The Federal Reserve System was created as a result of the need for financial stability shown by the Panic of 1907. The Federal Reserve System is the central banking organization of the United States, which was created by the United States Congress in 1913 to provide the country with a more stable and secure financial system.
The Federal Reserve System is responsible for regulating monetary policy, supervising banks, and ensuring the stability of the financial system. The Federal Reserve System consists of twelve regional Federal Reserve Banks, which are located in major cities throughout the United States, and the Board of Governors, which is headquartered in Washington, D.C. The Board of Governors, which is appointed by the President of the United States and confirmed by the Senate, oversees the activities of the Federal Reserve Banks and formulates monetary policy for the nation.
The Federal Reserve System was created in response to the Panic of 1907, which was a financial crisis that led to bank failures and a severe economic downturn. The crisis was caused by a number of factors, including a speculative boom in the stock market, a string of bank failures, and a shortage of currency. The Panic of 1907 highlighted the need for a more centralized banking system that could provide liquidity to the banking system in times of crisis and prevent bank failures from spreading throughout the economy.
To learn more about banking, visit:
https://brainly.com/question/31756137
#SPJ11
What term BEST describes something done just to earn money?
A.
path
B.
activity
C.
job
D.
career
Answer:
its job in my opinion
how will you finance the purchase of a new pizza oven? equity financing short-term secured loan
To finance the purchase of a new pizza oven, there are two potential options: equity financing and a short-term secured loan.
Equity Financing: Equity financing involves raising funds by selling ownership shares or equity in the business. This can be done by attracting investors who are willing to invest in your pizza oven purchase in exchange for a portion of ownership in your company. By selling equity, you bring in capital without incurring debt. However, this means sharing ownership and potential profits with investors.
Short-Term Secured Loan: Another option is to secure a short-term loan specifically for the purchase of the pizza oven. A secured loan requires collateral, such as business assets or property, to secure the loan. By providing collateral, you can potentially obtain a lower interest rate and more favorable loan terms. However, if you default on the loan, the lender can claim the collateral as repayment.
The choice between equity financing and a short-term secured loan depends on your specific circumstances, financial goals, and preferences. Consider factors such as the amount of capital needed, the ownership control you wish to maintain, the cost of borrowing, and the risks associated with each option. It's always advisable to consult with financial professionals or advisors to evaluate the best financing approach for your business.
To know more about equity financing visit
https://brainly.com/question/22069020
#SPJ11
.
If you wanted to find the greatest number in a series of numbers, you would use the
MAX
MIN
SUM
AVERAGE
please help
Answer:
I believe that the answer would be Min. If I am wrong then I'm sorry
I hoped this helped...Kinda
Explanation:
What is it called when one power controlled the trade exports?
Explanation:
This is called colonization. It is not in order when one power controls the trade exports of another, Every individual and every given state has got power to transact its businesses at any time without being forced or discriminated by any of the systems in power.
The price of orange juice falls from $2.49 a jug to $1.99 a jug. (1) Explain whether the demand curve for apple juice will shift left, shift right, or if there is only movement along the demand curve for apple juice.
Answer:
there is only movement along the demand curve for apple juice.
Explanation:
The demand curve shows the graphical relationship between the price of a good or service and the quantity demanded at each point in time. It shows the quantity demanded at each price. There is an inverse relationship between price and quantity demanded, as the price increases the quantity demanded reduces (but demand itself stays the same) while If the price decreases, quantity demanded increases.
The price of orange juice falls from $2.49 a jug to $1.99 a jug, the demand curve remains the same, but there is only movement along the demand curve for apple juice.
Use the word SMART goal in a sentence:
Answer:
He was the smartest kid in the class because he knew how to solve the hardest math problem on the worksheet.
Explanation:
amani has included a statement in her will providing for her grandson jaleel to receive $15,000 from her estate when he graduates from college. this statement creates a:
This statement creates a vested legacy. A vested legacy is a legal provision in which a testator assigns a gift or legacy to a beneficiary that will be paid on a particular date or event, such as graduation.
