The correct answer is true. screening is a method of preventing unfavourable selection by the agent(s) with less information.
What is screening?Asymmetric information instances for screening presume two economic agents who are attempting to conduct some sort of transaction.
Although it is not required, there frequently exists a long-term relationship between the two agents.
Fundamentally, the screening technique entails the trying to learn about private information that the other economic agent may be in possession of but that he or she is initially unaware of before the transaction takes place. The information asymmetry between the two agents is decreased by the
collection of such data, allowing the screening agent to participate in the transaction with greater knowledge.
As asymmetric information often results in inefficiency, screening improves information flow between agents.
To know more about screening mechanism, visit:-
https://brainly.com/question/14979804
#SPJ4
a. Fill out the missing information in an Excel table with appropriate calculations. b. Assume that one-year zero-coupon yield is 3.5\%. Create a complete yield curve using an appropriate technique. 3. Using the term structure model with mean-reverting interest rate create an inverted yield curve showing 1, 2, 3, 4, and 5-year yields. You need to set appropriate parameters to achieve this.
To fill out missing information in an Excel table with appropriate calculations, you can use formulas to perform calculations based on the available data.
For example, if you have data for two columns A and B, and you want to calculate the values for column C based on a formula, you can use the formula "=A1*B1" in cell C1 to multiply the values in cells A1 and B1. Then, you can drag the formula down to fill the remaining cells in column C. This will automatically calculate the values based on the formula applied.
b. To create a complete yield curve using a one-year zero-coupon yield of 3.5%, you can use the technique of bootstrapping. Start by assuming a specific time period, such as 1 year, and assign the corresponding yield to that time period. In this case, the yield would be 3.5%.
Then, using this yield, calculate the value of a zero-coupon bond that matures at the end of the period. Repeat this process for each subsequent time period, adjusting the yield based on market conditions. This will create a yield curve that shows the yields for different time periods.
3. To create an inverted yield curve using the term structure model with mean-reverting interest rate, you need to set appropriate parameters. The mean-reverting interest rate model assumes that interest rates tend to revert towards a long-term average.
In an inverted yield curve, shorter-term interest rates are higher than longer-term interest rates. To achieve this, you can set parameters such as the long-term average interest rate and the speed at which interest rates revert towards this average.
By adjusting these parameters, you can create an inverted yield curve that shows the yields for different time periods, such as 1, 2, 3, 4, and 5 years. Remember to consider the impact of the mean-reverting interest rate model on the shape of the curve.
To know more about interest visit:
https://brainly.com/question/30393144
#SPJ11
Zero-coupon yield, also known as the yield to maturity (YTM) or the discount rate, is the rate of return earned on a zero-coupon bond.
a. To fill out missing information in an Excel table, you'll need to perform appropriate calculations. For example, if you're given certain values and need to find others, you can use formulas like addition, subtraction, multiplication, or division to compute the missing data. Excel provides a variety of functions for different calculations, such as SUM, AVERAGE, and IF. By entering the appropriate formulas in the cells, Excel will automatically calculate the missing values based on the given data.
b. To create a complete yield curve, you can use an appropriate technique like bootstrapping. In this technique, you start with the known yield for the zero-coupon bond (3.5% in this case) and then iteratively calculate the yields for bonds with longer maturities. By using the yield for each bond and its corresponding price, you can estimate the yield for the next bond. This process is repeated until you have the yields for all the desired maturities. Excel's Solver tool can help automate this process.
3. To create an inverted yield curve using a mean-reverting interest rate term structure model, you'll need to set appropriate parameters. The model assumes that interest rates revert to a long-term mean over time. By adjusting parameters like the mean, speed of reversion, and volatility, you can create an inverted yield curve. Using Excel, you can apply formulas that incorporate these parameters to calculate the yields for different maturities and plot them on a graph.
To know more about Zero-Coupon Yield visit:
https://brainly.com/question/17189383
#SPJ11
entrepreneurs may find it especially difficuly to seperate personal failure from profesiional failure t/f
It is true that entrepreneurs may find it especially difficult to separate personal failure from professional failure.
