suppose you have taken out a $125,000 fully-amortizing fixed rate mortgage loan that has a term of 15 years and an interest rate of 6%. after your first mortgage payment, how much of the original loan balance is remaining?
Answers
Following your initial mortgage payment $124570.18 of the initial loan sum is still owed.
What do mortgage payments entail?The standard four dimensions of such a mortgage payment were interest, interest, taxation, and insurance. The primary component is the sum that is subtracted from your remaining loan balance. Interest is a cost of borrowing money. the amount of interest determined by the balance of your loan and the interest rate.
Do you make monthly mortgage payments?When you get a mortgage to buy or renovate a property, you borrow money. You make a consistent monthly payment against this loan. With every transaction you make, a piece of the principal balance and a piece of the interest will be paid off.
Briefing:PV =$125000
t=15 years
r=6% monthly,
PMT=PV*(r/n)/(1-(1+r/n)^∧ (-n^* t))
=125000^⋆ (0.06/12)/(1-(1+0.06/12)^∧ (-12^⋆ 15))
PMT =$1054.82
Loan balance *(r/n)=125000*(0.06/12)
=$625
first payment = monthly payment - interest portion
= 1054.82-625
= $429.82
loan remaining = loan amount - principal payment
=125000-429.82
=$124570.18
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Related Questions
Eliza Conner owns a small clothing boutique. Eliza uses her personal checking account for both business and personal needs. How would you convince Eliza that she should open a separate
bank account for her business?
Answers
Answer:
1. It will cause them confusion throughout the tax calculating process.
2. Using a single account will make it difficult to keep payroll records.
3. Keep track of your personal expenses and earnings.
Explanation:
1. It is preferable to establish a separate account to separate the firm's actual income and expenses.
2. Payroll expenses are indistinguishable from personal expenses.
3. This allows you to cross-check bank and hand-made documents for income and expenses. Because cash transactions may not be recorded in the bank account, the entrepreneur should preserve receipts in order to compute revenue and expenses, which may result in erroneous financial statements.
Why is it important for people to be careful to manage their debts?
Answers
Answer:
A debt management company can help by analysing your situation and giving you good advice on the best debt solution to suit your needs. A debt consolidation loan may also be a good way of arranging your debt and making it easier to pay back
Explanation:
Hope this helped Mark BRAINLIEST!!!
in general, the threat of substitutes is heightened because the internet lowers switching costs. lowers barriers to entry. introduces new ways to accomplish the same task. increases output per unit of cost.
Answers
The threat of substitutes is heightened because the internet lowers switching costs, lowers barriers to entry, introduces new ways to accomplish the same task, and increases output per unit of cost.
The internet has made it easier for consumers to find and switch to substitute products and services, thereby increasing competition and putting pressure on companies to innovate and lower their prices.
The internet has also made it easier for new entrants to enter the market and offer substitute products, further increasing the threat of substitutes. Additionally, the internet has introduced new and more efficient ways to accomplish many tasks, making it easier for consumers to find substitutes.
Finally, the internet has increased the efficiency and output per unit of cost of many products and services, making it easier for consumers to switch to substitute products that offer similar benefits at a lower cost.
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Your gross income is 10,000 a month before taxes, and income taxes are estimated at a rate of 20%. In addition, your debt is $2,000 per month. What is your monthly personal debt ratio.
A. 85%
B. 25%
C. 40%
D. 30%
I’m in between B and C because if you take away the 20% for taxes, you get 8,000 and 2000/8000 is 25%, BUT 2000 is 20% of 10000 and plus the 20% for taxes is 40%. What do I do?
Answers
Answer:
c because isnt 2000=20% of 10000 so 40%
Explanation:
Production Budget
Pasadena Candle Inc. projected sales of 85,000 candles for the year. The estimated January 1 inventory is 4,300 units, and the desired December 31 inventory is 9,000 units.
Prepare a production budget report for Pasadena Candle Inc.
Answers
To prepare a production budget report for Pasadena Candle Inc., we need to determine the number of units that need to be produced each month in order to meet the projected sales and desired ending inventory.
