Miles and Nick each separately apply for and receive loans worth $5,000 apiece. Miles has a very good credit score, so his loan has an APR of 7. 75%, compounded monthly. Nick’s credit score is rather low, so his loan has an APR of 13. 10% interest, compounded monthly. If both of them repay their loans over a four year period, making equal monthly payments based on their own loan, how much more will Nick have paid than Miles? (Round all dollar values to the nearest cent. ) a. $619. 68 b. $267. 50 c. $1,609. 57 d. $1,070. 00 Please select the best answer from the choices provided A B C D.

The COUNTIF function enables the evaluation and counting of many criteria across various ranges. Use the COUNTIF function if you want to use numerous criteria at one time. The COUNTIF function has the following syntax: =COUNTIF (range, criteria).

The range specifies which cells must be counted, and the criterion control specifies which cell values must be counted and which must not. Using Excel's COUNTIF function to count using the AND condition is quite simple. For counting cells with two or more criteria, use the COUNTIFS function.

For purposes of partial matching, the COUNTIF function's criteria can also incorporate a variety of logical operators and wildcards. Excel's COUNTIF function does not allow the use of arrays and always requires a range of cells.

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You can afford a loan amount of $13,686.22 with a $400 per month car payment at a 6% interest rate over a 3-year period.

Assuming the loan is paid off in 3 years, we can use the loan payment formula;

Loan Payment = Loan Amount x (\(r(1+r)^{n}\))/(\((1+r)^{n-1}\))

where r is monthly interest rate and n is number of months.

First, we need to calculate the monthly interest rate;

r = 6% / 12 months = 0.005

Next, we can solve for the loan amount;

Loan Payment = $400

n = 3 years x 12 months/year =36 months

Loan Amount = Loan Payment x (\((1+r)^{n-1}\)) / (\((1+r)^{n-1}\))

Loan Amount = $400 x ((1+0.005)³⁶⁻¹) / (0.005(1+0.005)³⁶)

Loan Amount = $13,686.22

Therefore, you can afford a loan amount of $13,686.22.

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Answer:

poorly maintained equipment

Answer:

contaminated water

Explanation:

if the water doesnt get boiled it will make you sick, contaminated water can make you sick easily so its a safety hazard

The manager would likely explain to Arelene that advertisements are not offers, but merely a request for offers.

In business, an offer is defined as a formal proposal to be part of a contract. In the case of stores, they offer products but the customer needs to express the proposal or make the offer by showing he/she wants to buy this product. Afterward, the store can accept the offer if the price is convenient for it.

In the U.S. there are no laws that force stores to sell the product at an incorrect price displayed in the advertising. This is because there is a contract between the store and the customer only if the store accepts the money the customer is willing to pay.

Based on this, the store does not have the obligation to honor the price in the advertising as advertisements are only requests for offers.

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In 2019, among the five largest categories of U.S. goods exported to China, soybeans were included. The correct answer is  option D).

China is the largest importer of U.S. soybeans and the demand for it has been increasing over the years due to its use in various industries such as animal feed, vegetable oil, and biodiesel. However, the U.S.-China trade war had a significant impact on the export of soybeans from the U.S. to China in 2018.

As a result, the U.S. government had to provide subsidies to farmers to offset the losses incurred due to the decline in soybean exports. Despite the trade war, the demand for U.S. soybeans in China is still significant, and it remains one of the largest categories of U.S. goods exported to China. Therefore the correct answer is  option D).

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Complete Question

in 2019, what product was included in the five largest categories of u.s. goods exported to china?

multiple choice

furniture

soft

goods

toys

soybeans

Buying a birthday card for your sister because you adore her is one example of this motivation. answer options. Emotional purchasing motivation. Buying with logic.

What do you mean by motivation?

Motivation comes from the word'motive,' which refers to a person's needs, desires, wants, or drives. It is the process of persuading people to do something in order to attain a goal. A desire for money might be one of the psychological factors driving people's behavior in the context of professional objectives. Motivation is comprised of three primary components: activation, perseverance, and intensity. The decision to begin an action, such as enrolling in a psychology class, is an example of activation. Persistence is defined as the persistent endeavor toward a goal in the face of challenges.

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Option C. The description that relates to the income approach for valuing corporations is: Involves the capital asset pricing model .

One of the three main categories of methodology employed by appraisers is the income approach, also known as the valuation approach. It is particularly prevalent in corporate and commercial real estate evaluation. The basic math is comparable to how securities research, bond pricing, and financial valuation are done.

Any technique that transforms a stream of income into a measure of market worth is included in the income approach. Due to the fact that capitalization is the process of turning an expected income into a market value signal, the income approach is also known as the capitalization approach.

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The factors that you have to think about would before giving out the loan would be the following:

This is the term that is used to refer to an amount of money that would be given to a person that is the borrower by the lender for a period pf time and for them to pay back with interest.

To be able to determine if you are to give out a loan, you have to take the ability of the person to pay you back the amount as a fator.

Also you have to check the character of the person that you are to loan the money to.

