down the subordinate of total cost or variable cost. Both of these subsidiaries work in light of the fact that the total cost incorporates variable cost and fixed cost, yet fixed cost is a consistent with a subsidiary of 0.
The total cost of delivering a particular degree of result is the cost of the multitude of variables of creation. Total cost in financial matters incorporates the total open door cost (benefits got from the following best other option) of each element of creation as a feature of its fixed or variable costs.
Therefore The extra total cost of one extra unit of creation is called minor cost.
Learn more about Cost here:
brainly.com/question/15135554
#SPJ2
Assume uber planned to cut losses by 40% by withdrawing from counties like china and singapore. A year has now passed since they have withdrawn and the company determines that losses have actually increased. Which step in the planning/control cycle does uber need to now execute?.
Consider a scenario in which Uber intended to reduce losses by 40% by leaving nations like China and Singapore. After a year has gone after their withdrawal, the business concludes that losses have increased. Uber must now carry out the planning/control cycle's control the direction phase.
control the direction was the goal. Even if operations were stopped in several nations, losses grew. To achieve its goal, Uber must manage the direction.
With the Driver app, you may control the direction to take you to your house, the store, or wherever else you need to go. The program then looks for other riders who are going in the same direction and who you might meet along the way.
How a company may meet these needs through planning and monitoring is covered in planning and control, which is also referred to as production. Production also refers to the control and planning processes.
In reality, Uber has reframed the problem. It was started in 2009 in order to deal with the planning and control issue of instantaneous transportation. Making transportation safer with autonomous vehicles is described as one of the challenges.
Learn more about planning and control here'
https://brainly.com/question/13312818
#SPJ4
Sujin must send an email about longer working hours and salary increase to all the employees who work in her organization. Which organizing strategy should she use in conveying this message?
O She should answer all the questions the employees are likely to have in the email.
O She should end the email by giving importance to the message and not the employees.
OShe should place the good news at the end of the message and the bad news in the middle of the message.
O She should not present the bad news in a positive way, as it might confuse the employees.
Option first is correct. Sujin's organizational strategy, specified in Option A, should answer questions employees are likely to have via email, as described below.
Employees may have doubts and questions about new work schedules and salary increases, so Sujin needs to do her best to anticipate and answer these questions via email.
Using an organizational strategy like this helps Sujin get the information she needs without being bombarded with question-filled answers.
With the information above in mind, you can choose option A as the correct answer.
Here are the possible missing answers to this question:
You should be able to answer any questions employees may have in their emails. You should end your email by emphasizing your message, not your staff.
Good news should be placed at the end of the message and bad news in the middle of the message. She shouldn't present bad news positively as it can confuse employees.
Know more about employees here:
https://brainly.com/question/28317479
#SPJ4
The table shows the terms of a fixed-rate mortgage.
Which accurately describes the terms of this mortgage? Check all that apply.
The homeowner is borrowing $360,000.
The monthly interest rate is 4 percent.
Monthly payments must be made for 30 years.
The annual interest rate is 4.8 percent.
The homeowner is borrowing $200,000.
Monthly payments must be made for 360 years.
The fixed-rate mortgage concept is used in home loans. Monthly payments for 30 years, the interest rate is 4.8%, and borrowing $200,000.
What is a fixed-rate mortgage?It is usually used in home loans with a fixed interest rate during the term of the loan. It is beneficial because once the rate of interest is fixed it is not influenced by the increase in the rate in the future.
C - Monthly payments for 30 years.
D - The interest rate is 4.8 % annually
E - borrowing $200,000.
Therefore, options C, D, and E explain the fixed-rate mortgage.
Learn more about fixed-rate mortgages here:
https://brainly.com/question/2726838
Which one of the following is a privatized company?A) A public limited company in which the government has sharesB) A former government agency that has been floated off as a company into the private sectorC) A private company that carries out government contractsD) A government department that uses private-sector services
The correct answer is B) A former government agency that has been floated off as a company into the private sector.