Starting a business is often a deeply personal endeavor for entrepreneurs. They pour their time, energy, and resources into their business, and often feel that the success or failure of the business reflects on them personally. This can make it challenging for entrepreneurs to separate their personal feelings of failure from the objective evaluation of the success or failure of their business.
As an entrepreneur, your business is often an extension of yourself. You have likely invested a significant amount of time, energy, and resources into building your business, and you may feel a deep sense of ownership and responsibility for its success or failure. This can make it difficult to separate your personal feelings of failure from the objective evaluation of your business.
To know more about entrepreneurs visit:-
https://brainly.com/question/31104672
#SPJ11
The Bridal Shop bought a dress from a supplier for $105 wholesale and applied a 65% markup to the price. If a 7. 5% sales tax were added after a 20% discount was used, what would be the total cost to purchase the dress?.
Based on the various additions as well as discount, the total cost of the dress would be $149.00
The cost of the dress after the markup would be:
= Wholesale cost x ( 1 + markup)
= 105 x (1 + 65%)
= 105 x 1.65
= $173.25
After the discount, the cost is:
= 173.25 x (1 - 20%)
= $138.60
The cost after the sales tax is:
= 138.60 x (1 + 7.5%)
= $148.995
= $149.00
In conclusion, the cost of the dress is $149.00
Find out more on such at https://brainly.com/question/216245.
Work Context section for Police Patrol Officers. Note that common contexts are listed toward the top, and less common contexts are listed toward the bottom. According to O*NET, what are some common work contexts for Police Patrol Officers? Check all that apply.
in an open vehicle or equipment
deal with unpleasant or angry people
contact with others
in an enclosed vehicle or equipment
deal with external customers
spend time keeping or regaining balance
Answer:
B,C,D,F
Explanation:
Which elements of retail strategy would be most important for a company that has just decided to construct a brick-and-mortar storefront
The elements of retail strategy which would be most important for a company that has just decided to construct a brick-and-mortar storefront is the:
PlaceAccording to the given question, we are asked to state the elements of retail strategy which would be most important for a company that has just decided to construct a brick-and-mortar storefront.
As a result of this, we can see that the retail strategy which is the most important for the company is to make use of Place because the brick and mortar storefront has to do with the physical presence of a business and would be important for visibility of the store.
Therefore, the correct answer is Price
Read more here:
https://brainly.com/question/16255613
whats the meaning of oligopoly and monopoly market structure
Answer:
Oligopoly is a market structure with a small number of firms, none of which can keep the others from having significant influence, whereas monopoly is one firm, a duopoly is two firms and an oligopoly is two or more firms.
Explanation:
got it from class with help from investopida
True or false: Employers pay the same amount of social security and Medicare taxes as the employee pays.
O True
O False
A supermarket building was purchased for $567,000. The down payment was 12%. The balance was financed at 7.97% for 25 years. Find the montly payment is
The monthly payment for the supermarket building is approximately $3,667.63. To find the monthly payment for a supermarket building, the following formula: Monthly payment = P[r(1+r)^n/((1+r)^n)-1)]
we will need to make use of the following formula: Monthly payment = P[r(1+r)^n/((1+r)^n)-1)]
where P = the principal,
r = the interest rate per month, and
n = the total number of months.
We will calculate the values of P, r, and n using the information provided in the problem statement:
Down payment = 12% of $567,000 = 0.12 × $567,000 = $68,040
Principal = $567,000 − $68,040 = $498,960
Interest rate per year = 7.97%
Number of years = 25Number of months = 25 × 12 = 300To convert the interest rate per year to the interest rate per month, we will divide by 12:
Interest rate per month = 7.97% ÷ 12 = 0.6642% Plugging in these values into the formula, we get:
Monthly payment = $498,960[0.006642(1+0.006642)^300/((1+0.006642)^300−1)]
Monthly payment = $3,667.63.
To know more about payment visit :
https://brainly.com/question/32320091
#SPJ11
a defines how the marketing group will use its resources to support the company's goals for growth and earnings
A marketing plan outlines how to use the company's resources most effectively to accomplish its marketing goals.
