save money, some fast-food chains now have their customers place their orders at computer kiosks. will the kiosks necessarily reduce the total number of workers employed in the fast-food industry?

Answers

Answer 1

Yes, in the short -run, kiosks will reduce the total number of workers employed in the fast-food industry. This is an example of disruptive technology.

How do disruptive technologies impact jobs in the long run?

Any breakthrough that significantly alters the way consumers, businesses, and industries work is considered disruptive technology. When they're originally produced, disruptive innovations typically establish a new market. They create their own value network and are frequently perceived as dangerous outliers when they are introduced.

However, disruptive technologies also create new jobs that didn't exist before, so people may be able to learn new skills and do different kinds of work. In the long run, disruptive technologies can change the way people work and live.

Thus, it is correct to state that although many workers will lose their jobs, but the same system that took over their jobs will create new ones. The question is how many will be able to adapt?

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Full question;

To save money, some fast food chains are now having their customers place their orders at computer kiosks. Will the kiosks necessarily reduce the total number of workers employed in the fast food industry?


Related Questions

Suppose the economy is in long-run equilibrium. if there is a sharp increase in the minimum wage as well as an increase in taxes, then in the short run, real gdp will:______

Answers

If there is a sharp increase in the minimum wage as well as an increase in taxes, then in the short run, real gdp will fall & price level might rise, fall, or stay the same and in the long run, the price level might rise, fall, or stay the same but real GDP will be lower.

What is a minimum wage?

This refers to the lowest remuneration that an employers can legally pay their employee as the the price floor below which employees may not sell their labor.

The effect of this on economy is noted as a sharp increase in the minimum wage as well as an increase in taxes, then in the short run, real gdp will fall & price level might rise, fall, or stay the same and in the long run, the price level might rise, fall, or stay the same but real GDP will be lower.

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On worksheet Markdown, use the Markdown Pricing Model spreadsheet model and a two-way data table to find the total revenue if days at full retail vary from 20 to 40 in increments of 5 and the intermediate markdown varies from 15% to 50% in increments of 5%. The maximum total revenue is Model Full Retail Sales Retail price Daily sales Days at retail price Units sold at retail $70.00 7.00 40 280 Retail revenue $19,600.00 Discount Sales Discount Discount price Daily sales Unit sold 40% $42.00 40.60 406 Discount revenue $17,052.00 Clearance Sales Clearance price Units sold at clearance $21.00 314 Clearance revenue $6,594.00 Total revenue $43,246.00

Answers

To find the total revenue using a two-way data table in Excel, we need to set up the spreadsheet model and input the given values.

Here's a step-by-step guide:

1. Open a new worksheet in Excel.

2. Set up the following column headers in cells A1 to F1: Full Retail Sales, Retail price, Daily sales, Days at retail price, Units sold at retail, and Revenue.

3. Enter the given values for the maximum total revenue in cells A2 to F2, as follows:

A2: 280B2: $70.00C2: 7.00D2: 40E2: 280F2: $19,600.00

4. Set up the two-way data table to calculate the total revenue based on varying days at full retail and intermediate markdown.

In cell H3, enter the initial value for days at full retail: 20.In cell I2, enter the initial value for intermediate markdown: 15%.In cell H2, enter the label "Days at full retail" and in cell I1, enter the label "Intermediate markdown."In cell H3, enter the formula: =H2+5. This will increment the days at full retail by 5 in each row.In cell I3, enter the formula: =I2+5%. This will increment the intermediate markdown by 5% in each column.Select the range H3 to I9.Go to the "Data" tab in the Excel ribbon, click on "What-If Analysis," and choose "Data Table."In the "Data Table" dialog box, set "Column input cell" as H2 and "Row input cell" as I2. Click OK.

5. Calculate the total revenue based on the varying values in the two-way data table.

In cell J3, enter the formula: =H3*B$2*H$2+C$2*H3*H$2.Copy the formula in cell J3 and paste it into the range J3 to I9.

6. Locate the maximum total revenue from the table.

Look for the highest value in the table, and note the corresponding values for days at full retail and intermediate markdown.In this case, the maximum total revenue is $43,246.00, which corresponds to 40 days at full retail and a 40% intermediate markdown.

By using a two-way data table, you can easily analyze and determine the total revenue based on varying values for days at full retail and intermediate markdown.