1. Calculate the total units needed for the year:
Projected Sales + Desired Ending Inventory - Beginning Inventory
85,000 + 9,000 - 4,300 = 89,700 units
2. Determine the monthly production needed:
Total Units Needed / Number of Months
89,700 / 12 = 7,475 units per month
3. Create a production budget report:
Month | Units to Produce
January | 7,475
February | 7,475
March | 7,475
...
December | 7,475
In the production budget report, each month will have the same number of units to produce, which is 7,475 units. This ensures that the projected sales and desired ending inventory are met for the year.
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kaylee is so afraid of snakes that she avoids most outdoor activities and even refuses to spend time in her own backyard alone. kaylee appears to suffer from:
Answers
Based on the described scenario, it is most likely that Kaylee is suffering from specific phobia.
What is a Phobia?This refers to the fear of something that is sometimes irrational and causes weird behavior and is diagnosed to be a psychological problem.
Hence, we can see that based on the fact that Kaylee is scared of snakes and as a result, avoids outdoor activities, and does not even spend time alone in the backyard, she likely suffers from a specific phobia.
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which best describes the goal of playing Budget challenge?
Answers
Budget Challenge uses hands-on learning, the cornerstone of CTE, to get around the limits of the traditional classroom. This implies that Budget Challenge emphasizes learning through experience and teaches students how to manage their finances as young adults.
What is Budget Challenge?Budget Challenge is a ten-week financial simulation that allows pupils to handle money in a manner akin to that of an autonomous young adult.
The 10-week real-world simulation that makes up Budget Challenge is combined with educational material that will better equip you to manage your money both now and as an independent adult. It is your responsibility to oversee the accounts of a normal autonomous young adult while working towards six key financial objectives.
Therefore, Budget Challenge emphasizes learning through experience and teaches students how to manage their finances as young adults.
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Who's copping the candy axe?
Answers
Answer:
not me
Explanation:
Answer:
I dont understand the question but i have it
please solve it ASAP
On Dec. 31, 2020, ABC Corp issued 4-year, 7% bonds with
$2,000,000 as par value. ABC Corp. received $2,240,000 in cash. The
bond interest is paid semiannually
on June 30 and Decem
Answers
Bond specifications sometimes include the conditions for the borrower's payments of variable or fixed interest, as well as the deadline by which the principle of the loan is anticipated to be paid to the bond owner.
On December 31, 2020, ABC Corp issued 7%, 4-year notes having a face value of $2,000,000. $2,240,000 was given to ABC Corp in cash. Bond interest is paid on June 30 and December 31 of each year.
The bond's par value is $2,000,000, and its interest rate is 7%. Semi-annual indicates that the bond interest is paid twice a year on June 30 and December 31.
We may use the following formula to get the bond interest payment for each period:
Bond interest payments are calculated as follows: Par Value = $2 million Coupon Rate = 7% / 2 = 3.5 percent Duration: six months
Bond Interest Payment is equal to $2,000,000 times 3.5% times 6/12, or $35,000.
Consequently, each period's bond interest payment is $35,000 per bond.
Bonds are a type of fixed-income investment that resemble loans made by investors to borrowers, who are frequently governments or enterprises. The conditions of a loan and the associated payments are laid out in a contract, which is comparable to a bond.
Companies, municipalities, cities, states, and other sovereign governments utilize bonds to finance their projects and day-to-day business operations. Investors in bonds are the issuer's creditors or borrowers.
Bond specifications sometimes include the conditions for the borrower's payments of variable or fixed interest, as well as the deadline by which the principle of the loan is anticipated to be paid to the bond owner.
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A budget that is prepared with the full cooperation of managers at all levels is a self-imposed or _____.
Answers
A self-imposed or participatory budget is one that is created with the full support of all management, regardless of their position.
What exactly does participatory budgeting mean?In a budgeting procedure called participatory budgeting, those in lower levels of management take part in the creation of the budget.
What benefits can participatory budgeting provide?Organizations can give their workforce a sense of ownership and influence by using the effective budgeting technique known as participatory budgeting. By better understanding the financial requirements of their divisions, firms can introduce this technique to reduce loss.
