round answers to the nearest dollar. a. $120,000 received 10 years hence if the annual interest rate is:
Answers
round answers to the nearest dollar. a. $120,000 received 10 years hence if the annual interest rate is 45,227.
Annual percent charge (APR) refers to the yearly hobby generated through a sum it is charged to borrowers or paid to investors. APR is expressed as a percentage that represents the real every year fee of the budget over the time period of a mortgage or earnings earned on funding.
The time period annual percent charge of price, corresponding on occasion to a nominal APR and from time to time to a powerful APR, is the hobby price for an entire yr, instead of only a monthly charge/rate, as applied on a mortgage, loan mortgage, credit score card, and many others. it's miles a finance fee expressed as an annual fee.
the annual interest charge, now and again called the standard annual interest rate or base price is the share price you commonly see first while comparing economic products. it's the basic interest that you'll pay on your loan or earn in your savings account without taking compounding or costs into consideration.
To learn more about annual interest rates visit here:
brainly.com/question/17088238
#SPJ4
Related Questions
What activities and responsibilities are not associated with management's functions?
Answers
Activities and responsibilities related to accountability are not associated with management's functions.
Accountability is taking ownership of one's duty to act in an honest and moral manner toward others. In the business world, a corporation is responsible to its shareholders, staff, and the larger community in which it operates. Accountability in a broader sense denotes a readiness to be evaluated on performance.
Accountability is the promise that a person or a group will be judged on how they perform or behave in relation to something for which they are accountable. The phrase refers to responsibility, but it is more frequently used in relation to oversight.
Learn more about Accountability here
https://brainly.com/question/980342
#SPJ4
At a local grocery store, they sell a Visa card that has a prepaid amount on it. People can use this card anywhere, but it cannot be used for more than its prepaid value. Which type of card is this?
A.
a debit card
B.
a smart card
C.
a stored value card
D.
a retail credit card
Answers
The type of the card is a Retail Credit card. Hence the option (D) is the correct one.
What is the function of retail credit cards work?For retail credit cards, an image You can potentially obtain benefits at some retail establishments if you have a retail store credit card.
Decide if you want a card that restricts the retailers with which you may earn rewards or one that enables you to earn rewards for regular purchases. Benefits could consist of privileged access to funding, exclusive deals, discounts, and awards.
For instance, paying in whole for a motorcycle costing $10,000 would be excessive for a buyer.
Consumer will receive a $10,000 loan from retail credit institutions, which will be repaid with interest over a period of time in the form of monthly installments.
Hence the correct option is (D).
Learn more about Retail Credit Card , from :
brainly.com/question/30225683
#SPJ1
What sports have been founded by an entrepreneur?
Answers
An individual who plans, manages, and takes on the risk of a sport-related business enterprise is known as a sports entrepreneur. There are numerous instances of professional players succeeding in business after leaving sports.
The most well-known professional sport players who successfully transitioned from athletics to entrepreneurship include Payton Manning, David Beckham, John Elway, Magic Johnson, and Venus Williams, to name just a few. Many of you are familiar with his court movements. It is less typical to be aware of his entrepreneur side. However, how many companies does Shaq actually own? Even though the solution is not obvious, it is still amazing.
To learn more about entrepreneur, click here.