A privatized company is a company that was once owned and operated by the government, but has been sold off to the private sector. This means that the company is no longer under the control of the government and is instead owned by private individuals or other companies. Option B accurately describes this type of company, as it is a former government agency that has been floated off as a company into the private sector.
Options A, C, and D are not correct because they do not accurately describe a privatized company. Option A is a public limited company in which the government has shares, but this does not make it a privatized company. Option C is a private company that carries out government contracts, but this does not make it a privatized company. Option D is a government department that uses private-sector services, but this does not make it a privatized company.
Learn more about privatized companies: https://brainly.com/question/1361751
#SPJ11
When a partner is added to a partnership: a. The previous partnership ends. b. The underlying business operations end. c. The underlying business operations must close and then re-open. d. The partnership must continue. e. The partnership equity always increases.
When a partner is added to a partnership the partnership must continue
What is partnership?A partnership is formed by individual who volunteers to work together in a business or association. They have an agreement about who contributes assets or services.
Partnership can either increase equity or decrease equity of an individual this is based on the contribution of the person to the business.
Therefore, When a partner is added to a partnership the partnership must continue
Learn more on partnership here
https://brainly.com/question/25877213
I need help on these two. 15 pts. Brainliest...
The main types of markets are called _____.
residential
consumer
industrial
customer
What sports have been founded by an entrepreneur?
An individual who plans, manages, and takes on the risk of a sport-related business enterprise is known as a sports entrepreneur. There are numerous instances of professional players succeeding in business after leaving sports.
The most well-known professional sport players who successfully transitioned from athletics to entrepreneurship include Payton Manning, David Beckham, John Elway, Magic Johnson, and Venus Williams, to name just a few. Many of you are familiar with his court movements. It is less typical to be aware of his entrepreneur side. However, how many companies does Shaq actually own? Even though the solution is not obvious, it is still amazing.
To learn more about entrepreneur, click here.
https://brainly.com/question/13897585
#SPJ1
Compare two types of savings accounts?
yes...............................
Select the type of job best demonstrated in each example. Frank is an Actor. His pay varies depending on how many hours he works each week. Susan works forty hours per week as a Reporter. Todd is a Telecommunications Equipment Repairer who works twenty hours per week. Latoya has a retirement account through the movie studio that employs her as a Film Editor.
Answer:here’s the answer for this question
Explanation:edge2023
The kind of the job demonstrated in each example are as follows:-
full time jobsalaried jobentry-level jobjob with benefitsWhat is an actor's job?Actors express ideas and portray characters in theater, film, television, and other performing arts media. They interpret a writer's script to entertain or inform an audience.
A full-time employment usually has a predetermined work week, with eight-hour days and forty-hour weeks. Working fewer than 35 hours a week is considered part-time. However, there are no hard and fast laws about the amount of hours.
Entry-level positions are available to everyone and do not require considerable professional experience or a degree.
Therefore, Employee benefits are any perks or remuneration given to employees in addition to their regular salary and earnings.
Learn more about job here:
https://brainly.com/question/17205577
#SPJ5
susan orman wants to pay $1,500 semiannually to her granddaughter for 10 years for helping her around the house. if susan can invest money at 6% compounded semiannually, how much must she invest today to meet this goal?
This will result from the ten years. As a result, Susan should invest $22269.86 today to pay her granddaughter $1500 semiannually. First, we calculate the interest rate semiannually.
This is the annual effective rate. An investment is a purchase of an asset or item with the intent of earning income or increasing in value. An increase in the value of an asset over time is referred to as appreciation. When a person buys a good as an investment, the intention is not to consume the good but rather to use it to create wealth in the future. Investing is an efficient way to put Susan money to work and potentially increase interest rate your wealth.
To learn more about interest rate, click here.
https://brainly.com/question/13324776
#SPJ4
debbie is applying for a gas card. If she gets approved, what type of credit will it most likey be?