Participatory budgeting is used by who?When upper and lower level management work in perfect harmony, participatory budgeting is effective. It goes without saying that top-level managers have relatively little knowledge of the organizational expenditures and expenses incurred by departments.
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10.3 The following transactions are to be entered up in the ledger for June. Balance off all accounts and extract a trial balance as at 30 June 2018. 2018 June 1 June 2 June 3 June 4 June 5 June 7 June 9 June 11 June 13 June 15 June 19 June 20 June 21 June 23 June 25 June 26 June 27 June 28 June 29 June 30 Started business with $6,000 in the bank and $500 cash in hand. Bought $2,500 goods on credit from C. Jones. Credit sales: H, Henry, $660; N. Neita, $250, P Pitter, $43. Goods bought for cash, $230. Bought motor van paying by cheque, $2,560. Paid motor expenses by cheque, $72. Credit sales: B. Barnes, $240; K. Lyn, $260; M. Moore, $650 Goods bought on credit: C. Jones, $240, N. Moss, $62; O. Hue, $460. Goods returned by us to C. Jones, $25. Paid motor expenses by cash, $50. Goods returned to us by N. Neita, $110. Cash taken for own use [drawings), $100. Paid the following by cheque: N. Moss, $62; 0. Hue, $460. H. Henry paid us in cash, $660. P Pitter paid us by cheque, $43. Cash sales, $340. Cash taken for own use, $124. Goods returned by us to C. Jones, $42. Paid for postage stamps by cash, $24. Credit sales: N. Nieta, $143; M. Edgar, $67; K. Lyn, $245.
Answers
Answer:
Explanation:
June 1:
Bank Account: +$6,000
Cash Account: +$500
Capital Account: +$6,500
June 2:
Purchases Account: +$2,500
Accounts Payable (C. Jones): +$2,500
June 3:
Accounts Receivable (H. Henry): +$660
Sales Account: +$660
June 4:
Accounts Receivable (N. Neita): +$250
Sales Account: +$250
June 5:
Accounts Receivable (P. Pitter): +$43
Sales Account: +$43
June 7:
Cash Account: -$230
Purchases Account: +$230
June 9:
Motor Van: +$2,560
Bank Account: -$2,560
June 11:
Motor Expenses Account: +$72
Bank Account: -$72
June 13:
Accounts Receivable (B. Barnes): +$240
Sales Account: +$240
June 13:
Accounts Receivable (K. Lyn): +$260
Sales Account: +$260
June 13:
Accounts Receivable (M. Moore): +$650
Sales Account: +$650
June 15:
Purchases Account: +$240
Accounts Payable (C. Jones): +$240
June 15:
Purchases Account: +$62
Accounts Payable (N. Moss): +$62
June 15:
Purchases Account: +$460
Accounts Payable (O. Hue): +$460
June 17:
Purchases Returns and Allowances Account: +$25
Accounts Payable (C. Jones): -$25
June 19:
Motor Expenses Account: -$50
Cash Account: -$50
June 20:
Accounts Receivable (N. Neita): -$110
Sales Returns and Allowances Account: +$110
June 20:
Drawings Account: -$100
Cash Account: -$100
June 21:
Accounts Payable (N. Moss): -$62
Cash Account: -$62
June 21:
Accounts Payable (O. Hue): -$460
Cash Account: -$460
June 23:
Cash Account: +$660
Accounts Receivable (H. Henry): -$660
June 23:
Cash Account: +$43
Accounts Receivable (P. Pitter): -$43
June 25:
Cash Account: +$340
Sales Account: +$340
June 25:
Drawings Account: -$124
Cash Account: -$124
June 26:
Purchases Returns and Allowances Account: +$42
Accounts Payable (C. Jones): -$42
June 27:
Postage Stamps Account: +$24
A company is considering two mutually exclusive expansion plans. Plan A requires a $40 million expenditure on a large-scale integrated plant that would provide expected cash flows of $6.39 million per year for 20 years. Plan B requires a $12 million expenditure to build a somewhat less efficient, more labor-intensive plant with an expected cash flow of $2.69 million per year for 20 years. The firm's WACC is 11%. The data has been collected in the Microsoft Excel Online file below. Open the spreadsheet and perform the required analysis to answer the questions below. Open spreadsheet Calculate each project's NPV. Round your answers to two decimal places. Do not round your intermediate calculations. Enter your answers in millions. For example, an answer of $10,550,000 should be entered as 10.55. Plan A: $ 10.89 million Plan B: $ 9.42 million Calculate each project's IRR. Round your answer to two decimal places. Plan A: 15 % Plan B: 22 % By graphing the NPV profiles for Plan A and Plan B, approximate the crossover rate to the nearest percent. 11.79 % Calculate the crossover rate where the two projects' NPVs are equal. Round your answer to two decimal places. % Why is NPV better than IRR for making capital budgeting decisions that add to shareholder value? The input in the box below will not be graded, but may be reviewed and considered by your instructor.