https://brainly.com/question/13897585
#SPJ1
A company pursues a cost-cutting initiative that costs $31,000 to implement. Thereafter, however, the initiative reduces after-tax costs by $7,000 per year perpetually. The company relies on 53% debt financing at a 11.0% pretax interest rate. The company marginal tax rate is 28%. The company ß is 1.33, short-term risk- free rate is 7.6%, and required risk premium for the market portfolio is 11.5%. Find the project's net present value. O$13,055 O$11,868 $10,790 $15,797 $14,361
Answers
To calculate the project's net present value (NPV), we need to discount the future cash flows associated with the cost-cutting initiative to their present value.The project's net present value (NPV) is approximately -$334.50
Given: Initial cost of implementing the initiative (Initial Investment) = $31,000 After-tax cost reduction per year (Annual Cash Flow) = $7,000 Debt financing rate (Pretax Interest Rate) = 11.0% Marginal tax rate = 28% ß (Beta) = 1.33 Risk-free rate = 7.6% Required risk premium for the market portfolio = 11.5% First, we calculate the after-tax interest rate: After-tax interest rate = Pretax Interest Rate * (1 - Marginal Tax Rate) After-tax interest rate = 11.0% * (1 - 0.28) After-tax interest rate = 7.92% Next, we calculate the discount rate (Cost of Capital) using the Capital Asset Pricing Model (CAPM): Discount Rate = Risk-free rate + ß * Required risk premium Discount Rate = 7.6% + 1.33 * 11.5% Discount Rate ≈ 22.78% Now we can calculate the present value of the annual cash flows: Present Value = Annual Cash Flow / Discount Rate Present Value = $7,000 / 22.78% Present Value ≈ $30,665.50 Finally, we calculate the NPV by subtracting the initial investment from the present value of cash flows: NPV = Present Value - Initial Investment NPV ≈ $30,665.50 - $31,000 NPV ≈ -$334.50 The project's net present value (NPV) is approximately -$334.50.
To learn more about flows, https://brainly.com/question/27994727
#SPJ11
easy career class question.
Answers
Answer business
hope this helps
what are some basic marketing strategies
Answers
Claim Your Business Online.
think positively.ALWAYS THINK POSITVE!!!
promote it n social media.
be loud to people to everybody be aware of your buisness.
Advertise Online.
HOPE this helps
take care have a good day
Colin listed his assets and liabilities on a personal balance sheet.
Colin’s Balance Sheet (August 2013)
Assets
Liabilities
cash
$1,500
credit card
$500
stocks
$800
rent
$800
car
$5,000
car loan
$1,200
coin collection
$1,200
student loan
$5,000
Total
Total
Which statement is true about the total assets and the total liabilities?
The total of the assets and the liabilities are the same.
The total of the assets is greater than the total of the liabilities.
The total of the assets is less than the total of the liabilities.
The total of the assets cannot be compared to the total of the liabilities.
Answers
Answer:
B
Explanation:
A proprietors ownership interest in a sole proprietorship _______ to her heirs through a gift or an estate.
Answers
A proprietor's ownership interest in a sole proprietorship cannot pass to her heirs through a gift or an estate.
What is a sole proprietorship?A sole proprietorship is a type of business that is owned and operated by a single individual, with no legal distinction between the owner and the business entity. It is also known as a sole proprietorship, individual entrepreneurship, or sole trader.A sole proprietorship does not always work alone and may employ others. The proprietor's ownership interest in a sole proprietorship cannot be passed on to her heirs through gift or estate. The sole proprietor receives all profits (subject to business-specific taxation) and is personally liable for all losses and debts. The proprietor owns all of the business's assets as well as all of its debts. It is a "sole" proprietorship rather than a partnership, which requires at least two owners.Therefore, a proprietor's ownership interest in a sole proprietorship cannot be passed to her heirs by gift or estate.
Know more about sole proprietorship here:
https://brainly.com/question/4442710
#SPJ4
Is it ethical for large companies to market small brands as being local, natural, or eco-friendly when they are in fact owned by huge corporations? Or,
as long as companies aren't outright lying, do customers have the responsibility to do their own research on the products they buy?
Answers
Answer:
yes
Explanation:
companies will not yell the truth
It is the responsibility of the customers that they have to do research before making a purchase of the product in order to avoid any fraud or unethical activity with them.
What is a product?A product is referred to as final or finished goods distributed in the market to serve the customers. This product can be both goods and services in which goods are tangible and services are intangible.
When any individual goes to buy any product they have to perform research in order to avoid any misleading activity and they will be able to compare between similar products in reference to price, quality, and quantity.
Customers can not rely totally on shopkeepers about the products as they are here to do business they will not tell the complete truth about the products and services offered.
Therefore, it is better to conduct your own research to avoid fraud or black marketing of products.
Learn more about products, here:
https://brainly.com/question/22852400?
#SPJ2
why is freshness of ingredients important in salad preparation
Answers
The fresher the ingredients of the salad the better and more authentic the taste of the ingredients. This is because fresh ingredients provide the most flavour compared to ingredients contained with preservatives.
