suppose you bought a bond with an annual coupon of 6 percent one year ago for $1,010. the bond sells for $1,025 today.a. assuming a $1,000 face value, what was your total dollar return on this investment over the past year?b. what was your total nominal rate of return on this investment over the past year?c. if the inflation rate last year was 3 percent, what was your total real rate of return on this investment?

Distributor will receive 1.05 in promotion allowance for each unit.

Promotional Allowances are price breaks that a product's manufacturers or suppliers offer to business associates like distributors to encourage them to advertise their goods and boost sales.

Given;

Volume discount = 30%

promotion allowance = 15%

Distributor receive promotion allowance for each unit = Price after volume discount * % of promotion allowance

30-100= 70%

($10x70%)*5= 1.05 Per Unit

Distributor will receive 1.05 in promotion allowance for each unit.

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Answer:

Efectivamente, el mero crecimiento económico no es suficiente para terminar con la pobreza y preservar el medio ambiente, sino que dicho crecimiento debe ir acompañado de un desarrollo estructural que contemple el acceso igualitario a los distintos servicios por parte de la sociedad, así como también el establecimiento de controles sanitarios y medioambientales que preserven el bienestar de los individuos en el marco del desarrollo de las actividades económicas.

Success factors to the usage of manpower and processes in an agency: the first one is utilization and the second one is responsibility.

A success factor is any knowledge, ability, trait, motive, attitude, fee, or different personal characteristic that is critical to carry out the process or role and that differentiates strong from superior performance.

SAP SuccessFactors is a cloud-primarily based SaaS (software program as a provider) platform, while SAP HCM is SAP's authentic on-premise HR solution. essentially, both solutions clear up the equal business problem: Human resource management.

SuccessFactors is an SAP product suite to provide a cloud-based total strategy to manipulate various HR capabilities along with business alignment, human overall performance, recruitment, and getting to know sports for all sizes of businesses in extra than 60 industries.

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Answer:

“making things better, by making better things”

Explanation:

hope it helps

mark me brainliest pls

Answer:

B adjustments in life roles

Explanation:

because if you have to adjust your life role or comfort zone to do something totally different it would mess up your timing and how you would do things

Adjustments in life roles are most often a cause for a change in career or lifestyle. Thus, option B is correct.

A life role is something that a person plays in his lifetime. here are eight life roles that a person follows. Those eight are:

If a person needs to fit in any of these eight careers or wants to move from one lifestyle to another, then they make too many changes in their lifestyle or even make a change in their career.

For example, if Tanya was a working woman and decides to get married, then that means that she will also be a spouse and a part of homemaker, and a worker too. Then she does need to make some changes to fit all of these new adjustments and changes in her life. Therefore, option B is the correct option. Therefore, option B is the correct option.

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The statement "an initial investment of $80 will return $40/year for three years at a discount rate of 30%, this investment is profitable" is false.

We want to determine whether this investment is profitable at a discount rate of 30%.

To do this, we need to calculate the present value of the investment. The present value is the amount of money that would need to be invested now to generate the same cash flows as the investment in the future.The formula for present value is:

PV = FV / (1 + r)n

where, PV = present value

FV = future value (in this case, $40)

n = number of years

r = discount rate

Using this formula, we can calculate the present value of the investment for each year:

Year 1: PV = $40 / (1 + 0.3)1 = $30.77

Year 2: PV = $40 / (1 + 0.3)2 = $23.67

Year 3: PV = $40 / (1 + 0.3)3 = $18.21

The total present value of the investment is the sum of these amounts:$30.77 + $23.67 + $18.21 = $72.65

Since the present value is less than the initial investment of $80, the investment is not profitable at a discount rate of 30%.

Therefore, the statement " an initial investment of $80 will return $40/year for three years at a discount rate of 30%, this investment is profitable" is false.

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Factors that need to be considered while determining an advertising budget are:

Type of media to be used and its frequency too. Frequency means how many times the advertisement will be shown over the media.

Market share of the product. It means to capture the highest number of customers in the market by making the product unique.

Life cycle stage of the product. It is the time that has been spent after the launch of the product. Suppose if the company is a new comer then the advertisement budget of the company must be high.

Competition and clutter. It is the number of competitors that any product or company can have. More the competitors more should be the advertisement budget.

