If the canola prices turn out to be $507.25 per ton at expiration, you would incur a loss of $491 per contract.
To calculate the profit or loss, we need to determine the difference between the purchase price and the expiration price, and then multiply it by the number of tons in the contract.
Purchase price: $531.80 per ton
Expiration price: $507.25 per ton
Difference: $531.80 - $507.25 = $24.55 per ton
Number of ton in the contract: 20 ton
Profit or loss: $24.55 per ton * 20 ton = $491 per contract
Since the difference is negative ($531.80 - $507.25 = -$24.55), indicating a loss, we need to consider it as a positive value when calculating profit or loss. Therefore, the profit or loss would be $491.
If the canola prices turn out to be $507.25 per ton at expiration, you would incur a loss of $491 per contract.
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Which statement best defines tuition?
Tuition is federal money awarded to a student.
Tuition is aid given to a student by an institution.
Tuition is money borrowed to pay for an education.
Tuition is the price of attending classes at a school.
Answer:
D
Explanation:
Edge 2021
The statement that best describes tuition is the price of attending classes at a school.
What is tuition?Tuition is the payment made by a student for instruction or lessons received at a college or university. The tuition payed by a student depends on:
the complexity of the course: the more complex the course is, the higher tuition would be.the duration of the course: the longer the course is, the higher tuition would be.To learn more about tuition, please check: https://brainly.com/question/16882987
Which term refers to the knowledge and skills needed to accomplish business tasks, approach business problems, and get a job done?.
Based on the question above, the correct answer is competence
The term is competence. It is the skill required to be successful in any job or job role.
CompetenceIt refers to the knowledge and skills needed to exhibit business tasks, tackle business problems, and get a job done.In conclusion, we can conclude that the correct answer is competence.
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Real Estate Question
A buyer is purchasing a property for $500,000. He has a down payment of $50,000 and is financing the rest. What's the amount of the loan origination fee if the lender charges one-and-a-half points? Please explain your work as well.
Answer Choices:
$5,000
$6,750
$750
$7,500
Answer:
Amount of the loan origination fee = $7,500
Explanation:
Given:
Purchase cost of house = $500,000
Down payment cost = $50,000
Lender charges point = 1.5 points[%]
Find:
Amount of the loan origination fee
Computation:
Amount of the loan origination fee = Purchase cost of house x Lender charges point
Amount of the loan origination fee = 500,000 x 1.5%
Amount of the loan origination fee = $7,500
Why use a credit union rather than a bank?
Credit unions should be used rather than a bank because credit unions return its profits to their members in the form of cheaper fees, higher savings rates, and lower interest rates on loans.
According to the Credit Union National Association, 130 million Americans are members of credit unions, which are not-for-profit organizations that are owned by their members.
Banks are required to turn a profit for their shareholders, while credit unions are not required to do the same for their members. Instead, they want to charge as little as possible, have the highest possible savings rates, and the lowest possible lending interest rates.
Credit unions are required to keep their membership to a certain "field of membership." This can refer to a place of employment, a school or house of worship, a region, or membership in an association.
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You bought a 15 year bond for $1,100. You then sold that bond for $1,285 five years later. It was a 10% coupon bond with a par value of $1,000. What is your holding period return (HPR or rate of return) over this 5 year period on this coupon paying bond? Round to the nearest whole percent. O 139% O 26% O 12% O 153% O 62% O 29%
The holding period return (HPR) of the bond for 5 years is 62% The correct answer is 62%.
Holding Period Return (HPR) can be calculated by using the following formula:
HPR= (Ending Value - Beginning Value + Income)/ Beginning Value
Where, Ending Value: The price at which the asset is sold Beginning Value: The price at which the asset is purchased Income: The income received from the asset
Let's calculate the Holding Period Return (HPR) for the coupon paying bond bought for $1,100:
Given, Coupon rate = 10%Par value of the bond = $1,000The coupon payment for the bond can be calculated as follows: Coupon payment = Coupon rate x Par value= 10% x $1,000= $100
The bond is bought for $1,100, so the beginning value of the bond is $1,100.The bond is sold for $1,285 and there have been 5 coupon payments received during the holding period. The income from these payments can be calculated as: Income = Number of coupons x Coupon payment = 5 x $100= $500
Using the formula of HPR, we get:
HPR= (Ending Value - Beginning Value + Income) / Beginning Value= ($1,285 - $1,100 + $500) / $1,100= $685 / $1,100= 0.6236
Hence, the holding period return (HPR) of the bond for 5 years is 62% (rounded to the nearest whole percent). Hence, the correct answer is 62%.