Fresh ingredients are also better for your health. Because there aren’t any preservatives and extra chemicals and oils, it fulfills the purpose of the salad.
Although fresh ingredients may not be cheap to buy, in the long run it will be better for you body because it won’t be filled with processed foods. Instead it will be filled with fresh ingredients that are beneficial to your health.
When an organization buys raw materials that are reprocessed and sold as finished goods, or if it buys a good it will then sell, then it is considered to be?.
Answers
Answer:
Explanation:
Three types of organizational buying situations: new buy, straight rebuy, or modified rebuy
In the calculation of the CPI, teas is given greater weight than beer if
Answers
Hope it helps!
When would you see more consumption smoothing: when utility is very concave, or when it is almost linear? (Hint: this is captured by the second derivative.) Consider the more general utility function: U(c 1
,c 2
)=(c 1
1−σ
−1)/(1−σ)+β(c 2
1−σ
−1)/(1−σ) If σ=0 and β=1, would the consumer smooth consumption if the nominal interest rate is i>0 ? What if 1>σ>0 ? What is the intuition (one sentence answer)? You do not need to set up a budget constraint and solve for anything; you can answer in words. 2
Answers
Consumption smoothing is more likely when utility is very concave rather than nearly linear. A logarithmic utility function (σ=0, β=1) does not lead to consumption smoothing, while diminishing marginal utility (1>σ>0) encourages consumption smoothing. The goal is to maintain stable satisfaction over time.
Consumption smoothing is more likely to occur when utility is very concave rather than when it is almost linear.
When σ=0 and β=1, if the nominal interest rate is i>0, the consumer would not smooth consumption because the utility function becomes logarithmic, indicating diminishing marginal utility of consumption. In this case, the consumer would prefer to consume more in periods of higher income and less in periods of lower income.
If 1>σ>0, the consumer would tend to smooth consumption because the utility function exhibits diminishing marginal utility but is not logarithmic. This means that the consumer's preference for consumption is not as extreme as in the case of a logarithmic utility function. With a positive nominal interest rate, the consumer would allocate their consumption more evenly across periods to achieve a smoother consumption pattern.
The intuition behind consumption smoothing is that individuals aim to maintain a relatively stable level of satisfaction or well-being over time. By spreading out consumption across periods, individuals can mitigate the negative impact of income fluctuations and ensure a more consistent level of utility or happiness.
Learn more about consumption here:
https://brainly.com/question/13282888
#SPJ11
Which statement about employee benefits is true?
A. All companies offer health savings plans.
B. Most companies offer health insurance.
O C. Most companies pay the full amount of an employee's health
insurance.
O D. All companies offer retirement savings with a match.
Answers
The statement about employee benefits is true will be: Most companies offer health insurance
Health insurance is an insurance coverage that help to cover a person medical costs.
Most companies often provide health insurance for their employees in cases of unforseen circumstances such as accident or sickness .
Health insurance help to save cost as you would not need to spend money on medication because it has been covered.
Inconclusion The statement about employee benefits is true will be: Most companies offer health insurance.
Learn more here:
https://brainly.com/question/24697936
Answer: B most companies offer health insurance
Explanation: I got it right
State 5 advantages and 5 disadvantages of trade union.
Answers
Answer:
Down below
Explanation:
Advantages: 1-Unions can bargain for higher wages. 2-Unions can represent workers. 3-A trade union can help a firm bring in new working practices. 4-Unions can help bring workers closer to management. The states higher wages increase motivation.
Disadvantages: 1-Unemployment. 2-cost push inflation. 3-Time lost to strike.
4-confrontation 5-Less relevant.
what lesson is bill cosby trying to teach his son?
Answers
Answer: to not touch kids under the age of 18
Explanation:
Please help with all 3 bullet points
You have been invited to speak to a group of Managers at Paychex about increasing the business’s commitment to improved employee health benefits by increasing the opportunity to work remotely.
How will you appeal to their pathos?
How will you appeal to their ethos?
How will you appeal to their logos?