Answers
NPV (Net Present Value) is a better criterion than IRR (Internal Rate of Return) for making capital budgeting decisions that add to shareholder value because NPV considers the time value of money and provides a more accurate measure of the project's profitability.
NPV takes into account the cash flows generated by the project over time and discounts them to their present value using the firm's weighted average cost of capital (WACC). By considering the timing and risk associated with each cash flow, NPV provides a clear measure of the project's value in monetary terms. Positive NPV indicates that the project is expected to generate more value than its cost, contributing to shareholder wealth.
On the other hand, IRR focuses on the rate of return that makes the project's cash inflows equal to its cash outflows, without considering the absolute value or timing of the cash flows. IRR can be misleading in situations where cash flows change sign multiple times or when comparing projects with significantly different cash flow patterns. It may result in multiple IRRs or even no IRR at all.
Therefore, NPV is preferred because it accounts for the time value of money, considers the entire cash flow profile of the project, and provides a more accurate measure of the project's impact on shareholder value.
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Your grandfather tells you that he earned $7,000/year in his first job in 1961. You earn $35,000/year in your first job in 2018. You know that average prices have risen steadily since 1961. You earn.
Answers
your grandfather's earnings in 1961 were adjusted for inflation to the purchasing power of 2018, it would be approximately $56,000.To compare your earnings with your grandfather's, we need to adjust his salary for inflation. We can use the Consumer Price Index (CPI) as a measure of inflation. The CPI tracks the average change in prices of a basket of goods and services over time.
In 1961, the CPI was significantly lower than it is in 2018. Let's say the CPI in 1961 was 30, and in 2018, it was 240. To adjust your grandfather's earnings for inflation, we can use the following formula:
Adjusted earnings = (Grandfather's earnings) * (CPI in the current year) / (CPI in the base year)
Using this formula, we can calculate the adjusted earnings for your grandfather in 2018:
Adjusted earnings = $7,000 * 240 / 30 = $56,000
This means that if your grandfather's earnings in 1961 were adjusted for inflation to the purchasing power of 2018, it would be approximately $56,000.
Comparing this to your earnings of $35,000, it is evident that you earn less than what your grandfather would have earned in his first job when adjusting for inflation. However, it's important to consider other factors such as the cost of living, economic conditions, and job market differences between 1961 and 2018.
In conclusion, while you earn less in absolute terms compared to your grandfather, when adjusted for inflation, your grandfather's earning power in 1961 would be higher than yours in 2018. However, it's crucial to consider various factors and the context surrounding earning power in different time periods.
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what is a set of concepts and policies for managing it infrastructure, development, and operations? the information is published in a series of books, each covering a separate it management topic.
Answers
A set of concepts and policies for managing it infrastructure, development, and operations is: IT Infrastructure Library (ITIL).
What is IT Infrastructure Library?IT Infrastructure Library can be defined as the approach that help to showcase how to effectively and efficiently deliver IT services smoothly.
The main objective of IT infrastructural is to plan and maintain the IT Lifecyle and to effectively manage IT infrastructure, development as well operations.