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The following picture is best described as
a(n)...
A. Organism
B. Community
C. Population
D. Ecosystem
Answer:
organism
Explanation:
a gree fish is an organism
Can you explain how I can get the surplus?
Answer:
The answer is "6".
Explanation:
Using formula:
\(\text{Producer surplus= Actual Price- Minimum Acceptable Price}\\\\\)
\(=13-7\\\\=6\)
Busines
What does it mean for an employee to demonstrate professionalism by conducting oneself in a
manner appropriate for the profession and the workplace?
An organization or enterprising entity engaging in commercial, industrial, or professional activity is referred to as a business.
What do you mean by business?An organization or enterprising entity connection in commercial, industrial, or professional activity exists referred to as a business. Businesses can be for-profit corporations or charitable institutions. Limited liability firms, sole proprietorships, corporations, and partnerships are among the several types of businesses. It entails having proper and effective communication as well as constantly looking for methods to be productive. Employers seek candidates with a strong sense of responsibility, ethics, and teamwork as well as excellent interpersonal, communication, and problem-solving abilities. Professionalism results when you combine these abilities.Deliver quality work on time, adhere to deadlines, and arrive for meetings on time. Be courteous and upbeat at all times, even when others aren't. Being professional can help you make a good first impression, foster fruitful relationships with others, and build a solid reputation within your company and sector.To learn more about business refer to:
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What do we expect to happen to Netflix’s profit due to the price
increase
Due to a price increase, we would generally expect Netflix's profit to increase. However, the precise impact on profit depends on various factors, including the price elasticity of demand and any changes in customer behavior.
When Netflix increases its prices, it directly affects its revenue. The impact on profit depends on the price elasticity of demand, which measures how sensitive customers are to changes in price. If demand is relatively inelastic, meaning customers are less responsive to price changes, Netflix can expect a significant increase in profit.
To evaluate the impact on profit, we need to consider the price elasticity of demand. If the price elasticity is less than 1 (inelastic demand), a price increase leads to a proportionally larger increase in revenue and profit. Conversely, if the price elasticity is greater than 1 (elastic demand), the increase in revenue may be offset by a significant decrease in quantity demanded, resulting in a smaller increase in profit or even a decrease.
Netflix's profit can also be influenced by customer behavior changes. A price increase may lead some customers to cancel their subscriptions, reducing Netflix's subscriber base and potentially impacting long-term profitability.
Therefore, while a price increase generally leads to an increase in profit, the actual impact depends on the price elasticity of demand and any changes in customer behavior. Proper analysis of these factors is necessary to determine the precise impact on Netflix's profit.
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what your name answer in 1 minute
Answer:
Adrean :)
Explanation:
eugh
Pompeii, Inc., has sales of $53,000, costs of $24,200, depreciation expense of $2,550, and interest expense of $2,300. If the tax rate is 24 percent, what is the operating cash flow, or OCF
Answer:
$23,052
Explanation:
The computation of operating cash flow is shown below:-
Before that we have to determine the net income which is
Income statement
Sales $53,000
Cost ($24,200)
Depreciation ($2,550)
EBIT $26,250
Interest expense ($2,300)
Earnings before tax $23,950
Tax (5,748)
(24% × $23,950)
Net income $18,202
Now,
Operating cash flow = EBIT + Depreciation - Tax
= $26,250 + 2,550 - $5,748
= $23,052
Cindy Haskins is paid $9.00 an hour. Her overtime rate is 2 times (double time) her regular hourly rate. This week Haskins worked her regular 40 hours plus 8 hours of overtime. What is her total pay?
Her entire compensation is $504.