Answers
To appeal to the managers' pathos, I would emphasize the positive impact of remote work on employees' well-being, work-life balance and overall happiness.
How can remote work benefit employees' well-being and happiness?As managers, we must recognize the profound influence of employee well-being on their productivity and loyalty. By increasing the opportunity of work remotely, we offer employees a better work-life balance and flexibility.
This lead to reduced stress levels, increased job satisfaction and improved mental health. Remote work allows employees to save commuting time, spend more quality time with their families and achieve a greater sense of control over their lives.
Read more about pathos
brainly.com/question/13118125
#SPJ1
Blossom Company is considering an investment that will return a lump sum of $850,000 3 years from now. Click here to view the factor table. (For calculation purposes, use 5 decimal places as displayed in the factor table provided.) What amount should Blossom Company pay for this investment to earn an 6% return? (Round answer to 2 decimal places, e.g. 25.25.)
Answers
Ale jak się okazało w Polsce dniu narty nie skierowane to dniu tym świecie i jest ogóle nie ma problemu z tym że nie ma przecieku co w wszystko jutrzejszym terminie
ms/d/e/1FAIpQLScBc3LOV5pXKGJHOY319ko
4. Use the following to determine your monthly balance for a monthly net 5 poir
income of $2,100. Monthly Expenses of: Fixed $750; living $1,000; Annual
monthly $375*
Answers
Answer:
400
Explanation:
750+1000-2100=450
I need to find the social security and Medicare. Please let me know how you got your answer as well!
Answers
Answer:
See below
Explanation:
Social security and medicare per period
1. Otto:
Pay per period = 76,432/ 12
=6,369.33
social security = 6.2% of 6,369.33
=6.2 /100 x 6,369.33
=394.898
=394.9
medicare = 1.45 % of 6,369.33
=1.45/100 x 6,369.33
=92.355
=92.36
2. G. Hernandez :
Pay per period= 43,902 / 26= 1,688.54
social security =6.2% of 1,688.54
=6.2/100 x 1,688.54
=104,689
=104.69
medicare=1.45 of 1,688.54
=1.45/100 x 1,688.54
=24.48
A.Toms:
Pay per period = 20,235 /12 =1,686.25
social security = 6.2 % of 1,686.25
=6.2/100 x 1,686.25
=104.55
Medicare = 1.45 % of 1,686.25
=1.45/100 x 1,686.25
=24.45
Your mom gets paid on the 15th of every month, but she’s running low on cash. Your brother’s birthday is coming up on the 10th and she needs to buy him a few more gifts. Should your mom use her debit card or credit card in this situation? explain
Answers
Answer:
The mom should use the debit card and get for him what she can cause If she doesn't have enough she is going too need to pay the government the money she took out
The mother should use the debit card and get for him what she can cause if she doesn't have enough she is going to need to pay the government the money she took out.
What is a debit card?A debit card, also known as a check card or bank card is a payment card that can be used in place of cash to make purchases. The term plastic card includes the above and as an identity document. These are similar to a credit card, but unlike a credit card, the money for the purchase must be in the cardholder's bank account at the time of purchase and is immediately transferred directly from that account to the merchant's account to pay for the purchase.
Some debit cards carry a stored value with which a payment is made, but most relay a message to the cardholder's bank to withdraw funds from the cardholder's designated bank account. In some cases, the payment card number is assigned exclusively for use on the Internet and there is no physical card.
This is referred to as a virtual card.
Learn more about debit, here:
https://brainly.com/question/12269231
#SPJ3
Your client has expressed concern at you not meeting their digital marketing goals. They expected their sales to grow by 15% and you only achieved a growth of 10%. They’re starting to question whether inbound is the right way to go for their business and you’re unsure whether they will renew or cancel. How should you grade this client’s health?
Answers
Answer:
Red – the client is most likely going to cancel. Prepare your cancellation call with the marketing manager, notify HubSpot, and pass their contact details on to your HubSpot account manager.
Orange – there’s potential for the client to renew or cancel. Even though you’ve seen an improvement in performance, you need to come up with a plan to improve results even more.
