The Financial Reform Act of 2010 established the d. Office of Credit Ratings to provide oversight for credit rating agencies.
The reform legislation of 2010 placed rules on the financial industry and put policies in place to stop creditors and debt collectors from taking advantage of borrowers. The government now has more tools at its disposal to monitor banks and other financial institutions and enforce the law thanks to Dodd-Frank.
The Office of Credit Ratings was created by the Financial Reform Act of 2010 to oversee credit rating agencies. By keeping an eye on credit rating agencies that have registered with the Commission as "nationally recognized statistical rating organizations, the OCR helps the Commission carry out its mandate to safeguard investors, encourage capital formation, and maintain fair, orderly, and efficient markets.
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Sunseel Industries produces two types of raw materials A and B, with a production cost of $4 and $8 per unit, respectively. The combined production of the raw materials A and B must be at least 700 units per month. At least 400 units of the raw material B and not more than 1200 units of the raw material A must be produced per month. The processing time for the raw material A is observed to be 5 hours and for B, it is found to be 4 hours. A total of 3000 such hours are available per month. How much of each raw material should be produced in order to minimize the cost. Develop a linear program that Sunseel Industries can use to determine how many units of each raw material to produce to minimize the total cost.
Define the decision variables.
Formulate the Objective Function:
Formulate the Constraints:
1.
2.
3
4.
What is the optimal solution?
What is the objective function value?
Explain the non-binding and calculate the slack value for each constraint?
Explain the binding constraints and calculate the slack value for each constraint?
If we increase the processing hours from 3000 to 3200, does the optimal solution and objective function change? Explain?
The optimal solution is obtained by setting decision variables.The linear programming problem for Sunseel Industries is to minimize total cost by determining the production quantities of raw materials A and B.
What is the linear programming problem for Sunseel Industries and its optimal solution?Sunseel Industries' linear programming problem is to determine the production quantities of raw materials A and B to minimize total cost.
The optimal solution is obtained by setting decision variables, formulating the objective function (minimizing cost), and applying constraints based on production requirements and available processing hours.
The decision variables:
Let x = number of units of raw material A to produce
Let y = number of units of raw material B to produce
The objective function:
Minimize Cost = 4x + 8y
The constraints:
1. x + y ≥ 700 (Combined production of A and B)
2. y ≥ 400 (Minimum production of B)
3. x ≤ 1200 (Maximum production of A)
4. 5x + 4y ≤ 3000 (Available processing hours)
The optimal solution and objective function value can be obtained using linear programming techniques. The non-binding constraints have slack values indicating unused capacity, while the binding constraints have zero slack values indicating they are fully utilized.
If the processing hours increase from 3000 to 3200, the optimal solution and objective function may change. The constraints may allow for higher production quantities, potentially resulting in a different optimal solution and objective function value.
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Imagine a friend, who has a degree in business information management and certifications in IT, is looking for a job in a large multinational company or a consultancy firm. Research online and inform your friend about any three of the available career options and their related job descriptions.
Answer: Any 3 off of this list would work. My definitions were as close as I could make them.
Information Resource Manager
Development and organization of an organization's resources. Such as financial resources, inventory, skills, production resources, or information technology.
Business Analyst
Analyzes an organization or business domain and documents it's business, processes, or systems. Assessments are made on the business model, or it's integration with technology.
Support Specialist
Technical Support Specialists provide technical support to organizations by managing, maintaining, and troubleshooting their IT systems.
Technology Consultant
A technology consultant advises clients on how to best use IT practices to achieve their business objectives. A Technology consultant would also manage and implement strategies.
Systems Analyst
Uses analysis and design techniques to solve business problems using IT. They may serve as change agents who identify the organizational improvements needed, design systems to implement those changes, and train others to use the systems.
Answer:
I researched online and found the following career options in business information management. Here are the job descriptions for each of the three careers.
Information manager: An information manager is required to analyze and implement information solutions for companies. The job description includes the following tasks:
Provide information on the latest trends in information management.
Develop and maintain online portals on information management.
Analyze information and implement solutions based on the analysis.
Provide training to those who use the implemented information.
Attend review meetings on information management and contribute ideas/opinion.
Update one’s own knowledge on information management by attending seminars and work groups.
IT consultant: IT consultants advise managers on how to develop new IT-enabled solutions. The job description includes these tasks:
Assess the performance of existing business systems.
Draw up strategic plans and implement new business processes.