The bequest may or may not be conditional on something else's occurrence.Amani's statement establishes a specific sum of money to be given to Jaleel upon his graduation from college. In the eyes of the law, the legacy is "vested" because it is guaranteed to go to Jaleel on a specific date. Amani's will must have set out the precise terms of the legacy, including the amount of money and any conditions or limitations.
The example of Amani's statement provides insight into how an individual can use a will to create a legacy. When a person creates a will, they have complete control over how their estate is distributed after their death. They can designate a certain sum of money or property to a specific individual or institution, subject to particular criteria or conditions.
For more such question on legacy visit:
https://brainly.com/question/18650149
#SPJ11
The cost of a secured loan is typically lower than the cost of an unsecured loan because _______.
Answer:
It’s requires Collateral
Explanation:
A secured loan requires you to have some thing as collateral damage, for example your house if you own.
The cost of a secured loan is generally lower than the cost of an unsecured loan because it requires collateral.
What is Secured loan?A secured loan is defined as a loan in which the borrower pledges some asset as collateral for the loan, which then becomes a secured loan to the creditor lending the loan.
It is a type of loan backed by collateral where a financial asset we own, such as a home or car can be used as payment to the lender if we don't repay the loan.
The idea behind a secured loan is the basic idea, so lenders accept collateral against a secured loan to encourage borrowers to repay the loan on time. After all, the prospect of losing your home or car is a powerful motivator to pay down the loan, and to avoid repossession or foreclosure.
Thus, the cost of a secured loan is generally lower than the cost of an unsecured loan because it requires collateral.
Learn more about Secured loan, here:
https://brainly.com/question/17077155
#SPJ2
You just received your financial aid offer and you see that you’ve been offered a Direct Subsidized Loan and a Direct Unsubsidized Loan. Assuming you accept both loans, explain how interest is handled differently between these two types of loans and how that can impact your monthly payments.
The way that interest is handled in Direct Subsidized Loan and a Direct Unsubsidized Loan is that:
Interest accrues (additionally) on loans with daily interest every day. You are not liable for paying the interest that accrues while you are in school if your loans are subsidized. Even when you're in school, if your loans are unsubsidized, you're still responsible for paying all accumulated interest.
While you are enrolled in school at least half-time or even during deferment periods, interest on your subsidized loans does not accrue.
Have interest-bearing loans, subsidized or unsubsidized?Subsidized loans clearly prevail when compared to unsubsidized loans. A subsidized loan will save you money throughout the course of the loan if you are eligible for one. You will pay less in interest costs. Nevertheless, not everyone will be eligible for a subsidized loan.
While enrolled at least half-time in school or during deferment periods, interest is not charged on subsidized loans. Loans that aren't based on financial need are known as unsubsidized loans, and they are available to both undergraduate and graduate students.
Therefore, with the use of a subsidized direct loan, the lender or government (for Federal Direct Subsidized Loans, also known as Subsidized Stafford Loans) pays your interest while you're in school (a minimum of one year).
Learn more about Direct Subsidized Loan from
https://brainly.com/question/2083221
#SPJ1
Spots, inc. produces ink and sells it to write on target, which makes pens. the ink produced by spots, inc. is called:____
a. an intermediate good.
b. an inventory good.
c. a transitory good.
d. a final good.
Spots, inc. produces ink and sells it to write on target, which makes pens. the ink produced by spots, inc. is called an intermediate good.
An intermediate good is a good which is produced by a certain firm which is then used as an input for the production of another goods.
These type of goods is usually traded between the different firms and also serves as a resource to produce a final good, that means , a product which is ready to consume and is sold in the market.
Some intermediate goods can be considered as final goods, for example sugar can be purchased directly by the consumers or it can be used to produce jams.