Green – you’re confident the client will definitely upgrade or renew. While the client has expressed some concerns, you’ve still improved their performance.
None of the above – you don’t have enough information at this point to grade the client’s health.
Explanation:
You are in work and a group of coworkers are complaining about a project deadline. Which of the following is not an example of avoiding negativity?
-complain along with your co-workers
-see the positive side of the situation
-stay away from the gossip
be part of the solution
Answers
Answer: complain along with your co-workers
please please help. i need 2,3, and 4 . it is due tomorrow
Answers
Answer:
2. Filing for bankruptcy is when the court decides whether to discharge your debts and those who owe are no longer legally required to pay them. It is on a credit report because it shows what you can pay for and what you can't.
3.Pay Your Bills on Time, Pay off Debt and Keep Balances Low on Credit Cards, and apply for and Open New Credit Accounts as Needed.
4.TransUnion, Equifax, and Experian.
Explanation:
Identify three strengths of each human service delivery system?
Answers
Answer:
hope it helps
Explanation:
The Medical Model. is the oldest of the three models. Looks at symptoms, illness and sickness.
The Public Health Model. Looks at how illness affects population. Focus is on education, prevention and nutrition.
The Human Service Model. Looks at the client and their environment
Which group within the structure of the Federal Reserve System is charged with facilitating check collection and electronic funds transfers?
A. U.S. Treasury agents
B. Board of Governors
C. Federal Reserve Banks
D. Federal Open Market Committee
Answers
The group within the structure of the Federal Reserve System is charged with facilitating check collection and electronic funds transfers is Federal Reserve Banks.
What is the Federal Reserve Banks?
Facilitating check collection and electronic funds transfers is one of the important functions of the Federal Reserve Banks, which are part of the Federal Reserve System. These banks act as intermediaries between financial institutions and help to clear checks and process electronic funds transfers.
This function is essential to the smooth functioning of the financial system and the economy as a whole. The other options listed - U.S. Treasury agents, Board of Governors, and Federal Open Market Committee - have different roles and responsibilities within the Federal Reserve System.
Learn more about Federal Reserve System at https://brainly.com/question/382312
#SPJ1
Which of the following will probably happen to a product when demand is low?
A. The price will go up.
B. The price will go down.
C. The price will stay the same.
D. The price will change based on inflation.
Answers
Answer:
Answer = B
Explanation:
If nit many people want a product the seller would lower the price to make it seem like a bargain or make it more affordable
Jim and Jane purchased their house a year ago and have been transferred out of town. They paid $275,000 for the property and ended up after expenses with only $225,000. Their percentage of loss on the sale was:
Answers
Answer:
18%
Explanation:
Original cost: $275,000
Selling price: $225,000
Loss: $50,000
50,000/275,000=0.18
0.18x100=18%
:)
Which are affected by the factors of production? Check all that apply.
A.) the demand of the item
B.) the availability of the item
C.) the cost of the item
D,) the quality of the item
E.) the popularity of the item
Answers
Answer:
A
C
D
Explanation:
without demand no reason to product it
The cost of a item also greatly affects it
and how well they can make it without being too expensive
The business cycle affects output and employment in capital and durable goods industries more severely than in industries producing non-durable goods because, ______. Multiple choice question. during a boom, business investment in new capital goods and consumer spending on new durable goods decline sharply during a recession, business and consumer spending on nondurable goods decline sharply during a recession, business investment in new capital goods and consumer spending on new durable goods rise sharply during a recession, business investment in new capital goods and consumer spending on new durable goods can be postponed
Answers
Answer:
During a recession business investment in new capital goods and consumer spending on new durable goods can be postponed
Explanation:
The business cycle are simply cycles or series of cycles of economic expansion and contraction.
An Economic expansion is simply defined as an increase in the level of economic activity, goods and services available. It is a period of economic growth usually measured by a rise in real GDP.
Economic growth
Economic growth is an increase in the capacity of an economy to produce goods and services, usuallycompared from one period of time to another time.
The four phases of the business cycle are;
1. Peak
2.Recession
3. Trough
4. Expansion
The length of a complete cycle usually varies from 2-3 years to 15 years.