Train employees on implemented IT solutions/business processes.
Propose solutions for organizations that want to improve their software systems.
Install data networks and provide support for troubleshooting.
Management trainee: Management trainees usually follow a two-year “on the job” training and continue their career in a management position. Their job description includes these tasks:
Perform tasks in response to instructions from seniors.
Get trained on the allotted work and department.
Track own performance progress and set performance goals.
Get acquainted with operations, management system, and company policies.
Explanation:
PLATO
which part of our body is affected by plogue pose?
Answer:
spine and shoulders are affected
The spine and the shoulders of our body part are mostly affectd by the plogue pose. It stretches our body muscles.
Plow PoseIt is a stretching exercise which keeps your body fit and flexible.
Doing stretching exercise regularly benefits the body mucles and tendons.
The plow pose is a stretching exercise where one positions his/her body upside down and keeps their feet bend over the head.
This pose affects our spine and also our shoulders.
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Help ASAP!!!! most possible answer
Answer:
The administration prosses a public and and AVAILIBLE TO ANYONE to review.
Explanation:
That is the most open administration because its available to anyone-(the public).
1) what is iso 9000, and why is it important for global businesses to have iso 9000 certification?
ISO 9000 is a set of international standards that provide guidelines for quality management systems. These standards are designed to help business ensure that their products and services consistently meet the needs of customers and stakeholders.
ISO 9000 certification is important for global businesses because it provides a globally recognized standard for quality management. This certification demonstrates that a business has implemented and adheres to a consistent and effective quality management system, which can help to improve customer satisfaction, increase operational efficiency, and reduce costs.
In addition, ISO 9000 certification can also help global businesses to compete in the international marketplace. Many customers and stakeholders prefer to work with businesses that have ISO 9000 certification, as it provides assurance that the products and services they receive will meet their expectations. As such, ISO 9000 certification can be a valuable tool for global businesses that want to expand their customer base and increase their market share.
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what is a temporary activity a company undertakes to create a unique product, service, or result%3what is a simplified representation or abstraction of reality?
A temporary activity a company undertakes to create a unique product, service, or result is known as a project.
A simplified representation or abstraction of reality is a model.
What is Company?A company is a legal entity formed by a group of individuals to engage in and operate a business—commercial or industrial—enterprise. It is an association of people, whether natural, legal, or a mixture of both, with a specific purpose. It is an organization that produces or sells goods or services in order to make a profit. It is a business organization that makes money by selling goods or services. It is a type of business structure that is a separate legal entity from its owners.
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From each paycheck of your afterschool job, you’re able to save $45 toward the coat. You get paid twice a month. How many months will it take you to save enough money to buy your North Face jacket.
Answer:4
Explanation:The total in 4 months would equal 360
4 months will it take you to save enough money to buy your North Face jacket.
Saving per month based problem;What information do we have?
Amount save per paycheck = $45
Amount of jacket = 350 (Missing data)
Amount save per month = 2 × Amount save per paycheck
Amount save per month = 2 × 45
Amount save per month = $90
Number of months need = 350 / 90
Number of months need = 3.88
Number of months need = 4 months
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What is the amount of money the Hardys will need to deposit annually (rounded to the nearest two decimal places) to achieve their down-payment goal
To determine the amount of money the Hardys will need to deposit annually to achieve their down-payment goal, they should consider factors such as the desired down-payment amount, the timeframe for saving, and the interest rate.
By dividing the desired down-payment amount by the number of years they have to save, the Hardys can calculate the annual deposit needed.
To calculate the annual deposit, the Hardys should divide their desired down-payment amount by the number of years they have to save. For example, if their down-payment goal is $50,000 and they plan to save for 5 years, the annual deposit would be $10,000 ($50,000 divided by 5). This calculation assumes no interest or investment returns.
If the Hardys want to factor in interest, they should consider a higher annual deposit to account for the growth needed to reach their goal. Additionally, it's important to round the annual deposit to the nearest two decimal places for accurate planning.
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if you borrow funds from your employer-sponsored retirement account you must
When borrowing funds from your employer-sponsored retirement account, you must adhere to the plan rules.
Specifically stating the desired loan amount and repayment schedule on a loan application is required. Usually, repayment entails regular payments taken out of your paycheck. It's critical to comprehend the implications because the borrowed sum will be temporarily deducted from your retirement savings, which could have an effect on long-term growth.
