the norton bank of illinois, has just issued trust preferred stock. what defense against risk is this bank making?

Answer: correct option is A.

Explanation: A speculative risk can be defined as risk that is taken willingly either it results in profit or loss and the stocks involve in probability of gain and loss making it a speculative risk.

Stocks incur speculative risk. Therefore option A is correct.

A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.

Common stock and preferred stock are the two primary categories of stocks.

Owners of common stock are entitled to dividends and the right to vote at shareholder meetings.

Common stockholders often do not have voting rights, while preferred stockholders typically get dividend payments ahead of time and are given preference over common investors in the event of a firm bankruptcy and asset liquidation.

To learn more about Stocks follow the link.

https://brainly.com/question/14649952

#SPJ2

The weighted average cost of capital (WACC) for Tenet is 10.32%.

The weighted average cost of capital (WACC) is a measure of the overall cost of financing for a company, taking into account the cost of each component of its capital structure. To calculate the WACC, we need to determine the weights and costs of each source of financing and then calculate the weighted average.

First, we calculate the weights for each component of the capital structure. The weight of each component is calculated by dividing its value by the total value of the capital structure. In this case, the total value of the capital structure is the sum of the values of bonds, commercial loans, preferred stock, and common stock.

Weight of Bonds = $1,083 / ($1,083 + $2,845 + $268 + $3,681) = 0.136

Weight of Commercial Loans = $2,845 / ($1,083 + $2,845 + $268 + $3,681) = 0.359

Weight of Preferred Stock = $268 / ($1,083 + $2,845 + $268 + $3,681) = 0.034

Weight of Common Stock = $3,681 / ($1,083 + $2,845 + $268 + $3,681) = 0.471

Next, we calculate the cost of each component. The cost of debt is given as a 3.5% after-tax rate. The cost of preferred stock is 13.5%, and the cost of common stock is 18%.

Weighted Cost of Debt = Weight of Bonds * Cost of Debt = 0.136 * 3.5% = 0.476%

Weighted Cost of Preferred Stock = Weight of Preferred Stock * Cost of Preferred Stock = 0.034 * 13.5% = 0.459%

Weighted Cost of Common Stock = Weight of Common Stock * Cost of Common Stock = 0.471 * 18% = 8.478%

Finally, we sum up the weighted costs of each component to calculate the WACC:

WACC = Weighted Cost of Debt + Weighted Cost of Preferred Stock + Weighted Cost of Common Stock

    = 0.476% + 0.459% + 8.478%

    = 9.413%

Therefore, the firm's weighted average cost of capital (WACC) is 9.413%, which can be approximated as 9.41% to two decimal places.

Learn more about cost here:

https://brainly.com/question/32817332

#SPJ11

Answer:

✓ Social responsibility, fair pricing, truth in advertising

Explanation:

According to the Interest Rate Parity (IRP), the forward rate premium of the Mexican peso with respect to the UAE dirham can be calculated as well as the 6-month forward rate.

The formula for calculating the forward rate premium (F) based on IRP is:

F = S * [(1 + r_home) / (1 + r_foreign)]

Where:

F = Forward rate

S = Spot rate

r_home = Home currency interest rate (in this case, the UAE dirham rate)

r_foreign = Foreign currency interest rate (in this case, the Mexican peso rate)

Substituting the given values:

S = 0.18 (peso/dirham spot rate)

r_home = 4% (UAE dirham interest rate)

r_foreign = 6.5% (Mexican peso interest rate)

F = 0.18 * [(1 + 0.04) / (1 + 0.065)]

= 0.18 * 1.04 / 1.065

≈ 0.17544

Therefore, the 6-month forward rate for the Mexican peso with respect to the UAE dirham is approximately 0.17544.

To calculate the forward rate premium (FRP), we compare the forward rate (F) with the spot rate (S):

FRP = (F - S) / S

Substituting the values:

FRP = (0.17544 - 0.18) / 0.18

= -0.00456 / 0.18

≈ -0.0253

The forward rate premium of the Mexican peso with respect to the UAE dirham is approximate -2.53% (a negative sign indicates a discount).

Therefore, based on the Interest Rate Parity, the forward rate premium of the peso with respect to the UAE dirham is approximate -2.53% (a discount), and the 6-month forward rate is approximately 0.17544.

To learn more about Interest Rate  click here:

brainly.com/question/19756730

#SPJ11

The number of days to sell the inventory of Sheffield company is 44 days. To understand this, the Inventory Turnover ratio must be calculated.