The term "total pay" means what?Total Pay is the sum of a worker's regular straight-time pay or base salary plus any additional wages received for overtime, shift differentials, incentive pay, bonuses, and other special payments.
The following formula will be used to determine Cindy Haskins' total compensation:
Hourly Payment per hour= $9.00
Hours worked= 40 hours
Payment = 40 X 9 = $360
Overtime payment per hour = $9.00 X 2= $18
Overtime = 8 hours
Payment = 18 X 8= $ 144
Total Payment= $360 + $144= $504
How do you figure up total pay?The number of hours worked multiplied by the hourly wage of an employee is how gross wages for hourly workers are determined. For instance, if a worker does 25 hours per week of part-time employment at a wage of $12, their gross compensation would be $300 (25 x $12 = 300).
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Emilio is photographing a series of hills on his uncle's farm. He remembers that he needs to try to add a foreground to his image to make it appear three dimensional. How is he MOST LIKELY to add this foreground? A. B. C. D. He might change his position to include some foreground items such as rocks or grasses. He might tilt his camera up to better capture the tops of the hills. He might add some framing trees in the middleground of his image. He might circle around to the side of the hills to capture the cows standing on top. PLS HELP!!
Emilio is photographing a series of hills on his uncle's farm. He remembers that he needs to try to add a foreground to his image to make it appear three-dimensional. He is most likely to add this foreground Option A. He might change his position to include some foreground items such as rocks or grasses.
The foreground of an image is usually the element that is closest to the viewer. The foreground is often used to add depth to an image. If a photographer wants to create a 3D appearance in his image, he must ensure that the image has a foreground, mid-ground, and background. It is possible to include a foreground in a photo by modifying the angle of the shot and including elements in the foreground.
Emilio might change his position to include some foreground items such as rocks or grasses. By doing so, he will be adding depth to his image. Another way to add foreground to an image is to use framing trees in the middle ground of the image, but this may not provide the depth required. Tilt his camera up to better capture the tops of the hills or circling around to the side of the hills to capture the cows standing on top are not recommended, as the question seeks to add a foreground.
Therefore, Emilio is most likely to add the foreground by changing his position to include some foreground items such as rocks or grasses. Therefore, the correct option is A.
The question was incomplete, Find the full content below:
Emilio is photographing a series of hills on his uncle's farm. He remembers that he needs to try to add a foreground to his image to make it appear three-dimensional. How is he MOST LIKELY to add this foreground?
A. He might change his position to include some foreground items such as rocks or grasses.
B. He might tilt his camera up to better capture the tops of the hills.
C. He might add some framing trees in the middle ground of his image.
D. He might circle around to the side of the hills to capture the cows standing on top.
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Two partners are working on a project together. Each partner works on her own part, and each can put in effort or not, after which the project outcome is realized. Neither partner observes the effort put in by the other before making their effort choice. The project is most successful if both put in effort, somewhat successful if only one partner puts in effort, and least successful if neither puts in effort. Both partners rank the outcome where they both put in effort the highest---effort is costly, but is worth it with joint effort. Both partners rank the outcome in which neither put in effort second-best---even though the project is not that successful, neither feels guilty or let-down by the other. However, each partner would rather be the only one who did not put in effort rather than the only one who did.
Answer:
The two partners did not put efforts in the project and the project is unsuccessful.
Explanation:
The both partners should put the efforts in the project to make it successful. The both partners are in a chance that other will make efforts and the project will be somewhat successful but since both the partners did not make efforts the project becomes unsuccessful.
state three
function of warehousing
Answer:
-Storage
-Financing
-Price Stabilization
-Time utility
Explanation:
Create a script for a personal sales presentation. The script should include the dialogue between both the seller and the prospect. (500 words)
PAPER SALES(650 words)
FADE IN.
1. Int. COFFEE SHOP - DAY
SALESMAN sits at a small table, typing on his LAPTOP.
CLOSE UP ON SCREEN.
LAPTOP displays a website for a print shop, with several other similar tabs open.
SALESMAN nods, seeming satisfied, and closes his LAPTOP, leaving the shop.
FADE OUT.
FADE IN.