What is marketing plan?An organization's advertising strategy for generating leads and reaching its target market is outlined in a marketing plan, which is a practical document.
A marketing strategy outlines the outreach and PR initiatives that will be implemented over time, along with how the business will evaluate their success.
Because a marketing plan is created based on a broad strategic framework, the phrases marketing plan and marketing strategy are sometimes used synonymously.
The strategy and the plan may occasionally be combined into one document, especially for smaller businesses that might only run one or two significant campaigns per year.
While the marketing strategy provides the overall value proposition, the plan details marketing actions on a monthly, quarterly, or annual basis.
Learn more about marketing plan, here
https://brainly.com/question/29775565
#SPJ1
The concession stand at the local high school sells pretzels and lemonade. The total cost of two pretzels and a lemonade is $5. 75. The total cost of two lemonades is $0. 25 more than the cost of a pretzel. What is the cost of a pretzel? $1. 25 $2. 00 $2. 25 $2. 75.
The cost of a pretzel at the local high school concession stand is $2.25.
The cost of a pretzel at the local high school concession stand can be determined using the given information. The total cost of two pretzels and lemonade is $5.75, while the total cost of two lemonades is $0.25 more than the cost of a pretzel. By solving the equations, it is possible to find the cost of a pretzel.
Let's assume the cost of a pretzel is x dollars. According to the given information, the total cost of two pretzels and lemonade is $5.75. This can be represented as 2x + 1.25 = 5.75 (since the total cost of two lemonades is $0.25 more than the cost of a pretzel). Simplifying the equation, we get 2x = 5.75 - 1.25, which is equal to 4.50. Dividing both sides of the equation by 2, we find that x, the cost of a pretzel, is 2.25.
To learn more about concession click here:
brainly.com/question/31674265
#SPJ11
Which of the following is the least profitable investment for a candy shop that earns $1 revenue per pound of candy? (5 points) Group of answer choices Worker at $10 per hour, producing eight pounds of candy per hour Worker at $12 per hour, producing 16 pounds of candy per hour Machine with $5 per hour operating cost, producing 10 pounds of candy per hour Machine with $8 per hour operating cost, producing 14 pounds of candy per hour
Answer:
d
Explanation:
it was on the test really simple
Answer:
Worker at 10 dollars per hour, producing 8 pounds of candy
Explanation:
Got it right on the test
you have credit card debt of $25,000 that has an apr (monthly compounding) of 15%. each month you pay the minimum monthly payment only. you are required to pay only the outstanding interest. you have received an offer in the mail for an otherwise identical credit card with an apr of 12%. after considering all your alternatives, you decide to switch cards, roll over the outstanding balance on the old card into the new card, and borrow additional money as well (assuming that the new card has sufficient debt capacity). How much can you borrow today on the new card without changing the minimum monthly payment you will be required to pay?
Credit card debt: $25,000
APR (1): 15%
APR (2): 12%
Periods per year: 12
Calculate the monthly interest rate of the current credit card.
Calculate the interest payment on the current credit card.
Calculate the monthly interest rate of the new credit card.
Calculate the additional borrowing that you can make do switching to the new credit card.
Banking customers employ credit cards to pay for a product or service without having money in the bank account.
The customers are entitled to pay the bank, in turn, the amount spent, and the credit card charges within the stipulated period.
Calculating the maximum loan amount on a new credit card:
Interest paid on a current credit card each month is equal to the balance x the annual interest rate, which works out to $25,000 x 15% x 12 months, or $312.5.
Monthly interest rate for a new credit card equals the annual interest rate for a new credit card (12 =12%/12 =1%).
Borrowable amount on new credit card = Monthly interest paid on current credit card + Monthly interest rate on new credit card = 312.5/1% = $31250
$31,250 is the maximum loanable amount when using a new credit card.
Calculation of the current credit card's monthly interest rate:
Current credit card monthly interest rate = Annual interest rate/12 =15%/12 =1.25%
Calculating the current credit card's interest payment:
Interest paid on a current credit card each month is equal to the balance x the annual interest rate, which works out to $25,000 x 15% x 12 months, or $312.5.