The inventory turnover ratio (ITR) is the number of times a company has sold and replenished its inventory over a specific amount of time. Given,

Inventory at beginning of the year = $145,000

Inventory at the end of the year = $131,000

Sales revenue (s)= $1,972,800

Cost of goods sold (CGS) =$1,145,400

Net Income = $248,400

Average Inventory = Beginning + Ending / 2

Average Inventory = 145,000+131000/2 = $138,000

Inventory Turnover ratio (ITR)  = CGS ÷ Average inventory

ITR = 1145400 ÷ 138000 = 8.3 times

Sales of Inventory in days  = (Average Inventory ÷ CGS)*365

Sale of inventory = (138,000÷1,145,400)*365

sale of inventory = 43.97 or 44 days.

Therefore we can conclude by saying that, the number of days to sell the inventory of Sheffield company is 44 days.

To know more about the Inventory Turnover ratio,

https://brainly.com/question/29024083

#SPJ4

Your budget can assist you in keeping track of money. That is cash Flow. A company's cash flow is a measure of how much money it brought in or spent over a period of time.

The goal of a cash flow statement is to show what occurred to a company's cash during a specific time period, known as the accounting period.

It displays an organization's ability to operate in the short and long term, based on the amount of money moving in and out.

For more information about cash flow refer to the link:

https://brainly.com/question/10776890

#SPJ1

Answer:C

Cash flow

Explanation:

a. On average, 1,900 units of the part are held in cycle inventory. The dollar value of this inventory is $209,000.

b. On average, 950 units of the part are held in pipeline inventory. The dollar value of this inventory is $76,000.

a. To calculate the units held in cycle inventory, we need to consider the average demand during the lead time. Given that the annual demand is 3,800 units and the average lead time is 6 weeks, we can calculate the cycle inventory as follows:

Cycle Inventory = (Average Demand per Week) x (Lead Time in Weeks)

Average Demand per Week = Annual Demand / Number of Business Weeks per Year

Average Demand per Week = 3,800 / 50 = 76 units

Cycle Inventory = 76 units/week x 6 weeks = 456 units

The dollar value of the cycle inventory can be calculated by multiplying the cycle inventory by the total cost per unit:

Dollar Value of Cycle Inventory = Cycle Inventory x Total Cost per Unit

Dollar Value of Cycle Inventory = 456 units x $110/unit = $50,160

b. To calculate the units held in pipeline inventory, we consider that the typical part in pipeline inventory is 50% completed. This means that half of the labor and variable overhead cost has been added. Thus, the unit cost for pipeline inventory is $50 + $60/2 = $80.

The pipeline inventory is equal to the average demand during the lead time:

Pipeline Inventory = Average Demand per Week x Lead Time in Weeks

Pipeline Inventory = 76 units/week x 6 weeks = 456 units

The dollar value of the pipeline inventory can be calculated by multiplying the pipeline inventory by the unit cost for pipeline inventory:

Dollar Value of Pipeline Inventory = Pipeline Inventory x Unit Cost for Pipeline Inventory

Dollar Value of Pipeline Inventory = 456 units x $80/unit = $36,480

On average, 1,900 units of the part are held in cycle inventory, with a dollar value of $209,000. Additionally, 950 units of the part are held in pipeline inventory, with a dollar value of $76,000. Understanding the levels and values of cycle and pipeline inventory helps in assessing the overall inventory management and cost implications of the production process.

To know more about value , visit;

https://brainly.com/question/1578158

#SPJ11

Answer:

1. Salesforce helps their people feel good by giving back to the community. They also offer great challenges and rewards, and have open communication culture.

2. Cisco offers good benefits that focus on family and enabling people to combine parenthood with their jobs. It’s also a great place to learn and develop professionally.

3. Admiral allows people to give back to the community through charity. They have built a strong sense of belonging and believe in the importance of having fun so people bring their best to work.

Explanation:

Answer:

Happy meal wih a mcdoobale

Explanation:

There are a number of benefits when a business is registered, the main benefits are, limited liability and can open company bank accounts.

A company if registered as a limited liability is a company which can have a bank account on the company's name and also the owners of the company is entitled for the limited liability.

The limited liability is the waiver of liability from the owner of the company, when a company is registered as a limited liability it is separate from its owners and the owners are not personally liable for any losses made by the company.

In a case of a bankruptcy the owners will not pay the creditors of the company from their personal assets. However the company is liquidated and the creditors are paid off by the assets of the company.

Learn more about Company at https://brainly.com/question/27164600

#SPJ1

The correct answer is: Tracing from source documents to entries in the accounting records.

Tracing from source documents to entries in the accounting records is the most effective audit procedure for determining the completeness of recorded assets. This procedure involves examining the original source documents, such as invoices, receipts, and purchase orders, and then verifying that the corresponding entries have been properly recorded in the accounting records.