Answer:
debt
Explanation:
The purpose of property insurance is to protect policyholders against losses to their ________________________ property due to catastrophe and calamity.
The purpose of property insurance is to protect policyholders against losses to their personal property due to catastrophe and calamity.
What is insurance?Insurance can be defined as the coverage that help to cover insurance policy holder incase of unforeseen or unexpected circumstance such as theft , fire ,accident among others,
One of the advantage of property insurance coverage is that it help to protects real as well as personal property from any form of unforeseen events such as theft, fire etc.
Therefore the word that complete the statement is personal.
Learn more about insurance here:https://brainly.com/question/25855858
#SPJ1
Below you will find the closing stock prices for eBay over a three-week period. Calculate the simple three-day and five-day moving averages for the stock. (Round your answers to 2 decimal places. Omit the "$" sign in your response.)Date Close4/23/2012 $ 37.834/24/2012 37.654/25/2012 37.254/26/2012 37.514/27/2012 36.774/30/2012 36.945/1/2012 37.015/2/2012 37.055/3/2012 37.745/4/2012 37.845/7/2012 37.775/8/2012 37.935/9/2012 38.265/10/2012 38.415/11/2012 38.243-day 5-day4/23/2012 4/24/2012 4/25/2012 $ 4/26/2012 4/27/2012 $4/30/2012 5/1/2012 5/2/2012 5/3/2012 5/4/2012 5/7/2012 5/8/2012 5/9/2012 5/10/2012 5/11/2012
To calculate the simple three-day and five-day moving averages for eBay's stock prices, we add up the closing prices for the number of days in the moving average and divide by the number of days.
The simple three-day moving averages are:
April 25th: ($37.83 + $37.65 + $37.25) / 3 = $37.58
April 26th: ($37.65 + $37.25 + $37.51) / 3 = $37.47
April 27th: ($37.25 + $37.51 + $36.77) / 3 = $37.18
April 30th: ($37.51 + $36.77 + $36.94) / 3 = $37.07
May 1st: ($36.77 + $36.94 + $37.01) / 3 = $36.91
May 2nd: ($36.94 + $37.01 + $37.05) / 3 = $37.00
May 3rd: ($37.01 + $37.05 + $37.74) / 3 = $37.27
May 4th: ($37.05 + $37.74 + $37.84) / 3 = $37.54
May 7th: ($37.74 + $37.84 + $37.77) / 3 = $37.78
May 8th: ($37.84 + $37.77 + $37.93) / 3 = $37.85
May 9th: ($37.77 + $37.93 + $38.26) / 3 = $37.98
May 10th: ($37.93 + $38.26 + $38.41) / 3 = $38.20
May 11th: ($38.26 + $38.41 + $38.24) / 3 = $38.30
The simple five-day moving averages are:April 27th: ($37.83 + $37.65 + $37.25 + $37.51 + $36.77) / 5 = $37.20
April 30th: ($37.65 + $37.25 + $37.51 + $36.77 + $36.94) / 5 = $37.14
May 1st: ($37.25 + $37.51 + $36.77 + $36.94 + $37.01) / 5 = $37.10
May 2nd: ($37.51 + $36.77 + $36.94 + $37.01 + $37.05) / 5 = $37.06
May 3rd: ($36.77 + $36.94 + $37.01 + $37.05 + $37.74) / 5 = $37.10
May 4th: ($36.94 + $37.01 + $37.05 + $37.74 + $37.84) / 5 = $37.32
May 7th: ($37.01 + $37.05 + $37.74 + $37.84 + $37.77) / 5 = $37.48
May 8th: ($37.05 + $37.74 + $37.84 + $37.77 + $37.93) / 5 = $37.87
To learn more about “averages” refer to the https://brainly.com/question/20118982
#SPJ11
Rent is an example of a(n) _____.
a. fixed cost
b. opportunity cost
c. variable cost
d. none of the above
HURRY PLZZZZ FIRST ANSWER GETS BRAINLIEST
Answer:
a. fixed cost
Explanation:
Rent is always negotiated and stated in the tenancy or lease agreement. The lease or tenancy agreement is reviewed either annually or after every two years. The rent amounts remain the same until the time a tenancy agreement is reviewed.