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You need $76,000 in 11 years. If you can earn .43 percent per month, how much will you have to deposit today?

Answers

Answer:

$ 43,135.67

Explanation:

The amount required today is the present value of the future expected amount in 11 years computed using the present value formula below:

PV=FV/(1+r)^n*m

PV=the unknown present value

FV=$76,000

r=monthly interest rate=0.43%

n=number of years=11

m=number of months in 1 year=12

PV=$76,000/(1+0.43%)^(11*12)

PV=$76,000/(1+0.43%)^132

PV=$76,000/1.761883042

PV=$ 43,135.67  

______ is the shipment of manufacturing inputs in a manner that allows for production flexibility.

Answers

The term that describes the shipment of manufacturing inputs in a manner that allows for production flexibility is "just-in-time (JIT) inventory management."

Just-in-time (JIT) inventory management is a method used in manufacturing and supply chain management where materials and components are delivered precisely when needed for production. Under JIT, the focus is on minimizing inventory levels and reducing waste by receiving materials and inputs just in time for use in the production process.

By adopting JIT, companies aim to achieve greater production flexibility and efficiency. Instead of storing large quantities of inventory, materials are delivered as needed, allowing for a streamlined production process. This approach reduces storage costs, minimizes the risk of inventory obsolescence, and enables companies to respond quickly to changes in customer demand.

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When towing someone with a pwc, one of the requirements is?

Answers

When towing someone with a pwc, An observer or wide-angle rearview mirror is needed.

What is Towing?

Towing can be regarded as the coupling of two or more objects together using a power source so as to pull them along.

Therefore, when towing is needed there should be a rearview mirror to monitor things to avoid damage to other object.

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Using SMART goal-Written criteria blank refers to asking how ?
A.measurable
B.timely
C.specific
D.realistic
E.attainable

Answers

Answer:

A.measurable

Explanation:

Smart is an acronym Specific, Measurable, Achievable,

Realistic and Timely. These are attributes that guide how goals or objectives should be set.

The question of " how" is answered by the attribute 'measurable.'

In this criterion, measurable describes the specific criteria to be used and the ways of measuring progress toward accomplishing the goal. The path to achieving the objective must be meaningful and motivating.

Answer:

Measurable

Explanation:

Personal finance skills have the most significant impact on an individual’s

Answers

Answer:

quality of life.

Explanation:

Financial skills are those skills that help to manage finances, maintain financial stability, etc. These skills are usually acquired by financial analyst, financial managers, accountants, etc.

Personal financial skills are the same, but having such personal skills helps one to maintain personal financial flow. It enhances ones quality of life. A person who aquires personal financial skills will be able to maintain the budget, will be able to know right things and ways to spend money on, will have low debts tensions, etc.

Thus the correct answer would be 'that the person will have a quality of life.'

Answer:

C: Quality of life

Explanation:

on edge2021! hope this helps!~ (*^▽^*)

You are valuing the stock of Microsoft Corp. You estimate the fair value of the stock of $270. Currently the stock is trading at $244.37. Your recommendation should be:

Answers

Answer: buy the stock

Explanation:

Fair value refers to the price of an asset that's determined by the buyer and the seller. It's the worth of an asset. The market value is the price an an asset is sold in the marketplace.

By comparing the fair value and the market price, one can know if to invest in a asset or not. Since the fair value is more than the market price, then the should be bought.

logical fallacy Well, what form of government do you want, a government by liberal do-gooders ready to spend your hard-earned dollars or a government led by business minds that understand how to live within a tight budget and generate jobs that put people to work. Group of answer choices

Answers

Answer:

i don´t nou sorry

Explanation:

Explain how growing personal income is related to economic conditions.

Answers

Answer:

see below

Explanation:

Personal income is the total earning an individual gets from wages, investments, bonuses, dividends, profits, or other ventures.  It is the sum of a household income. Personal income is calculated per period, usually one year.

Economic conditions refer to the prevailing state of a country or region's economy.  Economic conditions are ever-changing and are influenced by business cycles of expansions and contraction, government fiscal and monetary policies, macroeconomic factors, and global factors.  Governments and investor use indicators to tell the state of the economy

Economic conditions impact people's and business income. Government policies and global economics influence the level of economic activities. The expansion period has increased economic activities are leading to increased incomes. At contraction, business activities decline, resulting in reduced income.