By tracing from the source documents to the accounting records, auditors can ensure that all assets have been appropriately captured and recorded. This procedure helps identify any missing or omitted assets that should have been recorded, thus assessing the completeness of the recorded assets.

Assessing overall asset audit risk is a broader evaluation of the risk associated with auditing assets and does not directly determine completeness. Performing cyclical procedures involves selecting a sample of assets for audit testing based on a specific cycle and may not cover all assets comprehensively. Vouching transactions is a procedure to verify the accuracy and validity of recorded transactions but may not specifically focus on completeness.

Learn more about recorded transactions here:

https://brainly.com/question/27830812

#SPJ11

Current liabilities are usually settled by paying out current assets such as cash are current liabilities. Commonly, current assets—assets that are depleted within a year—are utilised to settle current liabilities.

Accounts payable, short-term debt, dividends, notes payable, and unpaid income taxes are a few examples of current obligations. On the balance sheet, current liabilities include things like accounts payable, payroll due, payroll taxes, accrued expenses, short-term notes payable, assets income taxes, interest payable, accrued interest, utilities, rental fees, and other short-term loans. A company's current liabilities are its debts that are due within a year of the balance sheet date and will either utilise current assets or generate new current liabilities.

To learn more about liabilities, click here.

https://brainly.com/question/15006644

#SPJ1

Your family home deduction is the difference between the market value of your home and up to $250,000 of your adjusted gross income.

When you file your taxes and come to the point where you are calculating your deductions, you can use your family home to help you reduce your taxable income. The deduction you can receive is based on the current market value of your home and your adjusted gross income. The IRS allows you to deduct up to $250,000 of your adjusted gross income, which can save you a considerable amount in taxes. However, if your adjusted gross income is more than $500,000, this deduction will be phased out. For the purpose of calculating the family home deduction, the market value of your home will be determined by your local property assessment office and should include the value of any improvements made to the home. The amount of your adjusted gross income that can be deducted is limited to $250,000. This means that if your adjusted gross income is $400,000, only $250,000 of that amount is eligible for deduction. The remaining $150,000 will not be able to be used as a deduction.

Learn more about deduction here:

https://brainly.com/question/3158031

#SPJ4

Transnational teams are work groups composed of multinational members whose activities span multiple countries.

These teams are becoming increasingly important as globalization and technological advancements have made it easier to work across borders. Transnational teams can be found in a variety of industries and sectors, from technology and finance to manufacturing and healthcare. These teams typically have members who come from different cultural backgrounds, speak different languages, and have different work styles and preferences.

To be successful, transnational teams must navigate these differences and find ways to collaborate effectively. This can include using technology to communicate and share information, building trust and relationships, and developing cultural awareness and sensitivity. Ultimately, transnational teams offer organizations the opportunity to leverage the skills and expertise of a diverse workforce to achieve common goals.

Learn more about Transnational teams here: https://brainly.com/question/27249388

#SPJ11

Answer:inflation

Explanation:

Answer:

shell say to get your team together and lead if can do it do it, if you cant, don't

Explanation: you're the team leader you're supposed to be able to make decisions even the hard ones

On July 1, 20Y1, a debit of $7,127,643 was made to cash, a credit of $7,400,000 was made to Bonds Payable, and a credit of $272,357 was made to Discount on Bonds Payable to record the cash proceeds from the issuance of the bonds.

On July 1, 20Y1, to record the cash proceeds from the issuance of the bonds, the following entry would be made:

The debit entry to cash represents the amount of cash received from the sale of the bonds. The credit entry to Bonds Payable represents the increase in the company's liability for the bond debt. The credit entry to Discount on Bonds Payable represents the difference between the face value of the bonds and the cash proceeds received, which is the bond discount.

To learn more about bonds at

https://brainly.com/question/29852485?referrer=searchResults

#SPJ4

The impact to likely have on the average inventory in the process is "because larger batches take longer to complete, average inventory will rise."

An estimation of the worth or quantity of a certain commodity or group of goods over two or more prescribed time periods is known as average inventory.

Some key features of average inventory are-

To know more about average inventory, here

https://brainly.com/question/24321733

#SPJ4

The benefits of equity funding are it can be used to raise working capital.

Investors do not get paid if the business does not make a profit. Option 2 and option 3 are appropriate response.

What is equity funding?

The practice of raising money through the selling of shares is known as equity funding. Companies raise money to pay expenses in the short term or because they have a long-term objective and need money to invest in their expansion.

A firm effectively sells ownership in their business when it sells equity shares in exchange for money. There are two methods of equity funding: the private placement of stock with investors and public stock offerings.

Equity funding is used when companies, have a short-term need for cash. It is used to raise working capital. It carries no repayment obligation, investors are only paid when the business is profitable.