Fixed costs are the business expenses that remain the same throughout the financial period. A business has to incur fixed costs as long as the business is operational. The level of business activity or output does not affect fixed costs. Rent is a good example of fixed costs. A business has the pay the same amount of rent regardless of its production level.
Answer:
A
Explanation:
I just finished the test
penny and Theodore comprise a scheme whereby Penny will send information to Theodore in regards to the moves her telecommunications company is making when she learns about it in their company's internal strategy meeting so he can make a better stock trade. This is known as
Answer:
I think this is Insider trading
Explanation:
insider trading is an illegal practice where someone uses their own advantage of having access to confiditional information to practice stock trading on the stock exchange
the development and application of innovative information systems improve the operations of an organization; however, they do not lead to any competitive advantage. true or false
False. The development and application of innovative information systems can lead to a competitive advantage for an organization.
These systems can enhance productivity, improve communication, and provide valuable insights into customer behavior, which can give an organization an edge over its competitors. However, it is important to note that simply implementing innovative information systems does not guarantee a competitive advantage.The organization must effectively leverage these systems and integrate them into its overall strategy in order to gain a competitive advantage. This requires careful planning, execution, and ongoing evaluation to ensure that the systems are meeting the organization's needs and contributing to its success in the marketplace.
Learn more about innovative information systems: https://brainly.com/question/29891613
#SPJ11
Jessi has received a loan to start her new bakery. She wants to make sure that she spends the money wisely, getting all of the machinery, tools, and ingredients that she will need to make her bakery a success. What should Jessi make FIRST to make to make sure to manage her money so that she prioritizes what she needs for her bakery?
buying plan
sales forecast
profit margin
investment
Since Jessi has received a loan to start her new bakery, and he wants to make sure that she spends the money wisely, getting all of the machinery, tools, and ingredients that she will need to make her bakery a success. What she should make FIRST to make sure to manage her money so that she prioritizes what she needs for her bakery is a "buying plan" (Option A)
What is the definition of a "Buying Plan"?A buying plan, sometimes known as a buying club, is a sort of plan that obligates a buyer to purchase products on a fixed timetable, to acquire items that a seller may deliver without warning, or to pay membership fees in exchange for the right to purchase at a supposedly discounted price.
Goods planning and procurement is a systematic strategy used by retailers to predict merchandise inventory requirements and negotiate the best terms with suppliers.
Typically, retailers employ a centralized buyer or team of buyers that supervise the chain's purchasing process. They may have additional local or regional merchandise managers that supervise merchandise implementation in stores.
Learn more about Buying Plan:
https://brainly.com/question/28377857
#SPJ1
The appropriate code to sum the earnings per share values over the past 4 quarters is: O SUM4(FF_EPS(QTR,0)) O SUM4(FF_EPS(QTR,O),FF_EPS(QTR,-3)) SUM4(FF_EPS(QTR,-3)) O SUM4(FF_EPS(QTR,-4))
The appropriate code to sum the earnings per share values over the past 4 quarters is: SUM4(FF_EPS(QTR,-3)),
which will sum the earnings per share values for the current quarter and the three previous quarters. This calculation will provide the total earnings per share over the past four quarters, which can be useful in analyzing a company's financial performance.
It is important to ensure that the earnings per share values being used are consistent and reflect the same accounting practices to accurately assess the company's financial health.
To know more about share values refer here:
https://brainly.com/question/30324507#
#SPJ11
1. Poverty is more than an economic problem, its a source of social discontent and political________; However, economic _________ has reduced the proportion of people living below the _______ line.