To know more about intermediate goods here:
https://brainly.com/question/13447937
#SPJ1
Can't we run a business without training?
yes definitely.......
What is the opportunity cost of studying for the test in order to get a good grade?
Answer:
the opportunity cost is the time spent studying and that money to spend on something else
The time spent studying and the money that could have been used for something else are the opportunity costs.
What is opportunity cost?According to microeconomic theory, an activity's opportunity cost is the value or gain that is forfeited in exchange for engaging in that activity as opposed to engaging in an alternative activity. More precisely, it means that by choosing one course of action (such as making an investment), you are forfeiting the chance to take an other course of action. The activity that yields the highest return among all others, net of opportunity costs, is the one that is considered to be the ideal activity.
The goal of opportunity cost is to ensure efficient use of limited resources as a depiction of the relationship between scarcity and choice. It takes into account all decision-related expenses, both explicit and implicit.
Learn more about opportunity costs, from:
brainly.com/question/13036997
#SPJ2
What are personal loans?
Answer:
personal loan is a specific amount of money you can borrow from the bank, with a fixed interest rate and you pay it back within a predetermined amount of time.
Health insurance, as a benefit to employees, is impacted by how the health care industry operates. Robert explains in the video that he feels a major challenge in the health care industry today is that the incentive system in American health care pays hospitals, doctors, and therapists
Multiple Choice
on how well they do procedures and not on how many they do.
on how quickly they do procedures.
on how many procedures they do and not on how well they do them.
on the number of procedures that are successful versus the number that fail.
on the number of less expensive procedures they do versus the number that are more expensive.
Robert explains in the video that the current incentive system in American health care pays hospitals, doctors, and therapists based on how well they do procedures, rather than how many they do. The correct option is A.
This means that the quality of care provided to patients may not be the top priority for healthcare providers, as they may focus on performing procedures that generate the most revenue. This can impact health insurance as a benefit to employees, as the cost of healthcare may increase due to unnecessary or excessive procedures being performed.
Additionally, the focus on quality over quantity can also lead to delays in accessing healthcare services, as providers may prioritize quality over efficiency. This can be frustrating for employees who may need timely access to healthcare services to address their health needs.
Therefore, it is important for the health care industry to find a balance between quality and quantity in the provision of healthcare services. This can help to ensure that employees receive high-quality care while also controlling the cost of healthcare and ensuring timely access to services.
Health insurance providers can play a role in incentivizing healthcare providers to prioritize quality and efficiency by offering reimbursement models that reward providers for delivering high-quality care in a timely and cost-effective manner.
Therefore, The correct option is A. on how well they do procedures and not on how many they do.
To learn more about American health care click here:
https://brainly.com/question/32192311#
#SPJ11
How would you explain the way a cap and trade policy works to someone who has not studied economics? 2. How would you respond to their concerns that the policy is likely to be ineffective or unfair? Discuss this in the context that the cap and trade policy creates a market. 3. Now draw a cap and trade model where firm A has a technology where y=x and firm B has a technology where y=2x. The functions are the firms’ marginal cost of abatement curves. The initial split of permits is 80:20 in favour of firm A. The level of optimal abatement is 150 gigatonnes. Draw the cap and trade model for these two firms and show the outcome after trading. Label all relevant quantities.
1. Cap and trade is an environmental policy instrument used to control and regulate pollution by mandating the maximum amount of pollution a company can emit, creating market mechanisms, and incentivizing innovation.
2. The cap and trade policy can be effective in reducing pollution and encouraging innovation.
Explanation:
Cap and trade is an environmental policy instrument used to control and regulate pollution by mandating the maximum amount of pollution a company can emit, creating market mechanisms, and incentivizing innovation. It operates through a system of permits, wherein the government sets the maximum level of pollution, issues permits up to that limit, and then distributes or auctions them among polluting companies. Companies can then buy or sell these permits, allowing them to pollute to a certain level.