Therefore the correct option is B.
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The correct question is:
What is a set of concepts and policies for managing IT infrastructure, development, and operations?
A. ISO 27002
B. Control Objectives for Information and related Technology (COBIT)
C. IT Infrastructure Library (ITIL)
D. NIST Cybersecurity Framework (CSF
Years ago, American Express created the Gold Card for affluent customers. In response to recent declines, AmEx has decided to enhance the benefits of having a Gold Card by increasing the rewards and offering personalized services. This is an example of:
Answers
Based on the given scenario with Amex enhancing the benefits of having a Gold Card, this is an example of invention.
What is Invention?This refers to the creation of new things with the aim of making a process easier that has not been done before.
Hence, we can see that based on the changes made by American Express in their Gold Card for their affluent customers and the increased benefits, this is an example of an invention.
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You are considering buying a share of stock in a firm that has the following two possible payoffs with the corresponding probability of occurring. The stock has a purchase price of $15.00. You forecast that there is a 40% chance that the stock will sell for $30.00 at the end of one year. The alternative expectation is that there is a 60% chance that the stock will sell for $10.00 at the end of one year. What is the expected percentage one−year return on this stock, and what is the return standard deviation?
Answers
Answer and Explanation:
The computation is shown below;
Purchase price = $15.00
Forecasted price of $30.00 with probability of 40%:
Now
Rate of Return = (Selling Price - Purchase Price) ÷ Purchase Price
= ($30.00 - $15.00) ÷ $15.00
= 100.00%
And,
Forecasted price of $10.00 with probability of 60%:
Now
Rate of Return = (Selling Price - Purchase Price) ÷ Purchase Price
= ($10.00 - $15.00) ÷ $15.00
= -33.33%
Now
Expected Return = 0.40 × 1.0000 + 0.60 × (-0.3333)
= 0.20 or 20.00%
and,
Variance = 0.40 ×(1.00 - 0.200)^2 + 0.60 × (-0.3333 - 0.200)^2
= 0.426645
Finally
Standard Deviation = (0.426645)^(1 ÷ 2)
= 0.6532 or 65.32%
It's very urgent
which of the following statements about corporation is true
1) they are more common then partnerships in the U.S.
2) they are the most inexpensive form of business to start.
3) they are very easy to start
4) all business debts are the personal responsibility of the owners
Answers
Answer: While not usual they can be held responsible for all business debts.
Explanation: If you pledge a asset as a collateral a creditor may be able to take said asset and sell it.
Which of the following is an example of a company that primarily provides a service
Answers
Answer:
Explanation:
chain retailers' distributors, selling to organizations.
Cutter enterprises purchased equipment for $72,000 on january 1, 2021. the equipment is expected to have a five-year life and a residual value of $6,000. using the double-declining-balance method, the book value at december 31, 2022, would be: ___.
Answers
The book value at December 31, 2022, would be $23,040.
What would be the remaining value of the equipment by the end of 2022?Using the double-declining-balance method, the book value of an asset is calculated by applying a depreciation rate that is twice the straight-line rate.
In this case, the equipment was purchased for $72,000 with a five-year life and a residual value of $6,000.
To calculate the annual depreciation, we first determine the depreciation rate, which is 1/5 or 20% (100% divided by the asset's useful life).
Since we are using the double-declining-balance method, we multiply the depreciation rate by 2, resulting in 40%.
In the first year, the depreciation expense would be $72,000 (purchase cost) multiplied by 40%, equaling $28,800. The accumulated depreciation at the end of the first year would be $28,800.
In the second year, we apply the same depreciation rate (40%) to the remaining book value after the first year, which is $72,000 - $28,800 = $43,200.
The depreciation expense for the second year would be $43,200 multiplied by 40%, equaling $17,280. The accumulated depreciation at the end of the second year would be $28,800 + $17,280 = $46,080.
The book value at December 31, 2022, is calculated by subtracting the accumulated depreciation from the original cost of the equipment: $72,000 - $46,080 = $23,040.