2. Int. PRINT SHOP - DAY
SHOP OWNER is writing something at the counter when SALESMEN enters, the entry bell chiming.
OWNER: Can I help you?
SALESMAN(smiling): Yes sir, if you have a spare moment?
OWNER(setting down his pen): Of course. What do you need? You want something printed?
SALESMAN(shaking OWNER's hand): No, actually, I'm John, I'm a sales representative from GreenInk Incorporated, you might have heard of us? We're a new startup, we sell top-notch recycled paper goods, and I was hoping you might be interested in buying some of our stock. It's one-hundred percent recycled from discarded paper goods, with a ninety-three percent lowered impact on the environment.
OWNER(skeptical): I'm sorry, but I've seen recycled paper before, and as much as I love helping the planet, my customers have come to expect a certain standard from me. I don't want to disappoint them with subpar stock, even if it's for a good cause.
SALESMAN opens a briefcase and hands OWNER some samples.
SALESMAN: Actually, our paper is some of the best on the market. Four out of five customers polled couldn't tell the difference between our recycled paper and our competitors' wares.
OWNER(nodding): Hmm, interesting. You're right, I can barely tell these from my current stocks... But I'm guessing the price can't possibly be the same, what are your rates?
SALESMAN hands OWNER a pamphlet marked with prices.
OWNER(furrowing brow): Your base prices are good, but your bulk discounts aren't close to what I'm getting now.
SALESMAN: That's true, but did you look at our waste recycling rates? If you buy our stock, we offer a buyback plan for all your disposed paper goods, even waste from other companies' products. We'll pay you back fifteen percent of your costs.
OWNER(considering): I don't know... Let me think about it, I do like your product and your cause, but I'm just not sure about those prices.
SALESMAN: Listen, my company really would love to have you as our customer, I'll tell you what. I think I can work out an extra five percent discount for your store if you can place your order this month. Does that make a difference for you?
OWNER(grinning, shaking SALESMAN's hand): I think we have a deal.
Conversation continues wrapping up and the deal is signed as sound fades.
FADE OUT.
FADE IN.
3. Int. OFFICE - EVENING
SALESMAN is on the phone, waiting for OWNER to pick up.
OWNER(in his store): Hello, this is Douglas Print Shop speaking, how can I help you?
SALESMAN: Hello! This is John from GreenInk, we talked a couple weeks ago, I'm just calling to see how you're doing with your order? Is everything going smoothly?
OWNER: Oh, yes, it's going fine! I just got my first shipment in yesterday, it's very satisfactory so far. My old customers like it just as well, and I'm getting a few new sales because I can advertise that I've gone green.
SALESMAN: I'm glad to hear it! Sounds like it's all gone off without a hitch, that's wonderful. I notice you have two more months of orders planned. If you're happy with our product, would you like me to set you up with the six month rates? It's three percent lower, and I could apply it to the orders you've already placed for you.
OWNER: Yes, that'd be great, thank you.
SALESMAN: Perfect, I'll hook you up with that then. If there's nothing else you need, I'll go do that now. Thank you for your business, sir!
OWNER: Alright, thank you! It's been a pleasure doing business with you.
FIN.
The script for a personal sales presentation is the dialogue between both the seller and the prospect.
What is Sales?A sale is an agreement between a buyer and a seller in which the seller exchanges money for the sale of tangible or intangible products, assets, or services. There are two or more parties involved in a sale. A sale, or a contract between two or more parties, such as the buyer and seller, can be thought of in larger terms.
Owner (of his business): Hello, this is Douglas Print Shop. How may I be of service?
SALESMAN: Hello! I spoke with you a few weeks ago, and now I'm calling from GreenInk to check how your order is doing. Is everything proceeding as planned?
Owner: Oh, absolutely, everything is great! My first package just arrived yesterday, and so far, everything is great. Because I can promote that I've gone green, my current customers like it just as much and I'm gaining a few more purchases.
SALESMAN: I am happy to hear that! It sounds like everything went off without a hitch, which is fantastic. I see you have orders lined up for the next two months. Would you like me to set you up with our product if you're satisfied with it.