Answer 2
The cap and trade policy can be effective in reducing pollution and encouraging innovation. It sets a clear limit on pollution and provides incentives for companies to reduce their emissions. The market mechanism also allows for flexibility, enabling companies to trade permits and reduce costs. However, some may argue that the policy is unfair because companies with lower emissions can sell permits to those with higher emissions, enabling them to continue polluting. To address this concern, the policy can be designed to account for such externalities or impose taxes or penalties on high-emission companies.
Answer 3
The marginal cost of abatement curves (MCAs) for the two firms can be graphed as follows:
For firm A, y = x, and for firm B, y = 2x, as given. The number of permits initially assigned is 80% for firm A and 20% for firm B. The firms will be able to sell permits, with firm A offering them at a lower price of $10 per permit and firm B offering them at $20 per permit.
The market price of the permits will be $15 because, in equilibrium, the quantity of permits demanded equals the quantity of permits supplied. It can be seen that firm B will purchase 20% of the total permits while firm A will sell 80%. The level of abatement is 150 units, which is the amount the market will reduce pollution by. The market equilibrium is shown in the graph below:
To know more about marginal cost, visit:
https://brainly.com/question/30529566
#SPJ11
in 2 or 3 sentences, describe how open-market operations change the money supply.
Open-market operations are a monetary policy tool used by central banks to influence the money supply and, in turn, the overall level of economic activity.
The central bank uses its large holdings of government securities to buy or sell those securities on the open market, injecting or withdrawing money from the economy.
When the central bank buys securities, it injects money into the economy by crediting the accounts of banks that sell the securities to the central bank. This increase in the money supply lowers interest rates, making borrowing cheaper and encouraging businesses and consumers to spend and invest more. As a result, economic growth can increase.
On the other hand, when the central bank sells securities, it withdraws money from the economy by debiting the accounts of banks that purchase the securities from the central bank. This decrease in the money supply raises interest rates, making borrowing more expensive and reducing spending and investment. This can help to curb inflation.
Learn more about Open-market visit: brainly.com/question/29620664
#SPJ4
Kerr Company's account balances at December 31 for Accounts Receivable and Allowance for Doubtful Accounts were $2,100,000 and $20,000 (Cr.), respectively. An aging of accounts receivable indicated that $170,000 are expected to become uncollectible. The amount of the adjusting entry for bad debts at December 31 is
Answer:
$150,000
Explanation:
Calculation to determine what The amount of the adjusting entry for bad debts at December 31 is
Using this formula
Bad debts=Accounts receivable-Allowance for Doubtful Accounts
Let plug in the formula
Bad debts=$170,000-$20,000
Bad debts=$150,000
Therefore The amount of the adjusting entry for bad debts at December 31 is $150,000
The letters A, B, C, D, E, F, G are called what?
for a new laptop computer, tatra software and hardware company has a unit contribution margin of $120 and a contribution margin ratio of 40%. what is the unit selling price?
The contribution margin ratio is calculated using the following formula: Contribution margin ratio: Unit contribution margin/ Unit selling price Here, the Contribution margin ratio = 40%, Unit contribution margin = $120, Therefore,40% = $120/ Unit selling price. Unit selling price: $120 /40% Or, Unit selling price = $300
The donation periphery rate is the difference between a company's deals and variable charges, expressed as a chance. The total periphery generated by a reality represents the total earnings available to pay for fixed charges and induce a profit. When used on an individual unit trade, the rate expresses the proportion of profit generated on that specific trade.
The donation periphery should be fairly high since it must be sufficient to also cover fixed charges and executive outflow. Also, the measure is useful for determining whether to allow a lower price in special pricing situations.
Learn more about contribution margin ratio here: https://brainly.com/question/24039258
#SPJ4
Which of the following is not a reason why market pricing is a valuable economic mechanism? It rations scarce products and services. It provides valuable information to producers and consumers. It assures an equitable distribution of scarce resources. It provides incentives to shift consumption away from scarce resources and toward those that are more plentiful.