Hence option 2 and option 3 are correct response.

To learn more about equity funding

https://brainly.com/question/8791424

#SPJ1

Answer:

Dr Cash 7,500

Cr Unearned Revenue 7,500

Explanation:

Preparation of the March 1 journal entry for the designer

Since we were told that On March 1 that the designer receives a sum of $7,500 which was check in advance from the designer customer this means that the transaction will be recorded by Debiting Cash with the sum of $7,500 and Crediting Unearned Revenue with the same amount of $7,500

Dr Cash 7,500

Cr Unearned Revenue 7,500

Statements that are true about a television network's products and customers are;

television network serves as a means of promotion of goods and services of a company to the audience.

Therefore, The television network sells its audience as a product to advertisers.

Learn more about television network at:

https://brainly.com/question/18595207

Answer:

see below

Explanation:

Revenue is the money a business receives by engaging in its normal trading activities. It is the money paid to the business for selling goods or services to clients.  For a business to be profitable, its revenues must exceed expenses.

If the business owner has revenue of $2000 and is finding it difficult to stay in business, it means the expenses are almost or more than $2000. Revenue, as stated, is generated from sales. Expenses refer to the costs incurred in generating revenue. They include the cost of materials, rent, wages, and all other business-related expenses.

When the expenses are more than revenue, the business suffers losses. This business owner is probably incurring losses; that's why they have a challenge in staying open.

The statement "Once someone is promoted to facility manager, the job becomes easier because the person has subordinates who can help them. Therefore, they do not need to spend as many hours at the facility" is false because the promotion to the position of facility manager often means that more responsibilities are entrusted to the person holding that position and the job becomes more challenging.

Facility management involves a wide range of responsibilities and duties that are essential for the smooth operation and maintenance of a facility.

Once someone is promoted to the position of facility manager, they become responsible for supervising the daily operations of the facility, coordinating with various teams, overseeing facility maintenance and repairs, ensuring compliance with safety and health standards, and managing the facility's budget and resources.

As such, the job of a facility manager can become more demanding after their promotion. Although subordinates may provide support, they do not take away the facility manager's responsibility for ensuring that all aspects of the facility's operation are running smoothly.

Learn more about facility manager https://brainly.com/question/32772246

#SPJ11

To examine the weekly payroll of all employees, one would look at the: d. payroll register.

The payroll register is a book or record that is used to fill in the details of all the employees and their payment logs. A record of this register is often kept in good condition in case of any future discrepancies that will have to be resolved.

A person who wants to examine the weekly payroll of all employees in an organization must be able to look at the payroll register to know what is obtainable. There, he would find the names of the employees, their job roles and payment record.

Options:

a. W-4

b. employee earnings record

c. W-2

d. payroll register.

Learn more about the payroll register here:

https://brainly.com/question/24265652

#SPJ1

The degree to which local regulations favor local workers and suppliers is an example of legal/political security.

political security is the protection of human rights and well-being of all people.

It is kind of protection received by local workers and suppliers and this gives freedom to the citizens.

Therefore, political security gives room for the citizens to exercise their right, and protect the right of all workers and individuals in the country.

Learn more about political security at;

https://brainly.com/question/26260220

Answer:

The main purpose of a double-entry bookkeeping system is to ensure that a company's accounts remain balanced and can be used to depict an accurate picture of the company's current financial position.

Explanation:

Answer:

There are four components you need to consider: Yearly costs, such as tuition, fees, books, room and board, travel expenses, etc. Financial aid that you don't have to pay back, such as scholarships, grants, and work-study. Financial aid that you do need to pay back, such as as federal loans.

Explanation:

When a tenant, the owner, or the landlord has a tenancy-at-will, any of the parties may end it at any moment.

A tenant becomes a tenant by sufferance if, after the lease has ended, he remains in possession without the landlord's permission. A tenant cannot be referred to as a tenant holding over or a tenant at will unless he will continue to live there with the landlord's permission. "

If a tenant (unwanted house guest) is served with a 30 day notice to quit, the landlord (or owner) in California must comply with the California Civil Code and Code of Civil Procedure in order to end the tenancy at will.

To know more about Estate visit:

https://brainly.com/question/30009291

#SPJ4

Two problems that pose difficulties for economic systems are listed.

underemployment or high rates of unemployment.

Growing inequality, with many people excluded from the process of growth.

Even if the economy recovered strongly in 2021, there may yet be a downturn in growth due to ongoing financial issues. In addition, many nations are dealing with a rising debt burden, high inflation, and the current hot topic of geopolitical tensions, all of which have a significant influence.

What to make.

how to make.

who to produce for.

To Know more about economic systems

https://brainly.com/question/27630988

#SPJ4