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This relates to the dynamics between players, management, owners, and the distribution of profits in professional sports. It is a complex and subjective topic with varying perspectives. Here are some general points to consider:

Player Expectations: Based on their performance, skills, market value, and income they bring in for the team or league, players, particularly high-profile athletes, may have high expectations for their salary. Some contend that athletes need to receive equitable compensation for all of their contributions to the game, including their talent, commitment, and entertainment value for spectators.

Share of Management and Owners: In professional sports, management and team owners often exercise significant control and decision-making authority. They make significant investments in player pay, team operations, marketing, and infrastructure. They can contend that in order to cover these costs, take on these risks, and guarantee the long-term viability and expansion of the team or league, they ought to receive a larger cut of the earnings.

Distribution of Revenue: In professional sports, the distribution of revenue is influenced by a number of variables, including revenue streams (such as ticket sales, television rights, and sponsorships), collective bargaining agreements, pay ceilings, and revenue-sharing arrangements. These elements affect the compensation that players earn in comparison to management and owners.

Collective bargaining: To decide on issues like pay scales, benefits, and income sharing, player unions or organizations negotiate with management and owners. Finding a balance between player salary and the financial stability of teams and leagues is the goal of these collective bargaining procedures.

Future Implications: How players, management, and owners feel about profit sharing may have an impact on professional sports. Players may engage in contract disputes, strikes, or the investigation of alternative revenue streams if they feel their compensation is insufficient. If management and owners claim too large a share, it may affect player retention, talent acquisition, and overall league competitiveness.

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The cost of workers' compensation insurance for an employer depends on all of the following EXCEPT a.the amount of FICA, FUTA, and SUTA taxes due

So, the correct answer is A.

It depends on various factors, such as the number of employees, the company's accident history, and the riskiness of the jobs the employees perform.

However, it does not depend on the amount of FICA, FUTA, and SUTA taxes due, as these are separate federal and state taxes related to employee wages and unemployment insurance.

Workers' compensation insurance is designed to protect employees and provide coverage for medical expenses and lost wages in case of work-related injuries, and its cost is determined by factors directly associated with the risk and safety of the workplace

Hence, the answer of the question is A.

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The average sales person spends 50% of their time in face-to-face selling is true.

A sale is a deal that involves exchanging goods or services for money along with other factors. In other terms, a sale is any action that involves handing over ownership of a thing or commodity to the buyer in return for payment.

Simply put, a sales representative represents a company's brand and sells goods or services on its behalf. They oversee client connections and function as the main point of contact from the time a lead is first contacted until a sale is made.

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Hello there ☺️,

Please check the attached image of the answer.

By Benjemin ☺️

The number of start-ups in Birningham as a percentage of the start-ups in London is 8.51%.

Percentage is a measure of frequency. It is the fraction of an amount that is usually expressed as a number out of hundred. The sign used to represent percentages is %.

The number of start-ups in Birningham as a percentage of the start-ups in London = (17473 / 205320) x 100 = 8.51%

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Answer: correct option is A.

Explanation: A speculative risk can be defined as risk that is taken willingly either it results in profit or loss and the stocks involve in probability of gain and loss making it a speculative risk.

Stocks incur speculative risk. Therefore option A is correct.

A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.

Common stock and preferred stock are the two primary categories of stocks.

Owners of common stock are entitled to dividends and the right to vote at shareholder meetings.

Common stockholders often do not have voting rights, while preferred stockholders typically get dividend payments ahead of time and are given preference over common investors in the event of a firm bankruptcy and asset liquidation.

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The concept of reducing the number of job levels within an organization in order to gain flexibility in job assignments is called "delayering". Delayering involves removing hierarchical levels and flattening the organizational structure.

This can be done by eliminating middle management positions or consolidating job roles and responsibilities. Delayering aims to streamline decision-making processes, increase agility, and reduce bureaucracy within the organization. By reducing job levels, organizations can empower employees to take on broader roles and responsibilities, leading to increased flexibility and efficiency.

Delayering is the term used to describe the process of reducing job levels to enhance flexibility in job assignments within an organization.

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Answer:

Well, Personal skills refer to the inner abilities.  Examples of personal skills include the ability to communicate with others, Leadership skills, or Management skills.

Answer:

it's either a or c I believe

The schedule that any gains or losses from virtual currency would carry to is schedule D.

According to the question we are to discuss the type of schedule needed in case of any gains or losses from virtual currency .

As a result of this we can see that schedule D which is useful in reporting a capital gains and losses on  taxes as well as loss in cryptocurrency by buying and selling is the best schedule.