The loan could become immediately due if you quit your job. Even though borrowing is exempt from income taxes, there may be fines and taxes if repayment is not made on time. Contact your plan's administrator or a financial advisor for more information.
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The question is incomplete, complete question is "If you borrow funds from your employer-sponsored retirement account you must-
get a longer repayment term
adhere to the plan rules.
use the funds to buy a home.
retire and leave the job"
A man walks around a circular park 4 times in 12 minutes. The radius of the park is 49m. Find the speed of the man in km/h.
How can we apply accounting and bookkeeping in our daily lives?
Assume the perpetual inventory system is used. 1) Green Company purchased merchandise inventory that cost $16,100 under terms of 3/10, n/30 and FOB shipping point. 2) Green Company paid freight cost of $610 to have the merchandise delivered. 3) Payment was made to the supplier on the inventory within 10 days. 4) All of the merchandise was sold to customers for $23,700 cash and delivered under terms FOB destination with freight cost amounting to $410. What is the amount of gross margin that results from these transactions
Answer:
$7,473
Explanation:
Calculation to determine the amount of gross margin that results from these transactions
First step is to calculate COGS
COGS=$16,100-($16,100 * 0.03)+$610
COGS=$16,100-$483+$610
COGS=$16,227
Now let calculate the Gross margin
Using this formula
Gross margin = Sales revenue - COGS
Let plug in the formula
Gross margin=$23,700 - $16,227
Gross margin =$7,473
Therefore the amount of gross margin that results from these transactions is $7,473
In business terms, what does I.T. stand for?
A. Insurance Trading
B. Independent Theory
C. Item Trading
D. Information Technology
hi guys um so i need help with ur mom lol hahahaha
Both the debt-equity ratio and the equity multiplier are calculated using _____ in the denominator.
Both the debt-equity ratio and the equity multiplier are calculated using stockholders' equity in the denominator.
What is debt-equity ratio?
The debt-equity ratio compares the amount of debt a firm uses to the stockholders equity, which is portion of total finance made available by the company's shareholders, it is determined total debt divided by the stockholders' equity
On the other hand, the equity multiplier is determined as the total assets divided stockholders' equity, in other words, the denominator in both cases is the equity.
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why it is important to prepare a bank reconciliation statement at the end of each month
Explanation:
The purpose of preparing a Bank Reconciliation Statement is to detect any discrepancies between the accounting records of the entity and the bank besides those due to normal timing differences. Such discrepancies might exist due to an error on the part of the company or the bank.
draw a price-setting supply and demand curve for a situation where the buyer sets the price
In a price-setting supply and demand scenario where the buyer sets the price, the main answer is that the buyer's willingness to pay dictates the market price. This creates a horizontal demand curve at that set price level.
In a typical supply and demand graph, the supply curve slopes upward, indicating that as price increases, producers are willing to supply more goods. The demand curve slopes downward, showing that as price increases, consumers are willing to buy fewer goods. However, when the buyer sets the price, the demand curve becomes horizontal at the set price level. Producers will still follow the supply curve, supplying the quantity at which the horizontal demand curve intersects the supply curve. This intersection point determines the equilibrium quantity of goods supplied in this price-setting situation.
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Suppose Ontario is deciding whether to enact a new tax. If the tax is enacted, it will bring in $700 million in revenue. But it could also hurt the economy. The chance of harm to the economy is small, just 1/5. But it would cost the country $1, 200 million in lost earnings. (The $700 million in revenue would still be gained, partially offsetting this loss.) Treat gains as positive and losses as negative. suppose conducting the study would cost $5,000. will the government conduct the study? (assume they make decisions by maximizing expected monetary value.)
The EMV of enacting the tax is negative, the government should not conduct the study and should not enact the tax. By doing so, they would be risking a potential loss of $100 million.
To determine whether the government will conduct the study, we need to calculate the expected monetary value (EMV) of the decision to enact the new tax. The EMV is calculated by multiplying the probability of each possible outcome by its corresponding monetary value and adding up these values.
In this case, the two possible outcomes are: 1) Enacting the tax brings in $700 million in revenue, with a small chance of harm to the economy costing $1,200 million in lost earnings; or 2) Not enacting the tax, which would cost the government nothing.
To calculate the probability of each outcome, we need to consider the chance of harm to the economy, which is 1/5 or 0.2. Therefore, the probability of the first outcome (enacting the tax and potentially harming the economy) is 0.2, while the probability of the second outcome (not enacting the tax) is 0.8.