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Answer:

Tony is conducting a team meeting, and he notices that Brittany rolls her eyes every time he says something. Tony should_____________.

politely seek additional information by saying, "I'm not sure that you really agree with my ideas. Do you have a suggestion to improve them?"

Explanation:

As a team leader, Tony should work collaboratively with team members individually and collectively to achieve the objectives of the team.  And this includes working with Brittany to sort out differences.  By seeking additional information from Brittany, she is given an opportunity to air her own views and contribute ideas to build the team up.

Answer: See explanation

Explanation:

In conflict resolution, the Interest-based Relational (IBR) approach is used to resolve conflict or issues while a personal relationship that is positive is still being maintained.

For the interest based relational approach, conflict is resolved through active listening and carefully analysing the issues involved. Such conflict is resolved by being non-confrontational and the point of view of everyone involved is listened to.

Answer:

The appropriate answer is "No waiting period".

Explanation:

The interest expense that should be accrued on March 31 for the $5,000 loan from Kalka Company is $75.

The interest is calculated by multiplying the principal of $5,000 by the annual interest rate of 6%, then dividing by 12 months. The interest is then multiplied by the two months of March and April, as the loan is to be repaid on May 31.

Accruing the interest means that the expense is recognized in the financial statements prior to the payment date. This allows the company to properly match the expense to the period in which the loan was used. This is important because it allows the company to accurately reflect the financial position of the business.

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Answer:

i believe the answer is b

Explanation:

because the us economy is best described as mixed ( capitalism & socialism) so i think its b  

Explanation:

Based on oligopoly market forms, Zebadiah is using the idea of interdependence to take the right decision for his teddy products.

Bi-monthly payments mean that there are 24 payments in a year.

The given information: Mortgage amount = $225,000 Annual interest rate = 3.95%Amortization period = 25 years First 4 months of the amortization schedule with bi-monthly payments: To calculate the bi-monthly payments, we need to find the periodic interest rate and the number of payments. Bi-monthly payments mean that there are 24 payments in a year. Therefore, periodic interest rate = (annual interest rate/100)/24= (3.95/100)/24= 0.0016458333n = Total number of payments = 25 years × 24 payments/year= 600 payments Using the above formulae, we get, P = (A × r)/(1 - (1 + r)^-n) where, P = Bi-monthly payment A = Mortgage amount r = Periodic interest rate n = Total number of payments P = (225000 × 0.0016458333)/(1 - (1 + 0.0016458333)^-600)P = $936.22. The first four months of the amortization schedule with bi-monthly payments are given below: Month Beginning balance Payment Interest Principal Ending balance 1$225,000.00$936.22$738.44$197.78$224,802.222$224,802.22$936.22$737.75$198.46$224,603.783$224,603.78$936.22$737.06$199.16$224,404.624$224,404.62$936.22$736.37$199.85$224,204.78. The above chart shows the monthly schedule of payments.

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The total amount that should be reported on reed, inc. 's balance sheet under property, plant, & equipment, net is $4,462,250.

the net amount of property, plant, and equipment can be calculated as follows:

net property, plant, and equipment = buildings and equipment - accumulated depreciation

net property, plant, and equipment = $5,084,750 - $622,500

net property, plant, and equipment = $4,462,250

none of the answer choices match this exact amount, but option (b) $7,752,500 appears to be the closest. however, this answer includes patents, goodwill, accounts receivable, and land, which are not part of the property, plant, and equipment category.

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Answer:

both saving and I vesting

Answer:

a. $9,375,000.

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If an auditor believes the chance of financial failure is low and there are no significant changes in the financial condition or operations of the company, the auditor's assessment would likely be that the going concern assumption remains valid.

This means that the auditor believes the company will continue its operations in the foreseeable future without the need to liquidate its assets or cease operations. The going concern assumption is an important consideration for financial statement users, as it provides assurance that the company is financially stable and able to meet its obligations.

The auditor's conclusion of a low risk of financial failure reinforces stakeholders' confidence in the company's continued operations.

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Answer: Special education teacher

Career and technical education teacher

Middle school teacher

Post secondary teacher

Teacher assistant

Explanation:

Answer:

1.Special education teacher

2.Career and technical education teacher

2.Middle school teacher

3.Post secondary teacher

4.Teacher assistant

Explanation:

To most effectively use coercive power, administer appropriate punishment promptly and consistently, avoid appearing hostile, and give punishment in private.

Coercive power refers to the ability to influence or control others through the use of threats, punishments, or negative consequences. In the given sentence, the use of coercive power is suggested as the means to administer punishment effectively. By applying appropriate punishments promptly and consistently, maintaining a non-hostile demeanor, and providing privacy during the process, the wielder of coercive power can enhance its effectiveness in influencing behavior.

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Answer:

The answer is focus group interviews and trade associations.

Explanation:

Primary rotates around interviews and trade associations revolve encompassing receiving something back. the primary reference of research is data assembled through original or first-hand examination while the secondary reference is the data information collect by someone in history.

