sources of loanable funds do not include: current savings the expansion of deposits by depository institutions federal deficits unissued treasury bonds

Answers

Answer 1

Main answer: The sources of loanable funds do not include unissued treasury bonds.

What is not considered a source of loanable funds?

Loanable funds are the financial resources available for lending purposes in an economy. These funds are typically used by individuals, businesses, and governments to finance various projects and activities. While there are several sources of loanable funds, such as current savings, the expansion of deposits by depository institutions, and federal deficits, unissued treasury bonds are not considered one of them.

Unissued treasury bonds refer to government bonds that have not yet been offered to the public for purchase. These bonds are not accessible to borrowers as a direct source of loanable funds since they have not been issued and are not available in the market. Loanable funds are typically derived from existing financial resources, such as savings, deposits, and government deficits.

The sources of loanable funds are crucial for understanding the dynamics of lending and borrowing in an economy. They provide insight into the availability and accessibility of funds for various economic agents. By analyzing these sources, policymakers, investors, and individuals can make informed decisions regarding investment, consumption, and financial planning.

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Related Questions

Cain Company reports net cash provided by operating activities of $35,000. It also reports the following information under “Adjustments to reconcile net income to net cash provided by operating activities” on its statement of cash flows (using the indirect method).

Cain Company reports net cash provided by operating activities of $35,000. It also reports the following

Answers

It can be seen from the solutions given that Cain's net income is $24,000.

Here is the solution:

Net income = Net cash provided by operating activities - Adjustments

= $35,000 - $6,000 - $10,000 + $4,000 + $7,000 + $4,000

= $24,000

Therefore, Cain's net income is $24,000.

Here is a breakdown of the adjustments:

To determine cash flow from operations, it is necessary to include the gain on equipment sales in the net income as it is a non-cash entry.

A rise in accounts receivable implies that customers are prolonging payment of their invoices, resulting in decreased cash flow from the company's activities.

The depreciation expense is classified as a non-cash expense, hence it must be included in the calculation of cash from operations by adding it back to the net income.

A decrease in inventory indicates that the company is experiencing faster turnover of its inventory, leading to increased cash flow generated by its operations.

A rise in prepaid expenses denotes that the company is channeling more funds towards prepaid expenditures like insurance and rent, implying a reduced cash inflow from its operational activities.

A decline in the amount of wages that the company owes indicates that it is not promptly compensating its workforce. Consequently, this implies that the company's operational cash flow is reduced.

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Why is it important to write a zero-based budget every month?

Answers

Answer:

It is important to write a zero-based budget every month because the zero-based budget ensures that every dollar you make is assigned a specific purpose.

Explanation:

The following picture is best described as
a(n)...
A. Organism
B. Community
C. Population
D. Ecosystem

Answers

Answer:

organism

Explanation:

a gree fish is an organism

the and is A. organism

How important is money

Answers

Answer:

very important

Explanation:

money is a global income source for everyone. we all have different types but it is all still money. now say one country got rid of money and had people pay for stuff using other things. if china did that lots of different countries wouldn't be able to get stuff from there unless they had so much of that product they could just give it up.

Successful organizations must be visionary, which includes the ability to.

Answers

Successful organizations must be visionary, which includes the ability to anticipate future trends, set long-term goals, innovate, adapt to change, and inspire and motivate employees towards a shared vision.

Being visionary means having a clear understanding of where the organization wants to go and the ability to chart a course to get there. It involves anticipating future market trends and customer needs, setting ambitious long-term goals, fostering a culture of innovation and adaptability, and inspiring and motivating employees to work towards a shared vision. Visionary organizations stay ahead of the curve and thrive in a rapidly changing business landscape.

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essay questions describe marketing tactics that the credit industry uses to trick people into getting into debt.

Answers

Low introductory APR rates: One of the popular credit card tactics is to entice new users using low APR rates which subsequently rise sharply once you've built up a history of purchases and a usage routine.

What is an excessive APR?

An APR of 36% is not desirable for credit and debit cards, mortgages, college loans, or car loans because it is far more than what the majority of borrowers should anticipate paying and what the majority of lenders will even provide. Even while the APR on personal loans is high—36%—it is still reasonable for those with poor credit.

Why is your APR so high?