Those who wrongfully disclose individually identifiable health information can be fined up to what amount per calendar year?
a. $50,000
b. $250,000
c. $500,000
d. $1,500,000

Answers

Those who wrongfully disclose individually identifiable health information can be fined up to $1,500,000 per calendar year.

What are the penalties of HIPAA violations?

HIPAA or The Health Insurance Portability and accountability Act of 1996 extends a lot of requirements to safeguard PHI or Protected Health Information amnd to strictly control when PHI is divulged.

The penalities extended for HIPAA violations are issued by the Department of Health and Human services, state attorney general and the office of civil rights.

The entities covered are asked to adopt a corrective action plans for the procedures and policies upto the given standards which is demanded by HIPAA

The minimum fine for willful violations of HIPAA Rules is $50,000

Those who wrongfully disclose individually identifiable health information can be fined up to $1,500,000 per calendar year.

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How does labor relate to the scarcity problem

Answers

Answer:

The scarcity of labor is having several effects on businesses. Companies are forced to raise wages to attract workers, which increases the cost of doing business. The lack of workers is also causing delays and disruptions in the supply chain.

Balance sheet accounts for Joyner Company contained the following amounts at the end of Years 1 and 2 . The company's income statement for Year 2 follows:Equipment that had cost 40,000 and on which there was accumulated depreciation of 530,0 X 0 was sold during Year 2 for:Equipment that had cost 40,000 and on which there was accumulated depreciation of 30,000 was sold during Year 2 for $18,000. Cush dividends totaling 15,000 were declared and paid during Year 2 .Required:
(a) Using the indirect method, compute the net cash provided by operating activities for Year 2 .

Answers

1.Joyner Company

Statement of Cash flows

For Year 2

Particulars   Amount ($)     Calculation

Cash flows  derived from operating activities:  

Net income    =  56,000

Add: Depreciation expense charged  42,000    $132,000 - $120,000 +          $30,000

Less: profit  on sale of equipment  = 8,000

Less: Increase in accounts receivable amounts to =  80,000

Less: Increase in inventories= 50,000

Add: Decrease in prepaid expense amount= 7,000

Add: Increase in accounts payable= 60,000

Less: Decrease in accrued liabilities 10,000

Add: Increase in income tax payable 3,000

Net cash provided by operating activities (A) amounts to= 20,000

Cash flows derived  from investing activities:

Cash paid for purchase of property, plant and equipment amounts= (150,000) $400,000 - $510,000 - $40,000

Add: Cash received from sale of equipment 18,000

Less: Loan given to Hymans Company 40,000

Net cash used by  the investing activities (B)= (172,000)

Cash flows  derived from financing activities:  

Cash paid for dividends (15,000) $124,000 - $83,000 - $56,000

Add: Cash received from issuance of stock   amounts to =  30,000

Add: Cash received from issuance of bonds    = 120,000

Net cash received by financing activities (C) =   135,000

Net decrease in cash and cash equivalents (D = A + B + C) (17,000)

Add: Cash and cash equivalents at beginning of period 21,000

Cash and cash equivalents at end of period 4,000

2.Free cash flow = Net cash received by operating activities - Capital expenditures - Dividends

Free cash flow = $20,000 - $150,000 - $15,000

Free cash flow = ($145,000)

What Is Cash Flow?

The term cash flow refers to the net amount of cash and cash equivalents being transferred in and out of a company. Cash received represents inflows, while money spent represents outflows.

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List five different revenue streams below and briefly explain the importance of each.
(Will give brainliest)

Answers

The nature of revenues, their cyclicality and predictability, and, of course, the evaluation and analysis of how to increase or stabilize revenues for the business are all aided by having a working knowledge of revenue streams.

What are the five e-commerce revenue models?    Revenue Model for Sales...    Model for Advertising Revenue.    3 Model for Revenue from Subscriptions...    Model for Revenue from Transaction Fees...    Model for Affiliate Revenue.

What is revenue and how significant is it?

Your company's revenue is the money it receives during a specific accounting period. Because it appears first on your small business's income statement, revenue is also known as the top line. To determine your company's bottom line, you subtract revenue from business expenses.

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breyona keeps a close eye on her company’s internal and external environments to identify better ways of doing business and to discover possible opportunities for new products. in which activity is breyona engaged?