Therefore, The conversation between the seller and the prospect is known as a sales presentation.
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Rural or countryside destinations are those in mare remote + less dently populated Example: Fjords of Norway.
Example: Calangute in Goa, India
Coastal destinations are located on the coast
Island destinations attract visitors with their exotic images
MEDC:
LEDC:
Reasons Why People Travel
Leisure
Business
Key Concept: By adapting to the specific
and tourism industry can definitely be described as
example:
example:
example:
and
(VFR) or
of customer, the travel
Rural or nation-state locations are the ones in mare far off + much less densely populated via evaluation Very faraway Rural areas include three percent of the populace, however cowl nearly 1/2 of the land place.
A rural area is an open swath of land that has few homes or different buildings, and now not very many people. A rural region's populace density may be very low. Many humans live in a town or urban area. Their homes and companies are placed very close to one another.
In keeping with the modern delineation, released in 2012 and primarily based on the 2010 decennial census, rural areas include open USA and settlements with fewer than 2,500 residents. urban regions comprise larger places and densely settled areas around them. urban regions do not necessarily observe municipal limitations.
A rural area is an open swath of land that has few homes or different buildings, and not very many human beings. A rural area's populace density is very low. Many people stay in a metropolis or urban vicinity. Their houses and corporations are placed very near each other.
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Demand is not the same as quantity demanded. What factors will change the demand for a good?
Answer:
Other factors that shift demand curves. Income is not the only factor that causes a shift in demand. Other things that change demand include tastes and preferences, the composition or size of the population, the prices of related goods, and even expectations.
Why is it important to check bank statements on a regular basis?.
Answer:
By checking bank statements regularly you are checking what things need to be worked on and what things don't, ex: 1. how much money your putting into a business vs. how much money your making 2. how much money in loans have been taken out 3. what loans need paid 4. how much debt you have etc.
Which factor played the most important role in the expansion of economle
connections between countries since the mid-20th century?
A. Rapid inflation in most countries
B. International efforts to protect the environment
C. Advances in technology
D. Reduced trade between neighboring countries
Which of the following best defines goal?
a. aim or purpose
b. disregard or disrespect
c. freedom from doubt
d. influence
When making decisions, managers often must decide between doing what is beneficial for the firm in the short term, and what is beneficial for both the firm and society in the long term. To address this conflict, a firm must
When making decisions, managers are often faced with a conflict between what is beneficial for the firm in the short-term and what is beneficial for both the firm and society in the long-term.
This conflict arises because the actions that benefit the firm in the short-term may not necessarily align with the interests of society as a whole, which can lead to negative consequences for both the company and society in the long-term.
To address this conflict, a firm must adopt a long-term orientation and consider the broader social and environmental impacts of its decisions. This means looking beyond immediate financial gains and recognizing that actions taken today can have far-reaching implications for the company's reputation, customer loyalty, employee morale, and overall sustainability.
Firms that prioritize social responsibility and sustainable business practices are more likely to build strong relationships with stakeholders, including customers, employees, investors, and regulators. They are also better equipped to weather economic downturns and other disruptions, as they have diversified their risk and invested in building resilient supply chains and communities.
Ultimately, the key to addressing the conflict between short-term gains and long-term benefits is a commitment to corporate social responsibility (CSR) and sustainable business practices. By prioritizing the needs of society and the environment alongside those of shareholders, firms can create value for all stakeholders over the long-term, ensuring their continued success and impact.
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you have a loan outstanding. it requires making three annual payments of $7,000 each at the end of the next three years. your bank has offered to allow you to skip making the next two payments in lieu of making one large payment at the end of the loan's term in three years. if the interest rate on the loan is 3%, what final payment will the bank require you to make so that it is indifferent to the two forms of payment? question content area bottom part 1 the final payment the bank will require you to make is $enter your response here. (round to the nearest dollar.)
Normally to calculate the future value, we use basic future value formula. Since in the question it is given that bank is giving us the option of one large repayment of the loan at the end of three years, we are using Annuity formula. Through the calculations given below we get answer as $21,636.3
We can calculate the large payment we would pay at the end of 3rd year using Future Value(FV) Annuity formula.