Higher credit scores reduce the default risk that issuers face, which leads to them receiving better interest rates. Making payments when you can will help you pay off your credit card debt sooner, even if you have a balance and a higher interest rate.

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Money serves as a
measure of
of exchange, is a store of value, and serves a a measure of

Answers

Answer:

Medium of exchange

Store of value

Measure of value

Standard of deferred payments

Explanation:

for which product is demand likely to be the most elastic?

Answers

Because consumers are willing to purchase at a cheaper price if prices drop, expensive goods frequently exhibit strong price elasticity. Products with numerous alternatives or competitors are elastic because customers switch to alternative products as the price of the original product rises.

What are causes of  price elasticity?

The four variables that determine price elasticity of demand are: (1) the availability of substitutes; (2) whether the commodity is a luxury or a necessity; (3) the percentage of money spent on the good; and (4) the amount of time that has passed since the price changed. A positive income elasticity indicates that the good is typical. The quantity of producers, spare capacity, ease of switching, ease of storage, duration of the production cycle, length of the training cycle, factor mobility, and how costs respond are only a few of the variables that affect how elastic the price of supply is.

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Represent the following agro-production of a
farmer in a multiple bon diagram:
2074
2075
2073
60
so
Production
Paddy
Maize
Potato
75
70
go
85
100 3​

Answers

Answer:

85

Explanation:

i think

What are some legal ways to come by money?

Answers

Answer:

Blogging

Explanation:

Starting a blog and generating income is one of the fantastic and easy ways to make money legally from home if you have a specific niche in your mind and can build a decent audience around it.

For example, if you like to travel around the world, you should start a travel blog and guide people to the best places to visit, etc.

Which two security regulations does the pci enforce with regard to electronic banking?
Choices
A. Banks must maintain a secure network
B. Banks must allow customers to chose the level of security they want
C. Banks must compensate customers for money lost due to stolen cards
D. Banks must have information security policy

Answers

Answer:

A. Banks must maintain a secure network D. Banks must have information security policy

Explanation:

The Payment Card Industry Data Security Standards (PCI DSS) are there to make sure that companies dealing with payment cards for customers protect these customers by having a secure payment environment to prevent customer money being at risk.

First and foremost the companies should have a secure network for processing card payments and data which means no expense should be spared in maintaining this. Companies must also have an information security policy that employees must follow when dealing with customer information.

you should include a title fly with business reports when you want to

Answers

Including a title fly in business reports is essential for enhancing professionalism and providing clarity. It serves as an introduction, providing key information and setting the tone for the report's content.

The title fly is a vital component of business reports, serving as an initial point of contact between the reader and the document. It typically appears on the first page and includes important details such as the report's title, the name of the author or company, the date of publication, and any other pertinent information. By incorporating a title fly, businesses can create a professional and organized impression, allowing readers to quickly identify the purpose and context of the report.

Additionally, it helps establish consistency across reports and enables easier referencing and archiving. Overall, the inclusion of a title fly in business reports adds a touch of professionalism and facilitates efficient communication.

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Considering recent changes in American culture, how would a power–control theorist explain recent drops in the U.S. crime rate? Can it be linked to changes in the structure of the American family?

Answers

A power–control theorist would explain recent drops in the U.S. crime rate in light of changes in American culture as follows: Crime has declined, partly as a result of changing family structures that have limited opportunities for power and control.

A power–control theorist would assert that gender-based power and control in households are critical factors in a person's decision to engage in criminal activities. The traditional American family structure, characterized by a male breadwinner and female caretaker, has evolved into a more egalitarian structure with dual-income households.

This structure reduces the opportunities for one parent, typically the father, to exercise power and control over the family. In conclusion, the decline in crime in the U.S. can be linked to changing family structures that limit power and control opportunities, as posited by power–control theorists.

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If you saw a coworker take something from the clinic what would you do?

Answers

Answer:

Um I would either tell them that he took it or i would just not worry about

Answer:

Join him.......

What makes you buy a candied vegetable or a candied fruit?

Answers

Answer: Your curiosity on whether it tastes like any other candy or not.

Explanation:

Answer:

Eat whatever you like not whatever makes other people happy also the anwser is either a b c or d

Explanation:

In your own words, explain what actuarial value is

Answers

Answer: What id say an actuarial value is, something you pay for in advanced, like if you buy a game from game stop, and you have to wait for it to actually come out, and they put it on hold for you and stuff, I think that is what actuarial value is, to be honest i have heard of it but never learned it 100% i hope this is correct and hope it helped, have a wonderful day!