Therefore, schedule D serves as schedule that any gains or losses from virtual currency would carry to.

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Because many people invest in stocks simply because the odds are in their favor that over time, the market will go up and earn them money.

Answer:

To make profit

Answer:

1. Political instability

2. High cost of taxation

3. Insecurity

4. Changes in law and policy

Explanation:

1A. Political instability. The uncertainty regarding political decisions is one of the major threat to foreign investment in Nigeria. Where there are daily crises in terms of political events, such will scare away potential investors. Moreover, if government changes regulations guiding businesses or do not enforce such changes, it may cut down the returns that should ordinary be made by the investors hence discourage them from making further investment.

1B. High cost of taxation. Emerging economies such as Nigeria imposes too many taxes on local and foreign investors who have their companies situated there. For instance, the federal government through Federal lnland Revenue services is saddled with the responsibility of collecting various types of taxes such as company income tax, withholding taxes etc. Moreover, state governments also levy taxes on these companies for situating and carrying out business transactions in their state.

1C. Insecurity. The prevalence insecurity in the North East discourages investors from investing in Nigeria. The country has to grapple with the daily threat posed by these terrorist. Again, the activities of these terrorist group including the dreaded bandits and local militants have claimed and destroyed lots of lives and properties over the years. Due to their constant and continuous activities, Nigeria has been included among terrorist nations hence scares investors away from coming to invest in the country because no one would want his or her investments to be destroyed.

1D. Changes in law and policy. Emerging countries such as Nigeria is used to changing laws regulating businesses constantly. Most of these changes come through variation of existing contracts such as using executive powers(circulars, administrative orders,directives etc). The continuous changes in law and policy is capable of discouraging investors from investing in the country.

2. If I have the resources to change any of the above, I would change political instability. The reason is that a country that is not stable politically cannot attract foreign investment. I would try as much possible to bring together all the political players in the country by asking them to ignore their political differences hence work towards common good of the country.

One advantage of a certificate of deposit (CD) is its relatively low risk compared to other investments, providing a secure and guaranteed return on the deposited amount.

Investments refer to the allocation of funds or resources with the expectation of generating returns or profits over time. They can take various forms, including stocks, bonds, real estate, mutual funds, commodities, and more. Investing allows individuals and businesses to grow their wealth, preserve capital, and achieve financial goals. Investments also provide opportunities for diversification, income generation, and potential capital appreciation. However, investments inherently carry risks, including the possibility of losses. Proper research, risk assessment, and a well-balanced portfolio are essential for successful investing.

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Since Eloise is working to determine its human resource needs for the next five years, her first course of action is: assessing the future labor supply.

Human resources management (HRM) can be defined as an art that involves effectively and efficiently managing, controlling and improving the functions, number of employees or workers, activities that are being used by an organization.

This ultimately implies that, human resources managers are saddled with the responsibility of recruiting, managing and improving the welfare and working conditions of the employees working in an organization because they are the most important asset of any organization.

In conclusion, Eloise's first course of action is assessing the future labor supply for her organization.

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Complete Question:

Eloise, the director of human resources at her organization, is working to determine its human resource needs for the next five years. Eloise's first course of action is?

Planning , using a five step process.

Answer:

the task is more intellectual and personal.

Explanation:

Factors of production can be defined as the fundamental building blocks used by individuals or business firms for the manufacturing of finished goods and services in order to meet the unending needs and requirements of their customers.

In Economics, there are four (4) main factors of production and these are;

I. Land.

II. Labor (working).

III. Capital resources.

IV. Entrepreneurship.

When these aforementioned factors of production are combined effectively and efficiently, they can be used for the manufacturing or production of goods and services to meet the unending requirements or needs of the consumers.

Generally, the level of productivity of a business firm or an organization would increase when the inputs such as capital, raw materials, labour, etc., decreases while output such as finished products remain the same.

However, it would be quite difficult for a business firm or an organization to experience increases in its level of productivity (output) if the task required to be executed is more personal and requires the use of intellect, knowledge and skills.

Globalization is the trend of cross-border buying and selling, integrating economies and societies worldwide. Option B

Globalization refers to the process of increasing interconnectedness and integration of economies, societies, and cultures across the world. It is characterized by the growing flow of goods, services, capital, technology, and information across national boundaries.

Globalization has been facilitated by advancements in transportation, communication, and technology, which have made it easier for businesses and individuals to engage in cross-border transactions.