Next, we need to calculate the monetary value of each outcome. The first outcome would bring in $700 million in revenue, but also potentially cost $1,200 million in lost earnings.
So, the net monetary value of the first outcome is $700 million - $1,200 million = -$500 million. The second outcome would cost the government nothing, so its monetary value is 0.
Finally, we can calculate the EMV of the decision to enact the tax by multiplying the probability of each outcome by its monetary value and adding up these values.
EMV = (0.2 x -$500 million) + (0.8 x $0) = -$100 million
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The overall EMV of not conducting the study is higher, the government will not conduct the study if it makes decisions by maximizing expected monetary value.
To determine whether the government will conduct the study, we need to compare the expected monetary value (EMV) of conducting the study versus not conducting it.
If the study is conducted, there are two possible outcomes:
The tax is enacted, and the economy is not harmed, resulting in a net gain of $700 million in revenue.
The tax is enacted, and the economy is harmed, resulting in a net loss of $500 million ($700 million revenue minus $1,200 million lost earnings).
The probability of outcome 1 is 4/5 (1 - 1/5), and the probability of outcome 2 is 1/5. Therefore, the expected monetary value of enacting the tax if the study is conducted is:
(4/5 x $700 million) + (1/5 x -$500 million) = $540 million
If the study is not conducted, the expected monetary value of enacting the tax is simply $700 million.
Now, we need to subtract the cost of the study from each scenario's expected monetary value to determine the overall EMV of conducting the study versus not conducting it.
If the study is conducted, the overall EMV is:
$540 million - $5,000 = $539,995,000
If the study is not conducted, the overall EMV is:
$700 million - $0 = $700 million
Since the overall EMV of not conducting the study is higher, the government will not conduct the study if it makes decisions by maximizing expected monetary value.
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Phoebe just moved and is organizing her new house. What is the best thing for her to do with all of her financial records?.
The best thing Phoebe should do with her financial records is to store them in a safe deposit box.
The documents that offer proof of a business transaction are financial records. Phoebe needs to keep the financial documents secure because she recently relocated and is organizing her new home and she could need them in the future. It's not ideal to shred them or store them in the same location or someplace else. They must be preserved and safeguarded.Financial records are written records that detail or attest to company transactions. An accounting department's financial records must be well-organized in order to function. Financial records might comprise invoices and receipts at the most granular level.Thus this is the meaning of financial records.
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The price of orange juice falls from $2.49 a jug to $1.99 a jug. (1) Explain whether the demand curve for apple juice will shift left, shift right, or if there is only movement along the demand curve for apple juice.
Answer:
there is only movement along the demand curve for apple juice.
Explanation:
The demand curve shows the graphical relationship between the price of a good or service and the quantity demanded at each point in time. It shows the quantity demanded at each price. There is an inverse relationship between price and quantity demanded, as the price increases the quantity demanded reduces (but demand itself stays the same) while If the price decreases, quantity demanded increases.
The price of orange juice falls from $2.49 a jug to $1.99 a jug, the demand curve remains the same, but there is only movement along the demand curve for apple juice.
Provide a detailed plan, including actual dollar amounts, for Selena to wisely use the extra $300 per month from her raise. For each part of the plan, briefly describe why you're making this choice. NEED ANSWER ASAP
Selena's Budget plan for $300 to be in order: pay debt from $150 if any, put $50 in the emergency fund, buy necessary item/service <= $50 needed for a long time, visit park/fun/landmark/beach/casual place <= $50.
What is a budget?It should be noted that a budget simply means the financial estimate of the income and expenditure of an individual or an organization.
The purpose of the budget is to establish financial objectives with the monitoring and measurement of results, enabling better decision-making.
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An investment requires an initial cash outflow of $3,600, and it will bring in cash inflows of $3,500, $1,100,$2,300,$2,400, for the next four years, respectively. What is the internal rate of return (IRR) of this project? (Format answer to percent and rounded to two decimals, enter your answers without %, for example, for answer 0.1243, enter 12.43 only)
Internal rate of return (IRR) is the rate at which the net present value (NPV) of the investment equals zero. If the IRR is greater than the rate required to earn a minimum acceptable rate of return (MARR), then the investment should be accepted.
An investment needs an initial cash outflow of $3,600 and will produce cash inflows of $3,500, $1,100, $2,300, and $2,400 for the next four years.
What is the internal rate of return (IRR) of this project?