Answers

Strategic control activity is being engaged by Breyona. Thus, option C is correct.

What are the new products?

A new product is an item that is new to the organization presenting it, despite the fact that it might have been made in the same structure by others.

Business and to find potential open doors for new items. Breyona has a critical control action locked in. It is a specific type of board control and varies depending on the type of executive in charge.

Strategic control processes permit directors to assess an organization's showcasing program from a basic long-term viewpoint. Therefore, option C is correct.

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The question is incomplete, Complete question probably will be:


Breyona keeps a close eye on her company's internal and external environments to identity better ways of doing business and to discover possible opportunities for new products, in which activity is Breyon engaged? a. SWOT analysis b. VRIO wote c. strategic control d. management by observation

Select the response that corrects the capitalization error in the sentence below. I live in Kentwood, louisiana. a. i b. kentwood c. Louisiana Please select the best answer from the choices provided A B C

Answers

answer: c hope it helps!

Answer:

a) I

Explanation:

The letter I continues to be capitalized because it is the only single letter pronoun. Because the pronouns I and me have different uses, it's easy to distinguish between the two in terms of capitalization rules.

What is improved oven? in your own words.

Answers

Answer:

improved oven means improved cooking

Banner corporation receives $30,000 in may, year 1 to manufacture and deliver its product in september, year 1. At the time the product is delivered, banner will _____.

Answers

At the time the product is delivered, the banner will debit Deferred Revenue and credit Sales revenue.

Advance payments a business receives for goods or services that will be provided or carried out in the future are referred to as deferred revenue, also known as unearned income. The corporation that receives the prepayment adds the sum to its balance sheet as a liability known as deferred revenue.

As it shows money that hasn't been generated and represents goods or services that are owed to a client, deferred revenue is a liability. On the income statement, the product or service is proportionally recorded as revenue as it is supplied over time.

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When customers look beyond their personal knowledge and experience to help them in buying something, they are engaging in: o ritual consumption o external information search. o cognitive dissonance o business-to-business marketing o self-actalization

Answers

the answer is b, external information search.

when the consumers want to buy something but don't have any knowledge regarding the product, they opt for different external sources. the different sources like advertisements, internet search, etc., helps to provide the consumer with relevant information to make a purchase. this is known as external information search.

External information search refers to the process of seeking out information from sources outside of oneself to make informed purchasing decisions.

When customers look beyond their personal knowledge and experience to help them in buying something, they are engaging in external information search. This refers to the process of seeking out information from sources outside of oneself to gather relevant knowledge and make informed purchasing decisions.

For example, a customer might read product reviews, compare prices, or ask friends for recommendations before making a purchase.

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a document certifying ownership of part of a corporation is a

Answers

Answer:

a document certifying ownership of part of a corporation is a stock certificate

Ralph, the owner of a medium-sized business operated as a sole proprietorship, gives his vice-president, Wanda, authority to hire a new manager for the firm. Ralph gives Wanda detailed instructions about the salary she can contract to pay, but tells her that under no circumstances can she make commitments regarding the new manager's pension. Wanda contracts to hire Nick for the new managerial position. But to get Nick to sign up, she has to make certain specific pension commitments to him. Some years later, Nick sues Ralph for failing to fulfill the pension commitments. Which of the following is true in this case?
a. Ralph has no liability, because he expressly told Wanda that she didn't have authority to bind him on pension matters.
b. Ralph is bound on the basis of Wanda's apparent authority.
c. Ralph is bound on the basis of Wanda's implied authority.
d. Ralph is bound on the basis of Wanda's actual authority.

Answers

Answer:

b. Ralph is bound on the basis of Wanda's apparent authority.

Explanation:

Since in the question it is mentioned that wanda to hire nick for the managerial question but for that she wants to do certain pension commitments

Now After some years, nick sues ralph for the fulfill the pension commitments so here the ralph would be founded based on the authority of Wanda

So the option b is correct

And, the rest of the options would be incorrect

Describe factors that encourage conspicuous
consumption by the purchase of status sym-
bols.

Answers

Veblen's initial thesis said that better social standing and peer recognition were the two key factors influencing ostentatious consumption.

Conspicuous consumerism is the act of acquiring things or services specifically with the intention of flaunting one's affluence. When publicly exhibited products and services are too expensive for other people in a person's class, conspicuous spending is a way to demonstrate one's social position.