FV (Annuity) = P / i [(1+i)^n - 1]
P = Payment per period
i = interest rate (i = r/100)
n = number of payments
FV (Annuity) = 7,000 / 0.03 [ \((1+0.03)^{3}\) - 1] = 7,000 / 0.03 (0.092727)
= 21,636.3
As per the bank’s offer, we have two choices as to how we can repay the loan. we can pay the bank $7000 per year for the next 3 years as initially promised, or we can skip the three annual payments of $7000 and pay $21,636.3 in 3rd year.
Annuities are terms used to describe regular payments, such as rent on an apartment or interest on a bond.
Payments are made in conventional annuities at the conclusion of each period. But there are annuities that are paid at the beginning of the period when they are due which are known as Annuity due
The sum of all payments made under an annuity at a given time is its future value.
The amount of money needed today to produce such future payments is known as the present value.
Therefore, Final payment bank requires is $21,636.3
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An unsecured loan...
typically has lower interest rates than a secured loan
is less difficult to qualify for than a secured loan
is connected to collateral, which can be taken by the lender if the loan is not paid
is not connected to collateral and, therefore, a higher risk for lenders
Answer:
is not connected to collateral and, therefore, a higher risk for lenders
Explanation:
Unsecured loans are the loans issued without any securities attached to them. The lender relies on the borrower's creditworthiness as the basis for granting the loan. Unsecured loans are mostly available to salaried workers whose pay is processed by the lending institutions.
Unsecured loans pose a higher risk to the lender because they are not backed by any collateral. For this reason, they attract a higher interest rate than secured loans.
Answer:
D
Explanation:
took the test
What are some results if you don't use proper advertising or promotion?:
Answer:
Not using proper adverstising or promotion results in customers not being aware of the product leading to lower sales and failing of new products.
Explanation:
When a country exports more than it imports, this is known as a trade _________.
Answer:
trade deficit hope it helps
Public goods are funded by?
A.profits made by private businesses
B. charitable donations collected by the government
C. profits made by public companies
D.taxes collected by the government
Answer:
D. taxes collected by the government
Explanation:
Public goods are funded by the taxes collected by the government. the appropriate response is option D.
What is public good?A good that is non-excludable and non-rivalrous is referred to be a public good. Users cannot be denied access to or use of such goods just because they didn't pay for them.
Additionally, use by one individual does not restrict access for others or lessen their availability. Depending on the nation, a public good may differ, but it typically includes necessities like clean air and water to drink as well as services like the police and national security.
Public goods are products or services that are beneficial to all members of society and are frequently offered at no cost as a result of public taxes. Hence, the appropriate response is option D.
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Jim and Jane purchased their house a year ago and have been transferred out of town. They paid $275,000 for the property and ended up after expenses with only $225,000. Their percentage of loss on the sale was:
Answer:
18%
Explanation:
Original cost: $275,000
Selling price: $225,000
Loss: $50,000
50,000/275,000=0.18
0.18x100=18%
:)
scenario: when a patient has to pay $200/office visit (market value), she utilizes 1 visit per year, but when she only has to pay a $50 copay/office visit, she utilizes 3 visits per year. this is an example of: group of answer choices moral hazard adverse selection favorable selection price elasticity
the amount you must pay before your insurance will begin to cover any covered medical services. You would be responsible for the first $2,000 of any covered services, for example, if your deductible is $2,000.
Which insurance do you mean?
Insurance makes it easy to control your risk. the defence against unplanned financial losses that you buy when you buy insurance. The insurance provider pays you or a person of your choice if something unfavourable happens to you. If you don't have insurance, you could be responsible for all costs in the event of an accident. However, most financial professionals do recommend that everyone purchase life, health, auto, and long-term disability insurance.
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A certificate of deposit pays a higher interest rate than a savings account because the money is
A.) guaranteed by the government.
B.) kept by banks for a longer time period.
C.) loaned to banks by consumers.
D.) immediately available to consumers.
Answer: The answer is:
B: kept by banks for a longer time period.
Explanation:
Edge 2023
Hope this hel :}