"It assures an equitable distribution of scarce resources."Market pricing is a valuable economic mechanism because it rations scarce products and services, providing valuable information to producers and consumers.
It also provides incentives to shift consumption away from scarce resources and toward those that are more plentiful. However, market pricing does not assure an equitable distribution of scarce resources, as it operates based on supply and demand dynamics, which can lead to unequal access and distribution of resources.
Market pricing is a valuable economic mechanism for several reasons, including rationing scarce products and services. When resources are limited, market pricing helps allocate them efficiently by allowing prices to fluctuate based on supply and demand. This ensures that those willing to pay the highest price for a scarce resource are able to obtain it, effectively rationing it among consumers.
Additionally, market pricing provides valuable information to both producers and consumers. It signals the scarcity or abundance of a particular product or service, allowing producers to adjust their production levels accordingly. Consumers can also use price information to make informed decisions about their purchases, comparing prices and determining the value they place on different goods or services.
Furthermore, market pricing provides incentives for consumers to shift their consumption patterns away from scarce resources and towards those that are more plentiful. As the price of a scarce resource increases, consumers are motivated to seek alternatives that are more readily available and affordable. This helps balance the demand for different goods and encourages the efficient use of resources.
However, market pricing does not guarantee an equitable distribution of scarce resources. The pricing mechanism operates based on market forces and individual preferences, which can lead to unequal access and distribution of resources. In some cases, those with greater purchasing power may have more access to scarce resources, potentially resulting in an inequitable distribution.
Learn more about market here:
https://brainly.com/question/14418904
#SPJ11
I either want to Sing, become a GachaTuber, be an actor/Actress, become a Gamer, or become a Ghost Hunter.. What one do I pick? (real life situation.)
(Repost)
You need to pick the career option , which you enjoy to do. If you have passion for shooting videos you can become a Gacha Tuber, If your passion is action you can take training for becoming Actor or Actress, and lastly if you are interested in paranormal activity you can be a Ghost Hunter. You can take advice form career counsellor as well.
A person's career is a metaphorical "journey" through learning, work, and other elements of life. There are numerous definitions of career, and the term is used in a variety of contexts.
By the late twentieth century, a large range of options and more widespread education had made it easy to plan a career. In this regard, the careers of the career counsellor and career advisor have matured. Adults in the late twentieth/early twenty-first century are also not unusual in having dual or numerous careers, either sequentially or concurrently.
As a result of this shift in work ethic, professional identities have become hybridized.
To learn more on career, here:
https://brainly.com/question/29602552
#SPJ1
You are Heidi granular ceo and founder of camp bow wow and you are intending to expand the brand
Understanding your target market and its requirements is crucial when growing a brand.
You can evaluate the viability of your expansion plans and find areas of potential by conducting market research. In order to grow a brand, franchising is one option. This enables you to swiftly increase the reach of your brand by utilizing the knowledge and resources of franchisees.
Yet it's crucial to have a solid franchise structure in place, with instructions and assistance for franchisees.
To learn about franchising :
https://brainly.com/question/29845631
#SPJ4
An investment that can be sold quickly but only by making price concessions suffers from ____ risk. A. financial B. market volatility C. marketability D. liquidity
An investment that can be sold quickly but only by making price concessions suffers from liquidity risk. The correct option is D.
Liquidity risk refers to the difficulty of converting an asset into cash without incurring significant losses in value. This can occur when an investment is not easily markatable, meaning there are not enough buyers and sellers in the market to allow for a quick and seamless transaction.
In such cases, investors might have to lower the price of the asset to attract potential buyers, leading to a loss in value.
Market volatility and financial risk are related to fluctuations in the asset's value and overall market conditions, whereas marketability risk focuses on the ease of buying or selling the asset. The correct option is D.