To determine the IRR of the project, the cash inflows should be discounted at various interest rates until the net present value (NPV) equals zero.
The process is repeated until the rate of return is discovered, which is done with the aid of a calculator or Microsoft Excel.
Using Microsoft Excel's built-in function, we can get the IRR as follows:
Where the cash flows are:
CF0 = -$3,600; CF1 = $3,500; CF2 = $1,100; CF3 = $2,300; and CF4 = $2,400.
For the project described above, the IRR is approximately 17.87 percent.
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Next O Cover Letters and Résumés: Mastery Test
1
Select the correct answer.
Josita is preparing a résumé for a job teaching graphic design at a high school. She wants to list the software programs she has learned. In what
section of her résumé should Josita include these programs?
OA honors
OB. activities
OC. skills
OD. experience
Reset
Submit Test
Next
If Josita is preparing a résumé for a job teaching graphic design at a high school. She wants to list the software programs she has learned. The section of her résumé that Josita should include these programs is: C. skills.
What is skills?Skills can be defined as the ability a person or an individual possess when it comes to performing or carrying out tasks. A person can tend to possess inbuilt Skills or acquired skills they known will be of important to them.
Based on the scenario the software programs was the skills that Josita acquired because she learned it, the software program should be included as part of the skills she possess in her resume as this will enables are employer to know the skills she possess.
Therefore If Josita is preparing a résumé for a job teaching graphic design at a high school. She wants to list the software programs she has learned. The section of her résumé that Josita should include these programs is: C. skills.
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What is not a criterion when evaluating financial service providers?
A. financial service provider's history
B. benefits or lack thereof
C. past and current employees
D. emerging technologies
That which is not a criterion when evaluating financial service providers is this: C. past and current employees.
What are the criteria for evaluating financial service providers?To successfully evaluate the qualification of a financial service provider, the customer must be able to look at their present and past history. They should consider their ability to incorporate emerging technologies into their businesses.
It is not really the business of the consumer to dig out the past and current employees of the business. He should be interested in other relevant factors like the above.
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I am with the girl of my dreams, and I couldn't be happier!
Nice bro
YesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesv
Answer:
Gj <333
Explanation:
pollution control approaches that give incentives to business to reduce emissions include all of the following except .
An environmental protection approach that encourages companies to cut emissions does not involve shutting down companies responsible for excessive environmental damage.
What is an environmental levy and what incentives do they provide for companies to consider external costs?A green tax would incentivize profit-maximizing companies to find ways to reduce emissions, as long as the marginal cost of reducing emissions is less than the tax. For example, imagine a small business that emits 50 pounds of small particles like soot into the air annually. What are the three economic incentives for environmental change?1. Local fees for VOC emissions from major sources
2. Market incentives to reduce consumer and commercial use of solvents
3. Deposit/refund schemes for chlorinated solvents
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Bought goods
for
cash $100
to double
entry system.
Answer:Purchase account Dr.$100
cash account Cr.$100
Explanation:
What type of communication provides powerful analytics that allow entrepreneurs to determine the effectiveness of their communication efforts?
O A. Interior communication
О в.
OC.
Nonverbal communication
Social media communication
D. Creativity communication
An appropriate choice is option (c). Business owners can use social media communication's robust analytics to assess the success of their communication efforts.
Social media communications are what?A communication method based on the internet is social media. Users can converse, share knowledge, and publish content online via social media platforms. Social media describes how individuals interact with one another through the creation, sharing, and/or exchange of knowledge and ideas in online groups and networks.
What constitutes effective corporate communication?Interaction between people is facilitated via communication. Entrepreneurs continually aim to enhance their communication skills because doing so will help them share and express their ideas clearly, as well as interact with their team, clients, and coworkers in a better way.
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HELPPPP!!!! WILLL GIVE BRAINLEST!!!
It allows you to rent a car while yours is being repaired. a. auto replacement c. personal damage liability b. comprehensive physical damage d. rental reimbursement
Answer:
I'm pretty sure the answer is d
Explanation:
Alternatively, you may pay out-of-pocket for your rental then seek reimbursement from the other insurance company once it completes its investigation.
Answer:
D
Explanation:
Explain why supply and price are positively related.
Answer:
Price is what the producer receives for selling one unit of a good or service.
Explanation:
An increase in price almost always leads to an increase in the quantity supplied of that good or service, while a decrease in price will decrease the quantity supplied.