Calculating the monthly interest rate on a new credit card:
Monthly interest rate on a new credit card equals the annual interest rate on a Few credit card (12 =12%/12 =1%).
Calculation of potential extra borrowing with a new credit card:
Amount that can be borrowed extra is equal to a new credit card's limit.
Debt = $31,250 x ($25,000) = $6,250
To know more about credit cards, visit:
https://brainly.com/question/28887767
#SPJ4
Population groups represent collections of people, often from diverse backgrounds yet sharing similar weaknesses and struggles. Sometimes people belong to more than one population group, such as addicts with pending criminal charges or veterans who are homeless, because they _____.
Population groups represent collections of people, often from diverse backgrounds yet sharing similar weaknesses and struggles. Sometimes people belong to more than one population group, such as addicts with pending criminal charges or veterans who are homeless, because they face multiple intersecting challenges or vulnerabilities.
This occurs because their life circumstances intersect, causing them to face multiple, overlapping vulnerabilities.
As a result, these individuals may require specialized support and resources tailored to address their unique combination of needs and challenges.
By recognizing and understanding the complexities of these overlapping population groups, society can better assist and empower these individuals towards overcoming their struggles and leading more fulfilling lives.
Learn more about population groups at
https://brainly.com/question/11557393
#SPJ11
Which of the following can an interviewer legally ask you about at a job interview?
A.
Your marital status
B.
Whether or not you have medical conditions
C.
Whether or not you’ve been convicted of a crime
D.
Your age
Dont worry about me, I just added this answer so the other person can get their brainliest because they definetly deserve it
HI HI HI HI HI HI HI HI WATER IS H20
According to the video, some workers who work for themselves, such as Actors, Musicians, or Writers, may have what
sort of worker represent them to potential customers?
O an Agent
O a Headhunter
an Employer
a Mentor
Answer:
an Agent
Explanation:
just answered it and got correct
Answer: Agent
Explanation: just got it right on edge
You go to buy a new computer and the salesperson tries to sell you an "extended warranty." You know that extended warranties can add a lot to the purchase price of the computer but you want some protection in case your computer breaks down. What are three questions you should ask before you agree to the contract?
Answer:
Extended warranty means provided extra protection to the breakage or problems occurred on a newly purchased item for a longer period.
Explanation:
Extended warranty is also known as the service agreement or maintenance agreement that is offered to a customer when they plans to purchase a new item like any electronic item including laptops, mobile phone, television, camera ,etc. It provides extra prolonged protection to the item or device than the regular warranty period.
In the context, the questions that I will ask the salesperson before agreeing the contract on the extended warranty on the purchase of the new computer are :
1. What is the extra amount I have to pay for the extended warranty.
2. For how long this "extended warranty" covers or protects my computer.
3. The extended warranty provides coverage on what items items and what defects.
How important is money
Answer:
very important
Explanation:
money is a global income source for everyone. we all have different types but it is all still money. now say one country got rid of money and had people pay for stuff using other things. if china did that lots of different countries wouldn't be able to get stuff from there unless they had so much of that product they could just give it up.
How do bonds generate income for investors?
A. Bonds depreciate in value.
B. Bonds protect investors from bankruptcy.
C. Bonds pay interest to the bank that sold the bond.
D. Bonds pay a specified amount to the investor at maturity.
Answer: D) bonds pay a specific amount to the investor at maturity
Explanation:
Bonds generate income for investors: B. Bonds protect investors from bankruptcy.
Bonds are considered to be safer investments as compared to the stocks because the bondholders can claim on the money generated by deposition of bonds in the event of bankruptcy. It becomes one of the source of income in scarcity of money. Bonds depreciates in value with time. The value of the bond reduces with as that of its face value. Bonds pay principle interest to the bond holder rather than to the bank. There is no surety of getting a specified amount after the maturity of bond as the value of bond depreciates with the time.Hence, option B is correct.
Learn more about bonds:
https://brainly.com/question/17405470
Businesses create production possibilities charts in order to visualize:
A. changes in productivity for different parts of the business over
time.