Explanation: brailiest please <3

A card issued by a bank that allows users to finance
a purchase.
Credit card
Debit card

Answers

Answer: Credit Card

Explanation:

Debit cards allow you to spend money by drawing on funds you’ve deposited at the bank.

Credit cards allow you to borrow money from the card issuer up to a certain limit in order to buy items or withdraw cash.

I hope this helps!

you just took an uber from home to campus for the first time and were willing to pay $13 for the trip. it was so much easier than driving yourself that you are willing to pay $21 for the same trip tomorrow

Answers

When you took an Uber from home to campus for the first time, you were willing to pay $13 for the trip. However, you found the experience so much easier than driving yourself that you are now willing to pay $21 for the same trip tomorrow.

The increase in the amount you are willing to pay can be explained by the concept of consumer surplus. Consumer surplus refers to the difference between the price a consumer is willing to pay for a good or service and the actual price they pay. In this case, the consumer surplus is the difference between the $21 you are willing to pay and the $13 you paid for the trip.



Consumer surplus is a measure of the benefit that consumers receive when they are able to purchase a good or service at a price lower than what they are willing to pay. When you initially took the Uber ride, you were willing to pay $13 for the trip, but you only had to pay $13. This resulted in a consumer surplus of $8 ($13 - $5).

However, after experiencing the convenience of taking an Uber compared to driving yourself, you now value the service more. You are willing to pay up to $21 for the trip, which is $8 more than what you were initially willing to pay. This increase in your willingness to pay can be attributed to the additional value you associate with the convenience and ease of taking an Uber.

The increase in the amount you are willing to pay for the Uber trip from home to campus tomorrow compared to your initial willingness to pay can be explained by consumer surplus. The concept of consumer surplus captures the additional value that you perceive in the service after experiencing its benefits. By being willing to pay $21 for the trip, you are indicating that the convenience and ease of taking an Uber outweigh the monetary cost.

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boi, why am i alive.-

Answers

Ahah relatable but anyways u good?

Answer: so you can grow older

Explanation:

A Sign That Ethics Has Become A Primary Concern For Boards Of Directors Is That Multiple Choice Directors Area. More Often Chosen For Their Political Connections Than For Their Expertise b. Modern Executive Compensation Is Closely Linked To The Firm's Employee Retention Rate. C. Poor Financial Performance Is The Most Common Reason For CEOs To Be Fired Saved Help

Answers

Modern executive compensation is closely linked to the company's employee retention rate.

To elaborate: Ethical behavior toward employees is one of the primary responsibilities of the Board of Directors. They shouldn't be fired for little things. They should be given a chance to grow and develop.

2. the environment in which a manager works In addition to their social and ethical responsibilities, managers need to be aware of the environment in which they operate. If the business is to be viable and successful in the long run, they must take into account all of these factors.

What does "Board of Directors" mean?

A board of directors is a group of people who represent the interests of shareholders. In addition, it offers advice to an organization's chief executive officer and executive team. A board provides general oversight of operations without getting involved in the day-to-day operations.

The hiring of the company's CEO or general manager and the evaluation of the company's overall strategy and direction are the board of directors' primary responsibilities. The CEO or general manager is responsible for hiring all other employees and overseeing the business's day-to-day operations.

The majority of the board of directors consists of the chief executive officer and occasionally other senior managers, as well as board members who are not otherwise associated with the company. The most common definition of an inside director is an employee of the company, though significant shareholders may also be included from time to time.

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Is there any way for a monopoly to operate more efficiently than a competitive market? why or how?.

Answers

The equilibrium point in a competitive market exists at the point of optimal market efficiency.

What is competitive market?

A competitive market exists a term in economics that guides to a marketplace where there exist a large number of buyers and sellers and no single buyer or seller can influence the market. Competitive markets have no obstacles to entry, lots of buyers and sellers, and homogeneous products.

In economics, especially general equilibrium theory,  A perfect market also understood as an atomistic market, is determined  by several idealizing requirements, collectively anointed perfect competition or atomistic competition.