What is the conspicuous consumerism theory?

Conspicuous consumption is defined as. Displaying extravagant riches in order to improve one's standing and reputation in society is known as conspicuous spending.

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discounts that are offered to business customers, final consumers, or channel members in exchange for doing something or accepting less of something are known as ______.

Answers

Discounts that are offered to business customers, final consumers, or channel members in exchange for doing something or accepting less of something are known as noncumulative quanitity discounts.

Discounting is the process of converting a value received in the future to an customers value received now. A dollar received 50 years from now, for example, may be worth less than a dollar received today; discounting measures this relative value. Learn how to include invoice discounts. A sales discount, also known as a 'discount,' offers customers of a business a lower price on one or more of the products or services on offer.

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Do you feel this truck is affordable for Cesar or should he consider other alternatives? Provide at least two reasons supporting your answer

Answers

Where is the information for Cesar?

If the CEO assumes that the customer profiles in Chicago is most representative of all the locations and she only samples customers from Chicago for the survey, she is doing

a. Quota sampling
b. Simple random sampling
c. Convenience sampling
d. Judgment sampling

Answers

Representative of all the locations and she only samples customers from Chicago for the survey, she is doing Judgment sampling.

In the non-probability sampling technique known as judgment sampling, or authoritative sampling, the researcher chooses the units to be sampled based on his own prior knowledge or his professional judgment. Purposive sampling, also known as judgmental, selective, or subjective sampling, is a type of non-probability sampling in which researchers pick individuals from the public to take part in their surveys based on their own judgment. Three circumstances make the use of judgemantal sampling appropriate: (1) choosing distinctive respondents who are particularly instructive; (2) choosing members of a hard-to-reach, niche community; and (3) identifying specific sorts of respondents for in-depth examination.

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Discuss at least five (5) ways in which response rates might be
improved.

Answers

Response rates can be improved by following ways

1. Including a cover letter A cover letter is a brief, personalized message that introduces the survey to respondents. This should be concise, yet informative and it should be able to engage the respondents.

2. Offer incentives Incentives are rewards for survey participation that encourage respondents to take your survey. Incentives might include a gift card, coupon, or prize.

3. Make it easy to participate: The survey should be designed in such a way that it becomes easy for the respondent to participate in the survey. The questions should be simple and should not require too much thinking or effort.

4. Choose an appropriate time: Timing plays an important role in getting a good response. It is better to avoid weekends or holidays and consider the time zone of your target audience when selecting the date and time to send your survey.

5. Follow-up on non-respondents: Non-respondents are people who have not responded to your survey request. A follow-up email or phone call can remind them to take the survey and encourage them to participate. This should be done in a friendly manner without being pushy.

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which feature should be used prior to finalizing a presentation to ensure that the audience members with disabilities will be able to understand the message that a presenter is trying to get across

Answers

Answer:

B: Accessibility Checker

Explanation:

11. What are assets?

11. What are assets?

Answers

financial accounting, an asset is any resource owned by a business or an economic entity. It is anything that can be owned or controlled to produce value and that is held by an economic entity and that could produce positive economic value.
I hope this helps

Answer:

I believe it's the last option.

Explanation:

An asset is a resource with economic value that an individual, corporation, or country owns or controls with the expectation that it will provide a future benefit. Assets are reported on a company's balance sheet and are bought or created to increase a firm's value or benefit the firm's operations.

You win a lottery with a prize of $1.5 million. unfortunately the prize is paid in 10 equal annual installments. the first payment is next year. how much is the prize really worth? the discount rate is 8 %.

Answers

Answer:

PV= $1,006,512.21

Explanation:

Giving the following information:

Annual payments= $150,000

Discount rate= 8%

Number of periods= 10 years

First, we need to calculate the future value using the following formula:

FV= {A*[(1+i)^n-1]}/i

A= annual payment

FV= {150,000*[(1.08^10) - 1]} / 0.08

FV= $2,172,984.37

Now, we can determine the present value:

PV= FV/(1+i)^n

PV= 2,172,984.37/(1.08^10)

PV= $1,006,512.21

Which type of power base generates compliance because of its positive​ benefits?
A. Referent power
B. Expert power
C. Coercive power
D. Reward power
E. Legitimate power

Answers

The correct option is D. Reward power. The type of power base that generates compliance because of its positive benefits is D. Reward power.