B. the profits expected from using different production strategies.
C. options for producing multiple products in different quantities.
D. the risk of suffering losses when producing different products.
Businesses create production possibilities charts in order to visualize C. options for producing multiple products in different quantities.
What is production possibilities charts?The graph known as the production possibilities curve (PPC) illustrates all the possible output combinations that can be created using the available resources and technology. The PPC, sometimes referred to as the production possibilities frontier (PPF), depicts scarcity and tradeoffs.
production potential The curve graph displays each potential manufacturing combination between two items that makes the most of the available resources.
Learn more about production possibilities charts at;
https://brainly.com/question/23574617
#SPJ1
when consumed, many goods and services have an impact on other people not using the product. Which word describes this impact ?
A. appreciation
B. depreciation
C. externality
D. inflation
Answer:
Explanation:
depreciation
When consumed, many goods and services have an impact on other people not using the product. Depreciation word describes this impact. The correct option is B.
What does it mean to deprecate a product?Application developers who have already subscribed to a product may still use it after it is deprecated, but no new developers may do so. We disapprove of this use of company funds for political activities. to say that you disapprove of something.
In order to maintain backward compatibility and give programmers time to bring affected code into compliance with the new standard, features are deprecated rather than immediately removed. The following are some of the primary causes of depreciation: A more potent substitute feature has taken the place of the former feature.
Thus, the ideal selection is option B.
Learn more about deprecating a product here:
https://brainly.com/question/4591900
#SPJ2
A law-enforcement officer or government agent doesn't need a search warrant to search the premises of a munitions factory.
It is false that a law-enforcement officer or government agent doesn't need a search warrant to search the premises of a munitions factory.
Who is a law enforcement officer?A law-enforcement officer is an individual who have been endorsed by the government to ensure compliance of laws and regulation.
An agent must obtain a search warrant before conducting a search of any premises. One of the Amendment of the US Constitution protects citizens against unreasonable searches and seizures, and a warrantless search would be considered unconstitutional. In order to obtain a warrant, the officer must provide probable cause to a judge, who will then issue the warrant if the cause is deemed sufficient
Therefore, a law-enforcement officer or government agent need a search warrant to search the premises of a munitions factory.
Learn more on enforcement officer below
https://brainly.com/question/20595604
#SPJ1
which one of the following taxpayers qualify for the earned income credit in 2021? a.a 70-year-old taxpayer with only social security income. b.a single, 31-year-old construction worker with $22,000 of agi and two children. c.an 16-year-old high school student who earns $8,000 at a part-time job. d.a 22-year-old single college student that can be claimed as a dependent by his parents.
A single, 31-year-old construction worker with $22,000 of AGI and two children qualify for the earned income credit in 2021. The correct answer is (b).
The Earned Income Credit (EIC) is a tax credit for low-to-moderate-income working individuals and families. To qualify for the EIC in 2021, the taxpayer must meet certain requirements, including having earned income, a valid social security number, and being a U.S. citizen or resident alien.
Option (b) is the only taxpayer among the choices that meets the criteria for the EIC. The construction worker has earned income and two qualifying children, which makes them eligible for the credit. The amount of the credit depends on the taxpayer's income, filing status, and number of qualifying children.
Option (a) does not qualify for the EIC since they only have social security income and do not have earned income. Option (c) also does not qualify since the high school student does not have earned income, and option (d) does not qualify since the college student can be claimed as a dependent by their parents, making them ineligible for the credit.
The correct answer is (b)
To learn more about income click on,
https://brainly.com/question/30247598
#SPJ4
leaders _________________ by envisioning the future and enlisting others in a common vision.
a. enable others to act
b. encourage the heart
c. inspired a shared vision
d. model the way
The "c. inspired a shared vision." Leaders who inspire a shared vision have the ability to see a future that others may not yet see and communicate it in a compelling way that inspires others to join them in achieving that vision.
This involves a combination of creativity, passion, and effective communication skills to get others excited about what the future could look like.
Options A, B, and D may be other leadership qualities, but they do not specifically address the aspect of envisioning the future and enlisting others in a common vision.