No, the monopoly can never be additional efficient than the perfectly competitive market because the competitive market exists at the point of optimal market efficiency and the monopoly will deliver at the point where the MR and the MC stand equal. here the market has the excess capability and a dead weight loss.

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why is the eu interested in forming a free trade agreement with japan? multiple choice the eu believes that japan will capitulate to its demands. the eu believes it has the upper hand in trade negotiations. the eu believes that free trade is a positive-sum ga

Answers

The correct option is: The EU believes that free trade is a positive-sum game. The EU is interested in forming a free trade agreement with Japan because it believes that free trade is a positive-sum game. This means that both parties involved can benefit and achieve mutual gains through increased trade and economic cooperation.

By establishing a free trade agreement, the EU aims to remove barriers to trade, such as tariffs and quotas, between itself and Japan. This would create a more open and conducive environment for businesses to engage in cross-border trade and investment. It would also foster closer economic ties between the EU and Japan, leading to increased market access, opportunities for growth, and improved competitiveness for businesses in both regions. Furthermore, a free trade agreement with Japan aligns with the EU's broader trade objectives, including promoting economic integration, expanding export markets, and enhancing global trade relations. It allows the EU to diversify its trading partners, reduce dependence on specific markets, and strengthen its position as a global trading bloc. In summary, the EU's interest in forming a free trade agreement with Japan stems from its belief that free trade is a positive-sum game, offering economic benefits, market access, and improved trade relations for both parties involved.

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What precautions does the government take to protect money?

Answers

Answer:

Americans piled into the metal as protection from the collapsing value of the dollar. But since the 1970s, the government has enacted a series of laws that have made owning gold more difficult, more costly, and less private.

Explanation:

:D

Julie Martin bought stock for $3,000, using $2,000 of her own money and $1,000 borrowed from the broker. One month later, the stock is sold for $3,850. Interest owed to the broker is $15; brokerage commissions to buy and sell the stock totaled $150.
What is the rates of return?

Answers

Answer:

His return is 22.83%

Hope it helps

Answer:

21.64%

Explanation:

First you would want to take the total cost of buying the stock and add it up.

1000+2000+15+150=3165

After this you would take the price at which it was sold ($3850) and subtract 3165 from it.

3850-3165=685

$685 is the total profit.

Finally you would take the total profit and divide it by the total cost.

685/3165=0.2164297

This gives you the final Rates of Return of 21.64%

Before you look to change the strategy, you take a look at the leadership team and see a concern. A positive of the team is that it is very heterogeneous with a wide variety of experience and expertise. But, you realize the limitations of the duality. The CEO, James Morgan, is also the Chairman of the Board. Mr. Morgan is a very confident man who has had success in the past. He has held his duality for several years and is known to fight changes in strategic direction.Based on the Board’s overall desire for change, should you keep the current structure or split Morgan’s duality?No dualityDuality

Answers

Answer:

No duality

Explanation:

Change management is a strategy that helps individual and teams prepare for organisational changes that have to be made to move the business to greater heights.

In the given scenario where James Morgan is both the CEO and the chairman of the board, he will have undue influence on major decisions in the organisation.

It is better for him to retain position of Chairman of the board and appoint another person as the CEO.

This will give fresh perspective to various issues the organisation faces, and also will provide check and balance to adverse policies that Mr. Morgan may want to introduce.

What is the Congress or Legislative branch?

Answers

Answer:

The legislative branch is made up of the House and Senate, known collectively as the Congress. Among other powers, the legislative branch makes all laws, declares war, regulates interstate and foreign commerce and controls taxing and spending policies.

Explanation:

For the question below, write an explanation of the short-run effect (including the determinant of AD or AS that is causing the shift, the line that shifts (AD or AS), the direction of the shift (left or right), and the impact on output and price level (increase or decrease) and submit a properly drawn and labeled aggregate demand and aggregate supply graph for the scenario. Make sure your name and assignment number are written on each page of graphs you submit. All text must be written in the text box provided.

Congress passes a sweeping health care reform bill that provides free medical insurance for all Americans. Once the President signs it into law, the government will provide every American with a policy that will pay up to 80% of every medical bill a patient incurs. This change does not impact consumer income.

Answers

Explanation:

The passage of the health care reform bill would shift the aggregate demand (AD) curve to the right in the short run. This is because with the new policy, people would be able to afford more health care services, leading to an increase in the quantity of goods and services demanded at every price level. This would result in an increase in both output and the price level in the short run.