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Linkedin is introducing chatbots that conduct tasks such as comparing the calendars of people participating in meetings and suggesting meeting times and places. Group of answer choices true false
Answers
" Linkedin is introducing chatbots that conduct tasks such as comparing the calendars of people participating in meetings and suggesting meeting times and places." This statement is False.
LinkedIn is an American business and employment-orientated on-line service that operates via websites and cellular apps. released on may additionally five, 2003, the platform is mostly used for professional networking and career improvement, and permits activity seekers to put up their CVs and employers to put up jobs.
LinkedIn is the arena's largest expert community on the net. you could use LinkedIn to discover the proper job or internship, join and beef up professional relationships, and examine the talents you need to reach your career.On a weekly foundation, five,00,000 energetic jobs and greater than 50,000 talents are brought to their profiles by way of participants to show off their proficiencies to prospective customers, fellow experts, or potential employers. This meteoric rise in LinkedIn's reputation is likewise meditated in its bottom line.
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When customers look beyond their personal knowledge and experience to help them in buying something, they are engaging in: o ritual consumption o external information search. o cognitive dissonance o business-to-business marketing o self-actalization
Answers
when the consumers want to buy something but don't have any knowledge regarding the product, they opt for different external sources. the different sources like advertisements, internet search, etc., helps to provide the consumer with relevant information to make a purchase. this is known as external information search.
External information search refers to the process of seeking out information from sources outside of oneself to make informed purchasing decisions.
When customers look beyond their personal knowledge and experience to help them in buying something, they are engaging in external information search. This refers to the process of seeking out information from sources outside of oneself to gather relevant knowledge and make informed purchasing decisions.
For example, a customer might read product reviews, compare prices, or ask friends for recommendations before making a purchase.
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at which stage in the product life cycle are discounts and coupons offered
Answers
Discounts and coupons are typically offered during the maturity stage of the product life cycle to maintain market share and stimulate demand.
Discounts and coupons are commonly employed during the maturity stage of the product life cycle. This stage occurs after the initial growth phase, when the product has achieved widespread market acceptance and competition intensifies.
At this point, market saturation and customer familiarity with the product necessitate strategies to sustain market share and stimulate demand. Discounts and coupons are effective promotional tools used by businesses to attract price-sensitive customers, encourage repeat purchases, and differentiate their offerings from competitors. By offering discounts or coupons, companies can create a sense of urgency, drive sales, and maintain customer loyalty.
These strategies are particularly valuable in mature markets where product differentiation becomes challenging, and price becomes a significant factor in consumer decision-making.
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Sam Tuckerton sells for Fair Designs, Inc. He is on a 4. 5% straight commission with a $1,800 drawing account. If he is paid the draw at the beginning of the month and then sells $125,000 during the month, how much commission is owed to Sam?
Answers
$5,625 will be the commission owed to Sam at on a 4. 5% straight commission with a $1,800 drawing account.
Sam's commission is calculated based on his sales for the month. Since he is on a straight commission of 4.5%, his commission can be calculated by multiplying his sales by 4.5%.
First, let's calculate Sam's draw:
$1,800
Next, let's calculate his total commissionable sales for the month:
$125,000
Now, let's calculate his commission on his sales:
Commission = Commission rate x Sales
Commission = 0.045 x $125,000
Commission = $5,625
An account is a record of financial transactions between parties. It can be used to track assets, liabilities, income, expenses, and equity. Accounts can be kept manually or using accounting software. Properly maintained accounts are important for accurate financial reporting, tax compliance, and making informed business decisions.
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What does the functional organizational structure organize employees by?
Select one:
a. specialty
b. product
c. profit
d. age
Answers
Answer:
D
Explanation:
I hope this is correct and have a great day
Ed decided he had to say something. He thought about saying, "barry, you’re ruining my life with all the work assignments. " instead, he said, "barry, lately i’ve felt overworked and wondered if we could talk about my work assignments. " what principle of holding a difficult conversation is most at play here?.
Answers
The solution is remaining composed and blocking out noise. Instead of reacting quickly and telling Barry that he was wrecking his life, Ed remained composed and talked to him about his tasks.