Reward power is derived from an individual's ability to provide rewards, incentives, or positive outcomes to others in exchange for compliance or desired behavior. This power base relies on the notion that individuals will comply with requests or directions in order to receive the rewards or positive benefits offered.

By utilizing reward power, individuals can motivate others by offering desirable rewards such as promotions, bonuses, recognition, or other forms of positive reinforcement. The anticipation of receiving these rewards creates an incentive for compliance and cooperation.

In contrast, referent power (option A) is based on personal charisma, likability, and the ability to build rapport with others. Expert power (option B) stems from one's specialized knowledge or expertise in a particular domain. Coercive power (option C) relies on the use of threats, punishments, or negative consequences to compel compliance. Legitimate power (option E) is based on the authority granted by one's position or role.

While all these power bases have their own influence, reward power stands out as the one that generates compliance through positive benefits.

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What happens to like-charged ions when an ionic crystal isstruck with great force?They slide past one another because the crystal ismalleable.b They repel each other so the crystal shatters.They are displaced to other positions within thecrystal lattice.dThey attract one another, so the crystal does notbreak. 1. what is the half-life of a 100.0 g sample of nitrogen-16 that decays to 12.5 g of nitrogen-16 in 21.6 s? Which of the following must a sentence have in order to be complete?verbsubjectboth of these Please help!Suppose you need to perform single molecule detection. You have a CCD that can give detectable signal with 10000 electrons in a well if all 532 wells in the column of the CCD array are summed. Assuming you have F2 optics for collection, throughput to the CCD is 70%, the quantum efficiency of the CCD is 0.90 for the wavelengths you are looking at (detector have their own quantum efficiencies), the dye molecule you are detecting has a quantum efficiency of 0.80 and fluorescence lifetime of 25 ns, how long would you need to collect data in order to obtain a signal that is detectable? Assume the laser you are using gives you amble photons for the experiment. If you have a 25 micron spot size, what concentration of molecule do you need in solution to ensure you will see a single molecule in ~ 5 percent of your experiments? Throughput to the CCD is how much light you get to the CCD after reflection and other loses due to optical components. Which of the following numbers is closest to 5?A. V23B. V26C. V22D. V28 9x 17 = -17 + 9x help me pls _____________ gradually change direction, while ____________ create a sense of motion. a. (1) curvilinear lines; (2) diagonal lines c. (1) diagonal lines; (2) freeform shapes b. (1) texture; (2) horizontal lines d. (1) curvilinear lines; (2) color Please select the best answer from the choices provided A B C D if jennifer used the minimum number of carnations, what is the maximum number of roses she could use? why does king say that america has defaulted and what makes his word choice especially effective what is the ""actually paid"" requirement for the deduction of an expense by a cash basis taxpayer? does actual payment ensure a deduction? explain. how much more likely is it that people who walk less than .25 miles per day will develop dementia seven years later than those who walk 1 to 2 miles a day? 9/12 = 3/D O D = 6 O D = 4 O D = 5 O D - 10 Are the slopes to the equationsy=2x+5 and y=3x+5 parallel,perpendicular, or neither 2. A research team in a University Hospital was interested in using relaxation to reduce the pain symptoms of patients receiving chemotherapy. Some patients received four 2-hour training sessions on breathing exercises, while the control group received no training. The amount of pain medication that patients requested was measured to see if the two groups differed. Variable 1 Conceptual Variable: Relaxation Operationalization:______________________Scale of measurement:______________________Variable 2 Conceptual Variable:______________________Operationalization:______________________Scale of measurement:______________________ Which of the following represents vector vector t equals vector PQ in trigonometric form, where P (10, 13) and Q (20, 7) A dying patient wants to talk to the nurse. The patient states, "I know I'm dying, aren't I?" What would an appropriate nursing response be?a) "This must be very difficult for you."b) "You know you're dying?"c) "I'm so sorry. I know how you must feel."d) "Tell me more about what's on your mind." Rotating around the y-axis: x = a^2 y^2 on the interval 0 y a/2 4 out of the 8 balloons in a bunch are red.What is the probability that a randomly selected balloon will be red? The independent, nonprofit organization that performs quality-oriented accreditation reviews on HMOs and similar types of managed car plans is NCQA (National Committee for Quality Assurance). True or false? Can being lonely take a toll on your mind?