On the other hand, the aggregate supply (AS) curve would remain unchanged since the bill does not affect the costs of production or the available inputs.

Overall, the short-run impact of the health care reform bill would be an increase in output and a higher price level.

•Critically discuss the reason that prompted or encouraged such a corrupt practice to occur in a well-established and reputable company like Theranos.
•Analyze the performance of Theranosfrom the year 2015 to the year 2018. Do you think that there are other reasons beyond the corruption scandal that may have affected their performance?
•Do you think the incorporation of the triple bottom line could have avoided this scandal? Speculate. Do you think that incorporation of the triple bottom line framework can mitigate or eliminate the corrupt practice in any company?

Answers

The corrupt practices that occurred in Theranos, a well-established and reputable company, can be attributed to several factors. These include the pressure to deliver on promises made to investors and stakeholders, a culture of secrecy and fear of failure, and the personal motivations and actions of key individuals within the company.

Additionally, besides the corruption scandal, Theranos faced several other challenges that impacted its performance between 2015 and 2018, including regulatory issues, technological limitations, and the erosion of trust in the company. While the incorporation of the triple bottom line framework, which considers social, environmental, and financial impacts, could have potentially helped prevent the scandal, it is not a foolproof solution. It can provide a holistic perspective and encourage ethical practices, but ultimately, the effectiveness of such frameworks depends on the commitment and integrity of the individuals involved.

The corrupt practices in Theranos were prompted by a combination of factors. One major factor was the immense pressure placed on the company to deliver on its promises. Theranos had attracted significant investments and garnered a high level of media attention, leading to heightened expectations. This pressure to live up to the hype may have driven some individuals within the company to engage in fraudulent practices to maintain the illusion of success.

Additionally, Theranos had cultivated a culture of secrecy and fear of failure. The company's founder, Elizabeth Holmes, created an environment where employees were discouraged from questioning or challenging the company's claims and practices. This culture may have allowed unethical behavior to go unchecked, as employees felt compelled to comply with the prevailing narrative rather than raise concerns.

Moreover, the personal motivations and actions of key individuals played a role in the corruption scandal. Elizabeth Holmes, as the charismatic leader of the company, played a central role in perpetuating the deception. Her desire for success, fame, and personal enrichment seemingly drove her to engage in fraudulent activities, disregarding the potential harm caused to patients and investors.

In analyzing Theranos' performance from 2015 to 2018, it is evident that the corruption scandal was not the sole factor impacting the company. Theranos faced numerous other challenges during this period. Regulatory issues arose when concerns were raised about the accuracy and reliability of the company's blood-testing technology. These concerns led to investigations by regulatory bodies and the subsequent banning of Theranos' founder and former president from owning or operating a medical laboratory for a period of time.

Furthermore, technological limitations posed a significant obstacle. Theranos' claims of being able to conduct a wide range of tests using just a few drops of blood were met with skepticism and scrutiny from experts in the field. The company struggled to validate its technology and faced challenges in meeting regulatory standards.

Additionally, the erosion of trust in Theranos further impacted its performance. As the extent of the corruption and deception became public, the company's reputation suffered greatly. Investors and partners withdrew their support, and legal battles ensued. This loss of trust damaged Theranos' credibility and hindered its ability to attract new investors and partners.

While the incorporation of the triple bottom line framework, which considers social, environmental, and financial impacts, could have potentially helped prevent the scandal, it is not a guaranteed solution. The triple bottom line approach encourages companies to consider ethical and sustainable practices, fostering transparency and accountability. By emphasizing social responsibility, environmental stewardship, and financial viability, companies can develop a more holistic approach to decision-making.

However, the effectiveness of such frameworks ultimately depends on the commitment and integrity of the individuals involved. In the case of Theranos, the corrupt practices occurred despite the presence of regulatory frameworks and guidelines in the healthcare industry. The unethical behavior of key individuals within the company overrode the potential benefits of incorporating the triple bottom line approach.

While the triple bottom line framework can promote ethical practices and help identify potential risks, it cannot eliminate the possibility of corrupt practices entirely. To mitigate and prevent corrupt practices, a combination of strong corporate governance, regulatory oversight, ethical leadership, and a culture that encourages transparency and accountability is necessary.