Explanation
Barry and Ed had been coworkers for more than five years. They actually regarded one another as close friends.
But recently, there has been tension in their relationship. Ed felt that Barry was assigning him too much work without providing any genuine incentives or rewards. As a result, Ed had frequently canceled family commitments in order to complete the task. Barry, on the other hand, couldn't fathom Ed's recent icy treatment of him.
Ed finally made the decision that he had to speak up. Barry, you're killing my life with all these job assignments, he considered saying. The alternative was, "Barry, I've feeling overworked lately and wondering if we might talk about my work duties."
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TRUE/FALSE. the rules of international trade require that all nations impose the same consumer safety standards.
Answers
False. The rules of international trade do not require that all nations impose the same consumer safety standards. However, some international agreements, such as the World Trade Organization's Agreement on Technical Barriers to Trade, aim to promote transparency and non-discrimination in the application of technical regulations, standards, and conformity assessment procedures.
This means that while countries are not required to have the same safety standards, they are expected to ensure that their regulations do not discriminate against imported goods or create unnecessary barriers to trade. Ultimately, it is up to individual countries to determine their own consumer safety standards based on their unique needs and circumstances.
False. The rules of international trade do not require that all nations impose the same consumer safety standards. Different countries have their own safety regulations and standards that may vary significantly. However, international organizations like the World Trade Organization (WTO) work to promote fair trade and encourage countries to adopt similar safety standards to facilitate trade and protect consumers.
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The activity that involves creating, communicating, delivering, and exchanging offerings that have value for customers, clients, partners, and society at large is called.
Answers
Answer:
marketing
Explanation:
the activity, set of institutions, and processes for creating, communicating, delivering, and exchanging offerings that have value for customers, clients, partners, and society at large. ”
In general Accounts are split into Personal Accounts and ImpersonalAccounts
True
False
Answers
Answer:
True.
Explanation:
Financial accounting is an accounting technique used for analyzing, summarizing and reporting of financial transactions like sales costs, purchase costs, payables and receivables of an organization using standard financial guidelines such as Generally Accepted Accounting Principles (GAAP) and financial accounting standards board (FASB).
Thus, it is a field of accounting involving specific processes such as recording, summarizing, analysis and reporting of financial transactions with respect to business operations over a specific period of time. Financial experts or accountant uses either the cash basis or accrual basis of accounting.
An account can be defined as a formal and individual record of the financial transactions of a person, business firm, goods, assets, liability, etc.
All the transactions with respect to a particular item such as income, expenses, assets, liability, etc., are recorded in its account.
In general, accounts are split or divided into two main categories and these includes;
I. Personal Accounts
II. Impersonal Accounts.
What is the first business decision entrepreneurs typically make?
Question 26 options:
what kind of staff to hire
what kind of fixed expenses to trim
what kind of business type to set up
what kind of customer is their target market
Answers
The first business decision that entrepreneurs typically make is what kind of business type to set up that is option C is correct.
Entrepreneur is a person who is full of new and innovative ideas and rather than working for someone or doing a job they decide to use their ideas to setup their own business. They usually have the complete knowledge of how to deal with the market and how to setup a complete business. They make all their moves and choices by analyzing all the aspects of the market.
In order to start a business an Entrepreneur has to first decide the type of business he/she has to setup. After this they estimate the overall resources to be used and also the expenses. They also decide that what type of customer will be their target and at last the staff they will hire.
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An impairment loss is recorded when:
Fair value exceeds book value
Book value exceeds fair value
Estimated future cash flows exceed book value
Book value exceeds estimated future cash flows
Answers
An impairment loss is recorded when Book value exceeds the recoverable amount. The recoverable amount is the higher of fair value less costs of disposal and the value in use.
Book value is the carrying amount of the asset on the balance sheet, while the recoverable amount is the amount that can be recovered by selling or using the asset.
If the book value of an asset exceeds its recoverable amount, then the asset is considered impaired, and the company must record an impairment loss.
Therefore, the answer is D) Book value exceeds estimated future cash flows.
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