Based on the given information, the income elasticity of candles is 1, indicating that candles are a normal good.

The increase in income by 5% resulted in a 5% increase in the quantity demanded of candles, which implies that candles are a product for which consumers' demand increases as their income rises. This relationship between the change in quantity demanded and the change in income is measured by the income elasticity of demand, which is positive for normal goods. On the other hand, if the income elasticity of demand were negative, it would indicate that candles are an inferior good, meaning that as consumers' income increases, they will switch to higher-priced products and reduce their demand for candles. Therefore, the income elasticity of candles is 1, and candles are a normal good.

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Answer:

o Location

Explanation:

o Location

Given :

An angle 10 16' 15".

To Find :

The given angle into degrees.

Solution :

We know, 1° = 60' and 1' = 60".

Now,

\(15" = (15\times \dfrac{1}{60})^{'}\\\\15"= \dfrac{1}{4}^{'}=0.25^{'}\)

Now,  total minutes are :

(16 + 0.25)' = 16.25'

Converting 16.25' to degrees.

\(16.25^{'} = 16.25\times \dfrac{1}{60} ^o\\\\16.25^{'} = 0.271^o\)

Therefore, angle in degree is ( 10+0.271 )° = 10.271° .

Answer:

jkjjjjjjkjkkoolllllkkkkjuojukjuojikji

1. The AD/AS model depicts the relationship between aggregate demand (AD) and aggregate supply (AS) in an economy.

2. In order to rein in the economy, the central bank can conduct an open market operation, which involves buying government securities (e.g., bonds) from commercial banks or selling them to the banks

3. The supply of money in the economy decreases, leading to an increase in the nominal interest rate.

In the long run, the economy's output reaches its potential level, labeled as Yf. In the short run, the equilibrium output level is labeled as Y, and the price level is labeled as PL.

In this case, let's assume the central bank wants to reduce aggregate demand to control inflationary pressures. To do so, the central bank will sell government securities to the banks.

The open market operation described in the previous step, where the central bank sells government securities, will reduce the money supply.

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Marketers are searching for people who have sway over others in the BZZAGENT MINI CASE. Opinion leadership is the method by which one powerful individual subtly shapes the behaviors or attitudes of others.

The act of interpreting media messages or content for less sophisticated media users is known as opinion leadership. Usually, individuals who agree with opinion leaders hold them in high regard. The two-step communication flow idea put forward by Paul Lazarsfeld and Elihu Katz is where opinion leadership originates.  Robert K. Merton, C. Wright Mills, and Bernard Berelson were significant contributors to the development of the opinion leader concept. The diffusion of innovations, concepts, or commercial goods is attempted to be explained by a number of models, some of which include this hypothesis.

Because we frequently ask for advice from others in a social setting, opinion leaders play a crucial part in information flow. The target audiences do not directly receive information from the media.

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Answer:

the main aim is to aim for correct and fast work

To determine if a growth rate of 12% per year is possible for LinkedIn Inc., we need to analyze the given information and assess the feasibility.

Debt-Equity Ratio: The debt-equity ratio is given as 0.30. This indicates that the company's debt is 30% of its equity, suggesting a moderate level of leverage.

Profit Margin: The profit margin is mentioned as 5.9%. This means that for every dollar of sales, the company generates a profit of 5.9 cents.

Total Assets to Sales Ratio: The ratio of total assets to sales is constant at 0.85. This implies that for every dollar of sales, the company has $0.85 in total assets.

Given this information, we can assess the growth rate possibility. One of the key determinants of sustainable growth is the return on equity (ROE). The ROE is calculated by multiplying the profit margin by the asset turnover (sales/assets) and the equity multiplier (assets/equity).

ROE = Profit Margin * Asset Turnover * Equity Multiplier

Given that the asset turnover is constant and the debt-equity ratio is fixed at 0.30, we can calculate the equity multiplier as:

Equity Multiplier = 1 + Debt-Equity Ratio = 1 + 0.30 = 1.30

Using the given profit margin of 5.9% and the constant asset turnover of 0.85, we can calculate the ROE:

ROE = 5.9% * 0.85 * 1.30 = 6.42%

To maintain a growth rate of 12% per year, the sustainable growth rate (SGR) should be equal to or greater than 12%. The SGR is calculated as the product of the ROE and the plowback ratio (1 - Dividend Payout Ratio).

Assuming the entire profit is retained (plowback ratio of 100%), we have:

SGR = ROE * Plowback Ratio = 6.42% * 100% = 6.42%

As the calculated SGR is significantly lower than the desired growth rate of 12%, it suggests that LinkedIn Inc. may face challenges in achieving and sustaining a growth rate of 12% per year with the given financial metrics.

It's important to note that additional factors such as market conditions, competition, industry growth, and company-specific strategies can also influence the actual growth potential. The analysis provided here is based solely on the given financial information and does not consider these external factors.

A more comprehensive evaluation would require a detailed analysis of the company's financial statements and a broader assessment of its business environment.

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