Poverty is more than an economic problem, it is a source of social discontent and political unrest; economic development has reduced the proportion of people living below the poverty line.
What is poverty?Poverty is shown as a deficiency of money and profitable resources to support long-term survival.
Hunger and starvation, restricted access to education and other basic services, social prejudice and exclusion, and a disinterest in decision-making are all examples of its expressions.
Poverty is a cause of social dissatisfaction and political upheaval; economic development has lowered the amount of people living in poverty.
Therefore, the poverty is a very big problem than the economic problem.
Learn more about the poverty, refer to:
https://brainly.com/question/10645433
#SPJ1
Cain Company reports net cash provided by operating activities of $35,000. It also reports the following information under “Adjustments to reconcile net income to net cash provided by operating activities” on its statement of cash flows (using the indirect method).
It can be seen from the solutions given that Cain's net income is $24,000.
Here is the solution:Net income = Net cash provided by operating activities - Adjustments
= $35,000 - $6,000 - $10,000 + $4,000 + $7,000 + $4,000
= $24,000
Therefore, Cain's net income is $24,000.
Here is a breakdown of the adjustments:
To determine cash flow from operations, it is necessary to include the gain on equipment sales in the net income as it is a non-cash entry.
A rise in accounts receivable implies that customers are prolonging payment of their invoices, resulting in decreased cash flow from the company's activities.
The depreciation expense is classified as a non-cash expense, hence it must be included in the calculation of cash from operations by adding it back to the net income.
A decrease in inventory indicates that the company is experiencing faster turnover of its inventory, leading to increased cash flow generated by its operations.
A rise in prepaid expenses denotes that the company is channeling more funds towards prepaid expenditures like insurance and rent, implying a reduced cash inflow from its operational activities.
A decline in the amount of wages that the company owes indicates that it is not promptly compensating its workforce. Consequently, this implies that the company's operational cash flow is reduced.
Read more about net income here:
https://brainly.com/question/28390284
#SPJ1
Which careers are expected to have average growth between 2010 and 2020? Check all that apply.
Answer:A,B,E,F
Explanation:
When Sam applied for a loan, he was assured that his rate would not change if he closed within 30 to 90 days. Sam had a(n) ______ on the interest rate.
Given that the interest rate would not change for a given period of time, we can say that Sam had a lock on the interest rate.
What is interest rate?This is the extra money that grows due to the fact that people are saving their money in the bank.
It is the rate at which the benefit that is accrued from saving or investment grew overtime.
Read more on interest rate here:https://brainly.com/question/25793394
can i have one sentence on how you would describe your favorite icecream
Answer:
it is chocolatey and peanut buttery and tasty i like moose tracks.
Explanation:
Answer:
My favorite ice cream is minty, with chocolate chunks!
Explanation:
2 Which of the following is true of human resource planning? The number of employees in the workforce is often responsible for organizational performance OHR planning activity can be assessed by whether the organization has the people it needs. HR planning makes a company look good, but it usually increases company expenses in the process. Although human resources investment is important. It is not as important as the acquisition of equipment or materials
Answer:
HR planning activity can be assessed by whether the organization has the people it needs.
Explanation:
Human resources management (HRM) can be defined as an art of managing, controlling and improving the number of people (employees or workers), functions, activities which are being used effectively and efficiently by an organization.
Generally, human resources managers are saddled with the responsibility of recruiting, managing and improving the welfare and working conditions of the employees working in an organization.
Human resource planning is a subfield of human resource management.
Hence, the true statement about human resource planning is that, human resources (HR) planning activity can be assessed by whether the organization has the people it needs.
A credit union
Question 3 options:
is larger than most banks
promotes good spending habits among its members
will allow anyone to join
provides financial service at a higher cost than a bank
Answer: A credit union promotes good spending habits among its members.
The theory of _____ in which countries specialize in goods that have a lower opportunity cost, is citied by supporters of free trade
Answer:
comparative advantage