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Elle is in high school and wants to have job until she graduates. Which job would she be most qualified for until she graduates high school?
O Purchasing Agent
O Cashier
O Sales Agent
O Interviewer

Answers

I think it’s cashier

First of all we should understand the nature of job of Purchasing Agent, Cashier, Sales Agent and an Interviewer to decide which option should Elle would be most qualified for until she graduates high school.

Who is a Purchasing Agent?

The persons who buy the parts and materials that help in the production of goods are called purchasing agents or purchasers.

Buyers and purchasing agents review the history and quality of the suppliers before making the purchase. They should be qualified enough to consider price, quality, availability, reliability, and technical support when choosing suppliers and merchandise.

Who is a Cashier?

A cashier is a person who handles the cash register at various locations such as the point of sale in places such as shops or banks.

He is also known as teller, accountant, clerk, treasurer. Only qualified and skilled persons can perform the role of cashier.

Who is a Sales Agent?

A person hired by any company to sell its products or services is known as Sales agent.

A sales agent take orders, offer services and provide support in person and via telephone or internet. This job can be done with little training and less qualification.

Who is an Interviewer?

A person who conducts an interview to hire the candidates is known as Interviewer. To be an interviewer, a person needs to be well qualified with great communication skills.

So, the best role that Elle can take up until she graduates is that of a Sales Agent.

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Disadvantages of choosing a job that is extremely popular or in demand

Answers

The disadvantage of choosing a job that is very popular or a job that is in high demand is that after a while such a job may become saturated or it would become monotonous.

What is a high demand job?

This is the term that is used to refer to a job that the people that wpould employ labor are constantly in need of. Such a job is one that would require the people that have the qualification to opt in and get the places and the roles that they are to fill.

The issues that may arise from such a job that is in high demand is that after a period, such a job may have a lot of persons that would want to fulfil the role.

The number of qualified persons may become more than the job that is available for the people to do in the long run.

Hence this is a disadvantage. Therefore I would conclude by saying that the disadvantage of choosing a highly popular job is that the number of persons that are willing to fulfil the role may exceed the job overtime.

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A______________is a short musical passage, riff, or rhythmic sound which helps to sustain the listener's attention during a break between the phrases of a melody. In the divine comedy, dante alighieri uses poetry to explore group of answer choices the simplicity of human nature. the complexity of human nature. the existence of life after death. the power of political turmoil. Total quality management became a national concern in the united states during what decade? a. 1990s b. 1980s c. 1940s d. 2000s Does this graph represent a proportional relationship?Explain. PLEASEEEE HELPPPPP IM LITTERALLY GONNA DIE Determinar tres numeros Consecutivos que suman 444? what is the area of the cylinder rounded to the nearest whole number Brian is finishing a meal at his favorite restaurant. the check shows that the cost of the food is $42. he adds a 15% tip to the amount on the check. what is the total amount brian paid? write your answer up to two decimal places. the total amount brian paid is $ . PROJECT QUESTION You are required to develop a new prodact and prepare its marketing plan that will support that product in the Fijian marketplase. It can be an existing prodact in the marketplace that needs modifications to the product or yoa can develop a completely new product that hasa't been introdaced in the Fiji market as yet. You will be required to present your prodact and the marketing plan. Objective of this Assignmeat: The purpose of this assignment is to develop the initiative for students to design a product and marketing report. One of the leaming cencomes for this course is for students to be able to develop a marketing plan and present their plans. In addition to that, this assignment will help expose students to develop entrepreneurship skills and so to secure the ability to market their prodacts. Students are to apply their hnowledge leamt during lectures and tutorial to help them prepare the marketing report. Requiremeats (1-s): The main body which is the Findings and Analysis your marketing plan must comprise of the following details 1. Product Marketing Objectives List dowa your products marketing objectives such as toc (launch the product, increase volume, expand market share, maximize revenue and sales, etc.). 2.4Ps of Marketing: - Product-Detail the Product Development and the Product Deseription in terms of brand name, features, product benefits, ingredients, packaging (sires, nutritional value etc.), labelling, Colour, - is your prodact classified as a safe product for the cuvironnsent? - Promotion - Detail your products advertising and marketing promotional strategies that can be executed. 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