Leaders must be intelligent visionaries who involve others in building a common future in order to inspire a shared vision. Leaders should get in the habit of guiding their teams, listening to their goals and objectives, and identifying the common objectives that the team shares.
To Know more about shared vision
https://brainly.com/question/5333917
#SPJ11
You scheduled a meeting with your banker to discuss your findings. How will you fine-tune your product to incorporate your market research?
Answer:
5 Simple Steps to Fine-Tune Your Digital Marketing Planwww.convinceandconvert.com › digital-marketing › fi...
Were results good, targets met, and goals achieved? Or did your plan totally miss the mark? If you don't review what you did, how will you know what worked
Explanation:
the total amount earned in a paycheck before taxes are subtracted is a deduction the gross income a recession the net income
Out of the choices provided above, it can be stated that the total amount earned in a paycheck before taxes are subtracted is gross income. Therefore, the option B holds true.
What is the significance of gross income?The gross income of an individual can be referred to or considered as the income made on which no deductions or taxation have been subtracted. It is not the amount of disposable amount in the hands of an individual. It is the first point of the receipt of an income.
Therefore, the option B holds true and states regarding the significance of the gross income.
Learn more about gross income here:
https://brainly.com/question/26479727
#SPJ4
write in brief about training
Answer:
Training is teaching, or developing in oneself or others, any skills and knowledge or fitness that relate to specific useful competencies. Training has specific goals of improving one's capability, capacity, productivity and performance.
Explanation:
Hope it helps you:))
Some businesses avoid risks by doing which of the following
Only doing business online
Purchasing multiple insurance policies
Keeping records of all transactions and customers
Considering market research
Answer:
Considering market research
Explanation:
To a business, risk is the possibility of incurring substantial financial losses. A business is established to make profits. However, if things don't go as forecast, the possibility of making losses is high. Risk is the chance that the outcome of an investment is not as profitable as
expected.
Identifying, evaluating, and controlling threats to a company's capital and profits is how businesses manage risk. By conducting market research, a company gathers sufficient information to assist in the process of managing risk.
Which of the following are true?
a. The NPV is the net value created by investing in an asset. The NPV is only as good as the inputs. The NPV does account for all cash flows as well as time value of money.
b. The IRR is the rate of return an investor would earn on an asset they held to maturity if they could reinvest alll cash flows received in an asset with the same return (i.e. the reinvestment rate assumption of the IRR). The IRR does account for all cash flows.
c. Payback is the amount of time to recover the initial investment. No discounting occurs and all cash flows after the payback period are not accounted for. The rule is intuitive and used by small business owners.
d. All of the above are accurate
e. None of the above are accurate.
Answer:
c. Payback is the amount of time to recover the initial investment. No discounting occurs and all cash flows after the payback period are not accounted for. The rule is intuitive and used by small business owners
Explanation:
Net present value is the present value of after tax cash flows from an investment less the amount invested. The NPV does account for all cash flows as well as time value of money.
Internal rate of return is the discount rate that equates the after tax cash flows from an investment to the amount invested . The IRR does account for all cash flows.
The discounted payback period discounts cash flows
when the ends of two bar magnets are near each other, they are found to attract. the ends must be
When the ends of two bar magnets are near each other and found to attract, it indicates that the ends must be of opposite magnetic polarity, one end being the north pole and the other end being the south pole.
Magnets have two poles, the north pole and the south pole. Like poles repel each other, while opposite poles attract. The attraction between the ends of two bar magnets suggests that the ends must have opposite magnetic polarities.
By convention, the end of a magnet pointing north is called the north pole, and the end pointing south is called the south pole. When two magnets are brought close to each other, the opposite poles (north and south) attract each other, causing the magnets to pull towards each other.
This behavior is due to the magnetic field lines that emanate from one pole and curve back to the other pole. The field lines flow from the north pole of one magnet to the south pole of the other magnet. This arrangement creates a magnetic force that draws the magnets together.
Therefore, when the ends of two bar magnets attract each other, it indicates that one end is the north pole, and the other end is the south pole, as opposite poles attract in magnetism.
Learn more about Bar magnets here:
https://brainly.com/question/3333440
#SPJ11