To know more about liquidity risk refer here:
https://brainly.com/question/921670#
#SPJ11
I have one F and 2 D's, It's because I have another school that I have to study which takes my school homework time up. The subjects are business, science, and Language arts. (Online school). Please help (┬┬﹏┬┬) -Unknown_Student
Answer:
what do you need help with? like whats the question?
Explanation:
according to keynes, what determines the level of employment and income?
According to Keynes, the level of employment and income is determined by aggregate demand in the economy.
Keynes, a renowned economist, believed that aggregate demand, which is the total spending on goods and services in an economy, plays a crucial role in determining the level of employment and income. Keynes argued that fluctuations in aggregate demand are the primary drivers of business cycles and economic downturns.
Keynes challenged the classical economic theory that suggested that the economy would naturally tend towards full employment. Instead, he emphasized that in times of insufficient aggregate demand, the economy could remain stuck in a state of unemployment and underutilized resources. According to Keynes, when there is a deficiency in aggregate demand, businesses reduce production, leading to layoffs and a decrease in income levels.
To address this issue, Keynes advocated for government intervention through fiscal policy, such as increasing government spending or reducing taxes, to boost aggregate demand and stimulate economic growth. By influencing aggregate demand, Keynes believed that policymakers could effectively influence the level of employment and income in the economy.
In summary, according to Keynes, the level of employment and income is determined by the level of aggregate demand in the economy, and government intervention through fiscal policy can play a crucial role in stabilizing and stimulating economic activity.
Learn more about employment here
https://brainly.com/question/32499976
#SPJ11
A customer holds 1,000 shares of ABC stock valued at 80 in a margin account. The debit balance in the account is $35,000. ABC declares and pays a 20% stock dividend. The tax consequence of the distribution to the investor will be: A portfolio income when received B capital gain when received C reduction of cost basis per share D passive income at time received
Answer:
C
Explanation:
Reduction of cost basis per share.
When you take a look at some of the rules that IRS has, you see that stock dividends do not get taxsd at the time of receipt. They don't get taxed because, the shareholder does not receive anything from the company, only but a hope on any increased future share price increment or appreciation.
How does fractional reserve banking increase the money supply in an economy?
A. It allows foreign currencies to be directly substituted for U.S. dollars.
B. It takes money deposited in banks and makes it available as loans.
C. It pressures depositors to withdraw money held in banks for long periods.
D. It requires the government to print money when deposit levels increase
Answer:
B. It takes money deposited in banks and makes it available as loans.
It takes money deposited in banks and makes it available as loans does fractional reserve banking increase the money supply in an economy. Hence, option B is correct.
What is reserve banking?The minimal amount of cash that financial institutions must keep on hand in order to comply with central bank standards is known as bank reserves. The bank must store this actual paper money in a vault on the property or in an account with the national bank.
A percentage of 100% indicates that the bank would have all of its customers' money available even if they all sought to withdraw it. Although this is undoubtedly a very secure method of banking, the way things have been put forth thus far, the bank would merely be serving as a safe. It would be incapable of lending any money.
A regional bank of the United States' central banking system, the Federal Reserve System, is known as a Federal Reserve Bank.
Thus, option B is correct.
For more information about reserve banking, click here
https://brainly.com/question/16196841
#SPJ2
Who is responsible for reporting all taxable income even if it does not appear on a W-2 form?
Answer:
IRS
Explanation:
7. What is the purpose of the risk score and how is it calculated?
common misconception about entrepreneurship
Answer:
1. Entrepreneurs can only be successful if they have large funding backing them.
2. Entrepreneurs have cushy hours.
3. Entrepreneurs have to do everything themselves.
5. Entrepreneurs have to take huge risks.
7. Entrepreneurs are never stressed out.
8. Entrepreneurs are all wealthy.
9. Entrepreneurs are their own boss.
10. Entrepreneurs have more personal time.