Globalization has led to the emergence of a global marketplace where goods and services are produced and consumed on a global scale.

It has expanded international trade and investment, allowing companies to access larger markets and tap into resources and labor from different countries. Global supply chains have become more complex, with components and production processes taking place in multiple countries.

Furthermore, globalization has facilitated the exchange of ideas, knowledge, and cultural influences among different nations. It has led to increased cultural diversity and the spread of information and communication technologies, enabling people to connect and interact across borders.

In summary, globalization is the trend of increasing economic, social, and cultural interconnectedness among nations, characterized by the cross-border flow of goods, services, capital, and information. So OptioN B is correct.

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The statement "You never listen to me!" is an example of the overgeneralization fallacy. The correct option is b.

Overgeneralization occurs when a person draws a broad conclusion based on limited evidence or a single event. In this case, the speaker is making a sweeping judgment about the other person's listening behavior based on a few instances where they may not have listened.

This statement assumes that the other person never listens to the speaker, which is an extreme and unfounded conclusion.

Overgeneralization can be a problematic fallacy because it can lead to misunderstandings and miscommunication.

It can also damage relationships by causing one person to feel unfairly criticized or attacked. In this case, the overgeneralization may make the other person defensive or dismissive of the speaker's concerns.

To avoid overgeneralization, it's important to gather more evidence before making a conclusion or judgment.

Rather than assuming the other person never listens, the speaker could try to identify specific instances where they felt unheard and discuss those examples with the other person.

By focusing on specific behaviors and events, the speaker can avoid making sweeping judgments and instead work towards resolving the specific issue at hand. Therefore, the correct option is b.

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The most important claim about Karl Marx would be the theorizing that capitalists would try to get more work from people for less pay.

He was a German philosopher who developed the foundations of communism, a system that criticized capitalism and its doctrines. His most prominent theories are about the transition to communism, the class struggle, the Marxist theory of ideology and surplus value.

Therefore, the correct option for the question refers to surplus value, which was defined for Karl Marx as the difference between the value of the work produced by employees and their salary paid. For him, the surplus value is the work produced and not paid, being a condition of exploration of the capitalist system.

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Organisational development (OD) interventions are structured programmes designed to solve a problem, thus enabling an organisation to achieve its goal. The FOUR types of OD interventions are intergroup development, process consultation, team-building and survey feedback.

They have a significant relationship with organisational culture, climate, and development. Here's how each intervention relates to these terms:

1. Intergroup developmentIntergroup development Organisational development intervention brings together members of different departments or divisions to work on common goals and resolve interdepartmental conflicts.

This intervention creates a positive organisational climate and helps in breaking down the barriers that impede open communication between members of different groups. Intergroup development intervention is well suited for changing the organisational culture to enhance cooperation and collaboration among different teams.

2. Process consultation: Process consultation OD intervention involves an external consultant helping an organisation to diagnose the organisational problems and work out a suitable solution. This intervention is a good fit for organisations that lack internal resources for problem-solving. Process consultation can be used to change the organisational culture and enhance its development by strengthening internal problem-solving capacity.

3. Team-buildingTeam building OD intervention brings together members of a team to create a shared understanding of team goals and work together to improve teamwork. This intervention helps in creating a positive organisational climate that promotes open communication, collaboration and a sense of community among team members. Team building can be used to change the organisational culture by fostering a culture of teamwork, which is essential for organisational development.

4. Survey feedback: Survey feedback OD intervention involves collecting data from members of an organisation and using the data to identify areas of strengths and weaknesses. This intervention helps in creating a positive organisational climate by providing employees with the opportunity to express their opinions.

Survey feedback can be used to change the organisational culture by identifying areas that need improvement and creating a culture of continuous improvement that fosters organisational development.

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Answer:

A common rule of thumb for budgeting for charitable donations uses the concept of the 50/30/20 split for your budget. The other portion is for your wants: About 30 percent of your budget goes into this category, which might include vacations, gifts, or date nights.

Answer:

Results are below.

Explanation:

Giving the following information:

Present value(PV)= $7,000

Number of periods (n)= 4 years

Interest rate (i)= 8% annually

To calculate the future value of the investment, we need to use the following formula:

FV= PV*(1 + i)^n

FV= 7,000*(1.08^4)

FV= $9,523.42

Now, the interest earned:

Interest earned= FV - PV

Interest earned= 9,523.42 - 7,000

Interest earned= $2,523.42